RU2014132389A - SYSTEM, METHOD AND COMPUTER PROGRAM TO ENSURE TRANSACTIONS - Google Patents
SYSTEM, METHOD AND COMPUTER PROGRAM TO ENSURE TRANSACTIONS Download PDFInfo
- Publication number
- RU2014132389A RU2014132389A RU2014132389A RU2014132389A RU2014132389A RU 2014132389 A RU2014132389 A RU 2014132389A RU 2014132389 A RU2014132389 A RU 2014132389A RU 2014132389 A RU2014132389 A RU 2014132389A RU 2014132389 A RU2014132389 A RU 2014132389A
- Authority
- RU
- Russia
- Prior art keywords
- computing device
- processing module
- remote devices
- state
- database
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Debugging And Monitoring (AREA)
- Computer And Data Communications (AREA)
- Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
1. Вычислительное устройство, способствующее выполнению транзакций между одним или несколькими удаленными устройствами, содержащеемодуль обработки, выполненный с возможностью взаимодействия с одним или несколькими удаленными устройствами посредством сети связи, и базу данных, выполненную с возможностью содержания информации, касающейся состояния множества каналов транзакции в отношении счета, причем модуль обработки выполнен с возможностью приема инструкций посредством сети связи от одного или нескольких удаленных устройств и предоставления информации, касающейся состояния множества каналов транзакции.2. Вычислительное устройство по п. 1, в котором база данных использует облегченный протокол доступа к каталогам (LDAP).3. Вычислительное устройство по п. 1, в котором модуль обработки представляет собой промежуточный замещающий хост, выполненный с возможностью приема инструкций от, по меньшей мере, одного эмитента карточек.4. Вычислительное устройство по п. 3, в котором, по меньшей мере, одним эмитентом карточек является оператор связи.5. Вычислительное устройство по п. 1, в котором модуль обработки представляет собой промежуточный замещающий хост, выполненный с возможностью приема инструкций от, по меньшей мере, одного эквайера карточек.6. Вычислительное устройство по п. 1 или 2, в котором база данных обновляется посредством сети связи на периодической основе.7. Вычислительное устройство по п. 3, в котором модуль обработки дополнительно является действующим для приема запроса на изменение состояния, по меньшей мере, одного относительно незащищенного канала транзакции из множества каналов транзакции из первого состояния во второе сос1. A computing device that facilitates the execution of transactions between one or more remote devices, comprising a processing module configured to interact with one or more remote devices via a communication network, and a database configured to contain information regarding the status of a plurality of transaction channels in relation to an account moreover, the processing module is configured to receive instructions via the communication network from one or more remote devices and pre delivering information regarding the status of multiple transaction channels. 2. The computing device of claim 1, wherein the database uses a lightweight directory access protocol (LDAP). The computing device according to claim 1, wherein the processing module is an intermediate replacement host, configured to receive instructions from at least one card issuer. A computing device according to claim 3, wherein at least one card issuer is a telecom operator. The computing device according to claim 1, wherein the processing module is an intermediate replacement host configured to receive instructions from at least one card acquirer. A computing device according to claim 1 or 2, wherein the database is updated through a communication network on a periodic basis. The computing device of claim 3, wherein the processing module is further operable to receive a request for a change in state of at least one relatively insecure transaction channel from a plurality of transaction channels from a first state to a second state
Claims (17)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SG2012001087A SG192289A1 (en) | 2012-01-06 | 2012-01-06 | System, method and computer program arranged to facilitate a transaction |
SG201200108-7 | 2012-01-06 | ||
PCT/SG2013/000006 WO2013103323A1 (en) | 2012-01-06 | 2013-01-04 | System, method and computer program arranged to facilitate a transaction |
Publications (1)
Publication Number | Publication Date |
---|---|
RU2014132389A true RU2014132389A (en) | 2016-02-27 |
Family
ID=54325256
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2014132389A RU2014132389A (en) | 2012-01-06 | 2013-01-04 | SYSTEM, METHOD AND COMPUTER PROGRAM TO ENSURE TRANSACTIONS |
Country Status (21)
Country | Link |
---|---|
US (1) | US10311411B2 (en) |
EP (1) | EP2801051A4 (en) |
JP (2) | JP2015503801A (en) |
KR (1) | KR20140112519A (en) |
CN (1) | CN104040558B (en) |
AR (1) | AR090049A1 (en) |
AU (1) | AU2013202399B2 (en) |
BR (1) | BR112014016664A8 (en) |
CA (1) | CA2862744A1 (en) |
CO (1) | CO7000748A2 (en) |
HK (1) | HK1202945A1 (en) |
IN (1) | IN2014DN05940A (en) |
MX (1) | MX356120B (en) |
MY (1) | MY167945A (en) |
PH (1) | PH12014501547B1 (en) |
RU (1) | RU2014132389A (en) |
SG (1) | SG192289A1 (en) |
TW (1) | TWI545510B (en) |
UA (1) | UA111650C2 (en) |
WO (1) | WO2013103323A1 (en) |
ZA (1) | ZA201405283B (en) |
Families Citing this family (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CA2817212C (en) * | 2010-11-10 | 2016-08-23 | Smart Hub Pte. Ltd. | Method of performing a financial transaction via unsecured public telecommunication infrastructure and an apparatus for same |
SG10201400156QA (en) * | 2014-02-04 | 2015-09-29 | Smart Communications Inc | Transaction system and method |
US11080714B2 (en) * | 2016-05-27 | 2021-08-03 | Mastercard International Incorporated | Systems and methods for providing stand-in authorization |
US20190122214A1 (en) * | 2017-10-19 | 2019-04-25 | Synchrony Bank | Control plane implemented by a mobile device and providing improved security |
Family Cites Families (21)
Publication number | Priority date | Publication date | Assignee | Title |
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JPH0458371A (en) * | 1990-06-28 | 1992-02-25 | Oki Electric Ind Co Ltd | Card transaction processing system |
US6330560B1 (en) * | 1999-09-10 | 2001-12-11 | International Business Machines Corporation | Multiple manager to multiple server IP locking mechanism in a directory-enabled network |
KR100687837B1 (en) | 1999-10-22 | 2007-02-27 | 노마딕스, 인코포레이티드 | Systems and methods for providing dynamic network authorization, authentication and accounting |
US6484177B1 (en) * | 2000-01-13 | 2002-11-19 | International Business Machines Corporation | Data management interoperability methods for heterogeneous directory structures |
AU2000229016A1 (en) * | 2000-03-15 | 2001-09-24 | Swisscom Mobile Ag | Method for distributing parameters in offline chipcard terminals and appropriatechipcard terminals and user chipcards |
JP2002312702A (en) * | 2001-04-11 | 2002-10-25 | Sony Corp | Account settlement mediation processing method, account settlement mediation processor, storage medium storing account settlement mediation processing program, and account settlement mediation processing program |
US7870202B2 (en) * | 2004-12-03 | 2011-01-11 | Clairmail Inc. | Apparatus for executing an application function using a smart card and methods therefor |
US7383988B2 (en) * | 2005-08-31 | 2008-06-10 | Metavante Corporation | System and method for locking and unlocking a financial account card |
CN101454794A (en) * | 2006-03-30 | 2009-06-10 | 奥博佩公司 | Mobile person-to-person payment system |
US7774428B2 (en) * | 2006-04-27 | 2010-08-10 | International Business Machines Corporation | Automatic response time measurement of LDAP server operations |
US8069084B2 (en) * | 2006-07-14 | 2011-11-29 | Wells Fargo Bank, N.A. | Customer controlled account, system, and process |
US20070100773A1 (en) * | 2006-08-11 | 2007-05-03 | Regions Asset Company | Transaction security system having user defined security parameters |
US7945946B2 (en) * | 2007-02-06 | 2011-05-17 | Red Hat, Inc. | Attribute level access control |
US8738923B2 (en) * | 2007-09-14 | 2014-05-27 | Oracle International Corporation | Framework for notifying a directory service of authentication events processed outside the directory service |
EP2210194B1 (en) * | 2007-11-06 | 2013-04-03 | Telefonaktiebolaget LM Ericsson (publ) | Lightweight directory access protocol (ldap) collision detection mechanism and method |
EP2329391A1 (en) * | 2008-08-13 | 2011-06-08 | Secure Exchange Solutions, Llc | Trusted card system using secure exchange |
CN101350088A (en) * | 2008-09-09 | 2009-01-21 | 刘哲英 | System and method for implementing multi-terminal mutual business between users |
EP2368339B2 (en) * | 2008-12-03 | 2022-10-05 | Entersekt International Limited | Secure transaction authentication |
US20120095911A1 (en) * | 2009-06-16 | 2012-04-19 | Smart Hub Pte. Ltd. | Transaction system and method |
US8521623B2 (en) * | 2009-08-26 | 2013-08-27 | Visa International Service Association | Return payment card process |
JP2011141687A (en) * | 2010-01-06 | 2011-07-21 | Toshiba Corp | Ldap directory data conversion program and device |
-
2012
- 2012-01-06 SG SG2012001087A patent/SG192289A1/en unknown
-
2013
- 2013-01-04 US US14/370,744 patent/US10311411B2/en active Active
- 2013-01-04 JP JP2014551223A patent/JP2015503801A/en active Pending
- 2013-01-04 BR BR112014016664A patent/BR112014016664A8/en not_active IP Right Cessation
- 2013-01-04 EP EP13733687.1A patent/EP2801051A4/en not_active Withdrawn
- 2013-01-04 KR KR1020147020026A patent/KR20140112519A/en not_active Application Discontinuation
- 2013-01-04 AU AU2013202399A patent/AU2013202399B2/en not_active Ceased
- 2013-01-04 AR ARP130100047A patent/AR090049A1/en unknown
- 2013-01-04 CA CA2862744A patent/CA2862744A1/en not_active Abandoned
- 2013-01-04 UA UAA201408633A patent/UA111650C2/en unknown
- 2013-01-04 MY MYPI2014701838A patent/MY167945A/en unknown
- 2013-01-04 RU RU2014132389A patent/RU2014132389A/en unknown
- 2013-01-04 MX MX2014008268A patent/MX356120B/en active IP Right Grant
- 2013-01-04 TW TW102100250A patent/TWI545510B/en not_active IP Right Cessation
- 2013-01-04 WO PCT/SG2013/000006 patent/WO2013103323A1/en active Application Filing
- 2013-01-04 CN CN201380004809.5A patent/CN104040558B/en active Active
-
2014
- 2014-07-04 PH PH12014501547A patent/PH12014501547B1/en unknown
- 2014-07-10 CO CO14148865A patent/CO7000748A2/en unknown
- 2014-07-15 IN IN5940DEN2014 patent/IN2014DN05940A/en unknown
- 2014-07-17 ZA ZA2014/05283A patent/ZA201405283B/en unknown
-
2015
- 2015-04-08 HK HK15103437.8A patent/HK1202945A1/en unknown
-
2016
- 2016-12-01 JP JP2016234354A patent/JP2017050027A/en not_active Withdrawn
Also Published As
Publication number | Publication date |
---|---|
PH12014501547A1 (en) | 2014-09-22 |
TW201342268A (en) | 2013-10-16 |
EP2801051A4 (en) | 2015-08-26 |
ZA201405283B (en) | 2015-12-23 |
PH12014501547B1 (en) | 2014-09-22 |
CN104040558B (en) | 2018-05-15 |
EP2801051A1 (en) | 2014-11-12 |
MX2014008268A (en) | 2015-01-26 |
MY167945A (en) | 2018-10-08 |
HK1202945A1 (en) | 2015-10-09 |
US10311411B2 (en) | 2019-06-04 |
AR090049A1 (en) | 2014-10-15 |
KR20140112519A (en) | 2014-09-23 |
AU2013202399B2 (en) | 2015-09-10 |
TWI545510B (en) | 2016-08-11 |
SG192289A1 (en) | 2013-08-30 |
US20140365361A1 (en) | 2014-12-11 |
WO2013103323A1 (en) | 2013-07-11 |
BR112014016664A2 (en) | 2017-06-13 |
UA111650C2 (en) | 2016-05-25 |
AU2013202399A1 (en) | 2013-07-18 |
JP2017050027A (en) | 2017-03-09 |
IN2014DN05940A (en) | 2015-06-12 |
JP2015503801A (en) | 2015-02-02 |
MX356120B (en) | 2018-05-14 |
CA2862744A1 (en) | 2013-07-11 |
CO7000748A2 (en) | 2014-07-21 |
CN104040558A (en) | 2014-09-10 |
BR112014016664A8 (en) | 2017-07-04 |
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