SG10201600938YA - Method And System For Point Of Sale Payments - Google Patents

Method And System For Point Of Sale Payments

Info

Publication number
SG10201600938YA
SG10201600938YA SG10201600938YA SG10201600938YA SG10201600938YA SG 10201600938Y A SG10201600938Y A SG 10201600938YA SG 10201600938Y A SG10201600938Y A SG 10201600938YA SG 10201600938Y A SG10201600938Y A SG 10201600938YA SG 10201600938Y A SG10201600938Y A SG 10201600938YA
Authority
SG
Singapore
Prior art keywords
point
sale payments
payments
sale
Prior art date
Application number
SG10201600938YA
Inventor
Gurunathan Arunmurthy
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201600938YA priority Critical patent/SG10201600938YA/en
Priority to US15/420,249 priority patent/US10614437B2/en
Publication of SG10201600938YA publication Critical patent/SG10201600938YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/047—Payment circuits using payment protocols involving electronic receipts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
SG10201600938YA 2016-02-05 2016-02-05 Method And System For Point Of Sale Payments SG10201600938YA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201600938YA SG10201600938YA (en) 2016-02-05 2016-02-05 Method And System For Point Of Sale Payments
US15/420,249 US10614437B2 (en) 2016-02-05 2017-01-31 Method and system for point of sale payments

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201600938YA SG10201600938YA (en) 2016-02-05 2016-02-05 Method And System For Point Of Sale Payments

Publications (1)

Publication Number Publication Date
SG10201600938YA true SG10201600938YA (en) 2017-09-28

Family

ID=59496969

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201600938YA SG10201600938YA (en) 2016-02-05 2016-02-05 Method And System For Point Of Sale Payments

Country Status (2)

Country Link
US (1) US10614437B2 (en)
SG (1) SG10201600938YA (en)

Families Citing this family (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11748736B1 (en) 2014-04-30 2023-09-05 Wells Fargo Bank, N.A. Mobile wallet integration within mobile banking
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US11615401B1 (en) 2014-04-30 2023-03-28 Wells Fargo Bank, N.A. Mobile wallet authentication systems and methods
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
US11853919B1 (en) 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
US11468414B1 (en) 2016-10-03 2022-10-11 Wells Fargo Bank, N.A. Systems and methods for establishing a pull payment relationship
US11315114B2 (en) 2016-12-28 2022-04-26 Capital One Services, Llc Dynamic transaction card protected by multi-factor authentication
US10535068B2 (en) * 2016-12-28 2020-01-14 Capital One Services, Llc Smart card multi-factor authentication device
US11037153B2 (en) * 2017-11-08 2021-06-15 Mastercard International Incorporated Determining implicit transaction consent based on biometric data and associated context data
US11295297B1 (en) 2018-02-26 2022-04-05 Wells Fargo Bank, N.A. Systems and methods for pushing usable objects and third-party provisioning to a mobile wallet
US11775955B1 (en) 2018-05-10 2023-10-03 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11551190B1 (en) 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
CN111028448B (en) * 2019-12-25 2021-12-21 哈尔滨新中新电子股份有限公司 Data transmission method between POS machine and gateway in all-purpose card system
US11632367B2 (en) 2020-05-28 2023-04-18 Capital One Services, Llc System and method for agnostic authentication of a client device
CN112288131B (en) * 2020-09-24 2021-06-11 和智信(山东)大数据科技有限公司 Bus stop optimization method, electronic device and computer-readable storage medium

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8571939B2 (en) * 2010-07-07 2013-10-29 Toshiba Global Commerce Solutions Holdings Corporation Two phase payment link and authorization for mobile devices
US9691055B2 (en) * 2010-12-17 2017-06-27 Google Inc. Digital wallet
BR112013021059A2 (en) * 2011-02-16 2020-10-27 Visa International Service Association Snap mobile payment systems, methods and devices
US9043237B2 (en) * 2011-09-21 2015-05-26 Fexco Merchant Services Systems and methods for making a payment using a wireless device
CA2849324C (en) * 2011-09-22 2020-01-07 Securekey Technologies Inc. Systems and methods for contactless transaction processing
IL220802A (en) * 2012-07-05 2017-04-30 Nir Shaked System and method for authenticating a transaction over a data network
US9576286B1 (en) * 2013-03-11 2017-02-21 Groupon, Inc. Consumer device based point-of-sale
US20160092880A1 (en) * 2014-09-26 2016-03-31 Apriva, Llc System and method for facilitating a purchase transaction using a merchant device beacon
US10762496B2 (en) * 2015-02-06 2020-09-01 Google Llc Providing payment account information associated with a digital wallet account to a user at a merchant point of sale device

Also Published As

Publication number Publication date
US10614437B2 (en) 2020-04-07
US20170228715A1 (en) 2017-08-10

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