WO2020007154A1

WO2020007154A1 - Display code broadcasting device, and account binding and payment service processing method and apparatus

Info

Publication number: WO2020007154A1
Application number: PCT/CN2019/089947
Authority: WO
Inventors: 孙健康; 邹启蒙; 覃瑶
Original assignee: 阿里巴巴集团控股有限公司
Priority date: 2018-07-03
Filing date: 2019-06-04
Publication date: 2020-01-09
Also published as: CN112489325B; CN109087468B; CN112489325A; TWI746971B; TW202006671A; CN109087468A

Abstract

Disclosed are a display code broadcasting device, and an account binding and payment service processing method and apparatus. The display code broadcasting device comprises: a display code sub device (100) and a broadcasting sub device (200), wherein the display code sub device (100) comprises: a display (102), a display code communication module (103), a display code processing module (104) and a first interface (101); and the broadcasting sub device (200) comprises: a loudspeaker (202), a broadcasting communication module (203), a broadcasting processing module (204) and a second interface (201).

Description

Code broadcast device, account binding and payment service processing method and device

Technical field

The embodiments of the present specification relate to the field of Internet application technology, and in particular, to a code broadcast device, an account binding method, and a payment service processing method and device.

Background technique

With the rapid development of Internet technology, electronic transactions have entered people's lives, and online electronic transactions, such as online transfers and online payments, have gradually developed into offline scenarios. For example, after users purchase goods or services at physical merchants, they can implement them through the Internet. Bill payment. In offline electronic transaction scenarios, more convenient and more secure payment solutions are needed.

Summary of the invention

In view of the above technical problems, the embodiments of the present specification provide a code broadcast device, account binding and payment service processing method and device. The technical solution is as follows:

According to a first aspect of the embodiments of the present specification, a code display and broadcast device is provided, including: a code display sub-device and a broadcast sub-device;

The code display sub-device includes: a display, a code communication module, a code processing module, and a first interface;

Among them, the display code communication module supports communication with the outside of the display sub-device through wireless and wired links; when the display code processing module receives the display trigger signal, it outputs a payment code signal to the display to drive the display to display the payment code;

The broadcast sub-device includes: a speaker, a broadcast communication module, a broadcast processing module, and a second interface;

Among them, the broadcast communication module supports communication with the outside of the broadcast sub-device through wireless and wired links; when the broadcast processing module receives a trigger signal from the outside of the broadcast sub-device through the broadcast communication module, it outputs a payment result voice signal to the speaker to drive The speaker outputs the payment result voice;

The first interface and the second interface are used to carry a wired link between the code communication module and the broadcast communication module, and / or the electrical connection between the code display sub-device and the broadcast sub-device.

According to a second aspect of the embodiments of the present specification, a method for binding an account based on the code broadcast device is provided. The method includes:

The receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;

After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.

According to a third aspect of the embodiments of the present specification, a payment service processing method based on the code broadcast device is provided, and the method includes:

After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server. The payment request carries the payment account information and the payment information obtained according to the scanning result. Account information;

After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;

The broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.

According to a fourth aspect of the embodiments of the present specification, an account binding system based on the code broadcast device is provided. The system includes: a payment receiving client, a code broadcast device, and a server;

According to a fifth aspect of the embodiments of the present specification, a payment service processing system based on the code broadcast device is provided. The system includes: a payment client, a code sub-device, a broadcast sub-device, and a server;

After receiving the code scanning operation trigger, the payment client calls the camera system to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server. The payment request carries the payment account information and the payment information obtained according to the scanning result. Account information;

In the technical solution provided in the embodiment of the present specification, by controlling the display of the code display sub-device to display the payment code instead of the static paper payment code, thereby avoiding unauthorized brushing caused by theft of the payment code, and improving the collection through scanning. Security code for payment process. In addition, the code broadcast equipment includes code sub equipment and broadcast sub equipment. In order to facilitate the user to scan the payment code during the payment process, the code sub equipment is used to display the payment code function. In order to facilitate the merchants to listen to the payment results, the broadcast The sub-device realizes the function of broadcasting the payment result. The code display sub-device and the broadcast sub-device can be used as a whole, or they can be placed separately and used independently from different locations, so that both customers and merchants can obtain payment services in a convenient way and enhance electronic Payment experience.

It should be understood that the above general description and the following detailed description are merely exemplary and explanatory, and should not limit the embodiments of the present specification.

In addition, any one of the embodiments in this specification does not need to achieve all the effects described above.

BRIEF DESCRIPTION OF THE DRAWINGS

In order to more clearly explain the embodiments of the present specification or the technical solutions in the prior art, the drawings used in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings in the following description are merely These are some of the embodiments described in the embodiments of this specification. For those of ordinary skill in the art, other drawings can be obtained based on these drawings.

1 is a schematic diagram of a code broadcast device according to an embodiment of the present specification;

2 is a schematic structural diagram of a code display device according to an embodiment of the present specification;

3 is a schematic structural diagram of a broadcast sub-device according to an embodiment of the present specification;

4 is a schematic diagram of an interaction process of an account binding method according to an embodiment of the present specification;

5 is a schematic diagram of an interaction flow of a payment service processing method according to an embodiment of the present specification;

FIG. 6 is a schematic structural diagram of a device for configuring a device according to an embodiment of the present specification.

detailed description

In order to enable those skilled in the art to better understand the technical solutions in the embodiments of the present specification, the technical solutions in the embodiments of the present specification will be described in detail below with reference to the drawings in the embodiments of the present specification. Obviously, the described implementations The examples are only a part of the embodiments of this specification, but not all the examples. Based on the embodiments in this specification, all other embodiments obtained by those of ordinary skill in the art should fall within the protection scope.

FIG. 1 is a schematic diagram of a code broadcast device according to an embodiment of the present specification.

As shown in FIG. 1, the code display and broadcast device includes a code display sub-device 100 and a broadcast sub-device 200. The code display sub-device 100 and the broadcast sub-device 200 can be used as a whole device, as shown in Figure 1 (a); they can also be used separately as two separate sub-devices, as shown in Figure 1 (b).

Referring to FIG. 1 (b), the code display sub-device 100 includes a first interface 101 (illustrated in the form of an electronic contact), and the broadcast sub-device 200 includes a second interface 201 (illustrated in the form of an electronic contact slot). When the first interface 101 and the second interface 201 are connected, the communication modules in the code display sub-device 100 and the broadcast sub-device 200 will form a wired link, so that signal transmission can be achieved through the wired link; and The code sub-device 100 and the broadcast sub-device 200 can also be electrically connected, so that functions such as power sharing can be implemented.

FIG. 2 is a schematic structural diagram of a code display device according to an embodiment of the present specification.

Based on the embodiment shown in FIG. 1, as shown in FIG. 2, the code display device 100 further includes a display 102. The display 102 may be disposed inside the code display device 100, and its display screen 1021 may be disposed on the surface of the code display device 100. The position of the display screen 1021 shown in FIG. 1 is only an example, and the position of the display screen 1021 on the surface of the code display device 100 is not limited in the embodiment of the present specification.

The display 102 is used to provide identification information of a consumer user provider account number. For example, after the code display sub-device 100 is bound to a merchant's payment account, the server can send the relevant information of the payment account to the code broadcast device, and then the display 102 displays a payment code carrying the information of the payment account, and the user can scan the payment code to realize payment.

In an example, the display 102 may also be used to display a device graphic code of the code display sub-device 100, and the device graphic code may be in a variety of forms such as a bar code and a two-dimensional code, which is not limited in the embodiments of the present specification. If a merchant wants to configure a network and / or bind a payment account for the broadcast device, it can be implemented by the device's graphic coding. For example, the device graphic code displayed on the display 102 may include the device identifier of the code broadcast device, and the device identifier may be parsed according to the device graphic code, thereby binding the code broadcast device and the payment account; for example, the display The device graphic code displayed in 102 may include wireless connection information of the code broadcast device. According to the device graphic code, the wireless connection information can be parsed, and a connection is established with the code broadcast device, so that the code can be further broadcast. The device configures the network.

In another example, the code display sub-device 100 may further include a static identification (not shown) provided on the surface of the device. If a merchant wants to configure a network and / or bind an account for the code display sub-device 100, the static identification may be implemented. For example, the static identification may be the serial number of the broadcast device, and the server may directly bind the serial number to the payment account; for another example, the static identification may be the graphic encoding of the device, and the The device identification and / or wireless connection information, so that the device identification can be obtained by parsing the device graphic code, and then the coded broadcast device is bound and connected.

In addition, in the above two examples, the code display sub-device 100 and the broadcast sub-device 200 of the code broadcast device may share the same device identifier and / or wireless connection information, or may have different device identifiers and / or wireless connection information, respectively. This embodiment of the present specification does not limit this.

FIG. 3 is a schematic structural diagram of a broadcast sub-device according to an embodiment of the present specification.

Based on the embodiment shown in FIG. 1, as shown in FIG. 3, the broadcasting sub-device 200 further includes a speaker 202. The speaker 202 may be provided inside the broadcasting sub-device 200, and the speaker hole 2021 may be provided on the surface of the broadcasting sub-device 200. . The position of the speaker hole 2021 shown in FIG. 1 is only an example, and the position of the speaker hole 2021 on the surface of the broadcast sub-device 200 is not limited in the embodiment of the present specification.

The code display sub-device 100 further includes a code display communication module 103 disposed inside the code display sub-device 100. The broadcast sub-device 200 further includes a broadcast communication module 203, which is disposed inside the broadcast sub-device 200.

Among them, the code communication module 103 and the broadcast communication module 203 support communication with the external sub-devices through wireless and wired links. For example, as described above, when the first interface 101 and the second interface 201 are connected, the code display sub-device 100 and the broadcast sub-device 200 will form a wired link. The code communication module 103 and the broadcast communication module 203 may Communication through the formed wired link; for another example, the code communication module 103 can send a wireless signal to the outside of the code sub-device 100, and the broadcast communication module 203 can send a wireless signal to the outside of the broadcast sub-device 200, so that the code sub-device 100 and the broadcast The sub-devices 200 can detect and connect with each other or detect and connect with other terminal devices through the wireless signals sent out; and so on.

In the above example, the wireless signal may be a Bluetooth signal, an NFC signal, and / or a Wi-Fi signal. For example, the code communication module 103 and the broadcast communication module 203 may be Wi-Fi modules, which can communicate with the external sub-devices through Wi-Fi technology; for example, the code communication module 103 and the broadcast communication module 203 may also be Bluetooth. The module can also communicate with external sub-devices via Bluetooth technology; etc. Of course, the code communication module 103 and the broadcast communication module 203 can also be used as a generic term for modules with communication functions such as Wi-Fi module, Bluetooth module, NFC module, etc., which are not limited in this specification.

The code display sub-device 100 further includes a code display processing module 104, which is disposed inside the code display sub-device 100 and is connected to the display 102 and the code communication module 103. The broadcast sub-device 200 further includes a broadcast processing module 204, which is disposed inside the broadcast sub-device 200 and is connected to the speaker 202 and the broadcast communication module 203. The code processing module 104 and the broadcast processing module 204 can be MCU (Microcontroller Unit), CPU, FPGA (Field-Programmable Gate Array), SE (Secure Element), etc. This embodiment of the present specification does not limit this.

In addition to Figure 1, the display device can also be equipped with a power key (main control key), volume adjustment buttons or knobs, LED status indicators, USB interface, power input line, and other accessories, and for the display code For the device 100 and the broadcast sub-device 200, the above-mentioned other accessories may be set to only one of the sub-devices, or may be set to both of the sub-devices, which is not limited in the embodiment of the present specification.

In addition, the code display sub-device 100 may further include a wireless button (not shown), so that the merchant can trigger the code display sub-device 100 to transmit a wireless signal through the wireless button. Specifically, the code processing module 104 may drive the code communication module 103 to send a wireless signal to the outside of the code display sub-device 100 when receiving the wireless connection notification triggered by the wireless button. It can be understood that the wireless button may be a button that is separately set and used to trigger a wireless function, or may be some operation of one or more other buttons. For example, the power button + volume (-) button can be used as a wireless button, that is, pressing the power button + volume (-) button at the same time will trigger the code display sub-device 100 to emit a wireless signal; etc. Flexible setting, which is not limited in the embodiments of the present specification. The broadcast sub-device 200 may also include a wireless button similar to the foregoing, which is not repeated here.

The code display sub-device 100 may further include a memory 105, a non-volatile memory 106, and the like, and the broadcast sub-device 200 may further include a memory 205, a non-volatile memory 206, and the like, which is not limited in the embodiment of the present specification.

In the embodiment of the present specification, taking a business service provider as a merchant as an example, the merchant can bind the code broadcast device and its payment account in advance. When receiving the display trigger signal, the display processing module 104 of the display sub-device 100 that is bound to the payment account outputs a payment code signal to the display 102 to drive the display 102 to display the payment of the merchant's payment account through the display screen 1021. Section code.

In the embodiment of the present specification, a user uses a client login based on a payment account to scan a payment code displayed on the display screen 1021, thereby sending a payment request to the server with the account information of the payment and payment. After the server processes the request, The binding is performed, and the payment result is delivered to the broadcast sub-device 200 bound to the receiving account. When the broadcast processing module 204 of the broadcast sub-device 200 receives the trigger signal from the server through the broadcast communication module 203, it can output the payment result voice signal to the speaker 202 to drive the speaker 202 to output the payment result voice through the speaker hole 2021, such as Alipay. Section ** yuan.

As can be seen from the above description, the code broadcast device described in this specification includes two parts: a code display sub-device 100 and a broadcast sub-device 200. By controlling the code display sub-device 100 to display the payment code instead of a static paper payment code, it is possible to avoid unauthorized brushing caused by theft of the payment code, and improve the security of the payment process by scanning the payment code.

In addition, in order to facilitate the use of payee merchants and payee users at the same time, the function of displaying the payment code is realized through the code display sub-device 100, the function of broadcasting the payment result is reported through the broadcast sub-device 200, and the code display sub-device 100 and the broadcast sub-device 200 can be used as a whole, or it can be used separately. For example, placing the display sub-device 100 near the user, so that the user can scan the payment code during the payment process, and placing the broadcast sub-device 200 near the merchant, so that the merchant can listen to the payment result. So that both customers and merchants can obtain payment services in a convenient way and enhance the electronic payment experience.

The following uses the service provider as a merchant as an example to describe the specific implementation process of this specification from the three aspects of the network configuration of the broadcast device, the account binding of the broadcast device, and the payment service processing. It can be understood that when describing the various functions of the code broadcast device in this manual, the implementation process of each function will be described in detail. The process of cooperating between various hardware modules in the device to achieve the corresponding functions can refer to related technologies. I will not repeat them one by one.

I. Network configuration of code broadcast equipment

In the embodiment of the present specification, before using the broadcast device, the merchant usually needs to configure the network of the broadcast device to connect the broadcast device to the Internet, so that between the two sub-devices of the broadcast device, Wireless communication with other terminal equipment and servers.

In the embodiment of the present specification, the code communication module 103 of the code display sub-device 100 includes a Bluetooth module. After the code display sub-device 100 is connected to the power supply, the merchant can trigger the wireless connection function of the code display sub-device 100 through the wireless button of the code display sub-device 100, send out a Bluetooth signal and allow the terminal device to connect. As mentioned above, the wireless button may be a button set exclusively for triggering a wireless function, or may be implemented by some operation of one or more other buttons.

For example, the terminal device used by the merchant is a mobile phone, and the code display sub-device 100 is provided with a dedicated wireless button. After the merchant presses the wireless button, the code processing module 104 of the code display sub-device 100 will receive the trigger triggered by the wireless button. The wireless connection notification drives the code display communication module 103 to send a Bluetooth signal to the outside of the code display sub-device 100. The merchant's mobile phone will detect the code sub-device 100 and display it in the list of connectable Bluetooth devices of the mobile phone. The user can select and connect the code sub-device 100 according to the device name provided by the manufacturer, and can further enter the connection authentication provided by the manufacturer. password.

In another embodiment of the present specification, the code display sub-device 100 may send out a wireless signal after being connected to a power source, and may include a static logo provided on the surface of the device, or a device graphic code displayed on a display screen, etc. Including wireless connection information such as the wireless connection name and connection authentication password corresponding to the device, the terminal device of the merchant establishes a connection with the code display sub-device 100 after obtaining the wireless connection information according to the static identification or device graphic coding.

For example, the code display sub-device 100 can send out a Bluetooth signal after connecting to the power supply, and print the Bluetooth name and authentication password of the device on the lower surface of the device, or program the device graphic code and the code display sub-device 100 is connected to the power supply. Then, the device graphic code and the like are displayed on the display 102. The merchant can enter the Bluetooth name and authentication password printed on the lower surface in the client of the mobile phone, or scan and analyze the device graphics to obtain the coded Bluetooth name and authentication password, so as to establish a Bluetooth connection with the code display device 100.

After the merchant's mobile phone successfully establishes a Bluetooth connection with the display sub-device 100, the Bluetooth connection can be used to configure the network connection information of the display sub-device 100, such as the SSID and password of the router in the Wi-Fi network that the display sub-device 100 needs to access. For example, after a Bluetooth connection is successfully established with the display sub-device 100, the merchant mobile phone can display a message that the device is connected to the client corresponding to the display device, and the merchant can further configure the SSID of the router for the display sub-device 100 through the client. And password.

The code communication module 103 of the code display sub-device 100 may further include a Wi-Fi module, and the Wi-Fi module supports a STA (Station) mode. After receiving the SSID and password configured by the client, the code display sub-device 100 accesses the corresponding Wi-Fi network based on the configured SSID and password through the STA (Station) mode of the Wi-Fi module, thereby accessing the Internet.

After accessing the Internet, the code display sub-device 100 may establish a long-term connection with the server based on a pre-configured server address to receive various information sent by the server. The server address is usually stored in the non-volatile memory 106, the message for establishing a long connection request is usually encapsulated by the code processing module 104, and the sending and receiving are usually implemented by the code communication module 103.

In another embodiment of the present specification, the code communication module 103 of the code sub-device 100 may also include a Wi-Fi module supporting STA (Station) mode + AP (Access Point) mode. First, the Wi-Fi module is switched. In the AP mode, the terminal device of the merchant is connected to the Wi-Fi of the code display sub-device 100. The client terminal of the merchant terminal device is used to configure the network connection information of the code display sub-device 100, and then the Wi-Fi module is switched to the STA mode, thereby Connect to the Internet through the configured network connection information.

In addition to the Bluetooth module and the Wi-Fi module, the code communication module 103 of the code display sub-device 100 may also include other wireless communication modules, and the terminal device of the merchant performs network configuration based on other wireless communication modes. This embodiment of this specification does not do this. limited.

The wireless connection between the terminal device of the merchant and the display sub-device 100 and the connection of the display sub-device 100 to the Internet can also be configured through the client of the merchant terminal device, the display 102 of the display sub-device 100, and / or the display sub-device 100 To indicate.

The broadcast sub-device 200 may perform network configuration in a similar manner to the foregoing, and the result of accessing the Internet may also be indicated through the speaker 202 of the broadcast sub-device 200. In addition, the embodiment of this specification does not limit the order of network configuration of the code display sub-device 100 and the broadcast sub-device 200, and whether the same network configuration mode is used.

In another embodiment of the present specification, the code display sub-device 100 and the broadcast sub-device 200 may be bound first, such as establishing a Bluetooth connection after both sub-devices send out a Bluetooth signal, or through the first interface 101 and the second interface 201 The process of establishing a wired connection and specifically binding two sub-devices can be performed before leaving the factory or by the merchant before network configuration. The embodiments of this specification do not limit the binding method and timing. After the two sub-devices are bound, if a wireless connection is successfully established with one of the sub-devices, the network configuration of the two sub-devices can be completed simultaneously or successively based on the connection.

Second, the account binding of the broadcast device

Before using the code broadcast device, the merchant needs to bind the code broadcast device to the merchant's payment account.

In the embodiment of the present specification, as shown in FIG. 4, the process of binding the broadcast account to the payment account by the display broadcast device may include the following steps:

S401. The receiving client obtains the device identification of the broadcast device and sends an account binding request to the server. The account binding request carries the obtained device identification and account information corresponding to the client.

S402. After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.

The receiving client can obtain the device identifier of the code broadcast device in multiple ways.

In an example, the receiving client detects the wireless signal sent by the device according to the wireless communication mode of the code broadcast device; establishes a connection with the code broadcast device through the detected wireless signal; of course, the foregoing two steps can be performed at It is performed when the wireless connection is established for the network configuration of the code broadcast equipment. After establishing a connection with the code broadcast device, the code broadcast device can actively or according to the trigger signal of the receiving client, send the device identification of the device to the receiving client.

In order to prevent the code broadcast device from repeatedly sending the device identification and binding to the receiving account, or being bound to another receiving account by others, in the embodiment of this specification, after receiving the account binding request from the receiving client, the server first The device identification in the request detects whether the coded broadcast device has an account bound to it; if not, binds the coded broadcast device to the account corresponding to the payment client based on the device identifier and account information in the request; If yes, the bound receiving account account may be notified first to unbind, or to transfer the binding right, etc. This is not limited in the embodiment of the present specification.

In another example, after receiving the code scanning operation trigger, the receiving client invokes the camera device to scan the device graphic code of the code broadcast device; the device graphic code is set on the surface of the code broadcast device, or by the code broadcast device Display of the display; obtain the device identification of the code broadcast device according to the scan result.

In addition, as described above, after the receiving client scans the device graphic code of the codec broadcast device, it can also obtain the connection information based on the scan results, such as Bluetooth connection information, NFC connection information, or Wi-Fi connection information. The connection information sends a connection request to the broadcast device; if the connection is successful, the Wi-Fi information used to configure the network is sent to the broadcast device. After receiving the Wi-Fi information, the broadcast device The Wi-Fi information is used to complete the network configuration; after accessing the Internet, the code broadcast device can receive the account binding result sent by the server, and according to the received account binding result, output the corresponding voice instruction through the broadcast sub-device 200, The corresponding screen instruction is output through the code display sub-device, and / or the light instruction is output through the indicator light set on the device.

It can be understood that, the device identification obtained by the receiving client in the embodiment of the present specification may be in the form of the unique device identification of the broadcast device, or in other forms carrying the device identification information. For example, when the receiving client scans the device graphic code, the device graphic code can be parsed to obtain the device ID, or the device graphic code carrying the device identification information can be sent to the server for analysis by the server. Examples do not limit this.

In the embodiment of the present specification, after receiving the device identification sent by the merchant's payment client, the server can further detect whether the device corresponding to the device identification is legal based on the pre-stored legal identification data. Steps; if it is illegal, you can return the security prompt to remind the merchant that there is a security risk. In addition, the server can synchronously or asynchronously monitor whether there is a security risk in the code broadcast equipment, and when it is determined that there is a security risk, take corresponding measures to ensure that the interests of the merchants are not infringed. For example, it automatically unbinds its relationship with the receiving account and sends a reminder to the client.

In addition, the merchant can check the status of the video broadcast device through the client, such as whether the video broadcast device is bound, whether the video broadcast device that is bound is online, etc., and the video broadcast device can be unbound through the client. For part of the processing and implementation, reference may be made to related technologies. This embodiment will not repeat them one by one here.

Processing of payment services

In the embodiment of the present specification, after the network display device is bound to the payment account, the merchant can use the device to receive payment.

As shown in FIG. 5, the process of processing a payment service by a payment system including a code broadcast device may include the following steps:

S501. After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server. The payment request carries payment account information and is obtained according to the scanning result. Payment account information;

When the user needs to pay the merchant, he can use the client loaded in the terminal device such as his mobile phone to trigger the operation by scanning the code in the client, so that the client can call the camera device of the terminal device to scan the display of the code display device 100. As described above, the payment code may be a barcode, a two-dimensional code, or other forms that are not limited in the embodiments of the present specification.

After scanning the payment code, the client can obtain the payment account information according to the payment code, thereby generating a payment request that carries the payment account information and the payment account information of the local terminal, and sends it to the server. In addition, after scanning the payment code, the client can also display the payment page for the payment account, so that the user can pay based on the payment page, such as: entering the consumption amount, confirming the payment, etc., and the user enters the payment based on the payment page. Information such as payment amount and transaction time can also be sent to the server through the aforementioned payment request.

S502. After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account. ;

S503: After receiving the payment result sent by the server, the broadcast sub-device broadcasts the corresponding payment result voice.

The payment result sent by the server to the broadcast sub-device 200 may be a payment result voice. After receiving the broadcast result, the broadcast sub-device 200 may directly play it; or it may be a URL (Uniform Resource Locator) of the payment result and broadcast the result. After receiving the sub-device 200, it can obtain the corresponding payment result voice according to the URL, and then play it; it can also be a payment result parameter, and broadcast the sub-device 200 can receive the pre-stored general voice segment according to the parameter to obtain a complete The payment result is voiced, and then played. For example, the broadcast sub-device 200 previously stores "successful receipt", "yuan", "point", and general voice clips such as "0", "1" ... "9" If the payment result sent by the server to the broadcast sub-device 200 is a payment result parameter, such as the information of “successfully received 3.8 yuan”, the broadcast sub-device 200 will store the “3”, “point”, "8", "Yuan", and "Successfully received money" and other general voice clips, get the complete "Successfully received 3. 8 Yuan" payment results Voice, and then play; wait, this embodiment of the specification does not limit this.

In addition, the server may also send the corresponding payment result to the broadcast sub-device 200 when the payment fails, so that the broadcast sub-device 200 outputs the corresponding payment result voice, which is not limited in the embodiment of this specification.

In the embodiment of the present specification, the payment code displayed by the code display sub-device 100 may be dynamically updated according to a preset update rule. For example, the displayed payment code can be updated according to a preset update period; when an NFC-capable terminal device is detected, the displayed payment code can be updated, that is, the terminal device such as a mobile phone with an NFC function is determined to be determined by the user Close to the code display sub-device 100, when scanning code payment, update the displayed payment code for the user to improve the security of the payment; you can also update the displayed payment when receiving the update notification sent by the server Payment code; the update notification is sent by the server after the payment request is processed; the received payment code can also be updated when the update notification sent by the broadcast sub-device 200 is received; the update notification is sent by the broadcast sub-device 200 Send after receiving the payment result from the server; wait, as long as the purpose of dynamically updating the displayed payment code and improving payment security can be achieved, the embodiments of this specification do not limit the specific update rules.

In addition, the payment code displayed by the display sub-device 100 may be generated by the server and then sent to the display sub-device 100, and one or more payment codes may be issued each time; The received and stored payment account information and payment code generation rules are generated, and one or more payment codes can be generated each time; etc., this embodiment of the specification does not limit this.

In addition, the payment code displayed by the display sub-device 100 may further include a security check code, such as a specific character string. After receiving the payment request, the server first checks the security check code obtained by the payment client. Whether the payment account information is safe, that is, to check whether there is a security risk in this payment. If there is no security risk detected, if the payment account is a safe account and the account currently bound to the display sub-device 100, then It is determined that there is no security risk, and the subsequent processing steps are continued.

According to the foregoing description, the code display sub-device 100 and the broadcast sub-device 200 can work independently to facilitate the use of merchants and users. Of course, it can also work as a whole after being connected to the second interface through the first interface.

In the embodiment of the present specification, when the code display sub-device 100 and the broadcast sub-device 200 detect that the first interface and the second interface are connected, the working mode is switched to the overall mode; and when it is detected that When the first interface and the second interface are not connected, switching the working mode to a discrete mode;

For example, if the display sub-device 100 detects that the first interface and the second interface are connected, the working mode of the display sub-device 100 is switched to the overall mode, and the broadcast sub-device 200 is also switched to Overall mode; for another example, the code display sub-device 100 detects that the first interface and the second interface are not connected, then switches the working mode of the code display sub-device 100 to a discrete mode, and notifies the broadcast sub-device through a wireless connection with the broadcast sub-device 200 The device 200 is switched to a discrete mode; for another example, the code display sub-device 100 and the broadcast sub-device 200 respectively switch their working modes according to the detection result of whether they are connected; etc., this embodiment of the present specification does not limit this.

The overall working mode is: a mode in which signals and currents between the code display sub-device 100 and the broadcast sub-device 200 are transmitted through a wired link constructed by the first interface and the second interface; and the discrete working mode The mode is that the signal and current between the code display sub-device 100 and the broadcast sub-device 200 are transmitted wirelessly.

Merchants can flexibly choose to adopt the overall mode or the discrete mode according to the needs and changes in use, thereby making the use of display and broadcast equipment more convenient.

Corresponding to the above method embodiment, the embodiment of the present specification also provides an account binding system based on the code broadcast device, the system includes: a payment receiving client, a code broadcast device and a server;

An embodiment of the present specification also provides a payment service processing system based on the code broadcast device, the system includes: a payment client, a code sub device, a broadcast sub device, and a server;

The implementation process of each function and function in the above system is described in detail in the implementation process of the corresponding steps in the above method, and is not repeated here.

An embodiment of the present specification also provides a computer device including at least a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the foregoing account binding method when the processor executes the program. . The method includes at least:

An embodiment of the present specification further provides a computer device including at least a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the foregoing payment service processing method when executing the program. . The method includes at least:

FIG. 6 shows a more specific schematic diagram of a hardware structure of a computing device provided by an embodiment of the present specification. The device may include a processor 1010, a memory 1020, an input / output interface 1030, a communication interface 1040, and a bus 1050. The processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040 implement a communication connection within the device through a bus 1050.

The processor 1010 may be implemented by a general-purpose CPU (Central Processing Unit), a microprocessor, an Application Specific Integrated Circuit (ASIC), or one or more integrated circuits, and is used to execute related Program to implement the technical solution provided by the embodiment of the present specification.

The memory 1020 may be implemented in the form of ROM (Read Only Memory), RAM (Random Access Memory), static storage devices, dynamic storage devices, and the like. The memory 1020 may store an operating system and other application programs. When the technical solutions provided in the embodiments of the present specification are implemented by software or firmware, related program codes are stored in the memory 1020 and are called and executed by the processor 1010.

The input / output interface 1030 is used to connect an input / output module to implement information input and output. The input / output / module can be configured in the device as a component (not shown in the figure), or it can be externally connected to the device to provide corresponding functions. The input device may include a keyboard, a mouse, a touch screen, a microphone, various sensors, etc., and the output device may include a display, a speaker, a vibrator, and an indicator light.

The communication interface 1040 is used to connect a communication module (not shown in the figure) to implement communication interaction between the device and other devices. The communication module can implement communication through a wired method (for example, USB, network cable, etc.), and can also implement communication through a wireless method (for example, mobile network, WIFI, Bluetooth, etc.).

The bus 1050 includes a path for transmitting information between various components of the device (for example, the processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040).

It should be noted that, although the above device only shows the processor 1010, the memory 1020, the input / output interface 1030, the communication interface 1040, and the bus 1050, in the specific implementation process, the device may also include necessary for achieving normal operation Other components. In addition, those skilled in the art can understand that the foregoing device may also include only components necessary to implement the solutions of the embodiments of the present specification, and does not necessarily include all the components shown in the drawings.

An embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored. When the program is executed by a processor, the foregoing account binding method is implemented. The method includes at least:

An embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored. When the program is executed by a processor, the foregoing payment service processing method is implemented. The method includes at least:

Computer-readable media includes permanent and non-persistent, removable and non-removable media. Information storage can be accomplished by any method or technology. Information may be computer-readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), and read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technologies, read-only disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transmitting medium may be used to store information that can be accessed by a computing device. As defined herein, computer-readable media does not include temporary computer-readable media, such as modulated data signals and carrier waves.

It can be known from the description of the foregoing embodiments that those skilled in the art can clearly understand that the embodiments of this specification can be implemented by means of software plus a necessary universal hardware platform. Based on such an understanding, the technical solution of the embodiments of the present specification may be embodied in the form of a software product that is essentially or contributes to the existing technology. The computer software product may be stored in a storage medium such as ROM / RAM, Magnetic disks, optical disks, and the like include a number of instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the various embodiments or portions of the embodiments of this specification.

The system, device, module, or unit described in the foregoing embodiments may be specifically implemented by a computer chip or entity, or a product with a certain function. A typical implementation device is a computer, and the specific form of the computer may be a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email sending and receiving device, and a game control Desk, tablet computer, wearable device, or a combination of any of these devices.

Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In particular, as for the device embodiment, since it is basically similar to the method embodiment, it is described relatively simply, and the relevant part may refer to the description of the method embodiment. The device embodiments described above are only schematic, and the modules described as separate components may or may not be physically separated. When implementing the solutions of the embodiments of this specification, the functions of each module may be the same. Or multiple software and / or hardware. Some or all of the modules may also be selected according to actual needs to achieve the objective of the solution of this embodiment. Those of ordinary skill in the art can understand and implement without creative efforts.

The above are only specific implementations of the embodiments of the present specification. It should be noted that for those of ordinary skill in the art, without departing from the principles of the embodiments of the present specification, several improvements and retouches can be made. These Improvement and retouching should also be regarded as the protection scope of the embodiments of the present specification.

Claims

A code display and broadcast device, including: a code display sub-device and a broadcast sub-device;

The code display sub-device includes: a display, a code communication module, a code processing module, and a first interface;

Among them, the display code communication module supports communication with the outside of the display sub-device through wireless and wired links; when the display code processing module receives the display trigger signal, it outputs a payment code signal to the display to drive the display to display the payment code;

The broadcast sub-device includes: a speaker, a broadcast communication module, a broadcast processing module, and a second interface;

Among them, the broadcast communication module supports communication with the outside of the broadcast sub-device through wireless and wired links; when the broadcast processing module receives a trigger signal from the outside of the broadcast sub-device through the broadcast communication module, it outputs a payment result voice signal to the speaker to drive The speaker outputs the payment result voice;

The first interface and the second interface are used to carry a wired link between the code communication module and the broadcast communication module, and / or the electrical connection between the code display sub-device and the broadcast sub-device.
The device according to claim 1,

The code communication module is also used to send a wireless signal to the outside of the code display sub-device for the broadcast sub-device and / or other terminal devices to detect and connect;

The broadcast communication module is further configured to: send a wireless signal to the outside of the broadcast sub-device for the code display sub-device and / or other terminal equipment to detect and connect.
The device according to claim 2, the wireless signal comprises:

Bluetooth signal, NFC signal, and / or Wi-Fi signal.
The device according to claim 2,

The code display sub-device further includes: a wireless button; the code processing module is further configured to: when receiving the wireless connection notification triggered by the wireless button, drive the code display communication module to send a wireless signal to the outside of the code display device;

and / or

The broadcast sub-device further includes: a wireless button; the broadcast processing module is further configured to: when receiving a wireless connection notification triggered by the wireless button, drive the broadcast communication module to send a wireless signal to the outside of the broadcast sub-device.
The device according to claim 2,

The code processing module is further configured to: when it is determined to be connected to the other terminal device, send the device identification of the code display sub-device to the connected terminal device through the code communication module;

and / or

The broadcast processing module is further configured to: when it is determined to be connected to the other terminal device, send the device identifier of the sub-device of the broadcast to the connected terminal device through the broadcast communication module.
The code broadcast device according to claim 1, further comprising:

A static identifier provided on the surface of the device, the static identifier is used to implement: network configuration of the code broadcast device and / or binding of the code broadcast device and a payment account.
The device according to claim 1, the code processing module is further configured to: when receiving the connection trigger signal, output the device graphic code to the display to drive the display to display the device graphic code; the device graphic code is used to implement: The network configuration of the code broadcast device and / or the binding of the code broadcast device and the payment account.
The device according to claim 1, the code processing module and / or the broadcast processing module are further configured to:

When it is detected that the first interface and the second interface are connected, switch the communication mode between the code display sub-device and the broadcast sub-device to a wired mode;

When it is detected that the first interface and the second interface are not connected, the communication mode between the code display sub-device and the broadcast sub-device is switched to a wireless mode.
The device according to claim 1, wherein the display trigger signal comprises:

The account code communication module receives the account binding success notification and / or payment code update notification from the outside of the code display sub-device.
The device according to claim 1, wherein the code display sub-device further comprises: an NFC module, configured to send a code trigger signal to a code processing module when a terminal device having an NFC function is detected.
An account binding method based on the code broadcast device according to any one of claims 1 to 10, the method comprising:

The receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;

After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
The method according to claim 11, wherein the obtaining the device identification of the code broadcast device comprises:

Detecting the wireless signal sent by the device according to the wireless communication mode of the code broadcast device;

Establish a connection with the code broadcast device through the detected wireless signal;

Receive the device identification sent by the broadcast device.
The method according to claim 12, after the server receives the account binding request from the receiving client and before binding the device to the account, further comprising:

According to the device identifier in the request, it is detected whether the code broadcast device has an account bound to it; if not, the binding between the code broadcast device and the account corresponding to the receiving client according to the device identifier and account information in the request is performed. step.
The method according to claim 11, wherein the obtaining the device identification of the code broadcast device comprises:

After receiving the trigger of the scan operation, the camera device is called to scan the device graphic code of the code broadcast device; the device graphic code is set on the surface of the code broadcast device or displayed on the display of the code broadcast device;

The device identification of the code broadcast device is obtained according to the scan result.
The method according to claim 14, after scanning the device graphic encoding of the code broadcast device, further comprising:

Connection information obtained from the scan results;

Send a connection request to the display device according to the obtained connection information;

If the connection is successful, send Wi-Fi information to the broadcast device to configure the network.
The method according to claim 15, wherein the connection information comprises:

Bluetooth connection information, NFC connection information, or Wi-Fi connection information.
The method according to claim 15, after receiving the Wi-Fi information, the code broadcast device further comprises:

Completing network configuration according to the Wi-Fi information;

Receive the account binding result sent by the server;

According to the received account binding result, a corresponding voice instruction is output through a broadcast sub-device, a corresponding screen instruction is output through a code display sub-device, and / or a light instruction is output through an indicator set on the device.
A payment service processing method based on the code broadcast device according to any one of claims 1 to 10, the method comprising:

After receiving the code scanning operation trigger, the payment client calls the camera device to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server. The payment request carries the payment account information and the payment information obtained according to the scanning result. Account information;

After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;

The broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
The method of claim 18, further comprising:

The display sub-device updates the displayed payment code according to a preset update rule.
The method according to claim 19, wherein updating the displayed payment code according to a preset update rule comprises:

Update the displayed payment code according to a preset update cycle;

or

Update the displayed payment code when a terminal device with NFC function is detected;

or

When receiving the update notification sent by the server, update the displayed payment code; the update notification is sent by the server after processing the payment request;

or

When receiving the update notification sent by the broadcast sub-device, the displayed payment code is updated; the update notification is sent by the broadcast sub-device after receiving the payment result from the server.
The method of claim 18, further comprising:

When the code display sub-device and the broadcast sub-device detect that the first interface and the second interface are connected, the working mode is switched to the overall mode; and when the first interface and the second interface are detected When not connected, switch the working mode to discrete mode;

The overall working mode is: a mode in which signals and currents between a code display sub-device and a broadcast sub-device are transmitted through a wired link constructed by the first interface and the second interface; and the discrete working mode is: A mode in which signals and currents between the code display sub-device and the broadcast sub-device are transmitted wirelessly.
The method according to any one of claims 18 to 21, wherein the payment code includes: a security check code, which is used to implement security check of the payment code displayed by the code display device.
An account binding system based on the code broadcast device according to any one of claims 1 to 10, the system comprising: a payment receiving client, a code broadcast device and a server;

The receiving client obtains the device identification of the broadcast device and sends an account binding request to the server; the account binding request carries the obtained device identification and the account information corresponding to the client;

After receiving the account binding request from the receiving client, the server end binds the code broadcast device to the account corresponding to the receiving client according to the device identification and account information in the request.
A payment service processing system based on the code broadcast device according to any one of claims 1 to 10, the system comprising: a payment client, a code sub device, a broadcast sub device, and a server;

After receiving the code scanning operation trigger, the payment client calls the camera system to scan the payment code displayed on the code display sub-device, and initiates a payment request to the server. The payment request carries the payment account information and the payment information obtained according to the scanning result. Account information;

After receiving the payment request from the payment client, the server processes the payment request according to the payment account information and the receiving account information carried in the payment request, and sends the payment result to the broadcast sub-device that is pre-bound to the receiving account;

The broadcast sub-device broadcasts the corresponding payment result voice after receiving the payment result sent by the server.
A computer device includes a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the program according to any one of claims 11 to 22 when executing the program. method.