WO2016180185A1

WO2016180185A1 - Method and apparatus for determining position of point of sale (pos)

Info

Publication number: WO2016180185A1
Application number: PCT/CN2016/079671
Authority: WO
Inventors: 叶青; 杨志鹏; 蒋贤忠; 张东卓
Original assignee: 中兴通讯股份有限公司
Priority date: 2015-08-26
Filing date: 2016-04-19
Publication date: 2016-11-17
Also published as: CN106488399A

Abstract

A method and apparatus for determining the position of a point of sale (POS). The method comprises: when a swiped transaction is generated on a POS, acquiring a mobile terminal identification number bound to a card, a terminal number of the POS and a merchant code corresponding to the POS (S302); acquiring the position of a mobile terminal corresponding to the mobile terminal identification number, and acquiring a POS registration position corresponding to the terminal number of the POS and the merchant code (S304); and determining whether the position of the mobile terminal matches the POS registration position, and determining whether to report warning prompt information according to the determining result (S306). By means of the present application, the problem of failing to recognize the use of a POS in a non-registered position if the POS using a related technology and a corresponding transaction processing system interface are not transformed in the related art is solved.

Description

Method and device for determining POS position of sales terminal

Technical field

The present application relates to, but is not limited to, the field of communications, and in particular, to a method and apparatus for determining a POS location of a sales terminal.

Background technique

The point of sale (Point Of Sale, referred to as POS) is divided into fixed POS machine and mobile POS machine in terms of mobility. FIG. 1 is a schematic diagram of the principle of POS machine transaction technology in the related art, as shown in FIG. 1 , wherein the mobile POS machine passes The wireless communication is connected to the wireless network base station, and then connected to the transaction processing system through the network, and the fixed POS machine is connected to the network by dialing a telephone number or directly using a network cable, and then connected to the transaction processing system. The business of the transaction processing system includes billing processing, third party payment settlement, and the like.

According to national regulations, the use of POS machines has geographical restrictions, and the current scope is limited to the county and city areas. When the POS machine is registered, the registered merchant needs to use the POS terminal to operate the location information. Generally, consumers spend their cards on the POS, and the corresponding merchants need to pay a certain fee to the financial institution. The fee rate varies according to the business scope of the merchant. Therefore, if the low-rate POS machine is moved to a high-rate merchant. Use, will bring financial and transaction services (loss of fee sharing) and consumer losses (such as credit card points loss).

For fixed POS machines, corresponding decoding technologies have appeared on the market, which are used in different places by means of remote dialing camouflage. Figure 2 is a schematic diagram of the fixed POS machine used in different places in the related art, as shown in Figure 2, which should be The POS machine used in Area A is migrated to B. For the transaction processing system, it is still recognized that the POS machine is used in Area A. In fact, by installing a decoder in Area A, and then dialing in Area B. The decoder of the A site is used for camouflage use; for the use of the mobile POS machine that has been put into use, there is currently no technical means for effectively identifying the use of the cross-city and county. At present, on the one hand, POS machine transactions are becoming more and more popular. On the other hand, the use of POS machines for remote use identification technology is low in effectiveness, or the actual implementation of the technology is difficult, resulting in the use of POS machines in different places.

At present, there are four main methods for prohibiting the use of POS machines in different places in related technologies:

(1) Preventing the POS machine from being used off-site by analyzing the data packets that the POS machine interacts with the transaction processing system during the transaction. The technology determines whether the POS machine is used off-site by comparing the called number with the target access number, but Currently available commercially available decoders can technically circumvent this method.

(2) By monitoring the transaction process of the POS machine, the technology records the time when the POS machine interacts with the transaction system, and then judges whether the POS machine is used off-site through data analysis, because this method relies on the stable and reliable transmission time of the network data. Therefore, the program is less feasible.

(3) Install a wireless communication system on the POS machine, and locate the POS machine through the wireless communication system. When the location of the POS machine does not match the registered use position, the POS machine can be determined to be used in a different place; the technology requires the GPS module to be installed on the mobile POS machine. For positioning, or by other wireless communication systems (such as mobile communication networks), the mobile POS machine obtains its location information and uploads it to the transaction processing center for processing. The solution of adding a GPS module increases the cost of the mobile POS machine. The mobile POS machine (without GPS module) obtains its location and uploads through the mobile communication network. Not only does the current mobile network not support, but also needs to modify the POS machine and the transaction processing system. Software interaction interface, which involves modifying related technical standards.

(4) A service called "Location Based Service" (LBS) is built in the POS machine. When the actual address obtained by the built-in LBS service does not match the preset address, the POS built-in system rejects the transaction. The solution also increases the cost of manufacturing and selling POS machines.

It can be seen from the above scheme that schemes (1) and (2) have technical circumvention means, and schemes (3) and (4) cannot prohibit the use of existing large number of POS machines in different places, and increase the cost of POS machines, and also need Transforming the transaction processing system with low practicability.

Summary of the invention

The following is an overview of the topics detailed in this document. This Summary is not intended to limit the scope of the claims.

In view of the need in the related art to modify the POS machine and its corresponding transaction processing system interface to identify the problem of POS off-site use, there is currently no effective solution.

The present application provides a method and apparatus for determining a POS location of a sales terminal to at least resolve the phase The POS machine that needs to transform related technologies in the technology and its corresponding transaction processing system interface can identify the problem of POS use in different places.

According to an aspect of the embodiments of the present invention, a method for determining a POS location of a sales terminal is provided, including: when a POS generates a card transaction, acquiring a mobile terminal identification number bound to the card, a terminal number of the POS, And a merchant code corresponding to the POS; acquiring a location of the mobile terminal corresponding to the mobile terminal identification number, and acquiring a location of the POS registration corresponding to both the terminal number of the POS and the merchant code Determining whether the location of the mobile terminal and the second location of the POS registration match, and determining whether to report the warning prompt information according to the determination result.

Optionally, the step of acquiring the location of the mobile terminal corresponding to the mobile terminal identification number comprises: obtaining, according to the mobile terminal identification number, the obtained service of the mobile terminal by using a mobile communication network The location of the cell, or the latitude and longitude information of the mobile terminal, is used as the location of the mobile terminal.

Optionally, wherein, when the first location is a serving cell where the mobile terminal is located, determining whether the location of the mobile terminal and the location of the POS registration are matched, and determining whether The step of reporting the warning prompt information includes: determining whether the location of the POS registration registration falls within the serving cell where the mobile terminal is located; and when the location where the POS registration is determined to fall into the serving cell where the mobile terminal is located, the reporting is prohibited. The warning prompt information is reported; when the location where the POS registration is determined does not fall into the serving cell where the mobile terminal is located, the warning prompt information is reported.

Optionally, wherein, when the location of the mobile terminal is the latitude and longitude information of the mobile terminal, the determining whether the location of the mobile terminal and the location of the POS registration are matched, and determining according to the determination result The step of reporting the warning prompt information includes: determining whether the location of the POS registration is matched with the latitude and longitude information of the mobile terminal; and determining that the location of the POS registration matches the latitude and longitude information of the mobile terminal, prohibiting reporting The warning prompt information; when the location where the POS registration is determined does not match the latitude and longitude information of the mobile terminal, the warning prompt information is reported.

Optionally, the step of obtaining the location of the POS registration corresponding to both the terminal number of the POS and the merchant code comprises: virtualizing according to the terminal number of the POS and the merchant code The private network VPN obtains the location of the POS registration.

According to an aspect of the embodiments of the present invention, a device for determining a POS location of a sales terminal is provided, including: a first acquiring module, configured to acquire a mobile terminal identification number bound to the card when the POS generates a card transaction, a terminal number of the POS and a merchant code corresponding to the POS; a second acquiring module configured to acquire a location of the mobile terminal corresponding to the mobile terminal identification number, and acquire a terminal number and a location of the POS The location of the POS registration corresponding to the merchant code; the determining module is configured to determine whether the location of the mobile terminal and the location of the POS registration are matched, and determine whether to report the warning prompt information according to the determination result.

Optionally, the second obtaining module is configured to set, according to the mobile terminal identification number, the serving cell where the mobile terminal is located, or the latitude and longitude information of the mobile terminal, As the location of the mobile terminal.

Optionally, the determining module includes: a first determining unit, configured to determine whether the location of the POS registration is falling, when the first location is a location of the serving cell where the mobile terminal is located The serving cell in which the mobile terminal is located; the first forbidden unit is configured to prohibit reporting the early warning prompt information when the location where the POS registration is determined to fall into the serving cell where the mobile terminal is located; the first reporting unit is configured to When the location where the POS registration is determined does not fall into the serving cell where the mobile terminal is located, the warning prompt information is reported.

Optionally, wherein, when the first location is the latitude and longitude information of the mobile terminal, the determining module includes: a second determining unit, configured to determine whether the location of the POS registration is related to the mobile The latitude and longitude information of the terminal is matched; the second forbidden unit is configured to prohibit reporting the early warning prompt information when determining that the location registered by the POS matches the latitude and longitude information of the mobile terminal; and the second reporting unit is configured to determine When the location of the POS registration does not match the latitude and longitude information of the mobile terminal, the warning prompt information is reported.

Further, the second obtaining module is configured to acquire the location of the POS registration by using a virtual private network VPN according to the terminal number of the POS and the merchant code.

The application further provides a computer readable storage medium storing computer executable instructions that are implemented when the computer executable instructions are executed.

Through the application, when the sales terminal POS generates the card transaction, the mobile terminal identification number bound to the card, the terminal number of the POS, and the merchant code corresponding to the POS are acquired, and the mobile terminal identification number is acquired and recognized by the mobile terminal. The first position of the terminal corresponding to the number, and the POS The terminal number and the merchant code corresponding to the POS obtain the second location of the POS registration, and determine whether to report the warning prompt information by determining whether the first location and the second location match, which is visible in the embodiment of the present invention. The location of the mobile terminal corresponding to the mobile terminal identification number bound by the card that generates the card transaction transaction is matched with the location of the current POS registration registration of the credit card transaction, to determine whether there is a situation in which the POS is used off-site, and no POS or transaction is required. The modification of the interface of the system can conveniently and quickly confirm whether the POS is used in a different place, thereby solving the problem that the related technology needs to modify the related technology POS machine and its corresponding transaction processing system interface to recognize the POS use in different places.

Other aspects will be apparent upon reading and understanding the drawings and detailed description.

BRIEF abstract

The drawings described herein are intended to provide a further understanding of the present application, and are intended to be a part of this application. In the drawing:

1 is a schematic diagram of a POS machine transaction technology in the related art;

2 is a schematic diagram of the use of a fixed POS machine in a related art in the related art;

3 is a flow chart showing the basic steps of a method for determining a POS location of a sales terminal according to an embodiment of the present invention;

4 is a schematic diagram of optional steps of a method for determining a POS location of a sales terminal according to an embodiment of the present invention;

5 is a flow chart showing another optional step of a method for determining a POS location of a sales terminal according to an embodiment of the present invention;

6 is a flow chart showing still another optional step of a method for determining a POS location of a sales terminal according to an embodiment of the present invention;

7 is a schematic diagram of still another optional step of a method for determining a POS location of a sales terminal according to an embodiment of the present invention;

FIG. 8 is a structural block diagram of an apparatus for determining a POS location of a sales terminal according to an embodiment of the present invention; FIG.

9 is an optional structural block of a device for determining a POS location of a sales terminal according to an embodiment of the present invention. Figure 1;

10 is a block diagram 2 of an optional structure of a determining device for a POS location of a sales terminal according to an embodiment of the present invention;

11 is a structural block diagram 1 of a device for remotely using a POS device according to an alternative embodiment of the present invention;

12 is a schematic diagram of deployment and connection of a POS heterogeneous use identification system and an external system according to the present optional embodiment;

FIG. 13 is a structural block diagram 2 of a device for remotely using a POS device according to the present alternative embodiment.

Preferred embodiment of the invention

Embodiments of the present invention will be described in detail below with reference to the accompanying drawings. It should be noted that the embodiments in the present application and the features in the embodiments may be combined with each other without conflict.

It should be noted that the terms "first", "second" and the like in the specification and claims of the present application and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or order.

In this embodiment, a method for determining a location of a sales terminal POS is provided. FIG. 3 is a flowchart of a method for determining a POS location according to an embodiment of the present invention. As shown in FIG. 3, the process includes the following steps:

S302: When the POS generates the card transaction, acquire the mobile terminal identification number bound to the card, the terminal number of the POS, and the merchant code corresponding to the POS;

S304: Acquire a location of the mobile terminal corresponding to the mobile terminal identification number, and obtain a location of the POS registration corresponding to both the terminal number of the POS and the merchant code;

S306: Determine whether the location of the mobile terminal and the location of the POS registration are matched, and determine whether to report the warning prompt information according to the determination result.

Through the S302 to S304 in the embodiment, when the POS generates the card transaction, the mobile terminal identification number bound to the card, the terminal number of the POS, and the merchant code corresponding to the POS are obtained, and the mobile terminal identification number is obtained by using the mobile terminal identification number. The location of the mobile terminal corresponding to the mobile terminal identification number, and the POS registration is obtained by the terminal number of the POS and the merchant code corresponding to the POS The location determines whether to report the warning prompt information by judging whether the location of the mobile terminal matches the location of the POS registration. It can be seen that, in this embodiment, the mobile terminal identification number corresponding to the credit card transaction is bound. The location of the terminal is compared with the location of the POS registration of the current card transaction to determine whether there is a situation in which the POS is used off-site, that is, in this embodiment, it is not necessary to modify the interface of the POS or the transaction system. It is confirmed whether or not the POS is used off-site, and the problem that the POS needs to be modified by the POS and the transaction processing system corresponding to the POS can be recognized from the related art.

For the location of the mobile terminal corresponding to the mobile terminal identification number in S304 in this embodiment, as shown in FIG. 4, in the optional implementation manner of this embodiment, the following can be implemented:

S308. According to the mobile terminal identification number, the acquired location of the serving cell where the mobile terminal is located or the latitude and longitude information of the mobile terminal is used as the location of the mobile terminal by using the mobile communication network.

That is, the location of the mobile terminal in this embodiment may be the location of the serving cell where the terminal is located or the latitude and longitude of the location where the terminal is located. It should be noted that the manner of acquiring the locations of the two mobile terminals is only The optional embodiment in this embodiment, and other manners for confirming the location information of the current terminal are also within the protection scope of the present application, and do not constitute a limitation of the present application.

Based on the foregoing two optional first positions, whether the location of the mobile terminal and the location of the POS registration are matched in S306 in the embodiment, and determining whether to report the warning prompt according to the determination result, as shown in FIG. 5, When the location of the mobile terminal is the location of the serving cell where the mobile terminal is located, it can be implemented as follows:

S11: determining whether the location where the POS registration is registered falls within the serving cell where the mobile terminal is located;

S12: When it is determined that the location where the POS registration is registered falls into the serving cell where the mobile terminal is located, it is forbidden to report the warning prompt information;

S13: When the location where the POS registration is determined does not fall into the serving cell where the mobile terminal is located, the warning information is reported.

On the other hand, when the location of the mobile terminal is the latitude and longitude information of the mobile terminal, as shown in FIG. 6, it is determined whether the location of the mobile terminal and the location of the POS registration are matched in the S306 in the embodiment, and whether the alarm is reported according to the determination result. The way to prompt can be achieved by:

S21: determining whether the location of the POS registration and the latitude and longitude information of the mobile terminal match;

S22: When it is determined that the location of the POS registration and the latitude and longitude information of the mobile terminal match, the warning prompt information is prohibited from being reported;

S23: When it is determined that the location of the POS registration does not match the latitude and longitude information of the mobile terminal, the warning prompt information is reported.

It should be noted that when the location of the mobile terminal is the location of the serving cell, it is only necessary to determine whether the location information of the POS registration is in the serving cell, and it can be determined whether the POS is used in a different place, but at the location of the mobile terminal. When it is the latitude and longitude information, it is necessary to determine whether the latitude and longitude information matches the location information of the POS registration, and it can be determined whether the POS machine is used in a different place, that is, when the manner of acquiring the location information of the mobile terminal is different, it is determined whether The method of using POS in different places is different. In specific cases, you can adjust accordingly according to specific application scenarios.

For the step of obtaining the location of the POS registration corresponding to the terminal number of the POS and the merchant code in the embodiment, as shown in FIG. 7 , in the optional implementation manner of this embodiment, the following may be adopted. Way to achieve:

S309. Acquire a location of the POS registration through the virtual private network VPN according to the terminal number of the POS and the merchant code. It should be noted that the VPN is only applicable to the present optional embodiment, and does not constitute a limitation of the present application. Other secure transmission technologies are also within the protection scope of the present application.

Embodiments of the present invention further provide a computer readable storage medium storing computer executable instructions that are implemented when the computer executable instructions are executed.

Through the description of the above embodiments, those skilled in the art can clearly understand that the method according to the foregoing embodiment can be implemented by means of software and a necessary general hardware platform, and can also be implemented by hardware only, but many In the case of the former is a better implementation. Based on such understanding, the technical solution of the present application, which is essential or contributes to the related art, may be embodied in the form of a software product stored in a storage medium (such as ROM/RAM, disk, CD-ROM). The instructions include a number of instructions for causing a terminal device (which may be a cell phone, computer, server, or network device, etc.) to perform the methods of various embodiments of the present invention.

In the embodiment, a device for determining the location of the POS of the terminal is provided, and the device is used to implement the above-mentioned embodiments and the preferred embodiments, and details are not described herein. As follows As used, the term "module" can implement a combination of software and/or hardware for a predetermined function. Although the apparatus described in the following embodiments is preferably implemented in software, hardware, or a combination of software and hardware, is also possible and contemplated.

FIG. 8 is a structural block diagram of a device for determining a POS location according to an embodiment of the present invention. As shown in FIG. 8, the device includes: a first obtaining module 42 configured to acquire a mobile binding with a card when a POS generates a card transaction. The terminal identification number, the terminal number of the POS, and the merchant code corresponding to the POS; the second obtaining module 44 is coupled to the first obtaining module 42 and configured to acquire the location of the mobile terminal corresponding to the mobile terminal identification number, and obtain the The terminal number of the POS and the location of the POS registration corresponding to the merchant code; the determining module 46 is coupled to the second obtaining module 44, and configured to determine whether the location of the mobile terminal matches the location of the POS registration, and determine whether the location is based on the determination result. Report the warning message.

Optionally, for the second obtaining module 44 in this embodiment, the location of the serving cell where the mobile terminal is located or the latitude and longitude information of the mobile terminal that is acquired by the mobile communication network according to the mobile terminal identification number. As the location of the mobile terminal.

FIG. 9 is a block diagram of an optional structure of a determining apparatus for a POS location of a sales terminal according to an embodiment of the present invention. As shown in FIG. 9, when the location of the mobile terminal is the location of the serving cell in which the mobile terminal is located, the determining module 46 The first judging unit 52 is configured to determine whether the location of the POS registration is in the serving cell where the mobile terminal is located; the first disabling unit 54 is coupled to the first judging unit 52, and is configured to determine the registration of the POS. When the location is in the serving cell where the mobile terminal is located, it is forbidden to report the warning prompt information; the first reporting unit 56 is coupled to the first determining unit 52, and is configured to determine that the location of the POS registration does not fall into the location of the mobile terminal. When the cell is served, the warning message is reported.

FIG. 10 is a block diagram showing an optional structure of a device for determining a POS location of a sales terminal according to an embodiment of the present invention. As shown in FIG. 10, when the first location is the latitude and longitude information of the mobile terminal, the determining module 46 includes: The second determining unit 62 is configured to determine whether the location of the POS registration is matched with the latitude and longitude information of the mobile terminal; the second prohibiting unit 64 is coupled to the second determining unit 62, and is configured to determine the location and movement of the POS registration. When the latitude and longitude information of the terminal is matched, the warning information is prohibited from being reported; the second reporting unit 66 is coupled to the second determining unit 62, and is configured to determine that the location of the POS registration does not match the latitude and longitude information of the mobile terminal. When the warning message is reported.

Optionally, the second obtaining module 44 in this embodiment is configured to obtain a location of the POS registration through the virtual private network VPN according to the terminal number of the POS and the merchant code.

The present application is exemplified below in conjunction with an optional embodiment of the present invention;

The optional embodiment provides a POS machine remote use identification system, and FIG. 11 is a structural block diagram 1 of the POS machine remote use identification system according to an alternative embodiment of the present invention. As shown in FIG. The system includes: an off-site use analysis module and a location service module; wherein the transaction processing system refers to an existing POS transaction processing system, and the transaction processing system is an external financial transaction management system that interacts with the POS machine using the identification system, including but not It is limited to the receipt processing system, the third-party payment settlement system, and the like; the operator location service service system refers to the existing related systems for each telecom operator to provide location service services.

FIG. 12 is a schematic diagram of the deployment and connection of the POS heterogeneous use identification system and the external system according to the optional embodiment. As shown in FIG. 12, each module of the system is operated by a server, wherein the server includes It is not limited to use the analysis server and the location service server in different places; wherein, the POS machine uses the interface module of the identification system to connect to the transaction processing system for security protection of financial transaction information; other modules of the POS machine using the identification system in different places may be in one or It runs on multiple servers and is connected to the transaction processing system via the Internet, which facilitates distributed processing and management. To ensure the security of information transmission, the POS machine uses the identification system and transaction processing system to use VPN or other secure transmission technology. It should be noted that the deployment of each module of the POS machine using the identification system is not unique, and can be adjusted according to actual engineering needs.

The POS machine remotely uses the identification system based on the optional embodiment. The optional embodiment further provides a method for remotely identifying and using the POS device. The steps of the method include:

S202: When the POS machine card transaction occurs, the transaction processing system transmits the POS card transaction information to the remote use analysis module through the network; the step corresponds to S1 in FIG. 11;

S204: After receiving the POS card transaction information, the off-site usage analysis module queries the transaction processing system to obtain information associated with the remote identification; the step corresponds to S2 in FIG. 11;

S206: The off-site usage analysis module requests the location service module to obtain location information of the card-bound mobile phone (or another terminal of the card-using user using the mobile communication network); the step corresponds to FIG. 11 S3 in;

S208: The location service module obtains the location information of the mobile phone from the operator location service service system, and returns the information to the remote use analysis module; this step corresponds to S4 in FIG. 11;

S210: After using the analysis module to obtain the location information of the user of the card user, query the location of the POS registration, and match the location of the POS registration with the location of the user of the card user, if the location of the POS registration is related to the mobile phone of the user. If the position does not match, the POS machine is used to output an off-site warning, indicating that the POS machine is used off-site. This step corresponds to S5 in FIG.

The following describes the optional embodiment in detail with reference to specific application scenarios;

FIG. 13 is a structural block diagram 2 of a POS machine remote use identification system according to the present optional embodiment. As shown in FIG. 13 , in the specific implementation, the remote recognition and analysis module of the system may be finer in software. It is divided into interface module, bank card mobile phone binding analysis module, remote use identification module and location service module. The interface module is used for interaction with the transaction processing system to ensure the privacy and security of the financial transaction information; the bank card mobile phone binding analysis module is used for filtering transactions of users whose mobile phones are separated from the bank card, and these transactions are for identification. The off-site use of the POS machine is invalid in the remote use identification system of the POS machine. If it is not filtered, the false positive rate of the system will be increased; the remote use identification module will output the POS machine remote use warning according to the result of each module.

Based on the POS machine remote use identification system in the specific application scenario in FIG. 13 , in the alternative embodiment, a method for remotely identifying a POS machine, the method includes the following steps:

S302: The interface module receives the POS machine transaction information from the transaction processing system, and the POS machine transaction information includes a card number, a merchant code, a terminal number of the POS, etc.; the step corresponds to S1 in FIG. 13;

S304: The interface module obtains information related to the remote identification of the POS machine from the transaction processing system, such as the mobile phone number bound by the bank card; the step corresponds to S2 in FIG. 13;

S306: The interface module sends the card number of the generated bank card and the mobile phone number to the bank card mobile phone binding analysis module, and performs binding analysis of the bank card and the mobile phone: this step corresponds to S3 in FIG. 13;

If the user's mobile phone and the bank card are in a long-term separated state, it indicates that the user's bank card is temporarily invalid for the POS device to be used in a different place; if the user's mobile phone and the bank card are carried together for a long time, it indicates that the user card is The identification of the POS machine used in different places is valid; the POS machine uses the identification system to record the result of the binding analysis of the bank card and the mobile phone, and the bank card mobile phone binding analysis The module returns the analysis result to the interface module;

S308: The interface module transmits the bank card and mobile phone binding analysis result to the remote use identification module: if the bank card and the mobile phone are separated, the identification of the POS machine in the off-site use is terminated, and the “invalid” result may be output according to the need. ; this step corresponds to S4 in FIG. 13;

At the same time, the interface module must send the POS machine related information to the remote use identification module, such as the location registered by the POS machine;

S310: using the module to obtain the information of the interface module, if the card is in a binding state with the mobile phone, querying the location service module for the current location information of the mobile phone; the step corresponds to S5 in FIG. 13;

S312: After receiving the request by the remote location identification module, the location service module obtains the current location information of the mobile phone from the corresponding carrier location service service system after analyzing the mobile phone number; the step corresponds to S6 in FIG. 13;

S314: the remote use identification module compares the registered location of the POS machine with the current location information of the mobile phone, and records the comparison result; this step corresponds to S7 in FIG. 13;

If the comparison result is the same position, the result of "normal use" can be output as needed; if the comparison result is inconsistent, query the most recent recognition result of the POS machine (preferably different card numbers, different mobile phone numbers) Recognition result), if it is used in a different place for a certain number of times, the result of "illegal use" is output; or POS is used to establish a learning mechanism by using the identification system, and when the method of remotely identifying the POS machine is initially performed, the first The method is executed to output an early warning, and the number of times the method is executed is gradually increased to accumulate the output of the method, thereby increasing the accuracy of the judgment.

It can be seen that the problem and the defect that the existing POS machine is used in the off-site use in the related art are overcome by the present optional embodiment, and the problems realized in various aspects of the related technology are also overcome, and a POS that does not need to be modified related technology is provided. The interface between the machine and its corresponding transaction processing system can identify the device and method used by the POS in different places. It can be seen that the optional embodiment can effectively prevent the existing POS machine or the POS machine introduced in the future. It is used off-site. At the same time, it also saves the cost brought about by the transformation of the POS machine, which can largely restrict the illegal use of the POS machine by the merchant.

It should be noted that each of the above modules may be implemented by software or hardware, and the latter may be implemented by, but not limited to, the following methods: the foregoing modules may all be located in the same processor; Alternatively, the above modules are located in multiple processors.

Embodiments of the present invention also provide a storage medium. Optionally, in the embodiment, the foregoing storage medium may be configured to store program code for performing the following steps:

S1: acquiring a mobile terminal identification number bound to the card, a terminal number of the POS, and a merchant code corresponding to the POS when the sales terminal POS generates the card transaction;

S2: acquiring a location of the mobile terminal corresponding to the mobile terminal identification number, and acquiring a location of the POS registration corresponding to both the terminal number of the POS and the merchant code;

S3: Determine whether the location of the mobile terminal matches the location of the POS registration, and determine whether to report the warning prompt information according to the determination result.

For example, the specific examples in this embodiment may refer to the examples described in the foregoing embodiments and the optional embodiments, and details are not described herein again.

One of ordinary skill in the art will appreciate that all or a portion of the above steps may be performed by a program to instruct related hardware, such as a processor, which may be stored in a computer readable storage medium, such as a read only memory, disk or optical disk. Wait. Alternatively, all or part of the steps of the above embodiments may also be implemented using one or more integrated circuits. Correspondingly, each module/unit in the above embodiment may be implemented in the form of hardware, for example, by implementing an integrated circuit to implement its corresponding function, or may be implemented in the form of a software function module, for example, executing a program stored in the memory by a processor. / instruction to achieve its corresponding function. Embodiments of the invention are not limited to any specific form of combination of hardware and software.

Obviously, those skilled in the art should understand that the above modules or steps of the embodiments of the present invention can be implemented by a general computing device, which can be concentrated on a single computing device or distributed in multiple computing devices. Alternatively, they may be implemented by program code executable by the computing device such that they may be stored in the storage device by the computing device and, in some cases, may be different from The steps shown or described are performed sequentially, or they are separately fabricated into individual integrated circuit modules, or a plurality of modules or steps thereof are fabricated into a single integrated circuit module. Thus, the application is not limited to any particular combination of hardware and software.

The above description is only the preferred embodiment of the present invention, and is not intended to limit the present application, and various changes and modifications may be made to the present application. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of this application are intended to be included within the scope of the present application.

Industrial applicability

The location of the mobile terminal corresponding to the mobile terminal identification number bound by the card that generates the card transaction transaction is matched with the location of the current POS registration registration of the credit card transaction to determine whether there is a situation in which the POS is used off-site, and the POS or transaction system is not required. The modification of the interface can conveniently and quickly confirm whether the POS is used in a different place, thereby solving the problem that the related technology needs to modify the related technology POS machine and its corresponding transaction processing system interface to recognize the POS use in different places.

Claims

A method for determining a POS location of a sales terminal, comprising:

Obtaining, when the POS generates a card transaction, a mobile terminal identification number bound to the card, a terminal number of the POS, and a merchant code corresponding to the POS;

Obtaining a location of the mobile terminal corresponding to the mobile terminal identification number, and acquiring a location of the POS registration corresponding to both the terminal number of the POS and the merchant code;

Determining whether the location of the mobile terminal and the location of the POS registration are matched, and determining whether to report the warning prompt information according to the determination result.
The method of claim 1, wherein the step of acquiring a location of the mobile terminal corresponding to the mobile terminal identification number comprises:

And determining, according to the mobile terminal identification number, a location of the serving cell where the mobile terminal is located or a latitude and longitude information of the mobile terminal that is obtained by the mobile communication network.
The method according to claim 2, wherein when the first location is a serving cell in which the mobile terminal is located, the determining whether the location of the mobile terminal and the location of the POS registration are matched, and The step of determining whether to report the warning prompt information according to the judgment result includes:

Determining whether the location of the POS registration is in the serving cell where the mobile terminal is located;

When it is determined that the location of the POS registration falls into the serving cell where the mobile terminal is located, it is forbidden to report the warning prompt information;

When the location where the POS registration is determined does not fall into the serving cell where the mobile terminal is located, the warning prompt information is reported.
The method according to claim 2, wherein, when the location of the mobile terminal is latitude and longitude information of the mobile terminal, the determining whether the location of the mobile terminal and the location of the POS registration are matched, And determining, according to the judgment result, whether to report the warning prompt information includes:

Determining whether the location of the POS registration is matched with the latitude and longitude information of the mobile terminal;

When it is determined that the location of the POS registration matches the latitude and longitude information of the mobile terminal, the warning prompt information is prohibited from being reported;

When it is determined that the location of the POS registration does not match the latitude and longitude information of the mobile terminal, the warning prompt information is reported.
The method of claim 1, wherein the step of obtaining the location of the POS registration corresponding to both the terminal number of the POS and the merchant code comprises:

Obtaining, by the virtual private network VPN, the location of the POS registration according to the terminal number of the POS and the merchant code.
A device for determining a POS location of a sales terminal, comprising:

a first acquiring module, configured to acquire, when the POS generates a card transaction, a mobile terminal identification number bound to the card, a terminal number of the POS, and a merchant code corresponding to the POS;

a second acquiring module, configured to acquire a location of the mobile terminal corresponding to the mobile terminal identification number, and acquire a location of the POS registration corresponding to both the terminal number of the POS and the merchant code;

The determining module is configured to determine whether the location of the mobile terminal and the location of the POS registration are matched, and determine whether to report the warning prompt information according to the determination result.
The apparatus according to claim 6, wherein

The second obtaining module is configured to use, according to the mobile terminal identification number, the obtained serving cell of the mobile terminal or the latitude and longitude information of the mobile terminal that is obtained by the mobile terminal as the mobile terminal position.
The apparatus according to claim 7, wherein when the first location is a location of a serving cell in which the mobile terminal is located, the determining module comprises:

a first determining unit, configured to determine whether the location where the POS registration is registered falls within a serving cell where the mobile terminal is located;

The first forbidden unit is configured to prohibit reporting the early warning prompt information when determining that the location registered by the POS falls into the serving cell where the mobile terminal is located;

The first reporting unit is configured to determine that the location of the POS registration does not fall into the mobile terminal When the serving cell is located, the warning prompt information is reported.
The apparatus according to claim 7, wherein when the first location is the latitude and longitude information of the mobile terminal, the determining module comprises:

a second determining unit, configured to determine whether the location of the POS registration is matched with the latitude and longitude information of the mobile terminal;

The second prohibiting unit is configured to prohibit reporting the early warning prompt information when determining that the location registered by the POS matches the latitude and longitude information of the mobile terminal;

The second reporting unit is configured to report the warning prompt information when the location where the POS registration is determined does not match the latitude and longitude information of the mobile terminal.
The apparatus according to claim 6, wherein

The second obtaining module is configured to acquire the location of the POS registration by using a virtual private network VPN according to the terminal number of the POS and the merchant code.