SG11201805069WA - Method and system for determining terminal location - Google Patents

Method and system for determining terminal location

Info

Publication number
SG11201805069WA
SG11201805069WA SG11201805069WA SG11201805069WA SG11201805069WA SG 11201805069W A SG11201805069W A SG 11201805069WA SG 11201805069W A SG11201805069W A SG 11201805069WA SG 11201805069W A SG11201805069W A SG 11201805069WA SG 11201805069W A SG11201805069W A SG 11201805069WA
Authority
SG
Singapore
Prior art keywords
international
data
location
pct
transaction data
Prior art date
Application number
SG11201805069WA
Inventor
Kim R Wagner
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11201805069WA publication Critical patent/SG11201805069WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices

Abstract

INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property -, Organization 11M1111101110101011111 HO 11111 0111011100111101101010110111110111011# International Bureau 0.. .... .. ..... ..or::,,,' (10) International Publication Number (43) International Publication Date WO 2017/139020 Al 17 August 2017 (17.08.2017) WIPO I PCT (51) International Patent Classification: AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, H04W 64/00 (2009.01) H04W 4/02 (2009.01) BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, (21) International Application Number: HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, PCT/US2016/066720 KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, (22) International Filing Date: MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, 14 December 2016 (14.12.2016) NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, (25) Filing Language: English TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, (26) Publication Language: English ZA, ZM, ZW. (30) Priority Data: (84) Designated States (unless otherwise indicated, for every 15/042,832 12 February 2016 (12.02.2016) US kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, (71) Applicant: VISA INTERNATIONAL SERVICE ASSO- TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, CIATION [US/US]; P.O. Box 8999, San Francisco, Cali- TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, fornia 94128-8999 (US). DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, (72) Inventor: WAGNER, Kim R.; 606 Alberta Avenue, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, Sunnyvale, California 94087 (US). SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). (74) Agents: BOUQUET, Bert E. et al.; Kilpatrick Townsend Published: & Stockton LLP, Mailstop: IP Docketing -22, 1100 Peachtree Street, Suite 2800, Atlanta, Georgia 30309 (US). — with international search report (Art. 21(3)) (81) Designated States (unless otherwise indicated, for every _ kind of national protection available): AE, AG, AL, AM, = = = = = = (54) Title: METHOD AND SYSTEM FOR DETERMINING TERMINAL LOCATION = = = _ - = 306 NETWORKS 304 SERVICE COMPUTER 302 - DATA COMMUNICATION = NETWORK 308 LOCATION DATA 310 = __, --- , .,..., 7. ,.....--_„; ..... - LOCATION ASSESSMENT T,H ,p_ = 312 MODULE 318 LOOA ivN DATA 320 TRANSACTION - PROCESSING NETWORK 314 TRANSACTION DATA 316 11 © ei © tz. en FIG. 3 ,-, t - -- (57) : Described herein is a platform and method for generating a terminal location from transaction data. In some embodi - I-1 ments, location data is periodically provided to a service computer from multiple mobile devices. Additionally, transaction data re- el lated to terminals may be provided to the service provider by one or more entities. The service provider may be configured to match 0 records in the received transaction data to records in the received location data to identify a set of potential terminal locations. In ,1 . some embodiments, the set of potential terminal locations may be filtered according to one or more criteria. A terminal location may subsequently be approximated from the set of potential terminal locations.
SG11201805069WA 2016-02-12 2016-12-14 Method and system for determining terminal location SG11201805069WA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US15/042,832 US10453065B2 (en) 2016-02-12 2016-02-12 Method and system for determining terminal location
PCT/US2016/066720 WO2017139020A1 (en) 2016-02-12 2016-12-14 Method and system for determining terminal location

Publications (1)

Publication Number Publication Date
SG11201805069WA true SG11201805069WA (en) 2018-07-30

Family

ID=59560356

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201805069WA SG11201805069WA (en) 2016-02-12 2016-12-14 Method and system for determining terminal location

Country Status (7)

Country Link
US (2) US10453065B2 (en)
EP (1) EP3414957A4 (en)
CN (1) CN108604343A (en)
AU (1) AU2016392585A1 (en)
RU (1) RU2018132269A (en)
SG (1) SG11201805069WA (en)
WO (1) WO2017139020A1 (en)

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Also Published As

Publication number Publication date
US20200005316A1 (en) 2020-01-02
US20170236124A1 (en) 2017-08-17
AU2016392585A1 (en) 2018-07-05
RU2018132269A3 (en) 2020-05-14
EP3414957A4 (en) 2019-01-16
EP3414957A1 (en) 2018-12-19
RU2018132269A (en) 2020-03-12
US10453065B2 (en) 2019-10-22
WO2017139020A1 (en) 2017-08-17
US11810115B2 (en) 2023-11-07
CN108604343A (en) 2018-09-28

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