KR20240042906A - Method and apparatus for servicing a medi-payment - Google Patents

Abstract

The present invention relates to a Medipay service providing device that provides medical-related payment services in conjunction with devices of at least one company user, medical personnel, and financial company connected through a wired or wireless communication network. To this end, the at least one company user , a data collection unit that collects information for the provision of medical-related payment services through linkage with devices of medical workers and financial companies, stores and manages a database, and requests for payment from devices of company users registered in the database. Accordingly, a payment processing unit that processes the payment request through linkage with the device of the financial company according to any one of the payment methods among account transfer, credit card payment, installment financial payment, and CMS payment through linkage with the device of the medical worker. As the payment request is processed by the selected payment method, payment-related data is stored in the database, and based on the payment-related data stored in the database, payment status information to be provided to the medical worker and the company user A medipay service provision device may be provided, including an information provision unit that generates payment status information to be provided and provides it to the devices of medical professionals and company users.

Description

Device and method for providing medi-pay service {Method and apparatus for servicing a medi-payment}

The present invention relates to technology related to payment services.

Electronic devices are implemented in various forms, such as smartphones that a user can carry, or wearable devices that can be attached to a part of the user's body. Such electronic devices are rapidly becoming more highly functional due to the development of IT (information technology) technology, and can provide various functions to users.

Recently, so-called fin-tech, which combines finance techniques and the above IT technologies, is attracting attention. Fintech, which is also considered a shift in the financial paradigm, is expanding its scope not only to traditional online financial services, but also to offline financial services and financial platform building services. For example, manufacturers of electronic devices are making various efforts, such as developing electronic devices and establishing payment systems to realize the fintech, through collaboration with credit card companies or banks.

In particular, recently, with the development of IT technology and fintech technology as described above, development of a payment system that can improve user convenience in various fields is in progress.

Republic of Korea Patent Publication No. 10-2020-0061453 (published on 2020.06.03.)

The present invention provides MediPay, which provides a payment system that can provide not only convenience of payment but also maximum benefits at the time of payment by providing an interface that allows medical-related seed companies such as hospitals, pharmacists, oriental medicine doctors, etc. to select the most optimized payment method. Provides a service provision device and method.

In addition, the present invention provides a device and method for providing a medipay service that can improve the convenience of medical workers by collecting payment-related data of medical workers and then providing various payment status information based on this.

The problems to be solved by the present invention are not limited to those mentioned above, and other problems to be solved that are not mentioned can be clearly understood by those skilled in the art from the description below. will be.

In order to solve the problem to be solved above, the Medi-Pay service providing device according to an embodiment of the present invention provides medical-related payment services by linking with at least one company user, medical worker, and financial company device connected through a wired or wireless communication network. In the medi-pay service providing device, data for collecting information for providing the medical-related payment service through linkage with the devices of at least one company user, medical-related worker, and financial company, and storing and managing a database According to the payment request of the collection department and the device of the company user registered in the database, linkage is made with the device of the medical worker, through account transfer, credit card payment, installment financial payment, and CMS (Cash Management Service, hereinafter, ' (referred to as 'CMS') a payment processing unit that processes the payment request through linking with the financial company's device according to one of the payment methods, and stores payment-related data in the database as the payment request is processed by the selected payment method. Based on the payment-related data stored in the database, payment status information to be provided to the medical-related workers and payment status information to be provided to the company's users are generated and provided to the devices of the medical-related workers and the company's users. It may include an information provision unit.

According to an embodiment of the present invention, the data collection unit collects subscription card information signed up by the medical worker from the medical worker's device, and provides promotional information or interest-free installments through linkage with the device of a credit card company among the financial companies. Collects information, and when credit card payment is selected as the payment method, the payment processing unit provides an interface for selecting a credit card by setting the possession status, limit, interest-free installment information, and promotional information for each credit card. It may include a credit card payment module that processes payment requests through linkage with the financial company's device using the credit card selected through the interface after providing it to the device of the relevant worker.

According to an embodiment of the present invention, if the credit card selected through the interface is not in possession, the credit card payment module transmits the registration certificate registered by the medical worker to the device of the financial company that manages the selected credit card to obtain credit. The card issuance process is performed, and as the credit card issuance process is completed, a payment request can be processed with the selected credit card.

According to an embodiment of the present invention, the data collection unit collects handling items, limits, periods, and interest rates as information on installment finance from installment financial companies that provide installment financial services among the financial companies, and the payment processing unit collects the payment method When installment finance is selected, an interface for selecting any one installment finance information among a plurality of installment finance information is provided to the healthcare worker's device based on the collected information about the installment finance, and the device selected through the interface is provided. It may include an installment finance payment processing module that processes the payment request based on installment finance information.

According to an embodiment of the present invention, the payment processor provides an interface for setting the installment amount, number of installment months, and withdrawal date when CMS payment is selected as the payment method, and CMS payment is made as information is set through the interface. It may include a CMS payment processing module that processes payment requests in conjunction with the device providing the service.

In order to solve the problem to be solved above, the method of providing medipay service according to an embodiment of the present invention provides medical-related payment services by linking with at least one company user, medical worker, and financial company device connected through a wired or wireless communication network. In the method of providing the Medi-Pay service, the Medi-Pay service providing device collects information for the provision of the medical-related payment service through linkage with the devices of the at least one company user, medical-related worker, and financial company, and creates a database. Establishing a payment request from the device of the company user registered in the database at the Medipay service providing device, linking with the device of the medical worker to perform account transfer, credit card payment, and installment financing Processing the payment request through linking with a device of the financial company according to any one of payment and CMS payment methods, and storing payment-related data in the database as the payment request is processed by the selected payment method. Step, based on the payment-related data stored in the database, generating payment status information to be provided to the medical workers and payment status information to be provided to the company users and providing them to the devices of the medical workers and company users. May include steps.

According to an embodiment of the present invention, the step of building the database collects subscription card information signed by the medical worker from the medical worker's device, and provides promotional information through linkage with the device of a credit card company among the financial companies. Alternatively, a database is built by collecting interest-free installment information, and in the step of processing the payment request, if credit card payment is selected as the payment method, the possession status, limit, interest-free installment information, and promotional information for each credit card are set. It may include providing an interface for selecting a credit card to the medical worker's device, and processing a payment request through linking with the financial company's device using the credit card selected through the interface. .

According to an embodiment of the present invention, the step of processing the payment request is to transmit, when the credit card selected through the interface is not in possession, the registration certificate registered by the medical worker to the device of the financial company that manages the selected credit card. It may include performing a credit card issuance procedure, and processing a payment request with the selected credit card as the credit card issuance procedure is completed.

According to an embodiment of the present invention, the step of building the database is to collect and construct items, limits, periods, and interest rates as information on installment finance from installment financial companies that provide installment financial services among the financial companies, and request payment. The processing step includes providing an interface for selecting any one installment financial information among a plurality of installment financial information based on the collected information about the installment finance when installment finance is selected as the payment method. It may include providing to and processing the payment request based on installment financial information selected through the interface.

According to an embodiment of the present invention, the step of processing the payment request includes providing the device of the medical seed company with an interface that can set the installment amount, number of installment months, and withdrawal date when CMS payment is selected as the payment method. And, as information is set through the interface, it may include processing a payment request in conjunction with a device that provides CMS payment services.

According to the problem-solving means of the present invention described above, by providing an interface for selecting the most optimized payment method to medical seed companies such as hospitals, pharmacists, oriental medicine doctors, etc., not only convenience of payment but also maximum benefits can be provided. .

Figure 1 is a diagram showing the overall configuration of a Medipay service provision system according to an embodiment of the present invention.
Figure 2 is a flowchart showing a process in which a Medi-Pay service providing device provides a Medi-Pay service according to an embodiment of the present invention.
3 to 5 are illustrations of interfaces in the payment process provided by the medi-pay service providing device according to an embodiment of the present invention.

Hereinafter, specific embodiments of the present invention will be described with reference to the drawings. The detailed description below is provided to provide a comprehensive understanding of the methods, devices and/or systems described herein. However, this is only an example and the present invention is not limited thereto.

In describing the embodiments of the present invention, if it is determined that a detailed description of the known technology related to the present invention may unnecessarily obscure the gist of the present invention, the detailed description will be omitted. In addition, the terms described below are terms defined in consideration of functions in the present invention, and may vary depending on the intention or custom of the user or operator. Therefore, the definition should be made based on the contents throughout this specification. The terminology used in the detailed description is merely for describing embodiments of the present invention and should in no way be limiting. Unless explicitly stated otherwise, singular forms include plural meanings. In this description, expressions such as “comprising” or “comprising” are intended to indicate certain features, numbers, steps, operations, elements, parts or combinations thereof, and one or more than those described. It should not be construed to exclude the existence or possibility of any other characteristic, number, step, operation, element, or part or combination thereof.

Hereinafter, the Medipay service provision system and method will be described with reference to the attached drawings.

Prior to explanation, the Medipay service provision system according to an embodiment of the present invention is intended to provide payment services for medical-related users, such as medical-related workers, such as doctors, oriental medicine doctors, pharmacists, pharmaceutical company workers, pharmaceutical companies, and medical devices. It is intended to provide payment services to companies, medical service providers, etc.

Figure 1 is a diagram showing the overall configuration of a Medipay service provision system according to an embodiment of the present invention.

As shown in FIG. 1, the Medipay service provision system includes devices of a plurality of company users 100, devices of medical workers 110, and financial companies 120 that are interconnected through a wired and wireless communication network (not shown). It may be composed of a device and a medi-pay service provision device 200.

The company's user (100) is an entity that provides products, services, services, etc. related to medicine, pharmaceuticals, etc., and is an employee, contract, payment, etc. who performs business activities and contracts to medical workers (110) and then charges for them. This may include collection management staff responsible for changes, accounting processing, etc.

In particular, in an embodiment of the present invention, the company user 100 uses his or her own device to access the Medipay service providing device 200 and then transmits the machine medicine information to make payment to the device of the medical worker 110. You can request it.

A medical worker 110 may be an entity that performs contracts, payments, etc. while operating a place that provides medical services such as a pharmacy, oriental medicine clinic, hospital, animal hospital, etc.

The financial company 120 is an entity that provides financial services in relation to payment of purchase funds to medical workers 110, and may include card companies, leases, banks, capitals, savings banks, PG companies, etc. that provide payment services. .

Devices operated by such company users (100), medical personnel (110), and financial companies (120) are capable of accessing wired and wireless communication networks, and have memory (not shown) in which programs for providing payment services are stored in an executable form. ), may be a computing device equipped with at least one processor, etc., which provides a medi-fair service according to an embodiment of the present invention through execution of a program stored in a memory. Examples of computing devices include, but are not limited to, devices such as personal PCs, laptops, tablet PCs, smartphones, and servers.

According to an embodiment of the present invention, the company user 100, the medical worker 110, and the financial company 120 provide the Medi-Pay service with information to receive the Medi-Pay service through execution of the device or the program in the device. It can be registered with the device 200.

Company users (100) can register company information, sales business registration, deposit accounts, etc., and medical workers (110) can register medical institution information, withdrawal accounts, subscription card information, etc., and financial companies (120) ) can register card customer information, installment product information, card installment information, etc.

In particular, the financial company 120 may provide information through linkage with the Medipay service providing device 200 without an information registration process. That is, the device of the financial company 120 may provide information upon request from the medipay service providing device 200.

The Medipay service providing device 200 according to an embodiment of the present invention collects information provided through linkage with devices of company users 100, medical workers 110, and financial companies 120 through the data collection unit 205. ) can be collected and stored in the database 260 for management.

The Medipay service providing device 200 according to an embodiment of the present invention is linked to the device of a medical worker 110 in response to a payment request from the device of the company user 100, through account transfer, credit card payment, and installment payment. It may further include a payment processing unit 207 that processes payment requests through linking with a device of the financial company 120 according to one of the payment methods among financial payment and CMS payment.

In addition, the Medipay service providing device 200 may include a contract payment service providing module 210 that can process payment according to the contract with the company user 100 based on information stored in the database 260. .

As mechanical drug information is registered from the device of the company user 100, for example, a salesperson, the contract payment service provision module 210 transmits the mechanical drug information to the device of the medical worker 110 in the mechanical drug information for confirmation. When a request is made and a response is received, an interface for selecting a payment method is transmitted to the device of the medical worker (110), and then, as the payment method is selected, payment can be made through linkage with the corresponding financial company (120). . Here, payment methods may include account transfer, credit card, installment finance, CMS, etc., and mechanical drug information may include medical institution information, product name, quantity, contract amount, etc.

In an embodiment of the present invention, CMS is a service jointly operated by a financial company 120 such as a bank, a financial investment company, etc., and a financial clearinghouse, and is easily and conveniently used by a user, such as a customer account of a medical worker 110 of the present invention. This may be withdrawing funds from or depositing funds into a customer account.

As payment is completed, the contract payment service providing module 210 may store data matching payment-related data and mechanical drug information in the database 260.

In particular, the contract payment service providing module 210 according to an embodiment of the present invention allows a medical worker 110 to select a payment method, but when the payment method is preset in the machine medicine information, that is, the company user 100 When machine medicine information with a payment method set is received from the device of ), the payment process may be performed as a response from the device of the medical worker 110 is received.

Meanwhile, the medi-pay service providing device 200 may provide different interfaces for performing a payment process depending on the payment method selected by the medical worker 110.

When account transfer is selected as the payment method, the Medipay service providing device 200 provides the device of the healthcare worker 110 with an interface to select one of the transfer methods among immediate transfer, scheduled transfer, and split transfer. Information on the selected transfer method is provided to the device of the company's user (100) through the interface, and as a response is received from the device of the company's user (100), payment is made through linking with the device of the financial company (120). A bank transfer payment processing module 220 may be provided to perform the process.

In particular, the account transfer payment processing module 220 according to an embodiment of the present invention processes the payment using the deposit account information registered by the company user 100 and the withdrawal account information registered by the healthcare worker 110. When a bank transfer is in progress, a notification message regarding this can be sent to the devices of the company's users (100) and medical workers (110).

If the payment method is a credit card payment, the Medipay service providing device 200 can select any one credit card using information registered from a device of the financial company 120, such as a card company that provides various credit payment services. It may further include a credit card payment processing module 230 that provides an interface and performs a payment process based on the credit card selected through the interface.

In particular, the credit card payment processing module 230 determines whether each credit card is held based on various promotional information registered in real time by the card company, interest-free installment information, and credit card holding history information registered by the medical worker 110. An interface displaying interest-free installment information, promotional information, cash back rate, limit, etc. can be provided to the device of the medical worker 110.

In addition, the credit card payment processing module 230 may perform a payment process through linkage with the selected credit card company as any one credit card, that is, a credit card held by the healthcare worker 110, is selected through the interface. .

If a medical worker selects a credit card that he or she does not own, the credit card payment processing module 230 may perform a new subscription process for the selected credit card. Specifically, the credit card payment processing module 230 performs a new subscription process by linking with the card company of the selected credit card using information registered by the medical worker 110 (e.g., hospital registration certificate, doctor's certificate, etc.) After registration is completed, you can perform the payment process using the credit card of your choice.

On the other hand, when installment finance is selected as the payment method, the Medipay service providing device 100 provides an interface including the type of financial company providing installment finance, items handled by each financial company, limit, period, interest rate, etc. to medical workers (110). ) is provided to the device, and when payment is made through installment finance by the selected installment finance company as any one installment finance company is selected through the interface, the simulation results (including the monthly payment amount) are provided to the device of the healthcare worker (110). An installment financial payment processing module 240 may be further included.

As the installment finance company is selected, the installment finance payment processing module 240 performs a screening process by linking with the device of the installment finance company 120, and as the screening is completed according to the screening process, the device of the healthcare worker 110 In addition to performing the payment process based on the number of installment months and lease period entered from , the company can provide corresponding information to the device of the user 100.

Meanwhile, when CMS is selected as the payment method, the Medipay service providing device 200 provides an interface for setting the installment payment method, such as installment amount, installment months, and withdrawal date, to the device of the medical worker 110, According to the settings of the split payment method of the medical worker 110, this is transmitted to the device of the company user 100, and split payment is made through linking with the device of a financial company 120, such as a CMS operator (Financial Clearings & Clearings Institute). It may further include a CMS payment processing module 250 that performs the process.

In particular, the CMS payment processing module 250 according to an embodiment of the present invention transmits data related to the consent form to the device of the medical seed company 110 as the CMS payment method is selected from the device of the medical seed company 110. It is displayed on the screen, and as you agree to the CMS payment, the relevant information is transmitted to the device of the CMS operator performing the CMS payment, and the payment process can proceed as the response is received. Specifically, the CMS payment processing module 250 provides the consent file already stored in the device of the medical seed company 110 as the CMS payment method is selected from the device of the medical seed company 110 and then fills out the consent file. Upon completion, the consent file is received, the received consent file is transmitted to the device of the financial company 120 that performs the CMS payment, and the payment process can proceed as the response is received.

As described above, as account transfer payment, credit card payment, installment financial payment, CMS payment, etc. are performed, the Medipay service providing device 200 provides payment-related data according to the results of the payment process, and medical personnel who have selected the payment method. Data matching the information registered by 110 and the company user 120 can be stored and managed in the database 260.

Meanwhile, the Medipay service providing device 200 may further include an information provision unit 270 that generates payment status information based on data stored in the database 260 and then provides the information to the device of the medical worker 110. there is. Here, payment status information may include payment completion status by company/period, payment progress (installment finance) status, payment waiting status, non-repayment history, delinquent information, etc.

Additionally, the information provider 270 may provide financial information to the device of the medical worker 110 based on information collected from the financial company 120 in real time, such as interest-free installments by card company and promotional information.

Additionally, the information provider 270 may provide payment status information of the medical worker 110 managed by the company user 100 to the device of the company user 100.

The operation process of the Medi-pay service providing device 200 of the Medi-pay service providing system having the above-described configuration will be described with reference to FIGS. 2 to 5.

Figure 2 is a flowchart showing a process in which the Medi-pay service providing device 200 according to an embodiment of the present invention provides a Medi-pay service, and Figures 3 to 5 are a Medi-pay service providing device according to an embodiment of the present invention. This is an example of an interface in the payment process provided by (200).

As shown in FIG. 2, the Medi-pay service providing device 200 provides medical-related payment services through linkage with the devices of at least one company user 100, a medical-related worker 110, and a financial company 120. Information for provision is collected and a database 260 is constructed (S300).

Then, as a payment request is received (S302) from the device of the company user 100 registered in the database 260, the Medipay service providing device 200 connects with the device of the medical worker 110. The payment request is processed through linking with the device of the financial company 120 according to any one of the payment methods among account transfer, credit card payment, installment financial payment, and CMS payment (S304).

Describing the payment request processing step (S304), when credit card payment is selected as the payment method, the Medipay service providing device 200 determines whether or not each credit card is held, limit, and interest-free, as shown in FIG. 3. Installment information and promotional information are set and an interface for selecting a credit card is provided to the medical worker's device, and a payment request is made through linking with the financial company 120's device using the credit card selected through the interface. It can be handled. In particular, the Medipay service providing device 200 uses the data stored in the database 260, that is, the card information held by the healthcare worker 110 collected from the device of the healthcare worker 110 and the credit card company among the financial companies 120. Through linking with the device, promotional information or interest-free installment information can be collected, an interface can be created using the built-up data, and then provided to the device of the medical worker 110.

Meanwhile, when processing a payment request using a credit card, if the credit card selected through the interface is not in possession, the Medipay service providing device 200 sends the registration certificate registered by the medical worker 110 to the financial company that manages the selected credit card ( 120) to the device to proceed with the credit card issuance process, and as the credit card issuance process is completed, a payment request can be processed with the selected credit card.

Meanwhile, when installment finance is selected as the payment method, the Medipay service providing device 200 selects any one of a plurality of installment finance information based on the collected information about installment finance, as shown in FIG. 4. An interface for selecting information is provided to the device of the medical worker 110, and payment requests can be processed based on the installment financial information selected through the interface. In this case, the Medipay service providing device 200 uses a database 260 built by collecting items, limits, periods, and interest rates as information on installment finance from installment finance companies that provide installment finance services among the financial companies 120. You can use it to create an interface.

Meanwhile, when CMS payment is selected as the payment method, the Medipay service providing device 200 provides an interface for setting the installment amount, number of installment months, and withdrawal date, as shown in FIG. 5, to the medical seed company 110. It is provided to the device, and as the information is set through the interface, payment requests can be processed by linking with the device of the financial company 120 that provides CMS payment services, for example, the Korea Financial Telecommunications and Clearings Institute.

As described above, as the payment request is processed according to the selected payment method, the Medipay service providing device 200 generates payment-related data and then registers it with the healthcare worker 110 and the company user 100. The information is matched and stored in the database 260 (S306).

Thereafter, the Medipay service providing device 200 generates payment status information to be provided to the medical personnel 110 and payment status information to be provided to the company user 100 based on payment-related data stored in the database 260. It is then provided to the devices of medical workers (110) and company users (100) (S308).

Meanwhile, combinations of each block in the attached block diagram and each step in the flow diagram may be performed by computer program instructions. Since these computer program instructions can be mounted on the processor of a general-purpose computer, special-purpose computer, or other programmable data processing equipment, the instructions performed through the processor of the computer or other programmable data processing equipment are described in each block of the block diagram. It creates the means to perform functions.

These computer program instructions can be stored in a computer-readable or computer-readable recording medium (or memory) that can be directed to a computer or other programmable data processing equipment to implement a function in a specific way, so that the computer can be used. Alternatively, instructions stored in a computer-readable recording medium (or memory) can produce manufactured items containing instruction means that perform the functions described in each block of the block diagram.

In addition, computer program instructions can be mounted on a computer or other programmable data processing equipment, so a series of operation steps are performed on the computer or other programmable data processing equipment to create a process that is executed by the computer and run on the computer or other program. Instructions that perform possible data processing equipment may also provide steps for executing the functions described in each block of the block diagram.

Additionally, each block may represent a module, segment, or portion of code that includes at least one or more executable instructions for executing specified logical function(s). Additionally, it should be noted that in some alternative embodiments it is possible for the functions mentioned in the blocks to occur out of order. For example, it is possible for two blocks shown in succession to be performed substantially at the same time, or it is possible for the blocks to be performed in reverse order depending on the corresponding function.

100: Company user
110: Medical workers
120: Financial company
200: Medipay service provision device

Claims (10)

In the Medipay service providing device that provides medical-related payment services in conjunction with at least one company user, medical worker, and financial company device connected through a wired or wireless communication network,
A data collection unit that collects information for providing the medical-related payment service through linkage with the devices of the at least one company user, medical personnel, and financial company, and stores and manages a database;
According to the payment request of the device of the company's user registered in the database, the financial company's payment method is linked to the device of the medical worker according to any one of the payment methods among account transfer, credit card payment, installment financial payment, and CMS payment. A payment processing unit that processes the payment request through linking with the device,
As a payment request is processed using the selected payment method, payment-related data is stored in the database, and based on the payment-related data stored in the database, payment status information to be provided to the medical worker and information to be provided to the company user A Medipay service providing device including an information provision unit that generates payment status information and provides it to the devices of the medical professionals and company users.
According to paragraph 1,
The data collection unit collects subscription card information signed up by the medical worker from the medical worker's device, and collects promotional information or interest-free installment information through linking with the device of a credit card company among the financial companies,
The payment processing department,
If credit card payment is selected as the payment method, the possession status, limit, interest-free installment information, and promotional information for each credit card are set, and an interface for selecting a credit card is provided to the device of the medical worker. A Medipay service providing device including a credit card payment module that processes payment requests through linking with the financial company's device using a credit card selected through an interface.
According to paragraph 2,
The credit card payment module is,
If the credit card selected through the interface is not held, the registration certificate registered by the medical professional is transmitted to the device of the financial company that manages the selected credit card to proceed with the credit card issuance procedure, and the credit card issuance procedure is completed. A Medipay service providing device that processes payment requests with the selected credit card.
According to paragraph 1,
The data collection unit,
Among the above financial companies, we collect information on installment finance from installment finance companies that provide installment finance services, including handling items, limits, periods, and interest rates.
The payment processing department,
When installment finance is selected as the payment method, an interface for selecting any one installment finance information among a plurality of installment finance information is provided to the healthcare worker's device based on the collected information about the installment finance, Medipay service providing device including an installment financial payment processing module that processes the payment request based on installment financial information selected through an interface.
According to paragraph 1,
The payment processing department,
When CMS payment is selected as the payment method, an interface is provided to set the installment amount, number of installment months, and withdrawal date. As information is set through the interface, payment requests are processed in conjunction with devices that provide CMS payment services. A Medipay service providing device including a CMS payment processing module. In the method of providing a Medipay service that provides medical-related payment services by linking with at least one company user, medical worker, and financial company device connected through a wired or wireless communication network,
Building a database by collecting information for providing the medical-related payment service through linkage with the devices of the at least one company user, medical-related worker, and financial company in the Medi-pay service providing device;
As a payment request is received from the device of the company user registered in the database at the Medipay service providing device, any of account transfer, credit card payment, installment financial payment and CMS payment is linked with the device of the medical worker. Processing the payment request through linking with the financial company's device according to one payment method;
storing payment-related data in the database as a payment request is processed using the selected payment method;
Generating payment status information to be provided to the medical workers and payment status information to be provided to the company users based on payment-related data stored in the database and providing the information to the devices of the medical workers and company users. How to provide Medipay service.
According to clause 6,
In the step of building the database, information on the subscription card signed up by the medical worker is collected from the medical worker's device, and promotional information or interest-free installment information is collected through linking with the device of a credit card company among the financial companies. Build a database,
The step of processing the payment request is,
When credit card payment is selected as the payment method, the possession status, limit, interest-free installment information, and promotional information for each credit card are set, and an interface for selecting a credit card is provided to the medical worker's device; ,
A method of providing a Medipay service, including the step of processing a payment request through linking with a device of the financial company using a credit card selected through the interface.
In clause 7,
The step of processing the payment request is,
If the credit card selected through the interface is not in possession, transmitting the registration certificate registered by the medical professional to a device of a financial company that manages the selected credit card to proceed with the credit card issuance procedure;
Medipay service providing method comprising processing a payment request with the selected credit card as the credit card issuance procedure is completed.
According to clause 6,
In the step of building the database, the items, limits, periods, and interest rates are collected and constructed as information on installment finance from installment finance companies that provide installment finance services,
The step of processing the payment request is,
When installment finance is selected as the payment method, providing the healthcare worker's device with an interface for selecting any one installment finance information among a plurality of installment finance information based on the collected information about the installment finance; ,
Medipay service providing method comprising processing the payment request based on installment financial information selected through the interface.
According to clause 6,
The step of processing the payment request is,
When CMS payment is selected as the payment method, providing an interface for setting the installment amount, number of installment months, and withdrawal date to the device of the medical seed company;
A method of providing a Medipay service, including the step of processing a payment request in conjunction with a device that provides CMS payment services as information is set through the interface.

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