Claims (1)
200825965 十、申請專利範圍： 1· -種促使交㈣方履約，並節錢方交易成本 方法包含下列步驟： 改藏 (一）建立一個開放於網際網路上的伺服器，能紀錄 易資訊與金流狀態。 '父 (一）貝方與貝方，須在此網路注冊為會員，雙方以會員代穿^ 成金流部份交易。 〜元 (三） 交易資訊包含交駿方的會S代碼、交§的金額與 交易資訊可以由交易雙方在此恤器上自行輸人或^由 /、他商流平台達成協議，透過與商流平台的資料交換， 谷父付給此伺服器以完成後續的相關金流程序。、 (四） 飼服縣統於收败易資訊後，進行胃方付款方式確認 所應支付的金額，及賣方的交易金融機構的資訊通知认 =提供買方：進行付款的金融機構清單，買方選i金融 私冓後，糸統將提供對應的帳號及必要資訊給付款方進行付 #欠〇 (五） 買方完成付款後，系統將通知買賣雙方此一狀態，賣方進 丄^貨相關動作，系統並反饋資訊給原商流平台。 (八）斤父付的貧金將束存於第三方金融仲介，直到買方確認 =履?交易責任後"系統才對此金額解雜給賣方，並 反饋此資訊給原商流平台。 有交易爭執’ *統將在雙方達成協議後，按照雙方 ϊίΐ拆^刀金額分別歸還雙方，並反饋此資訊給原商流平台； 已解凍之金額可依協議領取，或作為下次交易使用。 由t據申請專利範圍帛工項之註冊會員，註冊包含下列步驟： 際網路登記註冊會員，申請人之電子郵件地址為 二為確保電子郵件地址輸人之正確，須在頁面上不同 郵件地址’申請人並提供給舰器資料包含登錄 在碼、付起碼、姓名（或法人名稱）、身分證字號(或法 7 200825965 一編號）、地址、聯絡電話等相關資料，註冊為收款方之會員需 額外提供往來銀行之帳戶名稱、帳號；申請人閱讀並同意註冊 ^面所述的服務協議，並輸入安全提示號碼後，系統會發向會 員帳號的電子f件地址送認證信件，申請人需在根據電子郵件 指示，使其會員帳號生效。會員若有其他商流平台需要配合收 付款，則須額外提供其他平台之會員代碼。 3·根據申請專利範圍帛工項之雙方交易資訊，包含交易狀態及 交易條件，内容如下： 〜 父易狀怨：買方已付款 、 _，，，，八 只々u*貝、貝刀又買、買方已審 閱、買方退款申請中、買方退貨申請中、賣方允許退貨、買方 已退j、賣方已，貨、賣方已審閱，交易完成；為促進交易雙 方之責任，並在系統上回覆訊息，系統將因不同之交易設 $各種狀_預設_，錢職子郵件及網㈣顯示告知且 過預設時間未於系統中回覆相關訊息，系 i方為已默認，並自動將狀態改為預設值； 已收^狀悲為物品審閱中，在消保法規範的7日内， If 異議，系統將於7日屆滿後’自動將此 又易ΰ又疋為貝方已審閱且交易完成。 g條件：交易標的物之數量、價格、運送方式，是否包含運 4商:ί以之商流平台，包含網路拍賣、網路 划、龠口如〜二1 貝万代碼、父易種類代碼、訂單日 5根據i ==、補充說卿相_流資訊。 據申⑼專利祕弟1項之付款方式確認，包含下列步驟·· 8 200825965 ϊϊΐίΐ往來金融機構資料給1方，以及所有配合的金融機 =手巧用明細給買方選擇，因跨行轉帳須支付手續費給^ 切六方可以自由選擇所要搭配付款的絲機構。買方確 並選定金融機構後，系統會產生—虛擬帳號給買方 内該虛擬帳號在"~定_内有效，買方未在限定時間 仃轉帳，則萬申凊新的虛擬帳號，透過此唯一之帳號， 比對買方是否完成付款動作；料統確認買方完成完^ ^後，通知賣方可以出貨，因其待收款已經人帳，雖屬 ' π中的狀態，但卻已保障賣方出貨的安全。 6 :根，:請專利範圍第5項之配合的金融機構與手續費用明 二、’係“金融仲介公司先分別在各主要金融機構齡，使買方 自己往來的金融機構進行交易，因屬於相111金融_ =轉It ’轉帳的手續費用也相對較低或免費。同樣的賣方又 配合的絲_，若在表雜合的金賴構中，其 用，相對較低或免費。意即f賣雙方都有金融機 擇以降低手續費用。若買方與賣方所配合的金融機 iL同i則金雜介網絲交易完成後，收款方能在其配合 構取款’因此。金辦介綱做§方做於各金融 枓的供需，因同一筆交易往往存在資金需求的遞延 t金額仲介可以彙集多筆類似資料進行轉帳，以節省轉帳之 乂易成本。 7你ΐΐ t請專利範圍第1項之f方進行出貨相_作，指賣方 文ϋ ΐ"1知後’進行實地的出f行動’並必須提供出貨相關 留如快遞公.司、日期、掛號號碼或快遞號碼等，並保 ，以提供日後可能的交易爭議調查，當賣方在網路 資料即已完成出貨。為確保賣方的積極性，系統可設 ^心間:賣方必須要在出貨時間的要求内，完成出貨相關 ，否則系，將認定賣方片面違反交易協定，並將取消此交 ，並反饋此資訊給原商流平台及交易雙方，原凍結之賣方待 9 200825965 收款歸還買方。 8.根據申請專利範圍第卫項之買方確認賣方履行 成商品審閱，並在網路上反饋此狀況。 為促進貝方對於父易的積極性，系統根據交易條件設 完成簽收，運輸時間，買方若無反應，系統將於{}夺間結、 默認為已簽收；在完絲收後減㈣者倾法^ 品審閲期，於規定時間内若買方不表示異議，則表示默認。、口 9·根據申料利細第1項之交絲執，可朗情況有·u 量方未於時間内出貨或買方未收到物品、内 =符;;方表示收到物品她 ΐΐϊ方因未履約’造成«定的交易金額的變更，須由雙方 同思新的協議金額、包括退款或退貨。 、由雙方 1 0.根據申請專利範圍第9項之退款協 如下… =退款金額及願意支付給賣方的金額兩者易= 提出為何退款之說明；賣方須在限定時間内 之退款協議，若不同意須提出不同意之原_願音退 =次數_纖_，可 1 i·中專利範圍第9項之退貨協議，其程序如下.買方 與退貨運費支付方式，賣二 内答覆是否同意賣方之退貨協1^定時間 ^日期、掛號號碼或快遞號 200825965 二能，易爭議調查’當買 若賣方未於於限定時間内提出扣款申請， 與解;東程序。、冑糸摘按雙方協議内容進行金額拆分 回貨s二;η::1項之扣款申請，意即賣方對於退 時間内答及it款m謂在限定 j原因朗扣‘麵。===== • ί^：ίϊ；Ι^ 機構進行調查協商^ _無法達成協議，可透過第三方仲介 1 機構（甲）的金ί 中：某f方暫放於金融 在ί構（乙）是一個需求；因供需存 金制L Γ貝金的父易存在；若供大於需，則表示存在資 資金ϋ料表7^資金淨需求’因此只要將資金由存在 確保各構轉帳給有#金淨需求的金融機構，即可 交易成本。ϋ給大於或等於總需求，以有效降低整體的 1 金“是4==:=機== 200825965 的資^總額與往來交易明細都記錄在會員的帳號内，當會員需 =將資金提現時，透過網路的申請，系統會將其帳號内指定的 相额，扣除金融機構規定的手續費(例郵政儲金有手續費但一般 12200825965 X. The scope of application for patents: 1·-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Flow status. 'Father (1) Bay and Beifang must be registered as members on this network, and the two parties will use the members to wear a part of the transaction. ~ yuan (3) Transaction information includes the S code of the Junjun party, the amount of the transaction and the transaction information can be entered by the two parties on the shirt or by /, his business platform to reach an agreement, through the business The data exchange of the streaming platform, the valley father pays this server to complete the subsequent related golden stream procedures. (4) After the food service county receives the information, the amount of money to be paid by the stomach payment method and the information of the seller's transaction financial institution are recognized. The buyer is provided: the list of financial institutions that make payment, the buyer chooses After the financial personalization, SiS will provide the corresponding account number and necessary information to the payer to pay #欠〇(5) After the buyer completes the payment, the system will notify the buyer and seller of this status, the seller enters the goods related actions, the system And feedback information to the original business flow platform. (8) The poor pension paid by the father will be deposited in the third-party financial intermediary until the buyer confirms that the transaction liability is " the system will cancel the amount to the seller and feedback this information to the original business flow platform. There will be a dispute over the transaction. * After the two parties reach an agreement, the two parties will return the amount of the knife to each other and return the information to the original business platform. The amount that has been released can be collected according to the agreement or used as the next transaction. According to the registered member of the application for patent scope, the registration includes the following steps: For the registered member of the Internet, the applicant's email address is two. To ensure that the email address is entered correctly, different email addresses must be on the page. 'Applicant and the information provided to the ship includes the registration code, the minimum code, the name (or the name of the legal person), the identity card number (or the law number 7 200825965 number), the address, the contact number, etc., and register as the payee. The member needs to provide the account name and account number of the current bank. The applicant reads and agrees to the service agreement described in the registration form, and after entering the security reminder number, the system will send an authentication letter to the electronic f-part address of the member account. The member account must be validated by email instructions. If members have other business platforms that need to cooperate with the payment, they must provide additional member codes for other platforms. 3. According to the scope of application for patents, the transaction information of both parties includes the transaction status and trading conditions. The contents are as follows: ~ The father is easy to complain: the buyer has paid, _,,,, eight 々u* shell, shell knife and buy , the buyer has reviewed, the buyer refund application, the buyer return application, the seller allowed the return, the buyer has returned j, the seller has, the goods, the seller has reviewed, the transaction is completed; in order to promote the responsibility of both parties, and reply to the message on the system The system will set up various kinds of transactions for different transactions _ preset _, money job mail and network (four) display notification and the default time has not responded to the relevant information in the system, the i party is the default, and automatically change the status As the default value; in the review of the item, within 7 days of the specification of the Consumer Protection Law, If the objection, the system will expire after the expiration of the 7th, 'automatically change this to another, and the transaction has been reviewed and traded. carry out. g condition: the quantity, price, and delivery method of the subject matter of the transaction, whether it includes the business of 4: commerce platform, including online auction, network planning, 龠口如~2 1 Bevan code, parent type code , order day 5 according to i ==, add qing xiang _ stream information. According to the payment method of Shen (9) patent secret brother, the following steps are included. 8 200825965 ϊϊΐ ΐ 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融 金融The fee is given to the six parties who are free to choose the silk mechanism to be matched with the payment. After the buyer confirms and selects the financial institution, the system will generate a virtual account for the virtual account in the buyer to be valid within "~ _, and the buyer does not transfer within a limited time, then Wanshen 凊 new virtual account, through this unique The account number is compared with whether the buyer has completed the payment action; after confirming that the buyer has completed the ^^, the seller is notified that the shipment can be made, because the account has been received, although it is in the state of π, but the seller has been guaranteed to ship. Security. 6: Root, please refer to the financial institution and procedure fee of the fifth item of the patent scope. The second is that the financial institution is first in the major financial institutions, so that the buyer can trade with the financial institution. 111 Finance _ = Transfer It's the processing fee for the transfer is also relatively low or free. The same seller with the silk _, if in the hybrid structure of the table, its use, relatively low or free. Both parties to the seller have financial choices to reduce the processing fee. If the financial machine iL and the seller cooperate with the seller, then the transaction will be completed in the match. Doing § 做 做 做 各 各 各 各 各 各 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因 因The f-party of the 1 item carries out the shipment phase_, which means the seller’s documentary ΐ"1 knows the 'following the field' action and must provide the shipment-related retention, such as the express company, date, registration number or express number, etc. And protect In order to provide possible future transaction dispute investigation, when the seller has completed the shipment on the network data. To ensure the enthusiasm of the seller, the system can set up the heart: the seller must complete the shipment within the requirements of the delivery time. Otherwise, the seller will be deemed to have breached the transaction agreement unilaterally, and the transaction will be cancelled, and the information will be returned to the original business platform and the parties to the transaction. The original frozen seller will be returned to the buyer at 9 200825965. 8. According to the scope of patent application The buyer of the item confirms that the seller has fulfilled the commodity review and feedback this situation on the Internet. In order to promote the enthusiasm of the Bayer for the father, the system will complete the signing according to the transaction conditions, the transportation time, if the buyer does not respond, the system will win Intermittent, the default is signed; after the completion of the silk collection (four), the method of reviewing the product, if the buyer does not express objection within the specified time, it means the default., mouth 9 · according to the application of the first item In the case of the hand in hand, the situation may be that the quantity has not been shipped within the time or the buyer has not received the item, the internal = symbol; the party said that the item was received because of the failure to fulfill the contract. The amount of the change must be agreed by the parties to the new agreement amount, including refund or return. By the two parties 10. The refund agreement according to item 9 of the scope of application for the patent is as follows... = refund amount and amount willing to pay to the seller Both are easy = a description of why the refund is made; the seller must make a refund agreement within a limited time, if you do not agree to the original intention of disagreement _ wish to retreat = number of times _ fiber _, can 1 i · the scope of patents ninth The return agreement of the item, the procedure is as follows. Buyer and return shipping payment method, sell the second reply whether you agree with the seller's return agreement 1 ^ time ^ date, registration number or express number 200825965 two can, easy dispute investigation 'when buying if the seller The application for deduction was not filed within a limited time; According to the content of the agreement between the two parties, the amount is split. Return s 2; η::1 deduction application, meaning that the seller will answer the reason for the refund in the time limit. ===== • ί^: ϊ ϊ; Ι^ Institutional investigation and negotiation ^ _ can not reach an agreement, through the third party agency 1 agency (A) of the gold ί: a party f temporarily placed in the financial structure (B ) is a demand; because the supply and demand deposit system L Γbeijin's father is easy to exist; if the supply is greater than the demand, it means that there is a capital fund table 7 ^ net capital demand 'so as long as the funds from the existence of the guarantee to transfer the structure to #金净的金融机构, the transaction cost. ϋ give greater than or equal to the total demand, in order to effectively reduce the overall 1 gold "is 4 ==: = machine == 200825965 total amount of money and transaction details are recorded in the member's account, when the member needs = to withdraw funds Through the application of the Internet, the system will deduct the handling fee specified by the financial institution from the amount specified in the account number (for example, the postal deposit has a handling fee but generally 12