SG11202004293VA - Payment method, apparatus, and device - Google Patents

Payment method, apparatus, and device

Info

Publication number
SG11202004293VA
SG11202004293VA SG11202004293VA SG11202004293VA SG11202004293VA SG 11202004293V A SG11202004293V A SG 11202004293VA SG 11202004293V A SG11202004293V A SG 11202004293VA SG 11202004293V A SG11202004293V A SG 11202004293VA SG 11202004293V A SG11202004293V A SG 11202004293VA
Authority
SG
Singapore
Prior art keywords
payment method
payment
Prior art date
Application number
SG11202004293VA
Inventor
Shiqi Zhang
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202004293VA publication Critical patent/SG11202004293VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90—Details of database functions independent of the retrieved data types
    • G06F16/95—Retrieval from the web
    • G06F16/953—Querying, e.g. by the use of web search engines
    • G06F16/9537—Spatial or temporal dependent retrieval, e.g. spatiotemporal queries
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Engineering & Computer Science (AREA)
  • Databases & Information Systems (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • Signal Processing (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Container Filling Or Packaging Operations (AREA)
  • Telephone Function (AREA)
  • Transition And Organic Metals Composition Catalysts For Addition Polymerization (AREA)
SG11202004293VA 2018-03-16 2019-01-24 Payment method, apparatus, and device SG11202004293VA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201810220318.9A CN108564373A (en) 2018-03-16 2018-03-16 Method of payment, device and equipment
PCT/CN2019/072976 WO2019174411A1 (en) 2018-03-16 2019-01-24 Payment method, apparatus and device

Publications (1)

Publication Number Publication Date
SG11202004293VA true SG11202004293VA (en) 2020-06-29

Family

ID=63531857

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202004293VA SG11202004293VA (en) 2018-03-16 2019-01-24 Payment method, apparatus, and device

Country Status (6)

Country Link
US (2) US10970718B2 (en)
EP (1) EP3702993A4 (en)
CN (1) CN108564373A (en)
SG (1) SG11202004293VA (en)
TW (1) TWI786252B (en)
WO (1) WO2019174411A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN108564373A (en) * 2018-03-16 2018-09-21 阿里巴巴集团控股有限公司 Method of payment, device and equipment
CN113657886B (en) * 2019-11-25 2024-01-02 支付宝（中国）网络技术有限公司 Payment system, method, server device, medium and device
CN116843336A (en) * 2020-05-15 2023-10-03 支付宝(杭州)信息技术有限公司 Payment machine and payment method

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US8374626B2 (en) * 2009-09-10 2013-02-12 Samsung Electronics Co., Ltd System and method for providing location information service using mobile code
US8630907B2 (en) * 2009-09-30 2014-01-14 Ebay Inc. Secure transactions using a point of sale device
US20110137880A1 (en) * 2009-11-17 2011-06-09 Daniel Blais System and method for searching a database
US20110137804A1 (en) * 2009-12-03 2011-06-09 Recursion Software, Inc. System and method for approving transactions
US9721283B2 (en) * 2010-09-30 2017-08-01 Paypal, Inc. Location based transactions
US8965901B2 (en) * 2011-03-01 2015-02-24 Mongodb, Inc. System and method for determining exact location results using hash encoding of multi-dimensioned data
US9060273B2 (en) * 2012-03-22 2015-06-16 Blackberry Limited Authentication server and methods for granting tokens comprising location data
US9961494B2 (en) * 2012-08-14 2018-05-01 Google Llc Sharing content with nearby devices
US20140310171A1 (en) * 2013-04-12 2014-10-16 Bank Of America Corporation Certified person-to-person payment system
CN103400265A (en) * 2013-07-04 2013-11-20 徐业军 Quick payment method and system based on position information
CN104657857A (en) * 2013-11-19 2015-05-27 腾讯科技（深圳）有限公司 Method, related device and system for realizing payment
WO2015096053A1 (en) * 2013-12-25 2015-07-02 华为技术有限公司 Network payment method, apparatus and system
US20160042415A1 (en) * 2014-08-05 2016-02-11 Eric Byungho Min Network-based procurement marketplace services
CN104268746A (en) * 2014-09-17 2015-01-07 江苏爱心消费支付服务有限公司 Card-free payment method
US10346828B2 (en) * 2014-11-07 2019-07-09 Paypal, Inc. Payment processing apparatus
CN104463575A (en) * 2014-11-26 2015-03-25 深圳市智惠付信息技术有限公司 NFC payment communication method based on payment command
US9984371B2 (en) * 2015-03-27 2018-05-29 Ca, Inc. Payment de-tokenization with risk evaluation for secure transactions
WO2016188401A1 (en) * 2015-05-25 2016-12-01 邵通 Apparatus, method and system for hiding user identifier data
CN104933562B (en) * 2015-06-16 2018-07-24 深圳深若科技有限公司 A kind of express fee exempts from close method of payment and system
CN106959984A (en) * 2016-01-08 2017-07-18 深圳市星电商科技有限公司 Resource interaction method, system and resource acquisition device
CN105787728A (en) * 2016-02-25 2016-07-20 努比亚技术有限公司 Payment system and method
US20170262784A1 (en) * 2016-03-09 2017-09-14 Mastercard International Incorporated Apparatus, method, and computer program product for correlating global positioning system data and iso 8583 network transaction data or the like
US10861019B2 (en) * 2016-03-18 2020-12-08 Visa International Service Association Location verification during dynamic data transactions
CN107292612B (en) * 2016-04-11 2020-05-19 阿里巴巴集团控股有限公司 Optimization method and device for electronic payment operation
KR101858139B1 (en) * 2016-05-17 2018-05-15 라인 가부시키가이샤 Server, method and computer program performing the payment processing method
TWM540323U (en) * 2017-01-12 2017-04-21 Hua Nan Commercial Bank Ltd Question and answer authentication payment system
CN107578238A (en) * 2017-08-08 2018-01-12 阿里巴巴集团控股有限公司 A kind of risk control method and equipment
WO2019066786A1 (en) * 2017-09-26 2019-04-04 Visa International Service Association Method and system for location-based resource access
CN108564373A (en) * 2018-03-16 2018-09-21 阿里巴巴集团控股有限公司 Method of payment, device and equipment

Also Published As

Publication number Publication date
WO2019174411A1 (en) 2019-09-19
EP3702993A1 (en) 2020-09-02
TW201939390A (en) 2019-10-01
US20210192503A1 (en) 2021-06-24
EP3702993A4 (en) 2021-03-03
CN108564373A (en) 2018-09-21
US20200302435A1 (en) 2020-09-24
US10970718B2 (en) 2021-04-06
TWI786252B (en) 2022-12-11

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