WO2000035341A3 - Apparatus and methods for reducing billing fraud - Google Patents

Apparatus and methods for reducing billing fraud Download PDF

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Publication number
WO2000035341A3
WO2000035341A3 PCT/US1999/030200 US9930200W WO0035341A3 WO 2000035341 A3 WO2000035341 A3 WO 2000035341A3 US 9930200 W US9930200 W US 9930200W WO 0035341 A3 WO0035341 A3 WO 0035341A3
Authority
WO
WIPO (PCT)
Prior art keywords
biometric data
methods
benefactor
billing fraud
reducing
Prior art date
Application number
PCT/US1999/030200
Other languages
French (fr)
Other versions
WO2000035341A2 (en
Inventor
James E Beecham
Original Assignee
James E Beecham
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by James E Beecham filed Critical James E Beecham
Priority to AU27109/00A priority Critical patent/AU2710900A/en
Publication of WO2000035341A2 publication Critical patent/WO2000035341A2/en
Publication of WO2000035341A3 publication Critical patent/WO2000035341A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • A—HUMAN NECESSITIES
    • A61—MEDICAL OR VETERINARY SCIENCE; HYGIENE
    • A61B—DIAGNOSIS; SURGERY; IDENTIFICATION
    • A61B5/00—Measuring for diagnostic purposes; Identification of persons
    • A61B5/117—Identification of persons
    • A61B5/1171—Identification of persons based on the shapes or appearances of their bodies or parts thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/253—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually

Abstract

A system comprising a benefactor having a database of biometric data of at least one member customer (13), the benefactor for providing payment to at least one member provider (12) for providing a product to the member customer (13), and the member provider (12) having a biometric data collection and billing facility for recording biometric data, associating the biometric data to at least one statement reflecting billings for at least one furnished product, and sending the statement to the benefactor.
PCT/US1999/030200 1998-12-18 1999-12-17 Apparatus and methods for reducing billing fraud WO2000035341A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU27109/00A AU2710900A (en) 1998-12-18 1999-12-17 Apparatus and methods for reducing billing fraud

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11296898P 1998-12-18 1998-12-18
US60/112,968 1998-12-18

Publications (2)

Publication Number Publication Date
WO2000035341A2 WO2000035341A2 (en) 2000-06-22
WO2000035341A3 true WO2000035341A3 (en) 2000-10-26

Family

ID=22346844

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/030200 WO2000035341A2 (en) 1998-12-18 1999-12-17 Apparatus and methods for reducing billing fraud

Country Status (2)

Country Link
AU (1) AU2710900A (en)
WO (1) WO2000035341A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7085774B2 (en) * 2001-08-30 2006-08-01 Infonox On The Web Active profiling system for tracking and quantifying customer conversion efficiency
US8191053B2 (en) 2007-04-12 2012-05-29 Ingenix, Inc. Computerized data warehousing

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4858121A (en) * 1986-12-12 1989-08-15 Medical Payment Systems, Incorporated Medical payment system
US5193855A (en) * 1989-01-25 1993-03-16 Shamos Morris H Patient and healthcare provider identification system
US5291560A (en) * 1991-07-15 1994-03-01 Iri Scan Incorporated Biometric personal identification system based on iris analysis
US5802199A (en) * 1994-11-28 1998-09-01 Smarttouch, Llc Use sensitive identification system
US5930759A (en) * 1996-04-30 1999-07-27 Symbol Technologies, Inc. Method and system for processing health care electronic data transactions

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4858121A (en) * 1986-12-12 1989-08-15 Medical Payment Systems, Incorporated Medical payment system
US5193855A (en) * 1989-01-25 1993-03-16 Shamos Morris H Patient and healthcare provider identification system
US5291560A (en) * 1991-07-15 1994-03-01 Iri Scan Incorporated Biometric personal identification system based on iris analysis
US5802199A (en) * 1994-11-28 1998-09-01 Smarttouch, Llc Use sensitive identification system
US5930759A (en) * 1996-04-30 1999-07-27 Symbol Technologies, Inc. Method and system for processing health care electronic data transactions

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
DARNELL T: "DEVICES AS DYNAMIC AS THE PEOPLE WHO USE THEM", HEALTH MANAGEMENT TECHNOLOGY, ATLANTA, GA, US, 1 February 1997 (1997-02-01), US, pages 78 - 80 + 82/83, XP002928960, ISSN: 1074-4770 *

Also Published As

Publication number Publication date
AU2710900A (en) 2000-07-03
WO2000035341A2 (en) 2000-06-22

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