TWI772639B - Transfer system and method for generating transfer object list - Google Patents

Abstract

A transfer system includes a financial server that stores multiple pieces of financial user data, a social media server that stores multiple pieces of social user data, and a user. The user sends a transfer object import instruction to the social media server under the condition that the financial user account and the social user account are respectively logged in to the financial server and the social media server. The social media server selects target friend data that meets the binding conditions from the community friend list of the specific community user data according to the transfer object import instruction, and generates a screening result including the target friend data. The financial server obtains and generates and provides a transfer object list to the user according to the screening result and one or more pieces of target financial user data corresponding to the target friend data in the financial user data.

Description

Transfer system and method for generating transfer object list

The present invention relates to a transfer system and a method for generating a transfer object list, in particular to a transfer system and a method for generating a transfer object list involving network communication technology.

In modern society, most of the banking institutions provide online transfer services. Therefore, when users want to transfer funds, they do not need to go to the setting of the ATM, but can use a computer or mobile phone to quickly and conveniently complete the transfer.

However, although the existing network transfer interface can allow users to create a frequently used transfer list, the user still needs to add frequently used payment accounts one by one in the frequently used transfer list, which is laborious and time-consuming. There are clear areas for improvement.

Therefore, one of the objectives of the present invention is to provide a transfer system that can improve the inconvenience of the prior art and overcome at least one disadvantage of the prior art.

Therefore, the transfer system of the present invention includes a financial server, a social media server and a user. The financial server terminal stores a plurality of financial user data, and each financial user data includes a financial account number. The social media server stores multiple pieces of social user data, each piece of social user data includes a community account ID and a list of community friends, the social friend list includes at least one piece of friend data, and each piece of friend data corresponds to in one of those community user profiles. The user terminal is used for electrically connecting the financial server terminal and the social media server terminal. In the case that the user logs in to the financial server with a financial user account and also logs in to the social media server with a social user account, the user logs in to the financial server according to the user's operation through a The specific application generates and transmits a transfer object import instruction to the social media server, the financial user account corresponds to one of the financial user data, and the social user account corresponds to the social media A specific community user data in the group user data, and the transfer object import instruction indicates the specific community user data. When receiving the transfer object import instruction, the social media server selects one or more of the friend data(s) in the community friend list of the specific community user data according to the transfer object import instruction Write a target friend profile that meets a binding condition, and then generate a screening result including the target friend profile(s), for each piece of friend profile of the user profile in the specific community, the binding condition represents the friend profile corresponding to the piece of friend profile There is a binding relationship between the community user data of , and the specific application. The financial server obtains the screening result and generates a transfer object list according to the screening result and one or more pieces of target financial user data in the financial user data corresponding to the target friend data(s), and assigns the transfer object A list is provided to the user, and the transfer object list includes one or more transfer object data respectively corresponding to the data of the target friend(s) and the data of the target financial user(s).

In some implementation aspects of the transfer system of the present invention, some of the financial user data each have a community binding identification code, and each piece of friend data includes the community user data corresponding to the friend data. For the community account ID, when the financial server obtains the screening result, it first selects the target corresponding to the target friend data from the financial user data according to the community account ID of each target friend data Financial user information, and then generate the transfer target list according to the target friend information(s) and the target financial user information(s) corresponding to the target friend information(s) respectively, and the community account identification code of each target friend information Matches the community binding identifier of the target financial user data corresponding to the target friend data, and each transfer object data includes the community account identifier corresponding to the target friend data and the corresponding target financial This financial account number for the user profile.

In some implementation aspects of the transfer system of the present invention, each piece of community user data further includes a user nickname and a user image, and each piece of friend data includes the social network of the community user data corresponding to the piece of friend data The group account identification code, the user nickname and the user image, each transfer object data includes the community account identification code, the user nickname and the user image corresponding to the target friend data, as well as the corresponding target financial user The financial account number of the data, the user terminal outputs the transfer target list after receiving the transfer target list, and the user terminal outputs the transfer target list by displaying the user nickname and the user image of each transfer target data picture.

In some implementation aspects of the transfer system of the present invention, when receiving the transfer object import instruction, the social media server also creates a relationship between the specific community user data and the specific application according to the transfer object import instruction binding relationship between.

In some implementation aspects of the transfer system of the present invention, the financial user data corresponding to the financial user account is used as a specific financial user data, and the screening result further includes the community account identification code of the specific community user data , and, after receiving the screening result, the financial server stores the community account ID included in the screening result, and establishes the community account ID included in the screening result and the specific financial user data included The binding relationship between the financial accounts.

In some implementation aspects of the transfer system of the present invention, each piece of financial user information includes one or more financial account numbers. After generating the screening result, the social media server also provides the screening result to the user. The financial server generates and transmits a bindable account list to the user when receiving a bindable account request from the consumer, and the bindable account list includes the (etc.) included in the specific financial user data. ) financial account number. The user end displays the financial account(s) in the list of bindable accounts when receiving the list of bindable accounts, and upon receiving a list of financial accounts that are generated according to the user's operation and indicate the list of accounts that can be binded When an account selection instruction for a designated financial account in the financial account(s) is sent, the designated financial account is sent to the financial server. The financial server obtains the screening result from the user, and establishes a binding relationship between the community account ID included in the screening result and the designated financial account.

Another object of the present invention is to provide a method for generating a transfer object list implemented by the transfer system.

The method for generating a transfer object list of the present invention is implemented by a transfer system. The transfer system includes a user terminal, a financial server terminal, and a social media server terminal. The financial server terminal stores a plurality of financial user data, and each financial user data includes A financial account, the social media server stores multiple pieces of community user data, each piece of community user data includes a community account ID and a community friend list, and the community friend list includes at least one piece of friend data. A piece of friend data corresponds to one of the community user data; the method for generating the transfer object list includes: (A) logging into the financial server with a financial user account at the user and also using a community user When the account is logged into the social media server, the user generates and transmits a transfer object import instruction to the social media server through a specific application program related to the financial server according to the user's operation, wherein the The financial user account corresponds to one of the financial user data of the financial user data, the community user account corresponds to a specific community user data of the community user data, and the transfer object import instruction indicates that the specific community user information; (B) when the social media server receives the transfer object import instruction, according to the transfer object import instruction, from the ( etc.) select one or more target friend profiles that meet a binding condition, and then generate a screening result including the target friend profile(s), wherein for each piece of friend profile of the specific community user profile , the binding condition indicates that there is a binding relationship between the community user data corresponding to the friend data and the specific application; (C) the financial server obtains the screening result and according to the screening result and the financial In the user data, a transfer object list is generated corresponding to one or more pieces of target financial user data of the (etc.) target friend data, and the transfer object list is provided to the user, and the transfer object list includes one or more The transfer object data corresponding to the (etc.) target friend data and the (or other) target financial user data.

In some implementation aspects of the method for generating a transfer object list of the present invention, some of the financial user data each have a community binding identification code, and each friend data includes the community corresponding to the friend data The community account identification code of the user data, in step (C), when the financial server obtains the screening result, it is first based on the community account identification code of each target friend data from the financial user data. Selecting the target financial user data corresponding to the target friend data, and then generating the transfer object list according to the target friend data(s) and the target financial user data(s) corresponding to the target friend data(s) respectively, wherein, The community account ID of each target friend profile matches the community binding ID of the target financial user profile corresponding to the target friend profile, and each transfer object profile includes the corresponding target profile ID of the target friend profile. The community account identifier and the financial account number corresponding to the target financial user information.

In some implementation aspects of the method for generating the transfer object list of the present invention, each piece of community user data further includes a user nickname and a user image, and each piece of friend data includes the community user data corresponding to the friend data The community account identification code, the user nickname and the user image, in step (C), each transfer object data includes the community account identification code, the user nickname and the user corresponding to the target friend data image, and the financial account number corresponding to the target financial user data, the method for generating the transfer object list further includes a step (D) after step (C): the user outputs the transfer object list, and the user The way of outputting the transfer object list is to display the user nickname and the user image of each transfer object data.

In some implementation aspects of the method for generating a transfer object list of the present invention, in step (B), when receiving the transfer object import instruction, the social media server also creates the specific object according to the transfer object import instruction The binding relationship between community user data and this specific application.

In some implementation aspects of the method for generating a transfer object list of the present invention, in step (A), the financial user data corresponding to the financial user account is used as a specific financial user data, and in step (B), the financial user data The screening result also includes the community account ID of the specific community user profile, and, in step (C), the financial server also stores the community account ID included in the screening result, and establishes the screening The binding relationship between the community account identification code contained in the result and the financial account number contained in the specific financial user profile.

In some implementation aspects of the method for generating a transfer object list of the present invention, each piece of financial user data includes one or more financial account numbers, and in step (B), the social media server also provides the screening result to the The user end, and the method for generating the transfer object list further includes a step between steps (B) and (C): (E) the financial server end receives a bindable account request from the user end. Sending a bindable account list to the user, the bindable account list includes the financial account(s) included in the specific financial user data; (F) when the user receives the bindable account list Displaying the financial account(s) in the list of accounts that can be bound, and receiving a message generated according to the user's operation and indicating one of the designated financial accounts of the financial account(s) in the list of accounts that can be bound When the account selection instruction is executed, the designated financial account number is sent to the financial server. In step (C), the financial server obtains the screening result from the user, and establishes a binding relationship between the community account ID included in the screening result and the designated financial account.

The effect of the present invention is that: the social media server can select the target friend data from the friend data according to the binding condition and generate the screening result, and the financial server can generate the screening result according to the screening result. A transfer object list is provided, and the transfer object list is provided to the user, so that the user can select the object to be transferred from the transfer object list through the user. In this way, the user can use the transfer system And all the friends who use the specific application in their community user accounts are directly transferred to the user terminal as a common remittance object, without the need for time-consuming to add a common receiving account, thus completely overcoming the prior art. inconvenience.

Before the present invention is described in detail, it should be noted that the "electrical connection" mentioned in this patent specification generally refers to the wired electrical connection between a plurality of electronic devices/devices/elements through conductors/semiconductors, as well as through wireless communication. A radio connection for data transfer. In addition, the "electrical connection" mentioned in this patent specification also generally refers to the "direct electrical connection" formed directly between two electronic devices/devices/components, and between the two electronic devices/devices/components through other electronic devices. "Indirect electrical connections" formed by equipment/devices/components.

Referring to FIG. 1 , an embodiment of the transfer system 1 of the present invention includes a user terminal 11 , a financial server terminal 12 and a social media server terminal 13 , and the user terminal 11 is used for electrically connecting to the financial server through a communication network 50 . The terminal 12 and the social media server terminal 13, in this embodiment, the communication network 50 can be, for example, the Internet, but not limited thereto. In addition, in other embodiments, the number of the use ends 11 may also be multiple, which is not limited to this embodiment.

In this embodiment, the user 11 belongs to a specific user and is implemented as a smart phone, for example, the financial server 12 belongs to a banking institution and is implemented as a financial server, and the institution The group media server 13 belongs to, for example, a social media service provider (such as Facebook, but not limited thereto) and is implemented as a social media server, for example. It should be noted that, in other embodiments, the user terminal 11 can also be implemented as a tablet computer, a notebook computer or a desktop computer, and the financial server terminal 12 can also be implemented as a server including a plurality of servers and the social media server 13 can also be implemented as a social media server including a plurality of other servers, which is not limited to this embodiment.

It is further explained that in this embodiment, the user terminal 11 is pre-installed with a specific application program, for example, the specific application program is issued by the banking institution and is suitable for providing the relevant network services of the banking institution. More specifically, by running the specific application program, the user terminal 11 can log in to the financial server terminal 12 with a financial user account according to the operation of the specific user and provide an online banking operation interface, and the financial user The account is, for example, subscribed by the specific user to the banking institution, and is used as a specific financial user account in this embodiment. In this way, when the user terminal 11 logs into the financial server terminal 12 with the specific financial user account, the specific user can perform online banking services such as online transfer and personal account inquiry on the online banking operation interface. .

The financial server 12 stores a plurality of financial user data D12, and one of the financial user data D12 corresponds to the specific user and the specific financial user account owned by the financial user. For the convenience of description, the financial user data D12 corresponding to the specific financial user account is taken as a specific financial user data D12' shown in FIG. When a specific financial user account logs into the financial server 12 , the user 11 obtains and stores the specific financial user data D12 ′ from the financial server 12 .

It should be added that, in addition to the specific financial user data D12', the other financial user data D12 in the financial server 12 respectively correspond to other multiple users and other multiple users possessed by the users. but not limited to financial user accounts.

In this embodiment, each financial user data D12 includes a financial user identification code D121 and one or more financial account numbers D122. The financial user identification code D121 is unique and can be implemented as, for example, the ID number of the corresponding user, but not limited thereto. In addition, each financial account D122 of each financial user data D12 corresponds to a financial account. For example, if one of the financial user data D12 only includes a single financial account D122, it means that the financial user data D12 corresponds to The user only has a single financial account in the banking institution. For another example, if another financial user data D12 contains three financial account numbers D122, it means that the other financial user data D12 corresponds to the use of The person has a total of three financial accounts with the banking institution. For the convenience of subsequent description, it is assumed here that the specific financial user profile D12' includes three financial account numbers D122 as shown in FIG. 1 , but it is not limited thereto.

The social media server 13 stores multiple pieces of social user data D13 , and one of the social user data D13 corresponds to the specific user and a specific social use owned by the specific user. The specific social user account is obtained by, for example, the specific user registering with an account registration system provided by the social media service provider through the Internet, but not limited thereto. For the convenience of description, the community user data D13 corresponding to the specific community user account is taken as a specific community user data D13' shown in FIG. 1 , and when the user terminal 11 uses the specific community user data When the group user account logs into the social media server 13 , the user 11 obtains and stores the specific community user data D13 ′ from the social media server 13 .

It should be added that, in addition to the specific community user data D13 ′, the other community user data D13 in the social media server 13 respectively correspond to other multiple social media users and the social media users. Multiple other community user accounts owned by the user, but not limited to this.

In this embodiment, each piece of community user data D13 includes a community account identification code D131, a binding state parameter D132, a user nickname D133, a user image D134, and a community friend list D135. Taking the specific community user data D13' as an example, the community account identification code D131 is composed of multiple characters and is unique. The value of the binding state parameter D132 can be set by the social media server 13 and indicates whether there is a binding relationship between the specific social user data D13' and the specific application. The user nickname D133 is, for example, the name or nickname edited by the specific user and uploaded to the social media server 13 , and the user image D134 is, for example, uploaded by the specific user to the social media server 13 and is set to be an image of the headshot of the user account of that particular community, but not limited thereto. It should be noted that, for the convenience of the subsequent description, it is assumed here that the binding state parameter D132 of the specific community user data D13' is set by the social media server 13 to be not bound to the specific application.

Referring to FIG. 2 , the community friend list D135 includes multiple (or a single) friend data D136 , and each friend data D136 corresponds to the community user data D13 except for the specific community user data D13 ' one of the community user profiles D13. More specifically, in this embodiment, each piece of friend data D136 includes the community account identification code D131, the user nickname D133 and the user image D134 of the community user data D13 corresponding to the friend data D136 , but not limited to this.

It is added that, for each other piece of community user data D13 other than the specific community user data D13', the community account identification code D131, the binding state parameter D132, the user nickname included in each of them D133 , the user image D134 and the community friend list D135 are the same in nature and meaning as the specific community user data D13 ′, so they will not be repeated here.

It is worth noting that in the financial user data D12 of this embodiment, some of the financial user data D12 other than the specific financial user data D12' each have a community binding identification code D123 (shown in FIG. 3 ). ). Referring to FIG. 3 , for example, an exemplary financial user profile D12A with the community binding ID D123 represents the exemplary financial user profile D12A and the social media There is a binding relationship between one of the exemplary community user data D13A stored in the server 13, and the community binding identification code D123 of the exemplary financial user data D12A is the same as that of the exemplary community user data D13A. The included community account identifiers D131 match each other. Further, if the financial user account corresponding to the exemplary financial user data D12A is regarded as an exemplary financial user account, and the community user corresponding to the exemplary community user data D13A is used as an exemplary financial user account account as an exemplary community user account, the community binding ID D123 of the exemplary financial user profile D12A and the community account ID D131 of the exemplary community user profile D13A represent the exemplary There is a binding relationship between the financial user account and the exemplary community user account.

Referring to FIG. 4 and referring to FIG. 1 and FIG. 2 , the user terminal 11 has logged in the financial server 12 and the social media server 13 with the specific financial user account and the specific social user account respectively. On the premise, the following exemplarily describes in detail how the transfer system 1 of this embodiment implements a method for generating a transfer object list.

First, in step S1, the user 11 generates and transmits a transfer object import instruction to the social media server 13 through the specific application according to the operation of the specific user, so as to use the social media server The SDK (English full name of Software Development Kit) of the terminal 13 requests the social media server terminal 13 for identity authentication and a list of the friend data D136 related to the specific community user data D13'. In this embodiment, the transfer object import instruction, for example, includes the community account identification code D131 of the specific community user data D13', so that the transfer object import command indicates the specific community user data D13'. More specifically, the online banking operation interface provided by the specific application program has a social media binding authorization option (not shown in the figure), and when the user 11 detects the social media binding When the custom authorization option is clicked, the user 11 will generate and transmit the transfer object import instruction to the social media server 13 .

Next, in step S2, when the social media server 13 receives the transfer object import instruction from the user 11, the social media server 13 firstly bases on the The community account identification code D131 (that is, the community account identification code D131 of the specific community user data D13') selects the specific community user data D13' from the community user data D13, and then selects the specific community user data D13' from the specific community user data D13. One or more target friend data that meet a binding condition is selected from the friend data D136 in the community friend list D135 of the group user data D13', and a screening result is generated. In addition, the social media server 13 also establishes a binding relationship between the specific community user data D13' and the specific application according to the transfer object import instruction. For ease of description, it is assumed that the total number of target friend data is N, and N is an integer greater than 1. However, in other embodiments, N may also be 1, which is not limited to this embodiment.

In this embodiment, for each piece of friend data D136 in the specific community user data D13', the binding condition represents the existence of the community user data D13 corresponding to the friend data D136 and the specific application. binding relationship. For example, if a certain friend data A corresponds to a community user data A in the community user data D13, and if the binding state parameter D132 of the community user data A indicates the community user data If A is bound to the specific application, the friend data A will be determined by the social media server 13 as meeting the binding condition.

More specifically, in this embodiment, the screening result includes the N pieces of target friend data and the community account identification code D131 of the specific community user data D13'. Furthermore, the social media server 13 establishes the binding between the specific community user data D13' and the specific application by resetting the value of the binding state parameter D132 of the specific community user data D13' relationship, but not limited to this.

Next, in step S3 , the social media server 13 provides the screening result to the user 11 .

Next, in step S4, when the user terminal 11 receives the screening result from the social media server 13, the user terminal 11 temporarily stores the screening result.

Next, in step S5, the user 11 generates and transmits a bindable account request to the financial server 12, and the bindable account request includes, for example, the financial user identification code D121 of the specific financial user data D12' and the community account identification code D131 of the specific community user data D13', but not limited thereto.

Next, in step S6, when the financial server 12 receives the bindable account request from the user 11, the financial server 12 uses the financial user identification code D121 included in the bindable account request. The specific financial user data D12 ′ is selected, and a list of bindable accounts is generated according to the specific financial user data D12 ′. Then, the financial server 12 transmits the bindable account list to the user 11 . In this embodiment, the bindable account list includes the three financial accounts D122 included in the specific financial user data D12', but it is not limited thereto.

Next, in step S7, when the user terminal 11 receives the bindable account list from the financial server 12, the user terminal 11 displays the three financial accounts D122 in the bindable account list for use in This particular user selects.

Next, in step S8, when the user terminal 11 receives an account selection instruction generated according to the operation of the specific user and indicating one of the three financial accounts D122, the account selection instruction indicated by the account selection instruction The issued financial account number D122 is sent to the financial server 12 . For the convenience of description, the financial account number D122 indicated by the account selection instruction is referred to as a designated financial account number D122.

Next, in step S9, when the financial server 12 receives the account selection instruction from the user 11, the financial server 12 uses the community account identification code D131 received in step S6 as the specific A community binding identification code D123 (shown in FIG. 3 ) possessed by the financial user data D12' is stored, and a community binding identification between the designated financial account D122 and the specific financial user data D12' is established according to the account selection instruction The binding relationship between codes D123. In other words, the financial server 12 not only establishes the binding relationship between the specific financial user account and the specific community user account, but also uses the financial account corresponding to the designated financial account D122 as the specific financial use A pre-set transfer to and from a financial account of the client's account. Next, the financial server 12 sends a binding completion notification to the user 11 .

Next, in step S10, after the user terminal 11 receives the binding completion notification from the financial server terminal 12, the user terminal 11 temporarily stores the screening result and the specific financial user data D12'. The financial user identification code D121 is also sent to the financial server 12 . In this way, when the financial server 12 receives the screening result and the financial user identification code D121 of the specific financial user data D12', it can determine that the screening result corresponds to the financial user identification code D121. Specific financial user profile D12'.

Next, in step S11, when the financial server 12 receives the screening result from the user 11 and the financial user identification code D121 of the specific financial user data D12', the financial server 12 according to the screening result The N community account identifiers D131 of the N pieces of target friend data select N pieces of target financial user data corresponding to the N pieces of target friend data from the financial user data D12, and then according to the N pieces of target friend data The data and the N pieces of target financial user data corresponding to the N pieces of target friend data respectively generate a transfer object list, and transmit the transfer object list to the user 11 .

More specifically, for each target friend information of the screening result, the financial server 12 associates the community binding identification code D123 (shown in FIG. 3 ) contained in the financial user information D12 with the target friend The financial user data D12 that matches the community account identification code D131 of the data is used as the target financial user data corresponding to the target friend data. It is worth noting that, since the N pieces of target friend data in the screening result respectively correspond to the N pieces of community user data D13 that have been bound to the specific application in the financial server 12, therefore, in the financial server There must be N pieces of target financial user data corresponding to the N pieces of target friend data respectively in the terminal 12 .

In this embodiment, the transfer object list includes N transfer object data corresponding to the N target friend data and the N target financial user data respectively, and each transfer object data includes the social network corresponding to the target friend data. The group account identification code D131, the user nickname D133, the user image D134, and the financial account number D122 corresponding to the target financial user information.

Next, in step S12, the user 11 stores and outputs the transfer object list for the specific user to view. It should be noted that, in this embodiment, the user terminal 11 outputs the transfer object list each time, for example, by displaying the user nickname D133 and the user image D134 of each transfer object data, but not displaying the transfer object The community account identification code D131 and the financial account number D122 of the data, so that whether the specific user just wants to browse the transfer object list or make a network transfer through the specific application, it can be more convenient and intuitive According to the user nicknames D133 and the user images D134 displayed on the user terminal 11, it is possible to identify which friend in the user account of the specific community each transfer object data represents, which is conducive to faster Select the object to be transferred from the transfer object list.

The above is the method for generating a transfer object list implemented by the transfer system 1 of this embodiment.

It should be added that, in the method for generating the transfer object list in this embodiment, since the social media server 13 establishes the binding relationship between the specific community user data D13' and the specific application in step S2 , and the financial server 12 establishes a binding relationship between the designated financial account D122 and the community binding identification code D123 of the specific financial user data D12' in step S9, whereby the specific community user The community account identification code D131, user nickname D133, user image D134, and the designated financial account number D122 of the data D13' can be subsequently imported into other users through the method of generating the transfer object list, and stored by the user. As the transfer object data in other users.

To sum up, with the method for generating the transfer object list in this embodiment, the social media server 13 can select the target friend data from the friend data D136 according to the binding condition and generate the screening result, The financial server 12 can generate the transfer object list according to the screening result, and provide the transfer object list to the user 11 for the user to select the desired transfer from the transfer object list through the user 11 In this way, the user can directly transfer all the friends who use the specific application in his community user account to the user terminal 11 through the transfer system 1 of this embodiment as a common remittance Therefore, the purpose of the present invention can be achieved indeed.

However, the above are only examples of the present invention, and should not limit the scope of the present invention. Any simple equivalent changes and modifications made according to the scope of the application for patent of the present invention and the content of the patent specification are still within the scope of the present invention. within the scope of the invention patent.

1: Transfer system 11: Use side 12: Financial Server 13: Social Media Server 50: Communication Network D12: Financial User Profile D12’: specific financial user information D12A: Exemplary Financial User Profile D121: Financial user identification code D122: Financial Account Number D123: Community binding identification code D13: Community User Profile D13’: User profile of a specific community D13A: Exemplary Community User Profile D131: Community Account ID D132: Binding state parameters D133: User nickname D134: User Image D135: List of community friends D136: Friends Information S1~S12: Steps

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, wherein: Fig. 1 is a block schematic diagram of an embodiment of the transfer system of the present invention; FIG. 2 is a schematic diagram exemplarily illustrating a social friend list in this embodiment; FIG. 3 is a schematic diagram exemplarily illustrating an exemplary financial user profile and an exemplary community user profile in this embodiment; and FIG. 4 (composed of FIGS. 4A and 4B ) is a flow chart illustrating how this embodiment implements a method for generating a transfer object list.

1: Transfer system

11: Use side

12: Financial Server

13: Social Media Server

50: Communication Network

D12: Financial User Profile

D12’: specific financial user information

D121: Financial user identification code

D122: Financial Account Number

D13: Community User Profile

D13’: User profile of a specific community

D131: Community Account ID

D132: Binding state parameters

D133: User nickname

D134: User Image

D135: List of community friends

Claims (10)

A transfer system, comprising: a financial server that stores multiple pieces of financial user data, each piece of financial user data includes a financial account; a social media server that stores multiple pieces of community user data, each piece of community user data includes a community account identification code, a community friend list, a user nickname and a user image, the community friend list includes at least one friend data, and each friend data corresponds to one of the community user data, and includes the community account identification code, the user nickname and the user image of the community user data corresponding to the friend data; and a user terminal for electrically connecting the financial server and the social media server wherein, when the user logs in to the financial server with a financial user account and also logs in to the social media server with a social user account, the user logs in to the social media server according to the user's operation through a The specific application of the financial server generates and transmits a transfer object import instruction to the social media server, the financial user account corresponds to one of the financial user data, and the social user account corresponds to A specific community user data in the community user data, and the transfer object import instruction indicates the specific community user data; when the social media server receives the transfer object import instruction, according to The transfer object import instruction selects one or more target friend data that meet a binding condition from the friend data(s) in the community friend list of the specific community user data, and then generates a file containing the (etc.) )Target The screening result of friend data, for each friend data of the specific community user data, the binding condition means that there is a binding relationship between the community user data corresponding to the friend data and the specific application; the financial The server obtains the screening result and generates a transfer object list according to the screening result and one or more pieces of target financial user data in the financial user data corresponding to the target friend data(s), and provides the transfer object list To the user, the transfer object list includes one or more transfer object data corresponding to the target friend data(s) and the target financial user data(s) respectively, and each transfer object data includes the corresponding target friend data The community account identification code, the user nickname and the user image, and the financial account number corresponding to the target financial user information; the user side outputs the transfer object list after receiving the transfer object list, and the The user end outputs the transfer object list by displaying the user nickname and the user image of each transfer object data, but not displaying the community account ID and the financial account number of the transfer object data. The transfer system according to claim 1, wherein some of the financial user data each have a community binding identification code, and each piece of friend data includes the community user data corresponding to the friend data. For the community account ID, when the financial server obtains the screening result, it first selects the target corresponding to the target friend data from the financial user data according to the community account ID of each target friend data Financial user information, and then generate the transfer target list according to the target friend information(s) and the target financial user information(s) corresponding to the target friend information(s) respectively, and the community account identification code of each target friend information corresponds to the pen The community binding identification code of the target financial user data corresponding to the target friend data, and each transfer object data includes the community account identification code corresponding to the target friend data and the corresponding target financial user data. financial account. The transfer system according to claim 1, wherein when receiving the transfer object import instruction, the social media server also establishes a relationship between the specific community user data and the specific application according to the transfer object import instruction binding relationship between. The transfer system according to claim 1, wherein the financial user data corresponding to the financial user account is used as a specific financial user data, and the screening result further includes the community account identification code of the specific community user data , and, after receiving the screening result, the financial server stores the community account ID included in the screening result, and establishes the community account ID included in the screening result and the specific financial user data included The binding relationship between the financial accounts. The transfer system according to claim 4, wherein: each financial user data includes one or more financial account numbers; the social media server also provides the screening result to the user after generating the screening result; the financial The server generates and transmits a bindable account list to the user when receiving a bindable account request from the user, and the bindable account list includes the financial(s) included in the specific financial user data. account; the user will display the bindable account when receiving the list of bindable accounts. the financial account(s) in the account list, and when receiving an account selection instruction generated according to the user's operation and indicating one of the specified financial accounts in the financial account(s) in the account list that can be bound , and transmit the designated financial account number to the financial server; the financial server obtains the screening result from the user, and establishes a relationship between the community account ID included in the screening result and the designated financial account binding relationship. A method for generating a transfer object list is implemented by a transfer system. The transfer system includes a user terminal, a financial server terminal, and a social media server terminal. The financial server terminal stores a plurality of financial user data, and each financial user data includes A financial account, the social media server stores multiple pieces of community user data, each piece of community user data includes a community account ID, a community friend list, a user nickname and a user image, the community The friend list includes at least one piece of friend data, each piece of friend data corresponds to one of the community user data, and includes the community account identifier and the user nickname of the community user data corresponding to the friend data and the user image; the method for generating the transfer object list includes: (A) when the user logs in to the financial server with a financial user account and also logs in to the social media server with a social user account , the user generates and transmits a transfer object import instruction to the social media server through a specific application program related to the financial server according to the user's operation, wherein the financial user account corresponds to the financial users One of the financial user data of the data, the community user account corresponds to a specific community user data in such community user data data, and the transfer object import instruction indicates the user data of the specific community; (B) when the social media server receives the transfer object import instruction, the social media server receives the transfer object import instruction from the specific community according to the transfer object import instruction Selecting one or more target friend data that meets a binding condition from the friend data(s) in the community friend list of the user profile, and then generating a screening result including the target friend data(s), wherein, for For each piece of friend data of the specific community user data, the binding condition indicates that there is a binding relationship between the community user data corresponding to the friend data and the specific application; (C) the financial server obtains the Screening the result and generating a transfer object list according to the screening result and one or more pieces of target financial user data in the financial user data corresponding to the (etc.) target friend data, and providing the transfer object list to the user , the transfer target list includes one or more transfer target data corresponding to the target friend data(s) and the target financial user data(s) respectively, and each transfer target data includes the community corresponding to the target friend data The account identification code, the user nickname and the user image, and the financial account number corresponding to the target financial user information; and (D) the user side outputs the transfer object list, and the user side outputs the transfer object list The method is to display the user nickname and the user image of each transfer object data, but not display the community account identification code and the financial account number of the transfer object data. The method for generating a transfer object list according to claim 6, wherein each of the financial user data has a community binding identification code, and each piece of friend data includes the community corresponding to the friend data User data In step (C), when the financial server obtains the screening result, it first selects from the financial user data according to the community account ID of each target friend data The target financial user data corresponding to the target friend data, and then generate the transfer object list according to the target friend data(s) and the target financial user data(s) corresponding to the target friend data(s). The community account identification code of a piece of target friend data matches the community binding identification code of the target financial user data corresponding to the target friend data, and each transfer object data includes the corresponding target friend data. The community account identification code and the financial account number corresponding to the target financial user information. The method for generating a transfer object list according to claim 6, wherein, in step (B), when receiving the transfer object import instruction, the social media server also creates the specific transfer object according to the transfer object import instruction The binding relationship between community user data and this specific application. The method for generating a transfer object list according to claim 6, wherein, in step (A), the financial user data corresponding to the financial user account is used as a specific financial user data, and in step (B), the financial user data The screening result also includes the community account ID of the specific community user profile, and, in step (C), the financial server also stores the community account ID included in the screening result, and establishes the screening The binding relationship between the community account identification code contained in the result and the financial account number contained in the specific financial user profile. The method for generating a transfer object list according to claim 9, wherein each piece of financial user data includes one or more financial account numbers, and in step (B), The social media server also provides the screening result to the user, and the method for generating the transfer object list further includes a step between steps (B) and (C): (E) the financial server receives the Upon a bindable account request from the consumer, generating and transmitting a bindable account list to the consumer, the bindable account list including the financial account(s) included in the specific financial user profile; and ( F) The user end displays the financial account(s) in the list of accounts that can be bound when receiving the list of accounts that can be bound, and when it receives a list of accounts that can be bound and indicates the account that can be bound When the account selection instruction of one of the specified financial accounts in the list(s) of financial accounts is sent, the specified financial account is sent to the financial server; in step (C) after step (F), the financial server Obtaining the screening result from the user, and establishing a binding relationship between the community account identification code included in the screening result and the designated financial account number.

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