WO2014049738A1

WO2014049738A1 - Large-scale specifications transmission system, large-scale specifications transmission method, and server

Info

Publication number: WO2014049738A1
Application number: PCT/JP2012/074764
Authority: WO
Inventors: 純亘宮崎; 真森山; 崇志山岸
Original assignee: 株式会社日立製作所
Priority date: 2012-09-26
Filing date: 2012-09-26
Publication date: 2014-04-03

Abstract

[Problem] To enable the transmission of large-scale specifications in financial transactions that utilize a network, and to enable error checking of the transmitted data to be performed during transmission of the data. [Solution] A large-scale specifications transmission system (100), comprising: terminal devices (300), equipped with a communication device (305), a storage device (301) that stores specification files (310) for use in transactions with financial institutions, and a computation device (304) that executes a process whereby a specification file (310) is divided into multiple parts in a reconfigurable manner, thereby generating one set of a block data group, and each instance of block data forming the block data group is sequentially transmitted together with a transaction request to the server (200) of a financial institution; and a server (200), equipped with a communication device (205), and a computation device (204) that sequentially receives from the terminal devices (300) the transaction requests containing the block data, executes a prescribed error check on the received block data and, when an error is detected, executes a process whereby information about that error is output to the terminal device (300) and to a storage device which is accessible from the terminal device (300).

Description

Mass detail transmission system, mass detail transmission method, and server

The present invention relates to a mass specification transmission system, a mass specification transmission method, and a server.

Corporate Internet banking and firm banking user companies create detailed files for various transactions, such as transfers and transfers, on their terminals, and provide services for managing the due date and batch processing of the detailed files at the financial institutions in use. There is a flow to be transmitted to the accounting system.

The following technologies have been proposed as conventional technologies related to automatic transfer. That is, in the automatic transfer system, there has been proposed an automatic transfer system (see Patent Document 1) that prevents an error in the transfer process due to a change in account number accompanying a merger of financial institutions or branch consolidation / consolidation. Also proposed is an automatic transfer system (see Patent Document 2) that allows a customer account that cannot be withdrawn due to a shortage of balance or the like to immediately resume withdrawal when the customer deposits money.

JP 2005-107852 A JP 2000-194786 A

When a user terminal performs file transmission of a large number of specifications, for example, 1 million specifications, the corresponding user company takes a long time to occupy server resources in a financial institution, and other user companies can use the service when access is concentrated. There is a strong fear of disappearing. Therefore, it can be said that it is difficult to envision and construct a system that can transmit such a large amount of detailed files.

In addition, when a detailed file is transmitted from a user terminal when a detailed file is transmitted from a user terminal, confirmation processing such as data error check is executed until reception of all data at the financial institution server is completed. There is also a problem that cannot be done. Therefore, at the time of file transmission of a large number of specifications, even if there is an error in the transmission data from the user terminal, it takes a very long time until it can be determined that it is necessary to correct the error and re-execute transmission. Become.

Therefore, an object of the present invention is to provide a technology that enables transmission of a large amount of details in a financial transaction using a network and can perform error confirmation of transmission data during data transmission.

The mass specification transmission system of the present invention that solves the above problems is a communication device that communicates with other devices via a network, a storage device that stores a specification file for transactions with a financial institution, and the specification file can be reconfigured A calculation unit that generates a set of block data groups divided into a plurality of blocks, and executes processing for sequentially transmitting each block data constituting the block data groups to a financial institution server together with a transaction request. And a communication device that communicates with another device via a network, and a transaction request including the block data is sequentially received from the terminal, and a predetermined error check process is executed on the received block data, and an error is detected. A computing device that executes a process of outputting the error information to the terminal or a storage device accessible from the terminal. Characterized in that it comprises server and, a.

Also, the mass specification transmission method of the present invention is such that a terminal including a communication device that communicates with another device via a network and a storage device that stores a specification file for transactions with a financial institution re-executes the specification file. A block data group is generated by dividing into a plurality of configurable blocks, and each block data constituting the block data group is sequentially transmitted to a financial institution server together with a transaction request. When a server equipped with a communication device that communicates via the server sequentially receives a transaction request including the block data from the terminal, executes a predetermined error check process on the received block data, and an error is detected The process of outputting the error information to the terminal or a storage device accessible from the terminal is executed.

In addition, the server of the present invention sequentially transmits each block data divided into a plurality of communication devices that communicate with other devices via a network and a detailed file for transaction with a financial institution from a terminal together with a transaction request. An operation for executing a predetermined error check process on the received block data and outputting the error information to the terminal or a storage device accessible from the terminal when an error is detected. And a device.

According to the present invention, it is possible to transmit a large amount of details in a financial transaction using a network, and it is possible to perform transmission data error confirmation during data transmission.

It is a network block diagram of the mass detailed transmission system of this embodiment. It is a figure which shows the network structural example containing the ASP system of this embodiment. It is a figure which shows the hardware structural example of the server in this embodiment. It is a figure which shows the hardware structural example of the terminal in this embodiment. It is a figure which shows the example of the check pattern table in this embodiment. It is a flowchart which shows the example of a procedure of the mass detailed transmission method of this embodiment. It is a conceptual diagram of the mass detailed transmission method of this embodiment. It is a figure which shows the example of the number of cases and total amount table in the result database of this embodiment. It is a figure which shows the example of the record table in the result database of this embodiment. It is a figure which shows the example of a display screen in this embodiment.

For example, a company that employs a large number of employees periodically requests financial institutions to process transfers such as inter-account transfers such as salary transfers to employees and fixed expenses. In addition, large corporations with an enormous number of customers who need to collect regular fees, local public bodies and government organizations that perform tax collection services for citizens and citizens, etc., regularly conduct similar processes with financial institutions. Ask.

Conventionally, these companies record detailed files containing huge records on various media such as magnetic disks, magnetic tapes, and magneto-optical disks, and bring these media to financial institutions to request processing. There were many. Currently, there is an increasing situation in which detailed files are transmitted from a terminal of a company or the like to a system of a financial institution using so-called Internet banking. However, as described above, when transmitting a large amount of details such as one million items, there is a problem that only the company that performs the transmission occupies a server or network of a financial institution for a long time, or there is an error in the specification file. However, there is a problem that the check cannot be performed unless the detailed file transmission is completed for a long time, and the work efficiency is extremely lowered.

The mass specification transmission system 100 of the present embodiment solves such a problem, enables transmission of a large amount of specification in a financial transaction using a network, and enables execution of error confirmation of transmission data during data transmission. It is. Embodiments of the present invention will be described below in detail with reference to the drawings. FIG. 1 is a network configuration diagram of a mass specification transmission system 100 of the present embodiment, and FIG. 2 is a diagram illustrating an example of a network configuration including an ASP system 20 of the present embodiment.

A large-scale detailed transmission system 100 shown in FIG. 1 includes a terminal of a user company that has signed a contract such as a corporate Internet banking usage contract with a financial institution, that is, a user terminal 300, and a financial system that receives a detailed file and performs processing such as transfer and transfer And a server 200 operated by an institution. The server 200 in this embodiment includes a Web / AP server 220, a Cache server 240, a CEP server 260, and a DB server 280. Details of the Web / AP server 220, Cache server 240, CEP server 260, and DB server 280 will be described later. Of course, the server 200 may be configured by a single server device.

Further, appropriate functions of the mass specification transmission system 100 of the present embodiment are not constructed exclusively for each financial institution, but the corresponding functions are constructed in the ASP system 20 as illustrated in FIG. (Application Service Provider) As a service, it can be assumed that the service is provided to financial institutions and used by user companies. If the mass specification transmission technology of this embodiment is provided as such an ASP service, the user company uses the application software installed in the ASP system 20 through the Web browser 330 or the like of the user terminal 300 to perform processing of mass specification transmission. be able to. In the example shown in FIG. 2, this ASP system 20 delivers a detailed file to an existing corporate internet banking system 25 in accordance with processing results such as an error check described later, and the corporate internet banking system 25 and the accounting system. The form which acquires the processing result of the above-mentioned detailed file processed between 290 was shown. Of course, such a form is an example and is not limited to the illustrated embodiment.

Further, the server 200 of the mass specification transmission system 100 illustrated in FIG. 1 is connected to the billing system 290 via a network in the financial institution. The detail file transmitted from the user terminal 300 is transferred from the server 200 to the billing system 290 according to the result of the error check. The account system 290 receives the detail file, executes predetermined processing such as transfer and transfer designated by the detail file, and returns the processing result to the server 200. The server 200 notifies the user terminal 300 of the processing result received from the billing system 290, and a series of processing is completed. That is, the server 200 checks data such as transfer and transfer included in the detailed file transmitted from the user terminal 300, converts, transmits to the billing system 290, receives the result from the billing system 290, and the user terminal of the result Return to 300, data status management, re-transmission processing of past transmission data, and the like.

FIG. 3 is a diagram illustrating a hardware configuration example of the server 200 in the present embodiment. Further, the hardware configuration of the server 200 constituting the mass specification transmission system 100 is as follows. The server 200 reads out the storage device 201 composed of an appropriate non-volatile storage device such as a hard disk drive, the memory 203 composed of a temporary storage device such as RAM, and the program 202 held in the storage device 201 to the memory 203. And a central processing unit (CPU) 204 (arithmetic unit) that performs overall control of the server device itself and performs various determinations, computations, and control processes, and a communication device 205 that is connected to the network 120 and handles communication processing with other devices. Such a configuration is common to the Web / AP server 220, the Cache server 240, the CEP server 260, and the DB server 280 constituting the server 200.

FIG. 4 is a diagram illustrating a hardware configuration example of the user terminal 300 in the present embodiment. Similarly, the hardware configuration of the user terminal 300 that constitutes the mass specification transmission system 100 is as follows. The user terminal 300 includes a storage device 301 configured by an appropriate non-volatile storage device such as a hard disk drive, a memory 303 configured by a temporary storage device such as a RAM, and reads out a program 302 held in the storage device 301 to the memory 303. CPU 304 (arithmetic unit) for performing overall control of the terminal itself and performing various determinations, computations and control processing, a communication unit 305 connected to the network 120 and responsible for communication processing with the server 200, a person in charge of a user company, etc. An input device 306 such as a keyboard and a mouse for receiving an input operation from the input device, and an output device 307 such as a display for displaying the processing result.

Subsequently, functions provided in the mass specification transmission system 100 of the present embodiment will be described. As described above, the functions described below can be said to be functions that are implemented by executing the programs included in the server 200 and the user terminal 300 that constitute the mass specification transmission system 100, respectively. It is assumed that the user terminal 300 stores a detailed file 310 for transactions with financial institutions in the storage device 301. Examples of the detail file 310 include those related to transactions such as general account transfer, salary transfer, and account transfer.

Further, it is assumed that the server 200 stores an error check pattern for each format of the records constituting the financial transaction detail file 310 in the storage device 201. There are four types of record formats: header record, end record, data record, and trailer record. The header record is a record that declares the start of the corresponding detail file 310, and includes the code of the financial institution to which the detail file is submitted and various information of the requester of processing. The end record is a record that declares the end of the corresponding detail file 310. These header records and end records are always paired in detail file units. Further, the data record describes account information such as a transfer destination and a transfer destination, and money transfer and transfer amount information. Further, the trailer record includes information on the total number of request processing and the total amount in the corresponding detail file 310. The format of such a record differs depending on the handling organization of the detail file 310, such as each financial institution, a federation of financial institutions, a local public entity, or a government agency. Therefore, the server 200 holds the error check pattern for each format in the storage device 201 for each organization.

The user terminal 300 reads the detail file 310 from the storage device 301, divides it into a plurality of reconfigurable data, generates a set of block data groups, and makes a transaction request for each block data constituting the block data group. At the same time, it has a function of executing processing for sequentially transmitting to the server 200. The Web / AP server 220 receives the specification file 310 from the user terminal 300, divides it into a plurality of reconfigurable pieces, generates a set of block data groups, and configures each block data group. The block data may be stored in its own storage device.

On the other hand, the server 200 sequentially receives transaction requests including block data from the user terminal 300 described above, executes a predetermined error check process on the received block data, and if an error is detected, the error information Is output to a storage device such as a web server accessible from the user terminal 300 or the user terminal 300 via the network 120. In this case, the server 200 divides the block data received from the user terminal 300 into record units so as to be reconfigurable, and performs collation processing between the divided records and the error check pattern for each record format indicated by the corresponding record. If an error is detected in the record in the matching process, the error information is output from the user terminal 300 or the user terminal 300 to the storage device of the Web / AP server 220 accessible via the network 120. The server 200 performs collation processing of each record divided as described above and an error check pattern (read from the storage device 201) according to the format of the corresponding record in parallel for each record format indicated by the corresponding record. When an error is detected in a record during processing, the error information is output to a storage device such as a web server accessible from the user terminal 300 or the end of the user terminal 300 via the network 120.

In addition, the server 200 executes the above-described collation processing for the records for each block data sequentially received from the user terminal 300, and as a result of such collation processing, there is no error in all the records of all the block data constituting the same group. In this case, the block data relating to the transaction request is reconstructed into the detail file 310 and provided to the billing system 290.

Also, the server 200 reads error information output from the user terminal 300 to a storage device such as a web server that can be accessed via the network 120 in response to an acquisition request from the user terminal 300 and returns the error information to the user terminal 300. It has a function.

On the other hand, the user terminal 300 notifies the server 200 of an error information acquisition request at regular intervals, counts the number of error information returned by the server 200 for each acquisition request, and the count value is equal to or greater than a predetermined reference. In this case, a function of interrupting transmission of block data is provided.

In addition, the user terminal 300 includes information on the total number of records included in the original detail file 310 in the last block data divided from the tail of the original detail file 310 among the block data constituting the same group. It has the function to grant.

In this case, when the block data received from the user terminal 300 is divided in units of records so that the block data is reconfigurable, the server 200 repeatedly executes the process of storing the number of the divided records in the storage device 201 for each block data. When the above-mentioned last block data is divided in record units so as to be reconfigurable and the number of the divided records is stored in the storage device 201, the number of records obtained for each block data constituting the same group is added up. Then, the total value is checked against the information on the total number of cases given to the last block data to determine whether the total number given by the user terminal 300 matches the actual number of records. A storage device such as a web server accessible from the user terminal 300 to the user terminal 300 via the network 120 A function of output.

The user terminal 300 adds the sum of the amounts indicated by the records included in the original detail file 310 to the last block data divided from the tail of the original detail file 310 among the block data constituting the same group. It has a function to add money amount information.

In this case, when the server 200 divides the block data received from the user terminal 300 into record units so as to be reconfigurable, the server 200 performs processing for storing the information of the amount indicated by the divided record in the storage device 201 for each block data. When the above-mentioned last block data is divided into record units so as to be reconfigurable and information on the amount of money indicated by the divided records is stored in the storage device 201, it is obtained for each block data constituting the same group. The total amount given by the user terminal 300 is compared with the information of the total amount given to the last block data, and the total amount given by the user terminal 300 is the amount indicated by the actual record. It is determined whether the total value matches, and the determination result is sent from the user terminal 300 to the user terminal 300 to the network 120. And a function of outputting to a storage device such as accessible web server.

Subsequently, tables used by the mass specification transmission system 100 of the present embodiment will be described. FIG. 5 shows an example of the check pattern table 265 in the present embodiment. The check pattern table 265 is, for example, a table held by the CEP server 260 in the server 200, and is a table describing an error check pattern for each format of records constituting the detail file 310. The data structure is the identification information of the handling financial institution and the record format type information as keys, the ID of the location to be checked, the character code type allowed as the value of the location to be checked, the number of digits, characters or numbers, bank number This is a collection of data related to the check contents, such as the existence or nonexistence of.

There are four types of record formats: header record, end record, data record, and trailer record. The format of such a record differs depending on the handling organization of the detail file 310, such as each financial institution, a federation of financial institutions, a local public entity, or a government agency. Therefore, this check pattern table 265 stores four types of error check patterns for each format for each organization.

Hereinafter, the actual procedure of the mass specification transmission method in the present embodiment will be described with reference to the drawings. Various operations corresponding to the mass specification transmission method described below are realized by a program that the mass specification transmission system 100 reads out to the memory 203 and executes. These programs are composed of codes for performing various operations described below.

FIG. 6 is a flowchart illustrating an example of a processing procedure of the mass specification transmission method according to this embodiment, and FIG. 6A is a conceptual diagram of the mass specification transmission method according to this embodiment. In this case, first, the corporate user terminal 300 logs in to the Web / AP server 220, which is an ASP server (s100). In response to the login request from the user terminal 300, the Web / AP server 220 collates the user ID and password presented from the user terminal 300 with the authentication information previously stored in the storage device, and executes the login process (s101). . When the authentication is successful and the login is successful (s101: y), the Web / AP server 220 notifies the user terminal 300 of the login success including the company name of the user and the information of the financial institution. The access is permitted (s102).

On the other hand, the user terminal 300 that has logged into the Web / AP server 220 is subject to processing from the storage device 301 in accordance with a user designation received by the input device 306 or according to a predetermined schedule. The detailed file 310 for account transfer, salary transfer, account transfer, etc. is read (s103).

The user terminal 300 divides the detail file 310 read from the storage device 301 into a plurality of pieces to generate a set of block data groups (s104). At this time, the user terminal 300 gives each block data a serial number that can uniquely identify each block data as well as the identification information of the original detail file 310, and optionally the original detail file if necessary. The division processing is performed so that it can be reconfigured to 310. In addition, the user terminal 300 gives each block data the company name of the corresponding user and information on the financial institution obtained from the Web / AP server 220 by the notification in step s102 described above. Each block data includes a plurality of records.

Further, the user terminal 300 includes information on the total number of records included in the original detail file 310 in the last block data divided from the tail of the original detail file 310 among the block data constituting the same group described above. Suppose that information on the total amount of money indicated by each record included in the original detail file 310 is given.

Subsequently, the user terminal 300 sequentially transmits each block data constituting the block data group to the Web / AP server 220 together with a transaction request such as general account transfer, salary transfer, and account transfer (s105). The Web / AP server 220 receives block data from the user terminal 300, processes it in parallel, and transmits it to the cache server 240 (s106).

On the other hand, the Cache server 240 divides the block data received from the Web / AP server 220 into record units so as to be reconfigurable, and stores information on the number of the divided records and the amount of money indicated by the divided records in the storage device. The number is stored in the number / total amount table 247 of the result database 245 (s107). The Cache server 240 repeatedly executes the process of storing information on the number and amount of records in the result database 245 for each block data.

The cache server 240 assigns each record a serial number that can uniquely identify each record as well as the identification information of the original block data, and divides the record so that the original block data can be reconstructed when necessary. Processing is in progress.

Further, the Cache server 240 puts the records generated by dividing the block data as described above into a queue (queue), and sequentially puts them into a CEP (Complex Event Processing) server 260 in order from the top of the queue (s108). Note that as many queues as the records are input may be prepared for the number of blocks that have started to be received from the Web / AP server 220, and the input to the CEP server 260 may be processed in parallel.

When the cache server 240 divides the block data received from the Web / AP server 220 in record units so as to be reconfigurable, the cache server 240 stores the number of the divided records in the number / total amount table 247 of the result database 245. Are repeatedly executed for each block data, and the above-mentioned last block data is reconfigurable and divided into record units, and the number of the divided records is stored in the number / total amount table 247 of the result database 245, The number of records obtained for each block data constituting the same group is added up, and the total value is checked against the information on the total number of pieces assigned to the last block data. It is preferable to determine whether or not it matches the actual number of records. Alternatively, the Cache server 240 divides the block data received from the Web / AP server 220 into reconfigurable records in units of records, puts the generated records into a queue (queue), and sequentially executes the CEP (Complex Event Processing) from the top of the queue. ) The queues that are inserted in the server 260 in order and the records are input are prepared as many as the number of blocks that have started to be received from the Web / AP server 220, and the input to the CEP server 260 is performed in parallel. When the result of the matching process is sent to the cache server 240, the process of storing the number of records sent in the number of records / total amount table 247 of the result database 245 is repeatedly executed for each record, so that the total value Is compared with the total number of information assigned to the last block data. It may be determined whether the total number granted at The terminal 300 matches the number of actual record.

Further, when the cache server 240 divides the block data received from the Web / AP server 220 into record units so as to be reconfigurable, information on the amount indicated by the divided record is stored in the number / total amount table 247 of the result database 245. The storing process is repeatedly executed for each block data, the above-mentioned last block data is divided in record units so as to be reconfigurable, and the amount information indicated by the divided records is stored in the number / total amount table 247 of the result database 245. The total amount indicated by each record obtained with respect to each block data constituting the same group is summed, and this total value is collated with information on the total amount given to the last block data, and the user terminal The total amount given in 300 matches the sum of the amount indicated by the actual record. It is preferred to that determine.

Alternatively, the Cache server 240 divides the block data received from the Web / AP server 220 into reconfigurable records in units of records, puts the generated records into a queue (queue), and sequentially executes the CEP (Complex Event Processing) from the top of the queue. ) The queues that are inserted in the server 260 in order and the records are input are prepared as many as the number of blocks that have started to be received from the Web / AP server 220, and the input to the CEP server 260 is performed in parallel. When the result of the collation process is sent to the cache server 240, the amount indicated by the sent record is summed, and the process of storing this sum value in the number / total amount table 247 of the result database 245 is repeated for each record. By executing, sum the amount indicated by the divided records, and the sum , The last block data against the granted amount of information to determine whether it matches the sum of the amounts which the total amount granted by the user terminal 300 shown is the actual record may be.

The Cache server 240 reads the determination result regarding the total number of cases and the determination result regarding the total amount from the number / total amount table 247 of the result database 245 in response to a request for every predetermined time, and provides them to the Web / AP server 220. The Web / AP server 220 stores the determination result thus obtained in the result database 285 of the DB server 280.

On the other hand, the CEP server 260 performs parallel processing on the records received from the Cache server 240 by so-called stream data processing for each record format indicated by the corresponding records (s109). More specifically, the CEP server 260 reads, for example, the code of the financial institution to which the detailed file is submitted, indicated by the header record, among the records received from the Cache server 240, and the record format type relating to the financial institution indicated by this code Each error check pattern is read from the check pattern table 265. The CEP server 260 sets an error check pattern of each read record format (header record, end record, data record, trailer record) in a stream for each record format. This stream is a functional unit 265 that executes a collation process between a record and an error check pattern to check whether there is a description error regarding the record.

The CEP server 260 collates the record received from the Cache server 240 with the error check pattern, so that the value described in the corresponding part of the check target part in the record indicated by the error check pattern is allowed. Whether the character code type, the number of digits is within the allowable value, the character or numerical value to be described, or the bank number indicated by the described value actually exists is checked.

Further, the CEP server 260 sends the result of the collation process in the above stream data process to the Cache server 240 (s110). When an error is detected in the record in the above collation process, of course, the result sent to the Cache server 240 includes error information related to the record.

Meanwhile, the Cache server 240 receives the result of such collation processing from the CEP server 260 and stores it in the record table 246 of the result database 245 (s111). FIG. 7 shows an example of the number / total amount table 247 in the result database 245 of this embodiment, and FIG. 7A shows an example of the record table 246 in the result database 245 of this embodiment. The result database 245 includes the number of cases / total amount table 247 and the record table 246 as described above. Among them, the number / total amount table 247 includes information on the number of records (cumulative value) obtained by dividing the block data and the amount of money (accumulated amount) indicated by the record, the identification information of the block data that is the source of the record, and the corresponding block data. It is stored in association with the identification information of the detail file that is the source. Further, in the record table 246, data of a check result of the record and the error check pattern includes record identification information, identification information of the block data that is the source of the corresponding record, and identification of the detailed file that is the source of the corresponding block data. Stored in association with information.

When the cache server 240 continues to receive and store such processing results and receives the collation result regarding the record of the last block data described above (s112: y), all the block data constituting the same group until then are received. When the result of the collation process received from the CEP server 260 does not indicate the presence of an error for all the records (s113: y), the block data related to the corresponding transaction request is reconstructed in the detail file 310 and delivered to the accounting system 290. For this purpose (s114). On the other hand, if the cache server 240 has not received the collation result regarding the record of the last block data (s112: n), the process returns to step s111. The Cache server 240 receives the collation result regarding the record of the last block data described above, and waits when the collation process result indicates the presence of an error (s113: n).

The user terminal 300 transmits, to the Web / AP server 220, acquisition requests for processing results regarding the block data transmitted by the user terminal 300 at regular intervals (s115). In response to this acquisition request, the Web / AP server 220 reads out the error check result, the determination result regarding the total number of cases described above, and the determination result regarding the total amount from the result database 285 of the DB server 280, and the corresponding user terminal 300. (S116). The Web / AP server 220 requests the cache server 240 from the number of cases / total amount table 247 and the record table 246 in the result database 245 at regular intervals to acquire the corresponding data. Are stored in the result database 285.

The user terminal 300 receives the above-described processing result data returned by the Web / AP server 220 for each acquisition request described above, and to this, the discrepancy between the total number of records and the total amount of money, or error information regarding the record format Is not included (s117: y), the block data transmission process to the Web / AP server 220 is continued. In addition, it is preferable that the user terminal 300 displays the processing result data received from the Web / AP server 220 on the output device 307 as illustrated in the screen 800 of FIG. . At this time, it is preferable to display what item and what is an error so that the user can determine the error location.

On the other hand, if the above-mentioned mismatch or error information is included in the processing result data received from the Web / AP server 220 (s117: n), the user terminal 300 counts the number of cases and stores the count value in the memory 303. (S118). In addition, while the count value does not reach the predetermined reference (s119: n), the user terminal 300 returns the process to step s115 and continues the block data transmission process described above. On the other hand, the user terminal 300 repeats data reception of the processing result from the Web / AP server 220, and when the above count value becomes equal to or greater than a predetermined reference (s119: y), the transmission of the block data is interrupted (s120). .

According to the present embodiment, even if the user terminal performs file transmission of a large amount of details, what is divided into blocks is sent to the server of the financial institution and processed in parallel, and does not occupy resources of the server or the network. . In addition, since the presence or absence of a format error or the like is specified during data transmission from the user terminal to the server, and data transmission is also stopped at that time, unnecessary data transmission resources and waste of time are avoided, and processing is performed as a whole. Efficiency is improved.

On the other hand, financial institutions can provide services that enable customers to send large amounts of details using the Internet, instead of media processing and farm banking, thereby improving customer satisfaction and usability. In particular, when the corresponding service is provided by the ASP service, it is not necessary to construct a dedicated system on the customer side, the access place is less restricted, and there are advantageous effects in terms of business continuity such as availability in the event of a disaster.

記載 At least the following will be made clear by the description in this specification. That is, in the mass specification transmission system according to the present embodiment, the server stores an error check pattern for each format of a record constituting a specification file for financial transaction in a storage device, and the block in the arithmetic device A record format that sequentially receives transaction requests including data from the terminal, divides the received block data into record units so as to be reconfigurable, and indicates the matching process between each divided record and the error check pattern Alternatively, parallel processing may be performed, and when an error is detected in the record in the collation process, the error information may be output to the terminal or a storage device accessible from the terminal.

According to this, block data received sequentially from the terminal of the user company is divided in record units so that it can be reconstructed, and error checking of each record is processed in parallel according to the format of the corresponding record, so that errors can be made smoothly and quickly. The check result can be presented to the user company. Therefore, when the error check result is received from the server at the terminal of the user company that is sequentially transmitting the block data, the subsequent block data transmission can be stopped, and unnecessary transmission work and occupation of the server and the network can be avoided. .

In the mass specification transmission system according to the present embodiment, the arithmetic device of the server executes the collation process on the record for each block data sequentially received from the terminal, and configures the same group as a result of the collation process. When there is no error in all the records of all the block data, the block data related to the corresponding transaction request may be reconstructed into a detailed file and delivered to the accounting system. According to this, when there is no error in each record, the financial transaction process in the accounting system can be smoothly advanced with respect to the corresponding detailed file.

In the mass specification transmission system according to the present embodiment, the arithmetic device of the server reads error information output to a storage device accessible from the terminal from the storage device in response to an acquisition request from the terminal. , The processing to be returned to the corresponding terminal, and the arithmetic unit of the terminal notifies the server of an error information acquisition request at regular intervals, and the error information returned by the server for each acquisition request. It is also possible to execute a process of interrupting the transmission of the block data when the number of cases is counted and the count value becomes equal to or greater than a predetermined reference.

For example, when the user company stops block data transmission in response to only one error notified from the server and corrects the corresponding record, the corrected record is included according to the completion of the corrective work. If a notification about one more error about the same detail file is obtained at the timing of resending the block data or immediately after that, the user company falls into an inefficient situation in which the correction work is repeated many times at short intervals. However, as described above, if block data transmission is stopped only when the number of pieces of error information exceeds a certain standard and correction work is performed, such inefficient work on the user company side is Will be avoided.

Moreover, in the mass detailed transmission system according to the present embodiment, the computing device of the terminal converts the original detailed file into the last block data divided from the last of the original detailed file among the block data constituting the group. The processing unit assigns information on the total number of records included in the server, and the arithmetic unit of the server divides the block data received from the terminal in record units so that the block data can be reconstructed. When the process of storing the number of records in the storage device is repeatedly executed for each block data, the last block data is divided in record units so as to be reconfigurable, and the number of the divided records is stored in the storage device. Sum the number of records obtained for each block data constituting the group, and assign the sum to the last block data The total number of records given by the terminal is determined to match the actual number of records, and the determination result is output to the terminal or a storage device accessible from the terminal. It is good also as a bag.

According to this, even if the number of records recognized on the user company side is wrong, this can be detected on the server side and notified to the user company side. The user company checks the record in response to this notification and corrects its own recognition.

Moreover, in the mass detailed transmission system according to the present embodiment, the computing device of the terminal converts the original detailed file into the last block data divided from the last of the original detailed file among the block data constituting the group. Is executed to provide information on the total amount of money indicated by each record included, and when the arithmetic unit of the server divides the block data received from the terminal into records so that it can be reconfigured, The process of storing the information of the amount indicated by the divided record in the storage device is repeatedly executed for each block data, and the last block data is divided in units of record so as to be reconfigurable, and the amount information indicated by the divided record Are stored in the storage device, the sum of the amount indicated by each record obtained for each block data constituting the same group, The calculated value is checked against the information on the total amount given to the last block data to determine whether the total amount given at the terminal matches the sum value of the amount indicated by the actual record. The result may be output to the terminal or a storage device accessible from the terminal.

According to this, even if the amount information of the record recognized on the user company side is wrong, this can be detected on the server side and notified to the user company side. In response to this notification, the user company checks the amount information indicated by the record and corrects its own recognition.

The computing device of the terminal gives information on the total number of records included in the original detail file to the last block data divided from the tail of the original detail file among the block data constituting the group. The arithmetic unit of the server divides the block data received from the terminal into records so that it can be reconfigured, and after executing a predetermined error check process in units of records, The process of storing the number of recorded records in the storage device is repeatedly executed for each record, and the total value given by the terminal is checked by comparing the total value with the information on the total number given to the last block data. Is equal to the actual number of records, and the determination result is output to the terminal or a storage device accessible from the terminal. It may be.

In addition, the computing device of the terminal includes, in the block data constituting the group, the last block data divided from the tail of the original detail file, the total amount of the amount indicated by the record included in the original detail file The processing unit for giving information is executed, and the arithmetic unit of the server divides the block data received from the terminal into recordable units so as to be reconfigurable, and executes a predetermined error check process in units of records. The process of storing the amount indicated by the divided records in the storage device is repeatedly executed for each record, and the sum is compared with the information on the total amount given to the last block data and given at the terminal It is determined whether the total amount of money matches the sum of the amount indicated by the actual record, and the determination result can be accessed from the terminal or the terminal. And outputs the Do storage device may be.

20 ASP system 25 Corporate Internet banking system 100 Mass specification transmission system 120 Network 200 Server 201 Storage device 202 Program 203 Memory 204 CPU (computing device)
205 Communication device 220 Web / AP server 240 Cache server 245 Result database 246 Record table 247 Number of cases / total amount table 260 CEP server 265 Check pattern table 280 DB server 285 Result database 290 Account system 300 User terminal 301 Storage device 302 Program 303 Memory 304 CPU (arithmetic unit)
305 Communication device 306 Input device 307 Output device 310 Detail file

Claims

A communication device for communicating with other devices via a network;
A storage device for storing a detailed file for transactions with a financial institution;
The specification file is divided into a plurality of reconfigurable files to generate a set of block data groups, and each block data constituting the block data groups is sequentially transmitted to a financial institution server together with a transaction request. A terminal comprising: an arithmetic device;
A communication device for communicating with other devices via a network;
The transaction request including the block data is sequentially received from the terminal, and when the received block data is subjected to a predetermined error check process and an error is detected, the error information can be accessed from the terminal or the terminal. A server comprising: an arithmetic device that executes processing to be output to a storage device;
A mass specification transmission system comprising:
The server
In the storage device, the error check pattern for each format of the record constituting the detail file for financial transaction is stored,
In the arithmetic device, a transaction request including the block data is sequentially received from the terminal, the received block data is divided in record units so as to be reconfigurable, and the divided records are collated with the error check pattern. The parallel processing is performed according to the record format indicated by the corresponding record, and when an error is detected in the record in the matching process, the error information is output to the terminal or a storage device accessible from the terminal.
The mass specification transmission system according to claim 1, wherein:
The computing device of the server is
When the collation process regarding the record is executed for each block data sequentially received from the terminal, and as a result of the collation process, there is no error in all the records of all the block data constituting the group, the block data regarding the corresponding transaction request Is restructured into a detail file and the process of handing it over to the accounting system is executed.
The mass specification transmission system according to claim 2, wherein:
The computing device of the server is
The error information output to the storage device accessible from the terminal is read from the storage device in response to an acquisition request from the terminal, and a process of returning to the corresponding terminal is executed.
The computing device of the terminal is
Notifying the server of error information acquisition requests at regular intervals, counting the number of error information returned by the server for each acquisition request, and when the count value is equal to or greater than a predetermined reference, It performs processing to interrupt transmission of block data.
The mass specification transmission system according to claim 3.
The computing device of the terminal is
Among the block data constituting the same group, to perform processing to give the information of the total number of records included in the original detail file to the last block data divided from the tail of the original detail file,
The computing device of the server is
When the block data received from the terminal is divided in record units so as to be reconfigurable, the process of storing the number of records into the storage device is repeatedly executed for each block data, and the last block data is reconfigured When it is possible to divide by record unit and store the number of the divided records in the storage device, the number of records obtained with respect to each block data constituting the same group is added up, and the total value is added to the last block. The total number of cases given to the data is compared with the information to determine whether the total number given at the terminal matches the actual number of records, and the judgment result is stored in the terminal or the terminal accessible from the terminal Output to the device
The mass specification transmission system according to claim 4, wherein:
The computing device of the terminal is
Among the block data constituting the same group, to perform processing to give the information of the total number of records included in the original detail file to the last block data divided from the tail of the original detail file,
The computing device of the server is
After the block data received from the terminal is reconfigurable and divided in units of records, a predetermined error check process is executed in units of records, and then the process of storing the number of the divided records in the storage device is repeated for each record Execute the collation with the total number of information given to the last block data to determine whether the total number given at the terminal matches the actual number of records, the judgment result Is output to the terminal or a storage device accessible from the terminal.
The mass specification transmission system according to claim 4, wherein:
The computing device of the terminal is
Executes a process of giving information on the total amount of money indicated by each record included in the original detail file to the last block data divided from the last of the original detail file among the block data constituting the group Is,
The computing device of the server is
When the block data received from the terminal is divided in record units so as to be reconfigurable, the process of storing the information of the amount indicated by the divided record in the storage device is repeatedly executed for each block data, and the last block data When the information of the amount indicated by the divided record is stored in the storage device, the amount indicated by each record obtained with respect to each block data constituting the same group is added, The total value is collated with the information on the total amount given to the last block data to determine whether the total amount given at the terminal matches the sum value of the amount indicated by the actual record, and the determination The result is output to the terminal or a storage device accessible from the terminal.
The mass specification transmission system according to claim 4, wherein:
The computing device of the terminal is
Of the block data constituting the same group, a process of giving information on the total amount of money indicated by the record included in the original detail file to the last block data divided from the tail of the original detail file And
The computing device of the server is
After the block data received from the terminal is reconfigurable and divided in units of records, a predetermined error check process is executed in units of records, and then the process of storing the amount indicated by the divided records in the storage device is performed for each record Check whether the total amount given at the terminal matches the sum value of the amount indicated by the actual record by repeatedly executing the collated value against the information on the total amount given to the last block data. Determining, and outputting the determination result to the terminal or a storage device accessible from the terminal.
The mass specification transmission system according to claim 4, wherein:
A terminal including a communication device that communicates with another device via a network, and a storage device that stores a detailed file for transactions with financial institutions,
The specification file is divided into a plurality of reconfigurable files to generate a set of block data groups, and each block data constituting the block data groups is sequentially transmitted to a financial institution server together with a transaction request. ,
A server equipped with a communication device that communicates with other devices via a network,
The transaction request including the block data is sequentially received from the terminal, and when the received block data is subjected to a predetermined error check process and an error is detected, the error information can be accessed from the terminal or the terminal. Execute the process to output to a storage device,
A mass specification transmission method characterized by the above.
A communication device for communicating with other devices via a network;
Each block data obtained by dividing the detailed file for transactions with financial institutions into a plurality of reconfigurable blocks is sequentially received from the terminal together with the transaction request, and a predetermined error check process is executed on the received block data, and an error is detected. An arithmetic unit that executes processing for outputting the error information to the terminal or a storage device accessible from the terminal, if detected,
A server comprising: