MX9707051A - Sistema y metodo de tarjeta de debito para implementar programas de premios de incentivos. - Google Patents

Sistema y metodo de tarjeta de debito para implementar programas de premios de incentivos.

Info

Publication number
MX9707051A
MX9707051A MX9707051A MX9707051A MX9707051A MX 9707051 A MX9707051 A MX 9707051A MX 9707051 A MX9707051 A MX 9707051A MX 9707051 A MX9707051 A MX 9707051A MX 9707051 A MX9707051 A MX 9707051A
Authority
MX
Mexico
Prior art keywords
participant
transaction
data
award
account
Prior art date
Application number
MX9707051A
Other languages
English (en)
Inventor
David C Carrithers
Steven G Rapp
Gayla L Stone
Jody A Storey-Waller
Kim A Resch
Kelly K Mcguire
Toni L Ashby
Mark Jackson
Lowell Huff
Original Assignee
Maritz Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Maritz Inc filed Critical Maritz Inc
Publication of MX9707051A publication Critical patent/MX9707051A/es

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Abstract

Un sistema de tarjetas de débito para implementar un programa de premios de incentivo. Una pluralidad de tarjetas de débito (114), cada una asignada a un participante, que tiene un numero de cuenta unico que corresponde a la cuenta de premios del participante. Un procesador de filtro de banco (116) tiene acceso a los datos de programa que incluyen los datos que identifican los numeros de cuenta unicos autorizados de los participantes, los negociantes autorizados (108) y el saldo en cada cuenta de premios del participante. El procesador de filtro (116) compara estos datos de programa a los siguientes datos de transaccion: el numero de cuenta de la tarjeta que inicia la transaccion, los datos de identificacion del negociante de iniciacion con respecto a la cantidad de la transaccion iniciada. El procesador de filtro genera los datos de validacion para la transaccion cuando un negociante autorizado que usa el numero de cuenta unico de un participante que tiene un saldo suficiente en la cuenta de premios de participante para cubrir la transaccion. Por el contrario, se generan datos de invalidacion.
MX9707051A 1995-03-21 1996-03-20 Sistema y metodo de tarjeta de debito para implementar programas de premios de incentivos. MX9707051A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US40869095A 1995-03-21 1995-03-21
PCT/US1996/003724 WO1996029668A1 (en) 1995-03-21 1996-03-20 Debit card system and method for implementing incentive award program

Publications (1)

Publication Number Publication Date
MX9707051A true MX9707051A (es) 1997-11-29

Family

ID=23617332

Family Applications (1)

Application Number Title Priority Date Filing Date
MX9707051A MX9707051A (es) 1995-03-21 1996-03-20 Sistema y metodo de tarjeta de debito para implementar programas de premios de incentivos.

Country Status (7)

Country Link
EP (1) EP0815524A4 (es)
JP (1) JPH11502647A (es)
AU (1) AU691109B2 (es)
BR (1) BR9607787A (es)
CA (1) CA2215969C (es)
MX (1) MX9707051A (es)
WO (1) WO1996029668A1 (es)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5774870A (en) 1995-12-14 1998-06-30 Netcentives, Inc. Fully integrated, on-line interactive frequency and award redemption program
US5923016A (en) * 1996-12-03 1999-07-13 Carlson Companies, Inc. In-store points redemption system & method
US6415262B1 (en) 1997-07-08 2002-07-02 Walker Digital, Llc Method and apparatus for determining a subscription to a product in a retail environment
US7251617B1 (en) 1998-12-28 2007-07-31 Walker Digital, Llc Method and apparatus for managing subscriptions
US7236942B1 (en) 1997-12-19 2007-06-26 Walker Digital, Llc Pre-sale data broadcast system and method
AU3205199A (en) 1998-03-27 1999-10-18 Walker Asset Management Limited Partnership System and method for tracking and establishing a progressive discount based upon a customer's visits to retail establishment
US7240021B1 (en) 1998-03-27 2007-07-03 Walker Digital, Llc System and method for tracking and establishing a progressive discount based upon a customer's visits to a retail establishment
WO1999060751A2 (en) * 1998-05-20 1999-11-25 White M Anthony System and method for providing compensation and notification to an individual when a party uses data relating thereto
US6222914B1 (en) 1998-09-02 2001-04-24 Mcmullin John L. System and method for administration of an incentive award system having a delayed award payment using a credit instrument
US6549912B1 (en) * 1998-09-23 2003-04-15 Visa International Service Association Loyalty file structure for smart card
EP1034502A1 (en) * 1998-10-06 2000-09-13 Netcentives, Inc. An on-line incentive system
US8359231B2 (en) 2000-05-16 2013-01-22 Maritz Holdings Inc. Method and system for electronically selecting, modifying, and operating a motivation or recognition program
US7398919B2 (en) 2000-07-12 2008-07-15 Tcf Financial Corporation Transaction card system and approach
US7430520B1 (en) 2000-08-11 2008-09-30 Affinion Net Patents, Inc. System and method for determining the level of a authentication required for redeeming a customer's award credits
EP1207505A1 (en) * 2000-11-15 2002-05-22 TELEFONAKTIEBOLAGET LM ERICSSON (publ) Method for payment, user equipment, server, payment system and computer programme product
US20040199475A1 (en) 2001-04-27 2004-10-07 Rivest Ronald L. Method and system for micropayment transactions
US10748170B2 (en) * 2013-01-10 2020-08-18 Rakuten Usa, Inc. System and method for enhanced commerce

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5025372A (en) * 1987-09-17 1991-06-18 Meridian Enterprises, Inc. System and method for administration of incentive award program through use of credit
BR8906949A (pt) * 1988-05-04 1990-09-11 Humble David Raymond Sistema de contabilidade de transacao generica
US5202826A (en) * 1989-01-27 1993-04-13 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US4941090A (en) * 1989-01-27 1990-07-10 Mccarthy Patrick D Centralized consumer cash value accumulation system for multiple merchants
US5056019A (en) * 1989-08-29 1991-10-08 Citicorp Pos Information Servies, Inc. Automated purchase reward accounting system and method
US5223699A (en) * 1990-11-05 1993-06-29 At&T Bell Laboratories Recording and billing system
US5256863A (en) * 1991-11-05 1993-10-26 Comark Technologies, Inc. In-store universal control system
US5255182A (en) * 1992-01-31 1993-10-19 Visa International Service Association Payment card point-of-sale service quality monitoring system, apparatus, and method
US5321243A (en) * 1992-02-18 1994-06-14 International Verifact Inc. Card reader apparatus with read head mounting structure and card guide
US5336870A (en) * 1992-05-26 1994-08-09 Hughes Thomas S System for remote purchase payment transactions and remote bill payments
GB2274349B (en) * 1993-01-15 1997-01-15 Htec Ltd Retailing system

Also Published As

Publication number Publication date
JPH11502647A (ja) 1999-03-02
CA2215969A1 (en) 1996-09-26
EP0815524A1 (en) 1998-01-07
CA2215969C (en) 2002-10-08
AU691109B2 (en) 1998-05-07
AU5316196A (en) 1996-10-08
EP0815524A4 (en) 2002-05-15
BR9607787A (pt) 1998-07-07
WO1996029668A1 (en) 1996-09-26

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