TWI680415B - Network payment method and network payment system - Google Patents

Abstract

The online payment method includes scanning a barcode to display a payment interface on a mobile device; the mobile device generates a payment behavior signal according to the payment behavior information received by the payment interface; transmitting the payment behavior signal from the mobile device to a cloud server; The signal is transferred from the cloud server to the payment server; the payment server generates a response signal to the cloud server; the response signal is transferred from the cloud server to the reading device; the reading device senses the device to generate a payment result signal; The signal is transmitted from the reading device to the cloud server; and the payment result signal is forwarded from the cloud server to the payment server.

Description

Network payment method and network payment system

The invention describes an online payment method and an online payment system, and more particularly, an online payment method and an online payment system with high security.

With the rapid development of technology and the Internet, mobile networks have also driven the traditional financial trading environment to gradually move towards the development of mobile commerce. The rise of third-party payment systems also means that the trend of using online payments has become a fast and efficient instant payment mode, and it can also solve the problem of trust between two transaction terminals and the efficiency of the transaction process. For example, consumers place orders on e-commerce and pay by credit card. The e-commerce platform receives the payment from the card-issuing bank, and then allocates the product to the manufacturer after the appreciation period. At this time, e-commerce and card-issuing banks can be regarded as collection and payment platforms, which can speed up transaction efficiency.

There are many modes of payment methods used by traditional users when making payments, such as using a card reader to read a credit card, a leisure card, an icash, or a prepaid stored value card. Card readers identify and verify the legality and compatibility of payment cards. At the same time, the card reader connects to the corresponding payment system server through a computer with a network function to verify and synchronize the user's payment data. For example, when a user uses a credit card to perform a payment process, the card reader connects to a corresponding card-issuing bank server through a computer with a network function to verify the user's credit card information and synchronize the debit behavior in the user account. However, general chip readers or proximity card readers do not have networking capabilities. Therefore, the user must couple the card reader to a computer, smart phone, notebook or tablet computer with a mobile network connection function through an adapter cable, thereby reducing the convenience of instant payment. In addition, when the card reader transmits payment data to the corresponding payment system server through a computer, smart phone, notebook computer, or tablet computer, it also causes multiple devices and multiple operations due to the lack of management integration of the relay platform. Trouble.

An embodiment of the present invention provides an online payment method, which includes scanning a barcode to display a payment interface on a mobile device, and based on the payment behavior information received by the payment interface, the mobile device generates a payment behavior signal, and transmits the payment behavior signal from the mobile device. To the cloud server, after receiving the payment behavior signal, the cloud server sends the payment behavior signal to the payment server. After receiving the payment behavior signal, the payment server generates a response signal to the cloud server. After the cloud server receives the response signal, The response signal is sent to the reading device. After the reading device receives the response signal, it senses the device to generate a payment result signal, transmits the payment result signal from the reading device to the cloud server, and after the cloud server receives the payment result signal, Send the payment result signal to the payment server. The barcode includes a two-dimensional barcode or a one-dimensional barcode, the payment interface includes at least one payment mode, and the payment behavior information corresponds to one of the at least one payment mode.

Another embodiment of the present invention provides a network payment system. The online payment system includes a mobile device, a payment server, a cloud server, and a reading device. The mobile device is used to display and set the payment interface. The payment server is used to process and record payment behavior. The cloud server is connected to the mobile device and the payment server, and is used to forward data between the mobile device and the payment server. The reading device is connected to the cloud server for sensing and identifying the device. The mobile device scans the barcode to display the payment interface, and generates a payment behavior signal based on the payment behavior information received by the payment interface. The mobile device sends a payment behavior signal to a cloud server. After receiving the payment behavior signal, the cloud server sends the payment behavior signal to the payment server. After receiving the payment behavior signal, the payment server generates a response signal to the cloud server. After receiving the response signal, the cloud server sends the response signal to the reading device. After the reading device receives the response signal, it senses the device to generate a payment result signal, and sends the payment result signal to the cloud server. After receiving the payment result signal, the cloud server sends the payment result signal to the payment server. The barcode includes a two-dimensional barcode or a one-dimensional barcode, the payment interface includes at least one payment mode, and the payment behavior information corresponds to one of the at least one payment mode.

FIG. 1 is a block diagram of an embodiment of an online payment system 100 according to the present invention. It is hereby explained that although the present invention describes a "network payment system", the communication methods in the following text can also be reasonably applied to other communication systems, so any communication method that is reasonably applied to the signal transmission of the invention belongs The scope of the invention. The online payment system 100 includes a mobile device 10, a payment server 11, a cloud server 12, and a reading device 13. The mobile device 10 is used for displaying and setting a payment interface. The mobile device 10 may be a smart phone, a tablet computer, a notebook computer, or a personal digital assistant. The mobile device 10 may include any image capturing device such as a camera device, a lens, and an application program for scanning a barcode. Therefore, the mobile device 10 can capture the image of the barcode BC, and then decode the image of the barcode BC to obtain the information of the barcode BC. The barcode BC may include a two-dimensional barcode or a one-dimensional barcode. For example, the barcode BC may include a Quick Response Code or a One-dimensional Barcode. The barcode BC may carry a message of a URL (Uniform Resource Locator). Therefore, after the mobile device 10 decodes the image of the barcode BC, it can retrieve the information of the URL. The payment server 11 is used to process and record payment behavior. The payment server 11 can be any public or private payment system processing machine. For example, the payment server 11 may correspond to a server of a credit card issuing bank company, a server of a leisure card system, or the like. The cloud server 12 is connected to the mobile device 10 and the payment server 12 and is used to transfer data between the mobile device 10 and the payment server 11. The cloud server 12 can be a data control center established by using the Internet of Things standard, and can support multiple transmission protocols, such as a Wi-Fi transmission protocol and a transmission control protocol / Internet protocol ( TCP / IP) and so on. The reading device 13 is connected to the cloud server 12 for sensing and identifying the device 14. The reading device 13 may be any kind of card reader, such as a chip card reader or an inductive card reader. Therefore, the reading device 13 has the ability to read the data in the identification device 14, and also has the ability to determine the legitimacy of the identification device 14 and the compatibility of the identification device 14. The identification device 14 may be any offline payment identification device or online payment identification device, such as a leisure card, a credit card, a prepaid card, or an identification code of an electronic wallet. The reading device 13 may be equipped with or include an Internet of Things communication module 13a. The IoT communication module 13a can encrypt, decrypt, and transmit signals transmitted and received between the reading device 13 and the cloud server 12. For example, the IoT communication module 13a may support a wireless fidelity transmission protocol, a transmission control protocol / Internet protocol, and the like. In other words, the cloud server 12 can also be regarded as a gateway device of the Internet of Things. Therefore, the encryption behavior between the IoT communication module 13a and the cloud server 12 can also be a key management mechanism on the secure gateway, which can provide data confidentiality and user anonymity.

In the online payment system 100, the mobile device 10 can scan the barcode BC to display the payment interface on the screen 10a (as shown in Figure 2 below), and generate a payment behavior according to the payment behavior information received by the payment interface. Signal. Then, the mobile device 10 may transmit the payment behavior signal to the cloud server 12. After receiving the payment behavior signal, the cloud server 12 may transmit the payment behavior signal to the payment server 11. After receiving the payment behavior signal, the payment server 11 may generate a response signal to the cloud server 12. After receiving the response signal, the cloud server 12 may send the response signal to the reading device 13. After the reading device 13 receives the response signal, it can sense the identification device 14 to generate a payment result signal, and send the payment result signal to the cloud server 12. After receiving the payment result signal, the cloud server 12 may transmit the payment result signal to the payment server 11. The cloud server 12 may also transmit the payment result signal to the mobile device 10 synchronously. Therefore, the user can finally browse the payment result through the screen 10a on the mobile device 10.

FIG. 2 is a schematic diagram of the payment interface 10b displayed on the mobile device 10 in the online payment system 100. As mentioned above, after the mobile device 10 scans the barcode BC, the payment interface 10b may be displayed on the screen 10a of the mobile device 10. The steps for generating the payment interface 10b are described below. Since the barcode BC carries the information of the website address, after the mobile device 10 scans the barcode BC, the image of the barcode BC can be decoded to obtain the information of the website address. In addition, the mobile device 10 may use a web address to link to the cloud server 12 so that the cloud server 12 generates a message of the payment interface 10b. The cloud server 12 can then send the information of the payment interface 10b to the mobile device 10, so that the mobile device 10 displays the payment interface 10b. In other words, the cloud server 12 can be considered as providing an integrated payment platform here, and users can connect to the integrated payment platform through the mobile device 10 to initiate a payment behavior. As shown in FIG. 2, the payment interface 10 b may include at least one payment mode for selection, for example, a window W1 for payment by a leisure card, a window W2 for payment by a credit card, and a window W3 for payment by an iCash. The payment interface 10b may include N windows W1 to WN of different payment modes, where N is a positive integer. In addition, the windows W1 to WN of different payment modes of the payment interface 10b of the present invention are not limited to a specific payment mode, and the payment interface 10b displays any number and specific labeled online and offline payment modes that belong to the scope of the present invention. After the windows W1 to WN of different payment modes are displayed on the payment interface 10b, the user can select a payment mode to correspond to the payment behavior information. For example, a user wants to use a credit card to purchase a product worth 1,000 yuan. "Credit card purchase of goods worth 1,000 yuan" is the user's payment behavior. Therefore, the user can select the credit card payment window W2 on the payment interface 10b, and further enter the card number and password (or personal information has been bound to the mobile device 10) to start the credit card payment process.

However, as mentioned above, any reasonable technical change belongs to the scope disclosed by the present invention. For example, the barcode BC may include both payment behavior information and information corresponding to the URL of the payment interface 10b. For example, the barcode BC may carry a "buy by credit card" payment behavior message and a message of the URL of the payment interface 10b. Therefore, after the user scans the barcode BC using the mobile device 10 and enters the value of the product, the payment interface 10b of the mobile device 10 can only display the window W2 for credit card payment. Alternatively, the mobile device 10 can directly enter the setting of credit card payment and omit displaying the payment interface 10b to increase the efficiency of the payment process. Alternatively, the user can also switch the desired payment mode at will to increase the operational flexibility of the online payment system 100.

FIG. 3A is the first part of a schematic diagram of an online payment method performed by the mobile device 10, the payment server 11, the cloud server 12, and the reading device 13 in the online payment system 100. FIG. 3B is the second part of the schematic diagram of the method for performing the network payment between the mobile device 10, the payment server 11, the cloud server 12, and the reading device 13 in the network payment system 100. In order for a person with ordinary common sense to understand the embodiments of the present invention more clearly, each process of the network payment method and the data communication steps performed by the network payment system 100 will be described in detail below. The network payment method includes steps S301 to S310, and any reasonable technology or step change belongs to the scope disclosed by the present invention. Steps S301 to S310 are described below. Step S301: Scan the barcode BC to display the payment interface 10b on the mobile device 10; Step S302: According to the payment behavior message received by the payment interface 10b, the mobile device 10 generates a payment behavior signal; Step S303: Sending a payment behavior signal from the mobile device 10 to the cloud server 12; Step S304: After receiving the payment behavior signal, the cloud server 12 sends the payment behavior signal to the payment server 11; Step S305: After receiving the payment behavior signal, the payment server 11 generates a response signal to the cloud server 12; Step S306: After receiving the response signal, the cloud server 12 sends the response signal to the reading device 13; Step S307: After the reading device 13 receives the response signal, it senses the identification device 14 to generate a payment result signal; Step S308: Sending the payment result signal from the reading device 13 to the cloud server 12; Step S309: After receiving the payment result signal, the cloud server 12 sends the payment result signal to the payment server 11; Step S310: After receiving the payment result signal, the cloud server 12 transmits the payment result signal to the mobile device 10.

In step S301, the mobile device 10 can scan the barcode BC to display the payment interface 10b. As mentioned above, the payment interface 10b may include at least one payment mode. The user can select a payment mode (for example, a Yoyo card payment) from at least one payment mode through the payment interface 10b. The user may also use the application of the mobile device 10 to input payment behavior information corresponding to the payment mode. For example, enter the purchase price, credit card number, password, and more. And, as mentioned above, the barcode BC itself can also bring its own payment behavior information, for example, the barcode BC itself can carry information such as a specific payment mode, price, and preferential method. Next, in step S302, the mobile device 10 may generate a payment behavior signal according to the payment behavior message. In step S303, the mobile device 10 may transmit the payment behavior signal to the cloud server 12 through a mobile network or any wireless network. After the cloud server 12 receives and authenticates the payment behavior signal, according to step S304, the payment behavior signal is transmitted to the payment server 11 (for example, a server of the Yoyo card system). Here, the cloud server 12 can be regarded as a relay station (Relay Station) device for transmitting the payment behavior signal transmitted from the mobile device 10 to the payment server 11. In step S305, after receiving the payment behavior signal, the payment server 11 generates a response signal (Response Signal / Feedback Signal) to the cloud server 12. The definition of the response signal may be that the payment server 11 establishes a connection with the cloud server 12 according to the request message of the payment behavior signal, and notifies the cloud server 12 that the connection establishment of the payment behavior is completed.

Then, according to step S306, the cloud server 12 may send the response signal to the reading device 13 after receiving the response signal. Here, the cloud server 12 can be regarded as a relay station device for transmitting the response signal transmitted from the payment server 11 to the reading device 13. Next, in step S307, after the reading device 13 receives the response signal, it can trigger its sensing function. After that, the reading device 13 can sense the identification device 14 (such as a leisure card) and generate a payment result signal. For example, after the reading device 13 senses the identification device 14, the current payment status of the identification device 14 can be verified, such as user balance, payment authority, legality of the identification device 14, and the like. Therefore, after the reading device 13 senses the identification device 14, it can generate a payment success signal or a payment failure signal according to the current payment status of the identification device 14 and the user's payment behavior. In other words, after the reading device 13 senses the identification device 14, the final payment result signal may include a payment success signal or a payment failure signal. For example, when the identification device 14 is a yoyo card and the balance is sufficient, the final payment result signal output by the reading device 13 may include a payment success signal with a message of "payment successful with yoyo card". Conversely, when the identification device 14 is a Yoyo card and the balance is insufficient, the final payment result signal output by the reading device 13 may include a payment failure signal with a message "Payment failed with Yoyo card". Then, in step S308, the reading device 13 can transmit the payment result signal to the cloud server 12. After the cloud server 12 receives the payment result signal, according to step S309, the cloud server 12 may transmit the payment result signal to the payment server 11. Here, the cloud server 12 can be regarded as a relay station device for transmitting the payment result signal transmitted from the reading device 13 to the payment server 11. It is explained here that the online payment system 100 of the present invention can be applied to an identification device for offline payment or an identification device for online payment. For example, when the identification device 14 is an identification device for offline payment (such as a leisure card), the balance of the account is written in the identification device 14. Therefore, after the reading device 13 senses the identification device 14 according to step S307, the payment amount can be directly deducted from the balance of the user account, which is equivalent to directly changing the payment status of the identification device 14 (for example, the payment status is changed from a balance of 1,000 yuan to a balance 800 yuan). In more detail, when the identification device 14 is an identification device for offline payment, it may have a memory (such as a non-volatile memory) therein for storing balance data. When the reading device 13 is close to the identification device 14 for offline payment, the balance data in the internal memory of the identification device 14 can be read by means of induction. Then, the reading device 13 deducts the payment amount from the balance to generate an updated balance. Finally, the reading device 13 writes the updated balance into the memory in the identification device 14 by means of induction. Therefore, the balance data in the internal memory of the identification device 14 can be updated to the balance data after deducting the payment amount. In step S309, the cloud server 12 may transmit the payment result signal to the payment server 11 after receiving the payment result signal. Therefore, when the identification device 14 is an identification device for online payment (such as the identification code of an electronic wallet), the balance of the user account will be synchronized with the payment server 11 corresponding to the identification code (ID Code) of the identification device 14 Payment status. For example, the balance of the user account will be synchronized in the payment server 11, corresponding to the balance in the electronic wallet of an ID Code. Because the identification device 14 can be connected to the payment server 11 through the cloud server 12, after the user successfully performs the payment behavior in step S307, the payment server 11 can synchronously change the payment status of the identification code corresponding to the identification device 14. For example, the payment server 11 may change the balance in the electronic wallet of the user account corresponding to a certain ID Code from 1,000 yuan to 800 yuan.

In addition, after the cloud server 12 transmits the payment result signal to the payment server 11, the payment server 11 can record the payment result signal to generate payment history data (Payment Log Data). The cloud server 12 may also back up payment history data to improve the payment security of the online payment system 100. In addition, after the cloud server 12 receives the payment result signal from the reading device 13, in addition to transmitting the payment result signal to the payment server 11 according to step S309, it can also synchronously transmit the payment result signal according to step S310. Go to mobile device 10. In other words, the payment server 11 and the mobile device 10 can simultaneously receive the payment result signal. Therefore, the user can browse the payment result only through the mobile device 10. However, the transmission method of the payment result signal of the network payment system 100 of the present invention is not limited by the above description, and any reasonable signal transmission process belongs to the scope disclosed by the present invention. For example, in step S309, after the cloud server 12 transmits the payment result signal to the payment server 11, the payment server 11 can verify the payment result signal. For example, verify the legality, encoding, authenticity, and integrity of the payment result signal. If the payment result signal is successfully verified, the payment server 11 may transmit the payment result signal to the mobile device 10 through the cloud server 12. In the online payment process from step S301 to step S310, since the cloud server 12 can be regarded as a relay station, it can monitor, control and record the data flow of online payment, so the online payment system 100 can provide high payment reliability and high payment safety.

And, as mentioned above, although the present invention is a "network payment system", its communication method can also be reasonably applied by a person with general knowledge. For example, the communication methods described in Figures 3A and 3B can also be applied to a company's access control management system. Here, the reading device 13 can be replaced with an electronic induction lock, the identification device 14 can be replaced with an access control card, and the payment server 11 can be replaced with an access control management server. The payment result signal can be replaced with the result signal of whether the electronic lock is unlocked. The access control management server and the cloud server can also record the opening and closing history of the electronic induction lock and the identification code data of the access control card being sensed at each time point. Therefore, any reasonable application of the communication method described in FIG. 3A and FIG. 3B of the present invention belongs to the scope disclosed by the present invention.

In summary, the present invention describes a network payment method and a network payment system. The network payment method and the network payment system introduce a cloud server as a relay node (relay station) to transfer data between a mobile device, a reading device, and a payment server. Since the cloud server has the functions of monitoring, controlling, and recording the data flow of network payment, the network payment system of the present invention can improve the reliability of payment and the security of payment. In addition, the reading device can also use the Internet of Things to establish a connection with a cloud server. Therefore, the cloud server can also be regarded as the gateway device of the Internet of Things. The network encryption method between the reading device and the cloud server can also be classified as the key management mechanism on the security gateway of the Internet of Things, so it can provide data confidentiality and user anonymity. Therefore, in the network payment system of the present invention, the user does not need to couple the reading device to the computer by using a transfer cable, and further transmits payment data through the high-risk Internet. Instead, the user can directly connect the reading device to a secure gateway (cloud server) via the Internet of Things. Therefore, the network payment method and the network payment system of the present invention also provide high convenience and high data confidentiality. The above description is only a preferred embodiment of the present invention, and all equivalent changes and modifications made in accordance with the scope of patent application of the present invention shall fall within the scope of the present invention.

100‧‧‧ internet payment system

10‧‧‧ mobile device

10a‧‧‧screen

BC‧‧‧Barcode

11‧‧‧ payment server

12‧‧‧ Cloud Server

13‧‧‧Reading device

13a‧‧‧IoT communication module

14‧‧‧Identification device

10b‧‧‧ payment interface

W1 to WN‧‧‧Payment method selection window

Steps S301 to S310‧‧‧

FIG. 1 is a block diagram of an embodiment of the network payment system of the present invention. Figure 2 is a schematic diagram of the payment interface displayed on a mobile device in the network payment system of Figure 1. FIG. 3A is the first part of the schematic diagram of the method for performing an online payment between a mobile device, a payment server, a cloud server, and a reading device in the network payment system of FIG. 1. FIG. 3B is the second part of the schematic diagram of the method for performing the network payment between the mobile device, the payment server, the cloud server, and the reading device in the network payment system of FIG. 1.

Claims (18)

An online payment method includes: scanning a code to display a payment interface on a mobile device; the mobile device generates a payment behavior signal according to the payment behavior information received by the payment interface; and transmitting the payment behavior signal from the The mobile device sends to a cloud server; the cloud server receives the payment behavior signal, and then sends the payment behavior signal to a payment server; the payment server receives the payment behavior signal, and generates a response signal to the Cloud server; the cloud server sends the response signal to a reading device after receiving the response signal; after the reading device receives the response signal, it senses an identification device to generate a payment result signal; and sends the payment result The signal is transmitted from the reading device to the cloud server; and after the cloud server receives the payment result signal, the payment result signal is transmitted to the payment server; wherein the barcode includes a two-dimensional barcode or a one-dimensional barcode, The payment interface includes at least one payment mode, and the payment behavior message should correspond to at least one branch. One of the payment models. The method according to claim 1, further comprising: after scanning the barcode, the mobile device generates a website; the mobile device uses the website to link to the cloud server, so that the cloud server generates the information of the payment interface; And the cloud server sends the information of the payment interface to the mobile device. The method according to claim 1, wherein the barcode includes the payment behavior message and a message corresponding to a website address of the payment interface. The method according to claim 1, further comprising: selecting a payment mode from the at least one payment mode through the payment interface; and inputting the payment behavior information under the payment mode so that the mobile device generates the payment Behavioral signals. The method according to claim 1, further comprising: after the reading device senses the identification device, changing a payment status of the identification device; wherein the identification device is an offline payment identification device. The method according to claim 1, further comprising: after the cloud server transmits the payment result signal to the payment server, the payment server changes a payment status corresponding to an identification code of an identification device The identification device is an online payment identification device. The method according to claim 1, further comprising: after the reading device senses the identification device, verifying a current payment status of the identification device to generate a payment success signal or a payment failure signal; wherein the payment result signal includes The payment success signal or the payment failure signal. The method according to claim 7, further comprising: after the cloud server transmits the payment result signal to the payment server, the payment server records the payment result signal to generate payment history data. The method according to claim 1, further comprising: when the cloud server transmits the payment result signal to the payment server, simultaneously transmitting the payment result signal to the mobile device, so that the payment server and the The mobile device receives the payment result signal synchronously. The method according to claim 1, further comprising: after the cloud server transmits the payment result signal to the payment server, the payment server verifies the payment result signal; and if the payment result signal is successfully verified, the payment The server sends the payment result signal to the mobile device through the cloud server. An online payment system includes: a mobile device for displaying and setting a payment interface; a payment server for processing and recording a payment behavior; a cloud server connected to the mobile device and the payment server For transmitting data between the mobile device and the payment server; and a reading device connected to the cloud server for sensing an identification device; wherein the mobile device scans a code to display a payment interface And generate a payment behavior signal based on the payment behavior message received by the payment interface, the mobile device transmits the payment behavior signal to the cloud server, and the cloud server receives the payment behavior signal and then sends the payment behavior The signal is transmitted to the payment server. After receiving the payment behavior signal, the payment server generates a response signal to the cloud server. After receiving the response signal, the cloud server transmits the response signal to the reading device. After receiving the response signal, the reading device senses the identification device to generate a payment result signal, and sends the support The result signal is transmitted to the cloud server. After receiving the payment result signal, the cloud server transmits the payment result signal to the payment server. The barcode includes a two-dimensional barcode or a one-dimensional barcode, and the payment interface includes at least one Payment mode, and the payment behavior message corresponds to one of at least one payment mode. The system according to claim 11, wherein the mobile device scans the barcode to generate a URL, and uses the URL to link to the cloud server, so that the cloud server generates the information of the payment interface, and the cloud server The device sends the information of the payment interface to the mobile device. The system according to claim 11, wherein after the reading device senses the identification device, a payment status of the identification device is changed according to the response signal, and the identification device is an offline payment identification device. The system according to claim 11, wherein after the cloud server transmits the payment result signal to the payment server, the payment server changes a payment status corresponding to an identification code of an identification device, and The identification device is an online payment identification device. The system according to claim 11, wherein after the reading device senses the identification device, it verifies a current payment status of the identification device to generate a payment success signal or a payment failure signal, and the payment result signal includes the Signal of successful payment or signal of failed payment. The system according to claim 11, wherein after the cloud server transmits the payment result signal to the payment server, the payment server records the payment result signal to generate payment history data. The system according to claim 11, wherein when the cloud server transmits the payment result signal to the payment server, the payment result signal is simultaneously transmitted to the mobile device, so that the payment server and the mobile device The payment result signal is received synchronously. The system according to claim 11, wherein after the cloud server transmits the payment result signal to the payment server, the payment server verifies the payment result signal, and if the payment result signal is successfully verified, the payment server The payment result signal is transmitted to the mobile device through the cloud server.