TWI733210B - Foreign currency vending machine - Google Patents
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- TWI733210B TWI733210B TW108136178A TW108136178A TWI733210B TW I733210 B TWI733210 B TW I733210B TW 108136178 A TW108136178 A TW 108136178A TW 108136178 A TW108136178 A TW 108136178A TW I733210 B TWI733210 B TW I733210B
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本揭露是有關於一種外幣販賣機,且特別是有關於一種能全天候提供外幣提領服務的外幣販賣機。 This disclosure is about a foreign currency vending machine, and especially about a foreign currency vending machine that can provide foreign currency withdrawal services around the clock.
民眾出國須要買外幣。雖然現在可以透過網路24小時訂購外幣現鈔並指定提領分行,但到分行辦理提領外幣手續時仍然受到銀行營業時間的限制(例如:一般分行提領外幣時間為上午九點到下午五點)。因此,如何增加外幣提領的便利性,是本領域技術人員應致力的目標。 People need to buy foreign currency to go abroad. Although it is now possible to order foreign currency cash through the Internet 24 hours a day and designate a withdrawal branch, the procedures for withdrawing foreign currency at the branch are still restricted by the bank's business hours (for example, the withdrawal time of foreign currency at a general branch is from 9 a.m. to 5 p.m. point). Therefore, how to increase the convenience of foreign currency withdrawal is a goal that those skilled in the art should strive for.
本揭露提供一種外幣販賣機,能增加外幣提領的便利性。 This disclosure provides a foreign currency vending machine, which can increase the convenience of foreign currency withdrawal.
本揭露提出一種外幣販賣機,包括:條碼掃描元件,設置於條碼感應區;外幣存放區,包括多個存放格;以及機器手臂。條碼掃描元件掃描信封的條碼標籤以獲得交易序號、幣別及金額。外幣販賣機選擇存放格號碼,記錄存放格號碼及對應的交易序號,並將存放格號碼及交易序號傳送到銀行系統。機器手臂將 信封從條碼感應區移動到對應存放格號碼的存放格。 This disclosure proposes a foreign currency vending machine, which includes: a barcode scanning element arranged in a barcode sensing area; a foreign currency storage area including a plurality of storage compartments; and a robotic arm. The barcode scanning component scans the barcode label of the envelope to obtain the transaction serial number, currency and amount. The foreign currency vending machine selects the deposit box number, records the deposit box number and the corresponding transaction serial number, and transmits the deposit box number and transaction serial number to the banking system. Robotic arm will The envelope moves from the barcode sensing area to the storage compartment corresponding to the storage compartment number.
在本揭露的一實施例中,外幣販賣機將交易序號、幣別及金額傳送到銀行系統進行檢核操作,且外幣販賣機從銀行系統接收檢核操作成功訊息才進行選擇存放格號碼。 In an embodiment of the present disclosure, the foreign currency vending machine transmits the transaction serial number, currency and amount to the banking system for verification operation, and the foreign currency vending machine receives the verification operation success message from the banking system before selecting the deposit box number.
在本揭露的一實施例中,上述外幣販賣機更包括:掃描元件;以及客戶面板。掃描元件掃描證件以獲得身分識別碼且客戶面板接收電話號碼。外幣販賣機將身分識別碼及電話號碼傳送到銀行系統,且銀行系統傳送簡訊驗證碼到電話號碼。當外幣販賣機從客戶面板接收簡訊驗證碼時,外幣販賣機將簡訊驗證碼傳送到銀行系統且銀行系統將對應身分識別碼的交易序號及存放格號碼傳送到外幣販賣機。 In an embodiment of the present disclosure, the above-mentioned foreign currency vending machine further includes: a scanning element; and a customer panel. The scanning component scans the ID to obtain the identification code and the customer panel receives the phone number. The foreign currency vending machine transmits the identification code and phone number to the bank system, and the bank system transmits the SMS verification code to the phone number. When the foreign currency vending machine receives the SMS verification code from the customer panel, the foreign currency vending machine transmits the SMS verification code to the banking system, and the banking system transmits the transaction serial number and deposit box number corresponding to the identity identification code to the foreign currency vending machine.
在本揭露的一實施例中,上述外幣販賣機更包括領取區。若從銀行系統接收的交易序號及存放格號碼與外幣販賣機所記錄的交易序號及存放格號碼相符,機器手臂將對應存放格號碼所存放的信封從外幣存放區移動到領取區。 In an embodiment of the present disclosure, the above-mentioned foreign currency vending machine further includes a receiving area. If the transaction serial number and storage box number received from the banking system match the transaction serial number and storage box number recorded by the foreign currency vending machine, the robot arm moves the envelope stored in the corresponding storage box number from the foreign currency storage area to the receiving area.
在本揭露的一實施例中,當外幣販賣機在傳送電話號碼到銀行系統之後的預定時間間隔內從客戶面板接收簡訊驗證碼時,外幣販賣機將簡訊驗證碼傳送到銀行系統。 In an embodiment of the present disclosure, when the foreign currency vending machine receives the SMS verification code from the customer panel within a predetermined time interval after transmitting the phone number to the banking system, the foreign currency vending machine transmits the SMS verification code to the banking system.
在本揭露的一實施例中,上述銀行系統接收身分識別碼、電話號碼、幣別、金額以產生對應的交易序號,並根據交易序號、幣別及金額產生條碼標籤。 In an embodiment of the present disclosure, the above-mentioned banking system receives the identification code, telephone number, currency, and amount to generate a corresponding transaction serial number, and generates a barcode label based on the transaction serial number, currency, and amount.
在本揭露的一實施例中,上述外幣販賣機更包括:管理 面板。當管理面板接收經授權的行員代號及密碼之後,條碼掃描元件才掃描信封的條碼標籤。 In an embodiment of the present disclosure, the above-mentioned foreign currency vending machine further includes: management panel. After the management panel receives the authorized staff code and password, the barcode scanning component scans the barcode label of the envelope.
在本揭露的一實施例中,上述每個存放格設置無線射頻識別(Radio Frequency Identification,RFID)感測器以感測信封的RFID標籤。 In an embodiment of the present disclosure, each storage compartment described above is provided with a radio frequency identification (RFID) sensor to sense the RFID tag of the envelope.
在本揭露的一實施例中,當機器手臂將信封從條碼感應區移動到對應存放格號碼的存放格且存放格的RFID感測器並未感測到RFID標籤,則外幣販賣機傳送錯誤訊息到銀行系統。 In an embodiment of the present disclosure, when the robot arm moves the envelope from the barcode sensing area to the storage compartment corresponding to the storage compartment number and the RFID sensor of the storage compartment does not sense the RFID tag, the foreign currency vending machine sends an error message To the banking system.
在本揭露的一實施例中,在機器手臂將信封從條碼感應區移動到對應存放格號碼的存放格之後,外幣販賣機傳送外幣可供提領訊息到銀行系統,且銀行系統將外幣可供提領訊息傳送到對應交易序號的電話號碼。 In an embodiment of this disclosure, after the robot arm moves the envelope from the barcode sensing area to the storage compartment corresponding to the storage compartment number, the foreign currency vending machine sends the foreign currency withdrawal message to the banking system, and the banking system provides the foreign currency available The withdrawal message is sent to the phone number corresponding to the transaction serial number.
基於上述,本揭露的外幣販賣機可掃描行員放入條碼感應區的內含外幣的信封的條碼標籤以獲得交易序號、幣別及金額。外幣販賣機選擇一個空的存放格號碼,記錄存放格號碼及對應的交易序號並將存放格號碼及交易序號傳送到銀行系統。機器手臂將信封從條碼感應區移動到的存放格,以供客戶進行外幣提領。客戶提領外幣時需要掃描證件以獲得身分識別碼並在外幣販賣機輸入電話號碼。銀行系統會根據身分識別碼及電話號碼確認外幣購買記錄並傳送簡訊驗證碼到電話號碼。當客戶在外幣販賣機輸入簡訊驗證碼後銀行系統會傳送交易序號及存放格號碼到外幣販賣機,並經確認後由機器手臂將存放格號碼的信封移動到領 取區,以供客戶領取外幣。 Based on the above, the foreign currency vending machine of the present disclosure can scan the barcode label of the envelope containing the foreign currency that the clerk puts into the barcode sensing area to obtain the transaction serial number, currency, and amount. The foreign currency vending machine selects an empty deposit box number, records the deposit box number and the corresponding transaction serial number, and transmits the deposit box number and transaction serial number to the banking system. The robotic arm moves the envelope from the barcode sensing area to the storage compartment for customers to withdraw foreign currency. When withdrawing foreign currency, customers need to scan their documents to obtain an identification code and enter a phone number in a foreign currency vending machine. The banking system will confirm the foreign currency purchase record based on the ID code and phone number and send a SMS verification code to the phone number. When the customer enters the SMS verification code in the foreign currency vending machine, the bank system will send the transaction serial number and the deposit box number to the foreign currency vending machine, and after confirmation, the robot arm will move the envelope with the deposit box number to the collar. Withdrawal area for customers to receive foreign currency.
為讓本揭露的上述特徵和優點能更明顯易懂,下文特舉實施例,並配合所附圖式作詳細說明如下。 In order to make the above-mentioned features and advantages of the present disclosure more obvious and understandable, the following specific embodiments are described in detail in conjunction with the accompanying drawings.
100:外幣販賣機 100: Foreign currency vending machine
110:管理面板 110: Management Panel
120:條碼掃描元件 120: Barcode scanning component
130:機器手臂 130: robotic arm
140:外幣存放區 140: Foreign currency storage area
150:掃描元件 150: Scanning element
160:客戶面板 160: Customer Panel
170:領取區 170: Collection area
圖1為根據本揭露一實施例的外幣販賣機的示意圖。 FIG. 1 is a schematic diagram of a foreign currency vending machine according to an embodiment of the disclosure.
[客戶網路購買外幣] [Customer purchases foreign currency online]
在一實施例中,要兌換外幣的客戶可在網路上輸入個人基本資料、電話號碼、外幣種類、張數等資訊並完成付款作業。 In one embodiment, the customer who wants to exchange foreign currency can input basic personal information, phone number, foreign currency type, number of tickets and other information on the Internet and complete the payment operation.
[銀行查詢及包裝外幣] [Bank Inquiry and Package Foreign Currency]
在一實施例中,銀行可查詢客戶已經完成付款的外幣交易。在確認客戶已經付款之後,行員可列印收據及包含此筆外幣交易專屬的條碼(例如,QR code)的標籤,此條碼可包括此筆交易的交易序號資訊、交易幣別資訊、金額資訊,但不含客戶個人資料。舉例來說,銀行系統可接收身分識別碼、電話號碼、幣別、金額以產生對應的交易序號,並根據交易序號、幣別及金額產生條碼標籤。行員可將客戶兌換的外幣打包放入信封,並在信封上貼上此外幣交易對應的條碼標籤。在一實施例中,信封背面也可貼有RFID標籤。 In one embodiment, the bank can query the foreign currency transactions for which the customer has completed the payment. After confirming that the customer has paid, the clerk can print a receipt and a label containing a barcode (for example, QR code) unique to this foreign currency transaction. This barcode can include the transaction serial number information, transaction currency information, and amount information of the transaction. But it does not contain customer personal data. For example, the banking system can receive the ID, phone number, currency, and amount to generate a corresponding transaction serial number, and generate a barcode label based on the transaction serial number, currency, and amount. The clerk can pack the foreign currency exchanged by the customer into an envelope, and paste the barcode label corresponding to the foreign currency transaction on the envelope. In an embodiment, an RFID tag may also be affixed on the back of the envelope.
[行員將外幣置入外幣販賣機] [The clerk puts foreign currency into the foreign currency vending machine]
圖1為根據本揭露一實施例的外幣販賣機的示意圖。 FIG. 1 is a schematic diagram of a foreign currency vending machine according to an embodiment of the disclosure.
請參照圖1,本揭露一實施例的外幣販賣機100包括管理面板110、條碼掃描元件120、機器手臂130及外幣存放區140。外幣存放區140包括多個存放格(例如,001到010,不限於10格)用以存放貼有條碼標籤並內含外幣的信封。外幣販賣機100還可包括通訊元件(未繪示於圖中)以有線或無線方式與銀行系統進行通訊。
Please refer to FIG. 1, a foreign
首先,行員可透過管理面板110輸入行員代號及密碼,在確認操作授權權限後即可開始外幣信封放入作業。具體來說,外幣販賣機100可包括一個條碼感應區,且條碼感應區中設置條碼掃描元件120。只有在行員確認操作授權權限後才能將信封放入條碼感應區(例如,確認操作授權權限後條碼感應區才會開啟)。條碼掃描元件120例如是任何種類的條碼掃描裝置。
First, the clerk can enter the clerk code and password through the
條碼掃描元件120掃描信封的條碼標籤以獲得交易序號、幣別及金額。外幣販賣機100選擇存放格號碼(對應空的存放格),記錄存放格號碼及對應的交易序號,並將存放格號碼及交易序號傳送到銀行系統。機器手臂130將信封從條碼感應區移動到對應存放格號碼的存放格。機器手臂130可為任何能將信封從條碼感應區移動到對應存放格號碼的存放格的機械元件。圖1中的機器手臂130僅為例示用途而不該視為限制本發明的機器手臂130形式。
The
值得注意的是,外幣販賣機100可包括儲存裝置(例如,快閃記憶體或EEPROM等類似裝置,未繪示於圖中)用以儲存存放格號碼與交易序號的對照表。外幣販賣機100的處理器(例如,MCU等類似裝置,未繪示於圖中)可從存放格號碼是否有對應到交易序號來判斷存放格是否存放信封。因此,當條碼掃描元件120掃描信封的條碼標籤後,外幣販賣機100的處理器可從沒有存放信封的存放格中以預定規則或隨機挑選一個存放格並將選出的存放格及對應的交易序號記錄在存放格號碼與交易序號的對照表中。另一方面,當客戶提取外幣之後,外幣販賣機100的處理器可刪除對照表中對應被提取外幣的交易序號,以表示被提取的存放格已經閒置。管理面板110、條碼掃描元件120、掃描元件150及客戶面板160都可耦接到外幣販賣機100的處理器。
It is worth noting that the foreign
在一實施例中,外幣販賣機100將交易序號、幣別、金額傳送到銀行系統進行檢核操作,且外幣販賣機100從銀行系統接收檢核操作成功訊息才進行選擇存放格號碼。在選擇存放格號碼之後,外幣販賣機100還會將交易序號及存放格號碼加密後傳送到銀行系統留存,以作為未來客戶提領外幣時之資料檢核使用。
In one embodiment, the foreign
在一實施例中,在機器手臂130將信封從條碼感應區移動到對應存放格號碼的存放格之後,外幣販賣機100傳送外幣可供提領訊息到銀行系統,且銀行系統將外幣可供提領訊息傳送到對應交易序號的電話號碼,以通知客戶外幣已準備完成。
In one embodiment, after the
[客戶辦理身分驗證] [Customer handles identity verification]
在一實施例中,外幣販賣機100更包括掃描元件150及客戶面板160。客戶要提領外幣時需要將證件(例如,身分證或護照正面)放置在外幣販賣機100的掃描區。掃描區的掃描元件150掃描證件並進行光學字元辨識(Optical Character Recognition,OCR)以獲得身分識別碼(例如,身分證字號)及/或姓名。掃描元件150可具有判斷偽造身分證或護照的功能。客戶還需要在客戶面板160輸入網路購買外幣時所用的電話號碼。
In one embodiment, the foreign
外幣販賣機100會將身分識別碼及電話號碼傳送到銀行系統,且銀行系統在確認客戶外幣交易、身分識別碼及客戶電話號碼無誤之後,傳送簡訊驗證碼到客戶的電話號碼。客戶可在一定時限(例如,5分鐘)內利用客戶面板160輸入簡訊驗證碼。當外幣販賣機100從客戶面板160接收簡訊驗證碼時,外幣販賣機100將簡訊驗證碼傳送到銀行系統且銀行系統將對應身分識別碼的交易序號及存放格號碼傳送到外幣販賣機100。
The foreign
值得注意的是,外幣販賣機100與銀行系統之間的部分或所有資料傳輸(例如,交易序號、幣別、金額、身分證字號、存放格號碼、電話號碼、簡訊驗證碼等)都可以加密方式傳輸以確保資料傳輸的安全性。
It is worth noting that part or all of the data transmission between the foreign
[客戶提取外幣] [Customer withdraws foreign currency]
若從銀行系統接收的交易序號及存放格號碼與外幣販賣機100所記錄的交易序號及存放格號碼相符,機器手臂130將對應存放格號碼所存放的信封從外幣存放區140移動到領取區
170。客戶可從領取區170領取外幣信封以完成交易。
If the transaction serial number and deposit box number received from the banking system match the transaction serial number and deposit box number recorded by the foreign
在一實施例中,每個存放格可設置RFID感測器以感測單一存放格中的信封的RFID標籤。當機器手臂130將信封從條碼感應區移動到對應存放格號碼的存放格且存放格的RFID感測器並未感測到RFID標籤,可能代表機器手臂130移動信封過程中發生信封掉落或其他意外狀況,則外幣販賣機100傳送錯誤訊息到銀行系統通知相關人員處理。另一方面,當機器手臂130從存放格移動信封到領取區170之後,外幣販賣機100可確認此存放格的RFID感測器是否仍感測到RFID標籤,若此存放格的RFID感測器仍感測到RFID標籤,則外幣販賣機100重新執行機器手臂130從存放格移動信封到領取區170的操作。
In an embodiment, each storage compartment can be provided with an RFID sensor to sense the RFID tag of the envelope in a single storage compartment. When the
綜上所述,本揭露的外幣販賣機可掃描行員放入條碼感應區的內含外幣的信封的條碼標籤以獲得交易序號、幣別及金額。外幣販賣機選擇一個空的存放格號碼,記錄存放格號碼及對應的交易序號並將存放格號碼及交易序號傳送到銀行系統。機器手臂將信封從條碼感應區移動到的存放格,以供客戶進行外幣提領。客戶提領外幣時需要掃描證件以獲得身分識別碼並在外幣販賣機輸入電話號碼。銀行系統會根據身分識別碼及電話號碼確認外幣購買記錄並傳送簡訊驗證碼到電話號碼。當客戶在外幣販賣機輸入簡訊驗證碼後銀行系統會傳送交易序號及存放格號碼到外幣販賣機,並經確認後由機器手臂將存放格號碼的信封移動到領取區,以供客戶領取外幣。 In summary, the foreign currency vending machine of the present disclosure can scan the barcode label of the envelope containing the foreign currency that the clerk puts into the barcode sensing area to obtain the transaction serial number, currency and amount. The foreign currency vending machine selects an empty deposit box number, records the deposit box number and the corresponding transaction serial number, and transmits the deposit box number and transaction serial number to the banking system. The robotic arm moves the envelope from the barcode sensing area to the storage compartment for customers to withdraw foreign currency. When withdrawing foreign currency, customers need to scan their documents to obtain an identification code and enter a phone number in a foreign currency vending machine. The banking system will confirm the foreign currency purchase record based on the ID code and phone number and send a SMS verification code to the phone number. After the customer enters the SMS verification code in the foreign currency vending machine, the banking system will send the transaction serial number and the deposit box number to the foreign currency vending machine, and after confirmation, the robot arm will move the envelope with the deposit box number to the collection area for the customer to receive the foreign currency.
雖然本揭露已以實施例揭露如上,然其並非用以限定本揭露,任何所屬技術領域中具有通常知識者,在不脫離本揭露的精神和範圍內,當可作些許的更動與潤飾,故本揭露的保護範圍當視後附的申請專利範圍所界定者為準。 Although the present disclosure has been disclosed in the above embodiments, it is not intended to limit the present disclosure. Anyone with ordinary knowledge in the technical field can make some changes and modifications without departing from the spirit and scope of this disclosure. Therefore, The scope of protection of this disclosure shall be subject to those defined by the attached patent scope.
100:外幣販賣機 100: Foreign currency vending machine
110:管理面板 110: Management Panel
120:條碼掃描元件 120: Barcode scanning component
130:機器手臂 130: robotic arm
140:外幣存放區 140: Foreign currency storage area
150:掃描元件 150: Scanning element
160:客戶面板 160: Customer Panel
170:領取區 170: Collection area
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Citations (3)
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CN204193487U (en) * | 2014-09-19 | 2015-03-11 | 国家电网公司 | A kind of state machine people structure |
US20160140646A1 (en) * | 2014-11-14 | 2016-05-19 | Mastercard International Incorporated | Connected Consumables Preparation Area |
KR20190017210A (en) * | 2017-08-10 | 2019-02-20 | 주식회사 에이텍에이피 | Financial device |
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CN204193487U (en) * | 2014-09-19 | 2015-03-11 | 国家电网公司 | A kind of state machine people structure |
US20160140646A1 (en) * | 2014-11-14 | 2016-05-19 | Mastercard International Incorporated | Connected Consumables Preparation Area |
KR20190017210A (en) * | 2017-08-10 | 2019-02-20 | 주식회사 에이텍에이피 | Financial device |
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