SG11201703906SA - Providing online cardholer authentication services on-behalf-of issuers - Google Patents

Providing online cardholer authentication services on-behalf-of issuers

Info

Publication number
SG11201703906SA
SG11201703906SA SG11201703906SA SG11201703906SA SG11201703906SA SG 11201703906S A SG11201703906S A SG 11201703906SA SG 11201703906S A SG11201703906S A SG 11201703906SA SG 11201703906S A SG11201703906S A SG 11201703906SA SG 11201703906S A SG11201703906S A SG 11201703906SA
Authority
SG
Singapore
Prior art keywords
cardholer
issuers
behalf
authentication services
providing online
Prior art date
Application number
SG11201703906SA
Inventor
Peter J Groarke
Brian John Piel
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201703906SA publication Critical patent/SG11201703906SA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G06F16/2358—Change logging, detection, and notification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Data Mining & Analysis (AREA)
  • Databases & Information Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11201703906SA 2014-11-13 2015-11-06 Providing online cardholer authentication services on-behalf-of issuers SG11201703906SA (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201462079211P 2014-11-13 2014-11-13
US14/926,397 US10891622B2 (en) 2014-11-13 2015-10-29 Providing online cardholder authentication services on-behalf-of issuers
PCT/US2015/059471 WO2016077172A1 (en) 2014-11-13 2015-11-06 Providing online cardholer authentication services on-behalf-of issuers

Publications (1)

Publication Number Publication Date
SG11201703906SA true SG11201703906SA (en) 2017-06-29

Family

ID=55954884

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201703906SA SG11201703906SA (en) 2014-11-13 2015-11-06 Providing online cardholer authentication services on-behalf-of issuers

Country Status (7)

Country Link
US (1) US10891622B2 (en)
EP (1) EP3218860A4 (en)
JP (1) JP6412648B2 (en)
AU (1) AU2015347054B2 (en)
CA (1) CA2967781C (en)
SG (1) SG11201703906SA (en)
WO (1) WO2016077172A1 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20160078444A1 (en) * 2014-09-16 2016-03-17 Mastercard International Incorporated Systems and methods for providing fraud indicator data within an authentication protocol
US11080697B2 (en) 2017-10-05 2021-08-03 Mastercard International Incorporated Systems and methods for use in authenticating users in connection with network transactions
US20190114598A1 (en) * 2017-10-18 2019-04-18 Mastercard International Incorporated Payment network as a platform
US11875349B2 (en) 2018-06-22 2024-01-16 Mastercard International Incorporated Systems and methods for authenticating online users with an access control server
US11188908B2 (en) * 2018-07-12 2021-11-30 Capital One Services, Llc Multi-function transaction card
SG10201807921XA (en) * 2018-09-13 2020-04-29 Mastercard International Inc Computer system and computer-implemented method for processing an electronic commerce transaction using a network
US20210004793A1 (en) * 2019-07-03 2021-01-07 Visa International Service Association Mobile-OTP Based Authorisation of Transactions
US11682006B2 (en) * 2019-11-25 2023-06-20 Digipay, LLC Multi-use digital financial card for networked transactions
US11704632B2 (en) * 2020-12-17 2023-07-18 Marqeta, Inc. Computer transaction security with delegated decisions

Family Cites Families (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7904722B2 (en) * 1994-07-19 2011-03-08 Certco, Llc Method for securely using digital signatures in a commercial cryptographic system
KR101015341B1 (en) * 2000-04-24 2011-02-16 비자 인터내셔날 써비스 어쏘시에이션 Online payer authentication service
WO2002027631A2 (en) 2000-09-27 2002-04-04 Mastercard International Incorporated A universal and interoperable system and method utilizing a universal cardholder authentication field (ucaf) for authentication data collection and validation
US7111789B2 (en) 2001-08-31 2006-09-26 Arcot Systems, Inc. Enhancements to multi-party authentication and other protocols
US7983987B2 (en) 2002-01-30 2011-07-19 Mastercard International Incorporated System and method for conducting secure payment transaction
GB0204620D0 (en) 2002-02-28 2002-04-10 Europay Internat N V Chip authentication programme
US7693783B2 (en) 2002-06-12 2010-04-06 Cardinalcommerce Corporation Universal merchant platform for payment authentication
US7360694B2 (en) 2003-01-23 2008-04-22 Mastercard International Incorporated System and method for secure telephone and computer transactions using voice authentication
MXPA05013422A (en) * 2003-06-10 2006-03-17 Mastercard International Inc Systems and methods for conducting secure payment transactions using a formatted data structure.
US7264154B2 (en) 2004-07-12 2007-09-04 Harris David N System and method for securing a credit account
US7614549B2 (en) 2005-07-15 2009-11-10 Revolution Money Inc. System and method for immediate issuance of transaction cards
US8239330B2 (en) 2005-09-28 2012-08-07 Saf-T-Pay, Inc. Payment system and clearinghouse of internet transactions
US8923827B2 (en) 2007-01-09 2014-12-30 Visa U.S.A. Inc. Mobile payment management
US8261977B2 (en) 2009-03-27 2012-09-11 Mastercard International Incorporated Methods and systems for using an interface and protocol extensions to perform a financial transaction
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
CA2780278A1 (en) 2009-11-04 2011-05-12 Visa International Service Association Verification of portable consumer devices for 3-d secure services
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
CA2788467C (en) 2010-01-29 2019-09-17 Cardinalcommerce Corporation Electronic payment processing method and system with smart/authenticate fields and definitions
US10255601B2 (en) 2010-02-25 2019-04-09 Visa International Service Association Multifactor authentication using a directory server
US20120209657A1 (en) * 2011-02-14 2012-08-16 Aladdin Connolly Location triggered service response
US20140358777A1 (en) * 2013-05-31 2014-12-04 How Kiap Gueh Method for secure atm transactions using a portable device
AU2014100003A4 (en) * 2014-01-03 2014-02-13 Graham, Keith Patrick MR Secure Payment System with biometric authorisation and dual path authentication

Also Published As

Publication number Publication date
US20160140558A1 (en) 2016-05-19
US10891622B2 (en) 2021-01-12
JP2017535874A (en) 2017-11-30
CA2967781C (en) 2019-08-06
EP3218860A4 (en) 2018-05-02
JP6412648B2 (en) 2018-10-24
EP3218860A1 (en) 2017-09-20
AU2015347054B2 (en) 2019-01-17
CA2967781A1 (en) 2016-05-19
AU2015347054A1 (en) 2017-06-08
WO2016077172A1 (en) 2016-05-19

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