TWI505208B - Portable e-pay system and method - Google Patents

Portable e-pay system and method Download PDF

Info

Publication number
TWI505208B
TWI505208B TW102115389A TW102115389A TWI505208B TW I505208 B TWI505208 B TW I505208B TW 102115389 A TW102115389 A TW 102115389A TW 102115389 A TW102115389 A TW 102115389A TW I505208 B TWI505208 B TW I505208B
Authority
TW
Taiwan
Prior art keywords
data
portable electronic
module
toll collection
credit card
Prior art date
Application number
TW102115389A
Other languages
Chinese (zh)
Other versions
TW201441948A (en
Inventor
Chun Shih Ko
Original Assignee
Partner Tech Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Partner Tech Corp filed Critical Partner Tech Corp
Priority to TW102115389A priority Critical patent/TWI505208B/en
Priority to CN201310324849.XA priority patent/CN104134299B/en
Priority to CN201610160749.1A priority patent/CN105868976A/en
Priority to US14/185,241 priority patent/US9760881B2/en
Priority to EP14164341.1A priority patent/EP2800073A1/en
Priority to EP20140164779 priority patent/EP2800074A1/en
Priority to BR102014009720A priority patent/BR102014009720A2/en
Publication of TW201441948A publication Critical patent/TW201441948A/en
Application granted granted Critical
Publication of TWI505208B publication Critical patent/TWI505208B/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/207Tax processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/70Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer
    • G06F21/86Secure or tamper-resistant housings
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12Accounting
    • G06Q40/123Tax preparation or submission
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/0893Details of the card reader the card reader reading the card in a contactless manner
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/0036Checkout procedures
    • G07G1/0045Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/0081Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being a portable scanner or data reader
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • G07G1/14Systems including one or more distant stations co-operating with a central processing unit

Description

可攜式電子收費系統與方法Portable electronic toll collection system and method

本發明係關於一種可攜式電子收費系統,尤指一種具有觸控式螢幕,可結合稅控功能及信用卡對帳功能的可攜式電子收費系統。The invention relates to a portable electronic toll collection system, in particular to a portable electronic toll collection system with a touch screen and a combination of a tax control function and a credit card reconciliation function.

隨著科技的演進,當今社會的交易行為的支付工具已從傳統的金屬/紙幣轉為以信用貨幣(如信用卡、悠遊卡等卡片)進行交易,並因此設計一系列工具以協助商店對消費者進行收費。然而,目前並無單一端點銷售系統(Point of Sale,POS)可同時協助商店處理報稅或便利日後對帳請款事宜。With the evolution of technology, the payment tools for trading behavior in today's society have been converted from traditional metal/banknotes to credit currencies (such as credit cards, leisure cards, etc.), and a series of tools have been designed to assist store-to-consumers. Charges are made. However, there is currently no single Point of Sale (POS) that can assist the store in processing tax returns or facilitating future reconciliations.

習知技術中有可協助商店處理報稅事宜的POS,但該等機器通常無法確保稅捐資料的正確性,使得政府稅捐機關無法確保其所獲得的稅捐資料與商店收益相符,亦無誘因使商店正確紀錄其稅捐資料並以正確之稅捐資料向稅捐機關進行報稅。There are POSs in the prior art that can assist shops in processing tax returns, but these machines usually cannot ensure the correctness of the tax information, so that the government tax authorities cannot ensure that the tax information they receive is consistent with the store's income, and there is no incentive. Make the store correctly record its tax information and file tax returns with the tax authorities with the correct tax information.

此外,習知技術中雖有可協助商店進行刷卡作業的POS(如刷卡機)。但目前實務流程是當商店進行刷卡作業 時,刷卡機會先向信用卡中心請求一授權碼,嗣後信用卡中心透過商店的收單銀行傳送一授權碼給商店,交易即已結束。然而,當商店於當月份總結向收單銀行請款時,收單銀行會列出該商店在整個月的信用卡交易資料給商店核對;此時,由於商店本身存取的資料與收單銀行提供的資料在順序或排列上不盡相同,商店又尚未取得二者間之對應關係,故商店須使用大量人力比對二者資料是否相符,於確認後才能向銀行請款,因此造成商店人力與時間上的耗費。In addition, in the prior art, there are POSs (such as card readers) that can assist the store in performing card punching operations. But the current practice is when the store is doing credit card work. At the time, the credit card first requests an authorization code from the credit card center, and then the credit card center transmits an authorization code to the store through the store's acquiring bank, and the transaction is over. However, when the store sums up the payment to the acquiring bank in the current month, the acquiring bank will list the credit card transaction data of the store throughout the month to the store for verification; at this time, the information accessed by the store itself and the acquiring bank provide The information in the order or arrangement is not the same, the store has not yet obtained the corresponding relationship between the two, so the store must use a large number of manpower to compare the two materials to match, after the confirmation can not ask the bank, so the store manpower and Time spent.

有鑑於此,本創作提供一種可攜式電子收費系統與方法,該可攜式電子收費系統與方法可以供使用本系統或方法之商店正確地處理報稅事宜,並可使日後向銀行請款之程序更為簡便。In view of this, the present invention provides a portable electronic toll collection system and method, which can be used by a store using the system or method to correctly handle tax filing matters, and can make a bank payment to a bank in the future. The program is much simpler.

為達成上開發明目的,本發明提供一種可攜式電子收費系統,該電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接。此外,該電子收費系統並包括一卡片讀取模組設於該外殼體上;一內殼體,其具有一第一內殼體與一第二內殼體,當該第一內殼體與該第二內殼體結合時,該第一內殼體與該第二內殼體具有電性連接;一資料儲存記憶體設於該 外殼體之內;一稅捐資料記憶體與一揮發性記憶體均設於該第一內殼體與該第二內殼體之間,其中該揮發性記憶體與該內殼體具有電性連接,當該第一內殼體與該第二內殼體分離時,該揮發性記憶體資料消失;以及一通訊模組設於該外殼體之內,用以將該具有電子簽章之交易資料或該交易資料傳送至一外部伺服器。In order to achieve the above object, the present invention provides a portable electronic toll collection system including an outer casing, a touch screen, a rechargeable battery and a power connection socket, wherein the touch screen The power connection socket is visible on the surface of the outer casing, the rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket. In addition, the electronic toll collection system includes a card reading module disposed on the outer casing; an inner casing having a first inner casing and a second inner casing, wherein the first inner casing and the first inner casing When the second inner casing is coupled, the first inner casing and the second inner casing are electrically connected; a data storage memory is disposed at the The inside of the outer casing; a tax data memory and a volatile memory are disposed between the first inner casing and the second inner casing, wherein the volatile memory and the inner casing are electrically Connecting, when the first inner casing is separated from the second inner casing, the volatile memory data disappears; and a communication module is disposed in the outer casing for the electronic signature transaction The data or the transaction data is transmitted to an external server.

本發明之另一目的在於提供一種可攜式電子收費系統,該電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接。此外,該電子收費系統更包括:一信用卡讀取模組設於該外殼體上;一資料儲存記憶體設於外殼體之內;一信用卡授權模組,其中當該信用卡讀取模組產生一交易資料時,該信用卡授權模組可被用以直接或透過該商店配合的收單銀行間接向一信用卡中心(或稱國際卡組織、國內清算中心、授權轉接中心)發送一請求授權訊息;一信用卡請款模組,其中當該信用卡授權模組收到該授權碼,該信用卡請款模組可被用以向一收單銀行請求一請款確認資料,且該信用卡請款模組可將該交易資料與該請款確認資料儲存於一資料儲存記憶體;一通訊模組設於該外殼體之內,用以將該交易資料、該授權碼或該請款確認資料傳送至一外部伺服器;以 及一列印裝置設於該外殼體上,該列印裝置係用以列印該交易資料、該授權碼或該請款確認資料。Another object of the present invention is to provide a portable electronic toll collection system including an outer casing, a touch screen, a rechargeable battery and a power connection socket, wherein the touch screen and the The power connection socket is visible on the surface of the outer casing. The rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket. In addition, the electronic charging system further includes: a credit card reading module disposed on the outer casing; a data storage memory disposed in the outer casing; a credit card authorization module, wherein the credit card reading module generates a When the transaction data is exchanged, the credit card authorization module can be used to send a request authorization message to a credit card center (or an international card organization, a domestic clearing center, an authorized transfer center) directly or through an invoice bank cooperated with the store; a credit card payment module, wherein when the credit card authorization module receives the authorization code, the credit card payment module can be used to request an payment confirmation data from an acquiring bank, and the credit card payment module can be The transaction data and the payment confirmation data are stored in a data storage memory; a communication module is disposed in the outer casing for transmitting the transaction data, the authorization code or the confirmation data to an external Server; And a printing device is disposed on the outer casing, and the printing device is configured to print the transaction data, the authorization code or the payment confirmation data.

本發明之再一目的在於提供一種可攜式電子收費系統,該電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接。進一步,該電子收費系統更包括:一信用卡讀取模組及一列印裝置設於該外殼體上;一資料儲存記憶體、一稅捐資料記憶體與一揮發性記憶體均設於該外殼體之內;一納稅人資料儲存於該揮發性記憶體,其中當該可攜式電子收費系統產生一交易資料時,該納稅人資料可被用以與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於該稅捐資料記憶體;一信用卡授權模組,其中當該信用卡讀取模組產生一交易資料時,該信用卡授權模組可被用以直接或透過該商店配合的收單銀行間接向一信用卡中心(或稱國際卡組織、國內清算中心、授權轉接中心)發送一請求授權訊息;一信用卡請款模組,其中當該信用卡授權模組收到該授權碼,該信用卡請款模組可被用以向一收單銀行請求一請款確認訊息,且該信用卡請款模組可將該交易資料與該請款確認資料儲存於該資料儲存記憶體;一通訊模組設於該外殼體之內,用以將該交易資料、該授權 碼、該請款確認資料、該具有電子簽章之交易資料或該交易資料傳送至一外部伺服器;一列印裝置設於該外殼體上,該列印裝置係用以列印該交易資料、該授權碼或該請款確認資料。A further object of the present invention is to provide a portable electronic toll collection system including an outer casing, a touch screen, a rechargeable battery and a power connection socket, wherein the touch screen and the The power connection socket is visible on the surface of the outer casing. The rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket. Further, the electronic toll collection system further includes: a credit card reading module and a printing device disposed on the outer casing; a data storage memory, a tax data storage device and a volatile memory are disposed on the outer casing A taxpayer profile is stored in the volatile memory, wherein when the portable electronic toll collection system generates a transaction data, the taxpayer profile can be used in conjunction with the transaction profile to generate an electronic signature. Transaction data, the transaction data with the electronic signature can be stored in the tax data memory; a credit card authorization module, wherein the credit card authorization module can be used when the credit card reading module generates a transaction data Indirectly sending a request authorization message to a credit card center (or international card organization, domestic clearing center, authorized transfer center) directly or through the acquiring bank cooperated with the store; a credit card payment module, wherein when the credit card is authorized The module receives the authorization code, and the credit card payment module can be used to request an payment confirmation message from an acquiring bank, and the credit card payment module can Transaction data and confirm the payment request data stored in the data storage memory; a communication module located within the housing body, the data for the transaction, the authorization The code, the payment confirmation information, the transaction information with the electronic signature or the transaction data is transmitted to an external server; a printing device is disposed on the outer casing, and the printing device is used for printing the transaction data, The authorization code or the payment confirmation information.

本發明之又一目的在於提供一種可攜式電子收費方法,該電子收費方法包括:一納稅人資料寫入程序,係將一納稅人資料寫入一可攜式電子收費裝置中之一揮發性記憶體;一信用卡授權程序,係當該可攜式電子收費裝置中之一信用卡讀取模組讀取一信用卡資料以進行一交易並記錄一交易資料時,該信用卡授權程序可被用以直接或透過該商店配合的收單銀行間接向一信用卡中心(或稱國際卡組織、國內清算中心、授權轉接中心)發送一請求授權訊息;一信用卡請款程序,係當該信用卡中心直接或間接傳送該授權碼至該可攜式電子收費裝置後,該可攜式電子收費裝置可以向一收單銀行請求一請款確認資料;一稅捐資料儲存程序,係以該納稅人資料與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於一稅捐資料記憶體;一請款資料儲存程序,係於該可攜式電子收費裝置將該交易資料、該授權碼與該請款確認資料儲存於該可攜式電子收費裝置中之一資料儲存記憶體;以及一資料列印程序,係用以列印該交易資料、該授權碼或該請款確認資料。Another object of the present invention is to provide a portable electronic charging method, which includes: a taxpayer data writing program, which writes a taxpayer data into a portable electronic charging device. Memory credit card authorization program, when one of the portable electronic toll collection devices reads a credit card data to perform a transaction and records a transaction data, the credit card authorization program can be used directly Or indirectly send a request authorization message to a credit card center (or international card organization, domestic clearing center, authorized transfer center) through the acquiring bank cooperated with the store; a credit card application procedure is directly or indirectly when the credit card center After transmitting the authorization code to the portable electronic toll collection device, the portable electronic toll collection device may request an payment confirmation data from an acquiring bank; the tax payment data storage program is based on the taxpayer information and the transaction The data is combined to generate a transaction data with an electronic signature, and the transaction data with the electronic signature can be stored in a tax data memory a data storage program for storing the transaction data, the authorization code and the payment confirmation data in one of the portable electronic toll collection devices; and a data storage device; The printing program is used to print the transaction data, the authorization code or the confirmation data of the payment.

在參閱圖式及隨後描述之實施方式後,此技術領 域具有通常知識者便可瞭解本發明之其他目的,以及本發明之技術手段及實施態樣。After referring to the drawings and the embodiments described later, this technical collar Other objects of the present invention, as well as the technical means and embodiments of the present invention, will be apparent to those of ordinary skill in the art.

以上的概述與皆下來的詳細說明皆為示範性質,是為了進一步說明本創作的申請專利範圍。而有關本創作的其他目的與優點,將在後續的說明與圖示加以闡述。The above summary and detailed descriptions are exemplary in order to further illustrate the scope of the patent application of this creation. Other purposes and advantages of this creation will be explained in the following description and illustration.

1‧‧‧可攜式電子收費系統1‧‧‧Portable electronic toll collection system

2‧‧‧外殼體2‧‧‧Outer casing

3‧‧‧觸控式螢幕3‧‧‧Touch screen

4‧‧‧可充電式電池4‧‧‧Rechargeable battery

5‧‧‧電源連接插座5‧‧‧Power connection socket

6‧‧‧卡片讀取模組6‧‧‧Card reading module

6a‧‧‧磁條讀取模組6a‧‧‧Magnetic strip reading module

6b‧‧‧感應式卡片讀取模組6b‧‧‧Inductive card reading module

7‧‧‧內殼體7‧‧‧ inner casing

7a‧‧‧第一內殼體7a‧‧‧First inner casing

7b‧‧‧第二內殼體7b‧‧‧Second inner casing

8‧‧‧資料儲存記憶體8‧‧‧Data storage memory

9‧‧‧稅捐資料記憶體9‧‧‧ tax data memory

10‧‧‧揮發性記憶體10‧‧‧ volatile memory

11‧‧‧通訊模組11‧‧‧Communication module

12‧‧‧外部伺服器12‧‧‧ external server

13‧‧‧列印裝置13‧‧‧Printing device

14‧‧‧可插拔記憶模組14‧‧‧pluggable memory module

15‧‧‧條碼讀取模組15‧‧‧ barcode reading module

16a‧‧‧內殼體電池16a‧‧‧Inner housing battery

16b‧‧‧內殼體電路板16b‧‧‧Inner housing circuit board

16c‧‧‧內殼體導體16c‧‧‧ inner casing conductor

17‧‧‧信用卡讀取模組17‧‧‧ Credit card reading module

18‧‧‧交易資料18‧‧‧Transaction Information

19‧‧‧信用卡授權模組19‧‧‧ Credit Card Authorization Module

20‧‧‧請求授權訊息20‧‧‧Request authorization message

21‧‧‧授權碼21‧‧‧Authorization code

22‧‧‧信用卡請款模組22‧‧‧ Credit card payment module

23‧‧‧請求請款確認資料訊息23‧‧‧Request for payment confirmation information message

24‧‧‧請款確認資料24‧‧‧Request confirmation information

25‧‧‧收單銀行25‧‧ ‧ acquiring bank

26‧‧‧信用卡中心26‧‧‧ Credit Card Center

27‧‧‧納稅人資料寫入程序27‧‧‧Taxpayer data writing procedures

28‧‧‧信用卡授權程序28‧‧‧ Credit Card Authorization Procedure

29‧‧‧信用卡請款程序29‧‧‧ Credit card application procedure

30‧‧‧稅捐資料儲存程序30‧‧‧tax information storage procedures

31‧‧‧請款資料儲存程序31‧‧‧Request data storage procedure

32‧‧‧資料列印程序32‧‧‧Information printing procedures

33‧‧‧納稅人資料刪除程序33‧‧‧Taxpayer data deletion procedures

第1A圖為本發明之可攜式電子收費系統之第一實施例中的正面結構示意圖。FIG. 1A is a schematic front view showing the first embodiment of the portable electronic toll collection system of the present invention.

第1B圖為本發明之可攜式電子收費系統之第一實施例中的背面結構示意圖。FIG. 1B is a schematic view showing the structure of the back side in the first embodiment of the portable electronic toll collection system of the present invention.

第1C圖為本發明之可攜式電子收費系統之第一實施例中的剖面圖。1C is a cross-sectional view showing the first embodiment of the portable electronic toll collection system of the present invention.

第2圖為本發明之可攜式電子收費系統之第二實施例的方塊說明圖。Figure 2 is a block diagram showing a second embodiment of the portable electronic toll collection system of the present invention.

第3圖本發明之可攜式電子收費方法的方塊說明圖。Figure 3 is a block diagram of a portable electronic charging method of the present invention.

以下將透過實施例來解釋本發明內容。然而,本發明的實施例並非用以限制本發明須在如實施例所述之任何環境、應用或方式方能實施。因此,關於實施例之說明僅為闡釋本發明之目的,而非用以直接限制本發明。需說明者,以下實施例及圖示中,與本發明非直接相關或為該領域具有 通常知識者可以理解如何實施之元件已省略而未繪示。且熟知此技藝者當可瞭解的是,本創作所揭露之可攜式電子收費系統與方法,當可應用於各種不同場合。The contents of the present invention will be explained below by way of examples. However, the embodiments of the present invention are not intended to limit the invention to any environment, application, or manner as described in the embodiments. Therefore, the description of the embodiments is merely illustrative of the invention and is not intended to limit the invention. It should be noted that the following embodiments and illustrations are not directly related to the present invention or have Generally, the knowledgeable person can understand how the implemented components have been omitted and are not shown. It will be appreciated by those skilled in the art that the portable electronic toll collection system and method disclosed in the present application can be applied to a variety of different occasions.

請參考第1A圖。圖中所示者為一可攜式電子收費系統1的正面外觀。圖中所示者係本創作之第一實施例,其包含一外殼體2、一觸控式螢幕3可見於外殼體2之上表面、一電源連接插座5可見於外殼體2的右側表面(但不以此為限)。因此,對於一個慣用右手操作電子儀器之使用者而言,其可以用左手手持本創作,並以右手按壓該觸控式螢幕3或一按鍵組(未顯示);同時,即便當該使用者左手握持本發明時,亦可同時經由該可見於外殼體右側面的電源連接插座5對可攜式電子收費系統1進行充電,而不影響左手握持該系統1。Please refer to Figure 1A. The figure shows the frontal appearance of a portable electronic toll collection system 1. The figure shows a first embodiment of the present invention, which comprises an outer casing 2, a touch screen 3 can be seen on the upper surface of the outer casing 2, and a power connection socket 5 can be seen on the right side surface of the outer casing 2 ( But not limited to this). Therefore, for a user who is a right-handed electronic device, the user can hold the creation with the left hand and press the touch screen 3 or a button group (not shown) with the right hand; at the same time, even when the user's left hand While holding the present invention, the portable electronic toll collection system 1 can also be charged via the power connection socket 5 visible on the right side of the outer casing without affecting the left hand holding the system 1.

另外,在第一實施例中,本創作具有一卡片讀取模組6設於該外殼體2上。該卡片讀取模組可為一磁條讀取模組6a,可用以讀取信用卡或其他裝置的磁條訊息;該卡片讀取模組亦可為一晶片讀取模組,用以讀取信用卡、iCash(國內某集團所發行之預付儲值卡)或其他裝置中晶片所儲存的訊息;該卡片讀取模組亦可為一射頻辨識模組或一感應式卡片模組6b,因此當卡片具有一射頻裝置或具有電波收發功能的天線線圈(如Visa payWave信用卡)時,只要該卡片靠近該射頻辨識模組或該感應式卡片模組6b,該可攜式電子收費系統1可讀取該卡片所儲存之訊息。須說明的是,該可攜式電子 收費系統1可同時設置一種或多種卡片讀取模組6以因應消費者持不同種類卡片消費時,本系統均可對消費者進行收費,但並不代表本系統1需要對單一消費者的一次刷卡行為同時使用複數種卡片讀取模組6才能進行收費。In addition, in the first embodiment, the present invention has a card reading module 6 disposed on the outer casing 2. The card reading module can be a magnetic stripe reading module 6a, which can be used to read a magnetic stripe message of a credit card or other device; the card reading module can also be a wafer reading module for reading a credit card, iCash (a prepaid stored value card issued by a domestic group) or a message stored on a chip in another device; the card reading module can also be a radio frequency identification module or an inductive card module 6b, so When the card has a radio frequency device or an antenna coil with a radio wave transceiver function (such as a Visa payWave credit card), the portable electronic toll collection system 1 can read as long as the card is adjacent to the radio frequency identification module or the inductive card module 6b. The message stored on the card. It should be noted that the portable electronic The charging system 1 can simultaneously set one or more card reading modules 6 to charge the consumer when the consumer consumes different types of cards, but does not mean that the system 1 needs to be used for a single consumer. The card swipe behavior uses a plurality of card reading modules 6 at the same time to charge.

又在第一實施例之較佳實施態樣中,該可攜式電子收費系統1包括一列印裝置13及一條碼讀取模組15設置於該外殼體2上。其中,在消費者購物時,商店可直接以該條碼讀取模組15讀取消費者選購品項之條碼,如此一來操作人員即可不用逐一鍵入或點選消費者選購品項,有助於縮短結帳時間。In a preferred embodiment of the first embodiment, the portable electronic toll collection system 1 includes a printing device 13 and a code reading module 15 disposed on the outer casing 2. Wherein, when the consumer is shopping, the store can directly read the barcode of the consumer purchase item by using the barcode reading module 15, so that the operator can not input or select the consumer purchase item one by one. Helps reduce checkout time.

請參考第1B圖。圖中所示者為本發明第一實施例在取去一設於外殼體上之電池蓋(未顯示)後的背面外觀。圖中顯示在外殼體之內具有一可充電式電池4,由於該可充電式電池4與該電源連接插座5具有電性連接(未顯示),故使用者可以對該可充電式電池4進行充電以維持可攜式電子收費系統1之正常運作。Please refer to Figure 1B. The figure shows the appearance of the back side of the first embodiment of the present invention after removing a battery cover (not shown) provided on the outer casing. The figure shows that there is a rechargeable battery 4 in the outer casing. Since the rechargeable battery 4 and the power connection socket 5 are electrically connected (not shown), the user can perform the rechargeable battery 4. Charging to maintain the normal operation of the portable electronic toll collection system 1.

此外,在第一實施例之較佳實施態樣中,本發明具有一可插拔記憶模組14,該可插拔記憶模組14可為一記憶卡匣,設於外殼體2與內殼體7之間,該可插拔記憶模組14係用以裝設一個可與之對應的可插拔記憶體,例如安全數碼卡(Secure Digital Memory Card,SD Card)或微安全數碼卡(micro SD card)。又本發明可具有一通訊模組11設於該外殼 體2之內,於較佳實施態樣中,該通訊模組11應設於該外殼體2與內殼體7之間。該通訊模組11可為一無線網路模組、一全球行動通信系統(GSM)用戶識別模組(SIM)與一寬頻多重分碼存取(WCDMA)認證模組至少其中之一。圖中所示之通訊模組11為一附有SIM卡插槽之全球行動通信系統用戶識別模組。In addition, in the preferred embodiment of the first embodiment, the present invention has a pluggable memory module 14, which can be a memory card, disposed in the outer casing 2 and the inner casing. Between the bodies 7, the pluggable memory module 14 is used to install a pluggable memory corresponding thereto, such as a Secure Digital Memory Card (SD Card) or a micro secure digital card (micro) SD card). The invention may further have a communication module 11 disposed on the outer casing In the preferred embodiment, the communication module 11 should be disposed between the outer casing 2 and the inner casing 7. The communication module 11 can be at least one of a wireless network module, a Global System for Mobile Communications (GSM) Subscriber Identity Module (SIM), and a Wideband Multiple Code Access (WCDMA) authentication module. The communication module 11 shown in the figure is a global mobile communication system user identification module with a SIM card slot.

請參考第1C圖。圖中所示者為第1A、1B圖中虛線處之一剖面圖。該外殼體2中包含一內殼體7,且該內殼體7具有一第一內殼體7a與一第二內殼體7b,分別代表內殼體7的上半部與下半部,而在外殼體2與內殼體7之間設有一資料儲存記憶體8。在內殼體7之內包含一稅捐資料記憶體9、一內殼體電池16與一揮發性記憶體10,而該揮發性記憶體10係直接或間接由該內殼體電池16a供給電力。在較佳實施例中,揮發性記憶體10設置於一內殼體電路板16b上,此內殼體電路板16b上連接到內殼體電池16a;此外,內殼體電路板16b上另有兩個連接點分別與一內殼體導體16c具有電性連接,此內殼體導體16c被第一、二內殼體7a、7b固定,形成一封閉電力迴路。因此,故當該第一內殼體與該第二內殼體分離造成封閉迴路斷路時,該揮發性記憶體10無法獲得電力供應,使得該揮發性記憶體10斷電並造成該揮發性記憶體10中所儲存的資料消失。儲存於該揮發性記憶體中的是一納稅人資料,該納稅人資料可包括由稅捐機關給予該商店的一組納稅人帳號及納稅人密碼。Please refer to Figure 1C. The figure is a cross-sectional view of a broken line in the first and second graphs. The outer casing 2 includes an inner casing 7 having a first inner casing 7a and a second inner casing 7b representing the upper and lower halves of the inner casing 7, respectively. A data storage memory 8 is disposed between the outer casing 2 and the inner casing 7. A tax data memory 9, an inner casing battery 16 and a volatile memory 10 are contained in the inner casing 7, and the volatile memory 10 is directly or indirectly supplied with electricity from the inner casing battery 16a. . In the preferred embodiment, the volatile memory 10 is disposed on an inner casing circuit board 16b, and the inner casing circuit board 16b is connected to the inner casing battery 16a; in addition, the inner casing circuit board 16b is additionally provided. The two connection points are electrically connected to an inner casing conductor 16c, respectively, and the inner casing conductor 16c is fixed by the first and second inner casings 7a, 7b to form a closed power circuit. Therefore, when the first inner casing and the second inner casing are separated to cause a closed loop, the volatile memory 10 cannot obtain power supply, so that the volatile memory 10 is powered off and the volatile memory is caused. The data stored in the body 10 disappears. Stored in the volatile memory is a taxpayer profile, which may include a set of taxpayer accounts and taxpayer passwords given to the store by the tax authority.

當該商店使用可攜式電子收費系統1產生一筆交易資料時,該納稅人資料可被用以與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於該稅捐資料記憶體9中。在較佳實施態樣中,該稅捐資料記憶體9為一種僅能一次寫入多次讀取(Write-Once Read-Many,WORM)的快閃記憶體(Flash Memory),因此該稅捐資料記憶體9中的每一記憶單元均僅能單次寫入,一旦寫入後即不能再刪除或修改。When the store uses the portable electronic toll collection system 1 to generate a transaction data, the taxpayer information can be used in conjunction with the transaction data to generate a transaction material having an electronic signature, and the transaction information with the electronic signature can be It is stored in the tax information memory 9. In a preferred embodiment, the tax data memory 9 is a Flash Memory that can be written only once (Write-Once Read-Many, WORM), so the tax is donated. Each memory unit in the data memory 9 can be written only once, and cannot be deleted or modified once it is written.

據此,在第一實施例中,本發明可以作為一稅控裝置。所謂稅控裝置即係一種由政府機關指定企業安裝、維修、生產,由政府稅捐機關依法實施監控,具有稅收監管控制功能和嚴格的電子或物理保護機制的技術裝置。由上可知,只要商店使用本發明進行刷卡,則本發明就會根據稅捐機關給予的納稅人帳號和納稅人密碼(納稅人可能無法知悉該組納稅人帳號和納稅人密碼以避免納稅人破解稅捐機關對於納稅資料的電子簽章或加密程序,妨礙本發明作為一稅控裝置的初衷)對該筆交易資料進行電子簽章或加密,並將該具有電子簽章的交易資料儲存於該稅捐資料記憶體9,又因該稅捐資料記憶體9中的資料可以是一旦寫入就永久不能更改或刪除的,故不必擔心納稅人會竄改該等稅捐資料,使得稅捐機關可以確保資料的正確性,並可隨時讀取該稅捐資料記憶體9中的交易資料以對商店的報稅資料進行稽核。此外,只 要本發明成為政府機關指定企業安裝的裝置,則當商店欲進行刷卡收費以獲取營收時,該筆交易資料必能被正確地記錄下來,政府亦可具有詳細稅捐資料以對商店課稅;換言之,商店藉由消費者刷卡而獲取利潤乙事,即已成為商店誠實申報所得的誘因。Accordingly, in the first embodiment, the present invention can be used as a tax control device. The so-called tax control device is a technical device that is installed, maintained, and produced by a government agency, and is monitored and controlled by the government taxation authority. It has a taxation supervision function and a strict electronic or physical protection mechanism. As can be seen from the above, as long as the store uses the invention to swipe the card, the invention will be based on the taxpayer account number and the taxpayer password given by the tax authority (the taxpayer may not be aware of the taxpayer account number and the taxpayer password to avoid taxpayer cracking) The electronic signature or encryption procedure of the tax payment authority for the tax payment institution hinders the original intention of the invention as a tax control device, electronically signing or encrypting the transaction data, and storing the transaction data with the electronic signature in the Tax data memory 9, and because the information in the tax memory data 9 can be permanently changed or deleted once written, there is no need to worry that the taxpayer will tamper with the tax information, so that the tax authority can To ensure the correctness of the information, the transaction data in the tax data memory 9 can be read at any time to audit the tax information of the store. In addition, only If the invention becomes a device installed by a government-designated enterprise, the transaction information must be correctly recorded when the store wants to charge for the card to obtain revenue, and the government may also have detailed tax information to tax the store. In other words, the store obtains the profit by purchasing the card from the consumer, which has become the incentive for the store to declare it honestly.

當商店需要報稅的時候,商店會依法指定一日期區間,此時該可攜式電子收費系統1會將本段期間之交易資料整合為單一檔案,並以納稅人帳號及納稅人密碼對該單一檔案進行電子簽章及加密後,商店即可藉由前開可插拔記憶模組14將檔案讀出送至稅捐機關,或直接藉由通訊模組將該具有電子簽章之交易資料或該交易資料傳送至一設置於稅捐機關的外部伺服器12。When the store needs to file tax returns, the store will specify a date range according to law. At this time, the portable electronic toll collection system 1 will integrate the transaction data during the period into a single file, and use the taxpayer account number and the taxpayer password to After the file is electronically signed and encrypted, the store can send the file to the tax authority through the front open pluggable memory module 14, or directly use the communication module to exchange the transaction information with the electronic signature. The transaction data is transmitted to an external server 12 provided to the tax authority.

更進一步,由於該稅捐資料記憶體9及該揮發性記憶體10均設置於內殼體7之內,故若商店想要逃漏稅而企圖「探知」或「竄改」儲存在該稅捐資料記憶體9及該揮發性記憶體10的資料,必然需要打開內殼體7而使第一內殼體7a及第二內殼體7b分離,此時反而造成該揮發性記憶體10斷電而使納稅人帳號和納稅人密碼消失而使該可攜式電子收費系統1在稅捐機關重新灌入納稅人資料前即無法正常運作。因此,納稅人顯然無法在稅捐機關不知悉的情形下影響稅捐資料的正確性。Further, since the tax data memory 9 and the volatile memory 10 are both disposed in the inner casing 7, if the store wants to escape the tax, it attempts to "detect" or "tamper" to store the tax information. The information of the memory 9 and the volatile memory 10 necessarily requires opening the inner casing 7 to separate the first inner casing 7a and the second inner casing 7b, which in turn causes the volatile memory 10 to be powered off. The disappearance of the taxpayer's account number and the taxpayer's password makes the portable electronic toll collection system 1 unable to function properly until the tax authority refills the taxpayer's information. Therefore, it is obvious that the taxpayer cannot influence the correctness of the tax payment information without the tax authority.

請參考第2圖,圖中所示者為本發明之第二實施 例。第二實施例為第一實施例之進一步應用,故第二實施例所使用之硬體裝置與第一實施例在第1A、1B、1C圖中所示者大約相同。惟因第二實施例係本發明用於信用卡交易機制的一實施態樣,故第一實施例中的卡片讀取模組6於本實施例中為一信用卡讀取模組設於外殼體2上。Please refer to FIG. 2, which shows the second implementation of the present invention. example. The second embodiment is a further application of the first embodiment, so that the hardware device used in the second embodiment is about the same as that shown in the first embodiment in Figs. 1A, 1B, and 1C. The second embodiment is a card reading module 6 in the first embodiment. The card reading module 6 in the first embodiment is a credit card reading module. on.

如第2圖所示,該可攜式電子收費系統1進一步包括一信用卡讀取模組17(即為第1A圖中之卡片讀取模組6)、一信用卡授權模組19與一信用卡請款模組22。當信用卡讀取模組17為一磁條讀取模組6a、一晶片讀取模組、一感應式卡片讀取模組6b或一射頻辨識模組時,其均可分別藉由信用卡磁條、信用卡晶片或其他對應方式讀取信用卡訊息。該可攜式電子收費系統1可同時設置一種或多種信用卡讀取模組17以因應消費者持不同種類信用卡消費時,本系統均可對消費者進行收費,但並不代表本系統需要對單一消費者的一次刷卡行為同時使用複數種信用卡讀取模組17才能進行刷卡。而當商店在讀取信用卡資訊以進行交易時,該信用卡讀取模組17會傳送一交易資料18(可能包含前述之信用卡訊息、購買商品品項及價額、該次交易總額等資料)至信用卡授權模組19。此時,該信用卡授權模組19可以直接或透過該商店配合的收單銀行25間接向一信用卡中心26(或稱國際卡組織、國內清算中心、授權轉接中心)發送一請求授權訊息20。俟信用卡中心26向發卡銀行(未顯示)取得一授權碼21後,即可 直接或透過該收單銀行25間接將該授權碼傳回至本系統1之信用卡授權模組19。As shown in FIG. 2, the portable electronic toll collection system 1 further includes a credit card reading module 17 (ie, the card reading module 6 in FIG. 1A), a credit card authorization module 19, and a credit card. Module 22. When the credit card reading module 17 is a magnetic stripe reading module 6a, a chip reading module, an inductive card reading module 6b or a radio frequency identification module, the credit card magnetic strips can be respectively used , credit card chip or other corresponding way to read credit card information. The portable electronic toll collection system 1 can simultaneously set one or more credit card reading modules 17 to charge the consumer when the consumer consumes different types of credit cards, but does not mean that the system needs to be single. A consumer's card swipe behavior uses a plurality of credit card reading modules 17 at the same time to swipe the card. When the store reads the credit card information for the transaction, the credit card reading module 17 transmits a transaction data 18 (which may include the aforementioned credit card information, the purchase of the product item and the price, the total amount of the transaction, etc.) to Credit card authorization module 19. At this time, the credit card authorization module 19 can indirectly send a request authorization message 20 to a credit card center 26 (or an international card organization, a domestic clearing center, an authorized transfer center) directly or through the acquirer bank 25 cooperated with the store. After the credit card center 26 obtains an authorization code 21 from the issuing bank (not shown), The authorization code is transmitted back to the credit card authorization module 19 of the system 1 directly or through the acquiring bank 25.

之後,信用卡授權模組19會將該交易資料18與該授權碼21傳送至信用卡請款模組22。該信用卡請款模組即可依據該交易資料18與該授權碼21以傳送一請求請款確認資料訊息23給收單銀行25,該收單銀行即可傳送一請款確認資料24給信用卡請款模組22。應說明者是,該請款確認資料24可為一個收單銀行確認會付款給商店的訊息,或是收單銀行25內部用以表彰該筆交易資料18的一代碼。Thereafter, the credit card authorization module 19 transmits the transaction data 18 and the authorization code 21 to the credit card payment module 22. The credit card payment module can transmit a request for payment confirmation information message 23 to the acquiring bank 25 according to the transaction data 18 and the authorization code 21, and the acquiring bank can transmit a payment confirmation information 24 to the credit card. Module 22. It should be noted that the payment confirmation information 24 may be a message that the acquiring bank confirms payment to the store, or a code inside the acquiring bank 25 for recognizing the transaction data 18.

俟信用卡請款模組22收到來自收單銀行的請款確認資料24後,信用卡請款模組22可將交易資料18、授權碼21與請款確認資料24儲存於資料儲存記憶體8中,並於需要時藉由通訊模組11將該交易資料、該授權碼或該請款確認資料傳送至一設於商店的外部伺服器12;或以一設於該外殼體2上的列印裝置13列印該交易資料18、該授權碼21或該請款確認資料24。在較佳實施態樣中,其中該列印裝置13可將該交易資料18、該授權碼21與該請款確認資料24列印於同一張單據上。After the credit card payment module 22 receives the payment confirmation data 24 from the acquiring bank, the credit card payment module 22 can store the transaction data 18, the authorization code 21 and the payment confirmation data 24 in the data storage memory 8. And transmitting the transaction data, the authorization code or the payment confirmation data to an external server 12 provided at the store by the communication module 11 when needed; or printing on the outer casing 2 The device 13 prints the transaction data 18, the authorization code 21 or the payment confirmation data 24. In a preferred embodiment, the printing device 13 can print the transaction data 18, the authorization code 21 and the payment confirmation data 24 on the same document.

整體而言,由於本系統1除了紀錄交易資料18與該授權碼21之外,其更進一步記錄了由收單銀行25提供的請款確認資料24,因此當商店要向收單銀行25請款時,商店只需將該同時印有交易資料18、授權碼21與請款確認資料24的 單據提供給收單銀行25,而由於該請款確認資料24本係由收單銀行25提供給商店的訊息,故收單銀行25於收到該請款確認資料24即可迅速查驗並快速付款給商店。如此一來,即可避免習知技術中,商店每個月需要耗費許多人力與時間在核對商店內部的交易資料18與收單銀行25提供的報表並確認二者是否相符之困擾。In general, since the system 1 records the transaction data 18 and the authorization code 21, it further records the payment confirmation information 24 provided by the acquiring bank 25, so when the store wants to pay the acquiring bank 25 At the time, the store only needs to print the transaction data 18, the authorization code 21 and the payment confirmation information 24 at the same time. The receipt is provided to the acquiring bank 25, and since the payment confirmation information 24 is provided by the acquiring bank 25 to the store, the acquiring bank 25 can quickly check and quickly pay the receipt of the payment confirmation information 24. Give the store. In this way, it can be avoided that in the prior art, the store needs to spend a lot of manpower and time each month to check the transaction information 18 inside the store and the report provided by the acquiring bank 25 and confirm whether the two are in conformity.

由於第二實施例係將第一實施例更進一步結合信用卡授權模組16、信用卡請款模組19,故便於商店處理以信用卡收費後的對帳事宜,藉此增加商店使用本發明可攜式電子收費系統1之誘因。倘使更多商店可使用本發明,即可進一步反饋使政府得以確認更多商店的營收,藉此達成更顯著的稅控成效。Since the second embodiment further integrates the first embodiment with the credit card authorization module 16 and the credit card payment module 19, it is convenient for the store to handle the reconciliation after charging the credit card, thereby increasing the use of the present invention by the store. The incentive for electronic toll collection system 1. If more stores are available to use the invention, further feedback can be made to enable the government to confirm the revenues of more stores, thereby achieving more significant tax control results.

請參考第三圖,圖中所示者為本發明之可攜式電子收費方法。當商店購置一台可攜式電子收費裝置1時,該納稅人資料寫入程序27,係由依政府稅捐機關將一納稅人資料寫入該可攜式電子收費裝置1中之一揮發性記憶體10,以利後續進行電子簽章、加密稅捐資料等動作。Please refer to the third figure, which shows the portable electronic charging method of the present invention. When the store purchases a portable electronic toll collection device 1, the taxpayer data writing program 27 is a volatile memory written into the portable electronic toll collection device 1 by the government taxation authority. Body 10, in order to facilitate subsequent electronic signatures, encryption tax materials and other actions.

之後,本發明之可攜式電子收費方法更進一步包括一信用卡授權程序28,係當該可攜式電子收費裝置1中之一信用卡讀取模組17讀取信用卡資料以進行交易並記錄一交易資料18時,該信用卡授權程序28可被用以直接或間接由該可攜式電子收費裝置1向一信用卡中心26請求一授權碼21。接 著,即可進行一信用卡請款程序29,係當該信用卡中心26直接或間接傳送該授權碼21至該可攜式電子收費裝置1後,該可攜式電子收費裝置1可以向一收單銀行25請求一請款確認資料24。Thereafter, the portable electronic charging method of the present invention further includes a credit card authorization program 28 for reading credit card data by one of the portable electronic charging devices 1 to perform a transaction and record a transaction. At 18 o'clock, the credit card authorization program 28 can be used to request an authorization code 21 directly or indirectly from the portable electronic toll collection device 1 to a credit card center 26. Connect The credit card payment program 29 can be performed. When the credit card center 26 directly or indirectly transmits the authorization code 21 to the portable electronic toll collection device 1, the portable electronic toll collection device 1 can receive an order. Bank 25 requests a request for confirmation information 24.

嗣後,本發明之可攜式電子收費方法更進一步包括一稅捐資料儲存程序30,係以該納稅人資料與該交易資料18結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於一稅捐資料記憶體9。於較佳之實施態樣中,該稅捐資料記憶體9可為一種僅能一次寫入多次讀取(Write-Once Read-Many,WORM)的快閃記憶體,藉此防止稅捐資料被任意竄改。Thereafter, the portable electronic charging method of the present invention further includes a tax data storage program 30 for combining the taxpayer data with the transaction data 18 to generate a transaction material having an electronic signature, the electronic signature The transaction data can be stored in a tax data memory 9. In a preferred embodiment, the tax data memory 9 can be a flash memory of Write-Once Read-Many (WORM), thereby preventing tax materials from being Any tampering.

與稅捐資料儲存程序30可以同步或任意對調順序進行的是一請款資料儲存程序31,該請款資料儲存程序係於可攜式電子收費裝置1將該交易資料18、該授權碼21與該請款確認資料24儲存於該可攜式電子收費裝置1中之一資料儲存記憶體8,並於需要時進行一資料列印程序32。該資料列印程序32係用以列印交易資料18、授權碼21或請款確認資料24。最後,假使該商店不需要該可攜式電子收費裝置1而欲將該裝置1廢棄或轉移至另一商店時,即可進行一納稅人資料刪除程序33,將該納稅人資料於該揮發性記憶體10中刪除,以利重新進行一納稅人資料寫入程序27以寫入另一納稅人資料。The payment data storage program 30 can be synchronized or arbitrarily adjusted in sequence. The payment data storage program 31 is stored in the portable electronic charging device 1 and the authorization data 21 and the authorization code 21 are The payment confirmation data 24 is stored in one of the data storage memories 8 of the portable electronic charging device 1, and a data printing program 32 is performed as needed. The data printing program 32 is used to print the transaction data 18, the authorization code 21 or the payment confirmation data 24. Finally, if the store does not need the portable electronic toll collection device 1 and wants to discard or transfer the device 1 to another store, a taxpayer data deletion program 33 can be performed to deposit the taxpayer data in the volatile The memory 10 is deleted to facilitate the re-performation of a taxpayer data writing program 27 to write another taxpayer profile.

熟知本發明技術之人應清楚了解本發明不受限於上開說明的實施方式的細節,本發明得以其他特定形式實施而不脫離本發明之基本屬性,實施方式僅係說明而非限制本發明,本發明以專利申請範圍為依據,而非以上開說明為依據,申請專利範圍之意義及均等範圍中之所有變形均屬本發明之範圍。It will be apparent to those skilled in the art that the present invention is not limited to the details of the embodiments disclosed herein. The invention is based on the scope of the patent application, and is not based on the above description, and all modifications in the meaning and scope of the claims are within the scope of the invention.

1‧‧‧可攜式電子收費系統1‧‧‧Portable electronic toll collection system

2‧‧‧外殼體2‧‧‧Outer casing

3‧‧‧觸控式螢幕3‧‧‧Touch screen

5‧‧‧電源連接插座5‧‧‧Power connection socket

6‧‧‧卡片讀取模組6‧‧‧Card reading module

6a‧‧‧磁條讀取模組6a‧‧‧Magnetic strip reading module

6b‧‧‧感應式卡片讀取模組6b‧‧‧Inductive card reading module

12‧‧‧外部伺服器12‧‧‧ external server

13‧‧‧列印裝置13‧‧‧Printing device

15‧‧‧條碼讀取模組15‧‧‧ barcode reading module

Claims (27)

一種可攜式電子收費系統,該可攜式電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接,該可攜式電子收費系統更包括:一卡片讀取模組設於該外殼體上;一內殼體,其具有一第一內殼體與一第二內殼體,當該第一內殼體與該第二內殼體結合時,該第一內殼體與該第二內殼體具有電性連接;一資料儲存記憶體設於該外殼體之內;一稅捐資料記憶體與一揮發性記憶體均設於該第一內殼體與該第二內殼體之間;一納稅人資料儲存於該揮發性記憶體,其中當該可攜式電子收費系統產生一交易資料時,該納稅人資料可被用以與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於該稅捐資料記憶體;一通訊模組設於該外殼體之內,用以將該具有電子簽章之交易資料或該交易資料傳送至一外部伺服器;其中,當該第一內殼體與該第二內殼體分離時,該納稅人資料消失。A portable electronic toll collection system includes an outer casing, a touch screen, a rechargeable battery and a power connection socket, wherein the touch screen and the power connection socket are Seen on the surface of the outer casing, the rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket, and the portable electronic toll collection system further comprises: a card reading The module is disposed on the outer casing; an inner casing has a first inner casing and a second inner casing, and when the first inner casing is combined with the second inner casing, the first The inner casing is electrically connected to the second inner casing; a data storage memory is disposed in the outer casing; a tax data memory and a volatile memory are disposed in the first inner casing and Between the second inner casings; a taxpayer data is stored in the volatile memory, wherein when the portable electronic toll collection system generates a transaction data, the taxpayer data can be used in combination with the transaction data to generate a transaction information with an electronic signature, The transaction data with the electronic signature may be stored in the tax data storage; a communication module is disposed in the outer casing for transmitting the electronic signature transaction data or the transaction data to an external servo Wherein, when the first inner casing is separated from the second inner casing, the taxpayer data disappears. 根據申請專利範圍第1項之可攜式電子收費系統,其中該稅捐資料記憶體中的每一記憶單元僅能單次寫入。According to the portable electronic toll collection system of claim 1, wherein each memory unit in the tax data storage can only be written in a single write. 根據申請專利範圍第2項之可攜式電子收費系統,其中該稅捐資料記憶體可為一快閃記憶體。According to the portable electronic toll collection system of claim 2, wherein the tax data storage device can be a flash memory. 根據申請專利範圍第1項之可攜式電子收費系統,其進一步包括一列印裝置,設於該外殼體上。The portable electronic toll collection system of claim 1, further comprising a printing device disposed on the outer casing. 根據申請專利範圍第1項之可攜式電子收費系統,其進一步包括一可插拔記憶模組設於該外殼體與該內殼體之間,用於裝設一可插拔記憶體。The portable electronic toll collection system of claim 1, further comprising a pluggable memory module disposed between the outer casing and the inner casing for mounting a pluggable memory. 根據申請專利範圍第1項之可攜式電子收費系統,其進一步包括一條碼讀取模組設於該外殼體上。The portable electronic toll collection system according to claim 1, further comprising a code reading module disposed on the outer casing. 根據申請專利範圍第1項之可攜式電子收費系統,其中該卡片讀取模組為一磁條讀取模組、一晶片讀取模組、一感應式卡片讀取模組與一射頻辨識模組至少其中之一。According to the portable electronic toll collection system of claim 1, wherein the card reading module is a magnetic stripe reading module, a wafer reading module, an inductive card reading module and an RFID At least one of the modules. 根據申請專利範圍第1項之可攜式電子收費系統,其中該通訊模組為一無線網路模組、一全球行動通信系統(GSM)用戶識別模組(SIM)與一寬頻多重分碼存取(WCDMA)認證模組至少其中之一。According to the portable electronic toll collection system of claim 1, wherein the communication module is a wireless network module, a global mobile communication system (GSM) subscriber identity module (SIM) and a broadband multiple code division Take at least one of the (WCDMA) authentication modules. 根據申請專利範圍第1項之可攜式電子收費系統,其中該納稅人資料包括一納稅人帳號與一納稅人密碼。According to the portable electronic toll collection system of claim 1, wherein the taxpayer information includes a taxpayer account number and a taxpayer password. 一種可攜式電子收費系統,該可攜式電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插 座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接,該可攜式電子收費系統更包括:一信用卡讀取模組設於該外殼體上;一資料儲存記憶體設於外殼體之內;一信用卡授權模組,其中當該信用卡讀取模組產生一交易資料時,該信用卡授權模組可被用以直接或間接向一信用卡中心請求一授權碼;一信用卡請款模組,其中當該信用卡授權模組收到該授權碼,該信用卡請款模組可被用以向一收單銀行請求一請款確認資料,且該信用卡請款模組可將該交易資料與該請款確認資料儲存於一資料儲存記憶體;一通訊模組設於該外殼體之內,用以將該交易資料、該授權碼或該請款確認資料傳送至一外部伺服器;以及一列印裝置設於該外殼體上,該列印裝置係用以列印該交易資料、該授權碼或該請款確認資料。A portable electronic toll collection system, the portable electronic toll collection system comprising an outer casing, a touch screen, a rechargeable battery and a power connection The rechargeable screen and the power connection socket are both visible on the surface of the outer casing, the rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket The portable electronic toll collection system further includes: a credit card reading module disposed on the outer casing; a data storage memory disposed within the outer casing; a credit card authorization module, wherein the credit card reading module When generating a transaction data, the credit card authorization module can be used to directly or indirectly request an authorization code from a credit card center; a credit card payment module, wherein when the credit card authorization module receives the authorization code, the credit card is requested The module can be used to request a payment confirmation data from an acquiring bank, and the credit card payment module can store the transaction data and the payment confirmation data in a data storage memory; Within the outer casing, the transaction data, the authorization code or the payment confirmation data is transmitted to an external server; and a printing device is disposed on the outer casing, and the printing device is used Print this transaction data, the authorization code or data confirm the payment request. 根據申請專利範圍第10項之可攜式電子收費系統,其中該列印裝置可將該交易資料、該授權碼與該請款確認資料列印於一單據上。The portable electronic toll collection system according to claim 10, wherein the printing device can print the transaction data, the authorization code and the payment confirmation data on a document. 根據申請專利範圍第10項之可攜式電子收費系統,其進一步包括一可插拔記憶模組設於該外殼體內,用於裝設一可插拔記憶體。The portable electronic toll collection system according to claim 10, further comprising a pluggable memory module disposed in the outer casing for mounting a pluggable memory. 根據申請專利範圍第10項之可攜式電子收費系統,其進一步包括一條碼讀取模組設於該外殼體上。The portable electronic toll collection system according to claim 10, further comprising a code reading module disposed on the outer casing. 根據申請專利範圍第10項之可攜式電子收費系統,其中該信用卡讀取模組包括一磁條讀取模組、一晶片讀取模組、一感應式卡片讀取模組與一射頻辨識模組至少其中之一。The portable electronic toll collection system according to claim 10, wherein the credit card reading module comprises a magnetic stripe reading module, a wafer reading module, an inductive card reading module and a radio frequency identification At least one of the modules. 根據申請專利範圍第10項之可攜式電子收費系統,其中該通訊模組為一無線網路模組、一全球行動通信系統(GSM)用戶識別模組(SIM)與一寬頻多重分碼存取(WCDMA)認證模組至少其中之一。The portable electronic toll collection system according to claim 10, wherein the communication module is a wireless network module, a global mobile communication system (GSM) subscriber identity module (SIM) and a broadband multiple code division Take at least one of the (WCDMA) authentication modules. 一種可攜式電子收費系統,該可攜式電子收費系統包括一外殼體、一觸控式螢幕、一可充電式電池與一電源連接插座,其中該觸控式螢幕與該電源連接插座均可見於該外殼體之表面,該可充電式電池設於該外殼體之內,且該可充電式電池與該電源連接插座具有電性連接,該可攜式電子收費系統更包括:一信用卡讀取模組及一列印裝置設於該外殼體上;一資料儲存記憶體、一稅捐資料記憶體與一揮發性記憶體均設於該外殼體之內; 一納稅人資料儲存於該揮發性記憶體,其中當該可攜式電子收費系統產生一交易資料時,該納稅人資料可被用以與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於該稅捐資料記憶體;一信用卡授權模組,其中當該信用卡讀取模組產生一交易資料時,該信用卡授權模組可被用以直接或間接向一信用卡中心請求一授權碼;一信用卡請款模組,其中當該信用卡授權模組收到該授權碼,該信用卡請款模組可被用以向一收單銀行請求一請款確認訊息,且該信用卡請款模組可將該交易資料與該請款確認資料儲存於該資料儲存記憶體;一通訊模組設於該外殼體之內,用以將該交易資料、該授權碼、該請款確認資料、該具有電子簽章之交易資料或該交易資料傳送至一外部伺服器;以及一列印裝置設於該外殼體上,該列印裝置係用以列印該交易資料、該授權碼或該請款確認資料。 A portable electronic toll collection system includes an outer casing, a touch screen, a rechargeable battery and a power connection socket, wherein the touch screen and the power connection socket are Seen on the surface of the outer casing, the rechargeable battery is disposed in the outer casing, and the rechargeable battery is electrically connected to the power connection socket, and the portable electronic toll collection system further comprises: a credit card reading a module and a printing device are disposed on the outer casing; a data storage memory, a tax data memory and a volatile memory are disposed in the outer casing; A taxpayer profile is stored in the volatile memory, wherein when the portable electronic toll collection system generates a transaction data, the taxpayer profile can be used in conjunction with the transaction profile to generate a transaction material having an electronic signature. The transaction data with the electronic signature can be stored in the tax data storage; a credit card authorization module, wherein when the credit card reading module generates a transaction data, the credit card authorization module can be used to directly or Indirectly requesting an authorization code from a credit card center; a credit card payment module, wherein when the credit card authorization module receives the authorization code, the credit card payment module can be used to request an payment confirmation from an acquiring bank a message, and the credit card payment module can store the transaction data and the payment confirmation data in the data storage memory; a communication module is disposed in the outer casing for the transaction data and the authorization code And the payment confirmation information, the transaction information with the electronic signature or the transaction data is transmitted to an external server; and a printing device is disposed on the outer casing, the printing device Print data for the transaction, the authorization code or data confirm the payment request. 根據申請專利範圍第16項之可攜式電子收費系統,其進一步包括一內殼體,具有一第一內殼體與一第二內殼體設於該外殼體中,當該第一內殼體與該第二內殼體結合時,該第一內殼體與該第二內殼體具有電性連接,且該稅捐資料記憶體與該揮發性記憶體設於內殼體之內,當該第一內殼體與該第二內殼體分離時,該納稅人資料消失。The portable electronic toll collection system of claim 16 further comprising an inner casing having a first inner casing and a second inner casing disposed in the outer casing, wherein the first inner casing When the body is coupled to the second inner casing, the first inner casing and the second inner casing are electrically connected, and the tax data memory and the volatile memory are disposed in the inner casing. When the first inner casing is separated from the second inner casing, the taxpayer data disappears. 根據申請專利範圍第17項之可攜式電子收費系統,其中該稅捐資料記憶體中的每一記憶單元僅能單次寫入。The portable electronic toll collection system according to claim 17 of the patent application, wherein each memory unit in the tax data storage can only be written in a single write. 根據申請專利範圍第18項之可攜式電子收費系統,其中該稅捐資料記憶體可為一快閃記憶體。The portable electronic toll collection system according to claim 18, wherein the tax data storage device is a flash memory. 根據申請專利範圍第17項之可攜式電子收費系統,其中該列印裝置可將該交易資料、該授權碼與該請款確認資料列印於一單據上。The portable electronic toll collection system according to claim 17, wherein the printing device can print the transaction data, the authorization code and the payment confirmation data on a document. 根據申請專利範圍第17項之可攜式電子收費系統,其進一步包括一可插拔記憶模組設於該外殼體與該內殼體之間,用於裝設一可插拔記憶體。The portable electronic toll collection system of claim 17 further includes a pluggable memory module disposed between the outer casing and the inner casing for mounting a pluggable memory. 根據申請專利範圍第17項之可攜式電子收費系統,其進一步包括一條碼讀取模組設於該外殼體上。The portable electronic toll collection system according to claim 17, further comprising a code reading module disposed on the outer casing. 根據申請專利範圍第17項之可攜式電子收費系統,其中該信用卡讀取模組為一磁條讀取模組、一晶片讀取模組、一感應式卡片讀取模組與一射頻辨識模組至少其中之一。According to the portable electronic toll collection system of claim 17, wherein the credit card reading module is a magnetic stripe reading module, a wafer reading module, an inductive card reading module and an RFID At least one of the modules. 根據申請專利範圍第17項之可攜式電子收費系統,其中該通訊模組為一無線網路模組、一全球行動通信系統(GSM)用戶識別模組(SIM)與一寬頻多重分碼存取(WCDMA)認證模組至少其中之一。According to the portable electronic toll collection system of claim 17, wherein the communication module is a wireless network module, a global mobile communication system (GSM) subscriber identity module (SIM) and a broadband multiple code division Take at least one of the (WCDMA) authentication modules. 根據申請專利範圍第17項之可攜式電子收費系統,其中該納稅人資料包括一納稅人帳號與一納稅人密碼,該納稅人資料可被用以將該交易資料加密。The portable electronic toll collection system according to claim 17, wherein the taxpayer information includes a taxpayer account and a taxpayer password, and the taxpayer data can be used to encrypt the transaction data. 一種可攜式電子收費方法,該可攜式電子收費方法包括:一納稅人資料寫入程序,係將一納稅人資料寫入一可攜式電子收費裝置中之一揮發性記憶體;一信用卡授權程序,係當該可攜式電子收費裝置中之一信用卡讀取模組讀取一信用卡資料以進行一交易並記錄一交易資料時,該信用卡授權程序可被用以直接或間接由該可攜式電子收費裝置向一信用卡中心請求一授權碼;一信用卡請款程序,係當該信用卡中心直接或間接傳送該授權碼至該可攜式電子收費裝置後,該可攜式電子收費裝置可以向一收單銀行請求一請款確認資料;一稅捐資料儲存程序,係以該納稅人資料與該交易資料結合產生一具有電子簽章之交易資料,該具有電子簽章之交易資料可被儲存於一稅捐資料記憶體;一請款資料儲存程序,係於該可攜式電子收費裝置將該交易資料、該授權碼與該請款確認資料儲存於該可攜式電子收費裝置中之一資料儲存記憶體;以及一資料列印程序,係用以列印該交易資料、該授權碼或該請款確認資料。A portable electronic charging method includes: a taxpayer data writing program, which writes a taxpayer data into one of the portable electronic charging devices; a credit card; Authorization procedure, when one of the portable electronic toll collection devices reads a credit card data to perform a transaction and records a transaction data, the credit card authorization program can be used to directly or indirectly The portable electronic toll collection device requests an authorization code from a credit card center; a credit card payment program is when the credit card center directly or indirectly transmits the authorization code to the portable electronic toll collection device, the portable electronic toll collection device can Requesting a claim confirmation data from an acquiring bank; a tax donation data storing program combines the taxpayer data with the transaction data to generate a transaction data having an electronic signature, and the transaction information with the electronic signature can be Stored in a tax data memory; a request data storage program is associated with the transaction data, the authorization code and the portable electronic toll collection device Please confirm the information shall be stored in the portable electronic toll devices in one data storage memory; and a data printing program, the Department for the transaction print data, the authorization code or data confirm the payment request. 根據申請專利範圍第26項之可攜式電子收費方法,其進一步包括一納稅人資料刪除程序,係將該納稅人資料於該揮發性記憶體中刪除。The portable electronic charging method according to claim 26 of the patent application further includes a taxpayer data deletion procedure for deleting the taxpayer data in the volatile memory.
TW102115389A 2013-04-30 2013-04-30 Portable e-pay system and method TWI505208B (en)

Priority Applications (7)

Application Number Priority Date Filing Date Title
TW102115389A TWI505208B (en) 2013-04-30 2013-04-30 Portable e-pay system and method
CN201310324849.XA CN104134299B (en) 2013-04-30 2013-07-30 Portable electronic charging system and method
CN201610160749.1A CN105868976A (en) 2013-04-30 2013-07-30 Portable electronic charging system and method
US14/185,241 US9760881B2 (en) 2013-04-30 2014-02-20 Portable e-pay system and method
EP14164341.1A EP2800073A1 (en) 2013-04-30 2014-04-11 Portable e-pay system and method
EP20140164779 EP2800074A1 (en) 2013-04-30 2014-04-15 Portable e-pay system and method
BR102014009720A BR102014009720A2 (en) 2013-04-30 2014-04-24 portable electronic payment system and method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TW102115389A TWI505208B (en) 2013-04-30 2013-04-30 Portable e-pay system and method

Publications (2)

Publication Number Publication Date
TW201441948A TW201441948A (en) 2014-11-01
TWI505208B true TWI505208B (en) 2015-10-21

Family

ID=51806962

Family Applications (1)

Application Number Title Priority Date Filing Date
TW102115389A TWI505208B (en) 2013-04-30 2013-04-30 Portable e-pay system and method

Country Status (3)

Country Link
CN (2) CN104134299B (en)
BR (1) BR102014009720A2 (en)
TW (1) TWI505208B (en)

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0128672A1 (en) * 1983-05-13 1984-12-19 Ira Dennis Gale Data security device
CN1320253A (en) * 1998-09-30 2001-10-31 国际商业机器公司 Verifiable electronic journal for point of sale device and methods for using the same
WO2005066904A1 (en) * 2003-12-19 2005-07-21 Thales Electronic package, in particular for an electronic payment terminal
TW200842744A (en) * 2007-04-27 2008-11-01 Feng-Yang Xu Mobile payment platform
TWI314296B (en) * 2005-12-06 2009-09-01 Airlink Technology Co Ltd Portable device for trading data collection
US20110048756A1 (en) * 2009-09-03 2011-03-03 Shuxian Shi Security protection device and method
US20120160907A1 (en) * 2010-12-23 2012-06-28 Verifone, Inc. Point of sale terminal for engagement with a mobile communicator
WO2013021233A1 (en) * 2011-08-05 2013-02-14 Mt Bilgi Teknolojileri Dis Tic, A.S. Multi-communication featured, touch-operated or keyboard cash register with contact and non-contact credit card reader

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1360265B (en) * 2000-12-18 2010-05-26 伊标志公司 Portable electronic license device
US20040177040A1 (en) * 2003-03-05 2004-09-09 Ming-Ching Shiu Method for securing card transaction by using mobile device
CN100561530C (en) * 2006-02-08 2009-11-18 航天信息股份有限公司 Multi-media tax-controlled cash register
CN101038646A (en) * 2006-03-15 2007-09-19 明基电通股份有限公司 Electronic finance trade method of mobile communication device
BRPI1005607B1 (en) * 2009-12-17 2021-02-23 Seiko Epson Corporation electronic device and method to control electronic device
CN202404689U (en) * 2011-11-30 2012-08-29 航天信息股份有限公司 Fiscal control device

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0128672A1 (en) * 1983-05-13 1984-12-19 Ira Dennis Gale Data security device
CN1320253A (en) * 1998-09-30 2001-10-31 国际商业机器公司 Verifiable electronic journal for point of sale device and methods for using the same
WO2005066904A1 (en) * 2003-12-19 2005-07-21 Thales Electronic package, in particular for an electronic payment terminal
TWI314296B (en) * 2005-12-06 2009-09-01 Airlink Technology Co Ltd Portable device for trading data collection
TW200842744A (en) * 2007-04-27 2008-11-01 Feng-Yang Xu Mobile payment platform
US20110048756A1 (en) * 2009-09-03 2011-03-03 Shuxian Shi Security protection device and method
US20120160907A1 (en) * 2010-12-23 2012-06-28 Verifone, Inc. Point of sale terminal for engagement with a mobile communicator
WO2013021233A1 (en) * 2011-08-05 2013-02-14 Mt Bilgi Teknolojileri Dis Tic, A.S. Multi-communication featured, touch-operated or keyboard cash register with contact and non-contact credit card reader

Also Published As

Publication number Publication date
TW201441948A (en) 2014-11-01
CN105868976A (en) 2016-08-17
BR102014009720A2 (en) 2015-10-13
CN104134299A (en) 2014-11-05
CN104134299B (en) 2016-08-17

Similar Documents

Publication Publication Date Title
CN106940849B (en) Data interaction method and device and offline credit payment method and device
CA2896755C (en) Systems and methods for providing secure data transmission between networked computing systems
KR102266679B1 (en) IC card-based transaction processing and credit payment authorization method, device and system
AU2007261035B2 (en) Portable consumer device configured to generate dynamic authentication data
US9547861B2 (en) System and method for wireless communication with an IC chip for submission of pin data
US20180039987A1 (en) Multi-function transaction card
CN104574052A (en) Payment method and system based on 3D holographic projection for identity authentication
US10430791B2 (en) Biometric secure sales and payment terminal using face recognition and finger print definition methods
US9760881B2 (en) Portable e-pay system and method
CA2886355A1 (en) Methods and systems for a multi-purpose transaction card and associated methods and systems
KR100945415B1 (en) Systen and Method for Processing Settlement by Overseas Card and Card Terminal Device
US8249988B2 (en) System and method for verifying payment
TWI505208B (en) Portable e-pay system and method
JP4490965B2 (en) Value transfer based on smart cards
TWM468737U (en) Portable e-pay device
JPWO2004075081A1 (en) Mobile/Internet commerce payment system
RU2771449C1 (en) Cash register terminal
KR20080010372A (en) Method for processing payment overseas card
TWI658417B (en) Information management system and method of electronic payment
KR101582279B1 (en) Method for Providing Service by using Mobile Device
KR20090112204A (en) System and Method for Processing Affiliated Store's Settlement which Synchronized by Non-Financial Company's Cash System and Recording Medium
CN104658127A (en) Portable electronic charging device with pluggable tax control device
JP2005321989A (en) Recording medium processor, charge payment system, recording medium processing method and program therefor
KR20090090425A (en) Card terminal with function of processing tax receipt
KR20050098429A (en) System and method for authenticating right for purchase, terminals and ic card(or ic chip) for it