SG11201909397YA - Cloud biometrics authentication payment and retail management system, and payment method - Google Patents

Cloud biometrics authentication payment and retail management system, and payment method

Info

Publication number
SG11201909397YA
SG11201909397YA SG11201909397YA SG11201909397YA SG 11201909397Y A SG11201909397Y A SG 11201909397YA SG 11201909397Y A SG11201909397Y A SG 11201909397YA SG 11201909397Y A SG11201909397Y A SG 11201909397YA
Authority
SG
Singapore
Prior art keywords
payment
cloud
biometric
management system
back end
Prior art date
Application number
Inventor
Ming Tak Tsui
Original Assignee
Ming Tak Tsui
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ming Tak Tsui filed Critical Ming Tak Tsui
Publication of SG11201909397YA publication Critical patent/SG11201909397YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Cloud-Based Biometric Payment and Retail Management System, and Payment Method for the Same Disclosed are a cloud-based biometric recognition and retail management system and a payment method for the same, wherein the cloud-based biometric recognition and retail management system comprises a POS terminal device, a cloud ERP server, and a cloud payment gateway server; the POS terminal device comprises a front end powered by an Android operating system and a back end powered by a Linux operating system; the front end is connected to the cloud ERP server, and the back end is provided with a password input device and a biometric acquisition and verification device. Its advantageous effects include: by installing an Android OS at the front end and installing a Linux OS at the back end, the dual-system configuration enhances security and compatibility with biometric databases, and wins trust and approval from different institutions, even from the government. A password input device and a biometric acquisition and verification device are disposed at the back end, so as to exploit the biometric recognition technology for secondary verification, such that the biometrics may be directly used as a payment solution without a mobile phone medium; the biometric payment during the payment verification process may prevent crimes and enhance case-solving efficiency. (FIG. 1)
SG11201909397Y 2017-12-14 2018-12-13 Cloud biometrics authentication payment and retail management system, and payment method SG11201909397YA (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
HK17113362 2017-12-14
CN201820329829.XU CN208172846U (en) 2017-12-14 2018-03-12 Cloud biological identification payment and retail management system
PCT/CN2018/120793 WO2019114782A1 (en) 2017-12-14 2018-12-13 Cloud biometrics authentication payment and retail management system, and payment method

Publications (1)

Publication Number Publication Date
SG11201909397YA true SG11201909397YA (en) 2019-11-28

Family

ID=64385322

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201909397Y SG11201909397YA (en) 2017-12-14 2018-12-13 Cloud biometrics authentication payment and retail management system, and payment method

Country Status (6)

Country Link
US (1) US20210110401A1 (en)
JP (1) JP3227479U (en)
KR (1) KR200494213Y1 (en)
CN (1) CN208172846U (en)
SG (1) SG11201909397YA (en)
WO (1) WO2019114782A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN208172846U (en) * 2017-12-14 2018-11-30 徐明德 Cloud biological identification payment and retail management system
CN109815895B (en) * 2019-01-23 2021-03-30 北京意锐新创科技有限公司 Cloud computing-based method and device for identifying fingerprint under screen
CN113284490B (en) * 2021-04-23 2022-09-09 歌尔股份有限公司 Control method, device and equipment of electronic equipment and readable storage medium
CN114511910A (en) * 2022-02-25 2022-05-17 支付宝(杭州)信息技术有限公司 Face brushing payment intention identification method, device and equipment
CN114581095A (en) * 2022-03-16 2022-06-03 网银在线（北京）科技有限公司 Payment method, collection terminal and system
CN114863610A (en) * 2022-04-24 2022-08-05 中电万维信息技术有限责任公司 Intelligent recognition system based on neural network model and use method thereof

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2005025324A (en) * 2003-06-30 2005-01-27 Seiko Epson Corp Pos terminal device
JP2007304742A (en) * 2006-05-10 2007-11-22 Hitachi Omron Terminal Solutions Corp Deposit and withdrawal/settlement system using biometrics
CN101976420A (en) * 2010-10-29 2011-02-16 无锡中星微电子有限公司 Bank card transaction system and method thereof
US20140136419A1 (en) * 2012-11-09 2014-05-15 Keith Shoji Kiyohara Limited use tokens granting permission for biometric identity verification
KR20140108472A (en) * 2013-02-28 2014-09-11 비씨카드(주) Method, cloud server and payment system for managing related payment information
CN105261130B (en) * 2015-11-18 2018-11-20 北京微智全景信息技术有限公司 A kind of intelligence POS terminal
KR20170071743A (en) * 2015-12-16 2017-06-26 주식회사 한국스마트카드 A payment method and system based on cloud card and cloud terminal
CN105825600A (en) * 2016-03-14 2016-08-03 北京怡美假日信息科技有限公司 Control method of POS system, POS control system and commerce and trade system
CN106408367A (en) * 2016-08-25 2017-02-15 北京三快在线科技有限公司 Order information obtaining method and device
CN208172846U (en) * 2017-12-14 2018-11-30 徐明德 Cloud biological identification payment and retail management system

Also Published As

Publication number Publication date
KR200494213Y1 (en) 2021-08-27
US20210110401A1 (en) 2021-04-15
CN208172846U (en) 2018-11-30
WO2019114782A1 (en) 2019-06-20
KR20190002894U (en) 2019-11-22
JP3227479U (en) 2020-08-27

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