WO2017128367A1 - Data acquisition method for credit card bonus point monitoring technology, and prompting system - Google Patents
Data acquisition method for credit card bonus point monitoring technology, and prompting system Download PDFInfo
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- WO2017128367A1 WO2017128367A1 PCT/CN2016/072934 CN2016072934W WO2017128367A1 WO 2017128367 A1 WO2017128367 A1 WO 2017128367A1 CN 2016072934 W CN2016072934 W CN 2016072934W WO 2017128367 A1 WO2017128367 A1 WO 2017128367A1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Definitions
- the invention belongs to the field of intelligent finance, and provides a data collection method and a prompting system for credit card integral monitoring technology.
- the number of invention patents applied by OPPO in 2014 was 938, while the number of invention patents of Tencent in the same period was 1,447.
- the inventions of the two companies about 80% of the total number of invention patents related to user experience and direct user operations.
- similar patent applications, including other companies based on user experience are also of a large order of magnitude, such as Huawei.
- the patent application process and the post-authorization maintenance process will generate human and financial costs: such as replying to review opinions, paying license fees, etc., for core technologies (such as CDMA underlying technology) or market identification.
- core technologies such as CDMA underlying technology
- market identification For relatively high-tech technologies (such as sliding unlocking), the related costs are negligible, and the investment in these technologies is worthwhile, but such technologies are a minority after all, and more technologies have been verified by the market. The user's pain points or itch points cannot be touched, and the patent investment in these technologies is likely to cause cost waste.
- the embodiment of the invention provides a data collection method and a prompting system for credit card integral monitoring technology, which can enable the system to timely discover the credit card points of the customer by matching the current credit card credit amount information of the user with the set credit card credit amount information. It is already possible to carry out point redemption activities such as shopping, thereby stimulating consumption, improving the efficiency of credit card use and increasing the credit card income of bank financial institutions while stimulating economic growth. At the same time, timely feedback through the use of technology is also convenient for manufacturers to be timely and effective. Collect usage of related technologies.
- the present invention is implemented as follows: a data collection method for credit card integration monitoring technology, comprising the following steps:
- the embodiment of the invention further provides a prompting system, including:
- a recording unit configured to record the current credit card credit amount information of the user and the set credit card credit amount information
- a reading unit connected to the output end of the recording unit, for reading the current credit card credit amount information of the user and the set credit card credit amount information;
- the determining unit is connected to the output end of the reading unit, and is configured to determine whether the current credit card credit amount is higher than the set credit card credit amount;
- the control unit is connected to the output end of the judging unit, and if the current credit card credit amount is higher than the set credit card credit amount, the information indicating that the customer performs the point redemption activity such as shopping is issued;
- the data sending unit is connected to the output end of the control unit, and is configured to send the technical use data to the data collection end preset by the manufacturer.
- the invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth.
- improve the efficiency of the use of credit cards improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
- FIG. 1 is a schematic flowchart of a data collection method of a credit card integral monitoring technology according to an embodiment of the present invention
- FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention.
- figure 1 It is a schematic flowchart of a data collection method of a credit card integral monitoring technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
- step S101 the user's current credit card credit amount information and the set credit card credit amount information are recorded.
- Recording the credit card credit amount information set by the user is determined by the customer according to their own card swiping situation. If the customer frequently uses the credit card and has more points, the set credit amount should be set higher, otherwise the prompt information will be received frequently. It affects normal life. If the customer does not use the credit card frequently and the points are small, the corresponding reminder amount should also be set. Because the point redemption has a limitation period, once it expires, it can no longer be used.
- step S102 the current credit card credit amount information of the user and the set credit card credit amount information are read.
- step S103 it is determined whether the current credit card credit amount is higher than the set credit card credit limit; if not, proceed to step S104. It is considered that the customer credit is not enough to redeem the item and consume, and does not issue information indicating that the customer performs the redemption of the point of purchase, etc.; if yes, proceeds to step S105. Sending information indicating the customer to the point redemption activity such as shopping, and sending the technical usage data to the data collection end preset by the manufacturer.
- the technology uses data for the user to use the data of the technology, that is, the data generated when the method completes the first few steps, the data includes the number of times the user uses the technology (eg, the first time using the technology within a certain period of time) Technology); the specific time point of using the technology; the user's related operations before and after using the technology can help the technology provider to better evaluate the market value of the technology, and better improve the technical data according to the feedback.
- the invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth.
- improve the efficiency of the use of credit cards improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
- FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention, where the prompting system includes:
- the recording unit 21, the reading unit 22, the judging unit 23, the regulating unit 24, and the data transmitting unit 25 among them
- the recording unit 21 is configured to record the current credit card credit amount information of the user and the set credit card credit amount information
- Reading unit 22, and recording unit 21 The output end is connected for reading the current credit card credit amount information of the user and the set credit card credit amount information;
- Judging unit 23, and reading unit 22 The output ends are connected to determine whether the current credit card credit amount is higher than the set credit card credit amount;
- Control unit 24, and judgment unit 23 The output ends are connected. If the current credit card credit amount is higher than the set credit card credit amount, the customer is prompted to perform the point redemption activity such as shopping;
- Data transmitting unit 25, and control unit 24 The output connection is used to send technical usage data to the data acquisition terminal preset by the manufacturer.
- the working principle is: the recording unit 21 records the current credit card credit amount information of the user and the set credit card credit amount information; the reading unit 22 Reading the current credit card credit amount information of the user and the set credit card credit amount information; the determining unit 23 determines whether the current credit card credit amount is higher than the set credit card credit amount; the adjusting unit 24 When the current credit card credit amount is higher than the set credit card credit amount, information indicating that the customer performs a point redemption activity such as shopping is issued, and at the same time, the data transmitting unit 25 Send technical usage data to the data acquisition terminal preset by the manufacturer.
- the invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth.
- improve the efficiency of the use of credit cards improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
Abstract
A data acquisition method for credit card bonus point monitoring technology, and a prompting system in the field of intelligent finance. The method comprises: recording the current credit card bonus point information of a user and set credit card bonus point information (S101); determining whether the current credit card bonus points are higher than the set credit card bonus points (S103); if not, determining that the bonus points of the user are not enough for gift redemption or purchasing, and not sending information for prompting the user to perform bonus point redemption, for example, purchasing (S104); and if yes, sending the information for prompting the user to perform bonus point redemption, for example, purchasing, and sending technology usage data to a data acquisition end preset by the manufacturer (S105). The present solution can improve the utilization efficiency of credit cards and increase credit card earnings of banking and financial institutions. Meanwhile, by means of timely feedback after the technology is used, the manufacturer can also conveniently, timely, and effectively acquire usage information of the related technology.
Description
本发明属于智能金融 领域 ，提供了一种信用卡积分监控技术的数据采集方法及提示系统。 The invention belongs to the field of intelligent finance, and provides a data collection method and a prompting system for credit card integral monitoring technology.
现在企业申请的专利数量越来越多，而且将专利用在市场上、产品中的情形也越来越多。 Nowadays, the number of patents applied by enterprises is increasing, and the use of patents in the market and products is increasing.
根据国家知识产权的数据库显示，OPPO公司在2014年申请的发明专利数为938个，而同期的腾讯公司的发明专利数为1447个。这两家公司的发明中，有关于用户体验和用户直接操作相关的发明专利约占总数的80%左右。当然包括其他以用户体验为主的公司的类似专利申请也是具有很大的数量级，比如小米公司等。
According to the national intellectual property database, the number of invention patents applied by OPPO in 2014 was 938, while the number of invention patents of Tencent in the same period was 1,447. Among the inventions of the two companies, about 80% of the total number of invention patents related to user experience and direct user operations. Of course, similar patent applications, including other companies based on user experience, are also of a large order of magnitude, such as Xiaomi.
考虑到技术使用的同时，专利的申请过程和授权后的维护过程都会产生人力、财力上的成本：如答复审查意见、缴纳授权费等，对于核心技术（如：CDMA的底层技术）或市场认同度比较高的技术（如：滑动解锁）而言，那么相关成本就可以忽略不计，对于这些技术的投入是值得的，但这类技术毕竟是少数，更多的技术经过市场验证后，其实并不能触及用户的痛点或痒点，而对这些技术的专利投入，就容易造成成本的浪费。
Considering the use of technology, the patent application process and the post-authorization maintenance process will generate human and financial costs: such as replying to review opinions, paying license fees, etc., for core technologies (such as CDMA underlying technology) or market identification. For relatively high-tech technologies (such as sliding unlocking), the related costs are negligible, and the investment in these technologies is worthwhile, but such technologies are a minority after all, and more technologies have been verified by the market. The user's pain points or itch points cannot be touched, and the patent investment in these technologies is likely to cause cost waste.
所以需要有一种方法能够通过实在的数据，及时评估相关技术的市场接受度或价值，同时，为了使得本人的上一个申请《 根据信用卡积分额度匹配提示方法及智能提示系统
》中的相关技术得到及时评估，特提出一种技术使用数据的采集/发送的方法。
Therefore, there is a need for a method to timely evaluate the market acceptance or value of related technologies through real data, and at the same time, in order to make my last application, according to the credit card credit quota matching prompt method and intelligent reminder system
The related technology in the paper is evaluated in time, and a method for collecting/sending data using technology is proposed.
本发明实施例提供了一种信用卡积分监控技术的数据采集方法及提示系统，能够通过将用户当前信用卡积分额度信息和设定的信用卡积分额度信息相匹配，让系统能够及时发现客户的信用卡积分是否已经可以进行购物等积分兑换活动，进而刺激消费，在拉动经济增长的同时，提高信用卡的使用效率，提升银行金融机构的信用卡收益，同时，通过使用技术后的及时反馈，也方便厂家及时有效的采集相关技术的使用情况。
The embodiment of the invention provides a data collection method and a prompting system for credit card integral monitoring technology, which can enable the system to timely discover the credit card points of the customer by matching the current credit card credit amount information of the user with the set credit card credit amount information. It is already possible to carry out point redemption activities such as shopping, thereby stimulating consumption, improving the efficiency of credit card use and increasing the credit card income of bank financial institutions while stimulating economic growth. At the same time, timely feedback through the use of technology is also convenient for manufacturers to be timely and effective. Collect usage of related technologies.
本发明是这样实现的：一种信用卡积分监控技术的数据采集方法，包括以下步骤： The present invention is implemented as follows: a data collection method for credit card integration monitoring technology, comprising the following steps:
记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息； Recording the user's current credit card credit amount information and the set credit card credit amount information;
读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息； Reading the current credit card credit amount information of the user and the set credit card credit amount information;
判断当前信用卡积分额度是否高于设定的信用卡积分额度； Determine whether the current credit card credit amount is higher than the set credit card credit amount;
若否，视为客户积分不足以兑换物品和进行消费，不发出提示客户进行购物等积分兑换的信息； If not, it is considered that the customer points are not enough to redeem the goods and make consumption, and no information is sent to prompt the customer to redeem the points such as shopping;
若是，发出提示客户进行购物等积分兑换活动的信息，并向厂家预设的数据采集端发送技术使用数据。 If yes, send out information prompting the customer to perform a point redemption activity such as shopping, and send the technical usage data to the data collection end preset by the manufacturer.
本发明实施例还提供了一种提示系统，包括： The embodiment of the invention further provides a prompting system, including:
记录单元，用于记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息； a recording unit, configured to record the current credit card credit amount information of the user and the set credit card credit amount information;
读取单元，与记录单元的输出端相连接，用于读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息；
a reading unit, connected to the output end of the recording unit, for reading the current credit card credit amount information of the user and the set credit card credit amount information;
判断单元，与读取单元的输出端相连接，用于判断当前信用卡积分额度是否高于设定的信用卡积分额度；
The determining unit is connected to the output end of the reading unit, and is configured to determine whether the current credit card credit amount is higher than the set credit card credit amount;
调控单元，与判断单元的输出端相连接，若当前信用卡积分额度高于设定的信用卡积分额度，则发出提示客户进行购物等积分兑换活动的信息；
The control unit is connected to the output end of the judging unit, and if the current credit card credit amount is higher than the set credit card credit amount, the information indicating that the customer performs the point redemption activity such as shopping is issued;
数据发送单元，与调控单元的输出端连接，用于向厂家预设的数据采集端发送技术使用数据。 The data sending unit is connected to the output end of the control unit, and is configured to send the technical use data to the data collection end preset by the manufacturer.
该发明能够通过将用户当前信用卡积分额度信息和设定的信用卡积分额度信息相匹配，让系统能够及时发现客户的信用卡积分是否已经可以进行购物等积分兑换活动，进而刺激消费，在拉动经济增长的同时，提高信用卡的使用效率，提升银行金融机构的信用卡收益，同时，通过使用技术后的及时反馈，也方便厂家及时有效的采集相关技术的使用情况。
The invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth. At the same time, improve the efficiency of the use of credit cards, improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
图 1 是本发明实施例提供的一种信用卡积分监控技术的数据采集方法 的流程示意图 ； FIG. 1 is a schematic flowchart of a data collection method of a credit card integral monitoring technology according to an embodiment of the present invention; FIG.
图 2 是本发明实施例提供的提示系统的结构示意图。 FIG. 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention.
为了使本发明的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本发明进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本发明，并不用于限定本发明。
The present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
图 1
是发明实施例提供的一种信用卡积分监控技术的数据采集方法的流程示意图，为了便于说明，只示出了与本发明实施例相关的部分。 figure 1
It is a schematic flowchart of a data collection method of a credit card integral monitoring technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
在步骤 S101 中，记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息。 In step S101, the user's current credit card credit amount information and the set credit card credit amount information are recorded.
记录用户设定的信用卡积分额度信息，是由客户根据自身的刷卡情况而确定，如果客户经常使用信用卡，积分较多，就应该设定的提示积分额度较高，否则将会经常收到提示信息，影响正常生活，如果客户不经常使用信用卡，积分较少，也应设置相应的提示额度，因为积分兑换都有时效期，一旦过期便不能再使用。
Recording the credit card credit amount information set by the user is determined by the customer according to their own card swiping situation. If the customer frequently uses the credit card and has more points, the set credit amount should be set higher, otherwise the prompt information will be received frequently. It affects normal life. If the customer does not use the credit card frequently and the points are small, the corresponding reminder amount should also be set. Because the point redemption has a limitation period, once it expires, it can no longer be used.
在步骤 S102 中，读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息。 In step S102, the current credit card credit amount information of the user and the set credit card credit amount information are read.
在步骤 S103 中，判断当前信用卡积分额度是否高于设定的信用卡积分额度；若否，进入步骤 S104
，视为客户积分不足以兑换物品和进行消费，不发出提示客户进行购物等积分兑换的信息；若是，进入步骤 S105
，发出提示客户进行购物等积分兑换活动的信息，并向厂家预设的数据采集端发送技术使用数据。 In step S103, it is determined whether the current credit card credit amount is higher than the set credit card credit limit; if not, proceed to step S104.
It is considered that the customer credit is not enough to redeem the item and consume, and does not issue information indicating that the customer performs the redemption of the point of purchase, etc.; if yes, proceeds to step S105.
Sending information indicating the customer to the point redemption activity such as shopping, and sending the technical usage data to the data collection end preset by the manufacturer.
所述技术使用数据为用户使用该技术的数据，即所述方法走完前几个步骤时产生的数据，所述数据包括用户使用该技术的次数（如在一定时间内是第几次使用该技术）；使用该技术的具体时间点；使用该技术前后用户的相关操作等有助于技术提供方更好的评价技术的市场价值，并根据所述反馈更好的改进技术的数据。
The technology uses data for the user to use the data of the technology, that is, the data generated when the method completes the first few steps, the data includes the number of times the user uses the technology (eg, the first time using the technology within a certain period of time) Technology); the specific time point of using the technology; the user's related operations before and after using the technology can help the technology provider to better evaluate the market value of the technology, and better improve the technical data according to the feedback.
该发明能够通过将用户当前信用卡积分额度信息和设定的信用卡积分额度信息相匹配，让系统能够及时发现客户的信用卡积分是否已经可以进行购物等积分兑换活动，进而刺激消费，在拉动经济增长的同时，提高信用卡的使用效率，提升银行金融机构的信用卡收益，同时，通过使用技术后的及时反馈，也方便厂家及时有效的采集相关技术的使用情况。
The invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth. At the same time, improve the efficiency of the use of credit cards, improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
图 2 是本发明实施例提供的一种提示系统的结构示意图，该提示系统包括： 2 is a schematic structural diagram of a prompting system according to an embodiment of the present invention, where the prompting system includes:
记录单元 21 ，读取单元 22 ，判断单元 23 ，调控单元 24 ，数据发送单元 25
，其中 The recording unit 21, the reading unit 22, the judging unit 23, the regulating unit 24, and the data transmitting unit 25
,among them
记录单元 21 ，用于记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息； The recording unit 21 is configured to record the current credit card credit amount information of the user and the set credit card credit amount information;
读取单元 22 ，与记录单元 21
的输出端相连接，用于读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息； Reading unit 22, and recording unit 21
The output end is connected for reading the current credit card credit amount information of the user and the set credit card credit amount information;
判断单元 23 ，与读取单元 22
的输出端相连接，用于判断当前信用卡积分额度是否高于设定的信用卡积分额度； Judging unit 23, and reading unit 22
The output ends are connected to determine whether the current credit card credit amount is higher than the set credit card credit amount;
调控单元 24 ，与判断单元 23
的输出端相连接，若当前信用卡积分额度高于设定的信用卡积分额度，则发出提示客户进行购物等积分兑换活动的信息； Control unit 24, and judgment unit 23
The output ends are connected. If the current credit card credit amount is higher than the set credit card credit amount, the customer is prompted to perform the point redemption activity such as shopping;
数据发送单元 25 ，与调控单元 24
的输出端连接，用于向厂家预设的数据采集端发送技术使用数据。 Data transmitting unit 25, and control unit 24
The output connection is used to send technical usage data to the data acquisition terminal preset by the manufacturer.
其工作原理是：记录单元 21 记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息；读取单元 22
读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息；判断单元 23 判断当前信用卡积分额度是否高于设定的信用卡积分额度；调控单元 24
在当前信用卡积分额度高于设定的信用卡积分额度时，发出提示客户进行购物等积分兑换活动的信息，同时，数据发送单元 25
向厂家预设的数据采集端发送技术使用数据。 The working principle is: the recording unit 21 records the current credit card credit amount information of the user and the set credit card credit amount information; the reading unit 22
Reading the current credit card credit amount information of the user and the set credit card credit amount information; the determining unit 23 determines whether the current credit card credit amount is higher than the set credit card credit amount; the adjusting unit 24
When the current credit card credit amount is higher than the set credit card credit amount, information indicating that the customer performs a point redemption activity such as shopping is issued, and at the same time, the data transmitting unit 25
Send technical usage data to the data acquisition terminal preset by the manufacturer.
该发明能够通过将用户当前信用卡积分额度信息和设定的信用卡积分额度信息相匹配，让系统能够及时发现客户的信用卡积分是否已经可以进行购物等积分兑换活动，进而刺激消费，在拉动经济增长的同时，提高信用卡的使用效率，提升银行金融机构的信用卡收益，同时，通过使用技术后的及时反馈，也方便厂家及时有效的采集相关技术的使用情况。
The invention can match the current credit card credit amount information of the user with the set credit card credit amount information, so that the system can timely find out whether the customer's credit card credits can be used for shopping and other points redemption activities, thereby stimulating consumption and driving economic growth. At the same time, improve the efficiency of the use of credit cards, improve the credit card income of bank financial institutions, and at the same time, through the use of timely feedback after the technology, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
以上仅为本发明的较佳实施例而已，并不用以限制本发明，凡在本发明的精神和原则之内所作的任何修改、等同替换和改进等，均应包含在本发明的保护范围之内。
The above are only the preferred embodiments of the present invention, and are not intended to limit the present invention. Any modifications, equivalents, and improvements made within the spirit and scope of the present invention should be included in the scope of the present invention. Inside.
Claims (2)
- 一种信用卡积分监控技术的数据采集方法，其特征在于，所述方法包括如下步骤： A data collection method for credit card integral monitoring technology, characterized in that the method comprises the following steps:记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息；Recording the user's current credit card credit amount information and the set credit card credit amount information;读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息；Reading the current credit card credit amount information of the user and the set credit card credit amount information;判断当前信用卡积分额度是否高于设定的信用卡积分额度；Determine whether the current credit card credit amount is higher than the set credit card credit amount;若否，视为客户积分不足以兑换物品和进行消费，不发出提示客户进行购物等积分兑换的信息；If not, it is considered that the customer points are not enough to redeem the goods and make consumption, and no information is sent to prompt the customer to redeem the points such as shopping;若是，发出提示客户进行购物等积分兑换活动的信息，并向厂家预设的数据采集端发送技术使用数据。If yes, send out information prompting the customer to perform a point redemption activity such as shopping, and send the technical usage data to the data collection end preset by the manufacturer.
- 一种提示系统，其特征在于，所述提示系统包括：A prompting system, characterized in that the prompting system comprises:记录单元，用于记录用户当前信用卡积分额度信息和设定的信用卡积分额度信息；a recording unit, configured to record the current credit card credit amount information of the user and the set credit card credit amount information;读取单元，与记录单元的输出端相连接，用于读取用户当前信用卡积分额度信息和设定的信用卡积分额度信息；a reading unit, connected to the output end of the recording unit, for reading the current credit card credit amount information of the user and the set credit card credit amount information;判断单元，与读取单元的输出端相连接，用于判断当前信用卡积分额度是否高于设定的信用卡积分额度；The determining unit is connected to the output end of the reading unit, and is configured to determine whether the current credit card credit amount is higher than the set credit card credit amount;调控单元，与判断单元的输出端相连接，若当前信用卡积分额度高于设定的信用卡积分额度，则发出提示客户进行购物等积分兑换活动的信息；The control unit is connected to the output end of the judging unit, and if the current credit card credit amount is higher than the set credit card credit amount, the information indicating that the customer performs the point redemption activity such as shopping is issued;数据发送单元，与调控单元的输出端连接，用于向厂家预设的数据采集端发送技术使用数据。The data sending unit is connected to the output end of the control unit, and is configured to send the technical use data to the data collection end preset by the manufacturer.
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| PCT/CN2016/072934 WO2017128367A1 (en) | 2016-01-30 | 2016-01-30 | Data acquisition method for credit card bonus point monitoring technology, and prompting system |
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