TWI312139B - - Google Patents

Download PDF

Info

Publication number
TWI312139B
TWI312139B TW95115571A TW95115571A TWI312139B TW I312139 B TWI312139 B TW I312139B TW 95115571 A TW95115571 A TW 95115571A TW 95115571 A TW95115571 A TW 95115571A TW I312139 B TWI312139 B TW I312139B
Authority
TW
Taiwan
Prior art keywords
stored value
transaction
machine
card
value
Prior art date
Application number
TW95115571A
Other languages
Chinese (zh)
Other versions
TW200743060A (en
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed filed Critical
Priority to TW095115571A priority Critical patent/TW200743060A/en
Publication of TW200743060A publication Critical patent/TW200743060A/en
Application granted granted Critical
Publication of TWI312139B publication Critical patent/TWI312139B/zh

Links

Description

1312139 九、發明說明: 【發明所屬之技術領域】1312139 IX. Description of invention: [Technical field to which the invention belongs]

本發明係指一種儲值點數交易之方法,尤指一種透過儲值刷 ,機直接與授縣機端做即時連較肖資訊之封包傳輸,並透過 遠儲值刷卡機直接輸出具有加密後之儲值密碼等資訊的帳單的一 種關於購買或加值儲值點數之交易方法。 【先前技術】 库士社會網路遊戲盛行’吸引眾多不同年齡層的玩家,具有 ’ ί發明探討的是,網路遊戲之加人,大多是取得一 禽-vf號if碼後’即可於一段時間内(預設時間内或點數未耗 纟進行麵之縣,啸,在錄健後,則需 η枯L動乍’亦為遊戲業者之主要收益來源;惟其,玩家 ? 具有職密碼之實體卡以塑上 透過購買遊戲點i儲值天數與時數,上f戲必須 品包均無法滿足目神場絲’如使用實體卡片或產 進行Ji之S業值點數而取得可繼續 =造具有儲值密碼之實體卡片(塑;卡片白)之^戲業者亦需付 來說,在取得儲值密碼後,除: 成本,但對消費者 取得-張實體卡片實在沒有什麼汰==述;2 1312139 及令易之方法,達到降錢戲業者之成本 高道具商者制卡成本有效降低並提 售之有效解決平台,本翻===者尋求實體鎖 【發明内容】 提供目的便是在於 片),僅需祕張财雛針(塑膠卡 卡即可進f儲以=;1之帳她本)或使麵晶片(信用) 授權種透顯_卡機直接與 機直接輪出且右六、易貝讯之封包傳輸,再藉由該儲值刷卡 -種透過儲值刷的帳單予消費者的 本發,本發明乃採取以下之技術手段?以達成, ΐΐΐ直ϊίί,之單位即可,於交易確認後,並透過該儲值 該筆交易主機端做即時連線交㈣訊之封包傳輸並取得 ’再藉由該儲值刷卡機直接輸出具有加密後 <傾值㈣# μ資訊職科消費者。 選單ίίΐίϊ,佳之實施方式係直接透過儲值刷卡機之内建 位數,、其ίί係儲值商品之種類或欲儲值之商品點數單 步驟A:於:代賴構透過儲鋪卡機之喊選單於其螢幕上選擇 購買儲值商品之種類或欲儲值之商品點數單位數; 6 1312139 步驟B :核對交易資訊並透過付費機制付費· 訊 步驟卡麵雜雜主 步驟D並龍抓°。敝有效性, 儲值密碼予對應連線的儲值刷卡^册加费後並回傳該 步驟Ε ··代售機構透過連線中的儲值刷卡機 =並透過儲值刷卡機直接輸出交易 值卡等商品,透過將該些商品資訊内建刷办曰颏儲 更為一般之刷卡機者,其主要特徵在於機體上 登錄ί:以=:具有晶片卡功能之塑膠卡片 =接適當並=;備口=面: =^供一個rs232序列接蜂與τανιρ網 方式與授權主=端遠ί tit機端連線或以網路線連接之 非-式 資訊後之儲值密碼及關於該筆交易之必要 係可以停料方上:之廣㈣塊,有_該筆㈣之必要資訊 1312139 ?=製造實_膠卡片)之成本,更令玩家具有 驟a ii卜單要係在改變上述步 選擇購 類或欲儲叙輯綱w紐商品之種 步驟B:代售機構透過讀取介 ’ 數量傳輸至儲值刷卡機:=透J或儲值之 主機端做㈣魏交易纽===卡_接與授權 之步驟並取得細值密碼之帳單 方便ίΐ擇為條碼式選單,主要係令使用者有更 以透過儲值刷;機:夕方式’而代售機構則可 :r選單之目===傳= 刚料縣她肖費者魏⑽卡發放 向對應的廠商端資料庫’廠商端資料庫於進行 ΐ料2貝訊‘、、、=後’直接將購買之儲值點數增值人對應的帳號 3庫,,亚回傳交易成功之憑針授權主機端,授權主機= 父易憑_存於貢料庫中,加密後並回傳予對應連線之儲 |卡機,而代售機構透過儲值刷卡機得到該筆 卡齡接輸蚊祕力之i 1312139 rss 油正本丨 【實施方式】 .更能配合圖式對本發明之較佳實施方式做進-步的說明後當 要係ϊ—方ί本法流程圖,本發明主 與授權主機端做即時連線 過儲值刷卡機直接 買儲值商^螢幕上綱 測··透過至少—選單介面選或藉由 商品點數單位數; 貝储值商°0之種類或欲儲值之 s〇2 =值剩直接與授權主機端做即時連線交易資訊的 503 :該授權主機端依該筆交易資 產生對應之儲贿m存於資H,、:胃料之有效性並 密碼予對應連線之儲值刷卡機j σ检後並回傳該儲值 504 :代售機構透過儲值刷卡機得到該 5)過儲值刷卡機蝴_印)具有亚 咖、商Γ戈=ί:ί:進行儲值交易動作之店家,如網 本發明之交易方法主要_於㈣各家網 ^供之遊戲儲值卡、線上教學類儲值卡、影音類儲者 ί ί ΓΓΪ商訊内建於儲值刷卡機内部記憶體而供消ii: :螢幕上4擇購貝儲值商品之種類或欲儲值之商品單I (步驟SG1) ’或透過-外部選單介面,如已設定好之條碼選單H丈 1312139 ^ soil),選擇欲購買儲值商品之 刷卡機直接與授】主連 S〇3) 口機構之儲值刷卡機列印取得紙張列印之帳 _#者再_以現金交付或信用卡、曰^ 五1)殊運料讀之___值交㈣敗字元串^於第 卡機Ϊ觀Α及二β圖所示’係本發明之儲值刷 機i,S匕;墓該儲值刷卡機6係為-般之刷卡 65)、刷卡、罐即支付金職入裝置 訊之設備者;其中該連接介面67上係2 二^S2二序列接埠673及TCP/IP網路接埠:4 連接方式與授權域端連線或以網路 離刷卡機6射透财齡面6?上適#之連接g 蛋二:買取y即儲值卡選擇輸入農置⑻,藉以讀取商品條碼 ΪΪ訊^錄ίί°其中’該儲值刷卡機6上雖設有刷卡器(即信; 或曰ί 61 i及晶片卡讀取槽62,令供以插置入信用卡611 ΐΐϋΙίΓίΐ,其,亦可透過連接介面67上適當之連 如圖触參考第三®,縣發明之_示意圖, 入裝署广該刷卡儲值機6(即代售機構端〕係具有信用卡資訊輸 入裝置61 ;卡資讀人裝置62、螢幕64、支付麵 1312139 ?(即鍵盤)及儲值卡資訊發行裝置66(即列印* 4連接介面(請參考第二圖所示)外接 ^壁遲=透過外 63(如條碼讀取器),在交易確 擇輸入裝置 方式直接與授權主機端5做即^透過網路 核對該項商品資料之有效性,並產生對岸^ ^筆交易資訊 值刷卡機6,授權交易主李^碼予對應連線之該儲 ,,端及薇商端之查詢系統512、5 j 證及核對資料用,故不於此做細部部查 收到從連線中之刷卡儲值機6傳 之預設出與消費者選擇之儲值商品有關 ΐϊϊίΐ 程式之運算後,產生具有 健值ΙίΓ夺流:=:;第四圖係用來表示 之種單或透過至少—選單介面選擇購買儲值商品 值之f品點數單位數後咖),選擇以現金或信用 構盥g者再=費(sii) ’當消費者決定以現金交易時,代售機 忍此次交易資料無誤(si2)後’即收取此次儲值 3) ’在確定支付金額與儲值面額資料無誤後,即透 」卡機6直接與授權主機端5做即時連線交易資訊的封 得對應該筆交易之儲值密碼(si4),並透過儲值刷卡 (列印)具有儲值密碼之帳單(si5)予消費者,完成該 1312139 (具}正冬 當消費者選擇以信用卡交易時,代售^ =置入儲侧^歡刷卡n(g卩信时資訊輸人裝置61)内,讀取 ΐίϊ在磁性記1部之信用卡#訊,並藉由專用線路發訊到授權 (S22), ,授f主機端5即產生該筆交易之儲值密碼並回傳ί 線中之,儲值刷卡機6 ’代t機構在取得對應該筆交易之 碼之帳早(S15)予消費者,完成該筆交易。 卡2失敗時,授權主機端5則傳回交易失敗之拒絕 二f值ί 3fU、(S24)予對應連線中之儲值刷卡機6,代售機構收 到該類訊息後,即告知消費者該筆交易失敗。 ^於儲值刷卡機6上亦設有晶片卡資訊輸人裝置犯,是以消 適當之晶片卡進行難之動作,#消費者選擇以晶片 t易二代售機構即將消費者之晶片卡置入儲值刷卡機6之晶 片J 口 5fl輸入裝置62 Η,讀取被記錄在晶片中之消費者資訊,並 猎由專用線路發訊職權主機端5(S31)之侧卡*晶 士 系統作分析及㈣記錄後,_ J卡資訊 卡公司電職統7,要求使用該;卡之面額部分之結 饋要求確認(S32),當對應之侧卡公司電·統7傳回交 易成ί之結异完成訊息(S33)後,授權主機端5即產生該筆交易之 回傳與對應連線中之該台儲值刷卡機6,代售機構在取 =應_交易,值密碼(s⑷後,透爾_卡機6直接輸出 、列印)具有儲值密碼之帳單(S15)予消費者’完成該筆交易。 =樣的若晶片卡交易失敗時,授權主機端5則傳回交易失敗 U絕發行儲值卡訊息(S34)㈣應連線中之儲值刷卡機6,代售 枝構收到該類訊息後,即告知消費者該筆交易失敗。 12 1312139 該帳ί I係機6列印出來之帳單8則如第五圖所示, 訊之值密碼81及關於該筆交易之必要資 二特殊運;加上 料之必要細可^ 81的實雜卡(塑^卡數時’不需取得—張具有儲值密瑪 本)即可進行得具有雛密碼81之帳單8(紙 者以 ’不但減少遊戲業 性。 、娜卡片)之成本,更令玩家具有更大的交易方便 第六圖則示意出本發明之另一# 單,其步驟係至刷卡機直接輸出該筆交易之交易憑證存 S〇1 =代售機構透過儲侧卡機之内建選單於1整暮上雙遲睡 商品點數單位Ϊ 買儲值商品之種類或欲健值之 S〇2 ·=_卡機直接細技機端做即時連線交易資訊封 S〇3 ‘i機之晶片卡消費);° 予該項商品之Λ廠t端if/性後,將該筆交易資訊傳送 S〇4·廠商端資料庫核對該晶片卡 資訊义將購買之储值點戶數;=:;以 内,並回傳交易成功之憑證予授 了㈣㈣貝枓庫 S〇5.授權主機端將獲得之為庫 .傳予對應連叙儲值刷卡機;於#料,加密後並回 S06 .代售機構透過儲值刷卡機得 透過驗刷卡機直接輸出 13 1312139 筆交易。 ,費者亦可透騎齡虹之朗麵認 來父易,透過儲值刷卡機直接與授權主機端線 曰曰 ί i ϊίΐ JJ 1 ^!!4(δ03) 5 庫内,貝之儲值點數增值人對應的帳號資料 ί::ί (S05) - 纖㈣版蝴證存單 综上所述,本發明所提供之一種儲值點數交 =ί為將ί^Γ網路與遊戲玩家)改變購買或儲值點數之 ΐ'迅速' 確實’令代售機構内不需屯放許 ί 實體卡以造成管控不易的問 二ίίϊΓ Ιΐϊ,商製作實體卡片的成本,實具備更實 =域“、來更廣泛的朗範圍,因此已充份符合 詳子ίΐ定ΐ件,爰依法具文巾請之。為此,謹請貴審查委員 砰予審查,並祈早曰賜準專利,至感德便。 —、 夕已將本發明做一詳細說明,惟以上所述者,僅為本發明 ίίίϊί,已,#不能限定本發明實施之範圍,即凡依本發 專利賴所作之均等變化與修飾等,皆應仍屬本發明 利涵盖乾圍意圖保護之範疇。 【圖式簡單說明】 第一圖係本發明之方塊示意圖。 第二Α圖及第二Β圖係本發明之儲值刷卡機正、反面之結構示意 14 1312139 圖。 第三圖係本發明之架構示意圖。 第四圖係本發明交易流程示意圖。 第五圖係本發明列印出來之帳單示意圖。 第六圖係本發明另一較佳實施方式之實施示意圖。 【主要元件符號說明】 ' 5授權主機端 # 51授權交易主系統 _ 511儲值卡管理系統 512銷售端查詢系統 513廠商端查詢系統 52信用卡與晶片卡結算系統 53字元串資料庫 54儲值卡資訊資料庫 6儲值刷卡機 61信用卡資訊輸入裝置 611信用卡 籲 62晶片卡資訊輸入裝置 621晶片卡 63儲值卡選擇輸入裝置 64螢幕 65支付金額輸入裝置 66儲值卡資訊發行裝置 67連接介面 671電源接埠 672電話線接埠 673 RS232序列接璋 15 1312139 674 TCP/IP網路接埠 7信用卡(晶片卡)公司電腦系統 8帳單 81儲值密碼 82必要資訊 83廣告區塊The invention relates to a method for storing stored value points, in particular, a packet transmission which is directly connected with the county machine through the stored value brush, and directly transmitted through the remote stored value card reader with encryption. A method of trading a purchase or value-added stored value point for a bill of information such as a stored value password. [Prior Art] The popular social network game of the Kusher 'attracts many players of different ages, has ' ̄ the invention is that the addition of online games, mostly after obtaining a bird - vf number if code can be For a period of time (the pre-set time or the number of points that are not consumed by the county, the whistle, after the recording, the need to η L 乍 乍 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦 亦The physical card is plasticized by the number of days and hours of purchase of the game point i, and the product must not be able to meet the target. If you use the physical card or the production of Ji's S value points, you can continue. = The card maker who created the physical card with the stored value password (plastic; card white) also needs to pay for it. After obtaining the stored value password, except for: the cost, but the consumer has obtained - the physical card is really no matter what = = description; 2 1312139 and the method of easy to achieve, the cost of the money-reducing operators is high, the cost of the card makers is effectively reduced and the effective solution platform for the sale, this turn === seek physical lock [invention content] It is in the film), only need secret money Needle (plastic card can be stored in f = 1; her account) or make the face wafer (credit) authorized to pass through the display _ card machine directly with the machine directly out and the right six, Yi Beixun packet transmission, The present invention adopts the following technical means by using the stored value card to pass the bill of the stored value brush to the consumer's own hair? In order to achieve, 单位直ϊίί, the unit can be, after the transaction is confirmed, and through the stored value of the transaction host to do the instant connection (four) message packet transmission and obtain 'and then directly output by the stored value card reader With the encryption < inclination value (four) # μ information vocational consumer. The menu is ίίΐίϊ, the implementation method is directly through the built-in digits of the stored value credit card machine, its ίί stored value goods or the number of commodity points to be stored. Step A: On: The shouting menu selects the type of stored value goods or the number of commodity points to be stored on its screen; 6 1312139 Step B: Check the transaction information and pay through the payment mechanism. Grab °.敝Validity, stored value password to the corresponding stored value of the credit card and add the fee and return the step Ε ·· The sales agency through the stored value of the credit card machine = and directly through the stored value card machine to export the transaction Value cards and other products, through the built-in information of the goods to build a more general credit card machine, its main feature is the login on the body ί: to =: plastic card with wafer card function = appropriate and = ; standby mouth = face: = ^ for a rs232 sequence to receive bees and τανιρ network mode and authorized master = end far ί tit machine connection or network route connected non-style information after the stored value password and about the transaction The necessary system can be stopped on the side of the material: the wide (four) block, the cost of the necessary information of the pen (four) 1312139 ? = manufacturing actual _ plastic card), the player has a step a ii to change the above step selection Step B: The sales agency sends the quantity to the stored value credit card machine: = through the J or the stored value of the host side (4) Wei trade New Zealand === card _Connect and authorize the steps and get a fine-valued password bill. Convenient to choose a bar code menu, the main The system allows the user to pass the stored value brush; the machine: the evening mode' and the sales agency can: r the order of the order === pass = the county, her Xiao Fei Wei (10) card issued to the corresponding vendor information The library 'manufacturer's database is used to carry out the data 2 Beixun ',,, = after 'the direct purchase of the stored value points corresponding to the account number 3 library, the sub-transfer transaction success is authorized by the host, authorized Host = parent easy to rely on _ stored in the tribute library, encrypted and returned to the corresponding connection of the storage | card machine, and the sales agency through the stored value credit card machine to get the card age to receive mosquito power i 1312139 Rss oil 正本丨 [Embodiment]. It is better to cooperate with the drawings to explain the preferred embodiment of the present invention. After the description of the preferred embodiment of the present invention, the method of the present invention is to be linked to the authorized host. Line over the stored value credit card machine to buy the value store directly ^ screen on the outline · through at least - the menu interface or by the number of commodity points; the value of the store value of 0 / or the value of the storage s 〇 2 = The remaining value is directly related to the authorized host to do the instant connection transaction information 503: the authorized host side generates the pair according to the transaction amount The bribes should be stored in the capital H, : the validity of the stomach material and the password to the corresponding stored value of the credit card machine j σ check and return the stored value 504: the sales agency obtains the value through the stored value credit card machine 5) Over-storage credit card machine butterfly _ printing) has Asian coffee, business Γ = = ί: ί: store value store trading action, such as the net trading method of the invention _ _ (four) each network ^ for the game storage Value cards, online teaching value-added cards, audio-visual storage ί ΓΓΪ ΓΓΪ 讯 内 内 内 内 内 内 ii ii ii ii ii ii ii ii : : : : : : : : : : : : : : : : 择 择 择 择 择 择 择 择 择 择 择 择 择The commodity list I (step SG1) ' or through the - external menu interface, if the barcode menu has been set H Zhang 1312139 ^ soil), select the card reader to purchase the stored value directly with the license] main connection S〇3) The stored value card machine of the organization prints the paper printed by the paper _# _ _ _ cash delivery or credit card, 曰 ^ 5 1) special reading ___ value exchange (four) succumb word string ^ in the card machine Ϊ Α Α and the two β diagrams show 'the stored value brush machine i, S 本 of the present invention; the tomb stored value card machine 6 is a general card 65) The device is connected to the network 67; the connection interface 67 is connected to the second 2S2 two-sequence interface 673 and the TCP/IP network interface: 4 connection mode is connected with the authorized domain end or the network is swiping away from the credit card machine 6 Face 6? Shang Shi # connection g Egg 2: buy y that is the stored value card to select the input farm (8), in order to read the product barcode, ^ ^ ^ ίί ° where 'the stored value card machine 6 has a card reader ( That is, or the 卡ί 61 i and the chip card reading slot 62, for insertion into the credit card 611 ΐΐϋΙ Γ Γ ΐ 其 其 ΐ 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 611 Schematic diagram, the loading and unloading machine 6 (ie, the sales agency) has a credit card information input device 61; the card reader device 62, the screen 64, the payment surface 1312139 (ie the keyboard) and the stored value card information Issuing device 66 (ie printing * 4 connection interface (please refer to the second figure) external ^ wall delay = through the outer 63 (such as bar code reader), in the transaction to determine the input device mode directly with the authorized host 5 That is, ^ check the validity of the product data through the network, and generate a cross-border transaction information value credit card machine 6, grant The transaction master Li code is given to the corresponding connection, and the terminal and Weishang's inquiry system 512, 5 j certificate and check data are used, so it is not necessary to do the detailed inspection to receive the card check-in machine from the connection. The 6 presets are related to the stored value products selected by the consumer. After the operation of the program, the generated value has a value of ΙίΓ:=:; the fourth picture is used to indicate the order or through at least the menu interface to purchase The value of the stored value of the product value of the number of points after the coffee), choose to use cash or credit structure g = then fee (sii) 'When the consumer decides to trade in cash, the sales machine forbears the transaction information is correct ( After si2), the current stored value is 3) 'After determining the payment amount and the stored value denomination data, the card machine 6 directly communicates with the authorized host 5 for the instant connection transaction information. Stored value password (si4), and through the stored value card (printed) with a stored value password bill (si5) to the consumer, complete the 1312139 (with} winter when the consumer chooses to trade on credit card, on sale ^ = placed in the storage side ^ Huan swipe card n (g 卩 letter information input device 61), read ΐ ϊ 磁性 磁性 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在 在The machine 6 'represents the agency to obtain the account corresponding to the transaction code (S15) to the consumer to complete the transaction. When the card 2 fails, the authorized host terminal 5 returns the rejection of the transaction failure, the second f value ί 3fU, (S24) to the stored value credit card machine 6 in the corresponding connection, and the sales agency informs the consumer after receiving the message. The transaction failed. ^ On the stored value card machine 6, there is also a wafer card information input device, which is to carry out the difficult operation of the appropriate wafer card. # Consumers choose to use the wafer t The chip J port 5fl input device 62 of the stored value card reader 6 reads the consumer information recorded in the chip, and is hunted by the side line card *Stone system of the host line 5 (S31) of the dedicated line. After analysis and (4) recording, _J card information card company's electric job system 7, requires the use of; the card's denomination part of the feedback request confirmation (S32), when the corresponding side card company electricity system 7 returned the transaction into ί After the completion message (S33), the authorized host 5 generates the return of the transaction and the stored value card machine 6 in the corresponding connection, and the sales agency takes the value of the password (s(4) The Turbo_card machine 6 directly outputs and prints a bill with a stored value password (S15) to the consumer to complete the transaction. = If the wafer card transaction fails, the authorized host terminal 5 returns the transaction failure U will not issue the stored value card message (S34) (4) The stored value credit card machine 6 should be connected, and the sales organization receives the message. After that, the consumer is informed that the transaction has failed. 12 1312139 The bill 8 printed on the account of the account is as shown in the fifth figure. The value code 81 of the message and the necessary capital for the transaction are specially transported; The real miscellaneous card (when the number of cards is not required to be obtained - Zhang has a stored value of Mi Maben) can be carried out with the bill of the young password 81 8 (the paper to 'not only reduce the game industry., Na card) The cost, the player has a greater transaction convenience. The sixth figure shows another # single of the invention, the steps of which are to the card reader directly output the transaction certificate of the transaction. S〇1 = the sales agency through the storage The built-in menu of the side card machine is in the 1st 暮 暮 迟 商品 商品 商品 商品 Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ Ϊ · · · · · · · Sealed the chip card consumption of the S〇3 'i machine); ° After the t-end if/sex of the product, the transaction information is transmitted to the S〇4· vendor-side database to verify the purchase of the wafer card information The number of stored value points; =:; within, and the certificate of the success of the return transaction was granted (4) (4) Beibei library S〇5. Authorized host will receive For the library. Pass to the corresponding linked storage value card machine; in # material, after encryption and back to S06. The sales agency through the stored value card machine can directly output 13 1312139 transactions through the card reader. The fee can also be recognized by the owner of the lion's face, through the stored value card machine directly with the authorized host end line 曰曰ί i ϊίΐ JJ 1 ^!! 4(δ03) 5 in the library, the value of the store Point account value corresponding to the account information ί:: ί (S05) - Fiber (four) version of the certificate deposit card summary, the present invention provides a stored value points = ί for the network and game players The change of the purchase or stored value points is 'quick'. It does not require the physical card to be released in the sales agency to cause the control to be difficult. The cost of producing the physical card is more realistic. The domain "has a wider range of langs, so it has been fully compliant with the detailed ΐ ΐ 爰 爰 爰 爰 爰 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 And the modification, etc., should still belong to the scope of the invention to cover the intention of protection. BRIEF DESCRIPTION OF THE DRAWINGS The first diagram is a block diagram of the present invention. The second diagram and the second diagram are diagrams showing the structure of the front and back sides of the stored value card reader of the present invention, 14 1312139. The third diagram is a schematic diagram of the architecture of the present invention. The figure is a schematic diagram of the transaction flow of the present invention. The fifth figure is a schematic diagram of the bill printed by the present invention. The sixth figure is a schematic diagram of the implementation of another preferred embodiment of the present invention. [Key element symbol description] '5 authorized host side # 51 authorization transaction main system _ 511 stored value card management system 512 sales side inquiry system 513 vendor side inquiry system 52 credit card and wafer card settlement system 53 character string database 54 stored value card information database 6 stored value credit card machine 61 credit card Information input device 611 credit card appeal 62 chip card information input device 621 chip card 63 stored value card selection input device 64 screen 65 payment amount input device 66 stored value card information issuing device 67 connection interface 671 power connection 672 telephone line connection 673 RS232 Serial connection 15 1312139 674 TCP/IP network connection 7 credit card (wafer card) company computer system 8 bills 81 stored value password 82 necessary information 83 advertising area Piece

1616

Claims (1)

1312139 十、申請專利範圍: 1. 一種儲值點數六且 權主機端做即主要係透過儲值刷卡機直接與授 機苴接輪出具有加率封包傳輪,並透過該館值刷卡 少包括··烏錢之舰密鱗魏_單,其步驟係至 步驟之内建選單於其勞幕上 數;讀值商扣之種類或欲儲值之商品點數單位 訊並透過付費機制付費; 資ί的機直接與授權主機端做即時連線交易 步驟D.,權j機端依該筆交易資訊核 ί,並產生對應之儲值密碼,儲存 步驟E:代售機構透過儲值刷以 :交^過储值刷卡機直接輸出交易ίΚ之 代U方法’其中,該 儲值點數之金額。 豕者’以收取購買該 3·如申請專利範圍第丨項所述之儲值點數交 儲值刷卡機係透過網路線或電話線之任=法:其中,該 連線,並將交易資訊封包傳輸至授權主機式與授權主機端 4. 如申請專職圍第丨項所述之儲值點數 帳單係列印有加密後之儲值密碼。 心万法’其中’該 5. 如申請專利範圍第丨項所述之儲值點數 帳單係列印有該筆交易之必要資訊。 又万法,其中,該 6. 如申請專利範圍第5項所述之儲值點數交易 之該筆交易之必要資訊係可以條形碼方式万法,其中所述 17 1312139 7·如申請專補圍第丨項所述之儲值 ,機制係包含現金、信用卡或晶片卡中’該 繼授 輸出具有加密後之儲值密碼等資訊的帳單 她·ί種購買儲值商品 = B·:,交㈣訊並透過付費機制付費; v驟C 售機,透過讀取介面將選擇之商品麵及 ^之數量傳輸至儲值刷卡機,並透過該儲卡機亩 牛驟D .ΐΐ授權主機端做即時連線料資簡封 $,J產生對應之儲值密碼,儲存於資料庫;1加 牛驟F . 傳該儲值密碼予對應連線的儲值刷卡機. W刷卡機直接輸出交易 儲值點數交易之方法,其中,該 述之儲值點數交㈣法,其中,該 法,其中,該 範圍第8項所述之儲值點數交易之方法,並中,1 儲值刷卡機係透過網路線或電話線 =该 範圍第8項所述之儲值點數交易之方法,並中,兮 帳早係列印有加密後之儲值密碼。 ,、中該 18 1312139 數交易之方法,其中,該 .付===== π. -種儲值點數;=方i用任-種方式者。 _權主機端做即時連線交_的==儲==接與ί —;儲侧卡機之喊選單或透過至少 擇輕離商品之麵或欲儲值之商 步驟該項商品供應商認證之晶片卡登 步驟C : 機直接與授權主機端做即時連線交易 步驟D 對ΐ筆交易之有效性後,將該筆交易資 ^ 卡德戶資料正確 值入對應: 授權主機端; ϋ敎易成功之憑證予 _:=機傳^ 乂驟G: 過儲侧卡機得_敎絲生之交易馮 J單,’ί;;=機直接輸出交易成功之交易“ 之儲值點數交易之方法,其t, 191312139 X. The scope of application for patents: 1. A stored value point of six and the right host side is mainly through the stored value credit card machine directly connected with the transfer machine with a rate packet transmission wheel, and through the library value card less Including the ···································································································· ; 资 的 机 directly with the authorized host to do the instant connection transaction step D., the right j machine according to the transaction information core, and generate the corresponding stored value password, storage step E: the sales agency through the stored value brush To: pass the stored value of the credit card machine to directly export the transaction Κ Κ U U method 'where the amount of the stored value points. The latter 'receives the purchase of the value of the stored value points as described in the third paragraph of the scope of the application for the payment of credit card machine through the network route or telephone line = method: where the connection, and transaction information The packet is transmitted to the authorized host type and the authorized host side. 4. The stored value point billing series described in the application for full-time coverage is printed with the encrypted stored value password. The heart of the law 'where' the 5. The value of the stored value points as described in the scope of the patent application section is printed with the necessary information for the transaction. In addition, the method of 6. The required information for the transaction of the stored value points transaction mentioned in item 5 of the patent application scope can be barcoded, wherein the 17 1312139 7 The stored value mentioned in the above item, the mechanism includes the cash, credit card or chip card, the receipt of the information with the encrypted stored value password and other information, she purchases the stored value commodity = B::, pay (4) The payment is paid through the payment mechanism; v. C sales machine, through the reading interface, the selected product surface and the quantity of ^ are transferred to the stored value credit card machine, and through the card storage machine, the authorized host side is made. Instant connection material is sealed with $, J generates the corresponding stored value password, stored in the database; 1 plus cattle F. Pass the stored value password to the corresponding stored value credit card machine. W credit card machine directly output transaction store a method for trading a point value, wherein the stored value points are referred to the (four) method, wherein the method, wherein the method of storing the stored value points in the item 8 of the range, and 1 is stored in the credit card The machine is through the network route or telephone line = the item mentioned in item 8 of the scope Points stored value transaction method, and, the Xi series printed prepaid account as early as the encryption password. , , in the 18 1312139 number of transactions, in which, the payment ===== π. - kinds of stored value points; = square i use any - way. _ right host side to do instant connection _ == storage == connect and ί -; storage side card machine shouting menu or through at least choose the light side of the goods or want to store the value of the step of the goods supplier certification The wafer card is step C: The machine directly makes an instant connection transaction with the authorized host. Step D After the validity of the transaction, the transaction value of the transaction card is correctly entered: Authorized host; The certificate of easy success to _:= machine pass ^ step G: over the storage side card machine _ 敎 silk raw transaction von J single, 'ί;; = machine direct output transaction successful transaction " stored value points transaction Method, its t, 19
TW095115571A 2006-05-02 2006-05-02 Stored value point adding method and stored value card reader TW200743060A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
TW095115571A TW200743060A (en) 2006-05-02 2006-05-02 Stored value point adding method and stored value card reader

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TW095115571A TW200743060A (en) 2006-05-02 2006-05-02 Stored value point adding method and stored value card reader

Publications (2)

Publication Number Publication Date
TW200743060A TW200743060A (en) 2007-11-16
TWI312139B true TWI312139B (en) 2009-07-11

Family

ID=45072543

Family Applications (1)

Application Number Title Priority Date Filing Date
TW095115571A TW200743060A (en) 2006-05-02 2006-05-02 Stored value point adding method and stored value card reader

Country Status (1)

Country Link
TW (1) TW200743060A (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104463653A (en) * 2013-09-17 2015-03-25 乐点卡数位科技股份有限公司 Trading system and method hiding original product code in distribution channel
CN104574045A (en) * 2013-10-15 2015-04-29 乐点卡数位科技股份有限公司 Method capable of guaranteeing network transaction security of buyer and seller
TWI569214B (en) * 2011-01-04 2017-02-01 Chunghwa Telecom Co Ltd The system and method of purchasing stored value points

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TW201508664A (en) * 2013-08-22 2015-03-01 Gash Plus Taiwan Company Ltd Transaction system and method capable of concealing original product codes in sales channel

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI569214B (en) * 2011-01-04 2017-02-01 Chunghwa Telecom Co Ltd The system and method of purchasing stored value points
CN104463653A (en) * 2013-09-17 2015-03-25 乐点卡数位科技股份有限公司 Trading system and method hiding original product code in distribution channel
CN104463653B (en) * 2013-09-17 2018-02-02 乐点卡数位科技股份有限公司 The transaction system and method for original article code can be hidden in sale data
CN104574045A (en) * 2013-10-15 2015-04-29 乐点卡数位科技股份有限公司 Method capable of guaranteeing network transaction security of buyer and seller
CN104574045B (en) * 2013-10-15 2018-05-01 乐点卡数位科技股份有限公司 Both parties can be ensured in the method for safety of network trade

Also Published As

Publication number Publication date
TW200743060A (en) 2007-11-16

Similar Documents

Publication Publication Date Title
US10521777B2 (en) Crypto digital currency (virtual payment cards) issued by central bank or other issuer for mobile and wearable devices
AU2019200882B2 (en) System and method of registering stored-value cards into electronic wallets
US20180053157A1 (en) Systems and methods for consumer modifiable payment card transactions
US20170046679A1 (en) Systems and methods for mimicking post-paid user experience with stored-value card accounts
CN111640014B (en) Block chain technology-based account-receivable, credit and right-of-use financing system and method
US20150120536A1 (en) Electronic payment and authentication system
US20070272743A1 (en) Kiosk and Method for Vending Stored Value Cards
CN100385458C (en) Portable card reader and card settlement system
RU2484528C2 (en) Selling and buying entrance tickets using prepaid legal tender
TW200849126A (en) Electric payment system, electric payment server, value providing apparatus, mobile communications terminal, and electric payment method
CN107093065A (en) The mandate of cash payment
KR20190041539A (en) A system for payment via electronic wallet
US20100057579A1 (en) Method and system for managing purchase transactions between a customer and a merchant
EP2122554A2 (en) System and method for performing payment transactions, verifying age, verifying identity, and managing taxes
WO2012094790A1 (en) Commodity transaction method and transaction system
US20220027902A1 (en) Decentralized system for fractionalized tokens
KR20050105432A (en) Remote card issuing method and system
KR20110135260A (en) Individual prepayment system, and operating method thereof
TWI312139B (en)
CN101228542B (en) Payment system
US10965460B2 (en) Robust security technology for coupons
KR20060099583A (en) On line settlement system and method using electronic gift certificate
JP2002207970A (en) Information card issuing system
JP4942240B2 (en) Payment processing method using a credit card
TWM595814U (en) Point management system

Legal Events

Date Code Title Description
MM4A Annulment or lapse of patent due to non-payment of fees