SG11201809590UA - System, method, and computer program for preventing processing of fraudulent expense using personal card - Google Patents

System, method, and computer program for preventing processing of fraudulent expense using personal card

Info

Publication number
SG11201809590UA
SG11201809590UA SG11201809590UA SG11201809590UA SG11201809590UA SG 11201809590U A SG11201809590U A SG 11201809590UA SG 11201809590U A SG11201809590U A SG 11201809590UA SG 11201809590U A SG11201809590U A SG 11201809590UA SG 11201809590U A SG11201809590U A SG 11201809590UA
Authority
SG
Singapore
Prior art keywords
personal card
payment
user device
management service
service server
Prior art date
Application number
SG11201809590UA
Inventor
Changkue Seok
Original Assignee
Bizplay Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bizplay Co Ltd filed Critical Bizplay Co Ltd
Publication of SG11201809590UA publication Critical patent/SG11201809590UA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/407—Cancellation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Data Mining & Analysis (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A system for preventing inappropriate expense processing using a personal card includes a user device of a personal card user and a management service server. The user device is configured to receive personal card payments from a card company server, and transmit at least one payment selected to submit for expense processing from the personal card payments. The management service server is configured to receive the at least one payment from the user device, and store the at least one received payment for expense processing. Furthermore, the user device is configured to further receive cancelled personal card payments from the card company server, compare the cancelled personal card payments 10 with the at least one payment transmitted to the management service server, and transmit information associated with cancelled payment of the at least one payment to the management service server. 37
SG11201809590UA 2016-12-09 2016-12-14 System, method, and computer program for preventing processing of fraudulent expense using personal card SG11201809590UA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020160167212A KR101837124B1 (en) 2016-12-09 2016-12-09 System, method and computer program for preventing inappropriate expense processing using personal card
PCT/KR2016/014644 WO2018105800A1 (en) 2016-12-09 2016-12-14 System, method, and computer program for preventing processing of fraudulent expense using personal card

Publications (1)

Publication Number Publication Date
SG11201809590UA true SG11201809590UA (en) 2018-11-29

Family

ID=62087690

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201809590UA SG11201809590UA (en) 2016-12-09 2016-12-14 System, method, and computer program for preventing processing of fraudulent expense using personal card

Country Status (5)

Country Link
JP (1) JP6680764B2 (en)
KR (1) KR101837124B1 (en)
GB (1) GB2565993A (en)
SG (1) SG11201809590UA (en)
WO (1) WO2018105800A1 (en)

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP4252159B2 (en) * 1999-06-07 2009-04-08 株式会社日本総合研究所 Small expense processing system, client computer constituting the system, and program recording medium for the computer
JP2003208557A (en) * 2002-01-10 2003-07-25 Orient Corp Settlement information processing method, credit card issue method, settlement information processing system, program for settlement information processing, and control method for client system
JP2004030416A (en) * 2002-06-27 2004-01-29 Dc Card Co Ltd Credit transaction server with function for designating account for payment
JP2006350679A (en) * 2005-06-16 2006-12-28 Jtb Corp Subsidization system, and computer program and method for implementing the same
JP4838747B2 (en) * 2007-03-22 2011-12-14 三菱電機インフォメーションシステムズ株式会社 Detail management system and program
KR20130005940A (en) * 2011-07-08 2013-01-16 웹케시 주식회사 The system which manages/inspects a process which controls an expense
KR101503459B1 (en) * 2012-07-13 2015-03-18 주식회사 신한은행 Method and apparatus for cost management service for cooperation project
JP6184257B2 (en) * 2013-08-30 2017-08-23 東日本旅客鉄道株式会社 Transportation expense settlement system, transportation expense settlement program and transportation expense settlement method
KR20160133058A (en) * 2015-05-11 2016-11-22 기웅정보통신 주식회사 Method for providing integrated personal finance information and user terminal apparatus for the same

Also Published As

Publication number Publication date
KR101837124B1 (en) 2018-04-19
GB2565993A (en) 2019-03-06
WO2018105800A1 (en) 2018-06-14
GB201702267D0 (en) 2017-03-29
JP6680764B2 (en) 2020-04-15
JP2019501426A (en) 2019-01-17

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