WO2008090568A3 - Methods and system for secure data processing using mobile devices - Google Patents

Methods and system for secure data processing using mobile devices Download PDF

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Publication number
WO2008090568A3
WO2008090568A3 PCT/IN2008/000043 IN2008000043W WO2008090568A3 WO 2008090568 A3 WO2008090568 A3 WO 2008090568A3 IN 2008000043 W IN2008000043 W IN 2008000043W WO 2008090568 A3 WO2008090568 A3 WO 2008090568A3
Authority
WO
WIPO (PCT)
Prior art keywords
methods
data processing
mobile devices
secure data
transactions
Prior art date
Application number
PCT/IN2008/000043
Other languages
French (fr)
Other versions
WO2008090568A2 (en
Inventor
Rakesh Deshmukh
Rasmi Kanta Mahapatra Mahapatra
Original Assignee
Rakesh Deshmukh
Mahapatra Rasmi Kanta Mahapatr
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Rakesh Deshmukh, Mahapatra Rasmi Kanta Mahapatr filed Critical Rakesh Deshmukh
Publication of WO2008090568A2 publication Critical patent/WO2008090568A2/en
Publication of WO2008090568A3 publication Critical patent/WO2008090568A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/42—User authentication using separate channels for security data
    • G06F21/43—User authentication using separate channels for security data wireless channels
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Methods and systems for data processing such as data collection, verification and transmission with enhanced security performed using mobile devices (102) using a transaction application (104) integrated with a mobile device (102). The system (100) comprises a centralized transaction module (106) which enables user to perform various transactions. The transactions can be selected from a group comprising making payments for goods purchased, account to account transfer, ATM cash withdrawal, internet banking and the like.
PCT/IN2008/000043 2007-01-22 2008-01-21 Methods and system for secure data processing using mobile devices WO2008090568A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
IN125/MUM/2007 2007-01-22
IN125MU2007 2007-01-22

Publications (2)

Publication Number Publication Date
WO2008090568A2 WO2008090568A2 (en) 2008-07-31
WO2008090568A3 true WO2008090568A3 (en) 2009-12-10

Family

ID=39644964

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IN2008/000043 WO2008090568A2 (en) 2007-01-22 2008-01-21 Methods and system for secure data processing using mobile devices

Country Status (1)

Country Link
WO (1) WO2008090568A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2771852B1 (en) * 2011-10-26 2020-07-01 Mopper AB Method and arrangement for authorizing a user

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002008981A1 (en) * 2000-07-25 2002-01-31 Image Media Design Co., Ltd. Business transacting method
US20030230630A1 (en) * 2001-12-20 2003-12-18 Whipple Larry Cale Using mobile electronic devices to transfer data through dynamically generated scannable barcode images
EP1480476A1 (en) * 2002-02-25 2004-11-24 Vodafone Group PLC Mobile telephone user equipment, a method of displaying information corresponding to data in a mobile telephone user equipment and a transaction system
WO2005081512A1 (en) * 2002-12-20 2005-09-01 Inca Payments Limited Payment system
EP1628255A2 (en) * 2000-04-18 2006-02-22 British Airways PLC A method of operating a ticketing system

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1628255A2 (en) * 2000-04-18 2006-02-22 British Airways PLC A method of operating a ticketing system
WO2002008981A1 (en) * 2000-07-25 2002-01-31 Image Media Design Co., Ltd. Business transacting method
US20030230630A1 (en) * 2001-12-20 2003-12-18 Whipple Larry Cale Using mobile electronic devices to transfer data through dynamically generated scannable barcode images
EP1480476A1 (en) * 2002-02-25 2004-11-24 Vodafone Group PLC Mobile telephone user equipment, a method of displaying information corresponding to data in a mobile telephone user equipment and a transaction system
WO2005081512A1 (en) * 2002-12-20 2005-09-01 Inca Payments Limited Payment system

Also Published As

Publication number Publication date
WO2008090568A2 (en) 2008-07-31

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