SG11201801267RA - Payment devices having multiple modes of conducting financial transactions - Google Patents
Payment devices having multiple modes of conducting financial transactionsInfo
- Publication number
- SG11201801267RA SG11201801267RA SG11201801267RA SG11201801267RA SG11201801267RA SG 11201801267R A SG11201801267R A SG 11201801267RA SG 11201801267R A SG11201801267R A SG 11201801267RA SG 11201801267R A SG11201801267R A SG 11201801267RA SG 11201801267R A SG11201801267R A SG 11201801267RA
- Authority
- SG
- Singapore
- Prior art keywords
- financial transactions
- multiple modes
- payment devices
- conducting financial
- conducting
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201562282991P | 2015-08-17 | 2015-08-17 | |
PCT/US2016/047329 WO2017031198A1 (en) | 2015-08-17 | 2016-08-17 | Payment devices having multiple modes of conducting financial transactions |
US15/239,122 US11157895B2 (en) | 2015-08-17 | 2016-08-17 | Payment devices having multiple modes of conducting financial transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11201801267RA true SG11201801267RA (en) | 2018-05-30 |
Family
ID=58051305
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11201801267RA SG11201801267RA (en) | 2015-08-17 | 2016-08-17 | Payment devices having multiple modes of conducting financial transactions |
Country Status (7)
Country | Link |
---|---|
US (1) | US11157895B2 (en) |
AU (1) | AU2016308150B2 (en) |
BR (1) | BR112018003090A2 (en) |
CA (1) | CA2996145A1 (en) |
MX (1) | MX2018002007A (en) |
SG (1) | SG11201801267RA (en) |
WO (1) | WO2017031198A1 (en) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11147459B2 (en) * | 2018-01-05 | 2021-10-19 | CareBand Inc. | Wearable electronic device and system for tracking location and identifying changes in salient indicators of patient health |
US10729211B2 (en) | 2018-04-12 | 2020-08-04 | CareBand Inc. | Wristband locking mechanism, wristband, wearable electronic device and method of securing an article to a person |
US11978555B2 (en) | 2020-04-08 | 2024-05-07 | CareBand Inc. | Wearable electronic device and system using low-power cellular telecommunication protocols |
US11961088B2 (en) * | 2020-04-21 | 2024-04-16 | Jpmorgan Chase Bank, N.A. | System and method for providing temporal card verification value (CVV) for secure online transaction processing |
US11503434B2 (en) * | 2020-04-22 | 2022-11-15 | CareBand Inc. | Method and system for connectivity between a personal area network and an internet protocol network via low power wide area network wearable electronic device |
DE102021004951A1 (en) * | 2021-10-01 | 2023-04-06 | Giesecke+Devrient Mobile Security Gmbh | Card-shaped data carrier |
Family Cites Families (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4443027A (en) | 1981-07-29 | 1984-04-17 | Mcneely Maurice G | Multiple company credit card system |
DE3906349A1 (en) * | 1989-03-01 | 1990-09-13 | Hartmut Hennige | METHOD AND DEVICE FOR SIMPLIFYING THE USE OF A VARIETY OF CREDIT CARDS AND THE LIKE |
US6631849B2 (en) | 2000-12-06 | 2003-10-14 | Bank One, Delaware, National Association | Selectable multi-purpose card |
US7860789B2 (en) | 2001-07-24 | 2010-12-28 | Jpmorgan Chase Bank, N.A. | Multiple account advanced payment card and method of routing card transactions |
US20080017720A1 (en) | 2006-07-06 | 2008-01-24 | Kranzley Arthur D | Multi-use payment card and methods of using same |
US9251637B2 (en) | 2006-11-15 | 2016-02-02 | Bank Of America Corporation | Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value |
US20090187507A1 (en) * | 2006-12-20 | 2009-07-23 | Brown Kerry D | Secure financial transaction network |
US7922082B2 (en) | 2008-01-04 | 2011-04-12 | M2 International Ltd. | Dynamic card validation value |
US8261977B2 (en) * | 2009-03-27 | 2012-09-11 | Mastercard International Incorporated | Methods and systems for using an interface and protocol extensions to perform a financial transaction |
EP2467817A4 (en) | 2009-07-07 | 2014-04-09 | Richard H Chenot | Systems and methods for per-transaction financial card enabled personal financial management |
US8615468B2 (en) | 2010-01-27 | 2013-12-24 | Ca, Inc. | System and method for generating a dynamic card value |
US20120153028A1 (en) | 2010-12-15 | 2012-06-21 | Poznansky Amir | Transaction Card with dynamic CVV |
US8977569B2 (en) * | 2011-09-29 | 2015-03-10 | Raj Rao | System and method for providing smart electronic wallet and reconfigurable transaction card thereof |
-
2016
- 2016-08-17 AU AU2016308150A patent/AU2016308150B2/en active Active
- 2016-08-17 US US15/239,122 patent/US11157895B2/en active Active
- 2016-08-17 WO PCT/US2016/047329 patent/WO2017031198A1/en active Application Filing
- 2016-08-17 CA CA2996145A patent/CA2996145A1/en not_active Abandoned
- 2016-08-17 SG SG11201801267RA patent/SG11201801267RA/en unknown
- 2016-08-17 MX MX2018002007A patent/MX2018002007A/en unknown
- 2016-08-17 BR BR112018003090A patent/BR112018003090A2/en not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
MX2018002007A (en) | 2018-11-09 |
US11157895B2 (en) | 2021-10-26 |
AU2016308150B2 (en) | 2022-05-19 |
US20170053267A1 (en) | 2017-02-23 |
AU2016308150A1 (en) | 2018-03-08 |
WO2017031198A1 (en) | 2017-02-23 |
CA2996145A1 (en) | 2017-02-23 |
BR112018003090A2 (en) | 2018-09-25 |
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