WO2014181187A3 - Systems and methods for financial transactions between mobile devices via hand gestures - Google Patents

Systems and methods for financial transactions between mobile devices via hand gestures Download PDF

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Publication number
WO2014181187A3
WO2014181187A3 PCT/IB2014/001576 IB2014001576W WO2014181187A3 WO 2014181187 A3 WO2014181187 A3 WO 2014181187A3 IB 2014001576 W IB2014001576 W IB 2014001576W WO 2014181187 A3 WO2014181187 A3 WO 2014181187A3
Authority
WO
WIPO (PCT)
Prior art keywords
mobile device
transaction
financial
systems
methods
Prior art date
Application number
PCT/IB2014/001576
Other languages
French (fr)
Other versions
WO2014181187A2 (en
Inventor
Shany LEVKOVITZ
Michael Chaim WINOGRAD
Choy Ming LIT
Hwang Jae JOON
Tomer GALON
Original Assignee
SingTel Idea Factory Pte. Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by SingTel Idea Factory Pte. Ltd. filed Critical SingTel Idea Factory Pte. Ltd.
Priority to SG11201507418PA priority Critical patent/SG11201507418PA/en
Publication of WO2014181187A2 publication Critical patent/WO2014181187A2/en
Publication of WO2014181187A3 publication Critical patent/WO2014181187A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G06F3/0482—Interaction with lists of selectable items, e.g. menus
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0481—Interaction techniques based on graphical user interfaces [GUI] based on specific properties of the displayed interaction object or a metaphor-based environment, e.g. interaction with desktop elements like windows or icons, or assisted by a cursor's changing behaviour or appearance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
    • G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
    • G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
    • G06F3/0487—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser
    • G06F3/0488—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures
    • G06F3/04883—Interaction techniques based on graphical user interfaces [GUI] using specific features provided by the input device, e.g. functions controlled by the rotation of a mouse with dual sensing arrangements, or of the nature of the input device, e.g. tap gestures based on pressure sensed by a digitiser using a touch-screen or digitiser, e.g. input of commands through traced gestures for inputting data by handwriting, e.g. gesture or text
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/384—Payment protocols; Details thereof using social networks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/10—Protocols in which an application is distributed across nodes in the network
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel
    • H04W4/21—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel for social networking applications

Landscapes

  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Human Computer Interaction (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • User Interface Of Digital Computer (AREA)
  • Telephone Function (AREA)
  • Information Transfer Between Computers (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Systems and methods for a financial transaction between mobile device that include identifying a second mobile device associated with a recipient of a financial transaction to be conducted with a first mobile device associated with a sender of the transaction; enabling the sender to initiate the transaction from the first mobile device via a hand gesture on the touchscreen of the first mobile device to transfer an amount of money specified by the sender to the recipient; presenting visually the transaction from the first mobile device on the screen of the second mobile device associated with the recipient; accepting request for the financial transaction and processing the financial transaction by financial institutions; and updating relevant financial records related to the sender and the recipient, respectively once the financial transaction is cleared by the financial institutions.
PCT/IB2014/001576 2013-03-15 2014-03-14 Systems and methods for financial transactions between mobile devices via hand gestures WO2014181187A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
SG11201507418PA SG11201507418PA (en) 2013-03-15 2014-03-14 Systems and methods for financial transactions between mobile devices via hand gestures

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201361788154P 2013-03-15 2013-03-15
US61/788,154 2013-03-15
US14/177,758 US20140279531A1 (en) 2013-03-15 2014-02-11 Systems and methods for financial transactions between mobile devices via hand gestures
US14/177,758 2014-02-11

Publications (2)

Publication Number Publication Date
WO2014181187A2 WO2014181187A2 (en) 2014-11-13
WO2014181187A3 true WO2014181187A3 (en) 2015-03-26

Family

ID=51532697

Family Applications (2)

Application Number Title Priority Date Filing Date
PCT/IB2014/001576 WO2014181187A2 (en) 2013-03-15 2014-03-14 Systems and methods for financial transactions between mobile devices via hand gestures
PCT/IB2014/001556 WO2014181185A2 (en) 2013-03-15 2014-03-14 Systems and methods for transferring of objects among mobile devices based on pairing and matching using actions and/or gestures associated with the mobile device

Family Applications After (1)

Application Number Title Priority Date Filing Date
PCT/IB2014/001556 WO2014181185A2 (en) 2013-03-15 2014-03-14 Systems and methods for transferring of objects among mobile devices based on pairing and matching using actions and/or gestures associated with the mobile device

Country Status (3)

Country Link
US (2) US20140282068A1 (en)
SG (2) SG11201507418PA (en)
WO (2) WO2014181187A2 (en)

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Also Published As

Publication number Publication date
SG11201507418PA (en) 2015-10-29
US20140279531A1 (en) 2014-09-18
WO2014181185A2 (en) 2014-11-13
SG11201507410YA (en) 2015-10-29
US20140282068A1 (en) 2014-09-18
WO2014181185A3 (en) 2015-03-26
WO2014181187A2 (en) 2014-11-13

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