TWM595832U - Fund integrated trading system - Google Patents

Abstract

A fund integrated trading system comprises a main control server, a bank server, and a credit guarantee server. The main control server generates a smart contract and uploads the smart contract through a blockchain network. The bank server signs the smart contract, and uploads a bank fund commodity data and specific purchase conditions thereof to the blockchain network. The credit guarantee server signs the smart contract, and uploads a credit guarantee fund commodity data and specific purchase conditions thereof to the blockchain network. The main control server receives the bank fund commodity data and the credit guarantee fund commodity data through the blockchain network, so as to provide an integrated fund commodity data through the blockchain network for customers to choose.

Description

Fund integrated trading system

The present invention relates to a fund trading system, especially a fund integrated trading system that uses blockchain as a platform and supplements smart contracts.

Among the many financial management methods, funds have the advantages of low investment threshold and many types of commodities or targets. Therefore, usually anyone can choose to enter the market at any time. However, in choosing the subscription method, in addition to the traditional SME credit guarantee fund (hereinafter referred to as the credit guarantee), it can also subscribe to general banks or credit cooperatives, for example. Even though there are so many channels for subscribing to funds, the fund commodities offered will also vary due to different channels for subscribing to funds. In other words, when customers have multiple subscription requirements for fund commodities at the same time, they cannot purchase all cross-channel fund commodities through a single channel.

In such a fund purchase environment, fund purchasers (such as customers) often need to spend a lot of time and energy to study the fund products provided by each channel, and even have to go to each channel to compare prices or discounts. All of the above will cause complicated fund purchases and reduce customers' willingness to enter the market. Therefore, how to provide a trading platform that integrates multiple fund purchase channels and fund commodities, and even quickly complete the subsequent deposit and payment procedures, has become a problem to be solved in the field.

In view of the above-mentioned problems and reasons to be solved, this new type has developed a fund integrated trading system. Participants of each fund transaction (such as banks, investment credits or customers, etc.) use the technology of the blockchain network and sign smart contracts and obtain After the authentication of each identity, you can quickly obtain the integrated fund commodity information on the blockchain network that has been properly integrated. The above-mentioned participants select the desired fund commodities according to the above-mentioned integrated fund commodity information and a specific purchase condition. After completing the deduction of the corresponding amount of fund commodities, confirm the subscription information and complete the purchase procedures of fund commodities.

Specifically, the present invention provides a fund integrated trading system, which is applied to any digital electronic device. The above system includes: a main control server, a bank server, and a credit guarantee server.

The main control server includes: a main control blockchain module, a main control contract module, and a main control integration module. The above-mentioned master blockchain module is used to connect to a blockchain network and update all data on the blockchain network in real time. The main control contract module is used to generate a smart contract to provide the smart contract to the block chain network through the main control blockchain module. The above-mentioned master control integration module receives one bank fund commodity information and one investment fund commodity information through the above master control blockchain module. The above-mentioned master control integration module integrates the above-mentioned bank fund commodity data and the above-mentioned trust fund commodity data, and outputs an integrated fund commodity data to the above-mentioned blockchain network through the above-mentioned master control blockchain module, wherein the above-mentioned integrated fund commodity The information includes the specific purchase conditions of the aforementioned bank fund commodities and the aforementioned credit guarantee fund commodities.

The above-mentioned bank server includes: a bank blockchain module, a bank contract module, and a bank business module. The bank blockchain module is used to connect to the blockchain network and update all data on the blockchain network in real time. The above-mentioned bank contract module is used to receive the above-mentioned smart contract through the above-mentioned bank blockchain module, sign the above-mentioned smart contract, and provide the above-mentioned signed smart contract to the above-mentioned blockchain network through the above-mentioned bank blockchain module . The above banking business module includes a bank commodity module. After signing the smart contract, the bank commodity module provides the bank fund commodity information, and through the bank blockchain module, provides the bank fund commodity information to the above Blockchain network, where the above bank fund commodity information includes a bank fund commodity and the specific purchase conditions of the above bank fund commodity.

The above-mentioned Xinbao servers include: a Xinbao blockchain module, a Xinbao contract module, and a Xinbao business module. The above-mentioned Xinbao blockchain module is used to connect to the above-mentioned blockchain network and update all data on the above-mentioned blockchain network in real time. The above-mentioned credit insurance contract module is used to receive the above-mentioned smart contract through the above-mentioned credit insurance blockchain module, sign the above-mentioned smart contract, and provide the above-mentioned signed smart contract to the above-mentioned blockchain network through the above-mentioned credit insurance blockchain module. The above-mentioned credit guarantee business module includes a credit guarantee commodity module. After signing the above-mentioned smart contract, the above-mentioned credit guarantee commodity module provides the above-mentioned credit guarantee fund commodity information, and through the above-mentioned credit guarantee blockchain module, provides the above-mentioned credit guarantee fund commodity information to the above Blockchain network, in which the above-mentioned information materials of the SPIC Fund include a SPIC Fund commodity and the specific purchase conditions of the above-mentioned SPIC Fund commodity.

According to an embodiment, the above system further includes a client server. The client server includes: a client blockchain module and a client contract module. The customer blockchain module is used to connect to the blockchain network and update all data on the blockchain network in real time. The above-mentioned customer contract module is used to receive the above-mentioned smart contract through the above-mentioned client blockchain module, sign the above-mentioned smart contract, and provide the above-mentioned signed smart contract to the above-mentioned blockchain network through the above-mentioned client blockchain module .

According to another embodiment, the customer server further includes a customer purchasing module. After signing the smart contract, the customer purchase module receives the integrated fund commodity data through the customer blockchain module, selects one of the integrated fund commodity data to purchase the integrated fund commodity according to the specific purchase conditions, and through the above The customer's blockchain module outputs a customer's purchase data to the aforementioned blockchain network.

According to yet another embodiment, wherein the master control integration module further receives the customer purchase data through the master control blockchain module, and integrates the customer purchase data to pass through the master control block based on the customer purchase data The chain module provides an entry deduction data to the above-mentioned blockchain network.

According to yet another embodiment, the aforementioned banking business module further includes a bank account module. The above-mentioned bank account module receives the above-mentioned customer purchase data and the above-mentioned deduction data through the above-mentioned bank blockchain module, so as to deduct a corresponding amount from a specific deduction account according to the above-mentioned deduction data, so as to The above corresponding amount is transferred to a specific account. The above-mentioned bank account module and through the above-mentioned bank blockchain module, provide an actual debit and credit data to the above-mentioned blockchain network.

According to yet another embodiment, wherein when the customer purchase module chooses to purchase the bank fund commodity, the bank account module further receives the customer purchase data and the actual deduction account data through the bank blockchain module, To check whether the above-mentioned customer purchase information and the above-mentioned actual debit and account information are consistent. According to the verification result, the bank account module provides a confirmation purchase data to the block chain network through the bank block chain module.

According to another embodiment, the above-mentioned credit insurance business module further includes a credit insurance account module. When the above customer purchase module chooses to purchase the above-mentioned credit insurance fund commodities, the above-mentioned credit insurance module receives the above-mentioned customer purchase data and the above-mentioned debit-account data through the above-mentioned credit insurance blockchain module to verify the above-mentioned customer purchase data and the above Whether the actual debit and credit data match. According to the verification result, the above-mentioned credit insurance module provides a confirmation purchase data to the above-mentioned blockchain network through the above-mentioned credit insurance blockchain module.

According to yet another embodiment, wherein the customer purchase module further receives the actual deduction data and the confirmation purchase data through the customer blockchain module to confirm the customer purchase data and the actual deduction data, and The above confirms whether the purchase information matches.

According to yet another embodiment, the above system further includes a collective protection server. The collection insurance server includes: a collection security blockchain module, and a collection security monitoring module. The aforementioned Chiba blockchain module is connected to the aforementioned blockchain network and updates all data on the aforementioned blockchain network in real time. The treasury monitoring module receives the integrated fund commodity data, the deductible deduction data, the actual debit deduction data, and the purchase confirmation data through the treasury blockchain module to monitor whether the data is Normal, and provide a monitoring report to the blockchain network based on the monitoring results and through the collective security blockchain module.

According to yet another embodiment, the aforementioned collective security server further includes a collective security integration module. The collection insurance consolidation module is used to receive and collect the above-mentioned data from the collection insurance monitoring module in real time, and collect the above-mentioned data at a specific time to output a trust operation report based on the above-mentioned data. The above-mentioned collection insurance integration module and the above-mentioned collection insurance blockchain module provide the above-mentioned trust operation report to the above-mentioned blockchain network.

In view of the above-mentioned problems to be overcome, the present invention provides a fund integrated trading system that introduces blockchain network and smart contract technologies to provide a fast and transparent trading platform. After the supply side of the fund commodities (such as the bank side or the credit end) agrees and signs the smart contract, they can provide each fund commodity and the discounts they can provide through the above-mentioned blockchain network. After the demand side (for example, the client) of the fund commodities agrees and signs the smart contract, they can select the above-mentioned fund commodities that are integrated and updated in real time through the above-mentioned blockchain network. Next, the above-mentioned system provides the debit-receivable data to the above-mentioned bank according to the integrated fund commodity and the price selected by the above-mentioned client. After completing the above actions that should be deducted from the account, you can inquire the actual debit account data through the above system.

For a clearer explanation of the implementation of the new model, please refer to FIG. 1, which depicts an architectural diagram of an embodiment of the new fund integrated trading system. The present invention provides a fund integrated trading system 100, which can be applied to any device or system with calculation data and logic judgment capabilities. The above-mentioned devices include desktop computers, notebook computers, and smart phones. The above system 100 includes a main control server 300, a bank server 400, and a credit guarantee server 500.

The main control server 300 described above will be further described below. The main control server 300 includes a main control blockchain module 310, a main control contract module 320, and a main control integration module 330, which will be described in detail later.

The above-mentioned main control blockchain module 310 is used to provide a main control terminal (for example, a competent authority, or for example, the Financial Supervision and Administration Commission of the Executive Yuan, referred to as the Financial Management Commission) to connect to a blockchain network 200 to enable the above main control The console becomes a unit node in the above-mentioned blockchain network 200 to update all data on the above-mentioned blockchain network 200 in real time. That is, the main control terminal can ensure that the main control terminal currently operated is based on all the data in the block chain network 200 that are synchronized and up to date through the main control blockchain module 310. .

The master contract module 320 is communicatively connected to the master blockchain network 310 to update all data on the blockchain network 200 in real time. The master contract module 320 generates a smart contract and provides the smart contract to the blockchain network 200 through the master blockchain network 310. Among them, the content of the above-mentioned smart contract further includes the above-mentioned smart contract signing end (including bank end, credit guarantee end and client end) to carry out fund transactions (including the provision of fund commodities and their materials, and the purchase of the aforementioned fund commodities and other transactions) to the above system 100 The required consent and provided information. For example, the above-mentioned bank and the above-mentioned credit guarantee terminal shall provide the information required for account opening and/or certificate application. For example, the above client should provide necessary information such as account opening, certificate application, customer risk rating, risk notice, or the bank and its account agreed to be debited.

According to an embodiment, before the smart contract is uploaded to the blockchain network 200, it needs to be encoded in any programming language through the master contract module 320 to form the blockchain network 200 that can be identified and read , Calculation or execution language, and upload to the above-mentioned blockchain network 200. Among them, the above programming language includes any contract-oriented language, such as Solidity, Serpent, Lisp Like Language (LLL) or Viper and other languages.

According to another embodiment, as mentioned above, the smart contract that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, including hash function (Hash function), asymmetric encryption (Asymmetric cryptography), or any digital data that can be changed to the ciphertext content that is difficult to read, The decryption process can be used to restore the ciphertext to readable content. Among them, the above hash function includes a digest algorithm (Message-Digest-Algorithm 5, referred to as MD5) or a secure hash algorithm (Secure Hash Algorithm, referred to as SHA, such as SHA-1, SHA-224, SHA-256, SHA- 384 or SHA-512). Among them, the asymmetric encryption includes RSA algorithm (Rivest-Shamir-Adleman Algorithm).

The main control integration module 330 is communicatively connected to the main control blockchain network 310, and through the main control blockchain network 310, real-time updates to a bank fund commodity on the block network 200 Information and/or Commodity Information of a credit insurance fund. Then, the main control integration module 330 further integrates the bank fund commodity information and the credit insurance fund commodity information, and integrates the bank fund commodity information and the credit guarantee fund commodity information into an integrated fund commodity information. Among them, the above-mentioned integrated fund commodity information can be used by the above-mentioned clients to select and purchase subsequent fund commodities. In addition, the above-mentioned bank fund commodity information and the above-mentioned credit insurance fund commodity information will be described in detail later.

The bank server 400 described above will be described further below. The above-mentioned bank server 400 includes: a bank blockchain module 410, a bank contract module 420, and a bank business module 430, which will be described in detail later.

The above-mentioned bank blockchain module 410 is used to provide a bank-side communication link to the above-mentioned blockchain network 200 so that the bank-side becomes a unit node in the above-mentioned blockchain network 200 to update the above-mentioned blocks in real time All data on the chain network 200. That is to say, through the bank blockchain module 410, the bank terminal can ensure that the bank terminal currently operated is based on all the latest and synchronized data in the blockchain network 200.

The bank contract module 420 communicates with the bank blockchain module 410 to update all the data on the blockchain network 200 in real time. The bank contract module 420 receives the smart contract through the bank blockchain module 410. Next, the bank contract module 420 further signs the smart contract, and after signing the smart contract, provides the signed smart contract to the blockchain network 200 through the bank blockchain module 410. Among them, as mentioned above, the content of the above-mentioned smart contract signed by the above-mentioned bank side further includes the above-mentioned bank side, the information that needs to be agreed and provided before providing the above-mentioned bank fund commodities, and it is agreed that there are Regulations. For example, the above-mentioned bank should provide the information required for opening an account and/or certificate application, public prospectus, short-form prospectus, investor notice, remuneration disclosure, or short-term transaction specifications.

According to yet another embodiment, since the smart contract generated through the master contract module 320 is encrypted in any programming language before being uploaded to the blockchain network 200. Therefore, the bank contract module 420 needs to be decrypted before signing the smart contract. For example, the bank contract module 420 decrypts the smart contract by corresponding to a bank private key exclusively owned by the bank.

The banking business module 430 communicates with the banking blockchain module 410 to update all data on the blockchain network 200 in real time. Among them, the above-mentioned banking business module 430 includes a bank commodity module 431. After the bank terminal signs the smart contract through the bank contract module 420, the bank terminal provides the bank fund commodity information through the bank commodity module 431.

Among them, the above-mentioned bank fund commodities information is the fund commodities agent or provided by the above-mentioned banks, hereinafter referred to as "bank fund commodities". Among them, the above-mentioned bank fund commodities information includes the above-mentioned bank fund commodities (such as fund code, fund name, ISIN Code, or transaction price, etc.), the above-mentioned bank fund commodities transaction reference materials (such as domestic/overseas, fund type, general agent, Fund company, establishment date, fund registration place, investment target, investment area, fund group, fund series, net value day net value, change (%), net value date, net value trend, denomination currency, fund size, fund performance, Fund performance, risk rating, Morningstar rating, or standard deviation Sharpe value, etc.), the trading rules corresponding to the above bank fund commodities, and the specific purchase conditions corresponding to the above bank fund commodities (such as custodian institutions, fund storage fee rates, fund management Rates, income distribution methods, or subscription fees, etc.). More specifically, the specific purchase conditions mentioned above, for example, based on the transaction price and/or transaction quantity, the client needs to pay a handling fee at the same time during the transaction. Or, for example, based on the transaction price and/or the membership of each client, the preferential fees can be enjoyed, etc.).

Next, the bank commodity module 431 provides or updates the bank fund commodity information to the blockchain network 200 through the bank blockchain module 410 for other nodes on the blockchain network 200 to query Or purchase the above bank fund commodities. Through the technical characteristics of the above-mentioned blockchain network 200, the above-mentioned bank fund commodity data can be updated simultaneously with the above-mentioned bank-side internal transaction data, and it is the latest above-mentioned bank fund commodity data.

Regarding the above-mentioned Xinbao server 500, it is further described as follows. The above-mentioned Xinbao server 500 includes: a Xinbao blockchain module 510, a Xinbao contract module 520, and a Xinbao business module 530, which will be described in detail later.

The SINO Blockchain module 510 is used to provide an SUPCO communication link to the blockchain network 200, so that the SECU terminal becomes a unit node in the blockchain network 200 to update the block in real time All data on the chain network 200. That is to say, through the above-mentioned SINO Blockchain module 510, the SID can ensure that the currently operated SID is based on all the latest and synchronized data in the blockchain network 200.

The above-mentioned credit insurance contract module 520 is communicatively connected to the above-mentioned credit insurance blockchain module 510 to update all data on the blockchain network 200 in real time. The above-mentioned Xinbao contract module 520 receives the above-mentioned smart contract through the above-mentioned Xinbao blockchain module 510. Then, the above-mentioned credit insurance contract module 520 further signs the above-mentioned smart contract, and after signing the above-mentioned smart contract, the signed above-mentioned smart contract is provided to the above-mentioned blockchain network 200 through the above-mentioned credit guarantee blockchain module 510. Among them, as mentioned above, the above-mentioned smart contract that the above-mentioned credit guarantee terminal needs to sign, its content further includes the above-mentioned credit guarantee terminal, the information required to agree and provide before providing the above-mentioned credit guarantee fund commodities, and agrees that there are Regulations. For example, the above-mentioned credit guarantee terminal should provide the materials required for opening an account and/or applying for a certificate, public prospectus, short-form prospectus, investor notice, remuneration disclosure, or short-term transaction specifications.

According to yet another embodiment, since the smart contract generated through the master contract module 320 is encrypted in any programming language before being uploaded to the blockchain network 200. Therefore, the above-mentioned credit insurance contract module 520 needs to be decrypted before signing the above-mentioned smart contract. For example, the above-mentioned credit contract module 520 decrypts the above-mentioned smart contract by corresponding to a private credit key exclusively owned by the above-mentioned credit guarantee terminal.

The above-mentioned credit insurance business module 530 is communicatively connected to the above-mentioned credit insurance blockchain network 510 to update all data on the blockchain network 200 in real time. Among them, the above-mentioned credit insurance business module 530 includes a credit insurance commodity module 531. After the credit guarantee terminal signs the smart contract through the credit guarantee contract module 520, the credit guarantee terminal provides the credit guarantee fund commodity information through the credit guarantee commodity module 531.

Among them, the above-mentioned credit insurance fund commodity information refers to the fund commodities agent or provided by the above-mentioned credit guarantee end, and is hereinafter referred to as "the credit guarantee fund commodity". Among them, the above-mentioned credit insurance fund commodity information includes the above-mentioned credit guarantee fund commodities (such as fund code, fund name, ISIN Code, or transaction price, etc.), the above-mentioned credit guarantee fund commodity transaction reference materials (such as domestic/overseas, fund type, general agent, Fund company, establishment date, fund registration place, investment target, investment area, fund group, fund series, net value day net value, change (%), net value date, net value trend, denomination currency, fund size, fund performance, Fund performance, risk rating, morning star rating, or standard deviation Sharpe value, etc.), the trading rules corresponding to the above-mentioned credit insurance fund commodities, and the specific purchase conditions corresponding to the above-mentioned credit insurance fund commodities (such as custodian institutions, fund storage fee rates, fund management) Rates, income distribution methods, or subscription fees, etc.). More specifically, the specific purchase conditions mentioned above, for example, based on the transaction price and/or transaction quantity, the client needs to pay a handling fee at the same time during the transaction. Or, for example, based on the transaction price and/or the membership of each client, the preferential fees can be enjoyed, etc.).

Then, the above-mentioned SINOSURE commodity module 531 provides or updates the SINOSURE fund commodity information to the above-mentioned blockchain network 200 through the above-mentioned SINOCHAIN blockchain module 531 for other nodes on the above-mentioned blockchain network 200 to inquire Or subscribe to the above-mentioned credit insurance funds. Based on the technical characteristics of the above-mentioned blockchain network 200, the above-mentioned commodity data of the Xinbao Fund can be updated synchronously with the internal transaction data of the above-mentioned Xindai, and it is the latest commodity data of the above-mentioned Xinbao Fund.

The master control integration module 330 receives or updates the bank fund commodity information provided or updated by the bank terminal and/or the credit guarantee fund provided or updated by the credit terminal through the master control blockchain module 310 Product information. After receiving the fund commodity information, the main control integration module 330 further integrates the bank fund commodity information and the investment fund commodity information into an integrated fund commodity information. That is, the above-mentioned integrated fund commodity information includes the above-mentioned bank fund commodity information provided by the above-mentioned bank, and the above-mentioned credit insurance fund commodity information provided by the above-mentioned credit guarantee terminal.

Among them, the above-mentioned integrated fund commodities information, including the above-mentioned master-controlled integrated module 330 based on the transaction prices of the above-mentioned bank fund commodities and the above-mentioned investment fund commodities, fund type, domestic/overseas, investment area, fund group, fund series, denominated currency , Fund assets, or fund risk ratings, etc. The above-mentioned integrated fund commodities information can be further classified or sorted according to the aforementioned data content for subsequent clients to understand the investment commodities or objects of each fund more clearly and quickly.

Then, after the main control integration module 330 completes the integration of the integrated fund commodity data, the main control integration module 330 outputs or updates the integrated fund commodity data to the block through the main control blockchain module 310 Chain network 200. Through the technical characteristics of the above-mentioned blockchain network 200, the above-mentioned integrated fund commodity data can be updated simultaneously with the integrated transaction data inside the main control terminal, and is the latest integrated fund commodity data.

According to yet another embodiment, before the bank fund commodity data and/or the credit insurance fund commodity data are uploaded to the blockchain network 200, the bank commodity module 431 and/or the credit guarantee module 531. Encode in any programming language to form a language that can be recognized, read, calculated, or executed by the blockchain network 200, and upload it to the blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the above-mentioned bank fund commodity data and/or the above-mentioned credit guarantee fund commodity data that have been encoded in any programming language need to be encrypted by an encryption method before being uploaded to the above-mentioned blockchain network 200 The above-mentioned bank fund commodity information and/or the above-mentioned credit insurance fund commodity information. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, since the bank fund commodity data provided or updated through the bank commodity module 431, and/or the credit insurance commodity data provided or updated through the credit guarantee module 531, the upload to the block Before the chain network 200, the above-mentioned bank fund commodity information and/or the above-mentioned credit insurance fund commodity information have been encrypted through any programming language. Therefore, the main control integration module 330 needs to decrypt the bank fund commodity information and/or the credit guarantee commodity information before reading it. For example, the master control integration module 330 decrypts the bank fund commodity data and/or the credit insurance fund commodity data by corresponding to a master private key exclusively owned by the master terminal.

According to yet another embodiment, the system 100 further includes a client server 600. The client server 600 includes a client blockchain module 610 and a client contract module 620, as described in detail later.

The client blockchain module 610 is used to provide a client communication link to the blockchain network 200, so that the client becomes a unit node in the blockchain network 200 to update the block in real time All data on the chain network 200. That is, the client through the client blockchain module 610 can ensure that the client currently operating is based on all the latest and synchronized data in the blockchain network 200.

The above-mentioned customer contract module 620 communicates with the above-mentioned customer blockchain module 610 to update all data on the blockchain network 200 in real time. The customer contract module 620 receives the smart contract through the customer blockchain module 610. Next, the customer contract module 620 further signs the smart contract, and after signing the energy contract, provides the signed smart contract to the blockchain network 200 through the customer blockchain module 610. Among them, as mentioned above, the content of the above-mentioned smart contract that the client needs to sign further includes the above-mentioned client, before selecting and subscribing to the above-mentioned bank fund commodities and/or the above-mentioned insured fund commodities, the information required to agree and provide , And agreed that there are laws and regulations to be observed during the transaction. For example, the above client should provide the information required for account opening and/or voucher application, customer risk rating, risk notice, financial institution agreed to debit, public prospectus, short-form prospectus, investor notice, remuneration disclosure, or short-term transaction Specifications, etc.

According to yet another embodiment, since the smart contract generated through the master contract module 320 is encrypted in any programming language before being uploaded to the blockchain network 200. Therefore, the customer contract module 620 needs to be decrypted before signing the smart contract. For example, the above-mentioned customer contract module 620 decrypts the above-mentioned smart contract by corresponding to a customer's private key exclusively owned by the above-mentioned client.

According to yet another embodiment, the customer server 600 further includes a customer purchase module 630. After the client agrees and signs the smart contract through the client contract module 620, the client purchase module 630 is communicatively connected to the client blockchain module 610 to update all of the blockchain network 200 in real time. data. The above-mentioned customer purchase module 630 receives the above-mentioned integrated fund commodity data that has been integrated by the above-mentioned main control integration module 330 through the above-mentioned customer blockchain module 610. The above integrated fund commodity information further provides its corresponding integrated fund commodities, transaction reference materials, transaction rules, and specific purchase conditions, as described above, and will not be repeated here.

According to yet another embodiment, the customer purchase module 630 selects the integrated fund commodity information according to the specific purchase conditions (such as subscription fee or preferential fee), which best meets the needs of the client itself and corresponds to an integrated fund commodity. Wherein, the above-mentioned integrated fund commodities include at least one of the above-mentioned bank fund commodities, at least one of the above-mentioned credit guarantee fund commodities, or any combination thereof.

Next, the customer purchase module 630 outputs a customer purchase data corresponding to the client. That is to say, the above-mentioned customer purchase data includes the above-mentioned integrated fund commodities that the above-mentioned client intends to purchase, and the information provided by the above-mentioned client when signing the above-mentioned smart contract (such as the bank account opening name and account number of the above-mentioned client). The above-mentioned customer purchase module 630 provides and updates the above-mentioned customer purchase data to the above-mentioned blockchain network 200 through the above-mentioned customer block-chain module 310, so that the bank can follow the amount corresponding to the integrated fund commodity The account opening account of the client terminal is deducted, and the corresponding amount is credited to the bank terminal or the credit guarantee terminal.

According to another embodiment, before the customer purchase data is uploaded to the blockchain network 200, it needs to be encoded in any programming language through the customer purchase module 630 to form the blockchain network 200 that can be identified and read Take, calculate or execute the language and upload it to the above-mentioned blockchain network 200. The details have been described above and will not be repeated here.

According to yet another embodiment, as mentioned above, the customer purchase data that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, the main control integration module 330 is further communicatively connected to the main control block chain network 310 to update all data on the block chain network 200 in real time. The main control integration module 330 receives the customer purchase data through the main control blockchain module 310. Then, the main control integration module 330 further integrates the customer purchase data, and provides an entry deduction data based on the customer purchase data. For example, when the client selects the fund commodities to be provided or proxied by the bank, the deductions should include the bank account and number of the bank, the corresponding amount of the fund of the bank, and the client Account and number for account opening. For example, when the client selects the fund commodities to be provided or agent by the credit guarantee terminal, the deductible data should include the account of the bank and/or the bank designated by the credit guarantee terminal (that is, the custodian bank) ( (Hereinafter referred to as "specific account entry") name and number, the corresponding amount of the above-mentioned bank fund commodities and/or the above-mentioned credit insurance fund commodities, and the name of the above client's account opening account (hereinafter referred to as "specific debit account") And its number.

Next, the main control integration module 330 provides the deduction data to the block chain network 200 through the main control blockchain module 310 for the account opening bank of the client according to the corresponding fund commodity The amount is deducted from the above client account.

According to yet another embodiment, before the above deduction data should be uploaded to the blockchain network 200, it needs to be encoded in any programming language through the master control integration module 330 to form the blockchain network 200 The languages that can be recognized, read, calculated or executed are uploaded to the above-mentioned blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the deduction data that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, the above-mentioned banking business module 430 further includes a bank account module 432. The specific debit account of the above-mentioned client corresponds to one of the above-mentioned banks (hereinafter referred to as the debit end). The debiting terminal may be connected to the bank blockchain module 410 through the bank account module 432 to update all data on the blockchain network 200 in real time. The bank account module 432 receives the customer purchase data and the account deduction data uploaded by the main control terminal through the bank blockchain module 410. Among them, the above-mentioned customer purchase data and the above-mentioned deductible data contain the content as described above, and will not be repeated here.

According to yet another embodiment, before the upload to the blockchain network 200, the deduction data generated through the master control integration module 330 and the customer purchase data generated through the customer purchase module 630 are uploaded to the blockchain network 200. , The encryption deduction data and the customer purchase information mentioned above have been encrypted through any programming language. Therefore, the bank account module 432 needs to decrypt the account deduction data and the customer purchase data. For example, the bank account module 432 decrypts the deduction account data and the customer purchase data by corresponding to a bank private key exclusively owned by the bank.

The above debiting end can be deducted from the above specific debiting account corresponding to the above client through the above bank account module 432, and according to the above client that subscribes for fund commodities and its corresponding deductible deduction data Corresponding amount. After the bank account module 432 deducts the corresponding amount, the bank account module 432 deducts the corresponding amount from the specific debit account and remits the corresponding amount to the bank or credit guarantee terminal. The specific credit account above.

Then, after the bank account module 432 completes the debit and credit operations, it communicates with the bank blockchain module 410 to update all the data on the blockchain network 200 in real time. The above bank account module 432, through the above bank blockchain module 410, and according to the above actions of deduction and/or account entry, provide or update an actual account entry and deduction data to the blockchain network 200, to For the bank, the credit guarantee terminal or the client to confirm the actual debit and credit data, the actual debit and credit data and the customer purchase data.

According to yet another embodiment, before the actual debit and credit data is uploaded to the blockchain network 200, the bank account module 432 needs to be encoded in any programming language to form the blockchain network 200. The languages that can be recognized, read, calculated or executed are uploaded to the above-mentioned blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the actual debit and credit data that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to another embodiment, when the client selects to purchase the bank fund commodities (that is, the responsible or agent of the fund commodities is the bank side) through the client purchase module 630, the bank side uses the bank The account module 432 communicates with the bank blockchain module 410 to update all the data on the blockchain network 200 in real time. The bank account module 432 receives the customer purchase data and the actual debit account data uploaded by the master terminal through the bank blockchain module 410, and the customer purchase data and the actual debit account can be checked Whether the information matches.

The above bank account module 432 may provide or update a confirmed purchase data based on the verification result of whether the above data is consistent, wherein the above confirmed purchase data includes, for example, "the amount of credit does not match the amount to be credited", "the amount of credit is equal to The amount to be accounted for is consistent, and "account completed" is sufficient to identify whether the above debit terminal has actually completed the debit or the amount of the completed debit is consistent with the text or image content.

Then, after completing the confirmation purchase data, the bank account module 432 uses the bank blockchain module 410 to update all the data on the blockchain network 200 in real time. The bank account module 432 provides or updates the purchase confirmation data to the block chain network 200 through the bank blockchain module 410 for the client to confirm whether the bank fund commodities it subscribes to have been confirmed Complete the application procedures.

According to yet another embodiment, wherein when the client selects to purchase the commodities of the Xinbao Fund through the customer purchasing module 630 (that is, the responsible or agent of the commodities of the fund is the Xinbao terminal), the The account module 532 is communicatively connected to the above-mentioned Xinbao blockchain network 510 to update all data on the above-mentioned blockchain network 200 in real time. The above-mentioned credit insurance module 532 receives the above-mentioned customer purchase data and the above-mentioned actual deduction data uploaded by the main control terminal through the above-mentioned credit insurance blockchain module 510, that is, the above-mentioned customer purchase data and the above-mentioned actual deduction account can be checked Whether the information matches.

The above-mentioned credit insurance module 532 may provide or update a confirmed purchase data according to the verification result of whether the above data is consistent, wherein the above-mentioned confirmed purchase data includes, for example, "the amount of credit does not match the amount to be credited", "the amount of credit is equal to The amount to be accounted for is consistent, and "account completed" is sufficient to identify whether the above debit terminal has actually completed the debit or the amount of the completed debit is consistent with the text or image content.

Then, after completing the confirmation purchase data, the credit insurance account module 532 updates all the data on the blockchain network 200 through the credit insurance module 510 in real time. The above-mentioned credit insurance module 532 provides or updates the above-mentioned confirmed purchase data to the above-mentioned blockchain network 200 through the above-mentioned credit insurance blockchain module 510 for the client to confirm whether the subscription of the above-mentioned credit insurance fund commodities has been confirmed Complete the application procedures.

According to yet another embodiment, before the purchase confirmation data is uploaded to the blockchain network 200, it needs to be coded in any programming language through the bank account module 432 or the credit guarantee module 532 respectively. The language that the blockchain network 200 can recognize, read, calculate, or execute is uploaded to the blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the purchase confirmation data that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, the customer purchase module 630 is further communicatively connected to the customer blockchain module 610 to update all data on the blockchain network 200 in real time. The customer purchase module 630 receives the actual debit and credit data and the confirmation purchase data provided or updated by the bank terminal and/or the credit guarantee terminal through the customer blockchain module 610 to confirm the customer purchase data, The above actual debit and credit information, as well as the above confirmed purchase information are consistent, and whether the application procedures for fund commodities have been completed.

According to yet another embodiment, due to the actual debit data generated by the bank account module 432 and the purchase confirmation data generated by the bank account module 432 and/or the credit insurance module 532, Before uploading to the above-mentioned blockchain network 200, the actual debiting data and the above-mentioned purchase confirmation data have been encrypted through any programming language. Therefore, the customer purchase module 630 needs to decrypt the actual debit data and the purchase confirmation data. For example, the customer purchase module 630 decrypts the actual debit account data and the purchase confirmation data by corresponding to a bank private key exclusively owned by the bank.

Please refer to FIG. 2, which is a schematic diagram of another embodiment of the new fund integrated trading system. According to yet another embodiment, the system 100 further includes a collective security server 700. The above-mentioned collection protection server 700 is further described as follows. The above-mentioned collection security server 700 includes: a collection security blockchain module 710, and a collection security monitoring module 720, which will be described in detail later.

The collection security blockchain module 710 is used to provide a collection security terminal (such as Taiwan Central Depository & Clearing Corporation, Taiwan Depository & Clearing Corporation, abbreviated as TDCC) to communicate with the blockchain network 200 to enable the collection security The terminal becomes a unit node in the blockchain network 200 to update all the data on the blockchain network 200 in real time. That is to say, the collective security terminal through the collective security blockchain module 710 can ensure that the current collective security terminal is operated based on all the latest and synchronized data in the blockchain network 200. .

The treasury monitoring module 720 is communicatively connected to the treasury blockchain module 710 to update all data on the block chain network 200 in real time. The treasury monitoring module 720, through the treasury blockchain module 710, receives the integrated fund commodity data, the deductible deduction data, and the actual debit deduction data provided or updated by the master terminal, and Confirm the purchase information above. The above-mentioned Chiba Blockchain Module 710 has to monitor whether the above-mentioned data are at normal transaction prices or fall within the normal transaction price range, whether it complies with relevant laws and regulations, whether it is truthful transactions and reporting, etc., and finally generate a monitoring result. According to the monitoring results, the collective insurance monitoring module 720 provides the monitoring report to the blockchain network 200 through the collective insurance blockchain module 710 for the bank, the credit guarantee and the client , Receive and confirm the above monitoring report.

According to yet another embodiment, before the monitoring report is uploaded to the blockchain network 200, it needs to be encoded in any programming language through the collective security monitoring module 720 to form the identification and recognition of the blockchain network 200. Read, calculate or execute the language and upload it to the above-mentioned blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the monitoring report that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, since the integrated fund commodity data, the deductible debit data, the actual debit debit data, and the purchase confirmation data that are provided or updated through the master server 300 are uploaded to the block Before the chain network 200, the above data has been encrypted in any programming language. Therefore, the main control terminal, the bank terminal, the credit guarantee terminal, and the client need to decrypt the data before reading the data. For example, the above-mentioned master terminal, the above-mentioned bank terminal, the above-mentioned credit guarantee terminal and the above-mentioned client, through corresponding and exclusive possession of a master private key, a bank private key, a trust private key, and a customer private key, to the above data To decrypt.

According to yet another embodiment, since the monitoring report provided or updated through the collective security monitoring module 720, the monitoring report has been encrypted through any programming language before being uploaded to the blockchain network 200. Therefore, before reading the monitoring report, the main control terminal, the bank terminal, the credit guarantee terminal, and the client terminal need to be decrypted. For example, the above-mentioned master terminal, the above-mentioned bank terminal, the above-mentioned credit guarantee terminal and the above-mentioned client, through corresponding and exclusive possession of a master private key, a bank private key, a trust private key, and a customer private key The report is decrypted.

According to yet another embodiment, the aforementioned collective security server 700 further includes a collective security integration module 730. The collection insurance module 730 receives the data from the collection monitoring module 720 in real time and collects the data. After collecting the above-mentioned data at a specific time (for example, monthly, three-month, half-year, one-year, two-year intervals, etc.), the above-mentioned collection and consolidation module 730 aggregates the above-mentioned data. The collection and consolidation module 730 described above outputs a trust operation report based on the above-mentioned consolidated data. Among them, the above-mentioned trust operation report is a document based on the format prescribed by relevant laws, and/or may reflect the status of transactions and utilization of trust funds and the like.

Then, after completing the trust operation report, the treasury consolidation module 730 updates all the data on the block chain network 200 through the treasury blockchain module 710 in real time. The treasury consolidation module 730, through the treasury blockchain module 710, provides or updates the trust operation report to the block chain network 200 for the main control terminal, the bank terminal, and the credit insurance terminal, And the above-mentioned client confirms the transaction and utilization status of the above-mentioned integrated fund commodities it has subscribed for during the above-mentioned specific time.

According to another embodiment, before the trust operation report is uploaded to the blockchain network 200, it needs to be coded in any programming language through the collective security consolidation module 730 to form the blockchain network 200 that can be identified , Read, calculate or execute language, and upload to the above-mentioned blockchain network 200. The details have been described above and will not be repeated here.

According to another embodiment, as mentioned above, the trust operation report that has been encoded in any programming language needs to be encrypted by an encryption method before being uploaded to the blockchain network 200. Among them, the above encryption method can be any of the above programming languages, any digital data that can be changed, and the above digital data is changed to cipher text content that is difficult to read, and the decryption process is required to restore the cipher text to various types of readable content. method. The details are as described above and will not be repeated here.

According to yet another embodiment, since the trust operation report provided or updated through the treasury consolidation module 730, the trust operation report has been encrypted by any programming language before being uploaded to the blockchain network 200. Therefore, the master control terminal, the bank terminal, the credit guarantee terminal, and the client terminal need to decrypt before reading the trust operation report. For example, the above-mentioned master terminal, the above-mentioned bank terminal, the above-mentioned credit guarantee terminal and the above-mentioned client, through the corresponding and exclusively owned one master private key, one bank private key, one credit private key, and one customer private key, to the trust Use the report to decrypt.

According to yet another embodiment, the system 100 further includes a network management server (not shown). The network management server includes: a network management blockchain module (not shown) and a network management module (not shown). Details are as follows Said.

The network management blockchain module is used to provide a network management terminal communication link to the blockchain network 200, so that the network management terminal becomes a unit node in the blockchain network 200 to update the blockchain in real time All data on the network 200. That is, the network management terminal through the network management blockchain module can ensure that the network management terminal currently operating is based on all the latest and synchronized data in the blockchain network 200.

The above-mentioned network management module is communicatively connected to the above-mentioned network management blockchain module to update all data on the above-mentioned blockchain network 200 in real time. The network management module receives the information uploaded by each unit node in the blockchain network 200 through the network management blockchain module to confirm or detect the network data included in the blockchain network 200 Security concerns such as traffic, Computer virus, Trojan Horse, or Malware.

To integrate the above fund integration trading system, due to the inherent technology of the blockchain network, the data can be continuously written and updated in real time, and the data is recorded in the history of the data, according to the characteristics of traceability and non-repudiation. In addition, the data uploaded to the blockchain network, such as the client's personal data, customer purchase data, etc., if asymmetrically encrypted, the encrypted data history has the characteristics of unchangeable and hidden.

That is to say, the communication between the bank, the credit guarantee terminal, the client terminal, and the main control terminal (even the collection insurance terminal) must be written, transmitted and received by the blockchain technology in real time, to achieve the ability to respond at any time A mechanism for providing and updating fund commodity information by each fund commodity provider (ie bank and credit guarantee). Therefore, the system of the present invention can solve the aforementioned shortcomings and provide a more complete and timely fund purchase and deduction process for fund commodities, compared with the traditional way to purchase through various fund purchase channels. Moreover, due to the technical introduction of data encryption and decryption, the present invention makes the fund application process more highly concealed and unchangeable, and provides a safe and reliable fund application transaction platform.

The present invention is disclosed in the preferred embodiments herein. However, any person skilled in the art should understand that the above embodiments are only used to describe the present invention and are not intended to limit the scope of the patent rights claimed by the present invention. Any changes or replacements that are equivalent or equivalent to the above embodiments should be interpreted as being covered within the spirit or scope of the present invention. Therefore, the scope of protection of this new model shall be subject to the scope defined in the following patent application.

100: Fund integrated trading system 200: Blockchain network 300: main control server 310: Main control blockchain module 320: main control contract module 330: Master control integrated module 400: Bank server 410: Bank Blockchain Module 420: Bank contract module 430: Banking Business Module 431: Bank commodity module 432: Bank Account Module 500: Xinbao server 510: Xinbao Blockchain Module 520: Credit Insurance Contract Module 530: Credit Insurance Business Module 531: Credit Insurance Commodity Module 532: Credit Insurance Account Module 600: client server 610: Customer Blockchain Module 620: Customer contract module 630: Customers buy modules 700: Consolidation server 710: Chiba Blockchain Module 720: security monitoring module 730: Collecting and Collecting Module

In order to make the above and other objects, features, advantages and embodiments of the present invention more obvious and understandable, the attached drawings are described as follows: FIG. 1 is a schematic diagram of an embodiment of a new type of fund integrated trading system. FIG. 2 is a schematic diagram of another embodiment of the new fund integrated trading system.

100: Fund integrated trading system

200: Blockchain network

300: main control server

310: Main control blockchain module

320: main control contract module

330: Master control integrated module

400: Bank server

410: Bank Blockchain Module

420: Bank contract module

430: Banking Business Module

431: Bank commodity module

432: Bank Account Module

500: Xinbao server

510: Xinbao Blockchain Module

520: Credit Insurance Contract Module

530: Credit Insurance Business Module

531: Credit Insurance Commodity Module

532: Credit Insurance Account Module

600: client server

610: Customer Blockchain Module

620: Customer contract module

630: Customers buy modules

Claims (10)

A fund integrated trading system applied to any digital electronic device. The system includes: A master control server, including: A master blockchain module, connected to a blockchain network, and updating all data on the blockchain network in real time; A master contract module that generates a smart contract to provide the smart contract to the blockchain network through the master blockchain module; and A main control integration module, through the main control blockchain module, receive a bank fund commodity information and an investment fund commodity information, integrate the bank fund commodity information and the investment fund commodity information, and through the main control area The blockchain module outputs an integrated fund commodity information to the blockchain network, where the integrated fund commodity information includes specific purchase conditions of the bank fund commodity and the credit guarantee fund commodity; A bank server, including: A bank blockchain module, connected to the blockchain network, and updating all data on the blockchain network in real time; A bank contract module, through the bank blockchain module, receive the smart contract, sign the smart contract, and through the bank blockchain module, provide the signed smart contract to the blockchain network; as well as A bank business module, including a bank commodity module, after signing the smart contract, the bank commodity module provides the bank fund commodity information, and through the bank blockchain module, provides the bank fund commodity information to the Blockchain network, where the bank fund commodity information includes a bank fund commodity and specific purchase conditions of the bank fund commodity; and Yixinbao server, including: A credit guarantee blockchain module, connected to the blockchain network, and updating all data on the blockchain network in real time; A SINOSURE contract module, through the SINOSURE blockchain module, receive the smart contract, sign the smart contract, and through the SINOSURE blockchain module, provide the signed smart contract to the blockchain network; as well as A credit insurance business module, including a credit guarantee commodity module, after signing the smart contract, the credit guarantee commodity module provides the credit guarantee fund commodity information, and through the credit guarantee blockchain module, provides the credit guarantee fund commodity information to the Blockchain network, where the information materials of the SPIC Fund include a SPIC Fund commodity and specific purchase conditions of the SPIC Fund commodity. If the fund integrated trading system of claim 1, further includes a client server, which includes: A customer blockchain module that connects to the blockchain network and updates all data on the blockchain network in real time; and A customer contract module receives the smart contract through the customer blockchain module, signs the smart contract, and provides the signed smart contract to the blockchain network through the customer blockchain module. If the fund integrated trading system of claim 2, the client server further includes: A customer purchases a module. After signing the smart contract, the customer purchases the module to receive the integrated fund commodity data through the customer's blockchain module, and according to the specific purchase conditions, chooses to purchase one of the integrated fund commodity data Integrate fund commodities, and output a customer's purchase data to the blockchain network through the customer's blockchain module. For example, the fund integration trading system of claim 3, wherein the master control integration module receives the customer purchase data through the master control blockchain module, and integrates the customer purchase data, based on the customer purchase data, through the The main control blockchain module provides an entry deduction data to the blockchain network. For example, the fund integration transaction system of claim 4, wherein the banking business module further includes a bank account module, and the bank account module receives the customer's purchase information and the deductible through the bank blockchain module Account data, in order to deduct a corresponding amount from a specific deduction account based on the deduction data that should be entered, to transfer the corresponding amount to a specific account, and provide an actual entry through the bank blockchain module Debit data to the blockchain network. For example, in the fund integration trading system of claim 5, when the customer purchase module chooses to purchase the bank fund commodities, the bank account module also receives the customer purchase data and the actual deposit through the bank blockchain module Debit data to check whether the customer's purchase data and the actual debit account data match, and according to the verification result, provide a confirmed purchase data to the blockchain network through the bank blockchain module. For example, the fund integration trading system of claim 5, wherein the SINOSURE business module further includes an SINOSURE account module. When the customer purchases the module and chooses to purchase the SINOSURE fund commodities, the SINOSURE account module uses the SINOSURE block The chain module receives the customer's purchase data and the actual debit and credit data to check whether the customer's purchase data and the actual debit and credit data are consistent, and according to the verification result, provides a confirmation purchase through the credit guarantee blockchain module Data to the blockchain network. If the fund integrated transaction system of claim 6 or 7, wherein the customer purchase module receives the actual debit data and the confirmation purchase data through the customer blockchain module, to confirm the customer purchase data, the actual Whether the debit account data and the confirmation purchase data match. If the fund integrated trading system of claim 6 or 7 is required, it also includes a collective insurance server, which includes: An Jibao blockchain module, connected to the blockchain network, and updating all data on the blockchain network in real time; and A collection insurance monitoring module, through the collection insurance blockchain module to receive the integrated fund commodity data, the deductible deduction data, the actual deduction deduction data, and the purchase confirmation data to monitor whether the data is Normal, and according to the monitoring result, provide a monitoring report to the blockchain network through the Chiba blockchain module. For example, the fund integrated trading system of claim 9, wherein the collection insurance server further includes: A collection of insurance collection module, real-time receive and collect the data from the collection insurance monitoring module, aggregate the data at a specific time, according to the data, output a trust operation report, and through the collection area The blockchain module provides the trust operation report to the blockchain network.

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