WO2015116998A3 - Electronic transfer and obligation enforcement system - Google Patents

Electronic transfer and obligation enforcement system Download PDF

Info

Publication number
WO2015116998A3
WO2015116998A3 PCT/US2015/013908 US2015013908W WO2015116998A3 WO 2015116998 A3 WO2015116998 A3 WO 2015116998A3 US 2015013908 W US2015013908 W US 2015013908W WO 2015116998 A3 WO2015116998 A3 WO 2015116998A3
Authority
WO
WIPO (PCT)
Prior art keywords
obligatory
electronic
transfer
account
distribution rule
Prior art date
Application number
PCT/US2015/013908
Other languages
French (fr)
Other versions
WO2015116998A2 (en
Inventor
Gary Kremen
Original Assignee
Gary Kremen
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gary Kremen filed Critical Gary Kremen
Publication of WO2015116998A2 publication Critical patent/WO2015116998A2/en
Publication of WO2015116998A3 publication Critical patent/WO2015116998A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2209/00Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
    • H04L2209/56Financial cryptography, e.g. electronic payment or e-cash

Abstract

Several embodiments includes a secured method of implementing an electronic transfer system in a distributed manner while enforcing an obligatory distribution rule. A computer can receive an electronic record representing an electronic transfer of a transfer amount from a source account to a destination account; verify availability of the transfer amount from the source account via a public ledger in a distributed consensus system; determine a conditional circumstance of the electronic transfer; access an obligatory distribution rule object, wherein the obligatory distribution rule object dictates how the transfer amount is distributed amongst the destination account and at least a third account; authenticate the obligatory distribution rule object with a sponsor server; and generate a second electronic record based on the obligatory distribution rule object, the conditional circumstance, and/or the electronic record to modify the electronic transfer to distribute a portion of the transfer amount to the third account.
PCT/US2015/013908 2014-01-30 2015-01-30 Electronic transfer and obligation enforcement system WO2015116998A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201461933474P 2014-01-30 2014-01-30
US61/933,474 2014-01-30

Publications (2)

Publication Number Publication Date
WO2015116998A2 WO2015116998A2 (en) 2015-08-06
WO2015116998A3 true WO2015116998A3 (en) 2015-11-05

Family

ID=53757925

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2015/013908 WO2015116998A2 (en) 2014-01-30 2015-01-30 Electronic transfer and obligation enforcement system

Country Status (1)

Country Link
WO (1) WO2015116998A2 (en)

Cited By (2)

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CN109391645A (en) * 2017-08-03 2019-02-26 中国移动通信有限公司研究院 Block chain light-weight technologg method, block chain node and storage medium
CN109391643A (en) * 2017-08-03 2019-02-26 中国移动通信有限公司研究院 Block chain light-weight technologg method, block chain node and storage medium

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US10644885B2 (en) 2015-07-14 2020-05-05 Fmr Llc Firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10504179B1 (en) 2015-12-08 2019-12-10 Fmr Llc Social aggregated fractional equity transaction partitioned acquisition apparatuses, methods and systems
US10778439B2 (en) 2015-07-14 2020-09-15 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US11636471B2 (en) 2017-12-15 2023-04-25 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
US11488147B2 (en) 2015-07-14 2022-11-01 Fmr Llc Computationally efficient transfer processing and auditing apparatuses, methods and systems
US10992469B2 (en) 2015-07-14 2021-04-27 Fmr Llc Seed splitting and firmware extension for secure cryptocurrency key backup, restore, and transaction signing platform apparatuses, methods and systems
US10339523B2 (en) 2015-07-14 2019-07-02 Fmr Llc Point-to-point transaction guidance apparatuses, methods and systems
US11436598B2 (en) 2017-12-15 2022-09-06 Fmr Llc Social data tracking datastructures, apparatuses, methods and systems
CA2995492A1 (en) * 2015-08-14 2017-02-23 Identitii Pty Ltd A computer implemented method for processing a financial transaction and a system therefor
WO2017079652A1 (en) * 2015-11-05 2017-05-11 Pulsifer Allen Cryptographic transactions system
US11074663B2 (en) 2015-12-31 2021-07-27 Camelot Uk Bidco Limited System and method of facilitating intellectual property transactions
US11829998B2 (en) 2016-06-07 2023-11-28 Cornell University Authenticated data feed for blockchains
US11037142B2 (en) * 2016-10-28 2021-06-15 Jpmorgan Chase Bank, N.A. Systems and methods for the application of distributed ledgers for network payments as financial exchange settlement and reconciliation
CN107040594B (en) * 2017-04-12 2020-04-10 山大地纬软件股份有限公司 Method and device for allowing block chain node to be admitted based on PBFT
WO2019023289A1 (en) * 2017-07-27 2019-01-31 Eland Blockchain Fintech Inc. Electronic transaction system and method using a blockchain to store transaction records
US10735450B2 (en) 2017-11-30 2020-08-04 Intel Corporation Trust topology selection for distributed transaction processing in computing environments
US11626992B2 (en) 2020-04-21 2023-04-11 At&T Intellectual Property I, L.P. Blockchain-powered ledger for a data supply chain
CN113112252B (en) * 2021-04-28 2023-03-10 深圳壹账通智能科技有限公司 Resource transfer method and device based on block chain, electronic equipment and storage medium

Citations (5)

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US20050114271A1 (en) * 2003-11-26 2005-05-26 Eugene Sindambiwe System and method to provide secure electronic records
US20070033149A1 (en) * 2005-07-20 2007-02-08 Kanngard Lars O Secure transaction string
US7177877B2 (en) * 2003-05-29 2007-02-13 Electronic Data Systems Corporation Method and system for externalizing conditional logic for collecting multi-purpose objects
US20080046362A1 (en) * 2006-08-15 2008-02-21 Frank Easterly Method of making secure on-line financial transactions
US20090048978A1 (en) * 1995-02-13 2009-02-19 Ginter Karl L Systems and methods for secure transaction management and electronic rights protection

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090048978A1 (en) * 1995-02-13 2009-02-19 Ginter Karl L Systems and methods for secure transaction management and electronic rights protection
US7177877B2 (en) * 2003-05-29 2007-02-13 Electronic Data Systems Corporation Method and system for externalizing conditional logic for collecting multi-purpose objects
US20050114271A1 (en) * 2003-11-26 2005-05-26 Eugene Sindambiwe System and method to provide secure electronic records
US20070033149A1 (en) * 2005-07-20 2007-02-08 Kanngard Lars O Secure transaction string
US20080046362A1 (en) * 2006-08-15 2008-02-21 Frank Easterly Method of making secure on-line financial transactions

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109391645A (en) * 2017-08-03 2019-02-26 中国移动通信有限公司研究院 Block chain light-weight technologg method, block chain node and storage medium
CN109391643A (en) * 2017-08-03 2019-02-26 中国移动通信有限公司研究院 Block chain light-weight technologg method, block chain node and storage medium
CN109391643B (en) * 2017-08-03 2020-08-07 中国移动通信有限公司研究院 Block chain lightweight processing method, block chain node and storage medium
CN109391645B (en) * 2017-08-03 2020-09-11 中国移动通信有限公司研究院 Block chain lightweight processing method, block chain node and storage medium

Also Published As

Publication number Publication date
WO2015116998A2 (en) 2015-08-06

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