WO2018117656A1

WO2018117656A1 - Mobile payment system for religious donation and sponsorship and method for executing same

Info

Publication number: WO2018117656A1
Application number: PCT/KR2017/015157
Authority: WO
Inventors: 양현정
Original assignee: 양현정
Priority date: 2016-12-20
Filing date: 2017-12-20
Publication date: 2018-06-28
Also published as: KR101811371B1

Abstract

A method for executing a fund payment system according to one embodiment of the present invention comprises: a step of providing a pre-stored link address execution command to a user terminal, when the user terminal touches any NFC reader among NFC readers installed in various places; a step of executing, by the user terminal, an application or a web page corresponding to the link address execution command and providing a payment request message to a payment server when payment is requested through the application or the web page; and a step of processing, by the payment server, the payment according to the payment request message received from the user terminal. Therefore, as the present invention allows religious followers to pay funds by means of a mobile terminal, the present invention provides a tax deduction benefit at the time of year-end settlement, all tax administration services instead of simple paperwork, automatic tax deductions without the followers having to do any work therefor, a 15-24% tax reduction benefit, etc.

Description

Mobile Religious Contribution and Support Payment System and How to Implement It

Embodiments of the present invention relate to a mobile religious offering and support payment system and a method of executing the same.

Today, religious activities (typically, Christianity, Buddhism, Catholicism, etc.) of society are increasing in order to obtain spiritual peace by increasing social anxiety and income.

Religious groups are non-profit organizations, so their funds are made up of donations from believers. For example, the funding of the church, a Christian organization, is based on donations such as Sunday offerings that believers give regularly in Sunday worship, tithing that gives aperiodic donations, thanksgiving offerings, and mission offerings.

For Sunday offerings, the church usually gives the believer's voluntary contributions by giving a bag of money to believers during Sunday worship. Aperiodic donations are usually donated by the believers individually to the church.

In general, the user pays the Sunday offering by making arrangements before going to church on Sunday or by withdrawing through an ATM at the church. However, there are problems such as the inconvenience of having to find cash to make a donation, or the wasted time waiting in line due to the large number of people withdrawing ATM.

In addition, since it was impossible to register for direct debit for non-periodic donations, if the fee due at the beginning of each month is forgotten as the month goes on, the payment may be interrupted. have.

Korean Patent Laid-Open Publication No. 10-2014-0046743 relates to a method for raising donations, a server for executing the same, and a system for executing the same, and a specific amount of donation is added to a virtual account having a unique number of a cathedral as an account number by a Catholic church terminal. When the deposit is made, it is disclosed that a Catholic donation fundraising account linked to the virtual account is determined, and a specific amount of donation is deposited into the Catholic donation fundraising account.

However, the prior art has been inconvenient to visit the bank for the account transfer or to perform the account transfer through the Internet banking or smart banking.

The present invention provides a tax deduction benefit at the end of the year-end settlement by paying the mobile, the agency instead of a simple paperwork, all tax services, autonomous taxpayers do not have to do any work, 15-24% tax reduction effect, etc. It is an object of the present invention to provide a mobile religious offering and support payment system and a method of implementing the same.

In addition, the present invention provides a mobile religious offering and donation payment system and method for executing the same, such as parking management, attendance management, management of the number of group facility users by time zone, use of convenience facilities in group facilities, etc., when applied to a group facility. It aims to provide. In addition, when the present invention is applied to a church group facility, the parking lot can be automatically passed through and checked outside of the church's believers. Through systematic believer management and non-attendance factor management, it can be helpful for faith counseling, visitation, and faith growth, and it is difficult to pinpoint how many parishes attended Sunday in various masses and busy schedules by time. It is an object of the present invention to provide a mobile religious offering and donation payment system and a method of implementing the same, which enables accurate identification of the number of believers rather than an approximate or statistical number in a situation.

In addition, when the present invention is applied to church group facilities, it is possible to naturally induce registration to the unregistered believers attending only the mass, using the various facilities and benefits of the church, and mobile religion to carefully care about the inferior parts of interest. It aims to provide donation and donation settlement system and method of implementation thereof.

In addition, when the present invention is applied to a church group facility, mobile religious offerings to reduce the printing cost and prevent external leakage, free production of the mobile homepage of the church and free support of group characters to the church as a mobile cradle rather than a ground cradle And a payment settlement system and a method of executing the same.

In addition, when the present invention is applied to church group facilities, believers can easily and conveniently pay anytime, anywhere, anytime, anywhere through the mobile payments, Sunday offerings, thanksgiving offerings, construction offerings, special offerings, church, without the need for ATM or bank visits, The purpose of the present invention is to provide a mobile religious donation and donation payment system and a method of executing the same, which enables users to conveniently and conveniently pay through mobile when using my convenience facilities (eg, restaurants, bookstores, cafes, etc.).

In addition, if the mobile religious offerings and donations payment system according to the present invention is applied to the church group facilities, the donation or special dedication at the beginning of each month is forgotten over time, or the automatic transfer registration is inconvenient, the donation is suspended, so The purpose of this paper is to provide a mobile religious donation and donation payment system and a method of implementing the system, which prevents the execution of budgets and payments unpaid because mobile churches receive prepaid payments for the obstacles to the budgeting plan. .

In addition, when the present invention is applied to church group facilities, mobile religious offerings and donations for the year-end deduction for those who wish the year-end deductions for individual contributions paid without additional support from the church An object of the present invention is to provide a payment system and a method of executing the same.

In addition, when the present invention is applied to a church group facility, when attending a monthly meeting or a small group meeting, the group lacks a sense of belonging due to the absence of the management of the group, the active interest of the group and the communication between members are facilitated. It is an object of the present invention to provide a mobile religious offering and donation payment system and a method of implementing the same that can provide an effect of making it.

The problem to be solved by the present invention is not limited to the problem (s) mentioned above, and other object (s) not mentioned will be clearly understood by those skilled in the art from the following description.

Among the embodiments, the method of executing the mobile religious offering and donation payment system provides the user terminal with a pre-stored link address execution command when the user terminal touches any NFC reader among NFC readers respectively installed in various places. Executing, by the user terminal, an application or a web page corresponding to the link address execution command, and providing a payment request message to a payment server when a payment request is made through the application or the web page; And processing the payment according to the received payment request message.

Among the embodiments, the mobile religious offering and donation payment system including an NFC reader, a user terminal and a payment server are installed in various places, respectively, and provide a link address execution command stored in the touch when the user terminal touches the user terminal. When the NFC reader and the NFC reader touch, the link address execution command is received from the NFC reader, an application or web page corresponding to the link address execution command is executed, and a payment request message when a payment request is made through the application or web page. And a payment server configured to process a payment according to a payment request message received from the user terminal.

Specific details of other embodiments are included in the detailed description and the accompanying drawings.

Advantages and / or features of the present invention and methods for achieving them will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms, only the present embodiments to make the disclosure of the present invention complete, and common knowledge in the art to which the present invention pertains. It is provided to fully inform the person having the scope of the invention, which is defined only by the scope of the claims. Like reference numerals refer to like elements throughout.

According to the present invention, by paying the funds through the year-end settlement tax deduction benefits, not just a simple paper work agency, but instead of all tax work, believers do not have to do any work, automatic tax deduction, 15-24% tax reduction effect, etc. Can be provided.

In addition, according to the present invention, when applied to a group facility, parking management, attendance management, group facility user number management for each time zone, the use of convenience facilities can be managed in the group facility.

When the mobile religious offering and donation payment system according to the present invention is applied to a church group facility, the parking lot can be automatically passed through the parking lot and checked outside of the church's believers. It can be helpful for the counseling, visitation, and growth of faith through systematic believer management and attendance factor management through the attendance management of believers. In situations where it is difficult to determine the exact number of attendance, it is possible to determine the exact number of believers rather than the approximate or statistical number.

In addition, when the mobile religious offering and donation payment system according to the present invention is applied to church group facilities, it is possible to naturally induce registration to the unregistered believers who attend the mass only by using various facilities and benefits of the church, etc. Be careful to take care of yourself.

In addition, when the mobile religious offering and donation payment system according to the present invention is applied to church group facilities, the church will benefit from the reduction of printing costs and prevention of external leakage, free production of the church's mobile homepage, and free support of group characters by the mobile cradle rather than the ground cradle. Can be provided to

In addition, when the mobile religious offerings and donations payment system according to the present invention is applied to church group facilities, believers can easily and conveniently anytime, anywhere through mobile without the necessity of school funds, Sunday offerings, thanksgiving offerings, building offerings, Special offerings, immediate payments, and convenient and easy payment through mobile when using the facilities (for example, restaurants, bookstores, cafes, etc.) in the church.

In addition, if the mobile religious offerings and donations payment system according to the present invention is applied to the church group facilities, the donation or special dedication at the beginning of each month is forgotten over time, or the automatic transfer registration is inconvenient, the donation is suspended, so Mobile donations will help the churches receive up-front payments that may have hindered the budgeting plan they have set up.

In addition, when the mobile religious offering and support payment system according to the present invention is applied to church group facilities, the head office is the year-end deduction for those who want the year-end deductions for individual donations paid without additional support of the church Can act.

In addition, when the mobile religious offering and donation payment system according to the present invention is applied to church group facilities, when attending monthly meetings or small group meetings, the group lacks a sense of belonging due to the absence of management of the group. It can provide the effect of the activation of the organization and the smooth communication between members.

1 is a block diagram illustrating a mobile religious offering and donation payment system according to an embodiment of the present invention.

2 is a view for explaining an embodiment in which the mobile religious offering and donation payment system according to an embodiment of the present invention is applied to a religious group facility.

3 is a diagram illustrating an app for providing a mobile offering service using a mobile religious offering and donation payment system according to an embodiment of the present invention.

4 is a diagram illustrating an information transmission function to a Shinto terminal device using a mobile religious offering and donation payment system according to an embodiment of the present invention.

FIG. 5 is a diagram illustrating a text sending function of a pastor using a mobile religious offering and donation payment system according to an embodiment of the present invention.

6 is a view showing an NFC reader of the mobile religious offering and donation payment system according to an embodiment of the present invention.

7 is a view for explaining the offering payment process using the NFC reader of FIG.

8 and 9 are views showing an NFC reader of the mobile religious offering and donation payment system according to an embodiment of the present invention.

Hereinafter, with reference to the accompanying drawings will be described embodiments of the present invention;

Mobile religious offering and support payment system according to an embodiment of the present invention is a system integrating mobile communication and financial products based on the NFC (near field communication) technology. Such a mobile religious offering and donation payment system can be applied to groups such as religious groups, general groups, sponsoring groups, etc. Users of the group can pay the funds through their mobile.

At this time, the type of fund may be changed according to the type of group. For example, if the type of group is an ending group, the type of fund may be tithing, offerings, tuition, donations, periodic fees, etc. If it is an organization, it may be a meeting fee paid at the meeting.

Referring to FIG. 1, the mobile religious offering and donation payment system includes an NFC reader 110, a user terminal device 120, a payment server 130, and an information processing terminal device 140. In the exemplary embodiment of FIG. 1, the NFC reader 110 and the information processing terminal device 140 are separately illustrated for convenience of description, but the NFC reader 110 and the information processing terminal device 140 are implemented as one component. In this embodiment, the NFC reader 110 may execute a function of the information processing terminal device 140.

The NFC reader 110 may be allocated to identification information and installed in various places, and when the user terminal device 120 is touched, the NFC reader 110 may communicate with the user terminal device 120 to transmit and receive data. The NFC reader 110 is set to the link address execution command to provide the information required by the user at the location in accordance with the installation location information.

In one embodiment, when the user terminal device 120 is touched, the NFC reader 110 provides a pre-stored link address execution command to the user terminal device 120. Accordingly, the user can receive a link address execution command from the NFC reader 110 by simply touching the user terminal device 120 to the NFC reader 110 to execute an application or a web page corresponding to the link address execution command. will be.

In another embodiment, when the user terminal device 120 is touched, the NFC reader 110 receives terminal identification information from the user terminal and provides the terminal identification information to the information processing terminal device 140. Accordingly, the information processing terminal device 140 may manage information of the user who owns the user terminal by using the terminal identification information.

The user terminal device 120 is a terminal possessed by a user, and the user terminal device 120 is a terminal that supports NFC to communicate with the NFC reader when the user touches the NFC reader 110 according to a user's operation to transmit and receive data. . For example, the user terminal device 120 may be implemented as a smartphone, a PDA, a tablet PC, or the like.

The user terminal device 120 may be installed with the application for payment of funds. The fund payment application may be automatically executed according to a link address execution command received from the NFC reader 110 when communicating with the NFC reader 110. If the application for fund payment is not installed in the user terminal device 120, the web page corresponding to the link address execution command received from the NFC reader 110 may be automatically executed.

The user terminal device 120 may provide a payment request message to the payment server 130 when the user requests a payment through an application or a web page for fund payment corresponding to a link address execution command. At this time, the type of payment may be changed according to the installation location information of the NFC reader (110).

When the user terminal device 120 touches the NFC reader 110 according to a user's manipulation, the user terminal device 120 provides terminal identification information to the NFC reader 110. The terminal identification information may be provided to the information processing terminal device 140 through the NFC reader 110 and used when managing the information of the user who owns the user terminal device 120.

The payment server 130 is a server that processes payment upon receiving a payment request message from the user terminal device 120. The payment server 130 deposits the amount of payment processed in accordance with the payment request message to the escrow account, and deposits the amount deposited in the escrow account after a specific time from the time point at which the payment is processed to the predetermined user's account.

The information processing terminal device 140 receives terminal identification information from the NFC reader 110 and manages or utilizes information of a user who owns a user terminal using the terminal identification information.

In one embodiment, the information processing terminal device 140 may manage the attendance information of the user using the terminal identification information.

In another embodiment, the information processing terminal device 140 checks whether the user is a pre-registered user using the terminal identification information, and if the user is a pre-registered user, the user's access (for example, access to a parking lot, etc.). ) Can be allowed.

In another embodiment, the information processing terminal device 140 may manage the number of group facility users for each time zone by counting the number of terminal identification information received during a specific time.

2 is a view for explaining an embodiment in which the mobile religious offering and donation payment system according to an embodiment of the present invention is applied to a religious group facility. Here, the religious group facility may be a temple, a church, a church, etc. In the following description, a case where the mobile religious donation and donation payment system is applied to a church which is an embodiment of the religious group facility will be described.

Referring to FIG. 2, the mobile religious offering and donation payment system includes a plurality of NFC readers 210_1 to 210_N, a plurality of Shinto terminal devices 220_1 to 220_N installed at various places in a religious group facility, and a payment server 230. And an information processing terminal device 240.

The plurality of NFC readers 210_1 to 210_N may be assigned to identification information and installed at various places (eg, church entrance, donation box, church parking lot, canteen in a store, etc.) within a religious group facility, When a specific Shindo terminal device 220_1 of the Shindo terminal devices 220_1 to 220_N is touched, it may communicate with the Shinto terminal device 220_1 to transmit and receive data.

According to an embodiment, the NFC readers 210_1 to 210_N may send a pre-stored link address execution command when a specific Shindo terminal device 220_1 is touched among the Shindo terminal devices 220_1 to 220_N. 220_1).

For example, when the NFC reader 210_1 is located in a donation box of a church, a specific reader terminal device 220_1 of the plurality of believer terminal devices 220_1 to 220_N contacts the NFC reader 210_1 as an NFC reader ( 210_1 may provide an execution command for the church application or the church web page to the Shinto terminal device 220_1. Accordingly, the Shinto terminal device 220_1 may execute the church application or the church web page just by touching the NFC reader 210_1 and pay the donation through the corresponding church application or the church web page.

For another example, when the NFC reader 210_1 is located at the entrance of the main hall, the NFC reader 210_1 may contact the church information page (for example, as the Shinto contacts the Shindo terminal device 220_1 to the NFC reader 210_1). The execution command for the bulletin news, words, handouts, etc.) may be provided to the Shinto terminal device 220_1. Accordingly, the Shinto terminal device 220_1 may automatically receive church information just by touching the NFC reader 210_1.

In another embodiment, the NFC readers 210_1 to 210_N receive the terminal identification information from the Shindo terminal device 220_1 and provide the information to the information processing terminal device 240 when the Shindo terminal device 220_1 is touched. The information processing terminal device 240 may utilize the information of the user who owns the Shinto terminal device by using the terminal identification information.

For example, when the NFC reader 210_1 is located at the entrance of the church, the NFC reader 210_1 may be terminal from the Shinto terminal device 220_1 as the believer contacts the Shinto terminal device 220_1 with the NFC reader 210_1. When the identification information is received and provided to the plurality of Shindo terminal devices 220_1 to 220_N, the plurality of Shinto terminal devices 220_1 to 220_N may confirm the attendance of the Shindo using the terminal identification information.

Each of the plurality of NFC readers 210_1 to 210_N has a link address execution command that provides information necessary for a user at a corresponding location according to installation location information.

For example, when the installation location information of each of the plurality of NFC readers 210_1 to 210_N is collecting money in a religious group facility, the user may set a link address execution command that provides a payment processing procedure for making a payment. have.

For another example, if the installation location information of each of the plurality of NFC readers 210_1 to 210_N is a convenience facility in a religious group facility, a link address execution command may be set to provide a payment processing procedure for payment at the facility. Can be.

For another example, if the installation location information of each of the plurality of NFC readers 210_1 to 210_N is the main entrance, a link address execution command for providing church information may be set.

Shinto terminal device 220_1 is a terminal possessed by a member belonging to a church, it may be implemented as a smartphone, PDA, tablet PC, and the like. When the Shinto terminal device 220_1 touches the NFC reader 210_1 by the Shinto, it can communicate with the NFC reader to transmit and receive data.

The ecclesiastical terminal device 220_1 may have a church application installed. Such a church application may be automatically executed according to a link address execution command received from the NFC reader 210_1 when communicating with the NFC reader 210_1. If the church application is not installed in the Shinto terminal device 220_1, a web page corresponding to the link address execution command received from the NFC reader 210_1 may be automatically executed.

For example, when the NFC reader 210_1 is located in a donation box of a church, the Shinto terminal device 220_1 is from the NFC reader 210_1 as the believer contacts the Shindo terminal device 220_1 with the NFC reader 210_1. You can run a church application or a church web page by receiving a launch command for the church application or church web page.

The Shinto terminal device 220_1 may provide a payment request message to the payment server 230 when the user requests a payment through a church application or a church web page. In this case, the type of payment may be determined according to the installation location information of the NFC reader 210_1.

For example, when the NFC reader 210_1 is located in the donation box, the Shinto terminal device 220_1 may provide a payment request message for the donation to the payment server 230.

For another example, when the NFC reader 210_1 is located at a convenience facility (eg, a restaurant, a shop, a bookstore, etc.) in a religious group facility, the Shinto terminal device 220_1 may make a payment for payment at a convenience facility. The request message may be provided to the payment server 230.

The payment server 230 is a server that processes a payment when receiving a payment request message from each of the plurality of edo terminal devices 220_1 to 220_N. The payment server 230 deposits the payment processing amount into the escrow account according to the payment request message, and deposits the amount deposited in the escrow account after a specific time from the time point at which the payment is processed into the account of the predetermined user.

In this case, the escrow account is a trading protection service that relays the transaction to a trusted third party such as a bank when a credit relationship between the buyer and the seller is uncertain. Therefore, even if any problems such as bankruptcy or bankruptcy occur, payments made by believers are made directly to the church without any problem.

More specifically, when the payer pays the mobile donation through the payment method, the payment server 230 pays the church in advance the next week, the payer pays the amount corresponding to the next month's offering, and the paid amount is transferred to an account connected to the payment server. Because of the deposit, the church is a safe system that does not cause any damage even if you make advance payment to the church in case of bankruptcy or bankruptcy. The payment server 230 may process the payment by using a payment means set by each of the plurality of credits.

In one embodiment, the payment server 230 withdraws the payment processing amount from the pre-set account by the credit member to the escrow account, if the payment means set by each of the plurality of credits is a wire transfer, and from the time when the payment processing After the time, the amount deposited in the escrow account can be deposited into the predetermined user's account.

In another embodiment, the payment server 230 deposits a payment processing amount into an escrow account when the payment means set by each of the plurality of credits is a communication payment, and is deposited in the escrow account after a specific time from the point of time when the payment is processed. The amount can be deposited in the predetermined user's account. Then, the payment processing amount may be added to the communication fee of each of the plurality of creditors to be charged.

The information processing terminal device 240 receives terminal identification information from the NFC reader 210 and manages or utilizes information of a user who owns a user terminal using the terminal identification information.

In one embodiment, the information processing terminal device 240 may manage the attendance information of the user using the terminal identification information.

In another embodiment, the information processing terminal device 240 checks whether the user is a pre-registered user using the terminal identification information, and if the user is a pre-registered user, the user's access (for example, access to the parking lot, etc.). ) Can be allowed.

In another embodiment, the information processing terminal device 240 may manage the number of group facility users for each time zone by counting the number of terminal identification information received during a specific time.

2 and 3, when a plurality of NFC readers 210_1 to 210_N are touched by a specific Shinto terminal device 220_1 among the plurality of Shinto terminal devices 220_1 to 220_N, the church application or the church web page may be executed. Provide a link address execution command to the Shinto terminal device 220_1.

The church application or church web page may provide information such as church introduction, offering guidance, church news, bulletin board, worship guide, directions, and the like as shown in FIG. 3. The Shinto terminal device 220_1 may provide a church introduction when a church introduction is selected at the request of a believer, provide a donation payment procedure when selecting a donation guide according to a believer's request, and select a church news at the request of a believer. Poems can provide church news such as introduction of new members, poems, etc., at the request of the believers, provide bulletin writing procedures to communicate with believers when selecting bulletin boards. Information such as contents can be provided, and when selecting a way to come at the request of a Shinto, it can be automatically linked to the church based on the current position of the Shinto by linking with the way guidance module.

2 and 4, when a plurality of NFC readers 210_1 to 210_N are touched by a specific Shinto terminal device 220_1 among the plurality of Shinto terminal devices 220_1 to 220_N, a link address for executing a church information page may be used. The execution command is provided to the shindo terminal device 220_1. Accordingly, the Shinto terminal device 220_1 may provide publicity handouts, news bulletins, words, etc. when the church enters and exits as shown in FIG. 4.

Unlike the above embodiment, when going out to promote the church, each of the plurality of NFC readers (210_1 ~ 210_N) is arranged around the promotion place, and then a plurality of terminal devices owned by the user passing by the promotion place When the NFC reader (210_1 ~ 210_N) of each of the user to receive the church information through the terminal device.

Referring to FIG. 5, the mobile religious offering and donation payment system provides a pastor texting service for individual members of the church for free. For example, the pastor of the church can send texts to the deacons free of charge as shown in Figure 5 (a) through the pastor text sending service of the mobile religious offering and support payment system, and text to the new believer Hong Gil-dong as shown in Figure 5 (b) Can be sent for free. In this way, the church pastor can send and manage texts for free to deacons, believers, new believers, etc. through the mobile religious offering and payment system.

6 is a view showing an NFC reader of the mobile religious offering and donation payment system according to an embodiment of the present invention. 7 is a view for explaining the offering payment process using the NFC reader of FIG.

6 and 7, the NFC reader may be implemented in a table shape as shown in FIGS. 6 (a) and 6 (b). In this case, the NFC reader may be located in front of the donation box, and the Shinto may contact the NFC reader located in the donation box to pay a donation corresponding to the donation box. This process will be described in more detail with reference to FIG. 7.

Table-type NFC reader may be located in front of the donation collection box as shown in FIG. At this time, each of the table-type NFC reader according to the type of donation box may be located in front of the donation box. For example, as shown in Figure 7 (a) the table NFC reader may be located in front of the donation collection box for paying the audit offering, and as shown in Figure 7 (b) the table NFC reader is raising the donation for paying tithing It may be located in front of the box, the table NFC reader as shown in Figure 7 (c) may be located in front of the collection box for paying the Sunday offering.

If the believer contacts the Shinto terminal device with the table-type NFC reader located in front of the donation box for paying the audit offering as shown in Fig. 7 (a), the Shinto terminal device can pay the audit offering from the NFC reader. You can run the command by receiving the launch command for the application or church web page. As a result, the believer may pay an appreciation offering through the Church application or the Church web page.

When a believer contacts a Shinto terminal device with a table-type NFC reader located in front of a donation box for paying tithing as shown in FIG. 7 (b), the Shinto terminal device can pay a tithing from an NFC reader or a church web. You can receive the run command for the page and execute it. Accordingly, the believer may pay tithing through the Church application or the Church web page.

When Shinto contacts the Shinto terminal device with the table-type NFC reader located in front of the donation box for paying the Sunday offering, as shown in Fig. 7 (c), the Shinto terminal device is a church application that can pay the Sunday offering from the NFC reader or You can do this by receiving a run command for the Church web page. Accordingly, believers may pay Sunday offerings through Church applications or Church web pages.

8 and 9, the NFC reader may be implemented as a stand type as shown in FIG. 8, and the NFC reader may be implemented as a sticker type as illustrated in FIGS. 9 (a) to 9 (c).

When the NFC reader is implemented as a stand type as shown in FIG. 8, the stand type NFC reader is disposed in the church, and the believer contacts the stand type NFC reader to receive an execution command for the church application or church web page from the NFC reader. Actionable, the believer can be immediately informed of sermons, words, and Church events through the Church application or Church web pages.

When the NFC reader is implemented in a sticker type as shown in FIG. 9, a believer may immediately receive a sermon, a word, or a church event by accessing a church application or a church web page anytime, anywhere using a sticker-type NFC reader. For example, even at home, a believer may contact a terminal device with a sticker NFC reader to receive and execute an execution command for a church application or church web page from the NFC reader, and the believer may immediately execute it via the church application or church web page. Be guided by sermons, words, and Church events.

While specific embodiments of the present invention have been described so far, various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined not only by the claims below, but also by the equivalents of the claims.

As described above, the present invention has been described by way of limited embodiments and drawings, but the present invention is not limited to the above-described embodiments, which can be variously modified and modified by those skilled in the art to which the present invention pertains. Modifications are possible. Accordingly, the spirit of the present invention should be understood only by the claims set forth below, and all equivalent or equivalent modifications thereof will belong to the scope of the present invention.

Claims

Providing the user terminal with a pre-stored link address execution command when the user terminal touches any NFC reader among NFC readers installed in various places;

Executing, by the user terminal, an application or a web page corresponding to the link address execution command, and providing a payment request message to a payment server when a payment request is made through the application or the web page; And

The payment server processing a payment according to a payment request message received from the user terminal;

How to run a mobile religious offering and donation payment system.
The method of claim 1,

According to the installation location information of the NFC reader, characterized in that it further comprises the step of setting the link address execution command for providing the necessary information to the user at the corresponding location

How to run a mobile religious offering and donation payment system.
The method of claim 2,

The step of setting the link address execution command for providing the information required by the user is

Setting a link address execution command for providing a payment processing procedure for the user to pay a donation when the installation location information of the NFC reader is a donation box in a religious group facility;

Setting a link address execution command that provides a payment processing procedure for payment of a fee at the facility if the installation location information of the NFC reader is a facility in a religious group facility;

And setting a link address execution command for providing church information if the installation location information of the NFC reader is nave.

How to run a mobile religious offering and donation payment system.
The method of claim 1,

The payment server processing the payment according to the payment request message received from the user terminal

Depositing, by the payment server, an amount processed by the payment request message into an escrow account; And

And depositing, in the predetermined user's account, the amount of money deposited in the escrow account after a specific time since the payment server is processed.

How to run a mobile religious offering and donation payment system.
The method of claim 1,

Receiving, by the NFC reader, terminal identification information from the user terminal and providing the terminal identification information to an information processing terminal device; And

And managing, by the information processing terminal device, information of a user who owns the user terminal by using the terminal identification information.

How to run a mobile religious offering and donation payment system.
In the mobile religious offering and support payment system including an NFC reader, a user terminal and a payment server,

NFC readers installed in various places and providing the user terminal with a link address execution command that is stored when the user terminal is touched;

Receives a link address execution command from the NFC reader when the NFC reader is touched, executes an application or a web page corresponding to the link address execution command, and a payment request message when the payment request is made through the application or the web page. Providing to the user terminal; And

It includes a payment server for processing the payment in accordance with the payment request message received from the user terminal

Mobile religious offerings and endowments payment system.
The method of claim 6,

The NFC reader

According to the installation location information, the link address execution command is provided for providing information necessary for the user at the corresponding location.

Mobile religious offerings and endowments payment system.
The method of claim 7, wherein

The NFC reader

If the installation location information is collecting money in a religious group facility, a link address execution order is provided for providing a payment processing procedure for the user to settle the donation. A link address execution command is provided for providing a payment processing procedure for payment at a facility, and a link address execution command is provided for providing church information if the installation location information is entrance to the main hall.

Mobile religious offerings and endowments payment system.
The method of claim 6,

The payment server

And depositing the amount processed in accordance with the payment request message into an escrow account, and depositing the amount deposited in the escrow account into a predetermined user's account after a specific time since the payment processing time.

Mobile religious offerings and endowments payment system.
The method of claim 6,

The NFC reader

Receiving terminal identification information from the user terminal and providing the terminal identification information to an information processing terminal device;

The information processing terminal device

And managing information of a user who owns the user terminal by using the terminal identification information.

Mobile religious offerings and endowments payment system.