SG11201810364VA - Electronic mortgage brokering and monitoring - Google Patents
Electronic mortgage brokering and monitoringInfo
- Publication number
- SG11201810364VA SG11201810364VA SG11201810364VA SG11201810364VA SG11201810364VA SG 11201810364V A SG11201810364V A SG 11201810364VA SG 11201810364V A SG11201810364V A SG 11201810364VA SG 11201810364V A SG11201810364V A SG 11201810364VA SG 11201810364V A SG11201810364V A SG 11201810364VA
- Authority
- SG
- Singapore
- Prior art keywords
- international
- computing system
- brokering
- mortgage
- pct
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/23—Updating
- G06F16/2365—Ensuring data consistency and integrity
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
- G06Q30/0185—Product, service or business identity fraud
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0278—Product appraisal
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/16—Real estate
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/26—Government or public services
- G06Q50/265—Personal security, identity or safety
Abstract
INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property 111111111111111111111111111111111111111111111111111111111111111111111111111111111 Organization International Bureau (10) International Publication Number 0 (43) International Publication Date ......0\"\" WO 2017/205902 Al 07 December 2017 (07.12.2017) WIP0 I PCT (51) International Patent Classification: Bridge Road, Stratford-Upon-Avon Warwickshire CV37 G06Q 40/02 (2012.01) 9NP (GB). (21) International Application Number: (74) Agent: PATENTEUR PTY LTD; Amberley Business PCT/AU2017/050456 Centre, IBM Building, Level 3, 1060 Hay Street, West Perth, Western Australia 6005 (AU). (22) International Filing Date: 17 May 2017 (17.05.2017) (81) Designated States (unless otherwise indicated, for every (25) Filing Language: English kind of national protection available): AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, (26) Publication Language: English CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, (30) Priority Data: DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, 2016902100 01 June 2016 (01.06.2016) AU HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, 2016904745 21 November 2016 (21.11.2016) AU KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, (71) Applicant: MONEYCATCHA PTY LTD [AU/AU]; PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, Suite 1, Level 1, Shafto Lane, 876 Hay Street, Perth, West- SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, ern Australia 6000 (AU). TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (72) Inventors: HATHERLEY, Ruth; 5/32 Mackie Street, (84) Designated States (unless otherwise indicated, for every Victoria Park, Western Australia 6100 (AU). MACDON- kind of regional protection available): ARIPO (BW, GH, ALD, Jonathan Edward; 3 The Courtyard, Timothy's GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, (54) Title: ELECTRONIC MORTGAGE BROKERING AND MONITORING = = = IIII = = = = 200 = = = = = 111 II = = = 1-1 Fig, 1 1111 IIIII e•1 (57) : Provided is a fmancial transaction arrangement (1) which generally comprises a distributed processing arrangement and 0 ON includes an identification service computing system (2,) a fmancial institution computing system (3), a property registry computing In system (4), a lender computing system (5), an appraiser (6), and a mortgage brokering computing system (8). All of these computing systems (2, 3, 4, 5) and (8) are interconnected by means of communications network 200 which incorporates a blockchain. Via a number ei ---- of transactions, the mortgage brokering computing system (8) generates aggregate blockchains on the network 200 able to provide a IN demonstrable and auditable history for captured identification details and subsequent transactions required for automatically brokering C a mortgage. ei O [Continued on next page] WO 2017/205902 Al MIDEDIMOMOIDEIRMEM001010IIHROIMOIIMEMOIMIE UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Declarations under Rule 4.17: — as to applicant's entitlement to apply for and be granted a patent (Rule 4.17(H)) — as to the applicant's entitlement to claim the priority of the earlier application (Rule 4.17(iii)) Published: — with international search report (Art. 21(3))
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2016902100A AU2016902100A0 (en) | 2016-06-01 | Mortgage brokering method and system | |
AU2016904745A AU2016904745A0 (en) | 2016-11-21 | Mortgage monitoring method and system | |
PCT/AU2017/050456 WO2017205902A1 (en) | 2016-06-01 | 2017-05-17 | Electronic mortgage brokering and monitoring |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11201810364VA true SG11201810364VA (en) | 2018-12-28 |
Family
ID=60479569
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG10202011989RA SG10202011989RA (en) | 2016-06-01 | 2017-05-17 | Electronic mortgage brokering and monitoring |
SG11201810364VA SG11201810364VA (en) | 2016-06-01 | 2017-05-17 | Electronic mortgage brokering and monitoring |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG10202011989RA SG10202011989RA (en) | 2016-06-01 | 2017-05-17 | Electronic mortgage brokering and monitoring |
Country Status (8)
Country | Link |
---|---|
US (4) | US20200334746A1 (en) |
EP (1) | EP3465594A4 (en) |
JP (1) | JP2019522275A (en) |
CN (1) | CN109564668A (en) |
AU (2) | AU2017274073A1 (en) |
CA (2) | CA3230832A1 (en) |
SG (2) | SG10202011989RA (en) |
WO (1) | WO2017205902A1 (en) |
Families Citing this family (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US10949919B1 (en) | 2017-05-10 | 2021-03-16 | State Farm Mutual Automobile Insurance Company | Approving and updating dynamic mortgage applications |
US11244387B1 (en) | 2017-05-10 | 2022-02-08 | State Farm Mutual Automobile Insurance Company | Approving and updating dynamic mortgage applications |
US11100574B1 (en) | 2017-05-10 | 2021-08-24 | State Farm Mutual Automobile Insurance Company | Continuously monitoring and updating mortgage ready data |
US11210734B1 (en) | 2017-05-10 | 2021-12-28 | State Farm Mutual Automobile Insurance Company | Approving and updating dynamic mortgage applications |
US11010831B1 (en) | 2017-05-10 | 2021-05-18 | State Farm Mutual Automobile Insurance Company | Identifying multiple mortgage ready properties |
US11094007B1 (en) | 2017-05-10 | 2021-08-17 | State Farm Mutual Automobile Insurance Company | Continuously updating mortgage ready data |
US10943294B1 (en) * | 2017-05-10 | 2021-03-09 | State Farm Mutual Automobile Insurance Company | Continuously monitoring and updating mortgage ready data |
JP7100349B2 (en) * | 2018-03-14 | 2022-07-13 | 龍二 池田 | Programs, information processing equipment and information processing methods |
US11068978B1 (en) | 2018-04-02 | 2021-07-20 | Liquid Mortgage Inc. | Decentralized systems and methods for managing loans and securities |
CN108647962B (en) | 2018-04-27 | 2023-04-07 | 腾讯科技(深圳)有限公司 | Credit investigation system, credit investigation data storage method, device, equipment and medium |
CA3112775A1 (en) * | 2018-09-15 | 2020-03-19 | Zillion Insurance Services, Inc. | Method and collaborative platform for intelligent purchase decisions |
US11080293B2 (en) | 2018-10-04 | 2021-08-03 | Toyota Motor North America, Inc. | Apparatus, methods, and systems for tracking and accounting for data flow in a loan processing system |
CN111080044A (en) * | 2018-10-19 | 2020-04-28 | 宝硕财务科技股份有限公司 | Financial record management system |
US20210142405A1 (en) * | 2018-12-31 | 2021-05-13 | Social Equity Incorporated | System and method for providing an ownership conveyance system and/or marketplace |
CA3056845A1 (en) * | 2019-03-06 | 2019-05-31 | Alibaba Group Holding Limited | Managing housing scores using smart contracts in blockchain networks |
CN110135843B (en) * | 2019-04-09 | 2021-09-28 | 南京星云数字技术有限公司 | Method and system for supervising movable property warranty based on alliance chain |
CN112181976A (en) * | 2019-08-08 | 2021-01-05 | 北京天德博源科技有限公司 | Small loan deposit certificate based on block chain |
CN110941611B (en) * | 2019-11-06 | 2022-04-15 | 四川长虹电器股份有限公司 | Identification analysis system implementation method based on block chain technology and identification coding technology |
CN111178826A (en) * | 2019-12-10 | 2020-05-19 | 中证信用云科技(深圳)股份有限公司 | Consumption financial risk management method based on block chain and cloud platform |
WO2021181514A1 (en) * | 2020-03-10 | 2021-09-16 | 日本電気株式会社 | Group management device, group management method, and computer-readable medium |
JP6804073B1 (en) * | 2020-03-19 | 2020-12-23 | bacoor dApps株式会社 | Computer program to function as a smart contract |
WO2021186814A1 (en) * | 2020-03-19 | 2021-09-23 | bacoor dApps株式会社 | Method executed by computer system and computer system |
CN111640002A (en) * | 2020-05-12 | 2020-09-08 | 普洛斯科技(重庆)有限公司 | Block chain-based mortgage loan method and device |
WO2022104392A1 (en) * | 2020-11-16 | 2022-05-19 | Jpmorgan Chase Bank, N.A. | Systems and methods for blockchain-based data-driven property management |
US11561666B1 (en) | 2021-03-17 | 2023-01-24 | Wells Fargo Bank, N.A. | User interfaces for contextual modeling for electronic loan applications |
CN113706283B (en) * | 2021-10-28 | 2022-02-11 | 江苏荣泽信息科技股份有限公司 | Double-chain retrieval and tracing method based on real estate transaction |
Family Cites Families (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7107241B1 (en) * | 2000-03-10 | 2006-09-12 | Lenders Residential Asset Company Llc | System and method for processing a secured collateral loan |
US7324970B2 (en) * | 2002-02-07 | 2008-01-29 | Wells Fargo Bank, N.A. | Home asset management account |
CN101055639A (en) * | 2006-04-14 | 2007-10-17 | 武汉群胜科技有限公司 | Bank credit operation processing system |
US20110131130A1 (en) * | 2009-12-01 | 2011-06-02 | Bank Of America Corporation | Integrated risk assessment and management system |
CN103413242A (en) * | 2013-07-24 | 2013-11-27 | 通联支付网络服务股份有限公司 | Middle-and-small-sized enterprise reputation and financing credit standard system for non-face-to-face trading |
CN105488675B (en) * | 2015-11-25 | 2019-12-24 | 布比(北京)网络技术有限公司 | Block chain distributed shared general ledger construction method |
US10607285B2 (en) * | 2016-02-22 | 2020-03-31 | Bank Of America Corporation | System for managing serializability of resource transfers in a process data network |
-
2017
- 2017-05-17 SG SG10202011989RA patent/SG10202011989RA/en unknown
- 2017-05-17 EP EP17805382.3A patent/EP3465594A4/en not_active Withdrawn
- 2017-05-17 CA CA3230832A patent/CA3230832A1/en active Pending
- 2017-05-17 JP JP2018562545A patent/JP2019522275A/en active Pending
- 2017-05-17 SG SG11201810364VA patent/SG11201810364VA/en unknown
- 2017-05-17 WO PCT/AU2017/050456 patent/WO2017205902A1/en active Search and Examination
- 2017-05-17 CA CA3026039A patent/CA3026039A1/en active Pending
- 2017-05-17 AU AU2017274073A patent/AU2017274073A1/en not_active Abandoned
- 2017-05-17 US US16/303,135 patent/US20200334746A1/en not_active Abandoned
- 2017-05-17 CN CN201780047906.0A patent/CN109564668A/en active Pending
-
2021
- 2021-03-08 US US17/195,630 patent/US20210192615A1/en not_active Abandoned
- 2021-05-07 AU AU2021102394A patent/AU2021102394A4/en active Active
-
2022
- 2022-12-14 US US18/081,500 patent/US20230120472A1/en not_active Abandoned
-
2023
- 2023-08-23 US US18/237,324 patent/US20230394570A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
US20230394570A1 (en) | 2023-12-07 |
AU2021102394A4 (en) | 2021-06-24 |
CN109564668A (en) | 2019-04-02 |
CA3026039A1 (en) | 2017-12-07 |
US20210192615A1 (en) | 2021-06-24 |
US20200334746A1 (en) | 2020-10-22 |
EP3465594A4 (en) | 2019-10-16 |
JP2019522275A (en) | 2019-08-08 |
US20230120472A1 (en) | 2023-04-20 |
WO2017205902A1 (en) | 2017-12-07 |
EP3465594A1 (en) | 2019-04-10 |
CA3230832A1 (en) | 2017-12-07 |
SG10202011989RA (en) | 2021-01-28 |
AU2017274073A1 (en) | 2018-12-06 |
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