SG11202101536XA - System, method, and computer program product for maintaining user privacy in group transactions - Google Patents

System, method, and computer program product for maintaining user privacy in group transactions

Info

Publication number
SG11202101536XA
SG11202101536XA SG11202101536XA SG11202101536XA SG11202101536XA SG 11202101536X A SG11202101536X A SG 11202101536XA SG 11202101536X A SG11202101536X A SG 11202101536XA SG 11202101536X A SG11202101536X A SG 11202101536XA SG 11202101536X A SG11202101536X A SG 11202101536XA
Authority
SG
Singapore
Prior art keywords
computer program
program product
user privacy
maintaining user
group transactions
Prior art date
Application number
SG11202101536XA
Inventor
Saba Eskandarian
Payman Mohassel
Mihai Christodorescu
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11202101536XA publication Critical patent/SG11202101536XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/008—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols involving homomorphic encryption
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
SG11202101536XA 2018-08-29 2019-08-29 System, method, and computer program product for maintaining user privacy in group transactions SG11202101536XA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201862724235P 2018-08-29 2018-08-29
PCT/US2019/048842 WO2020047274A1 (en) 2018-08-29 2019-08-29 System, method, and computer program product for maintaining user privacy in group transactions

Publications (1)

Publication Number Publication Date
SG11202101536XA true SG11202101536XA (en) 2021-03-30

Family

ID=69643041

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202101536XA SG11202101536XA (en) 2018-08-29 2019-08-29 System, method, and computer program product for maintaining user privacy in group transactions

Country Status (4)

Country Link
US (2) US11880833B2 (en)
CN (1) CN112655009A (en)
SG (1) SG11202101536XA (en)
WO (1) WO2020047274A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP6962578B2 (en) * 2019-05-21 2021-11-05 株式会社アクセル Cryptographic processing system, cryptographic processing device, cryptographic processing program, and cryptographic processing method
US11935065B2 (en) 2021-09-09 2024-03-19 Fluency Group Ltd. Systems and methods for implementing offline protocol in CBDC networks using collateral chain
WO2023036620A1 (en) * 2021-09-09 2023-03-16 Fluency Group Ltd Systems and methods for implementing offline payment in cbdc networks using collateral chain
EP4148645A1 (en) * 2021-09-09 2023-03-15 Fluency Group Ltd Systems and methods for implementing offline protocol in cbdc networks using collateral chain

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI114062B (en) * 2001-06-08 2004-07-30 Nokia Corp Method for ensuring the security of the communication, the communication system and the communication device
JP2010519970A (en) * 2007-03-01 2010-06-10 シーエフピーエイチ， エル．エル．シー． Game using luck element or event simulation
JP5911415B2 (en) * 2012-12-05 2016-04-27 インターナショナル・ビジネス・マシーンズ・コーポレーションＩｎｔｅｒｎａｔｉｏｎａｌ Ｂｕｓｉｎｅｓｓ Ｍａｃｈｉｎｅｓ Ｃｏｒｐｏｒａｔｉｏｎ System and method for supporting payment by split account
US9641332B1 (en) * 2013-01-30 2017-05-02 Google Inc. Privacy-preserving measurements of a campaign
US20150149344A1 (en) * 2013-11-26 2015-05-28 International Business Machines Corporation Synchronous split payment transaction management
US20170004468A1 (en) * 2015-07-01 2017-01-05 Mastercard International Incorporated Multiple payor bill payments

Also Published As

Publication number Publication date
US20240112181A1 (en) 2024-04-04
US20210192509A1 (en) 2021-06-24
WO2020047274A1 (en) 2020-03-05
US11880833B2 (en) 2024-01-23
CN112655009A (en) 2021-04-13

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