SG10201401620VA - A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs - Google Patents

A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs

Info

Publication number
SG10201401620VA
SG10201401620VA SG10201401620VA SG10201401620VA SG10201401620VA SG 10201401620V A SG10201401620V A SG 10201401620VA SG 10201401620V A SG10201401620V A SG 10201401620VA SG 10201401620V A SG10201401620V A SG 10201401620VA SG 10201401620V A SG10201401620V A SG 10201401620VA
Authority
SG
Singapore
Prior art keywords
computer
authenticating
transaction
systems
devices
Prior art date
Application number
SG10201401620VA
Inventor
Chan Chi Yuen William
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201401620VA priority Critical patent/SG10201401620VA/en
Priority to US14/688,773 priority patent/US20150302402A1/en
Publication of SG10201401620VA publication Critical patent/SG10201401620VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
SG10201401620VA 2014-04-17 2014-04-17 A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs SG10201401620VA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201401620VA SG10201401620VA (en) 2014-04-17 2014-04-17 A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs
US14/688,773 US20150302402A1 (en) 2014-04-17 2015-04-16 Method for authenticating a transaction, and corresponding servers, systems, devices, computer-readable storage mediums and computer programs

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201401620VA SG10201401620VA (en) 2014-04-17 2014-04-17 A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs

Publications (1)

Publication Number Publication Date
SG10201401620VA true SG10201401620VA (en) 2015-11-27

Family

ID=54322345

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201401620VA SG10201401620VA (en) 2014-04-17 2014-04-17 A Method For Authenticating A Transaction, And Corresponding Servers, Systems, Devices, Computer-Readable Storage Mediums And Computer Programs

Country Status (2)

Country Link
US (1) US20150302402A1 (en)
SG (1) SG10201401620VA (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9619636B2 (en) * 2015-02-06 2017-04-11 Qualcomm Incorporated Apparatuses and methods for secure display on secondary display device
KR20160145962A (en) * 2015-06-11 2016-12-21 에스케이플래닛 주식회사 User equipment for reverse NFC payment, NFC payment terminal, system comprising the same, control method thereof and computer readable medium having computer program recorded therefor
DE102015011076A1 (en) * 2015-08-24 2017-03-02 Giesecke & Devrient Gmbh transaction system
US20170278127A1 (en) 2016-03-28 2017-09-28 Codebroker, Llc Validating digital content presented on a mobile device
US10284538B2 (en) 2016-10-26 2019-05-07 Bank Of America Corporation System for processing an even request by determining a matching user profile based on user identifying information
US11869004B2 (en) * 2020-05-01 2024-01-09 Capital One Services, Llc Mobile authentification method via peer mobiles

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE19936097A1 (en) * 1999-07-30 2001-02-08 Giesecke & Devrient Gmbh Method, device and system for biometric authentication of a person
US6944669B1 (en) * 1999-10-22 2005-09-13 America Online, Inc. Sharing the personal information of a network user with the resources accessed by that network user
US6954747B1 (en) * 2000-11-14 2005-10-11 Microsoft Corporation Methods for comparing versions of a program
US7740168B2 (en) * 2003-08-18 2010-06-22 Visa U.S.A. Inc. Method and system for generating a dynamic verification value
WO2007076476A2 (en) * 2005-12-22 2007-07-05 Mastercard International Incorporated Methods and systems for two-factor authentication using contactless chip cards or devices and mobile devices or dedicated personal readers
AU2009289465B2 (en) * 2008-09-04 2016-05-12 Mastercard International Incorporated System and method for performing a real time redemption transaction by leveraging a payment network
US8682785B2 (en) * 2008-10-30 2014-03-25 Bank Of America Corporation Bank card authorization with balance indicator
US20110264586A1 (en) * 2010-02-11 2011-10-27 Cimbal Inc. System and method for multipath contactless transactions
WO2011109517A2 (en) * 2010-03-05 2011-09-09 Visa International Service Association Messaging including value account conversion
US8600875B2 (en) * 2010-04-12 2013-12-03 Visa International Service Association Authentication process using search technology
CA2724297C (en) * 2010-12-14 2013-11-12 Xtreme Mobility Inc. System and method for authenticating transactions through a mobile device
US20130097034A1 (en) * 2011-10-12 2013-04-18 First Data Corporation Systems and Methods for Facilitating Point of Sale Transactions
US20140363058A1 (en) * 2013-06-07 2014-12-11 EyeD, LLC Systems And Methods For Uniquely Identifying An Individual
SG10201800291UA (en) * 2013-07-15 2018-02-27 Visa Int Service Ass Secure remote payment transaction processing
US20150127529A1 (en) * 2013-11-05 2015-05-07 Oleg Makhotin Methods and systems for mobile payment application selection and management using an application linker

Also Published As

Publication number Publication date
US20150302402A1 (en) 2015-10-22

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