WO2015079431A1 - Device for applying digital payment on an augmented reality basis through mobile devices - Google Patents
Device for applying digital payment on an augmented reality basis through mobile devices Download PDFInfo
- Publication number
- WO2015079431A1 WO2015079431A1 PCT/ID2014/000009 ID2014000009W WO2015079431A1 WO 2015079431 A1 WO2015079431 A1 WO 2015079431A1 ID 2014000009 W ID2014000009 W ID 2014000009W WO 2015079431 A1 WO2015079431 A1 WO 2015079431A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- digital
- application
- augmented reality
- mobile devices
- identity
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0225—Avoiding frauds
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0236—Incentive or reward received by requiring registration or ID from user
Definitions
- the invention is related to device for the application of Digital Payment on an augmented reality basis through Mobile Devices that can be used as a transaction.
- the Digital Payment used in the application can be downloaded via Mobile Devices through the websites that have been provided by the producer, for example by using google playstore for android Mobile Devices store (or iTunes for iOS ) and the application Links are the shortcuts for users to read and know the producer's offerings so that users can optionally select and perform downloads.
- augmented-reality applications will make it easier for the producer to verify the user's participation and other features if required to process Digital Payment. Therefore, by executing this application, users do not need to fill in name, address, and other identifying information in participating for processing Digital Payment. For example, by showing identities in the forms of ID and other features such as showing currency as a requirement through camera on the mobile phone will take a photograph and process the image by tracking the names, addresses and other features easily, so that the user's identity is registered with the producer. After the verification, the digital payment will automatically be processed and there will be a barcode (when required) as a sign of participation by the user.
- a barcode when required
- the present invention aims to provide an alternative to conventional coupon and replace it with digital payment with augmented reality application as its verification technology that can be applied on Mobile Devices, to make it easy for the producers to promote their products directly to users, allows users to collect other promotions like discount coupons that vary in brief in digital form and facilitate designated merchants to receive and verify to avoid fake coupons.
- Figure 1 shows a flowchart of a producer in issuing promotion via Digital Payment
- Figure 2 is the verification of identity verification through augmented reality application through mobile device e.g.: cell phones;
- Figure 3 is the verification of the merchant to accept the authenticity through a receipt with infrared sensors on the digital barcode generated.
- the present invention relates to a method and apparatus for the application of digital payment on an augmented reality basis through Mobile Devices that can be used for transactions.
- the Digital Payment used in the application can be downloaded via Mobile Devices through the websites that have been provided by the producer, for example by using google playstore for android Mobile Devices store and the application Links are the shortcuts for users to read and know the producer' s offerings so that users can optionally select and perform downloads.
- augmented-reality applications will make it easier for the producer to verify the user's participation and other features if required to deliver Digital Payment. Therefore, by executing this application, users do not need to fill in name, address, and other identifying information in participating for processing Digital Payment. For example, by showing identities in the forms of ID and other features such as showing currency as a requirement through camera on the mobile phone will take a photograph and process the image by tracking the names, addresses and other features easily, so that the user's identity is registered with the producer. After the verification, the digital payment will automatically be processed and there will be a barcode as a sign of participation by the user.
- the present invention aims to provide an alternative to conventional coupon and replace it with digital coupon with augmented reality application as its verification technology that can be applied on Mobile Devices, to make it easy for the producers to promote their products directly to users, allows users to collect promotions such as digital coupons that vary in brief in digital form and facilitate designated merchants to receive and verify to avoid fake coupons.
- This invention to implement a method and apparatus for digital payment on an augmented reality basis through Mobile Devices uses the tools as follows:
- Infrared sensor required by the merchant to verify the authenticity of the receipt utilizing the digitally generated barcode
- the producer offers a new product or service that to be informed by offering the payment system through the producer's website;
- the user downloads and runs the augmented reality application by mobile device to obtain information including the promo through the producer's site;
- the user activates the augmented reality application for the process of taking pictures with the camera to take a photo of its identity card and other features such as currency;
- Objects of identity cards and other features (eg. currencies) recorded will be processed digitally through augmented reality applications, as a condition for the recognition of name, address and also other terms;
- the application will provide a digital receipt that comes with a barcode as a sign that the process is complete;
- the merchant receiving the digital receipt from the user will verify the barcodes by using infrared sensor when the user shows the Digital receipt by mobile device ;
- the digital receipt will be verified successful when the data received by the merchants has been in accordance with the producers and digital payment will be accepted.
- the digital payment will not only be limited to the requirement of user' s identity, but also other features required, for example currency, as augmented reality applications are applied, the digital coupon module can be easily applied to enhance brand promotion of products or services of a producer which introduces its newest product to bring be closer to the public without fear of falsified coupons .
Abstract
The present invention relates to device for the application of digital payment on an augmented reality basis through mobile devices that can be used for transaction. The application of augmented-reality applications will make it easier for producers to the identity of user and other features if required to deliver the Digital Payment. The camera on the mobile phone will be used to take a photograph and process the image by tracking the name position, addresses and other features easily, so that the identity of users will be registered on the producer along with other terms such as showing currency as a requirement. After the verification, the digital payment will automatically be processed and there will be a barcode facility as a sign of participation of the user making it impossible to be faked.
Description
Description
DEVICE FOR APPLYING DIGITAL PAYMENT ON AN AUGMENTED REALITY
BASIS THROUGH MOBILE DEVICES
Invention Technical Field
The invention is related to device for the application of Digital Payment on an augmented reality basis through Mobile Devices that can be used as a transaction.
Background of Invention
As we know, coupons have been widely used by the producer to introduce kinds of their latest products and services to the public in the forms of payment through promotions and cut prices to increase the sales of products or services.
The existence of conventional coupons from the side of the producers that mainly uses paper, requires assisting equipment in the form of media such as newspapers or magazines or alternatively distributed manually. They will reach limited consumers. In addition to the cost of the material required, another cost required is the cost to cooperate with the other parties willing to cooperate for the announcement will increase the costs of distribution and operating costs, not to mention the possibility of
coupon counterfeiting by certain parties who want to take advantage of a product rendering the accuracy of the promotion of a product inappropriate. In addition, the application of coupon on advertising media services is subject to a particular time period of the contract rendering limited time of the existence of the promo. Inefficiencies in the form of papers and costs incurred will bring change coupon application to bring promotion closer of a product and service to the public in digital forms .
In addition, users must pay certain amount of money to obtain the coupons, such as buying a magazine or newspaper to get the paper coupons and it will be more troublesome to collect them if the coupons are more than one since they will require separate space in your wallet or purse to keep the coupons. In terms of cost and practicality, it certainly will not be efficient.
Through this invention, inventors will use digital payment as a solution to the above problems, based on the public condition who have generally owned Mobile Devices.
By using Digital Payment through Mobile Devices, inventors will utilize the features of augmented reality to verify the user's identity and other feature requirements needed as a sign that the user takes part in the
transaction process of such products and services so that the user will then able to use the digital payment.
It will undoubtedly require a certain system design and methods for adequate application of the digital payment, which must be connected between the databases of the producers, developers and vendors and the user.
Brief Description of the Invention
Mobile Devices that have been used by a lot of people give the company the opportunity to introduce its new product with embedded digital payment module. The existence of Digital Payment requires no third party for distribution, in this case avoiding matters like hiring advertising services to distribute the coupons, and avoid counterfeited coupons.
The Digital Payment used in the application can be downloaded via Mobile Devices through the websites that have been provided by the producer, for example by using google playstore for android Mobile Devices store (or iTunes for iOS ) and the application Links are the shortcuts for users to read and know the producer's offerings so that users can optionally select and perform downloads.
The application of augmented-reality applications will make it easier for the producer to verify the user's participation and other features if required to process
Digital Payment. Therefore, by executing this application, users do not need to fill in name, address, and other identifying information in participating for processing Digital Payment. For example, by showing identities in the forms of ID and other features such as showing currency as a requirement through camera on the mobile phone will take a photograph and process the image by tracking the names, addresses and other features easily, so that the user's identity is registered with the producer. After the verification, the digital payment will automatically be processed and there will be a barcode (when required) as a sign of participation by the user.
Merchants who have been appointed will receive and verify the digital receipt shown by the user through mobile phone using the infrared sensors on the digital coupon's barcode indicated and receive the payment.
The present invention aims to provide an alternative to conventional coupon and replace it with digital payment with augmented reality application as its verification technology that can be applied on Mobile Devices, to make it easy for the producers to promote their products directly to users, allows users to collect other promotions like discount coupons that vary in brief in digital form and facilitate designated merchants to receive and verify to avoid fake coupons.
BRIEF DESCRIPTION OF THE FIGURES
Figure 1 shows a flowchart of a producer in issuing promotion via Digital Payment;
Figure 2 is the verification of identity verification through augmented reality application through mobile device e.g.: cell phones;
Figure 3 is the verification of the merchant to accept the authenticity through a receipt with infrared sensors on the digital barcode generated.
DETAILED DESCRIPTION OF THE INVENTION
The present invention relates to a method and apparatus for the application of digital payment on an augmented reality basis through Mobile Devices that can be used for transactions.
The Digital Payment used in the application can be downloaded via Mobile Devices through the websites that have been provided by the producer, for example by using google playstore for android Mobile Devices store and the application Links are the shortcuts for users to read and know the producer' s offerings so that users can optionally select and perform downloads.
The application of augmented-reality applications will make it easier for the producer to verify the user's participation and other features if required to deliver
Digital Payment. Therefore, by executing this application, users do not need to fill in name, address, and other identifying information in participating for processing Digital Payment. For example, by showing identities in the forms of ID and other features such as showing currency as a requirement through camera on the mobile phone will take a photograph and process the image by tracking the names, addresses and other features easily, so that the user's identity is registered with the producer. After the verification, the digital payment will automatically be processed and there will be a barcode as a sign of participation by the user.
Merchants who have been appointed will receive and verify the digital receipt shown by the user through mobile phone using the infrared sensors on the digital barcode indicated and receive the digital payment.
The present invention aims to provide an alternative to conventional coupon and replace it with digital coupon with augmented reality application as its verification technology that can be applied on Mobile Devices, to make it easy for the producers to promote their products directly to users, allows users to collect promotions such as digital coupons that vary in brief in digital form and facilitate designated merchants to receive and verify to avoid fake coupons.
This invention, to implement a method and apparatus for digital payment on an augmented reality basis through Mobile Devices uses the tools as follows:
1. mobile phone, used to download the application software;
2. Mobile phone software that is connected directly to the producers' website, as the container of product list and types of coupons offered;
3. Digital processor application on an augmented reality basis on Mobile Devices, for ID cards and other feature required, so users do not need to type identity, address, etc;
. Cameras on Mobile Devices are required to take the identity card images and other features required;
5. Infrared sensor required by the merchant to verify the authenticity of the receipt utilizing the digitally generated barcode;
6. Software owned by the merchant for connection to the producers about the user payment information;
And the method will be as follows:
1. The producer offers a new product or service that to be informed by offering the payment system through the producer's website;
The user downloads and runs the augmented reality application by mobile device to obtain information including the promo through the producer's site;
Existence of digital payment system will require users to meet requirements such as identity cards and other requirement features for example currency;
The user activates the augmented reality application for the process of taking pictures with the camera to take a photo of its identity card and other features such as currency;
Objects of identity cards and other features (eg. currencies) recorded will be processed digitally through augmented reality applications, as a condition for the recognition of name, address and also other terms;
With the completion of these requirements, the application will provide a digital receipt that comes with a barcode as a sign that the process is complete; The merchant receiving the digital receipt from the user will verify the barcodes by using infrared sensor when the user shows the Digital receipt by mobile device ;
The digital receipt will be verified successful when the data received by the merchants has been in
accordance with the producers and digital payment will be accepted.
The digital payment will not only be limited to the requirement of user' s identity, but also other features required, for example currency, as augmented reality applications are applied, the digital coupon module can be easily applied to enhance brand promotion of products or services of a producer which introduces its newest product to bring be closer to the public without fear of falsified coupons .
By not limiting the invention, the need for digital payment will increase along with the growing use of mobile devices. Verification with Augmented Reality Application on identity cards and other features required, in this currency, will be developed further for the development of digital processors that can meet the desired needs for the sake of the invention.
Claims
A device with a digital payment application with augmented reality application on Mobile Devices which comprised of:
- mobile devices, used to download the application software ;
- Mobile device software that is connected directly to the producers' website, as the container of promotion and types of coupons offered;
- Camera on mobile device that need to capture identity figure and other feature that required,
- Digital processor application on an augmented reality basis on Mobile Devices, for identity cards and other feature required;
- Infrared sensor required by the merchant to verify the authenticity of the receipt on the digital barcode ;
- The merchant's digital processor application, that will send the data to the producer' s software applications for the information once digital info shown at the receipt is received;
A tool Device for applying Digital Payment with augmented reality application on Mobile Devices as stated in claim 1, wherein the digital processing on the user' s mobile phone and the producer' s and
merchant' s software applications are different and connected on a database basis to each other.
3. Device for applying Digital Payment with augmented reality application on Mobile Devices as stated in claim 1, wherein the digital processor on the user's mobile phone is equipped with augmented reality applications to facilitate the user in meeting the requirements requested in terms of identity and other necessary requirements and in the automatic tracking on the identity card and other features required; for example, in this case, currency, so the user does not need to type the identity of name, address and other feature ;
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| ID20134672 | 2013-11-27 | ||
| IDP00201304672 | 2013-11-27 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| WO2015079431A1 true WO2015079431A1 (en) | 2015-06-04 |
Family
ID=51743524
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/ID2014/000009 WO2015079431A1 (en) | 2013-11-27 | 2014-08-22 | Device for applying digital payment on an augmented reality basis through mobile devices |
Country Status (1)
| Country | Link |
|---|---|
| WO (1) | WO2015079431A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109074581A (en) * | 2016-11-29 | 2018-12-21 | 华为技术有限公司 | Method and terminal device for payment |
| US11010742B2 (en) * | 2018-01-23 | 2021-05-18 | Visa International Service Association | System, method, and computer program product for augmented reality point-of-sale |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20100057573A1 (en) * | 2008-09-04 | 2010-03-04 | Tara Chand Singhal | Systems and methods for an electronic coupon system |
| US20120169856A1 (en) * | 2010-12-30 | 2012-07-05 | Evan Ahmed | System and method for tire registration |
-
2014
- 2014-08-22 WO PCT/ID2014/000009 patent/WO2015079431A1/en active Application Filing
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20100057573A1 (en) * | 2008-09-04 | 2010-03-04 | Tara Chand Singhal | Systems and methods for an electronic coupon system |
| US20120169856A1 (en) * | 2010-12-30 | 2012-07-05 | Evan Ahmed | System and method for tire registration |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109074581A (en) * | 2016-11-29 | 2018-12-21 | 华为技术有限公司 | Method and terminal device for payment |
| CN109074581B (en) * | 2016-11-29 | 2021-09-03 | 华为技术有限公司 | Method and terminal device for payment |
| US11010742B2 (en) * | 2018-01-23 | 2021-05-18 | Visa International Service Association | System, method, and computer program product for augmented reality point-of-sale |
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