WO1995002227A1 - Procede et systeme permettant de proceder a la vente de marchandises et/ou de services proposes par differents prestataires - Google Patents

Procede et systeme permettant de proceder a la vente de marchandises et/ou de services proposes par differents prestataires Download PDF

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Publication number
WO1995002227A1
WO1995002227A1 PCT/EP1994/002120 EP9402120W WO9502227A1 WO 1995002227 A1 WO1995002227 A1 WO 1995002227A1 EP 9402120 W EP9402120 W EP 9402120W WO 9502227 A1 WO9502227 A1 WO 9502227A1
Authority
WO
WIPO (PCT)
Prior art keywords
voucher
data processing
vouchers
information
data
Prior art date
Application number
PCT/EP1994/002120
Other languages
German (de)
English (en)
Inventor
Karl Lemmer
Original Assignee
Cibic Ptc Systems Ag
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cibic Ptc Systems Ag filed Critical Cibic Ptc Systems Ag
Priority to AU70734/94A priority Critical patent/AU7073494A/en
Priority to EP94919669A priority patent/EP0707734A1/fr
Publication of WO1995002227A1 publication Critical patent/WO1995002227A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Definitions

  • the invention relates to a method and an arrangement for handling the distribution of goods and / or services from different providers and a valuable voucher.
  • voucher systems for department stores, snack chains, etc. are known.
  • the valuable vouchers are issued by the companies and are only valid at the place of issue or at branches of the same company.
  • the vouchers are in the form of printed sheets of paper, on which the value of the voucher is visually indicated.
  • the known voucher systems have the disadvantage that they are tied to certain companies and narrow scope. In addition, the validity of the voucher cannot be checked.
  • a self-contained data processing system for the central billing and management of services or goods in a nursing home or the like comprises a data processing network with one or more computers, several credit stores assigned to the different customers, several terminals also assigned to the customers, money input and output devices, various monitoring devices and several programmable service devices. Every customer receives from the system a customer card assigned to him with a customer-specific identifier in a machine-readable Data field. Using the customer card, the customer can identify himself to the system and get access to the services or goods of the care institution. The customer can also deposit and withdraw money from his credit store.
  • the customer card is labeled, issued and managed by the system, the customer data being stored in the computer.
  • the customer card When the customer requests performance, the customer card is read by a reading device of the terminal, the computer checking the status of the customer's credit store and releasing the service if the account has sufficient funds. At the same time, a booking process is triggered by loading the credit store.
  • the customer card is a customer-related ID for cashless payments and not a voucher. It is not transferable and is only valid within one nursing home. There is also only one service provider.
  • the invention makes it possible to sell goods and / or services on a voucher basis in an arbitrarily large group of different providers.
  • the providers can be independent and do not have to be part of a common company or group.
  • the providers can also belong to different industries.
  • the providers are about a common one
  • the valuable voucher creates a means of payment common to the group of providers, which is freely transferable among customers and providers and which can be redeemed by the participating providers for basically any goods and / or services.
  • the voucher Via the common data processing network and the machine-readable data field on the voucher, the voucher can be checked and payment transactions between providers can be processed and monitored quickly, efficiently and securely. With the invention, the voucher traffic is largely secured against counterfeiting. This is one of the prerequisites for a voucher system to work at all with third-party providers.
  • the providers are only connected to one another by data lines, each provider having its own computer system.
  • the information is exchanged via the data lines, whereby payment transactions can be processed in parallel by bank.
  • one or more central computers are integrated in the data processing network, which offers more options for data exchange and also simplifies payment transactions. Accounts of the individual providers can be kept in the central booking computer and booked directly when the vouchers are redeemed. From a central location, e.g. The easiest and safest way to issue vouchers and check them in subsequent traffic is from the central booking computer or the system operator.
  • the providers are equipped with a data processing station and a reader, which can be present one or more times.
  • largely pre-made vouchers can be made valuable by the reader at the provider and given to the customer. This simplifies the production and issue of the vouchers and at the same time protects against misuse. Due to the value setting via the reading device, the provider does not need any additional complex hardware, in particular a simple reading device without a special writing device is sufficient. This makes the voucher system particularly economical.
  • the vouchers can be designed differently.
  • the voucher is designed as a stable card in credit card format, which simplifies handling and storage and ensures high data security.
  • the voucher can also be used as an advertising medium. It can also become a collector's item.
  • the invention is basically suitable for the distribution of all types of goods and / or services as well as for any supplier industries.
  • providers in the travel industry especially travel agencies.
  • the providers involved are opening up a much broader market.
  • travel agencies can offer and market ancillary services on a broader basis in addition to travel services.
  • the providers of travel services such as hotels, rental car companies, bus, train, ship and airline companies, holiday parks and other providers of tourist services and goods can also be integrated.
  • the voucher is issued by a travel agency, for example, and can be redeemed by the customer at another travel agency or at a hotel, bus company, etc.
  • Vouchers can also be collected for a longer trip. They are suitable as gifts and collectibles, and the fact that they can be redeemed at various providers in the travel industry increases the benefits and customer acceptance considerably.
  • Figure 1 in broken and schematic view of a data processing network with - central booking computer and several providers and
  • Figure 2 a voucher in side view.
  • Figure 1 shows a highly schematic representation of several providers (12), preferably travel agencies or other agents or providers of travel services, which are interconnected by a data processing network (1).
  • the providers (12) can be shops, offices, etc., but also machines, such as ticket machines or the like.
  • the providers (10) can provide any services and / or goods, e.g. Travel needs, lead or mediate.
  • the goods and / or services of the providers (12) can be paid in full or in part by the customer with one or more vouchers (9).
  • the customer can purchase a voucher (9) from a provider (12) and freely from the same provider (12) or any other provider (12) in association with
  • Data processing stations (2) and one or more input devices (3) or reading devices (4) are connected to at least one central booking computer (6) by data lines (8).
  • the data processing stations (2) can also be connected to one another directly by data lines (8).
  • the data processing stations (2) can consist of simple terminals. Alternatively, they can also be designed as computers with a higher level of intelligence.
  • the input devices (3) consist, for example, of keyboards.
  • the readers (4) are designed as card readers, which scan magnetic strips or chips and record the information they contain.
  • Figure 2 illustrates the voucher (9). It is a stable card in credit card format, which is preferably made of plastic. It carries a data field (10), preferably in the form of a magnetic strip (11), which can be read in the reader (4).
  • the data field (10) can also consist of a chip or the like.
  • the card (9) can have free additional fields (13) for printing with value information, advertising labels and other information from the provider (s) (12).
  • the machine-readable data field (10) contains, preferably in coded and optionally encrypted form, information about the identification of the voucher (9), the issuing provider (12) and possibly its nationality and about the value of the Coupons (9) included and saved permanently.
  • the voucher value is not included as legible and rewritable information.
  • the aforementioned value of the voucher (9) means that the voucher (9) is valid and has a certain value, but which is only by asking about the
  • Data processing network (1) can be queried and debited from the issuing provider (12) or from the central booking computer (6).
  • the aforementioned information of the data field (10) can additionally be given as a number and / or letter code in a legible manner on the voucher (9), for example stamped on the card.
  • the vouchers (9) could be issued for certain staggered values, e.g. DM 20, -, DM 50, - or DM 100, -. However, it is also possible to enter a surprise value of any amount, e.g. a very specific travel service, such as a first class train journey between two locations.
  • a very specific travel service such as a first class train journey between two locations.
  • the information on the data field (10) includes a first segment with the year and month of the voucher issuance, a second segment with a circulation identifier of the voucher series, a third segment with a continuous voucher serial number and a fourth segment with the value of the voucher ( 9).
  • This data can also be visibly indicated in the additional fields (13).
  • the data field (10) additionally contains, in coded form, the personal identity number of the issuing provider (12). This can also include an identifier for the exhibiting employee, the branch or the device.
  • the data field (10) may also contain a country code and an identifier for the value date and thus the validity of the voucher (9).
  • the data fields (10) are described at a central point, for example at a system operator or at the central booking computer (6).
  • This information can also be stored in parallel in the data processing network (1), in particular in the central booking computer (6).
  • An output device (7) for example assigned to the system operator or the central booking computer (6), is arranged in the data processing network (1) for the labeling of the data fields.
  • the vouchers (9) prepared in this way are then delivered to the respective providers (12) and sold by them to customers.
  • the vouchers (9) are only valuable and thus made valid when sold.
  • the intended sale of the voucher (9) and the relevant information from the data field (10) are reported to the central booking computer (6) via the data processing network (1) and, if not yet done, stored there.
  • the information in the data field (10) can be read with the reader (4).
  • the central booking computer (6) then checks whether the voucher has already been paid and should be in circulation, has already been redeemed, has been blocked or can it really be sold. The status of the voucher (9) is thus found.
  • the central booking computer (6) gives feedback to the data processing station (2) after the check. If the voucher (9) is released and sold, the data is entered at the data processing station (2) using the keyboard (3) and a corresponding input mask on the screen. The voucher (9) is thereby stored in the central booking computer (6). When selling a voucher (9)
  • Processing surcharges will be charged.
  • the goods and / or service value of the voucher (9) is credited to a blocked account held in the central booking computer (6).
  • Part of the processing fees charged will be credited to the issuing provider (12) on his provider account and the rest will be distributed to the other providers (12) involved in the association and their accounts.
  • the provider accounts are also managed in the central booking computer (6).
  • the information in data field (10) can only be read in when the voucher is sold (9) and when the card is inserted into the reader (4), transmitted to the central booking computer (6) and for the first time saved together with the date of sale and booking times.
  • the card (9) When the voucher (9) is redeemed by any of the providers (12) involved in the association, the card (9) is pushed through the reading device (4). The information read from the data field (10) is thus available in the data processing station (2). The information about the time of issue, the circulation identification, the continuous map series and possibly the country identification are transmitted to the data processing network (1) and, in the preferred embodiment, directly to the central booking computer (6). There, in turn, it is checked whether the voucher is valid and valuable, that is, whether the card has already been paid for and should be in circulation, has already been redeemed or blocked, or is really available. The test result is reported back to the data processing station (2).
  • the voucher (9) is valid and of good value, the voucher value available for the goods and / or service along with the date and time of issue can be displayed on the screen of the data processing station (2). If the voucher (9) is actually to be redeemed after the card check, this is reported in turn to the central booking computer (6). The voucher (9) is canceled in the central booking computer (6) and the amount thus available is claimed as a down payment for the desired trip or other goods and / or service from the redeeming provider (12).
  • the devaluation process is logged in the central booking computer (6), and at the same time a change of booking is given which transfers the amount in the blocked account to the account of the redeeming provider (12).
  • the voucher data is also transferred to a database area for the vouchers that have been canceled and no longer valid. From this point on, the canceled voucher is only collectible and will be given back to the customer. If the attempt was redeemed again, the central booking computer (6) would issue an error message stating that the voucher (9) had already been canceled.
  • a voucher (9) If a voucher (9) is lost or stolen from the customer after it has been issued, it can be blocked.
  • the voucher (9) can be identified by the issuing provider (12) on the basis of a booking list or other data and blocked by a corresponding entry to the central booking computer (6).
  • a replacement voucher can be issued.
  • a Attempt to redeem a blocked voucher (9) is given a corresponding error message by the central booking computer (6) to the data processing station (2).
  • the voucher (9) can e.g. are in four different states:
  • the voucher (9) was paid and not yet redeemed and reported as blocked. He may then be unawarely in the custody of the buyer, a gift recipient or a collector, but also in the possession of a thief. The voucher (9) can also be lost and / or destroyed.
  • the paid voucher (9) was paid and redeemed and only has the pure material value of the card. He can then be in the custody of the buyer, a gift recipient or a collector. Vouchers (9) that were purchased by a collector from the issuing provider (12) for material value and without value date can also be validated.
  • various database areas or lists are kept in the central booking computer (6), in which the information from the data field (10) is set according to the status.
  • the central booking computer (6) can also store the PIN numbers of the provider (12) who blocks or invalidates an issued voucher (9). Corresponding address fields with relevant individual data of the providers (12) are coupled to the PIN numbers.
  • the information from the data field (10) can be entered manually on the keyboard in the event of damage, etc.
  • information can be placed on the voucher (9), for example the data field (10).
  • Such information can be an identifier of the recoverability, the card status or the like. This is possible, for example, by means of an erase pulse or some other mechanical marking, for example.
  • Data processing network Data processing station input device reader marking device booking computer output device data line voucher, card data field magnetic stripe provider, travel agency additional field

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  • Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Engineering & Computer Science (AREA)
  • Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Marketing (AREA)
  • Theoretical Computer Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

L'invention concerne un procédé et un système permettant de procéder à la vente de marchandises et/ou de services proposés par différents prestataires (12), notamment des agences de voyage. Les prestataires (12) délivrent des bons (9) au moyen d'un réseau commun de traitement des données (1) et les gèrent. Chaque bon (9) présente un champ de données comportant plusieurs informations, qui peut être lu par machine. Ces informations sont elles aussi mémorisées dans le réseau commun de traitement des données (1) et au moment de la réception du bon (9), leur authenticité est vérifiée par comparaison avec les données figurant sur le bon, par l'intermédiaire du réseau commun de traitement des données. En fonction du résultat, on procède à une réservation, ainsi qu'éventuellement à un transfert de paiement. Les prestataires disposent d'au moins une station de traitement des données (2) munie d'un lecteur (3) pour les informations contenues dans le champ de données (10).
PCT/EP1994/002120 1993-07-08 1994-06-29 Procede et systeme permettant de proceder a la vente de marchandises et/ou de services proposes par differents prestataires WO1995002227A1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU70734/94A AU7073494A (en) 1993-07-08 1994-06-29 Process and arrangement for the selling of goods and/or services offered by different suppliers
EP94919669A EP0707734A1 (fr) 1993-07-08 1994-06-29 Procede et systeme permettant de proceder a la vente de marchandises et/ou de services proposes par differents prestataires

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DEP4322794.5 1993-07-08
DE19934322794 DE4322794C1 (de) 1993-07-08 1993-07-08 Verfahren und Anordnung zum Abwickeln des Vertriebs von Waren und/oder Dienstleistungen unterschiedlicher Anbieter

Publications (1)

Publication Number Publication Date
WO1995002227A1 true WO1995002227A1 (fr) 1995-01-19

Family

ID=6492287

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP1994/002120 WO1995002227A1 (fr) 1993-07-08 1994-06-29 Procede et systeme permettant de proceder a la vente de marchandises et/ou de services proposes par differents prestataires

Country Status (4)

Country Link
EP (1) EP0707734A1 (fr)
AU (1) AU7073494A (fr)
DE (1) DE4322794C1 (fr)
WO (1) WO1995002227A1 (fr)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2002063517A2 (fr) * 2001-02-06 2002-08-15 Michael Joseph Elias Procede et appareil de traitement de jeton
US7552087B2 (en) 2000-02-03 2009-06-23 Afterbot, Inc. Electronic transaction receipt system and method
US7742989B2 (en) 2000-02-03 2010-06-22 Afterbot, Inc. Digital receipt generation from information electronically read from product

Families Citing this family (8)

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Publication number Priority date Publication date Assignee Title
DE19641092A1 (de) * 1996-10-04 1998-04-09 Martin Dr Finsterwald Verfahren zum Aufbau einer Kundendaten beinhaltenden Datenbank
DE19729319A1 (de) * 1997-07-09 1999-01-14 Lewke Klaus Dieter Dipl Inform Verwaltung abrufbarer Einheiten mittels elektronischer Börsen
DE19964371B4 (de) * 1999-02-15 2008-03-13 Dirk Dr.-Ing. Bevers Verfahren zum Absichern eines Pfandkreislaufs und Verfahren zur Herstellung eines zu bepfandeten Gegenstands sowie Vorrichtung zum Anbringen von Pfandmarken an zu verpfändende Gegenstände
AU2000234571A1 (en) * 2000-03-31 2001-10-15 Hitachi Capital Corporation Gift certificate distribution managing method and gift certificate
DE10205025A1 (de) * 2002-02-07 2003-08-21 Deutsche Telekom Ag Fernadministration von Wertkarten
DE10222783A1 (de) * 2002-05-13 2004-03-25 Herpa Miniaturmodelle Gmbh Miniatur-Behälter zum Aufnehmen und Verteilen eines Wertcoupons
DE10261235B3 (de) * 2002-12-20 2004-06-17 Arvato Systems Gmbh Gutscheinsortiment und Verfahren für ein Gutscheinsystem
DE102006056561A1 (de) * 2006-11-30 2008-06-05 Printed Systems Gmbh Verfahren zum Aufbau eines Rentenkontos

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US3824544A (en) * 1973-04-13 1974-07-16 L Simjian Merchandising arrangement utilizing a coded check
US3845470A (en) * 1973-02-08 1974-10-29 Umc Ind Check-controlled vending
US4674041A (en) * 1983-09-15 1987-06-16 James K. Appleton Method and apparatus for controlling the distribution of coupons
EP0354260A1 (fr) * 1988-08-10 1990-02-14 C.P.C. Investment Trust Système de codage et de décodage
US4949256A (en) * 1988-05-06 1990-08-14 Humble David Raymond Coupon validation network with storage of customer coupon data for credit on future purchases
JPH0386564A (ja) * 1989-08-30 1991-04-11 Glory Ltd 商品券発行・精算システム
US5008519A (en) * 1988-11-16 1991-04-16 Cunningham William R Foolproof coupon redemption system
US5176224A (en) * 1989-09-28 1993-01-05 Donald Spector Computer-controlled system including a printer-dispenser for merchandise coupons

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DE3401319A1 (de) * 1984-01-17 1985-07-25 Schrack Elektronik-Ag, Wien Einrichtung zur abrechnung und verwaltung von dienstleistungen und bzw. oder waren, insbesondere in pflegeanstalten, hotels o.dgl.

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US3845470A (en) * 1973-02-08 1974-10-29 Umc Ind Check-controlled vending
US3824544A (en) * 1973-04-13 1974-07-16 L Simjian Merchandising arrangement utilizing a coded check
US4674041A (en) * 1983-09-15 1987-06-16 James K. Appleton Method and apparatus for controlling the distribution of coupons
US4949256A (en) * 1988-05-06 1990-08-14 Humble David Raymond Coupon validation network with storage of customer coupon data for credit on future purchases
EP0354260A1 (fr) * 1988-08-10 1990-02-14 C.P.C. Investment Trust Système de codage et de décodage
US5008519A (en) * 1988-11-16 1991-04-16 Cunningham William R Foolproof coupon redemption system
JPH0386564A (ja) * 1989-08-30 1991-04-11 Glory Ltd 商品券発行・精算システム
US5176224A (en) * 1989-09-28 1993-01-05 Donald Spector Computer-controlled system including a printer-dispenser for merchandise coupons

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7552087B2 (en) 2000-02-03 2009-06-23 Afterbot, Inc. Electronic transaction receipt system and method
US7742989B2 (en) 2000-02-03 2010-06-22 Afterbot, Inc. Digital receipt generation from information electronically read from product
US8001046B2 (en) 2000-02-03 2011-08-16 Afterbot, Inc. System and methods for automating product returns
US8112356B2 (en) 2000-02-03 2012-02-07 Afterbot, Inc. System and method for providing automated secondary purchase opportunities to consumers
US8165960B2 (en) 2000-02-03 2012-04-24 Afterbot, Inc. System and method for automatically registering a product
US8606698B2 (en) 2000-02-03 2013-12-10 Afterbot, Inc. Electronic transaction receipt system and method
WO2002063517A2 (fr) * 2001-02-06 2002-08-15 Michael Joseph Elias Procede et appareil de traitement de jeton
WO2002063517A3 (fr) * 2001-02-06 2003-11-06 Michael Joseph Elias Procede et appareil de traitement de jeton

Also Published As

Publication number Publication date
EP0707734A1 (fr) 1996-04-24
DE4322794C1 (de) 1994-08-04
AU7073494A (en) 1995-02-06

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