WO2001095591A1 - Accessing services and products via the internet - Google Patents

Accessing services and products via the internet Download PDF

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Publication number
WO2001095591A1
WO2001095591A1 PCT/EP2001/006367 EP0106367W WO0195591A1 WO 2001095591 A1 WO2001095591 A1 WO 2001095591A1 EP 0106367 W EP0106367 W EP 0106367W WO 0195591 A1 WO0195591 A1 WO 0195591A1
Authority
WO
WIPO (PCT)
Prior art keywords
user
merchant
communication
service
software application
Prior art date
Application number
PCT/EP2001/006367
Other languages
French (fr)
Inventor
Johan Lundstrom
Original Assignee
Telefonaktiebolaget Lm Ericsson (Publ)
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telefonaktiebolaget Lm Ericsson (Publ) filed Critical Telefonaktiebolaget Lm Ericsson (Publ)
Priority to AU6752101A priority Critical patent/AU6752101A/en
Publication of WO2001095591A1 publication Critical patent/WO2001095591A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/34Network arrangements or protocols for supporting network services or applications involving the movement of software or configuration parameters 
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/51Discovery or management thereof, e.g. service location protocol [SLP] or web services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00Data switching networks
    • H04L12/28Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
    • H04L12/2854Wide area networks, e.g. public data networks
    • H04L12/2856Access arrangements, e.g. Internet access
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/30Definitions, standards or architectural aspects of layered protocol stacks
    • H04L69/32Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
    • H04L69/322Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
    • H04L69/329Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]

Definitions

  • the step of downloading the software application to the terminal is preferably carried out automatically when the user selects to access the service or purchase the product.
  • the communication link comprises one B channel of an ISDN line, and the initiated communication makes use of the other B channel of the ISDN line.
  • the communication link comprises a circuit switched or packet switched telephone connection and the initiated communication makes use of SMS messaging.
  • an authorisation code is sent from the merchant to the user.
  • the authorisation code may be sent to the user using the same communication means over which the communication was initiated by the said software application.
  • the authorisation code may be received by said downloaded software application and then sent automatically from the user to the merchant via said communication link.
  • the software application preferably comprises a JAVA applet.
  • Figure 1 is a schematic diagram showing a system according to a first embodiment of the present invention
  • Figure 2 is a schematic diagram showing a system according to a second embodiment of the present invention.
  • Figure 3 is a flow diagram of a method of accessing a service over the Internet according to the present invention.
  • FIG. 1 shows a system in which a user terminal 1 is coupled to a merchant's web server 2 according to a first embodiment of the present invention.
  • the user terminal 1 is connected, via an ISDN connection 3, to a local exchange 4 in a Public Switched Telephone Network (PSTN) 5.
  • PSTN Public Switched Telephone Network
  • This connection occupies one of the two B channels 6 of the ISDN connection.
  • the PSTN 4 connects the user to the Internet 8 via for example an Internet Access Server (IAS) 7.
  • IAS Internet Access Server
  • the user terminal 1 typically connects to the Internet via a free telephone phone number or local rate number.
  • a user may contact the remote web server 2 by entering the URL of the web server 2 into his Internet browser, thus establishing an IP link from the user terminal 1 to the web server 2 via the ISDN line 3, local exchange 4, IAS 7 and Internet 8. Assuming that the user selects a service for which payment is required, this action causes a small software application, for example a JAVA applet, to be downloaded into his terminal via the IP link.
  • the software application is executed automatically by the user terminal 1 and causes a "premium rate" telephone number to be called using the second B channel 9 of the ISDN connection 3.
  • the user's local exchange 4 sends a query to an Intelligent Network (IN) Node 10 associated with that premium rate number.
  • the IN node 10 maps the premium rate number to a number associated with the merchant and returns this information, together with tariff info ⁇ nation to be associated with the call, to the local exchange.
  • the local exchange Upon receipt of this information, the local exchange establishes a connection 11, via the PSTN 5, to the local exchange 12 of the merchant.
  • a server 13, coupled to a modem, is alerted to the incoming call, and answers the call.
  • the merchant's telephone server 13 and web server 2 each comprise a database of authorisation codes. Assuming that a connection is established between the user terminal 1 and the telephone server 13, the telephone server 13 returns an authorisation 4 code to the user terminal 1 via the connection 11 and second ISDN B channel 9, using a user-to-user service. The applet running on the user terminal 1 causes this authorisation code to be automatically looped back to the web server 2 via the IP link (i.e. using the first ISDN B channel 6). Upon receipt of the authorisation code, the web server grants access to the service requested by the user.
  • the operator of the PSTN 5 will pay a charge to the merchant as determined at the IN node 10, and this charge will be passed on by the operator to the user in his telephone bill.
  • the embodiment described above includes one example of a system by which access is granted to the service for which payment is required, and that other methods of granting access are possible.
  • the merchant's telephone server 13 and web server 2 may be located on the same computer, with the two processes running in parallel, so that when a request is made via the telephone connection 11 for an authorisation code to be provided by the telephone server 13, the web server 2 will automatically be expecting a request for access with that authorisation code because it has been notified to this effect by the telephone server 13.
  • the telephone server 13 and web server 2 may be located on different computers which are linked so that when an authorisation code is issued by the telephone server 13, this info ⁇ nation is also relayed to the web server 2.
  • FIG. 2 shows a system in which a user terminal 21 is coupled to a merchant's web server 22 according to a second embodiment of the present invention.
  • the user terminal 21 is a mobile wireless terminal and is registered with a Public Land Mobile Network (PLMN) comprising a radio access network 23, and Global System for 5
  • PLMN Public Land Mobile Network
  • GSM Global System for Mobile Communications
  • GPRS General Packet Radio Service
  • a user may contact the remote web server 22 by entering the URL of the web server 22 into his telephone's Internet browser, thus establishing a IP (GPRS) link between the user terminal and the merchant's web server.
  • IP IP
  • this action causes a JAVA applet to be downloaded to the user terminal via the IP link.
  • the applet runs automatically on the user terminal, causing a Short Message Service (SMS) message to be sent to a premium rate telephone number.
  • SMS is a service provided by the GSM network 24 for sending short messages over a signalling channel.
  • the SMS message directed to a premium rate telephone number is re-routed, in a similar manner as in the first embodiment described above, to an "SMS" server 31 maintained by the merchant (the SMS server 31 being connected to a wireless mobile terminal).
  • the merchant's SMS server 31 returns information, including an authorisation code, to the user terminal 21 in the form of a return SMS message via the GSM and access networks 23, 24.
  • the applet running on the user terminal 1 automatically sorts the returned SMS message including the authorisation code from any other short messages which might have been received, and causes this authorisation code to be automatically transmitted to the web server 22 via the IP (GPRS) link.
  • the web server Upon receipt of the authorisation code, the web server grants access to the service, in the same manner as described above for the first embodiment.
  • FIG. 3 shows the sequence of events involved in accessing a service over the Internet.
  • a user terminal 41 makes a connection 42 to the Internet via a first channel.
  • This first channel may be a first B channel of an ISDN line or a mobile telephone connection as described for the two embodiments above.
  • the user connects 43 to the merchant's web server.
  • the user selects a service 44.
  • the web server determines 45 whether or not payment is required to access this service. If payment is not required, the user may access the service 46. If payment is required, a software application is downloaded 47 to the user terminal via the internet 6 and the first channel. This software application is automatically executed 48 at the user terminal.
  • the software application automatically causes a message to be sent 49 over a second channel to a premium rate telephone number.
  • This message is routed to a telephone or SMS server maintained by the merchant and the charge for this call eventually appears on the user's telephone bill.
  • the second channel may be the second B channel of an ISDN line, or the Short Messaging Service (SMS) of a mobile network, as described in the embodiments above.
  • SMS Short Messaging Service
  • the merchant's server returns an authorisation code 47 to the user terminal.
  • the downloaded software application running at the user terminal checks to see whether an authorisation has been received 50 via the second channel. If no authorisation has been received, the user is notified 51, and user access to the service is denied 52. If authorisation has been safely received, the authorisation is returned to the web server via the first channel and the Internet 53 , so the user can access the service 54.

Abstract

A method of accessing a service or purchasing a product available from a merchant, the method comprising: establishing a communication link between a user terminal and said merchant via the Internet; downloading a software application to the terminal from the server via the Internet link; and running the software application at the terminal to initiate, using a premium rate telephone number, a communication between the user terminal and the merchant, whereby the user can be authorised to access the service or purchase the product.

Description

2
running the software application at the terminal to initiate, using a premium rate telephone number, a communication between the user terminal and the merchant, whereby the user can be authorised to access the service or purchase the product.
The step of downloading the software application to the terminal is preferably carried out automatically when the user selects to access the service or purchase the product.
In a preferred embodiment, the communication link comprises one B channel of an ISDN line, and the initiated communication makes use of the other B channel of the ISDN line.
In another preferred embodiment, the communication link comprises a circuit switched or packet switched telephone connection and the initiated communication makes use of SMS messaging.
Preferably, as a result of the initiated communication an authorisation code is sent from the merchant to the user. The authorisation code may be sent to the user using the same communication means over which the communication was initiated by the said software application. The authorisation code may be received by said downloaded software application and then sent automatically from the user to the merchant via said communication link.
The software application preferably comprises a JAVA applet.
Brief Description of the Drawings
Figure 1 is a schematic diagram showing a system according to a first embodiment of the present invention;
Figure 2 is a schematic diagram showing a system according to a second embodiment of the present invention; and 3
Figure 3 is a flow diagram of a method of accessing a service over the Internet according to the present invention.
Detailed Description of Certain Embodiments
Figure 1 shows a system in which a user terminal 1 is coupled to a merchant's web server 2 according to a first embodiment of the present invention. The user terminal 1 is connected, via an ISDN connection 3, to a local exchange 4 in a Public Switched Telephone Network (PSTN) 5. This connection occupies one of the two B channels 6 of the ISDN connection. The PSTN 4 connects the user to the Internet 8 via for example an Internet Access Server (IAS) 7. The user terminal 1 typically connects to the Internet via a free telephone phone number or local rate number.
A user may contact the remote web server 2 by entering the URL of the web server 2 into his Internet browser, thus establishing an IP link from the user terminal 1 to the web server 2 via the ISDN line 3, local exchange 4, IAS 7 and Internet 8. Assuming that the user selects a service for which payment is required, this action causes a small software application, for example a JAVA applet, to be downloaded into his terminal via the IP link. The software application is executed automatically by the user terminal 1 and causes a "premium rate" telephone number to be called using the second B channel 9 of the ISDN connection 3.
Typically, the user's local exchange 4 sends a query to an Intelligent Network (IN) Node 10 associated with that premium rate number. The IN node 10 maps the premium rate number to a number associated with the merchant and returns this information, together with tariff infoπnation to be associated with the call, to the local exchange. Upon receipt of this information, the local exchange establishes a connection 11, via the PSTN 5, to the local exchange 12 of the merchant. A server 13, coupled to a modem, is alerted to the incoming call, and answers the call.
The merchant's telephone server 13 and web server 2 each comprise a database of authorisation codes. Assuming that a connection is established between the user terminal 1 and the telephone server 13, the telephone server 13 returns an authorisation 4 code to the user terminal 1 via the connection 11 and second ISDN B channel 9, using a user-to-user service. The applet running on the user terminal 1 causes this authorisation code to be automatically looped back to the web server 2 via the IP link (i.e. using the first ISDN B channel 6). Upon receipt of the authorisation code, the web server grants access to the service requested by the user.
The operator of the PSTN 5 will pay a charge to the merchant as determined at the IN node 10, and this charge will be passed on by the operator to the user in his telephone bill.
It will be appreciated that the embodiment described above includes one example of a system by which access is granted to the service for which payment is required, and that other methods of granting access are possible. For example, the merchant's telephone server 13 and web server 2 may be located on the same computer, with the two processes running in parallel, so that when a request is made via the telephone connection 11 for an authorisation code to be provided by the telephone server 13, the web server 2 will automatically be expecting a request for access with that authorisation code because it has been notified to this effect by the telephone server 13. Alternatively, the telephone server 13 and web server 2 may be located on different computers which are linked so that when an authorisation code is issued by the telephone server 13, this infoπnation is also relayed to the web server 2.
In another embodiment, after the premium rate telephone number has been dialled by the user terminal and a connection 11 established to the merchant's telephone server 13, information including the IP address of the user terminal is passed to the telephone server 13. This information is passed to the web server 2, which will then allow a connection to the service to be made by that IP address. In this embodiment there is no requirement for an authorisation code to be returned to the user.
Figure 2 shows a system in which a user terminal 21 is coupled to a merchant's web server 22 according to a second embodiment of the present invention. In this case the user terminal 21 is a mobile wireless terminal and is registered with a Public Land Mobile Network (PLMN) comprising a radio access network 23, and Global System for 5
Mobile Communications (GSM) and General Packet Radio Service (GPRS) core networks 24, 25. Using the access network 23 and the GPRS core network 25, the terminal 21 is able to connect to the Internet.
As in the first embodiment, a user may contact the remote web server 22 by entering the URL of the web server 22 into his telephone's Internet browser, thus establishing a IP (GPRS) link between the user terminal and the merchant's web server. Assuming that the user selects a service for which payment is required, this action causes a JAVA applet to be downloaded to the user terminal via the IP link. The applet runs automatically on the user terminal, causing a Short Message Service (SMS) message to be sent to a premium rate telephone number. SMS is a service provided by the GSM network 24 for sending short messages over a signalling channel.
The SMS message directed to a premium rate telephone number is re-routed, in a similar manner as in the first embodiment described above, to an "SMS" server 31 maintained by the merchant (the SMS server 31 being connected to a wireless mobile terminal). The merchant's SMS server 31 returns information, including an authorisation code, to the user terminal 21 in the form of a return SMS message via the GSM and access networks 23, 24. The applet running on the user terminal 1 automatically sorts the returned SMS message including the authorisation code from any other short messages which might have been received, and causes this authorisation code to be automatically transmitted to the web server 22 via the IP (GPRS) link. Upon receipt of the authorisation code, the web server grants access to the service, in the same manner as described above for the first embodiment.
Figure 3 shows the sequence of events involved in accessing a service over the Internet. A user terminal 41 makes a connection 42 to the Internet via a first channel. This first channel may be a first B channel of an ISDN line or a mobile telephone connection as described for the two embodiments above. When the connection to the Internet has been made, the user connects 43 to the merchant's web server. The user then selects a service 44. The web server determines 45 whether or not payment is required to access this service. If payment is not required, the user may access the service 46. If payment is required, a software application is downloaded 47 to the user terminal via the internet 6 and the first channel. This software application is automatically executed 48 at the user terminal.
The software application automatically causes a message to be sent 49 over a second channel to a premium rate telephone number. This message is routed to a telephone or SMS server maintained by the merchant and the charge for this call eventually appears on the user's telephone bill. The second channel may be the second B channel of an ISDN line, or the Short Messaging Service (SMS) of a mobile network, as described in the embodiments above. The merchant's server returns an authorisation code 47 to the user terminal.
The downloaded software application running at the user terminal checks to see whether an authorisation has been received 50 via the second channel. If no authorisation has been received, the user is notified 51, and user access to the service is denied 52. If authorisation has been safely received, the authorisation is returned to the web server via the first channel and the Internet 53 , so the user can access the service 54.
It will be appreciated that the invention is not restricted to the embodiments described above. For example, although the embodiments described above relate to a method for accessing a service, similar methods can be used to purchase products, e.g. software, books etc. via the Internet and fall within the scope of the invention.

Claims

7 CLAIMS:
1. A method of accessing a service or purchasing a product available from a merchant, the method comprising: establishing a communication link between a user terminal and said merchant via the Internet; downloading a software application to the terminal from the server via the Internet link; and running the software application at the terminal to initiate, using a premium rate telephone number, a communication between the user terminal and the merchant, whereby the user can be authorised to access the service or purchase the product.
2. A method as claimed in claim 1, wherein the step of downloading the software application to the terminal is carried out automatically when the user selects to access the service or purchase the product.
3. A method as claimed in claim 1 or 2, wherein the communication link comprises one B channel of an ISDN line, and the initiated communication makes use of the other B channel of the ISDN line.
4. A method as claimed in claim 1 or 2, wherein the communication link comprises a circuit switched or packet switched telephone connection and the initiated communication makes use of SMS messaging.
5. A method as claimed in any preceding claim, wherein as a result of the initiated
* communication an authorisation code is sent from the merchant to the user.
6. A method as claimed in claim 5, wherein the authorisation code is sent to the user using the same communication means over which the communication was initiated by the said software application.
7. A method as claimed in claim 5 or 6, wherein said authorisation code is sent from the user to the merchant via said communication link.
8. A method as claimed in any preceding claim, wherein the software application comprises a JANA applet.
PCT/EP2001/006367 2000-06-06 2001-06-05 Accessing services and products via the internet WO2001095591A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU6752101A AU6752101A (en) 2000-06-06 2001-06-05 Accessing services and products via the internet

Applications Claiming Priority (2)

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GB0013586A GB2367204B (en) 2000-06-06 2000-06-06 Accessing services and products via the internet
GB0013586.3 2000-06-06

Publications (1)

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GB (1) GB2367204B (en)
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EP1237108A2 (en) * 2001-02-23 2002-09-04 Navaho Networks Inc. Secure electronic commerce
WO2003105031A1 (en) * 2002-06-07 2003-12-18 Interline Networks Pty Ltd A method and system of transferring payment from a buyer to a seller in exchange for goods or services
US8616453B2 (en) 2012-02-15 2013-12-31 Mark Itwaru System and method for processing funds transfer between entities based on received optical machine readable image information
US9547861B2 (en) 2011-05-11 2017-01-17 Mark Itwaru System and method for wireless communication with an IC chip for submission of pin data
US9715704B2 (en) 2011-05-11 2017-07-25 Riavera Corp Merchant ordering system using optical machine readable image representation of invoice information
US9721243B2 (en) 2011-05-11 2017-08-01 Riavera Corp. Mobile payment system using subaccounts of account holder
US9734498B2 (en) 2011-05-11 2017-08-15 Riavera Corp Mobile image payment system using short codes
US9785935B2 (en) 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US10223674B2 (en) 2011-05-11 2019-03-05 Riavera Corp. Customized transaction flow for multiple transaction types using encoded image representation of transaction information
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EP1237108A3 (en) * 2001-02-23 2003-08-13 Navaho Networks Inc. Secure electronic commerce
US7949605B2 (en) 2001-02-23 2011-05-24 Mark Itwaru Secure electronic commerce
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US9734498B2 (en) 2011-05-11 2017-08-15 Riavera Corp Mobile image payment system using short codes
US9785935B2 (en) 2011-05-11 2017-10-10 Riavera Corp. Split mobile payment system
US10223674B2 (en) 2011-05-11 2019-03-05 Riavera Corp. Customized transaction flow for multiple transaction types using encoded image representation of transaction information
US11295280B2 (en) 2011-05-11 2022-04-05 Riavera Corp. Customized transaction flow for multiple transaction types using encoded image representation of transaction information
US8616453B2 (en) 2012-02-15 2013-12-31 Mark Itwaru System and method for processing funds transfer between entities based on received optical machine readable image information

Also Published As

Publication number Publication date
GB2367204A (en) 2002-03-27
GB0013586D0 (en) 2000-07-26
GB2367204B (en) 2004-02-11
AU6752101A (en) 2001-12-17

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