SG10202008396YA - Mirrored token vault - Google Patents

Mirrored token vault

Info

Publication number
SG10202008396YA
SG10202008396YA SG10202008396YA SG10202008396YA SG10202008396YA SG 10202008396Y A SG10202008396Y A SG 10202008396YA SG 10202008396Y A SG10202008396Y A SG 10202008396YA SG 10202008396Y A SG10202008396Y A SG 10202008396YA SG 10202008396Y A SG10202008396Y A SG 10202008396YA
Authority
SG
Singapore
Prior art keywords
mirrored
token vault
vault
token
mirrored token
Prior art date
Application number
SG10202008396YA
Inventor
Andrew Carpenter
Paul Tait
Dan Kurland
Barbara Patterson
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG10202008396YA publication Critical patent/SG10202008396YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/321—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority
    • H04L9/3213—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority using tickets or tokens, e.g. Kerberos

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Information Transfer Between Computers (AREA)
  • Prostheses (AREA)
SG10202008396YA 2016-08-12 2017-08-11 Mirrored token vault SG10202008396YA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US201662374711P 2016-08-12 2016-08-12

Publications (1)

Publication Number Publication Date
SG10202008396YA true SG10202008396YA (en) 2020-09-29

Family

ID=61163232

Family Applications (2)

Application Number Title Priority Date Filing Date
SG11201811424PA SG11201811424PA (en) 2016-08-12 2017-08-11 Mirrored token vault
SG10202008396YA SG10202008396YA (en) 2016-08-12 2017-08-11 Mirrored token vault

Family Applications Before (1)

Application Number Title Priority Date Filing Date
SG11201811424PA SG11201811424PA (en) 2016-08-12 2017-08-11 Mirrored token vault

Country Status (7)

Country Link
US (3) US10699270B2 (en)
EP (1) EP3497648A4 (en)
CN (1) CN109564662B (en)
AU (1) AU2017311606A1 (en)
BR (1) BR112019000688A2 (en)
SG (2) SG11201811424PA (en)
WO (1) WO2018031914A1 (en)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2018031914A1 (en) 2016-08-12 2018-02-15 Visa International Service Association Mirrored token vault
US11012441B2 (en) * 2017-06-30 2021-05-18 Open Text Corporation Hybrid authentication systems and methods
WO2019166868A1 (en) * 2018-02-27 2019-09-06 Visa International Service Association Method and system for providing attribute data with token
US10783234B2 (en) * 2018-04-06 2020-09-22 The Toronto-Dominion Bank Systems for enabling tokenized wearable devices
WO2020102484A1 (en) 2018-11-14 2020-05-22 Visa International Service Association Cloud token provisioning of multiple tokens
US11240030B2 (en) * 2018-12-27 2022-02-01 Paypal, Inc. Token management layer for automating authentication during communication channel interactions
EP3712828A1 (en) * 2019-03-19 2020-09-23 Mastercard International Incorporated Payment token mechanism
US20210012026A1 (en) * 2019-07-08 2021-01-14 Capital One Services, Llc Tokenization system for customer data in audio or video
EP3779826A1 (en) * 2019-08-16 2021-02-17 Mastercard International Incorporated Iot devices
EP4022871A4 (en) * 2019-08-30 2022-11-02 Visa International Service Association Gateway agnostic tokenization
WO2021119619A1 (en) * 2019-12-13 2021-06-17 Visa International Service Association Plan interaction utilizing cryptogram
WO2021188919A1 (en) * 2020-03-20 2021-09-23 Mastercard International Incorporated Method and system for supporting micro-transactions in a digital asset network via digital tokens

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
US8453127B2 (en) * 2010-09-20 2013-05-28 Sap Ag Systems and methods providing a token synchronization gateway for a graph-based business process model
US20120173431A1 (en) * 2010-12-30 2012-07-05 First Data Corporation Systems and methods for using a token as a payment in a transaction
US9280765B2 (en) * 2011-04-11 2016-03-08 Visa International Service Association Multiple tokenization for authentication
US9830595B2 (en) * 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
US20130212007A1 (en) * 2012-02-10 2013-08-15 Protegrity Corporation Tokenization in payment environments
US8973142B2 (en) 2013-07-02 2015-03-03 Imperva, Inc. Compromised insider honey pots using reverse honey tokens
JP6738731B2 (en) * 2013-07-24 2020-08-12 ビザ インターナショナル サービス アソシエーション System and method for communicating risk using token assurance data
US10496986B2 (en) * 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
US9942043B2 (en) * 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
KR101623636B1 (en) * 2014-04-25 2016-05-23 모지도코화이어코리아 유한회사 Cloud-SE System and Mobile Terminal based on Cloud SE and Mobile Payment Method thereof
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
KR101623523B1 (en) * 2015-01-06 2016-05-23 (주)퍼셉션 Method for identifying user's needs based on image word interpretation
US10977657B2 (en) * 2015-02-09 2021-04-13 Visa International Service Association Token processing utilizing multiple authorizations
CN113420281A (en) * 2015-04-13 2021-09-21 维萨国际服务协会 Enhanced authentication based on secondary device interaction
US10922693B2 (en) * 2015-09-02 2021-02-16 Jpmorgan Chase Bank, N.A. System and method for mobile device limits
WO2018031914A1 (en) 2016-08-12 2018-02-15 Visa International Service Association Mirrored token vault

Also Published As

Publication number Publication date
AU2017311606A1 (en) 2019-01-17
EP3497648A1 (en) 2019-06-19
SG11201811424PA (en) 2019-01-30
EP3497648A4 (en) 2019-06-26
US11334885B2 (en) 2022-05-17
US11842344B2 (en) 2023-12-12
US20220398571A1 (en) 2022-12-15
CN109564662A (en) 2019-04-02
BR112019000688A2 (en) 2019-04-24
US20200286080A1 (en) 2020-09-10
WO2018031914A1 (en) 2018-02-15
CN109564662B (en) 2023-12-05
US10699270B2 (en) 2020-06-30
US20190188696A1 (en) 2019-06-20

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