KR970071357A - Charging of non-contact card using electronic wallet or antenna modem - Google Patents

Charging of non-contact card using electronic wallet or antenna modem Download PDF

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Publication number
KR970071357A
KR970071357A KR1019960010643A KR19960010643A KR970071357A KR 970071357 A KR970071357 A KR 970071357A KR 1019960010643 A KR1019960010643 A KR 1019960010643A KR 19960010643 A KR19960010643 A KR 19960010643A KR 970071357 A KR970071357 A KR 970071357A
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South Korea
Prior art keywords
money
information
contactless card
charging
electronic wallet
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KR1019960010643A
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Korean (ko)
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KR100225418B1 (en
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현운혁
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윤학범
주식회사 경덕전자
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Priority to KR1019960010643A priority Critical patent/KR100225418B1/en
Publication of KR970071357A publication Critical patent/KR970071357A/en
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Publication of KR100225418B1 publication Critical patent/KR100225418B1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

본 발명의 전자지갑(Smart Card) 또는 공중선모뎀을 이용한 비접촉식카드(교통지갑)의 금액 충전장치에 관한 것으로 특히 전화카드 등의 금액을 다 쓰고 나면 언제든지 현금을 지불하여 원하는 금액을 충전기(充錢機)를 사용하여 편리하게 카드를 재사용할 수 있도록 한 것이다.The present invention relates to an apparatus for charging an amount of money in a contactless card (transportation wallet) using an electronic wallet (Smart Card) or an antenna modem of the present invention, and in particular, ) Can be used to conveniently reuse the card.

기존의 전화카드등은 금액을 모두 사용한 후에는 폐기해야 하는 1회용 방식으로 자연훼손 및 자원낭비 등의 제반문제점이 있었다.Conventional phone cards have a disposable use method that must be discarded after all the money is used and there are problems such as natural damage and waste of resources.

이러한 문제점을 해결하고자 하여 본 발명은 전화카드 또는 교통카드 선불카드 등의 금액을 다쓰고 나면 언제든지 현금을 지불하여 원하는 금액을 충전기를 이용하여 충전함에 있어서, 현금을 안전하게 충전토록 한 것이다.In order to solve such a problem, the present invention allows cash to be safely charged when a desired amount of money is charged by using a charger by paying cash at any time after finishing the amount of a telephone card or a transportation card prepaid card.

Description

전자지갑 또는 공중선모뎀을 이용한 비접촉식카드의 금액 충전(充錢)장치Charging of non-contact card using electronic wallet or antenna modem

본 내용은 요부공개 건이므로 전문내용을 수록하지 않았음Since this is a trivial issue, I did not include the contents of the text.

제1도의 (가)는 본 발명의 제1실시예의 외관 구성도, (나)는 본 발명의 제2실시예의 외관 구성도, 제2도의 (가)는 제1도(가)의 블록구성도, (나)는 제1도(나)의 블록구성도, 제3도의 (가) 내지 (바)는 본 발명의 제1실시에의 금전 충전상태를 설명하는 도면.(A) is an external view of the first embodiment of the present invention, (B) is an external view of the second embodiment of the present invention, (A) of FIG. 2 is a block diagram of (B) is a block diagram of the first diagram (B), and FIG. 3 (A) to FIG. 3 (B) are views for explaining the state of charge in the first embodiment of the present invention.

Claims (2)

비접촉식카드(3)에 RF 정보를 전달하고 상기 비접촉식카드(3)로부터 정보를 수신하는 안테나(10)와, 비접촉식카드(3)를 RF 신호를 이용하여 읽고 쓰기 위한 명령이나 정보 등을 RF 신호로 변환하거나 RF 신호로 들어온 정보를 디지탈정보로 변환하는 고주파(RF) 코어 모듈(11)과, 고객이 충전시 영수증을 자동으로 발급하고 충전에 대한 수수료 청구시 수수료 청구서를 발급하는 프린터(12)와 각부의 동작을 총괄적으로 제어하는 중앙처리장치(13)와 전자지갑에 다음 신호를 공급하고 전자지갑 내에 있는 정보를 읽고 쓰기 위한 전자지갑 리더기(14)와, 전자지갑속에 정보를 입력하기 위해 암호와 변환 또는 암호화 되어 읽은 정보를 평문(PlaneText)으로 변환하는 샘(SAM)(Secure Application Module)(15)과, 특정 프로그램이 저장되어 있는 제1메모리(16)와, 전원오프시에도 충전된 기록을 장기적으로 보관하며 정산에 대한 수수료를 데이타도 동시에 보관하는 제2메모리(17)와, 충전하고 싶은 금액을 입력하거나 잔액확인, 금액이체 등의 명령을 입력하고 보충장치의 사용전 비밀번호를 입력하는 키패드(2)와, 전자지갑내에 있는 금액을 읽어서 표시하는 제1발광표시기(4A)와, 비접촉식 카드내에 있는 금액을 읽어서 표시하는 제2발광표시기(4B)를 포함하여 구성되어 전자지갑을 이용하여 은행의 본인 구좌에서 이체된 자금을 보관하고 있는 전자지갑 및 상기 전자지갑에서 교통지갑으로 자금이체토록 함을 특징으로 하는 전자지갑을 이용한 비접촉식카드의 금액 충전장치.An antenna 10 for transmitting RF information to the contactless card 3 and receiving information from the contactless card 3, and an antenna 10 for transmitting RF signals to the contactless card 3, A high frequency (RF) core module 11 for converting information received by the RF signal into digital information, a printer 12 for automatically issuing a receipt at the time of charging and issuing a fee bill when a fee for charging is requested, A central processing unit (13) for collectively controlling the operation of each part; an electronic wallet reader (14) for supplying the following signals to the electronic wallet and reading and writing information in the electronic wallet; (SAM) (Secure Application Module) 15 for converting the information read from the memory 11 into a plain text (PlaneText), a first memory 16 in which a specific program is stored, A second memory 17 for storing the record for a long period of time and storing the fee for the settlement at the same time, a command for inputting the amount to be charged, confirmation of balance, transfer of money, etc. and inputting the password before use of the supplementary apparatus A first light emitting display 4A for reading and displaying the money in the electronic wallet, and a second light emitting display 4B for reading and displaying the money in the contactless card, Wherein the money is transferred from the electronic wallet storing funds transferred from the bank's own account and from the electronic wallet to the transportation wallet. 비접촉식카드(3)에 RF 정보를 전달하고, 상기 비접촉식카드(3)로부터 정보를 수신하는 안테나(10)와, 비접촉식카드(3)를 RF 신호를 이용하여 읽고 쓰기 위한 명령이나 정보 등을 RF 신호로 변환하거나 RF 신호로 들어온 정보를 디지탈정보로 변환하는 고주파(RF) 코어모듈(11)과, 고객이 충전시 영수증을 자동으로 발급하고 충전에 대한 수수료 청구시 수수료 청구서를 발급하는 프린터(12)와, 각 부의 동작을 총괄적으로 제어하는 중앙처리장치(13)와, 은행전산망과 연결하여 은행본인 구좌에서 직접 전화선(PSTN)을 통해 금액을 제2메모리(17)에 다운로드하고 다운로드 후 제2메모리(17)에 금액이 입금된 만큼 은행의 구좌에서 잔액이 감소되도록 하는 모뎀(18)과, 특정 프로그램이 저장되어 있는 제1메모리(16)와. 전원오프시에도 충전된 기록을 장기적으로 보관하며 정산에 대한 수수료를 청구시 데이터를 프린터 (12)로 출력하기 위한 데이터도 동시에 보관하는 제2메모리(17)와, 충전하고 싶은 금액을 입력하거나 잔액확인, 금액이체 등의 명령을 입력하고 보충장치의 사용전 비밀번호를 입력하는 키패드(2)와, 비접촉식카드 내에 있는 금액을 읽어서 표시하는 액정표시기(5)를 포함하여 구성되어 공중선모뎀을 이용하여 충전상의 구좌로부터 직접 온라인으로 자금이체를 받아 고객의 교통카드에 자금이체(즉 충전)를 하도록 함을 특징으로 하는 공중선모뎀을 이용한 비접촉식 카드의 금액 충전장치.An antenna 10 for transmitting RF information to the contactless card 3 and receiving information from the contactless card 3 and an antenna for transmitting information or commands for reading and writing the contactless card 3 using an RF signal, (RF) core module 11 for converting information into RF signals and converting the RF signals into digital information, a printer 12 for automatically issuing receipts at the time of charging and issuing a fee bill when a fee is charged for charging, A central processing unit 13 for collectively controlling the operations of the respective units, and a central processing unit 13 connected to the bank computer to download an amount of money to the second memory 17 directly from the bank account through the telephone line (PSTN) A modem 18 for reducing the amount of money in the account of the bank as the money is deposited in the bank 17, and a first memory 16 in which the specific program is stored. A second memory 17 for storing the charged record for a long period of time even when the power is turned off and storing data for outputting the data to the printer 12 when charging a fee for the settlement, A key pad 2 for inputting a command such as confirmation, money transfer and the like and inputting a password before use of the replenishing apparatus, and a liquid crystal display 5 for reading and displaying the amount in the contactless card, (Or charging) the customer's transportation card by receiving the funds directly from the account on the account of the contactless card. ※ 참고사항 : 최초출원 내용에 의하여 공개하는 것임.※ Note: It is disclosed by the contents of the first application.
KR1019960010643A 1996-04-09 1996-04-09 Money charging apparatus of smart card or non-contact card using pstn KR100225418B1 (en)

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KR1019960010643A KR100225418B1 (en) 1996-04-09 1996-04-09 Money charging apparatus of smart card or non-contact card using pstn

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KR1019960010643A KR100225418B1 (en) 1996-04-09 1996-04-09 Money charging apparatus of smart card or non-contact card using pstn

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KR100225418B1 KR100225418B1 (en) 1999-10-15

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR19990007658A (en) * 1998-10-17 1999-01-25 이상열 Electronic money information processing device and its processing method
KR20000063846A (en) * 2000-08-07 2000-11-06 구본성 Smart card loading 3 button password system
KR20010007655A (en) * 1999-12-14 2001-02-05 김학성 An ic card which has many functions and a system
KR20020001309A (en) * 2000-06-28 2002-01-09 이재경 Charging System of Cash Charging Card
KR100386800B1 (en) * 1999-10-15 2003-06-09 주식회사 요넷 Internet confirmation system using bar code check book

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101675162B1 (en) * 2010-02-23 2016-11-11 박만어 The method for preventing from clone and fraud of the contactless integrated IC card

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR19990007658A (en) * 1998-10-17 1999-01-25 이상열 Electronic money information processing device and its processing method
KR100386800B1 (en) * 1999-10-15 2003-06-09 주식회사 요넷 Internet confirmation system using bar code check book
KR20010007655A (en) * 1999-12-14 2001-02-05 김학성 An ic card which has many functions and a system
KR20020001309A (en) * 2000-06-28 2002-01-09 이재경 Charging System of Cash Charging Card
KR20000063846A (en) * 2000-08-07 2000-11-06 구본성 Smart card loading 3 button password system

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KR100225418B1 (en) 1999-10-15

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