MY143184A - Online transaction system using a telephone - Google Patents

Online transaction system using a telephone

Info

Publication number
MY143184A
MY143184A MYPI20063751A MY143184A MY 143184 A MY143184 A MY 143184A MY PI20063751 A MYPI20063751 A MY PI20063751A MY 143184 A MY143184 A MY 143184A
Authority
MY
Malaysia
Prior art keywords
telephone
transaction system
card
online transaction
user
Prior art date
Application number
Inventor
Rajendran Velayuthan
Dato' Muhammad Farid Bin Haji Ahmad Ridhwan
Original Assignee
Alif R & D Sdn Bhd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alif R & D Sdn Bhd filed Critical Alif R & D Sdn Bhd
Priority to MYPI20063751 priority Critical patent/MY143184A/en
Priority to PCT/MY2007/000053 priority patent/WO2008016291A1/en
Publication of MY143184A publication Critical patent/MY143184A/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873—Details of the card reader
    • G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

ONLINE TRANSACTION SYSTEM USING A TELEPHONE 5 THE ONLINE TRANSACTION SYSTEM OF THE PRESENT INVENTION COMPRISING A TELEPHONE APPARATUS FOR RECEIVING A CHIP CARD TO PROVIDE FOR ONLINE TRANSACTIONS WHICH CAN BE INITIATED FROM A USER'S HOME. OFFICE OR RETAILS TERMINALS. THE TELEPHONE APPARATUS HAVING A CARD RECEIVING MEANS LINKED WITH A PROCESSOR WITHIN THE TELEPHONE APPARATUS TO READ DATA IN THE CHIP- BASED IDENTIFICATION CARD OR BANK CARD FOR IDENTIFICATION PURPOSE, A HOST SERVER FOR 10 RECEIVING, AUTHENTICATING AND PROCESSING INFORMATION SO PROVIDED; A PLURALITY OF APPLICATION SERVERS CONNECTED TO THE HOST SERVER, TO FURTHER AUTHENTICATE USER IF REQUIRED AND TO TRANSACT ANY SUBSEQUENT REQUESTS BY THE USER. YOO 63A O ;, //- I I G/ R@O
MYPI20063751 2006-08-03 2006-08-03 Online transaction system using a telephone MY143184A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
MYPI20063751 MY143184A (en) 2006-08-03 2006-08-03 Online transaction system using a telephone
PCT/MY2007/000053 WO2008016291A1 (en) 2006-08-03 2007-08-03 Online transaction system using a telephone

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
MYPI20063751 MY143184A (en) 2006-08-03 2006-08-03 Online transaction system using a telephone

Publications (1)

Publication Number Publication Date
MY143184A true MY143184A (en) 2011-03-31

Family

ID=38997422

Family Applications (1)

Application Number Title Priority Date Filing Date
MYPI20063751 MY143184A (en) 2006-08-03 2006-08-03 Online transaction system using a telephone

Country Status (2)

Country Link
MY (1) MY143184A (en)
WO (1) WO2008016291A1 (en)

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2719730B1 (en) * 1994-05-06 1996-05-31 France Telecom System for secure telephone transactions.
US5655007A (en) * 1994-10-13 1997-08-05 Bell Atlantic Network Services, Inc. Telephone based credit card protection
FR2744313B1 (en) * 1996-01-30 1998-03-13 Alcatel Business Systems TELEPHONE OR RADIOTELEPHONE SUBSCRIBER EQUIPMENT WITH CARD READER AND TRANSACTIONAL FUNCTION AND CORRESPONDING KEYBOARD ARRANGEMENT
US6598031B1 (en) * 2000-07-31 2003-07-22 Edi Secure Lllp Apparatus and method for routing encrypted transaction card identifying data through a public telephone network
JP2002150191A (en) * 2000-11-15 2002-05-24 Disparce Inc Telephone with card settlement function and portable terminal device with card settlement function

Also Published As

Publication number Publication date
WO2008016291A1 (en) 2008-02-07

Similar Documents

Publication Publication Date Title
GB2499530A (en) Method and system for secure online payments
WO2014028769A3 (en) Image processing for credit validation
BRPI0411005A (en) systems for authentication of a customer business transaction and method for remote authentication of a customer participating in an electronic business transaction using the network access device
US20160300236A1 (en) Systems and Methods for Confirming Identities of Verified Individuals, in Connection With Establishing New Accounts for the Individuals
BRPI0615665A8 (en) method for using a secured account number to process wireless financial transaction proximity types, computer readable media, server computer, portable proximity consumer device for performing contactless transactions, system for executing payment transactions, and method to conduct wireless financial transactions
CN202210326U (en) Personal payment terminal provided with keyboard
NO20090504L (en) Compliance control in a card-based program
BRPI0802118A2 (en) internet business security system
WO2006138306A3 (en) Health care eligibility verification and settlement systems and methods
WO2012054763A3 (en) Integration of verification tokens with portable computing devices
WO2014076686A3 (en) Methods and apparatus for card transactions
WO2010135154A3 (en) Device including encrypted data for expiration date and verification value creation
WO2010132808A3 (en) Verification of portable consumer devices
EP1028401A3 (en) Method and system for performing a bankcard transaction
BRPI0513357A (en) contactless payment device system and method for increasing the interoperability of a payment transmission device
WO2008157184A3 (en) Payment system and method using ic identification card
WO2011021868A3 (en) Mobile card/account transaction system and transaction method employing the same
WO2007118052A3 (en) Method for universal electronic payment processing
CN111292489A (en) Card settlement terminal and card settlement system
EP2556474A4 (en) Method and system for processing pin debit transactions
TWI416422B (en)
WO2014155394A3 (en) System and method for a secure electronic transaction using a universal portable card reader device
KR20110062620A (en) Financial cooperation services offer system using electronic wallet apparatus and financial cooperation services offer method thereby
EP2040190A3 (en) Processing HTML extensions to enable support of information cards by relying party
MY151718A (en) New concept card and selling system and method based on purchaser using the card