WO2015008958A1 - Système d'exécution de service nfc, et procédé d'exécution de service nfc - Google Patents

Système d'exécution de service nfc, et procédé d'exécution de service nfc Download PDF

Info

Publication number
WO2015008958A1
WO2015008958A1 PCT/KR2014/006039 KR2014006039W WO2015008958A1 WO 2015008958 A1 WO2015008958 A1 WO 2015008958A1 KR 2014006039 W KR2014006039 W KR 2014006039W WO 2015008958 A1 WO2015008958 A1 WO 2015008958A1
Authority
WO
WIPO (PCT)
Prior art keywords
nfc
information
service
payment
communication terminal
Prior art date
Application number
PCT/KR2014/006039
Other languages
English (en)
Korean (ko)
Inventor
양동열
Original Assignee
(주)티티씨엔씨
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by (주)티티씨엔씨 filed Critical (주)티티씨엔씨
Publication of WO2015008958A1 publication Critical patent/WO2015008958A1/fr

Links

Images

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04B—TRANSMISSION
    • H04B5/00—Near-field transmission systems, e.g. inductive or capacitive transmission systems
    • H04B5/40—Near-field transmission systems, e.g. inductive or capacitive transmission systems characterised by components specially adapted for near-field transmission
    • H04B5/48—Transceivers
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04B—TRANSMISSION
    • H04B5/00—Near-field transmission systems, e.g. inductive or capacitive transmission systems
    • H04B5/70—Near-field transmission systems, e.g. inductive or capacitive transmission systems specially adapted for specific purposes
    • H04B5/72—Near-field transmission systems, e.g. inductive or capacitive transmission systems specially adapted for specific purposes for local intradevice communication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/03—Protecting confidentiality, e.g. by encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Definitions

  • the present invention relates to a NFC composite service system and method using the NFC function, when described in more detail outside the constraints of the mobile carrier can provide a payment service freely from outside companies, in particular with or separately issued receipt or coupon Or it relates to a NFC service system and method that can service a combination of additional services, such as mileage inquiry.
  • NFC near field communication
  • NFC NFC is applied to smart phones, tablet PCs, etc., to read or write the information written on the tag (Read / Write) function, P2P (Peer to Peer) function for 1: 1 data exchange, and electronic Provide card emulation for payment,
  • the payment terminal when making a payment such as a bus or subway, the payment terminal is simply touched by a smart phone with a built-in NFC module to make a payment.
  • the billed amount is included in the communication cost of the mobile carrier and billed, or through the mobile carrier to be postpaid through a value added network (VAN).
  • VAN value added network
  • NFC smartphone After payment is made through NFC smartphone, additional services such as receipt issuance, mileage or credit, or coupon issue should be made.
  • P2P peer-to-peer
  • terminals having different platforms or different platforms may not exchange data with each other.
  • P2P peer-to-peer
  • a sender and a receiver must be determined and synchronized. At this time, a deadlock phenomenon occurs between terminals using different manufacturers or different platforms, and communication channels are not well formed.
  • an object of the present invention is to provide a system and method that can freely provide a payment service to an external service provider and freely provide additional services related to the service provider.
  • the antenna is activated at the time of NFC touch and tuned to the frequency signal of 13.56Mhz band through the NFC module to transmit and receive data in the NFC method
  • An NFC module connected to the antenna and configured to read or write data by NFC
  • a microcomputer that controls the flow of the data buffered by the storage unit from one side to the other side or is received from the other side in one side by participating in data flow;
  • an NFC input and output device comprising a connection for sending or receiving data to the outside via a cable.
  • the present invention forms a network with an external service provider in the NFC input and output device, and an information delivery system that provides a variety of additional services, including payment services to adjacent users in combination,
  • An NFC input / output device connected to the information transmission system and configured to transmit / receive data by forming a P2P communication channel by reading or writing when the tag is emulated;
  • a short-range communication terminal for instructing to complete the payment service by writing registration information to the NFC input and output device.
  • the present invention by the NFC input and output device between the information delivery system and the short-range communication terminal to form a P2P communication channel by the read or write (Read / Write) operation to send and receive data,
  • FIG. 1 is an illustration of a payment system according to an embodiment of the present invention.
  • FIG. 2 is a block diagram of a payment system according to an embodiment of the present invention.
  • FIG. 3 is a block diagram of a payment system according to an embodiment of the present invention.
  • 4 to 6 are flowcharts illustrating a process of receiving a payment service and an additional service according to an exemplary embodiment of the present invention.
  • Best mode for the implementation of the present invention is an antenna that is activated while the NFC touch is tuned to transmit or receive data in the NFC method
  • An NFC module connected to the antenna and configured to read or write data by NFC
  • a microcomputer that controls the flow of the data buffered by the storage unit from one side to the other side or is received from the other side in one side by participating in data flow;
  • the NFC input and output device comprising a connection for sending or receiving data to the outside via a cable according to the instructions of the microcomputer.
  • FIG. 1 shows an example of a service system according to an embodiment of the present invention
  • FIG. 2 is a block diagram briefly showing the configuration of the system according to the present invention.
  • the present invention forms a network with a service server, and in particular, installs an information delivery system 30 that provides various additional services including payment services to adjacent users,
  • the information transmission system connects and installs the near field communication terminal and the NFC input / output device 20 that forms a P2P communication channel by a reading or writing operation.
  • the information delivery system 30 is connected to the service server 40 to request a payment approval, or to request an inquiry such as points or miles and to issue coupons or receipts (UI: User Interface). ),
  • the information delivery system outputs a guide message or guide voice instructing the near field communication terminal to touch the NFC input and output device 20,
  • the NFC I / O device forms a P2P communication channel for exchanging data between the information transmission system and the near field communication terminal by a read or write operation.
  • the near field communication terminal 10 touches the NFC I / O device
  • the near field communication terminal writes payment information to the NFC I / O device
  • the NFC I / O device transmits the information to the information transmission system to the bansa.
  • the near field communication terminal 10 touches the NFC I / O device, the near field communication terminal 10 reads additional service information recorded in the NFC I / O device, and reads on the screen through the open service application. It is to provide additional service information read).
  • external service providers are providers of payment services or additional services irrespective of mobile carriers, but are not limited to credit card companies, venture companies, payment service agents, and the like.
  • FIG. 3 is a block diagram showing the configuration of a short-range communication terminal 10, NFC input and output device 20 and the information delivery system 30 according to an embodiment of the present invention.
  • the short-range communication terminal 10 includes an NFC controller 12, an antenna 11, a core 13, an SE 14, a display 16, and a controller ( 15) is made.
  • the short-range communication terminal 10 is a smartphone, a PDA, a tablet PC or a mobile terminal having an NFC function, and is activated to perform a card emulation function, a read / write function, or a P2P function. It is a state in which the information of the means which can make a payment (henceforth payment information) is registered.
  • the payment information is secured by writing to the NFC I / O device in a state in which the payment information is converted by the data application encryption algorithm (DES: Data Encryption Standard) or AES (Advanced Encryption Standard) encryption algorithm by the service application. (Secured Channel) is formed.
  • DES Data Encryption Standard
  • AES Advanced Encryption Standard
  • the present invention generates a one-time security code that can ensure a unique connection while the channel is connected when forming a secured channel, to secure the security of the Secured Channel that can safely transmit and receive data do.
  • the short-range communication terminal 10 includes an NFC controller 12, an antenna 11, a core 13, an SE 14, a display 16, and a controller 15.
  • the display unit displays additional service information when the service application is driven, and displays various guide messages including payment information on a screen according to an embodiment.
  • the NFC controller 12 controls to read or write data written to the NFC input / output device 20 at a short distance within 10 centimeters by the NFC method through the antenna.
  • controller 15 activates the read / write mode and analyzes the data received through the NFC controller to drive the service application.
  • the secure element (SE) module encrypts or decrypts data transmitted and received with a security signal so that a third party cannot confirm.
  • the USIM Universal Subscriber Identity Module stores the identification information including the user's name and address, and the payment information necessary to perform the payment, according to an embodiment, the payment information and identification information in the internal memory It may be stored separately.
  • the antenna 11 is tuned to the frequency signal of the 13.56Mhz band so as to transmit and receive data by the NFC method.
  • the NFC input and output device 20 corresponding to the short-range communication terminal 10 is connected to the information delivery system to form a P2P communication channel for transmitting and receiving data with the short-range communication terminal and the read / write (Read / Write) operation Device.
  • the NFC I / O device 20 is compliant with various NFC communication protocols (ISO / IEC 14443 A / B, ISO / IEC 18092, ISO / IEC 15693, ISO / IEC 21481, etc.), in particular an antenna 21 and the NFC module 22, the storage unit 23 and the MICOM (24) connecting portion 25 is made to transmit and receive data in real time.
  • the NFC input / output device may include a proximity sensor, an infrared sensor, an optical sensor, or the like for detecting whether a user approaches or not according to an embodiment.
  • the antenna 21 of the NFC input and output device 20 is coupled to the near field communication terminal 10 adjacent to the coil antenna while being tuned to the frequency signal of 13.56Mhz band through the NFC module to transmit and receive data in the NFC method. do.
  • the NFC module 22 controls to read or vice versa the data of the near field communication terminal located in the near field by the NFC method through the antenna 21.
  • the storage unit 23 buffers the data received by the reading or writing operation.
  • microcomputer 24 is involved in the flow of data between the NFC module and the connection unit, and controls the control unit to send the data buffered by the storage unit to the information delivery system or to transmit to the short-range communication terminal 10.
  • the microcomputer may generate an NDEF message and transmit and receive the NDEF message according to an embodiment.
  • connection portion is a portion connected to the input and output interface and the cable of the information delivery system, according to the embodiment is composed of SPI Interface, USB Interface, Serial Interface and the like.
  • the information transmission system connected to the NFC input / output device may be a kiosk, a POS system, a payment terminal, a digital information display (DID) system, or the like.
  • the information delivery system and the NFC input / output device may be formed in one body. have.
  • the information delivery system comprises a plurality of icon buttons that can provide additional services on the display panel, and when any one of the icon buttons is touched, including receipt, issuance, coupon issuance, or mileage accrual Various services such as can be provided in combination.
  • the information delivery system 30 forms a network with the service server 40,
  • the payment information is received from the near field communication terminal 10 and accesses the service server 40 of the external service provider to request the payment approval, and receives the corresponding approval information to notify the near field communication terminal 10. .
  • the service server may be a payment server for providing a payment service, or in some embodiments, may be an operation server or a management server after the database of additional service information.
  • the information delivery system 30 may include an electronic signature system according to an embodiment
  • the payment processing service may be performed only after undergoing a process of verifying the signature compared to the signature manually input through the electronic signature system.
  • the information transfer system 30 includes an input / output interface 31, a communication unit 34, a service control unit 32, a storage unit 35, and a display panel 33.
  • the input / output interface 31 is connected with a connection part and a cable of the NFC input and output device 20, and transfers the called or inquired information to the NFC input and output device 20 or to the NFC input and output device 20 Receive the writing information.
  • the communication unit 34 connects to the service server 40 of the external service provider according to the instruction of the service control unit, requests payment approval and receives the corresponding approval information, and provides additional services according to the embodiment. You can also access the specific server and receive the inquired information.
  • the database is a database of the operating program and various information, including additional service information, and when the service control unit is called to load and provide the relevant information.
  • the service control unit 32 requests the NFC input and output device 20 to write payment information when a payment request is made, and when the information is input, the service control unit 32 controls the communication unit to receive payment information and controls payment to be made. .
  • the service control unit generates a one-time security code to secure the security, and when the payment information transmission request is sent to the other local area communication terminal to return with the payment information.
  • the service control unit maintains the P2P communication channel if the generated security code and the returned security code matches, and if not, the service control unit secures the channel security by cutting off the channel.
  • the service control unit when the information delivery system and the electronic signature system are connected, the service control unit requests a signature input by hand, and compares the signed information and the signature information transmitted from the short-range communication terminal according to an embodiment. You can also make payments only if they match.
  • the service control unit controls to load or inquire related additional service information when a specific button implemented on the display panel is touched to serve the touched short-range communication terminal.
  • the present invention forms a P2P communication channel that can send and receive data 1: 1 by reading or writing when the tag is emulated, so that external service providers can freely pay without going through a mobile carrier.
  • the service can be substituted, and in particular, it is possible to provide a combination of various services, such as issuing a receipt or points or coupons.
  • the short-range communication terminal 10 downloads and installs a service application, and registers payment information through the service application.
  • the short-range communication terminal to enable the read / write function (S102).
  • the information delivery system 30 forms an additional service icon for requesting issuance or inquiry of coupons, points, tickets, etc. together with the settlement service, and inquiries / loads information related thereto and provides a combination thereof. .
  • the NFC input and output device detects the fact that the event occurred, and reports it to the information delivery system (30) (S103).
  • the information delivery system 30 checks this (S104) and requests transmission of payment information to the near field communication terminal (S105).
  • the information delivery system generates a security code for maintaining the P2P communication channel through which the service control unit can send and receive data in the read or write mode, and transmits it to the short-range communication terminal to return.
  • the security code at this time was generated by the information delivery system, but according to the embodiment may be generated by the local area communication terminal to ensure that the only connection while the channel is formed.
  • the NFC input and output device requests the adjacent short-range communication terminal to write payment information according to the instruction of the information delivery system (S105).
  • an NDEF (NFC Data Exchange Format) message for requesting transmission of payment information may be generated, and the local area communication terminal may be read.
  • the short-range communication terminal 10 receives the request of the NFC input and output device (S107, S108), load the registered payment information (S110),
  • the payment information at this time is converted to the DES or AES encryption algorithm by the service application, and returned to the information delivery system together with the security code.
  • NFC input and output device 20 buffers the received payment information and transfers it to the information delivery system 30, (S113)
  • the information delivery system checks the security code returned to confirm the unique connection while the channel is connected (S114) and if it matches, loads the transmitted payment information (S115).
  • the information delivery system sends a payment information to the service server of the external service provider after the password input or verification process (S116, S117).
  • the information delivery system When the information delivery system receives the approval information from the service server of the external service provider (S118), the information delivery system notifies the near field communication terminal that the payment approval is completed (S119).
  • the short-range communication terminal receives this and displays it on the screen. (S121, S122),
  • the information delivery system 30 may further include a process of digitally signing and may further include a process of verifying as shown in FIG. 4A.
  • the information delivery system requests the user's signature input to complete the payment (S201)
  • the information delivery system requests the signature input of the registered user toward the short-range communication terminal while requesting signature input by hand on the display panel through the electronic signature system (S204).
  • the information delivery system is a process of checking whether there is a signature entered manually by hand (S203), and whether there is signature information input from the near field communication terminal side (S205), the user secretly checks whether the manager is match (S206)
  • the signature entered by hand is exposed to the user, and the real signature information input from the near field communication terminal is exposed only to the store staff or manager,
  • the card is designed to increase the security of the card while preventing damage caused by the use of the lost card.
  • the information delivery system requests payment approval by transmitting payment information to an external service provider (S207),
  • a P2P communication channel for transmitting / receiving data between the information delivery system and the short-range communication terminal is formed, so that payment service can be freely performed.
  • the present invention may provide an additional service in addition to the payment service, as shown in FIG.
  • the information delivery system 30 confirms that an event has occurred (S302), and at this time, the information delivery system receives information corresponding to the touched icon. Inquire or load to secure. (S303)
  • the issuance information such as a receipt / coupon related thereto is loaded and recorded in the storage unit of the NFC input / output device 20.
  • the NFC I / O device transmits the buffered additional service information to the near field communication terminal 10 (S304).
  • the NFC input / output device may convert additional service information into an NDEF (NFC Data Exchange Format) message and transmit the additional service information to the short-range communication terminal.
  • NDEF NFC Data Exchange Format
  • the short-range communication terminal reads and receives data recorded in the NFC input / output device, analyzes the data, and launches a corresponding service application. (S305, S306, S307).
  • the short-range communication terminal guides additional service information on the screen (S308).
  • the short-range communication terminal 10 generates completion information for reporting the fact that the service is completed.
  • the short-range communication terminal transmits the completion information through the writing operation toward the NFC input and output device 20, (S309, S310)
  • the short-range communication terminal 10 may convert confirmation information into an NDEF message and then transmit it to the NFC input / output device 20.
  • NFC input and output device receives the completed completion information and transmits to the information delivery system 30, (S311)
  • the information delivery system recognizes that the provision of the additional service is completed based on the confirmation information and expresses it on the screen. (S312, S313)
  • the present invention may further include downloading the corresponding application if the related application is not installed.
  • the short-range communication terminal 10 may analyze the received NDEF message and secure the AAR (Android Application Record) information and the URL address (S402).
  • AAR Android Application Record
  • the short-range communication terminal checks the existence of a service application corresponding to the AAR (Android Application Record) information, (S403)
  • the corresponding service application is driven (S406).
  • the present invention can freely provide payment service even if the external service providers do not go through the mobile service provider by the read / write operation of the NFC input / output device, and in particular, additional services such as receipt / coupon issuance or mileage / point inquiry related thereto are combined. It will be able to provide.

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un système et un procédé complexes d'exécution de service, utilisant la fonction NFC d'un terminal intelligent. Plus précisément, dans la présente invention, des TJ et des fournisseurs de services externes peuvent fournir librement un service de paiement même sans avoir recours à une entreprise de communications mobiles et ils peuvent plus précisément fournir une pluralité de services supplémentaires tels que l'émission de reçus/coupons ou la vérification d'un nombre de kilomètres/points associés, en formant une voie de communication P2P via laquelle un système de livraison d'informations et un terminal de communication en champ proche peuvent échanger mutuellement des données au moyen d'opérations de lecture/écriture d'un dispositif d'entrée/sortie NFC.
PCT/KR2014/006039 2013-07-16 2014-07-07 Système d'exécution de service nfc, et procédé d'exécution de service nfc WO2015008958A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR20130083850A KR101512127B1 (ko) 2013-07-16 2013-07-16 Nfc 서비스 시스템 및 서비스 방법.
KR10-2013-0083850 2013-07-16

Publications (1)

Publication Number Publication Date
WO2015008958A1 true WO2015008958A1 (fr) 2015-01-22

Family

ID=52346366

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2014/006039 WO2015008958A1 (fr) 2013-07-16 2014-07-07 Système d'exécution de service nfc, et procédé d'exécution de service nfc

Country Status (2)

Country Link
KR (1) KR101512127B1 (fr)
WO (1) WO2015008958A1 (fr)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106295731A (zh) * 2015-05-28 2017-01-04 陕西海创中盈信息技术有限公司 一种基于智能通讯终端的感应式信息传输系统及方法
CN108852008A (zh) * 2018-04-27 2018-11-23 湖南全康电子科技有限公司 一种气泡水机co2气源检测告知系统及方法
CN112906411A (zh) * 2021-02-02 2021-06-04 中国银联股份有限公司 业务处理方法、用户终端、业务设备、系统及存储介质

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR102490853B1 (ko) * 2021-07-16 2023-01-20 주식회사 포그넷 스토리지 기반의 p2p 방식을 통한 파일을 송수신하는 방법 및 시스템
WO2023043811A1 (fr) * 2021-09-14 2023-03-23 Visa International Service Association Application de dispositif mobile pour la sélection de compte sur une carte à plusieurs comptes
WO2023135523A1 (fr) * 2022-01-11 2023-07-20 Pi-Xcels Co., Ltd. Procédé de traitement de paiements et d'émission de reçus électroniques sur une communication en champ proche
KR102444679B1 (ko) * 2022-01-11 2022-09-20 주식회사 픽셀스 전자 영수증 발행 방법
WO2023249403A1 (fr) * 2022-06-21 2023-12-28 주식회사 터치앤고 Procédé de prise en charge de paiements nfc et d'authentification, et dispositif associé

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20100075896A (ko) * 2007-09-27 2010-07-05 인사이드 컨택트리스 Ｎｆｃ 시스템 내에서 애플리케이션 데이터를 관리하는 방법 및 장치
US20120094596A1 (en) * 2010-10-14 2012-04-19 Research In Motion Limited Near-field communication (nfc) system providing nfc tag geographic position authentication and related methods
US8224246B2 (en) * 2010-05-10 2012-07-17 Nokia Corporation Device to device connection setup using near-field communication
KR101250091B1 (ko) * 2011-05-20 2013-04-09 사단법인 금융결제원 근접 통신을 이용한 전자화폐 거래 방법 및 이를 위한 휴대단말과 자동화기기

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20100075896A (ko) * 2007-09-27 2010-07-05 인사이드 컨택트리스 Ｎｆｃ 시스템 내에서 애플리케이션 데이터를 관리하는 방법 및 장치
US8224246B2 (en) * 2010-05-10 2012-07-17 Nokia Corporation Device to device connection setup using near-field communication
US20120094596A1 (en) * 2010-10-14 2012-04-19 Research In Motion Limited Near-field communication (nfc) system providing nfc tag geographic position authentication and related methods
KR101250091B1 (ko) * 2011-05-20 2013-04-09 사단법인 금융결제원 근접 통신을 이용한 전자화폐 거래 방법 및 이를 위한 휴대단말과 자동화기기

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106295731A (zh) * 2015-05-28 2017-01-04 陕西海创中盈信息技术有限公司 一种基于智能通讯终端的感应式信息传输系统及方法
CN108852008A (zh) * 2018-04-27 2018-11-23 湖南全康电子科技有限公司 一种气泡水机co2气源检测告知系统及方法
CN112906411A (zh) * 2021-02-02 2021-06-04 中国银联股份有限公司 业务处理方法、用户终端、业务设备、系统及存储介质
CN112906411B (zh) * 2021-02-02 2024-03-22 中国银联股份有限公司 业务处理方法、用户终端、业务设备、系统及存储介质

Also Published As

Publication number Publication date
KR101512127B1 (ko) 2015-04-14
KR20150009396A (ko) 2015-01-26

Similar Documents

Publication Publication Date Title
WO2015008958A1 (fr) Système d'exécution de service nfc, et procédé d'exécution de service nfc
WO2017222170A1 (fr) Procédé et serveur de société de cartes servant à traiter un paiement en vérifiant une valeur de vérification, procédé pour prendre en charge un paiement en utilisant la valeur de vérification, et carte à puce
WO2014030836A1 (fr) Procédé et système pour authentifier une demande de transaction provenant d'un dispositif
WO2013089435A1 (fr) Système et procédé de transfert par fil utilisant un terminal mobile pour fournir des services de pourboire ou des services de parrainage
WO2019147054A1 (fr) Dispositif électronique et procédé pour prendre en charge une connexion wi-fi automatique avec un procédé de sécurité amélioré lors de la réalisation d'un paiement par porte-monnaie électronique
WO2013100413A1 (fr) Système de paiement par carte de crédit de téléphone intelligent utilisant une prise écouteur, et procédé correspondant
WO2015068904A1 (fr) Lecteur de carte, terminal et procédé de traitement d'informations de paiement les utilisant
WO2016122035A1 (fr) Système de paiement par carte et procédé de paiement pour permettre la confirmation d'une pré-transation
WO2016060345A1 (fr) Procédé de génération de carte multiple, procédé d'utilisation de carte multiple et système de carte multiple
WO2014092286A1 (fr) Procédé pour prendre en charge un paiement pour un commerce hors ligne, et système et dispositif associés
WO2013058509A2 (fr) Procédé et système de remplacement d'une clé se d'un terminal mobile
WO2011034243A1 (fr) Module psam pour carte de transport compatible et procédé de fonctionnement de module psam
WO2013147484A1 (fr) Système permettant d'utiliser des tickets de file d'attente et son procédé d'utilisation
WO2017003030A1 (fr) Système de transaction financière de magasin de franchise utilisant un terminal de communication mobile et procédé associé
WO2013187557A1 (fr) Système de paiement hors ligne, dispositif de paiement hors ligne et procédé de paiement hors ligne
WO2012030162A2 (fr) Procédé de paiement par carte, système de paiement par carte et terminal mobile associé
WO2020184815A1 (fr) Procédé de paiement automatique mobile basé sur un mot de passe à usage unique et système l'utilisant
WO2019245210A1 (fr) Système de paiement sans contact à ondes sonores pour saisie de montant de paiement par terminal de vendeur et procédé associé
WO2012060654A2 (fr) Terminal mobile et procédé de transaction à l'aide du terminal mobile
KR20140104523A (ko) Nfc 지능형 순번 대기 시스템 및 이를 이용한 번호표 발급방법.
WO2015122599A1 (fr) Terminal et appareil fournisseur de services, système de portefeuille électronique comprenant ce terminal et cet appareil, procédé de commande associé et support d'enregistrement contenant un programme d'ordinateur
AU2021222844B2 (en) System and method for transmitting information using mobile terminal
WO2014014295A1 (fr) Système numérique permettant un paiement par carte par l'intermédiaire d'un marquage, système côté paiement et procédé de mise en œuvre associé
WO2014014221A1 (fr) Système et procédé de transfert et d'obtention de coupons entre des terminaux nfc
WO2014010875A1 (fr) Procédé pour exécuter une application en liaison avec un dispositif apparié et effectuer un paiement, et système numérique associé

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 14826693

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 112(1) EPC (EPO FORM 1205A DATED 19.05.2016)

122 Ep: pct application non-entry in european phase

Ref document number: 14826693

Country of ref document: EP

Kind code of ref document: A1