WO2001006466A8 - A method for performing financial transactions and a system for performing the method - Google Patents

A method for performing financial transactions and a system for performing the method

Info

Publication number
WO2001006466A8
WO2001006466A8 PCT/SE2000/001499 SE0001499W WO0106466A8 WO 2001006466 A8 WO2001006466 A8 WO 2001006466A8 SE 0001499 W SE0001499 W SE 0001499W WO 0106466 A8 WO0106466 A8 WO 0106466A8
Authority
WO
WIPO (PCT)
Prior art keywords
telephone
modem
mobile telephone
card
amount
Prior art date
Application number
PCT/SE2000/001499
Other languages
French (fr)
Other versions
WO2001006466A9 (en
WO2001006466A1 (en
Inventor
Soeren Andersson
Original Assignee
Soeren Andersson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Soeren Andersson filed Critical Soeren Andersson
Priority to EP00948477A priority Critical patent/EP1204952A1/en
Priority to AU61958/00A priority patent/AU6195800A/en
Publication of WO2001006466A1 publication Critical patent/WO2001006466A1/en
Publication of WO2001006466A9 publication Critical patent/WO2001006466A9/en
Publication of WO2001006466A8 publication Critical patent/WO2001006466A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The present invention relates to a method for performing financial transactions with the aid of a mobile telephone, a telephone or a modem, and also a system for performing the method. The method comprises the steps of: entering a code in the mobile telephone, telephone or modem for identification; entering an amount for a financial transaction; inserting a card into a card reader incorporated in the mobile telephone, telephone or modem; the mobile telephone, telephone or modem identifying the card; decreasing the balance on the mobile telephone, telephone or modem by said amount and increasing the balance on the card by said amount, or vice versa; and the mobile telephone, telephone or modem verifying the financial transaction.
PCT/SE2000/001499 1999-07-15 2000-07-17 A method for performing financial transactions and a system for performing the method WO2001006466A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP00948477A EP1204952A1 (en) 1999-07-15 2000-07-17 A method for performing financial transactions and a system for performing the method
AU61958/00A AU6195800A (en) 1999-07-15 2000-07-17 A method for performing financial transactions and a system for performing the method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SE9902712A SE517861C2 (en) 1999-07-15 1999-07-15 Procedure for carrying out financial transactions and systems for carrying out the procedure
SE9902712-0 1999-07-15

Publications (3)

Publication Number Publication Date
WO2001006466A1 WO2001006466A1 (en) 2001-01-25
WO2001006466A9 WO2001006466A9 (en) 2002-09-12
WO2001006466A8 true WO2001006466A8 (en) 2004-04-01

Family

ID=20416509

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/SE2000/001499 WO2001006466A1 (en) 1999-07-15 2000-07-17 A method for performing financial transactions and a system for performing the method

Country Status (4)

Country Link
EP (1) EP1204952A1 (en)
AU (1) AU6195800A (en)
SE (1) SE517861C2 (en)
WO (1) WO2001006466A1 (en)

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI99071C (en) * 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Procedure for use of applications in a mobile telephone as well as a mobile telephone
SE9502607D0 (en) * 1995-07-14 1995-07-14 Eii Konsulter memory Interface
US5923884A (en) * 1996-08-30 1999-07-13 Gemplus S.C.A. System and method for loading applications onto a smart card
FI104937B (en) * 1997-01-27 2000-04-28 Sonera Oyj A subscriber identity module, a mobile station and a method for performing a smart card operation
TW355899B (en) * 1997-01-30 1999-04-11 Qualcomm Inc Method and apparatus for performing financial transactions using a mobile communication unit
WO1998058510A1 (en) * 1997-06-16 1998-12-23 Swisscom Ag Mobile device, chip card and method of communication
US6422459B1 (en) * 1997-10-15 2002-07-23 Citicorp Development Center, Inc. Method and system for off-line loading of stored value cards using a batch-load terminal
PT1068589E (en) * 1998-04-02 2002-05-31 Swisscom Mobile Ag METHOD OF CHARGING DATA ON ELECTRONIC SHEET CARDS AND ACCESSORIES ADAPTED IN CONFORMITY

Also Published As

Publication number Publication date
EP1204952A1 (en) 2002-05-15
SE9902712L (en) 2001-01-16
AU6195800A (en) 2001-02-05
WO2001006466A9 (en) 2002-09-12
SE9902712D0 (en) 1999-07-15
WO2001006466A1 (en) 2001-01-25
SE517861C2 (en) 2002-07-23

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