SG11201804492RA - Resource processing method and device - Google Patents

Resource processing method and device

Info

Publication number
SG11201804492RA
SG11201804492RA SG11201804492RA SG11201804492RA SG11201804492RA SG 11201804492R A SG11201804492R A SG 11201804492RA SG 11201804492R A SG11201804492R A SG 11201804492RA SG 11201804492R A SG11201804492R A SG 11201804492RA SG 11201804492R A SG11201804492R A SG 11201804492RA
Authority
SG
Singapore
Prior art keywords
account
business
terminal
authentication information
resources
Prior art date
Application number
SG11201804492RA
Inventor
Wenqing Wang
Kai Chen
Yinghan Ma
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201804492RA publication Critical patent/SG11201804492RA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/388—Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Abstract

The present application discloses a resource processing method and device. The method comprises: receiving authentication infounation and business resource quantity information sent by a terminal, wherein the authentication information has an association relationship with a first account and the terminal is bundled with a second account; determining, according to the pre-established association relationship between the authentication information and the first account, the first account corresponding to the authentication information; acquiring, according to the business resource quantity information and from business resources of the first account, business resources corresponding to the business resource quantity information and forwarding the acquired business resources to the second account. By using the method, a first user does not need to carry a terminal device, but just needs to input authentication information that has an association relationship with the first user's own first account and corresponding business resource quantity information into a terminal that is bundled with a second account. Then, the first user can transfer a corresponding quantity of business resources to the second account. In this manner, it becomes much more convenient to transfer business resources between different users.
SG11201804492RA 2015-12-04 2016-11-24 Resource processing method and device SG11201804492RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201510886211.4A CN106845957A (en) 2015-12-04 2015-12-04 A kind of method for processing resource and device
PCT/CN2016/107015 WO2017092598A1 (en) 2015-12-04 2016-11-24 Resource processing method and device

Publications (1)

Publication Number Publication Date
SG11201804492RA true SG11201804492RA (en) 2018-07-30

Family

ID=58796271

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201804492RA SG11201804492RA (en) 2015-12-04 2016-11-24 Resource processing method and device

Country Status (10)

Country Link
US (1) US20180276629A1 (en)
EP (1) EP3373221A4 (en)
JP (1) JP6985268B2 (en)
KR (1) KR102083107B1 (en)
CN (2) CN106845957A (en)
AU (3) AU2016365345A1 (en)
MY (1) MY183031A (en)
PH (1) PH12018501176A1 (en)
SG (1) SG11201804492RA (en)
WO (1) WO2017092598A1 (en)

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CN110245977B (en) * 2019-05-21 2023-10-20 中国平安人寿保险股份有限公司 Service upgrading method, equipment and computer readable storage medium
CN115146995A (en) * 2020-04-16 2022-10-04 支付宝(杭州)信息技术有限公司 Service processing method, device and system
CN111784550B (en) * 2020-07-15 2022-08-12 支付宝(杭州)信息技术有限公司 Method, device and equipment for processing inherited service
CN112085531B (en) * 2020-09-10 2023-06-23 中国银联股份有限公司 Resource processing method, server, terminal, device, system and storage medium
CN112116458B (en) * 2020-09-30 2023-09-22 中国银行股份有限公司 Data processing method and device
CN116596414A (en) * 2023-07-07 2023-08-15 北京龙驹易行科技有限公司 Method and device for issuing and distributing driving service, computer equipment and storage medium

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Also Published As

Publication number Publication date
PH12018501176A1 (en) 2019-01-21
AU2020204472A1 (en) 2020-07-23
EP3373221A1 (en) 2018-09-12
MY183031A (en) 2021-02-08
JP6985268B2 (en) 2021-12-22
EP3373221A4 (en) 2019-06-26
KR102083107B1 (en) 2020-02-28
AU2019101566A4 (en) 2020-01-23
WO2017092598A1 (en) 2017-06-08
CN113850575A (en) 2021-12-28
CN106845957A (en) 2017-06-13
US20180276629A1 (en) 2018-09-27
KR20180089495A (en) 2018-08-08
AU2016365345A1 (en) 2018-06-21
JP2018536242A (en) 2018-12-06

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