WO2011046526A1 - Procédé de génération de système de calculs réciproques de vente d'informations, de produits et de services formant un marché social - Google Patents
Procédé de génération de système de calculs réciproques de vente d'informations, de produits et de services formant un marché social Download PDFInfo
- Publication number
- WO2011046526A1 WO2011046526A1 PCT/UA2010/000063 UA2010000063W WO2011046526A1 WO 2011046526 A1 WO2011046526 A1 WO 2011046526A1 UA 2010000063 W UA2010000063 W UA 2010000063W WO 2011046526 A1 WO2011046526 A1 WO 2011046526A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- services
- goods
- information
- seller
- sale
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/384—Payment protocols; Details thereof using social networks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Definitions
- a way to create a system of mutual settlements for the sale of information, goods and services is the social market.
- the utility model relates to electronic networks, in particular mobile, and can be used to build an electronic system for searching and paying for information, goods and services.
- the virtual mobile wallet is created and updated by the seller’s and mobile service’s servers automatically, at the time the user pays for the goods or services received, by crediting the received bonuses to the virtual mobile wallet.
- the disadvantage of this method is the lack of mutual guarantees of obtaining the desired result for the buyer and seller during the settlements.
- the marked method is closest in technical essence and is selected as a prototype.
- the utility model is based on the task of providing mutual guarantees of obtaining the desired result for the buyer and seller during mutual settlements.
- SUBSTITUTE SHEET (RULE 26) The method of creating a system of settlements for the sale of information, goods and services using mobile communications, the Internet and the hardware and software complex is carried out by exchanging information between the servers of the mobile service, the seller’s servers of information, goods or services, cash registers, scanners, bonus cards and mobile phones.
- the method differs in that the requests received from users through the terminals of the buyer, seller, or service provider are converted into data using the software package, which are then transmitted to the server via the appropriate communication channels, where, in the virtual mobile wallets of the seller, customer or service provider, based on received data, the program blocks the corresponding insurance amounts, which guarantee users the mutual fulfillment of duties.
- the buyer announces its cost, after which the amount is blocked on his virtual wallet in accordance with the cost and existing tariffs.
- the contractor or seller who assumes the obligation to perform the service, or to sell the product or information, also blocks the insurance amount on the mobile wallet, depending on the cost of the product, information or service, and the corresponding tariffs.
- a party that has not performed its duties loses the sum insured in favor of the victim. In the mutual fulfillment of obligations, the insured amount is automatically considered offset.
- the technical result of the utility model is the automatic creation of conditions for the safe sale of goods and services.
- SUBSTITUTE SHEET (RULE 26) The way to create a mutual settlement system for the sale of information, goods and services, is the social market, implemented as follows:
- the buyer accepts its cost, after which the amount is blocked on its virtual wallet by the software package in accordance with the cost and existing tariffs.
- the contractor or seller who assumes the obligation to perform the service, or to sell the product or information, also blocks the insurance amount on the mobile wallet, depending on the cost of the product, information or service, and the corresponding tariffs.
- a party that has not performed its duties loses the sum insured in favor of the victim.
- the insured amounts are considered by the software package to be automatically offset.
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
L'invention se rapporte au domaine des réseaux électroniques, et notamment mobiles, et peut être utilisée afin de construire un système électronique de recherche et de paiement d'informations, de produits et de services. Une base comprend La provision de garanties réciproques d'obtention du résultat souhaité pour l'acheteur et le vendeur lors de la tenue de calculs réciproques. Au moment de la provision d'une déclaration d'obtention d'informations, de produit ou de service, l'acheteur annonce sa valeur, après quoi une somme correspondant à sa valeur et aux tarifs en vigueur est bloquée dans son porte-monnaie virtuel. L'exécutant ou le vendeur qui s'engage à fournir le service ou vendre le produit ou les informations, possède également un porte-monnaie virtuel dans lequel est bloquée une somme de garantie qui est fonction de la valeur du produit, des informations ou du service, et des tarifs en vigueur. Lors de l'exécution réciproque des obligations, les sommes de garantie sont calculées automatiquement par compensation réciproque.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
UAU200910435 | 2009-10-15 | ||
UAU200910435U UA51496U (ru) | 2009-10-15 | 2009-10-15 | Способ создания системы взаиморасчетов для продажи информации, товаров и услуг-социальный рынок |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2011046526A1 true WO2011046526A1 (fr) | 2011-04-21 |
Family
ID=43876367
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/UA2010/000063 WO2011046526A1 (fr) | 2009-10-15 | 2010-09-20 | Procédé de génération de système de calculs réciproques de vente d'informations, de produits et de services formant un marché social |
Country Status (2)
Country | Link |
---|---|
UA (1) | UA51496U (fr) |
WO (1) | WO2011046526A1 (fr) |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996025828A1 (fr) * | 1995-02-15 | 1996-08-22 | Nokia Mobile Phones Ltd. | Procede pour utiliser des applications dans un poste mobile, poste mobile et systeme pour effectuer des paiements |
RU37247U1 (ru) * | 2003-12-26 | 2004-04-10 | Кузнецов Денис Олегович | Биржевая система интернет-торговли рекламными ресурсами |
RU2246757C1 (ru) * | 2003-06-19 | 2005-02-20 | Иванов Михаил Борисович | Способ проведения безналичных финансовых операций и система для его осуществления |
RU2287857C1 (ru) * | 2005-10-20 | 2006-11-20 | Автономная некоммерческая организация "Научно-исследовательский и Проектно-технологический Институт Технологий Автоматической Идентификации" | Способ осуществления платежей за товары и услуги с применением скидок |
RU2007124340A (ru) * | 2007-06-29 | 2009-01-10 | Общество с ограниченной ответственностью "Суперфон" (RU) | Система мобильной связи с доступом к центру услуг |
-
2009
- 2009-10-15 UA UAU200910435U patent/UA51496U/ru unknown
-
2010
- 2010-09-20 WO PCT/UA2010/000063 patent/WO2011046526A1/fr active Application Filing
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1996025828A1 (fr) * | 1995-02-15 | 1996-08-22 | Nokia Mobile Phones Ltd. | Procede pour utiliser des applications dans un poste mobile, poste mobile et systeme pour effectuer des paiements |
RU2246757C1 (ru) * | 2003-06-19 | 2005-02-20 | Иванов Михаил Борисович | Способ проведения безналичных финансовых операций и система для его осуществления |
RU37247U1 (ru) * | 2003-12-26 | 2004-04-10 | Кузнецов Денис Олегович | Биржевая система интернет-торговли рекламными ресурсами |
RU2287857C1 (ru) * | 2005-10-20 | 2006-11-20 | Автономная некоммерческая организация "Научно-исследовательский и Проектно-технологический Институт Технологий Автоматической Идентификации" | Способ осуществления платежей за товары и услуги с применением скидок |
RU2007124340A (ru) * | 2007-06-29 | 2009-01-10 | Общество с ограниченной ответственностью "Суперфон" (RU) | Система мобильной связи с доступом к центру услуг |
Also Published As
Publication number | Publication date |
---|---|
UA51496U (ru) | 2010-07-26 |
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