MX2023006605A - Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago. - Google Patents
Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago.Info
- Publication number
- MX2023006605A MX2023006605A MX2023006605A MX2023006605A MX2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A MX 2023006605 A MX2023006605 A MX 2023006605A
- Authority
- MX
- Mexico
- Prior art keywords
- payment card
- rewards
- system operator
- technical improvements
- rewards programs
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
- G06Q30/0229—Multi-merchant loyalty card systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
- G06Q30/0233—Method of redeeming a frequent usage reward
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
Abstract
Un operador del sistema de recompensas recibe uno o más archivos de un procesador de tarjetas de pago que contienen información de transacciones de tarjetas de pago calificadas realizadas con tarjetas de pago vinculadas en uno o más comerciantes que participan en un programa de recompensas. El operador del sistema de recompensas debita directamente a los comerciantes cualquier tarifa adeudada bajo el programa de recompensas. El operador del sistema de recompensas otorga a los usuarios de las tarjetas de pago vinculadas una recompensa por realizar compras calificadas en virtud del programa de recompensas.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US202063121909P | 2020-12-05 | 2020-12-05 | |
PCT/US2021/072746 WO2022120389A1 (en) | 2020-12-05 | 2021-12-04 | Technical improvements to payment card linked rewards programs |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2023006605A true MX2023006605A (es) | 2023-08-17 |
Family
ID=81854830
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2023006605A MX2023006605A (es) | 2020-12-05 | 2021-12-04 | Mejoras tecnicas en los programas de recompensas vinculadas a tarjetas de pago. |
Country Status (4)
Country | Link |
---|---|
US (1) | US20230385867A1 (es) |
EP (1) | EP4256495A4 (es) |
MX (1) | MX2023006605A (es) |
WO (1) | WO2022120389A1 (es) |
Family Cites Families (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9430773B2 (en) * | 2006-07-18 | 2016-08-30 | American Express Travel Related Services Company, Inc. | Loyalty incentive program using transaction cards |
US20120209749A1 (en) * | 2011-02-16 | 2012-08-16 | Ayman Hammad | Snap mobile payment apparatuses, methods and systems |
US20130238408A1 (en) * | 2012-03-08 | 2013-09-12 | Mastercard International Incorporated | Systems and methods for attaching loyalty program data to an electronic payment scheme |
US20130317900A1 (en) * | 2012-05-25 | 2013-11-28 | Theron Randy Fennel | System and method for providing reward programs as an electronically mediated service |
US20150019317A1 (en) * | 2013-07-13 | 2015-01-15 | Spring Marketplace, Inc. | Systems and methods to enable offer and rewards marketing and CRM (network) platform |
SG10201607866RA (en) * | 2016-09-21 | 2018-04-27 | Mastercard International Inc | Methods and systems for operating a loyalty program |
US11763335B2 (en) * | 2018-08-27 | 2023-09-19 | Gemini Ip, Llc | Real-time distribution of cryptocurrency rewards for a loyalty program |
US20200219074A1 (en) * | 2019-01-09 | 2020-07-09 | Citifyd, Inc. | Transaction payment processing system implementing a virtual exchange platform on which non-affiliated businesses provide transferable customer rewards |
-
2021
- 2021-12-04 MX MX2023006605A patent/MX2023006605A/es unknown
- 2021-12-04 WO PCT/US2021/072746 patent/WO2022120389A1/en unknown
- 2021-12-04 EP EP21901668.0A patent/EP4256495A4/en active Pending
-
2023
- 2023-06-05 US US18/329,484 patent/US20230385867A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
EP4256495A1 (en) | 2023-10-11 |
EP4256495A4 (en) | 2024-04-03 |
US20230385867A1 (en) | 2023-11-30 |
WO2022120389A1 (en) | 2022-06-09 |
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