KR20230144500A - Apparatus and method for supporting negotiated transaction - Google Patents

Abstract

In one embodiment of the present disclosure, information on the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when certain requirements are met from the seller's terminal, the name of the stock to be sold, the desired selling price of the stock to be sold, If stock sale posting request information including information on the total desired sale quantity of the stock to be sold and the minimum desired sale quantity information of the stock to be sold is received, and the legitimacy of the stock sale posting request information is acknowledged, the stock Register stock sale information corresponding to the sell posting request information on the bulletin board, and receive stock purchase request information related to the stock sale information, including a purchase quantity that is more than the minimum desired sell quantity but less than the desired sell total quantity, from the buyer terminal. And, based on determining that a deposit for the purchase quantity exists in the buyer's account, the stocks of the purchase quantity are transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity is transferred from the buyer's account to the seller's account. A device that processes and supports over-the-counter stock transactions can be provided.

Description

Device and method supporting relative trading method {APPARATUS AND METHOD FOR SUPPORTING NEGOTIATED TRANSACTION}

Embodiments of the present disclosure relate to devices and methods for supporting transactions using a relative trading method.

Competitive trading is a method of trading financial products in which a transaction is concluded through mutual competition between multiple sellers and multiple buyers. For example, in a competitive trading method, the seller places an order at a low price, the buyer places an order at a high price, the faster the transaction request time, or the larger the transaction request quantity, the more priority the transaction can be concluded. . In contrast, relative trading is a method of buying and selling securities through negotiation between buyers and sellers, unlike competitive trading. In other words, under the relative trading method, a transaction can be concluded when the transaction prices, sales quantity, trading method, payment conditions, etc. are agreed upon through individual negotiations between the transaction parties.

A representative example of a trading market where relative trading occurs is the over-the-counter stock trading market. When trading over-the-counter stocks, if the seller and buyer discuss price, quantity, etc. directly between the parties through phone calls or messengers, and enter into a contract based on the negotiated results, the buyer receives the stocks first and does not send money, or the buyer does not send the money. There are problems such as sending money but not receiving stocks, so the actual success rate of the transaction is not high. Accordingly, services that relay over-the-counter stock transactions between parties are emerging. However, the current transaction support service that relays general over-the-counter stock transactions requires unnecessary consultation processes between parties, so there is a need to simplify such unnecessary consultation processes.

One embodiment of the present disclosure seeks to provide a device and method for supporting transactions using a relative trading method.

In addition, an embodiment of the present disclosure seeks to provide a trading method and device that enables efficient transactions for sellers and buyers in trading over-the-counter or unlisted stocks.

An embodiment of the present disclosure may provide a device and method for supporting transactions using a relative trading method.

Additionally, an embodiment of the present disclosure may provide a device to support trading of over-the-counter stocks or unlisted stocks.

An apparatus for supporting over-the-counter stock trading according to an embodiment of the present disclosure includes: memory; and at least one processor that executes one or more instructions stored in the memory, wherein the at least one processor receives information about the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when certain requirements are met from the seller's terminal. , stock sale posting request information including the name of the stock to be sold, the desired selling price of the stock to be sold, the total desired sale quantity of the stock to be sold, and the minimum desired sale quantity of the stock to be sold. Receiving, based on the received stock sale posting request information, determining whether the stock to be sold in the total quantity desired to be sold exists in the seller's account, and selling the total quantity desired to be sold in the seller's account. Based on determining that the desired stock exists, stock sale information corresponding to the stock sale posting request information is registered on the quote bulletin board, and a stock purchase request regarding the stock sale information, including the purchase quantity, is made from the buyer terminal. Receiving information, based on the stock purchase request information, determining whether a deposit for the purchase quantity exists in the buyer's account, and based on determining that a deposit for the purchase quantity exists in the buyer's account, The purchased quantity of stocks may be transferred from the seller's account to the buyer's account, and the deposit for the purchased quantity may be transferred from the buyer's account to the seller's account.

In one embodiment, the desired minimum quantity information for sale includes information on possible trading of single shares, and the at least one processor determines the purchase quantity based on the possible information on possible trading of single shares in the stock sale posting request information. Determine whether the desired sale quantity is less than or equal to the total quantity desired to be sold, and based on determining that the purchase quantity is less than or equal to the desired sale total quantity, transfer the stocks of the purchase quantity from the seller's account to the buyer's account, and process the purchase quantity. The deposit for can be transferred from the buyer's account to the seller's account.

In one embodiment, the at least one processor determines whether the purchase quantity is greater than the desired sale quantity identified from the desired sale minimum quantity and is less than or equal to the desired sale total quantity, and the purchase quantity is the desired sale quantity. Based on the determination that the purchase quantity is greater than the minimum quantity and less than the total quantity desired to be sold, the stock of the purchase quantity is transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity is transferred from the buyer's account to the seller's account. It can be handled.

In one embodiment, the purchase quantity included in the stock purchase request information may be greater than or equal to the minimum desired sell quantity identified from the minimum desired sell quantity information and less than or equal to the total desired sell quantity.

In one embodiment, the purchase request information includes desired purchase price information, and the at least one processor determines that, based on the desired purchase price information, the desired purchase price matches the desired sell price and is sent to the buyer account. If there is a deposit for the purchase quantity, the stocks of the purchase quantity are transferred from the seller's account to the buyer's account without a separate confirmation process by the seller, and the deposit for the purchase quantity is transferred from the buyer's account. The transfer is processed to the seller's account, and if the desired purchase price does not match the desired selling price and there is a deposit for the purchase quantity in the buyer's account, a negotiation interface can be provided through the seller's terminal.

In one embodiment, the seller's intention information that a sales contract can be concluded without a separate confirmation process from the seller when the above-mentioned certain requirements are met is the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when the above-mentioned certain requirements are met. may include a valid period.

In one embodiment, the at least one processor receives from the buyer terminal the stock item name, the desired purchase price of the stock, the total desired purchase quantity of the stock, and the minimum desired purchase quantity information of the stock. Receiving purchase posting request information, the desired purchase quantity identified from the desired purchase minimum quantity information and the purchase in a first quantity range between the desired sale minimum quantity identified from the desired sell minimum quantity information and the desired sell total quantity; Determine whether at least a portion of a second quantity range between the desired total quantity is included and whether the desired sell price is less than or equal to the desired buy price, and at least a portion of the second quantity range is included in the first quantity range; Based on determining that the desired selling price is less than or equal to the desired buying price, information regarding stock selling information registered on the quote bulletin board may be transmitted to the buyer terminal.

In one embodiment, the at least one processor determines whether the product of the desired sale price and the desired sale minimum quantity identified from the received stock sale posting request information is less than or equal to a first threshold, and determines whether the desired sale minimum quantity is equal to or less than a first threshold. Based on determining that the product of the quantity and the desired selling price is less than or equal to a first threshold, the stock selling information may be registered on the quote bulletin board.

In one embodiment, the at least one processor determines whether the product of the purchase quantity and the desired purchase price included in the received stock purchase request information is less than or equal to a first threshold, and determines whether the purchase quantity and the desired purchase price are Based on determining that the product of is less than or equal to the first threshold value, the purchase quantity of stocks may be transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity may be transferred from the buyer's account to the seller's account. .

In one embodiment, the product of the desired selling price and the minimum desired selling quantity identified from the received stock selling posting request information may be less than or equal to a first threshold value.

In one embodiment, the product of the purchase quantity included in the received stock purchase request information and the desired purchase price may be less than or equal to a first threshold value.

In one embodiment, the at least one processor registers the stock sale information on the quote bulletin board and then determines whether the total quantity of stocks to be sold exists in the seller's account when a predetermined event occurs. And, based on determining that the total quantity of stocks to be sold does not exist in the seller's account, the stock sale information may be processed so that it is not exposed as legitimate information on the quote bulletin board.

In one embodiment, the predetermined event includes receiving stock purchase request information related to the stock selling information, concluding a transaction related to the stock selling information, or posting a new stock sale for the stock to be sold from the seller terminal. It may include at least one of receiving requested information.

In one embodiment, the at least one processor registers the stock sale information on the quote bulletin board and then periodically determines whether the total quantity of the stock to be sold exists in the seller's account, and Based on the determination that the total quantity of stocks to be sold does not exist in the seller's account, the stock sale information may be processed so that it is not exposed as legitimate information on the quote bulletin board.

At least one processor of the device for supporting over-the-counter stock trading according to an embodiment of the present disclosure receives from the buyer's terminal information on the buyer's intention that a sales contract can be concluded without a separate confirmation process by the buyer when certain requirements are met, and the type of stock to be purchased. receiving stock purchase posting request information including information on a person, a desired purchase price of the stock to be purchased, a desired purchase total quantity of the stock to be purchased, and a desired purchase minimum quantity of the stock to be purchased; Based on the stock purchase posting request information, determining whether a deposit for the total quantity desired to be purchased exists in the buyer's account, and based on determining that a deposit for the total quantity desired to be purchased exists in the buyer's account, Registering stock purchase information corresponding to the stock purchase posting request information on the quote bulletin board, receiving stock sale request information related to the stock purchase information, including the selling quantity, from the seller terminal, and based on the stock sale request information, Determining whether stocks of the selling quantity exist in the seller's account, and transferring stocks of the selling quantity from the seller's account to the buyer's account based on determining that stocks of the selling quantity exist in the seller's account. processing, and the deposit for the sale quantity can be transferred from the buyer's account to the seller's account.

In one embodiment, the minimum desired purchase quantity information includes fractional stock tradability information, and the at least one processor determines the sale quantity based on the fractional stock tradability information being included in the stock purchase posting request information. Determine whether the desired purchase quantity is less than or equal to the total quantity desired to be purchased, and based on determining that the selling quantity is less than or equal to the desired purchase total quantity, transfer the stocks of the selling quantity from the seller's account to the buyer's account, and process the selling quantity. The deposit for can be transferred from the buyer's account to the seller's account.

In one embodiment, the at least one processor determines whether the sale quantity is greater than or equal to the desired purchase quantity identified from the minimum purchase quantity information and is less than or equal to the desired purchase total quantity, and the sale quantity is the purchase quantity. Based on the determination that the desired minimum quantity is greater than the desired purchase total quantity or less, the stocks of the selling quantity are transferred from the seller's account to the buyer's account, and a deposit for the selling quantity is transferred from the buyer's account to the seller's account. The transfer can be processed with .

In one embodiment, the sale quantity included in the stock sale request information may be greater than or equal to the minimum desired purchase quantity identified from the minimum desired purchase quantity information and less than or equal to the total desired purchase quantity.

In one embodiment, the selling request information includes desired selling price information, and the at least one processor determines that, based on the desired selling price information, the desired selling price matches the desired buying price and the seller account If there are stocks of the selling quantity, the stocks of the selling quantity are transferred from the seller's account to the buyer's account without a separate confirmation process by the buyer, and the deposit for the selling quantity is transferred from the buyer's account to the seller. The transfer is processed to an account, and if the desired selling price does not match the desired buying price and the selling quantity of stocks exists in the seller's account, a negotiation interface can be provided through the buyer's terminal.

In one embodiment, the buyer's intention information that a sales contract can be concluded without a separate confirmation process by the buyer when the above-mentioned certain requirements are met is the buyer's intention that a sales contract can be concluded without a separate confirmation process by the buyer when the above-mentioned certain requirements are met. may include a valid period.

In one embodiment, the at least one processor receives from the seller terminal the stock item name, the desired selling price of the stock, the total desired selling quantity of the stock, and the minimum desired selling quantity information of the stock. Receive sale posting request information, and sell in a first quantity range between the desired purchase quantity identified from the desired purchase minimum quantity information and the desired purchase total quantity and the desired sell minimum quantity identified from the desired sell minimum quantity information and the said sell. Determine whether at least a portion of a second quantity range between the desired total quantity is included and whether the desired sell price is less than or equal to the desired buy price, and at least a portion of the second quantity range is included in the first quantity range; Based on determining that the desired selling price is lower than or equal to the desired buying price, information regarding stock purchase information registered on the quote bulletin board may be transmitted to the seller terminal.

In one embodiment, the at least one processor determines whether the product of the desired purchase price and the minimum desired purchase quantity identified from the received stock purchase posting request information is less than or equal to a first threshold value, and determines whether the product of the desired purchase price is less than or equal to a first threshold value, and Based on determining that the product of the quantity and the desired purchase price is less than or equal to a first threshold, the stock purchase information may be registered on the quote bulletin board.

In one embodiment, the at least one processor determines whether the product of the sale quantity and the desired sale price included in the received stock sale request information is less than or equal to a first threshold, and determines whether the product of the sale quantity and the desired sale price is Based on determining that the product is less than or equal to the first threshold, the stocks of the sale quantity may be transferred from the seller's account to the buyer's account, and the deposit for the sale quantity may be transferred from the buyer's account to the seller's account. there is.

In one embodiment, the product of the desired purchase price and the minimum desired purchase quantity identified from the received stock purchase posting request information may be less than or equal to a first threshold value.

In one embodiment, the product of the sale quantity included in the received stock sale request information and the desired sale price may be less than or equal to a first threshold value.

In one embodiment, the at least one processor registers the stock purchase information on the quote bulletin board and then determines whether a deposit for the total quantity desired to be purchased exists in the buyer's account when a predetermined event occurs, and Based on the determination that there is no deposit for the total quantity desired to be purchased in the buyer's account, processing may be performed to prevent the stock purchase information from being exposed as legitimate information on the quote bulletin board.

In one embodiment, the predetermined event is at least one of receiving stock sale request information related to the stock purchase information, concluding a transaction related to the stock purchase information, or receiving new stock purchase posting request information from the buyer terminal. may include.

In one embodiment, after registering the stock purchase information on the quote bulletin board, the at least one processor regularly determines whether a deposit for the total quantity desired to be purchased exists in the buyer's account, and stores the stock purchase information in the quote bulletin board. Based on the determination that there is no deposit for the total quantity desired to be purchased, processing may be performed to prevent the stock purchase information from being exposed as legitimate information on the quote bulletin board.

A method of operating an over-the-counter stock trading support device according to an embodiment of the present disclosure includes information on the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when certain requirements are met from the seller's terminal, the name of the stock to be sold, Receiving stock sale posting request information including information on a desired selling price of the stock to be sold, a desired total quantity of the stock to be sold, and a minimum desired selling quantity of the stock to be sold; Based on the received stock sale posting request information, determining whether the total quantity of stocks to be sold exists in the seller's account; An operation of registering stock sale information corresponding to the stock sale posting request information on a quote bulletin board based on determining that the total quantity of stocks to be sold exists in the seller's account; An operation of receiving stock purchase request information related to the stock sale information, including a purchase quantity, from a buyer terminal; Based on the stock purchase request information, determining whether a deposit for the purchase quantity exists in the buyer's account; And, based on determining that a deposit for the purchase quantity exists in the buyer's account, the stocks of the purchase quantity are transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity is transferred from the buyer's account to the seller. It may include an operation to process a transfer to an account.

A method of operating an over-the-counter stock trading support device according to an embodiment of the present disclosure includes information on the buyer's intention that a sales contract can be concluded without a separate confirmation process of the buyer when certain requirements are met from the buyer's terminal, the name of the stock to be purchased, Receiving stock purchase posting request information including information on the desired purchase price of the stock to be purchased, the desired purchase total quantity of the stock to be purchased, and the desired purchase minimum quantity of the stock to be purchased; Based on the received stock purchase posting request information, determining whether a deposit for the total quantity desired to be purchased exists in the buyer's account; An operation of registering stock purchase information corresponding to the stock purchase posting request information on a quote bulletin board, based on determining that a deposit for the total desired purchase quantity exists in the buyer's account; An operation of receiving stock selling request information related to the stock purchase information, including a selling quantity, from a seller terminal; An operation of determining whether the selling quantity of stocks exists in the seller's account based on the stock selling request information; And based on determining that stocks for the sale quantity exist in the seller's account, the stocks for the sale quantity are transferred from the seller's account to the buyer's account, and a deposit for the sale quantity is transferred from the buyer's account. It may include an operation to process a transfer to the seller's account.

One embodiment of the present disclosure includes a program stored in a recording medium to execute the method according to the embodiment of the present disclosure on a computer.

An embodiment of the present disclosure includes a computer-readable recording medium on which a program for executing a method according to an embodiment of the present disclosure on a computer is recorded.

An embodiment of the present disclosure includes a computer-readable recording medium that records a database used in an embodiment of the present disclosure.

One embodiment of the present disclosure provides a device and method for supporting relative trading transactions, thereby enabling efficient transactions between sellers and buyers.

Figure 1 is a diagram illustrating a method in which an over-the-counter stock trading support device according to an embodiment of the present disclosure supports trading of over-the-counter stocks using a relative trading method.
Figure 2 is a flowchart showing a method in which an over-the-counter stock trading support device according to an embodiment supports trading of over-the-counter stocks according to an embodiment of the present disclosure.
Figure 3 is a flowchart showing a method in which an over-the-counter stock trading support device supports over-the-counter stock trading based on stock sale posting request information according to an embodiment of the present disclosure.
Figure 4 is a flowchart showing a method in which a transaction based on stock sale posting request information is immediately concluded when certain requirements are met according to an embodiment of the present disclosure.
Figure 5 is a flowchart showing a method in which an over-the-counter stock trading support device supports efficient over-the-counter stock trading based on stock purchase posting request information according to an embodiment of the present disclosure.
Figure 6 is a flowchart showing a method in which a transaction based on stock purchase posting request information is immediately concluded when certain requirements are met according to an embodiment of the present disclosure.
Figure 7 is a diagram illustrating a process of registering sale information corresponding to the seller's sale posting request information according to an embodiment of the present disclosure.
Figure 8 is a diagram illustrating a process in which a transaction is completed by receiving purchase request information based on sale information according to an embodiment of the present disclosure.
Figure 9 is a diagram illustrating a process of registering purchase information corresponding to the purchaser's purchase posting request information according to an embodiment of the present disclosure.
Figure 10 is a diagram illustrating a process in which a transaction is completed by receiving sell request information based on purchase information according to an embodiment of the present disclosure.
FIG. 11A is a diagram illustrating a button interface as a type of negotiation interface according to an embodiment of the present disclosure.
FIG. 11B is a diagram illustrating a chat interface as a type of negotiation interface according to an embodiment of the present disclosure.
FIG. 12 is a diagram illustrating a process in which at least one of the seller terminal and the buyer terminal receives transaction success information according to an embodiment of the present disclosure.
Figure 13 is a flowchart showing the process of completing a transaction based on purchase posting request information according to an embodiment of the present disclosure.
FIG. 14 is a diagram illustrating a process in which an over-the-counter stock trading support device according to an embodiment of the present disclosure transmits information about stock sale information registered on the quote bulletin board to the buyer terminal that transmitted stock purchase posting request information.
Figure 15 is a block diagram of a relative trading method transaction support device according to an embodiment of the present disclosure.

In order to clarify the technical idea of the present disclosure, embodiments of the present disclosure will be described in detail with reference to the attached drawings. In describing the present disclosure, if it is determined that a detailed description of a related known function or component may unnecessarily obscure the gist of the present disclosure, the detailed description will be omitted. Components having substantially the same functional configuration among the drawings are given the same reference numbers and symbols as much as possible, even if they are shown in different drawings. For convenience of explanation, if necessary, the device and method should be described together. Each operation of the present disclosure does not necessarily have to be performed in the order described, and may be performed in parallel, selectively, or individually.

The terms used in the embodiments of the present disclosure have selected general terms that are currently widely used as much as possible while considering the function of the present disclosure, but this may vary depending on the intention or precedent of a person working in the art, the emergence of new technology, etc. . In addition, in certain cases, there are terms arbitrarily selected by the applicant, and in this case, the meaning will be described in detail in the description of the relevant embodiment. Therefore, the terms used in this specification should not be defined simply as the names of the terms, but should be defined based on the meaning of the term and the overall content of the present disclosure.

Throughout this disclosure, singular expressions may include plural expressions, unless the context clearly dictates otherwise. Terms such as "include" or "have" are intended to designate the presence of a feature, number, step, operation, component, part, or combination thereof, but not one or more other features, numbers, steps, operations, or composition. It should be understood that this does not exclude in advance the possibility of the presence or addition of elements, parts, or combinations thereof. In other words, when it is said that a part "includes" a certain element throughout the present disclosure, this means that other elements may be further included rather than excluding other elements, unless specifically stated to the contrary.

An expression such as "at least one" modifies the entire list of elements, not the elements of the list individually. For example, “at least one of A, B, and C” and “at least one of A, B, or C” means only A, only B, only C, both A and B, both B and C, and A and C All refers to all of A, B, and C, or a combination thereof.

In addition, terms such as "...unit" and "...module" described in the present disclosure mean a unit that processes at least one function or operation, which is implemented in hardware or software or by a combination of hardware and software. It can be implemented.

Throughout the present disclosure, when a part is said to be “connected” to another part, this includes not only the case where it is “directly connected,” but also the case where it is “electrically connected” with another element in between. do. Additionally, when a part "includes" a certain component, this means that it may further include other components rather than excluding other components, unless specifically stated to the contrary.

The expression “configured to” used throughout the present disclosure may be used, depending on the context, for example, “suitable for,” “having the capacity to.” )", "designed to", "adapted to", "made to", or "capable of". . The term “configured (or set to)” may not necessarily mean “specifically designed to” in hardware. Instead, in some contexts, the expression “system configured to” may mean that the system is “capable of” in conjunction with other devices or components. For example, the phrase "processor configured (or set) to perform A, B, and C" refers to a processor dedicated to performing the operations (e.g., an embedded processor), or by executing one or more software programs stored in memory. It may refer to a general-purpose processor (e.g., CPU or application processor) that can perform the corresponding operations.

Throughout this disclosure, a terminal or terminal may include a UE (User Equipment), a MS (Mobile Station), a cellular phone, a smartphone, a computer, or a multimedia system capable of performing communication functions. Of course, it is not limited to the above examples.

One embodiment of the present disclosure seeks to provide a device and method for supporting relative trading transactions. Hereinafter, for convenience of explanation, the over-the-counter stock trading method will be used as an example of relative trading. However, the embodiments of the present disclosure are not limited to over-the-counter stock trading, and can be applied to all transactions traded using the relative trading method. . For example, a relative trading transaction support device that performs an embodiment of the present disclosure can support transactions of over-the-counter stocks, bonds, foreign exchange, cryptocurrency, real estate, real estate-backed securities, etc. If the relative trading method transaction support device performing an embodiment of the present disclosure supports over-the-counter stock transactions, it may be named an over-the-counter stock transaction support device, and if it supports real estate transactions, it may be named a real estate transaction support device; Without being limited thereto, it may also be referred to as a support device that supports any transaction transacted in a relative trading manner.

Throughout this disclosure, the seller's account may refer to an account held by the seller, and the buyer's account may refer to an account held by the buyer.

Throughout this disclosure, transfer processing refers to the act of transferring cash, stocks, etc. contained in one account to another account, and is not limited to the act of a relative trading transaction support device directly transferring cash, stocks, etc. contained in a user's account to another user's account. In addition, it may also include cases where a relative trading transaction support device requests a third party, such as a securities company server, to transfer money between the parties' accounts.

Throughout this disclosure, deposit refers to an advance or deposit related to a transaction and may include cash, substitute money, check deposit, etc.

Figure 1 is a diagram illustrating a method in which an over-the-counter stock trading support device supports over-the-counter stock trading using a relative trading method according to an embodiment of the present disclosure.

In one embodiment, an over-the-counter stock trading support device may create a bulletin board 110 for each stock item. The bulletin board 110 may include at least one of a sell price bulletin board and a buy price bulletin board. For example, the bulletin board 110 may include the item name of the stock, the stock code of the stock, the corporate value of the stock, the market price of the stock, a sell price bulletin board, a buy price bulletin board, etc.

In one embodiment, the over-the-counter stock trading support device may receive sell posting request information from the seller's terminal. Sell posting request information may include the item name, desired selling price, desired selling quantity, etc. In one embodiment, the sell posting request information may further include transaction method information. Transaction method information may include information on whether to use a safe transaction method, information on whether to proceed with a transaction without linking to a securities account, etc. In one embodiment, a safe transaction method may mean a transaction method in which the transaction object, transaction amount, etc. of the seller and the buyer are automatically transferred through the securities company server, and a transaction without securities account linkage may mean that the parties manually transfer the transaction amount to the other party. It may refer to a transaction method that transfers the transaction object, transaction amount, etc.

In one embodiment, the over-the-counter stock transaction support device may register sale information corresponding to the sale posting request information received from the seller's terminal on the bulletin board 110. In one embodiment, the over-the-counter stock trading support device verifies the legitimacy of the sell posting request information and registers the selling information corresponding to the selling posting request information on the bulletin board 110 only when the legitimacy of the selling posting request information is verified. It may be possible. A case in which the legitimacy of the sell posting request information is verified may be a case in which the seller holds more than the desired quantity of the item to be sold. In one embodiment, the over-the-counter stock trading support device may receive purchase request information 120 from the buyer terminal based on sale information registered on the bulletin board 110. Purchase request information 120 may include the item name, desired purchase price, total amount, etc.

In one embodiment, the over-the-counter stock trading support device may provide a negotiation interface 130 through the seller terminal and the buyer terminal based on the received purchase request information 120. For example, the over-the-counter stock trading device may provide a negotiation interface to the seller terminal and the buyer terminal, or transmit a request to provide a negotiation interface to the seller terminal and the buyer terminal, so that the seller terminal and the buyer terminal can display the negotiation interface to the user. there is. The seller terminal and the buyer terminal can conduct relative trading through the negotiation interface 130. A transaction can be concluded when the transaction price, transaction quantity, transaction method, payment conditions, etc. are agreed upon through consultation between the seller and buyer. Additionally, the over-the-counter stock trading support device can transmit transaction details to the seller terminal and the buyer terminal.

In the explanation of Figure 1, the method in which a transaction is carried out by receiving purchase request information based on sale information registered on the bulletin board has been described, but in the case of receiving sell request information based on purchase information registered on the bulletin board, it is also done in a similar manner. It can proceed.

Figure 2 is a flowchart showing a method in which an over-the-counter stock trading support device supports over-the-counter stock trading according to an embodiment of the present disclosure.

In operation 210, the over-the-counter stock trading support device may receive stock sale posting request information including the desired selling quantity and the desired selling price from the seller's terminal. In one embodiment, the stock sale posting request information may further include the name of the stock to be sold, transaction method information, etc. For example, transaction method information may include information on whether to use a safe transaction method, information on whether to proceed with a transaction without linking to a securities account, etc.

In operation 230, the over-the-counter stock trading support device may register stock sale information corresponding to the stock sale posting request information on the bulletin board. In one embodiment, the over-the-counter stock trading support device verifies the legitimacy of the stock sale posting request information and registers stock selling information corresponding to the stock selling posting request information on the bulletin board only when the legitimacy of the stock selling posting request information is verified. You may. The legitimacy of the stock sale posting request information may be verified when the seller holds more than the desired quantity of stocks he or she wishes to sell.

In operation 250, the over-the-counter stock trading support device may receive stock purchase request information regarding stock sale information from the buyer terminal. Stock purchase request information may include the stock name, desired purchase price, purchase quantity, total amount, etc. In one embodiment, the purchase quantity may match the desired sell quantity.

In operation 270, the over-the-counter stock trading support device checks whether a deposit for the purchase quantity exists in the buyer's account, and if a deposit for the purchase quantity exists in the buyer's account, it may provide a negotiation interface between the buyer and the seller. . Alternatively, the over-the-counter stock trading support device may request the buyer terminal and the seller terminal to display a negotiation interface if there is a deposit for the purchase quantity in the buyer's account.

In operation 290, when negotiation through the negotiation interface is successful, the over-the-counter stock trading support device transfers the purchase quantity of stocks from the seller's account to the buyer's account, and transfers the deposit for the purchase quantity from the buyer's account to the seller's account. . For example, the over-the-counter stock trading support device may receive the password for the securities account from the seller terminal and the buyer terminal based on the negotiation details through the negotiation interface, and transmit the transaction information to the securities company server. Based on the transaction information received, the securities company server can move securities from the seller's account to the buyer's account and transfer cash from the buyer's account to the seller.

In the description of FIG. 2, the method in which a transaction is carried out by receiving purchase request information based on sale information registered on the bulletin board has been described. However, in the case of receiving sell request information based on purchase information registered on the bulletin board, it is also done in a similar manner. It can proceed.

According to the above-described embodiments with reference to FIGS. 1 and 2, the seller writes a sell note for the desired selling quantity, and the buyer purchases the transaction object in the purchase quantity that matches the desired selling quantity based on the written sell post. You can. However, in this case, if the quantity desired to be sold is relatively large, the buyer may be burdened with paying a large transaction amount because the buyer must purchase all of the transaction targets in a large quantity, and the seller may also have difficulty selling.

Additionally, even if the parties agree, a contract can be concluded after consultation through the consultation interface.

*

*Accordingly, there is a need for devices and methods that can support smooth and efficient transactions between sellers who want to sell a large quantity and buyers who want to buy a small quantity, and can quickly conclude a transaction by omitting unnecessary procedures. am.

Figure 3 is a flowchart showing a method in which an over-the-counter stock trading support device supports over-the-counter stock trading based on stock sale posting request information according to an embodiment of the present disclosure.

In operation 310, the over-the-counter stock trading support device receives from the seller's terminal information on the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when certain requirements are met (hereinafter referred to as 'information on the seller's intention to immediately execute'), and the name of the item. , you can receive stock sale posting request information including desired selling price, desired selling total quantity, and desired selling minimum quantity information.

In one embodiment, the possibility of concluding a sales contract without a separate confirmation process by the seller means that the seller receives additional approval from the seller regarding the negotiation process or conclusion of the sales contract through the negotiation interface 130 described above with reference to FIG. 1. In the case of a sales contract regarding stock sale posting request information containing information on the seller's immediate execution intention, the seller may not take any action after transmitting the stock selling posting request information including information on the seller's immediate execution intent until the contract is concluded. It may include that a sales contract can be concluded without the need for it. In other words, the separate confirmation process may include the seller's confirmation process from after the seller transmits the stock sale posting request information until the contract is concluded.

In one embodiment, a certain requirement is that, in a contract corresponding to stock sale posting request information, the quantity that the buyer wishes to purchase is included within the range of the quantity that the seller wishes to sell, the price that the seller wishes to sell, and the quantity that the buyer wishes to purchase are included. This may include cases where the prices are identical.

In one embodiment, the information on the minimum quantity desired to be sold may include the minimum quantity desired to be sold, information indicating the minimum quantity desired to be sold, information on possible trading of single shares, etc. Here, information on the possibility of single stock trading may be information that the seller wishes to sell one or more shares per transaction. Accordingly, information on possible trading of single shares may imply that the minimum quantity desired to be sold is 1 share.

In one embodiment, the seller's immediate conclusion information may further include a period during which the seller's intention is valid to conclude a sales contract without a separate confirmation process by the seller when certain requirements are met. According to one embodiment, the over-the-counter stock trading support device can protect the seller in a volatile market by receiving an additional period during which the seller's intention to enter into a sales contract is valid without a separate confirmation process.

In one embodiment, the stock sale posting request information may further include information indicating whether price negotiation is possible. For example, if the seller wishes to conclude a contract only at the desired selling price, the stock sale posting request information may include information that price negotiation is not possible. For another example, if the seller wishes to negotiate a sale price, the stock sale posting request information may include information that price negotiation is possible.

In another embodiment, the stock sale posting request information containing the seller's immediate transaction intention information may include information that price negotiation is not possible, or may include information that price negotiation is not possible. In other words, it may be designed so that price negotiation is not possible for transactions corresponding to stock sale posting request information that includes the seller's immediate transaction intention information.

In one embodiment, the seller's terminal receives user input from the seller including the seller's immediate transaction intention information, item name, desired selling price, desired selling total quantity, and desired selling minimum quantity information, and the desired selling price and desired selling quantity. It may be determined whether the product of the minimum quantity desired to be sold identified from the minimum quantity information is less than or equal to the first threshold value. If the product of the desired selling price and the desired selling minimum quantity is less than or equal to the first threshold, the seller terminal may transmit stock selling posting request information to the over-the-counter stock trading support device. On the other hand, if the product of the desired selling price and the minimum desired selling quantity exceeds the first threshold, the seller's terminal may display information to re-enter the stock selling posting request information through the user interface. For example, if the first threshold is 20 million won, the desired selling price received from the user input is 1,000,000 won, and the minimum desired selling quantity identified from the minimum desired selling quantity information is 30 shares, the seller terminal sells through the user interface. Information that the seller's immediate transaction intention information can only be applied to transactions of 20 million won or less can be displayed. Accordingly, the seller terminal receives a new user input from the user where the product of the desired selling price and the minimum desired selling quantity is less than or equal to the first threshold, and transmits stock selling posting request information to the over-the-counter stock trading support device based on the received user input. can do. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the product of the desired selling price and the minimum desired selling quantity is less than or equal to the first threshold.

In another embodiment, the seller's terminal transmits stock sale posting request information including the seller's immediate trading intention information, stock name, desired selling price, desired selling quantity, and desired selling minimum quantity information to the over-the-counter stock trading support device. And, based on the received stock sale posting request information, the over-the-counter stock trading support device may determine whether the product of the desired selling price and the desired selling minimum quantity identified from the desired selling minimum quantity information is less than or equal to the first threshold. When the over-the-counter stock trading support device determines that the product of the desired selling price and the desired selling minimum quantity is less than or equal to the first threshold, it performs operation 320 and determines that the product of the desired selling price and the desired selling minimum quantity exceeds the first threshold. In this case, the over-the-counter stock trading support device may transmit information to the seller terminal that the stock sale posting request information is invalid. Based on the information that the stock sale posting request information is invalid, the seller terminal sends information to re-enter at least one of the desired selling price or the desired selling minimum quantity information or information that the stock selling posting request information is invalid through the user interface. It can be displayed. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by having the over-the-counter stock trading device determine whether the product of the desired selling price and the desired selling minimum quantity is less than or equal to the first threshold.

According to one embodiment, the over-the-counter stock trading support device limits the amount at which a sales contract can be concluded without a separate confirmation process by the seller when the seller transmits stock sale request information including information on the seller's intention to immediately execute, thereby preventing reversal. The parties can be protected from unintended contract conclusion due to digit errors, etc. during the immediate conclusion process.

In one embodiment, the stock sale posting request information may further include transaction method information. Transaction method information may include information about whether to use a safe transaction method, information about whether to proceed with the transaction without linking to a securities account, and information about whether negotiation on the price is possible. In one embodiment, a safe transaction method may mean a transaction method in which the transaction object and transaction amount of the seller and buyer are automatically transferred through the securities company server, and a transaction without securities account linking refers to an over-the-counter stock trading support device. It may refer to a transaction method in which contact information, contact methods, etc. are provided between the parties, and the parties manually transfer the transaction object, transaction amount, etc. to the other party.

For example, if the parties agree on 3 shares of stock and a price of 1,000 won per share, in a transaction using the safe transaction method, the securities company server transfers 3 shares of stock from the first account to the second account, By transferring 3,000 won from the second account to the first account, both parties may perceive it as a simultaneous transaction. On the other hand, a transaction without linking to a securities account may refer to a transaction method in which the seller or buyer transfers the transaction amount or transaction amount to the other party, and the other party transfers the transaction amount or transaction amount to the seller or buyer.

In one embodiment, only when a safe transaction method is used, information on the seller's immediate transaction intention may be included in the stock sale posting request information.

In operation 320, the over-the-counter stock trading support device may determine whether the total quantity of stocks to be sold exists in the seller's account, based on the received stock sale posting request information. In one embodiment, whether the total quantity of stocks desired to be sold exists in the seller's account may mean whether there are stocks desired to sell greater than the total quantity desired to be sold in the seller's account.

In one embodiment, determining whether the over-the-counter stock trading support device holds more than the total quantity of stocks that the seller wishes to sell in the seller's account means that the over-the-counter stock trading support device determines whether the over-the-counter stock trading support device holds stocks that the seller wishes to sell in the seller's account Determining whether the stock is held in more than the total quantity desired to be sold, and the over-the-counter stock trading support device requests information from the securities company server on whether the seller's account holds more than the total quantity of stocks desired to be sold. By receiving information from the securities company server on whether the seller's account holds more than the total number of stocks he or she wishes to sell, it determines whether the seller holds more than the total number of stocks he or she wishes to sell in the seller's account. This may include identification.

In one embodiment, the over-the-counter stock trading support device may perform operation 330 when the seller determines that the seller holds more than the total quantity of stocks he or she wishes to sell in the seller's account. Alternatively, the over-the-counter stock trading support device terminates the transaction if the seller determines that the seller holds less than the total number of stocks he or she wishes to sell in the seller's account or does not hold any, or sends the seller's terminal to the seller's terminal You can transmit information that you do not hold more than the total number of stocks you wish to sell.

In operation 330, the over-the-counter stock trading support device may register stock sale information corresponding to the stock sale posting request information on the quote bulletin board based on determining that the total quantity of stocks to be sold exists in the seller's account. .

In one embodiment, the over-the-counter stock trading support device may register stock sale information on a quote bulletin board and then determine whether the total quantity of stocks desired to be sold exists in the seller's account when a predetermined event occurs. The over-the-counter stock trading support device can process stock sale information so that it is not exposed as legitimate information on the quote bulletin board if there are no stocks in the seller's account for the total number of stocks desired to be sold.

In one embodiment, a predetermined event includes receiving stock purchase request information related to stock selling information, concluding a transaction related to stock selling information, receiving new stock selling request information for the stock to be sold from the seller, etc. It can be included. Here, receiving new stock sale posting request information may include receiving selling posting request information from a terminal logged in to the seller's account.

In one embodiment, the over-the-counter stock trading support device may register stock sale information on a quote bulletin board and then periodically determine whether the total quantity of stocks desired to be sold exists in the seller's account. In addition, the over-the-counter stock trading support device may process stock sale information so that it is not exposed as legitimate information on the quote bulletin board based on determining that the total quantity of stocks desired to be sold does not exist in the seller's account. For example, an over-the-counter stock trading support device can determine whether the total quantity of stocks desired to be sold exists in the seller's account periodically, such as once a day, once an hour, or twice a day. there is.

In another embodiment, the over-the-counter stock trading support device may register stock sale information on a quote bulletin board and then randomly determine whether the total quantity of stocks desired to be sold exists in the seller's account.

In one embodiment, processing to prevent stock sale information from being exposed as legitimate information on the quote bulletin board includes deleting stock sale information registered on the quote bulletin board, displaying false listing information on stock sale information registered on the quote bulletin board, and registering stock sale information on the quote bulletin board. This may include hiding information on stock sales. For example, the over-the-counter stock trading support device hides the stock sale information registered on the quote bulletin board based on determining that the total quantity of stocks desired to be sold does not exist in the seller's account, and then re-enters the seller's account for the total quantity of stocks desired to be sold. If there is a quantity of stocks to be sold, information on selling the stocks can be displayed on the quote bulletin board. For another example, the over-the-counter stock trading support device determines that the total quantity of stocks to be sold does not exist in the seller's account, displays the stock sale information registered on the quote bulletin board as a false sale, and then re-registers the seller. If there are stocks in your account that you wish to sell in the total quantity you wish to sell, you can delete the false listing information included in the stock sales information.

In operation 350, the over-the-counter stock trading support device may receive stock purchase request information related to stock sale information, including the purchase quantity, from the buyer terminal.

(1) When information on the minimum quantity desired to sell includes information on possible trading of single shares

In one embodiment, when information on the minimum quantity desired to sell includes information on possible trading of single shares, the over-the-counter stock support device determines that the purchase quantity is the total quantity desired to sell based on the information on possible trading of single shares included in the stock selling posting request information. You can decide whether or not it is below.

In another embodiment, the buyer terminal may determine whether the purchase quantity is less than the total quantity desired to be sold. Accordingly, if the purchase quantity is less than the total quantity desired to be sold, the buyer terminal may transmit stock purchase request information regarding the stock sale information, including the purchase quantity, to the over-the-counter stock trading support device.

(2) When the minimum quantity desired to be sold is included in the minimum quantity desired to be sold.

In one embodiment, when the information on the minimum quantity desired to sell includes the minimum quantity desired to sell, the over-the-counter stock trading support device may determine whether the received purchase quantity is greater than the minimum quantity desired to sell and less than the total quantity desired to be sold. For example, when a buyer enters a purchase quantity in the buyer's terminal that is more than the initial quantity desired to sell and less than the total quantity desired to be sold, the over-the-counter stock trading support device determines that the received purchase quantity is greater than the minimum quantity desired to sell but less than the total quantity desired to be sold. You can. Alternatively, when the buyer inputs a purchase quantity that is less than the initial quantity desired to sell or exceeds the total quantity desired to be sold into the buyer terminal, the buyer terminal may transmit stock purchase request information including the purchase quantity to the over-the-counter stock trading support device. Based on the received stock purchase request information, the over-the-counter stock trading support device may determine that the purchase quantity is outside the range of more than the minimum quantity desired to sell and less than the total quantity desired to be sold. Accordingly, the over-the-counter stock trading support device may transmit information to the buyer terminal requesting the buyer to re-enter the purchase quantity. The buyer terminal may display information requesting re-input of the purchase quantity based on the information requesting re-input of the purchase quantity. Accordingly, when the buyer enters a purchase quantity that is more than the minimum desired sell quantity and less than the desired sell total quantity, the buyer terminal may transmit stock purchase request information regarding the stock sale information, including the purchase quantity, to the over-the-counter stock trading support device. You can. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by having the over-the-counter stock trading device determine whether the purchase quantity is greater than the minimum desired sell quantity or less than the desired sell total quantity.

In another embodiment, the buyer terminal may receive a purchase quantity from a user input and determine whether the purchase quantity is greater than the minimum desired sell quantity or less than the total desired sell quantity. In one embodiment, when the buyer enters a purchase quantity in the buyer's terminal that is greater than the initial quantity desired to sell and less than the total quantity desired to be sold, the seller terminal determines that the purchase quantity is equal to or greater than the minimum desired quantity to be sold but less than the total quantity desired to be sold, Stock purchase request information including the purchase quantity can be transmitted to the over-the-counter stock trading support device. Alternatively, in one embodiment, when the buyer inputs a purchase quantity that is less than the initial quantity desired to sell or exceeds the total quantity desired to be sold into the buyer terminal, the buyer terminal determines that the purchase quantity is within the range of the minimum quantity desired to be sold and less than the total quantity desired to be sold. You may decide to deviate and request the buyer to re-enter the purchase quantity. Accordingly, when the buyer enters a purchase quantity that is more than the minimum desired sell quantity and less than the desired sell total quantity, the buyer terminal may transmit stock purchase request information regarding the stock sale information, including the purchase quantity, to the over-the-counter stock trading support device. You can. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the purchase quantity is greater than the minimum quantity desired to sell or less than the total quantity desired to be sold.

In one embodiment, when the stock sale request information includes information that price negotiation is possible, the stock purchase request information may further include a desired purchase price.

In another embodiment, if the information on the request to sell stock includes or is implied that information that negotiation on price is not possible, the request information for stock purchase includes a desired purchase price that matches the desired selling price, or a purchase request at the desired selling price. Information about the intention to purchase may be included, or the desired purchase price itself may not be included. In this case, the over-the-counter stock trading support device can identify that the desired buy price is the same as the desired sell price without comparing the desired sell price and the desired buy price.

In one embodiment, the buyer terminal may determine whether the product of the purchase quantity and the desired purchase price is less than or equal to a first threshold value. Here, the desired purchase price may be received as a user input, and if the desired purchase price is not received from the user input or information regarding the intention to buy at the desired sell price is received from the user input, the buyer terminal may receive the desired purchase price. It can be identified as being equal to the desired selling price. In one embodiment, when the product of the desired purchase price and the purchase quantity is less than or equal to the first threshold, the buyer terminal may transmit stock purchase request information to the over-the-counter stock trading support device. In another embodiment, when the product of the desired purchase price and the purchase quantity exceeds the first threshold, the buyer terminal may display information to re-enter purchase request information through the user interface. For example, if the first threshold is 20 million won, the desired selling price is 1,000,000 won, and price negotiation is not possible, if the buyer terminal receives the purchase quantity of 25 shares, the desired buying price is changed to the desired selling price of 1,000,000 won. It can be identified and determined that 25,000,000 won, equivalent to 1,000,000 won*25 shares, which is the product of the desired purchase price and purchase quantity, exceeds the first threshold. In addition, the buyer's terminal can display information through the user interface that the intention information that a sales contract can be concluded without a separate confirmation process when certain requirements are met can only be applied to transactions of 20 million won or less. In one embodiment, the buyer's terminal may receive new purchase information with a change in the purchase quantity, and the purchaser's intention to conclude the sales contract through negotiation without going through the immediate conclusion process of concluding the sales contract without a separate confirmation process. Information may also be received. When the buyer terminal receives intention information that allows a sales contract to be concluded by negotiation, the buyer terminal may transmit purchase request information including the relevant intention information to the over-the-counter stock trading support device. In this case, the over-the-counter stock trading support device can provide a negotiation interface through the seller's terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. If the negotiation through the negotiation interface is successfully completed, the over-the-counter stock trading support device may perform operation 370. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the product of the purchase quantity and the desired purchase price is less than or equal to the first threshold.

In another embodiment, the buyer terminal transmits stock purchase request information regarding stock sale information, including the purchase quantity, to the over-the-counter stock trading support device, and the over-the-counter stock trading support device makes purchases based on the received stock purchase request information. You can identify the quantity and desired purchase price. Additionally, the over-the-counter stock trading support device may determine whether the product of the purchase quantity and the desired purchase price is less than or equal to the first threshold value. In one embodiment, when the over-the-counter stock trading support device determines that the product of the purchase quantity and the desired purchase price is less than or equal to the first threshold, operation 370 may be performed. In another embodiment, when the over-the-counter stock trading support device determines that the product of the purchase quantity and the desired purchase price exceeds the first threshold, the over-the-counter stock trading support device may provide a negotiation process. For example, an over-the-counter stock trading support device can provide a negotiation interface through the seller's terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. In another embodiment, when the over-the-counter stock trading support device determines that the product of the purchase quantity and the desired purchase price exceeds the first threshold, the over-the-counter stock trading support device instructs the buyer terminal to purchase or sell without a separate confirmation process when certain requirements are met. Information indicating that a contract can be concluded can only be applied to transactions worth 20 million won or less. At this time, the buyer terminal receives the user input for the purchase quantity and transmits the changed purchase quantity back to the over-the-counter stock trading support device, or negotiates without going through the immediate conclusion process of concluding a sales contract without a separate confirmation process from the user. Intention information allowing a sales contract to be concluded can be received, and intention information allowing a sales contract to be concluded by agreement can be transmitted to the over-the-counter stock trading support device. In this case, the over-the-counter stock trading support device can provide a negotiation interface through the seller's terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the buyer terminal and the seller terminal. If the negotiation through the negotiation interface is successfully completed, the over-the-counter stock trading support device may perform operation 370. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by determining whether the product of the purchase quantity and the desired purchase price is less than or equal to the first threshold.

In operation 370, the over-the-counter stock trading support device may determine whether a deposit for the purchase quantity exists in the buyer's account based on stock purchase request information. In one embodiment, whether a deposit exists for the purchase quantity may mean whether a deposit greater than or equal to the product of the purchase quantity and the sale price exists.

In one embodiment, the OTC stock trading support device determining whether a deposit for the purchase quantity exists in the buyer's account means that the OTC stock trading support device directly determines whether a deposit for the purchase quantity exists in the buyer's account. The OTC stock trading support device requests information from the securities company server about whether there is a deposit for the purchase quantity in the buyer's account, and based on the requested information, the OTC stock trading support device requests the purchase quantity from the securities company server to the buyer's account. It may include receiving information on whether a deposit exists for and identifying whether a deposit for the purchase quantity exists in the buyer's account.

In one embodiment, when the stock selling posting request information includes information that price negotiation is possible and the stock purchase request information includes the desired purchase price, the over-the-counter stock trading support device sets the desired selling price and the desired buying price. It can be determined whether it matches and whether there is a deposit in the buyer's account that is more than the product of the purchase quantity and the desired purchase price. In one embodiment, when the over-the-counter stock trading support device determines that the desired selling price and the desired buying price match and that there is a deposit in the buyer's account equal to or greater than the product of the purchased quantity and the desired buying price, the over-the-counter stock trading supporting device performs operation 390. It can be done. In another embodiment, if the over-the-counter stock trading support device determines that the desired selling price and the desired buying price do not match and that there is a deposit in the buyer's account equal to or greater than the product of the desired buying quantity and the desired buying price, the over-the-counter stock trading supporting device may support the seller. A negotiation interface can be provided through the terminal. The seller's terminal can conduct negotiations through the negotiation interface. A transaction can be concluded when the sale price is agreed upon and the parties to the transaction agree.

In another embodiment, when the stock sale posting request information includes information that negotiation on the price is impossible, the purchase request information may include information about the buyer's intention to purchase at the desired selling price. In this case, the over-the-counter stock trading support device may determine whether there is a deposit in the buyer's account equal to or greater than the product of the purchase quantity and the desired selling price, based on the stock purchase request information.

In another embodiment, if the stock sale posting request information includes information about the seller's immediate trading intention and the purchase request information cannot include the desired purchase price information, the over-the-counter stock trading support device based on the stock purchase request information, It is possible to determine whether there is a deposit in the buyer's account that is more than the product of the purchase quantity and the desired selling price.

Additionally, in operation 370, the over-the-counter stock trading support device may determine whether a purchase quantity of stocks exists in the seller's account at the current time. For example, determining whether a purchase quantity of stocks exists in the seller's account may be performed similarly to operation 330.

In operation 390, the over-the-counter stock trading support device transfers the stock of the purchase quantity from the seller's account to the buyer's account, based on determining that a deposit for the purchase quantity exists in the buyer's account, and transfers the deposit for the purchase quantity to the buyer's account. It can be transferred from to the seller's account.

In one embodiment, when the desired selling price and the desired buying price are the same and there is a deposit for the purchase quantity in the buyer's account, the over-the-counter stock trading support device transfers the purchased quantity of stocks from the seller's account without a separate confirmation process by the seller. You can transfer to the buyer's account and deposit for the purchase quantity from the buyer's account to the seller's account. Alternatively, in one embodiment, the over-the-counter stock trading support device determines that a deposit for the purchase quantity exists in the buyer's account, and based on determining that the purchase quantity of stocks exists in the seller's account, the seller's separate confirmation process Without this, the purchase quantity of stocks can be transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity can be transferred from the buyer's account to the seller's account.

According to one embodiment, an over-the-counter stock trading support device can support efficient trading transactions between parties by concluding a contract without a separate confirmation process by the parties when the conditions for concluding a sales contract between the seller and the buyer match.

Figure 4 is a flowchart showing a method in which a transaction based on stock sale posting request information is immediately concluded when certain requirements are met according to an embodiment of the present disclosure.

In operation 410, the over-the-counter stock trading support device may receive stock sale posting request information including the seller's immediate transaction intention information, desired selling price, desired selling total quantity, and desired selling minimum quantity information from the seller's terminal. In one embodiment, operation 410 may include operation 310 described above with reference to FIG. 3 .

In operation 420, the over-the-counter stock trading support device may register stock sale information corresponding to the stock sale posting request information on the quote bulletin board. In one embodiment, operation 420 may include operations 320 and 330 described above with reference to FIG. 3 .

In operation 430, the over-the-counter stock trading support device may receive stock purchase request information regarding stock sale information, including the purchase quantity, from the buyer terminal. In one embodiment, operation 430 may include operation 350 described above with reference to FIG. 3 .

In one embodiment, if the stock sale posting request information further includes price negotiable information indicating that the seller will receive additional price negotiations from the buyer, the stock purchase request information may include a desired purchase price that is the same as or different from the desired selling price. .

In another embodiment, if the stock sale posting request information further includes price non-negotiable information indicating that the seller will not receive additional price negotiation from the buyer, the stock purchase request information includes a desired purchase price that is the same as the desired selling price, or Information on the desired purchase price may not be included. If desired purchase price information is not included, the over-the-counter stock trading support device can identify that the desired purchase price is the same as the desired sell price.

In another embodiment, if the stock sale posting request information includes information on the seller's immediate trading intention and the purchase request information cannot include the desired purchase price information, the over-the-counter stock trading support device sets the desired purchase price to the desired sell price and can be identified as identical.

In operation 440, the over-the-counter stock trading support device may determine whether the desired purchase price matches the desired sell price and whether the purchase quantity is greater than or equal to the desired sell minimum quantity identified from the desired sell minimum quantity information and less than or equal to the desired sell total quantity. .

In one embodiment, the over-the-counter stock trading support device may identify the minimum quantity desired to be sold as 1 share when information on the minimum quantity desired to be sold includes information on the possibility of trading single shares. Alternatively, if the desired selling quantity information includes the desired selling quantity, the received desired selling minimum quantity can be identified.

In one embodiment, the over-the-counter stock trading support device determines whether the purchase quantity included in the received stock purchase request information is greater than or equal to the minimum desired sell quantity identified from the received stock sell posting request information and is less than or equal to the total desired sell quantity, and It is possible to determine whether the desired selling price included in the stock selling posting request information and the desired buying price identified from the received stock buying request information are the same.

In another embodiment, the buyer terminal determines whether the purchase quantity is greater than the desired selling quantity identified from stock selling information and is less than the desired selling total quantity, and the buying quantity is greater than the desired selling quantity and is less than the desired selling total quantity. Only then can stock sale request information be transmitted to the over-the-counter stock trading support device. Additionally, the over-the-counter stock trading support device may determine whether the desired selling price included in the stock selling posting request information and the desired buying price included in the received stock buying request information are the same.

In another embodiment, the buyer terminal determines whether the desired buy price entered by the user is the same as the desired sell price, and the buyer terminal provides information that the desired buy price is the same as the desired sell price or At least one of the desired purchase prices may be transmitted, or at least one of information that the desired purchase price is different from the desired sell price or information about the desired purchase price may be transmitted. Based on the received information, the over-the-counter stock trading support device can identify whether the desired purchase price is the same as the desired selling price. Additionally, the over-the-counter stock trading support device may determine whether the purchase quantity is greater than or equal to the desired selling quantity identified from the desired selling minimum quantity information and is less than or equal to the desired selling total quantity.

In another embodiment, the buyer terminal determines whether the purchase quantity is greater than the desired selling quantity and is less than the desired selling quantity identified from the stock selling information, and when the buying quantity is greater than the desired selling quantity and is less than the desired selling total quantity. The stock sale request information is transmitted to the over-the-counter stock trading support device, and the buyer terminal determines whether the desired purchase price entered by the user is the same as the desired sell price. The buyer terminal then sends the desired purchase price to the over-the-counter stock trading support device. At least one of information that the desired selling price is the same as the desired selling price or the desired buying price may be transmitted, or at least one of information that the desired buying price is different from the desired selling price or information regarding the desired buying price may be transmitted. Based on the received information, the over-the-counter stock trading support device determines whether the desired purchase price is the same as the desired sell price and whether the purchase quantity is greater than the desired sell quantity identified from the desired sell minimum quantity information and is less than the desired sell total quantity. can be identified.

In operation 450, if the desired purchase price matches the desired sell price and the purchase quantity is more than the desired sell quantity identified from the desired sell minimum quantity information and is less than the desired sell total quantity, the over-the-counter stock trading support device performs the transaction without the seller's confirmation process. A transaction can be concluded. Operation 450 may be named ‘direct fastening’. In other words, if the desired purchase price matches the desired sell price, and the purchase quantity is more than the desired sell quantity identified from the desired sell minimum quantity information and is less than the desired sell total quantity, the OTC stock trading support device may be operated through separate consultation or confirmation by the parties. A transaction can be concluded between a buyer and a seller without any formalities. In one embodiment, concluding a transaction immediately means transferring the purchase quantity of stocks from the seller's account to the buyer's account and transferring a deposit equal to the product of the purchase quantity and the desired purchase price from the buyer's account to the seller's account without a separate confirmation process by the seller. This may mean processing a transfer. Additionally, the over-the-counter stock trading support device can transmit transaction details to the seller terminal and the buyer terminal.

For example, if the desired selling price is 10,000 won, the total desired selling quantity is 1,000 shares, and the minimum desired selling quantity information includes information on possible trading of single shares, the buyer can purchase from 1 to 1,000 shares at 10,000 won without a separate consultation process. You can buy it. Previously, when the desired selling quantity was 1,000 shares, unlike the embodiments of this disclosure, installment purchase was not possible, so only buyers holding a deposit of 10,000,000 won or more, equivalent to 1,000 shares * 10,000 won, could purchase. According to one embodiment, all buyers holding a deposit of 10,000 won or more have the advantage of being able to purchase. Additionally, according to one embodiment, when the sale information and the purchase information match or correspond, the transaction can proceed quickly by omitting a separate negotiation process or a separate confirmation process.

In operation 460, if the desired purchase price does not match the desired sell price, or the purchase quantity is less than the desired sell quantity identified from the desired sell minimum quantity information, or exceeds the desired sell total quantity, the over-the-counter stock transaction support device is installed at the seller terminal. A consultation interface can be provided through . Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. In one embodiment, the seller and the buyer may negotiate the selling price, selling quantity, trading method, etc. through a negotiation interface.

In operation 470, the over-the-counter stock trading support device may determine whether an agreement between the seller and the buyer has been concluded. The over-the-counter stock trading support device can determine that an agreement has been concluded when the selling price, trading quantity, etc. match. On the other hand, if at least one of the sale price and the sale quantity does not match, it may be determined that the negotiation has not been concluded.

In operation 480, if an agreement between the seller and the buyer is concluded, the over-the-counter stock trading support device may conclude the transaction. In one embodiment, concluding a transaction may mean transferring the purchase quantity of stocks from the seller's account to the buyer's account and transferring a deposit equal to the product of the purchase quantity and the negotiated sale price from the buyer's account to the seller's account. . Additionally, the over-the-counter stock trading support device can transmit transaction details to the seller terminal and the buyer terminal.

According to one embodiment, a sales contract can be concluded while minimizing the negotiation process between the seller and buyer according to the characteristics of the relative sale. Existing over-the-counter stock transactions require the seller to write a sales note and then go through a negotiation process again when a purchase offer is received from the buyer. However, there are frequent cases where the seller lures buyers with a low price and then does not respond during the negotiation process, resulting in the transaction not being concluded. did. According to an embodiment of the present disclosure, when certain requirements are met, a sales contract is concluded immediately without separate negotiation or confirmation procedures, thereby increasing the buyer's confidence in the service provided by the over-the-counter stock trading device.

Additionally, according to one embodiment, it is possible to overcome the shortcomings of existing over-the-counter stock trading in which split sales were not possible without a separate consultation process.

Additionally, according to one embodiment, accessibility to over-the-counter stock trading for small investors may be facilitated.

Additionally, according to one embodiment, a seller who holds a large amount of stocks and wishes to sell them can easily sell a large amount of stocks to multiple buyers without having to fill out multiple sale posting request information.

In one embodiment, if the OTC stock trading support device determines in operation 470 that an agreement between the seller and the buyer has not been concluded, the transaction may be terminated. Additionally, the over-the-counter stock trading support device may transmit transaction failure information to the seller terminal and the buyer terminal.

Figure 5 is a flowchart showing a method in which an over-the-counter stock trading support device supports efficient over-the-counter stock trading based on stock purchase posting request information according to an embodiment of the present disclosure.

In operation 510, the over-the-counter stock trading support device receives information from the buyer's terminal that indicates that a sales contract can be concluded without a separate confirmation process by the buyer when certain requirements are met (hereinafter referred to as 'buyer's immediate conclusion information'), and information about the buyer's intention to purchase. You can receive stock purchase posting request information including the stock name, desired purchase price, desired purchase total quantity, and desired purchase minimum quantity information. In one embodiment, the possibility of concluding a sales contract without a separate confirmation process by the buyer means that the buyer receives additional approval from the buyer regarding the negotiation process or conclusion of the sales contract through the negotiation interface 130 described above with reference to FIG. 1. In the case of a sales contract regarding stock purchase posting request information containing information on the buyer's immediate execution intention, the buyer may not take any action from the time the stock purchase posting request information including the buyer's immediate execution intention information is transmitted until the contract is concluded. It may include that a sales contract can be concluded without the need for it. In other words, the separate confirmation process may include the buyer's confirmation process from after the buyer transmits the stock purchase posting request information until the contract is concluded.

In one embodiment, a certain requirement is that, in a contract corresponding to stock purchase posting request information, the quantity that the seller wishes to sell is included within the range of the quantity that the buyer wishes to purchase, the price that the buyer wishes to purchase, and the quantity that the seller wishes to sell. This may include cases where the prices are identical.

In one embodiment, the minimum quantity desired to be purchased may include information indicating the minimum quantity desired to be purchased, information indicating the minimum quantity desired to be purchased, information on possible trading of single shares, etc. Here, information on the possibility of single stock trading may be information that the buyer wishes to sell one or more shares per transaction. Accordingly, information on the possibility of single share trading may imply that the minimum desired purchase quantity is 1 share.

In one embodiment, the buyer's immediate conclusion information may further include a period during which the buyer's intention is valid to conclude a sales contract without a separate confirmation process by the buyer when certain requirements are met. According to one embodiment, the over-the-counter stock trading support device can protect the buyer in a volatile market by additionally receiving a valid period for the buyer's intention to enter into a sales contract without a separate confirmation process.

In one embodiment, the stock purchase posting request information may further include information indicating whether price negotiation is possible. For example, if a buyer wishes to conclude a contract only at the desired purchase price, the stock purchase posting request information may include information that price negotiation is not possible. For another example, if a buyer wishes to negotiate a purchase price, the stock purchase posting request information may include information that price negotiation is possible.

In another embodiment, the stock purchase posting request information containing the buyer's immediate purchase intention information may include information that price negotiation is not possible, or may include information that price negotiation is not possible. In other words, it may be designed so that price negotiation is not possible for transactions corresponding to stock purchase posting request information that includes information on the buyer's immediate transaction intention.

In one embodiment, the buyer terminal receives user input from the buyer including the buyer's immediate transaction intention information, item name, desired purchase price, desired purchase total quantity, and desired purchase quantity information, and the desired purchase price and desired purchase quantity. It may be determined whether the product of the minimum desired purchase quantity identified from the minimum quantity information is less than or equal to the first threshold value. If the product of the desired purchase price and the desired purchase minimum quantity is less than or equal to the first threshold, the buyer terminal may transmit stock purchase posting request information to the over-the-counter stock trading support device. On the other hand, if the product of the desired purchase price and the desired minimum quantity exceeds the first threshold, the buyer terminal may display information to re-enter the stock purchase posting request information through the user interface. For example, if the first threshold is 20 million won, the desired purchase price received from the user input is 1,000,000 won, and the minimum desired purchase quantity identified from the minimum desired purchase quantity information is 30 shares, the buyer terminal Information that the buyer's immediate transaction intention information can only be applied to transactions of 20 million won or less can be displayed. Accordingly, the buyer terminal receives a new user input from the user in which the product of the desired purchase price and the minimum desired purchase quantity is less than or equal to the first threshold, and transmits stock purchase posting request information to the over-the-counter stock trading support device based on the received user input. can do. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the product of the desired purchase price and the desired purchase minimum quantity is less than or equal to the first threshold.

In another embodiment, the buyer terminal transmits stock purchase posting request information including the buyer's immediate trading intention information, stock name, desired purchase price, desired purchase total quantity, and desired purchase minimum quantity information to the over-the-counter stock trading support device. And, based on the received stock purchase posting request information, the over-the-counter stock trading support device may determine whether the product of the desired purchase price and the desired purchase minimum quantity identified from the desired purchase minimum quantity information is less than or equal to the first threshold. When the over-the-counter stock trading support device determines that the product of the desired purchase price and the desired purchase minimum quantity is less than or equal to the first threshold, it performs operation 530 and determines that the product of the desired purchase price and the desired purchase minimum quantity is greater than the first threshold. In this case, the over-the-counter stock trading support device may transmit information that the stock purchase posting request information is invalid to the buyer terminal. Based on the information that the stock purchase posting request information is invalid, the buyer terminal sends information to re-enter at least one of the desired purchase price or the desired purchase minimum quantity information or information that the stock purchase posting request information is invalid through the user interface. It can be displayed. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by determining whether the product of the desired purchase price and the desired purchase minimum quantity is less than or equal to the first threshold.

According to one embodiment, the over-the-counter stock trading support device limits the amount at which a sales contract can be concluded without a separate confirmation process by the buyer when the buyer transmits stock purchase request information including information on the buyer's intention to immediately execute, thereby preventing reversal. The parties can be protected from unintended contract conclusion due to digit errors, etc. during the immediate conclusion process.

In one embodiment, the stock purchase posting request information may further include transaction method information. Transaction method information may include information about whether to use a safe transaction method, information about whether to proceed with the transaction without linking to a securities account, and information about whether negotiation on the price is possible.

In one embodiment, only when a safe transaction method is used, the stock purchase posting request information may include the buyer's immediate transaction intention information.

In operation 520, the over-the-counter stock trading support device may determine whether a deposit for the total quantity desired to be purchased exists in the buyer's account based on the received stock purchase posting request information. In one embodiment, whether a deposit for the total quantity desired to be purchased exists in the buyer's account may mean whether a deposit equal to the product of the quantity desired to be purchased and the desired purchase price exists in the buyer's account.

In one embodiment, the OTC stock trading support device determines whether a deposit for the total quantity desired to be purchased exists in the buyer's account, meaning that the OTC stock trading support device determines whether a deposit for the total quantity desired to be purchased exists in the buyer's account. The over-the-counter stock trading support device requests information from the securities company server about whether a deposit for the total quantity desired to be purchased exists in the buyer's account, and determines whether a deposit for the total quantity desired to be purchased exists in the buyer's account from the securities company server. It may include identifying whether a deposit for the total quantity desired to be purchased exists in the buyer's account by receiving information on whether the purchase exists.

In one embodiment, the over-the-counter stock trading support device may perform operation 530 when determining that there is a deposit in the buyer's account equal to or greater than the product of the desired purchase price and the total desired purchase quantity. Alternatively, if the over-the-counter stock trading support device determines that there is no deposit in the buyer's account equal to or greater than the product of the desired purchase price and the total desired purchase quantity, it terminates the transaction or instructs the buyer's terminal to deposit a deposit for the total desired purchase quantity in the buyer's account. You can transmit information that you do not have .

In operation 530, based on determining that a deposit for the total quantity desired to be purchased exists in the buyer's account, stock purchase information corresponding to the stock purchase posting request information may be registered on the quote bulletin board.

In one embodiment, the over-the-counter stock trading support device may register stock purchase information on a quote bulletin board and then determine whether a deposit for the total quantity desired to be purchased exists in the buyer's account when a predetermined event occurs. The over-the-counter stock trading support device can prevent stock purchase information from being exposed as legitimate information on the quote bulletin board if there are no stocks in the buyer's account for the total quantity desired to be purchased.

In one embodiment, a predetermined event includes receipt of stock sale request information regarding stock purchase information, conclusion of a transaction regarding stock purchase information, receipt of new stock purchase posting request information for the stock to be purchased from the purchaser, etc. It can be included. Here, receiving new stock purchase posting request information may include receiving purchase posting request information from a terminal logged in to the buyer's account.

In one embodiment, the over-the-counter stock trading support device may register stock purchase information on a quote bulletin board and then periodically determine whether a deposit for the total quantity desired to be purchased exists in the buyer's account. In addition, the over-the-counter stock trading support device can process stock purchase information so that it is not exposed as legitimate information on the quote bulletin board based on determining that there is no deposit for the total quantity desired to be purchased in the buyer's account. For example, an over-the-counter stock trading support device may determine whether a deposit for the total quantity desired to be purchased exists in the buyer's account periodically, such as once a day, once an hour, or twice a day.

In another embodiment, the over-the-counter stock trading support device may register stock purchase information on a quote bulletin board and then randomly determine whether there is a deposit for the total quantity desired to be purchased in the buyer's account.

In one embodiment, processing to prevent stock purchase information from being exposed as legitimate information on the quote bulletin board includes deleting stock purchase information registered on the quote bulletin board, displaying false listing information on stock purchase information registered on the quote bulletin board, and registering stock purchase information on the quote bulletin board. This may include hiding information about stock purchases. For example, the over-the-counter stock trading support device determines that there is no deposit for the total quantity desired to be purchased in the buyer's account, hides the stock purchase information registered on the quote bulletin board, and then re-enters the buyer's account for the total quantity desired to be purchased. If there is a deposit for the stock, the stock purchase information can be exposed on the price bulletin board.

In operation 550, the over-the-counter stock trading support device may receive stock sale request information regarding stock purchase information, including the sale quantity, from the seller terminal.

(1) When information on the minimum quantity desired to purchase includes information on possible trading of single shares

In one embodiment, when information on the minimum quantity desired to purchase includes information on possible trading of single shares, the over-the-counter stock support device determines that the selling quantity is the total quantity desired to be purchased based on the information on possible trading on single shares being included in the stock purchase posting request information. You can decide whether or not it is below.

In another embodiment, the seller terminal may determine whether the selling quantity is less than the total quantity desired to be purchased. Accordingly, if the selling quantity is less than the total quantity desired to be purchased, the seller's terminal can transmit stock selling request information regarding the stock purchasing information, including the selling quantity, to the over-the-counter stock trading support device.

(2) When the minimum desired purchase quantity information includes the minimum desired purchase quantity

In one embodiment, when the desired purchase quantity information includes the desired purchase quantity, the over-the-counter stock trading support device may determine whether the received sell quantity is greater than the desired purchase quantity and is less than the desired purchase total quantity. For example, when a seller enters a sell quantity in the seller's terminal that is more than the initial quantity desired to buy and less than the total quantity desired to be purchased, the over-the-counter stock trading support device determines that the received sell quantity is greater than the minimum quantity desired to be purchased but less than the total quantity desired to be purchased. You can. Alternatively, when the seller enters a selling quantity in the seller's terminal that is less than the initial quantity desired to be purchased or exceeds the total quantity desired to be purchased, the seller's terminal may transmit stock selling request information including the selling quantity to the over-the-counter stock trading support device. Based on the received stock sale request information, the over-the-counter stock trading support device may determine that the selling quantity is outside the range of the minimum quantity desired to be purchased or less than the total quantity desired to be purchased. Accordingly, the over-the-counter stock trading support device may transmit information to the seller's terminal requesting the seller to re-enter the selling quantity. The seller's terminal may display information requesting re-input of the quantity to be sold based on the information requesting re-input of the selling quantity. Accordingly, if the seller enters a sell quantity that is more than the minimum desired purchase quantity and less than the desired purchase total quantity, the seller terminal will transmit stock sell request information regarding stock purchase information, including the sell quantity, to the over-the-counter stock trading support device. You can. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by having the over-the-counter stock trading device determine whether the selling quantity is greater than the minimum desired purchase quantity or less than the desired purchase total quantity.

In another embodiment, the seller terminal may receive a sell quantity from a user input and determine whether the sell quantity is greater than the minimum quantity desired to be purchased or less than the total quantity desired to be purchased. In one embodiment, when the seller inputs a sell quantity to the seller's terminal that is more than the initial quantity desired to be purchased and less than the total quantity desired to be purchased, the seller terminal determines that the sell quantity is equal to or greater than the minimum quantity desired to be purchased but less than the total quantity desired to be purchased, Stock sale request information, including the selling quantity, can be transmitted to the over-the-counter stock trading support device. Alternatively, in one embodiment, when the seller inputs a sell quantity in the seller's terminal that is less than the initial quantity desired to be purchased or exceeds the total quantity desired to be purchased, the seller's terminal determines that the sell quantity is within the range of the minimum desired purchase quantity or the desired purchase total quantity or less. You can decide that it is out of line and ask the seller to re-enter the selling quantity. Accordingly, if the seller enters a sell quantity that is more than the minimum quantity desired to purchase and less than the total quantity desired to purchase, the seller terminal may transmit stock sale request information regarding stock sale information, including the sell quantity, to the over-the-counter stock trading support device. You can. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the selling quantity is greater than the minimum quantity desired to be purchased or less than the total quantity desired to be purchased.

In one embodiment, when the stock purchase posting request information includes information that price negotiation is possible, the stock selling request information may further include a desired selling price.

In another embodiment, if the stock purchase posting request information includes or is implied that information that negotiation on price is not possible, the stock selling request information includes a desired selling price that matches the desired buying price, or sells at the desired buying price. Information regarding the intention to sell may be included, or the desired selling price itself may not be included. In this case, the over-the-counter stock trading support device can identify that the desired selling price is the same as the desired buying price without comparing the desired selling price and the desired buying price.

In one embodiment, the seller terminal may determine whether the product of the selling quantity and the desired selling price is less than or equal to a first threshold value. Here, the desired selling price may be received from a user input, and if the desired selling price is not received from the user input or information regarding the intention to sell at the desired buying price is received from the user input, the seller terminal may receive the desired selling price. It can also be identified as being equal to the desired purchase price. In one embodiment, when the product of the desired selling price and the selling quantity is less than or equal to the first threshold, the seller terminal may transmit stock selling request information to the over-the-counter stock trading support device. In another embodiment, when the product of the desired selling price and the selling quantity exceeds the first threshold, the seller terminal may display information requesting to re-enter selling request information through the user interface. For example, if the first threshold is 20 million won, the desired purchase price is 1,000,000 won, and price negotiation is not possible, if the seller terminal receives the selling quantity of 25 shares, the desired selling price is changed to the desired buying price of 1,000,000 won. It can be identified and determined that 25,000,000 won, which is equivalent to 1,000,000 won*25 shares, which is the product of the desired selling price and selling quantity, exceeds the first threshold. In addition, the seller's terminal can display information through the user interface that the intention information that a sales contract can be concluded without a separate confirmation process when certain requirements are met can only be applied to transactions of 20 million won or less. In one embodiment, the seller's terminal may receive new sale information with a change in the sale quantity, and allow the sale contract to be concluded by negotiation without going through a direct conclusion process in which the sale contract is concluded without a separate confirmation process from the seller. You may also receive physician information. When the seller's terminal receives intention information that allows a sales contract to be concluded by agreement, the seller's terminal may transmit sale request information including the relevant intention information to the over-the-counter stock trading support device. In this case, the over-the-counter stock trading support device can provide a consultation process. For example, an over-the-counter stock trading support device can provide a negotiation interface through a buyer terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. If the negotiation through the negotiation interface is successfully completed, the over-the-counter stock trading support device may perform operation 570. According to one embodiment, the speed of the over-the-counter stock trading process can be increased by the terminal determining whether the product of the selling quantity and the desired selling price is less than or equal to the first threshold.

In another embodiment, the seller terminal transmits stock sale request information regarding stock purchase information, including the selling quantity, to the over-the-counter stock trading support device, and the over-the-counter stock trading support device sells based on the received stock sale request information. You can identify the quantity and desired selling price. Additionally, the over-the-counter stock trading support device may determine whether the product of the selling quantity and the desired selling price is less than or equal to the first threshold value. In one embodiment, when the over-the-counter stock trading support device determines that the product of the selling quantity and the desired selling price is less than or equal to the first threshold, operation 570 may be performed. In another embodiment, when the over-the-counter stock trading support device determines that the product of the selling quantity and the desired selling price exceeds the first threshold, the over-the-counter stock trading supporting device may provide a negotiation process. For example, an over-the-counter stock trading support device can provide a negotiation interface through a buyer terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. In another embodiment, when the over-the-counter stock trading support device determines that the product of the selling quantity and the desired selling price exceeds the first threshold, the over-the-counter stock trading support device instructs the seller terminal to make a sale without a separate confirmation process when certain requirements are met. Information indicating that a contract can be concluded can only be applied to transactions worth 20 million won or less. At this time, the seller's terminal receives user input for the selling quantity and transmits the changed selling quantity back to the over-the-counter stock trading support device, or negotiates without going through the immediate conclusion process of concluding a sales contract without a separate confirmation process from the user. Intention information allowing a sales contract to be concluded can be received, and intention information allowing a sales contract to be concluded by agreement can be transmitted to the over-the-counter stock trading support device. In this case, the over-the-counter stock trading support device can provide a negotiation interface through the buyer's terminal. Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the buyer terminal and the seller terminal. If the negotiation through the negotiation interface is successfully completed, the over-the-counter stock trading support device may perform operation 570. According to one embodiment, the security of the over-the-counter stock trading process can be strengthened by determining whether the product of the selling quantity and the desired selling price is less than or equal to the first threshold.

In operation 570, the over-the-counter stock trading support device may determine whether a selling quantity of stocks exists in the seller's account based on stock selling request information. In one embodiment, whether the selling quantity of stocks exists in the seller's account may mean whether there are more than the selling quantity of stocks in the seller's account.

In one embodiment, the OTC stock trading support device's determination of whether a selling quantity of stocks exists in the seller's account means that the OTC stock trading support device directly determines whether a selling quantity of stocks exists in the seller's account and the OTC stocks The trading support device requests information from the securities company server about whether the selling quantity of stocks exists in the seller's account, and the over-the-counter stock trading support device requests the selling quantity of stocks from the securities company server to the seller's account based on the requested information. It may include identifying whether a selling quantity of stocks exists in the seller's account by receiving information about whether the selling quantity exists.

In one embodiment, when the stock purchase posting request information includes information that price negotiation is possible and the stock selling request information includes a desired selling price, the over-the-counter stock trading support device sets the desired selling price and the desired buying price. It is possible to determine whether there is a match and whether the seller holds the selling quantity of stocks. In one embodiment, when the over-the-counter stock trading support device determines that the desired selling price and the desired buying price match and that there are more stocks than the selling quantity in the seller's account, the over-the-counter stock trading supporting device may perform operation 590. In another embodiment, when the desired selling price and the desired buying price do not match and it is determined that there are more stocks than the selling quantity in the seller's account, the over-the-counter stock trading support device may provide a negotiation interface through the buyer's terminal. The buyer terminal can proceed with negotiations through the negotiation interface. A transaction can be concluded when the sale price is agreed upon and the parties to the transaction agree.

In another embodiment, when the stock purchase posting request information includes information that negotiation on price is impossible, the sell request information may include information about the seller's intention to sell at the desired purchase price. In this case, the over-the-counter stock trading support device may determine whether the selling quantity of stocks exists in the seller's account based on the stock selling request information.

In another embodiment, if the stock purchase posting request information includes the buyer's immediate purchase intention information and the selling request information cannot include the desired selling price information, the over-the-counter stock trading support device based on the stock selling request information, It is possible to determine whether the selling quantity of stocks exists in the seller's account.

Additionally, in operation 570, the over-the-counter stock trading support device may determine whether a deposit for the purchase quantity exists in the buyer's account at the current time. For example, determining whether a deposit for the purchase quantity exists in the buyer's account may be performed similarly to operation 530.

In operation 590, based on determining that stocks corresponding to the selling quantity exist in the seller's account, the over-the-counter stock trading support device transfers the selling quantity of stocks from the seller's account to the buyer's account, and transfers the deposit for the selling quantity to the buyer's account. It can be transferred from to the seller's account.

In one embodiment, when the desired selling price and the desired buying price are the same and there is a selling quantity of stocks in the seller's account, the over-the-counter stock trading support device transfers the selling quantity of stocks from the seller's account to the buyer without a separate confirmation process by the buyer. You can transfer money to your account and transfer the deposit for the selling quantity from the buyer's account to the seller's account. Alternatively, in one embodiment, the over-the-counter stock trading support device determines that a deposit for the selling quantity exists in the buyer's account, and based on determining that the selling quantity of stocks exists in the seller's account, the buyer's separate confirmation process Without this, the selling quantity of stocks can be transferred from the seller's account to the buyer's account, and the deposit for the selling quantity can be transferred from the buyer's account to the seller's account.

According to one embodiment, an over-the-counter stock trading support device can support efficient trading transactions between parties by concluding a contract without a separate confirmation process by the parties when the conditions for concluding a sales contract between the seller and the buyer match.

Figure 6 is a flowchart showing a method in which a transaction based on stock purchase posting request information is immediately concluded when certain requirements are met according to an embodiment of the present disclosure.

In operation 610, the over-the-counter stock trading support device may receive stock purchase posting request information including the buyer's immediate transaction intention information, desired purchase price, desired purchase total quantity, and desired purchase minimum quantity information from the buyer terminal. In one embodiment, operation 610 may include operation 510 described above with reference to FIG. 5 .

In operation 620, the over-the-counter stock trading support device may register stock purchase information corresponding to the stock purchase posting request information on the quote bulletin board. In one embodiment, operation 620 may include operations 520 and 530 described above with reference to FIG. 5 .

In operation 630, the over-the-counter stock trading support device may receive stock selling request information regarding stock purchase information, including the selling quantity, from the seller terminal. In one embodiment, operation 630 may include operation 550 described above with reference to FIG. 5 .

In one embodiment, if the stock purchase posting request information further includes price negotiable information indicating that the buyer will receive additional price negotiations from the seller, the stock selling request information may include a desired selling price that is the same as or different from the desired purchasing price. .

In another embodiment, if the stock purchase posting request information further includes price non-negotiable information indicating that the buyer will not receive additional price negotiation from the seller, the stock selling request information includes a desired selling price that is the same as the desired buying price, or Information on the desired selling price may not be included. If the desired selling price is not included, the over-the-counter stock trading support device can identify that the desired selling price is the same as the desired buying price.

In another embodiment, if the stock purchase posting request information includes information on the buyer's immediate trading intention and the selling request information cannot include the desired selling price information, the over-the-counter stock trading support device sets the desired selling price to the desired buying price and can be identified as identical.

In operation 640, the over-the-counter stock trading support device may determine whether the desired selling price matches the desired buying price and whether the selling quantity is greater than the desired buying quantity identified from the desired buying minimum quantity information and is less than or equal to the desired buying total quantity. .

In one embodiment, the over-the-counter stock trading support device may identify the minimum quantity desired to be purchased as 1 share when information on the minimum quantity desired to be purchased includes information on the possibility of trading single shares. Alternatively, if the minimum desired purchase quantity information includes the desired purchase quantity, the received minimum desired purchase quantity may be identified.

In one embodiment, the over-the-counter stock trading support device determines whether the selling quantity included in the received stock selling request information is greater than or equal to the minimum desired buying quantity identified from the received stock buying posting request information or less than the total desired buying quantity, and whether the stock purchase It can be determined whether the desired purchase price included in the posting request information and the desired selling price identified from the received stock selling request information are the same.

In another embodiment, the seller terminal determines whether the selling quantity is greater than the minimum desired purchase quantity and less than the desired purchase total quantity identified from stock purchase information, and when the selling quantity is greater than the desired purchase quantity and is less than the desired purchase total quantity, Only stock purchase request information can be transmitted to an over-the-counter stock trading support device. Additionally, the over-the-counter stock trading device may determine whether the desired purchase price included in the received stock purchase posting request information is the same as the desired selling price identified from the received stock sale request information.

In another embodiment, the seller terminal determines whether the desired sell price entered by the user is the same as the desired buy price, and the seller terminal provides information that the desired sell price is the same as the desired buy price to the over-the-counter stock trading support device, or At least one of the desired selling prices may be transmitted, or at least one of information that the desired selling price is different from the desired selling price or information about the desired selling price may be transmitted. Based on the received information, the over-the-counter stock trading support device can identify whether the desired selling price is the same as the desired buying price. Additionally, the over-the-counter stock trading support device may determine whether the selling quantity is greater than the desired purchasing quantity identified from the desired purchasing minimum quantity information and is less than or equal to the total desired purchasing quantity.

In another embodiment, the seller terminal determines whether the selling quantity is more than the desired purchase quantity identified from stock purchase information and is less than the desired purchase total quantity, and when the selling quantity is greater than the desired purchase quantity and is less than the desired purchase total quantity. Stock purchase request information is transmitted to the over-the-counter stock trading support device, and the seller terminal determines whether the desired selling price entered by the user is the same as the desired buying price. At least one of information that is the same as the desired purchase price or the desired sell price may be transmitted, or at least one of information that the desired sell price is different from the desired purchase price or information about the desired sell price may be transmitted. Based on the received information, the over-the-counter stock trading support device determines whether the desired selling price is the same as the desired buying price and whether the selling quantity is greater than the desired buying quantity identified from the desired buying minimum quantity information and is less than the total desired buying quantity. can be identified.

In operation 650, if the desired selling price matches the desired buying price and the selling quantity is more than the desired buying quantity identified from the desired buying minimum quantity information and is less than the desired buying total quantity, the over-the-counter stock trading support device performs separate confirmation by the buyer. Transactions can be concluded without any process.

In one embodiment, if the desired selling price matches the desired buying price and the selling quantity is more than the desired buying quantity identified from the desired buying minimum quantity information and is less than the desired buying total quantity, the over-the-counter stock trading support device is operated by the party's separate A transaction can be concluded between a buyer and a seller without any consultation or confirmation process. Operation 650 may be named ‘immediate fastening’. In other words, if the desired selling price matches the desired buying price and the selling quantity is more than the desired buying quantity identified from the desired buying minimum quantity information and is less than the desired buying total quantity, the over-the-counter stock trading support device may be operated through separate consultation or confirmation by the parties. A transaction can be concluded between a buyer and a seller without any formalities. In one embodiment, concluding a transaction immediately means transferring the selling quantity of stocks from the seller's account to the buyer's account and transferring the deposit equal to the product of the selling quantity and the desired purchase price from the buyer's account to the seller's account without a separate confirmation process by the buyer. This may mean processing a transfer. Additionally, the over-the-counter stock trading support device can transmit transaction details to the seller terminal and the buyer terminal.

For example, if the desired purchase price is 100,000 won, the total desired purchase quantity is 2,000 shares, and the minimum desired purchase quantity information includes information that the desired minimum quantity to sell is 3 shares, the seller will purchase 3 shares for 100,000 won without a separate negotiation process. You can purchase up to 2000 shares. Previously, when the desired selling quantity was 3 shares, unlike the embodiments of this disclosure, installment purchase was not possible and only buyers holding a deposit of 200,000,000 won, which is equivalent to 2000 shares*100,000 won, could purchase. According to one embodiment, all buyers holding a deposit of 300,000 won or more, which is equivalent to 3 weeks * 100,000 won, have the advantage of being able to purchase. Additionally, if the sale information and the purchase information match or correspond, the transaction can proceed quickly by omitting a separate consultation process or a separate confirmation process.

In operation 660, if the desired purchase price does not match the desired sell price, or the selling quantity is less than the desired buying quantity identified from the desired buying minimum quantity information, or exceeds the desired selling total quantity, the over-the-counter stock trading support device is installed at the buyer terminal. A consultation interface can be provided through . Alternatively, the over-the-counter stock trading support device may provide a negotiation interface through the seller's terminal and the buyer's terminal. In one embodiment, the seller and the buyer may negotiate the selling price, selling quantity, trading method, etc. through a negotiation interface.

In operation 670, the over-the-counter stock trading support device may determine whether an agreement between the seller and the buyer has been concluded. The over-the-counter stock trading support device can determine that an agreement has been concluded when the selling price, trading quantity, etc. match. On the other hand, if at least one of the sale price and the sale quantity does not match, it may be determined that the negotiation has not been concluded.

In operation 680, if an agreement between the seller and the buyer is concluded, the over-the-counter stock trading support device may conclude the transaction. In one embodiment, concluding a transaction may mean transferring the sale quantity of stocks from the seller's account to the buyer's account and transferring a deposit equal to the product of the sale quantity and the negotiated sale price from the buyer's account to the seller's account. . Additionally, the over-the-counter stock trading support device can transmit transaction details to the seller terminal and the buyer terminal.

According to one embodiment, a sales contract can be concluded while minimizing the negotiation process between the seller and buyer according to the characteristics of the relative sale. Existing over-the-counter stock transactions require buyers to write a purchase letter and then go through a negotiation process again when a seller offers to sell. However, there are frequent cases where the buyer lures the sellers with a high price and then does not respond during the negotiation process, resulting in the transaction not being concluded. did. According to an embodiment of the present disclosure, when certain requirements are met, the seller's reliability in the service provided by the over-the-counter stock trading device can be increased by allowing a sales contract to be concluded immediately without separate negotiation or confirmation procedures.

In addition, according to one embodiment, it is possible to overcome the disadvantage of existing over-the-counter stock trading, in which installment purchases were not possible without a separate consultation process.

Additionally, according to one embodiment, accessibility to over-the-counter stock trading for small investors may be facilitated.

Additionally, according to one embodiment, a buyer who wishes to purchase a large amount of stocks can easily purchase a large amount of stocks from multiple sellers without having to fill out multiple purchase posting request information.

In one embodiment, if the over-the-counter stock trading support device determines in operation 670 that an agreement between the seller and the buyer has not been concluded, the transaction may be terminated. Additionally, the over-the-counter stock trading support device may transmit transaction failure information to the seller terminal and the buyer terminal.

Figure 7 is a diagram illustrating a process of registering sale information corresponding to the seller's sale posting request information according to an embodiment of the present disclosure.

Referring to FIG. 7, the seller's terminal can receive a form 710 for generating sale posting request information by communicating with a relative trading transaction support device. The seller's terminal may receive user input on a form 710 for generating sale posting request information. The seller's terminal includes the item name, desired selling price (721), desired selling minimum quantity information (727), desired selling quantity (725), information on seller's intention to sell immediately (729), valid period for selling order, and whether price can be negotiated. (723), or user input regarding at least one of the transaction methods may be received. For example, the minimum desired sale quantity information 727 may be obtained through an interface for entering the minimum desired sale quantity, or may be obtained through an interface for selecting whether to transact fractional shares. However, this is only an example, and information on the minimum quantity desired to be sold (727) can be obtained through various interfaces.

The seller's terminal may generate sale posting request information based on user input. Sell posting request information includes item name, desired selling price, minimum desired selling quantity information, total desired selling quantity, information on seller's intention to sell immediately, valid sell order period, transaction method information, availability of price negotiation, and user's account account. It may contain at least one of a number or a total amount.

In one embodiment, the information on the seller's intention to enter into an immediate conclusion may include a period during which the seller's intention is valid to conclude a sales contract without a separate confirmation process by the seller when certain requirements are met (hereinafter referred to as the "period during which an immediate conclusion is possible"). For example, when the user clicks on the user interface corresponding to the seller's immediate transaction intention information, the seller's terminal may display an interface for selecting an immediate transaction period. When the seller terminal receives information about the period from the user input based on the interface for selecting the period available for immediate trading, the seller terminal transmits sell posting request information including information about the period to the relative trading transaction support device. You can.

For example, the seller's terminal is <Stock name: Eight Percent, desired selling price: KRW 84,000, desired selling quantity: 5, desired selling quantity information: single stock trading possible, immediate trading period: 5 days, selling order is valid Period: 90 days, price negotiation: no. Selling posting request information containing the following information can be transmitted to the relative trading transaction support device.

In one embodiment, the relative trading method transaction support device may determine whether the legitimacy of the sell posting request information is acknowledged. Cases in which the legitimacy of the sale posting request information is recognized may include cases where the seller holds more than the total quantity of items for sale that he or she wishes to sell. For example, if the relative trading method trading support device determines that the seller holds more than the total quantity of objects corresponding to the item name that he or she wishes to sell, the relative trading method trading support device determines that the legitimacy of the selling posting request information is recognized. And sale information 730 corresponding to the sale posting request information can be registered on the quote bulletin board. In one embodiment, the selling information 730 may include at least one of the item name, desired selling price, minimum desired selling quantity information, desired selling quantity, transaction method information, or seller information. In one embodiment, the transaction method information may include information about whether to use a safe transaction method, information about whether to enter into a sales contract without separate confirmation from the publisher, information about whether negotiation on the price is possible, etc. You can.

In one embodiment, if purchase request information is received within the immediate settlement period, the purchase quantity included in the purchase request information is less than or equal to the total desired sell quantity, and the desired purchase price identified from the purchase request information matches the desired sell price, A relative trading transaction support device can conclude a transaction immediately.

On the other hand, if purchase request information is not received within the immediate transaction possibility period, the relative trading method transaction support device may prevent the immediate transaction possibility information from being displayed in the registered sale information 730.

Figure 8 is a diagram illustrating a process in which a transaction is completed by receiving purchase request information based on sale information according to an embodiment of the present disclosure.

Referring to FIG. 8, the buyer terminal may receive selling information 810 from the relative trading transaction support device. In one embodiment, the selling information 810 is at least one of the following: item name, item code, desired selling price, desired selling quantity, desired selling minimum quantity information, transaction method, seller information, or information regarding whether price negotiation is possible. may include.

In one embodiment, the buyer terminal may receive a user input 820 regarding the purchase quantity. The buyer terminal may transmit purchase request information including the purchase quantity to the relative trading transaction support device.

For example, the buyer terminal may transmit purchase request information including <purchase quantity: 3 weeks> to the relative trading transaction support device.

In one embodiment, the relative trading method transaction support device may conclude a sales contract without a separate confirmation process by the seller when the desired purchase price matches the desired selling price and the purchase quantity is less than or equal to the total sale quantity. Accordingly, a sales contract can be concluded within a very short period of time from the first situation 830, in which the buyer's terminal transmits purchase request information, to the second situation 840, in which the transfer processing is completed.

Figure 9 is a diagram illustrating a process of registering purchase information corresponding to the purchaser's purchase posting request information according to an embodiment of the present disclosure.

Referring to FIG. 9, the buyer terminal may receive a form 910 for generating purchase posting request information by communicating with a relative trading transaction support device. The buyer terminal may receive user input on a form 910 for generating purchase posting request information. The buyer's terminal includes the item name, desired purchase price (921), desired purchase minimum quantity information (927), desired purchase total quantity (925), buyer's immediate transaction intention information (929), valid sell order period, and whether price can be negotiated. (923), or a user input including at least one of the transaction methods may be received. The buyer terminal may generate purchase posting request information based on user input. Purchase posting request information includes item name, desired purchase price, minimum desired purchase quantity information, total desired purchase quantity, buyer's immediate purchase intention information, purchase order valid period, transaction method information, price negotiable, and user's account. It may contain at least one of a number or a total amount.

In one embodiment, the buyer's immediate conclusion information may include a period during which the buyer's intention is valid to conclude a sales contract without a separate confirmation process by the buyer when certain requirements are met. For example, when the user clicks on the user interface corresponding to the buyer's immediate conclusion information, the buyer's terminal selects the period during which the buyer's intention is valid to conclude a sales contract without the buyer's separate confirmation process when certain requirements are met. The interface can be displayed. When the buyer's terminal receives information about the period from the user's input based on the interface for selecting a period during which the buyer's intention is valid, such that a sales contract can be concluded without a separate confirmation process by the buyer when certain requirements are met, the buyer's terminal receives information about the period. The purchase posting request information including the information can be transmitted to the relative trading method transaction support device.

For example, the buyer's terminal is <Stock name: Eight Percent, desired purchase price: KRW 78,800, desired total quantity to sell: 20, minimum desired selling quantity information: single stock trading possible, immediate transaction period: 3 days, period during which the sell order is valid. : 90 days, price negotiation: Purchase posting request information containing the following information can be transmitted to the relative trading transaction support device.

In one embodiment, the relative trading method transaction support device may determine whether the legitimacy of the purchase posting request information is acknowledged. For example, if the relative trading method transaction support device determines that the buyer holds a deposit corresponding to the total quantity desired to purchase, the relative trading method transaction support device determines that the buy posting request information is justified and requests the buying posting request. Purchase information 930 corresponding to the information can be registered on the quote bulletin board. In one embodiment, the purchase information 930 may include at least one of the item name, desired purchase price, minimum desired purchase quantity information, desired purchase total quantity, transaction method information, or buyer information.

In one embodiment, the transaction method information may include information about whether to use a safe transaction method, information about whether to conclude a sales contract without separate confirmation from the publisher, etc. In one embodiment of the present disclosure, the safe transaction method may be a method in which a trustworthy neutral third party mediates the purchase and sale between the seller and the buyer to trade money or goods. In one embodiment, the safe transaction method may be a method in which the transfer process is performed by a securities company.

In one embodiment, if sell request information is received within the immediate settlement period, the sell quantity included in the sell request information is less than or equal to the total quantity desired to be purchased, and the desired sell price identified from the sell request information matches the desired buy price, A relative trading transaction support device can conclude a transaction immediately.

On the other hand, if sale request information is not received within the immediate transaction possible period, the relative trading method transaction support device may prevent the immediate transaction possibility information from being displayed in the registered purchase information 930.

Figure 10 is a diagram illustrating a process in which a transaction is completed by receiving sell request information based on purchase information according to an embodiment of the present disclosure.

Referring to FIG. 10, the seller's terminal can receive purchase information 1010 from the relative trading method transaction support device. In one embodiment, the purchase information 1010 is at least one of the following: item name, item code, desired purchase price, desired purchase total quantity, desired purchase minimum quantity information, transaction method, buyer information, or information regarding whether price negotiation is possible. may include.

In one embodiment, the seller's terminal may receive a user input 1030 regarding the selling quantity. If the selling quantity is less than the total buying quantity, selling request information including the selling quantity can be transmitted to the relative trading transaction support device. In one embodiment, when the purchase information 1010 includes information that price negotiation is possible, the seller terminal may further receive a desired sale price 1020.

In one embodiment, the relative trading method transaction support device identifies that the desired selling price (1020) matches the desired buying price and that the selling quantity is less than the total selling quantity, so that a selling contract can be concluded without a separate confirmation process by the buyer. there is. Accordingly, a sales contract can be concluded within a very short period of time from the first situation (1040) in which the seller's terminal transmits the sale request information to the second situation (1050) in which the transfer processing is completed.

In another embodiment, when the relative trading method transaction support device identifies that the desired selling price 1020 is different from the desired buying price, a negotiation interface may be provided through at least one of the seller terminal and the buyer terminal. The negotiation interface may include a button interface, a chat interface, etc., but is not limited thereto and may include any interface that allows for negotiation between the seller and the buyer.

FIG. 11A is a diagram illustrating a button interface as a type of negotiation interface according to an embodiment of the present disclosure.

Referring to FIG. 11A, a button interface is shown as a type of negotiation interface between sellers and buyers. Figure 11a shows, for example, that the seller's terminal is <item name: Eastar Jet, desired selling price: 1,600 won, desired total quantity to sell: 10 weeks, minimum desired purchase quantity information: 6 weeks, price negotiable, seller's intention to make an immediate transaction Information> is transmitted to the over-the-counter stock trading device, and the over-the-counter stock trading support device registers stock sale information corresponding to the stock sale posting request information on the quote bulletin board, based on the registered stock sale information. This shows a case where the buyer terminal transmits purchase request information including <desired purchase price: 1,500 won, purchase quantity: 6 weeks>. The purchase quantity (6 weeks) satisfies the conditions of being more than the minimum quantity desired to sell and less than the total quantity desired to be sold, but since the desired purchase price is different from the desired sell price, a sales contract cannot be concluded immediately. Therefore, in this case, the over-the-counter stock trading support device can provide a negotiation interface through the seller's terminal.

In one embodiment, the over-the-counter stock trading support device may provide the seller terminal with a button interface indicating whether to agree to purchase request information received from the buyer terminal. When the seller's terminal receives a user input of agreement from the seller, the over-the-counter stock trading support device can conclude a sales contract. Alternatively, if the seller's terminal receives a user input indicating that the seller will not agree, the over-the-counter stock trading support device may terminate the transaction. Alternatively, when the seller's terminal suggests another desired selling price, the over-the-counter stock trading support device can provide a negotiation interface through the buyer's terminal. Likewise, the buyer's terminal may provide a button interface indicating whether to agree to the new desired selling price proposed by the seller.

In one embodiment, the over-the-counter stock trading support device may provide both a button interface and a chat interface, which will be described later with reference to FIG. 11B, through the terminal.

FIG. 11B is a diagram illustrating a chat interface as a type of negotiation interface according to an embodiment of the present disclosure.

Referring to Figure 11b, a chat interface is shown as a type of negotiation interface between sellers and buyers. Figure 11b shows, for example, the buyer's terminal <item name: Kakao Bank, desired purchase price: 86,000 won, total desired purchase quantity: 10 shares, minimum desired purchase quantity information: single share transaction possible, price negotiable, buyer's immediate transaction Stock purchase posting request information including "intention information" may be transmitted to the over-the-counter stock trading device, and the over-the-counter stock trading support device may register stock purchase information corresponding to the stock purchase posting request information on the quote bulletin board. This shows a case where the seller's terminal transmits sell request information including <desired sell price: 85,000 won, sell quantity: 5 shares> based on registered stock purchase information. The selling quantity (5 weeks) satisfies the conditions of being more than the minimum quantity desired to purchase and less than the total quantity desired to be purchased, but since the desired selling price is different from the desired buying price, a sales contract cannot be concluded immediately. Therefore, in this case, the over-the-counter stock trading support device may provide a chat interface as a negotiation interface through at least one of the buyer terminal or the seller terminal. If the price is adjusted through chat and the negotiation is successful, the over-the-counter stock trading support device can conclude a sales contract.

FIG. 12 is a diagram illustrating a process in which at least one of the seller terminal and the buyer terminal receives transaction success information according to an embodiment of the present disclosure.

Referring to FIG. 12, at least one of the seller terminal or the buyer terminal may receive transaction success information from the relative trading transaction support device. In one embodiment, transaction success information may include at least one of an order number, transaction number, transaction price, transaction quantity, or total amount.

For example, if the relative trading transaction support device is an over-the-counter stock trading support device, the over-the-counter stock trading support device transfers stocks corresponding to the purchase quantity from the seller's account to the buyer's account, and deposits the purchase quantity into the buyer's account. After processing the transfer from the account to the seller's account, transaction success information including the order number, item name, transaction price, number of transaction shares, and transaction amount can be transmitted to the seller terminal and buyer terminal through a social network service.

If the sell posting request information or the buy posting request information includes the seller's immediate execution intention information or the buyer's immediate execution intention information, there is a risk that the seller or buyer may not immediately recognize the conclusion of the contract, so according to one embodiment, the seller Alternatively, the buyer can recognize the conclusion of the contract by receiving transaction success information without having to continuously check when the purchase contract was concluded.

Figure 13 is a flowchart showing the process of completing a transaction based on purchase posting request information according to an embodiment of the present disclosure.

In describing the embodiment of FIG. 13, descriptions that overlap with those described above will be omitted as much as possible. In FIG. 13, the OTC stock trading support device 1305 and the securities company server 1307 are shown as separate devices. However, the OTC stock trading support device 1305 and the securities company server 1307 may be different devices. , It may be a device operated by different processors within one device, and the over-the-counter stock trading support device 1305 may include a securities company server 1307.

Referring to FIG. 13, in operation 1310, the buyer terminal 1301 may transmit stock purchase posting request information to the over-the-counter stock trading support device 1305. For example, stock purchase posting request information may include desired purchase price, desired purchase total quantity, and desired purchase minimum quantity information.

In operation 1320, the over-the-counter stock trading support device 1305 may request the buyer's deposit balance information from the securities company server 1307. For example, the over-the-counter stock trading support device 1305 may request information from the securities company server 1307 about whether there is a deposit in the buyer's account equal to or greater than the product of the desired purchase price and the total desired purchase quantity.

In operation 1325, the securities company server 1307 may transmit the buyer's deposit balance information to the over-the-counter stock trading support device 1305. For example, the securities company server 1307 transmits information to the over-the-counter stock trading support device 1305 that there is a deposit in the buyer's account equal to or greater than the product of the desired purchase price and the total desired purchase quantity, or Information indicating how much the deposit is can be transmitted, and the deposit balance information is not limited to this, and the securities company server 1307 can transmit the buyer's deposit balance information to the over-the-counter stock trading support device 1305 in various ways. You can.

In operation 1330, when the over-the-counter stock trading support device 1305 identifies that there is a deposit in the buyer's account equal to or greater than the product of the desired purchase price and the total desired purchase quantity based on the received deposit balance information of the buyer, the over-the-counter stock transaction support device 1305 posts a quote bulletin board. You can register stock purchase information corresponding to the stock purchase posting request information. For example, the quote bulletin board may be the bid price bulletin board described above with reference to FIG. 1 .

In operation 1340, the seller terminal 1303 may transmit stock sale request information to the over-the-counter stock trading support device 1305. For example, stock sale request information may include the sale quantity.

In operation 1350, the over-the-counter stock trading support device 1305 may determine whether the sale quantity included in the stock sale request information is greater than or equal to the minimum purchase quantity identified from the minimum purchase quantity information and less than or equal to the total purchase quantity. Additionally, the over-the-counter stock trading support device 1305 can identify whether the desired selling price identified from the stock selling request information is the same as the desired buying price. For example, the over-the-counter stock trading support device 1305 may determine that the selling quantity is greater than the minimum purchase quantity and less than the total purchase quantity, and that the desired selling price identified from the stock selling request information is the same as the desired buying price. In this case, the over-the-counter stock trading support device 1305 can proceed with the immediate transaction process.

In operation 1360, the over-the-counter stock trading support device 1305 may request the seller's stock balance information from the securities company server 1307. For example, the over-the-counter stock trading support device 1305 may request information from the securities company server 1307 about whether there are more stocks than the selling quantity in the seller's account.

In operation 1365, the securities company server 1307 may transmit the seller's stock balance information to the over-the-counter stock trading support device 1305. For example, the securities company server 1307 transmits information to the over-the-counter stock trading support device 1305 that there are more stocks than the selling quantity in the seller's account, or information indicating the total number of stocks in the seller's account. can be transmitted, and the stock balance information is not limited to this, and the securities company server 1307 can transmit the seller's stock balance information to the over-the-counter stock trading support device 1305 in various ways.

In one embodiment, the over-the-counter stock trading support device 1305 also requests the buyer's deposit balance information from the securities company server 1307 in operation 1360, and the over-the-counter stock trading support device 1305 requests the securities company server 1307 in operation 1365. ), the buyer's deposit balance information can also be received. Accordingly, if there are more stocks in the seller's account than the sale quantity and if there is a deposit in the buyer's account that is more than the sale quantity and the sale price, the transaction can be concluded through an immediate conclusion process and the transfer processing procedure can proceed.

In operation 1370, the over-the-counter stock trading support device 1305 may conclude a contract between the seller and the buyer.

In operation 1380, the over-the-counter stock trading support device 1305 may request the securities company server 1307 to process a transfer. In one embodiment, a transfer processing request means that the over-the-counter stock trading support device 1305 transfers the purchase quantity of stocks from the seller's account to the buyer's account to the securities company server 1307 and transfers the deposit for the purchase quantity from the buyer's account to the seller's account. It may be a request for a transfer.

In operation 1385, the securities company server 1307 may transfer the purchase quantity of stocks from the seller's account to the buyer's account and transfer the deposit for the purchase quantity from the buyer's account to the seller's account, based on the transfer processing request.

In operation 1390, the over-the-counter transaction support device 1305 may transmit transaction success information to the buyer terminal 1301 and the seller terminal 1303.

In the description of FIG. 13, the method in which a transaction is carried out by receiving sell request information based on purchase information registered on the bulletin board has been described. However, in the case of receiving purchase request information based on sell information registered on the bulletin board, it is also done in a similar manner. It can proceed.

FIG. 14 is a diagram illustrating a process in which an over-the-counter stock trading support device according to an embodiment of the present disclosure transmits information about stock sale information registered on the quote bulletin board to the buyer terminal that transmitted stock purchase posting request information.

Referring to FIG. 14, the over-the-counter stock trading support device registers stock sale information about the first stock on the quote bulletin board, and then obtains one or more stock purchase posting request information about the first stock from one or more buyer terminals. . Each of the one or more stock purchase posting request information may include information on a desired purchase price of the first stock, a desired purchase total quantity of the first stock, and a desired purchase minimum quantity information of the first stock.

In one embodiment, the over-the-counter stock trading support device is provided in a first quantity range between the desired selling quantity identified from the desired selling minimum quantity information and the desired selling total quantity, and the desired buying minimum quantity identified from the desired buying minimum quantity information. It may be determined whether at least a portion of the second quantity range between the total quantities is included and whether the desired selling price is less than or equal to the desired buying price.

In one embodiment, when the first quantity range includes at least a portion of the second quantity range and the desired selling price is less than or equal to the desired buying price, the over-the-counter stock trading support device performs at least one of operation 1) or operation 2). You can.

Operation 1) The over-the-counter stock trading support device can transmit information about stock sale information registered on the quote bulletin board to the buyer terminal. According to one embodiment, if the stock sale information registered on the bid price bulletin board matches at least part of the conditions for which the buyer wishes to trade, the over-the-counter stock trading support device provides information about the stock sale information registered on the bid price bulletin board to the buyer's terminal. By transmitting , it is possible to support smooth contract conclusion between the parties. When performing operation 1), the over-the-counter stock trading support device may further perform at least one of the operations below.

Operation 1-1) The over-the-counter stock trading support device may obtain information about whether the buyer is willing to conclude a transaction on the stock sale information from the buyer terminal, based on the information about the transmitted stock sale information. The over-the-counter stock trading support device can perform operation 1-1) by performing at least one of the operations below.

Operation 1-1-1) When the desired selling price and the desired buying price are the same, the over-the-counter stock trading support device enters into a contract for a specific quantity corresponding to the intersection of the first quantity range and the second quantity range through the buyer interface. User input can be received as to whether or not to do so.

Operation 1-1-2) If the desired selling price is lower than the desired buying price, the over-the-counter stock trading support device determines the selling price, and determines the selling price through the user interface of the buyer's terminal in the first quantity range and the second quantity range. User input can be received as to whether to enter into a contract for a specific quantity corresponding to the intersection.

Operation 1-1-3) If the desired selling price is lower than the desired buying price, the over-the-counter stock trading support device may provide a negotiation interface through at least one of the seller's terminal or the buyer's terminal.

Operation 2) The over-the-counter stock trading support device can immediately conclude a contract between the seller and the buyer. The over-the-counter stock trading support device can perform operation 2) by performing at least one of the operations below.

Operation 2-1) When the desired selling price and the desired buying price are the same, the over-the-counter stock trading support device can enter into a contract for a specific quantity corresponding to the intersection of the first quantity range and the second quantity range. For example, the over-the-counter stock trading support device may conclude a contract based on the maximum quantity of stocks at the intersection of the first quantity range and the second quantity range.

Operation 2-2) If the desired selling price is lower than the desired buying price, the over-the-counter stock trading support device may determine the selling price and conclude a contract based on the determined selling price. For example, an over-the-counter stock trading support device determines the selling price based on i) the desired selling price, ii) the desired buying price, iii) the average value of the desired selling price and the desired buying price, and iv) the total desired selling quantity and the buying quantity. , the intermediate value between the desired selling price and the desired buying price, v) a specific price between the desired selling price and the desired buying price.

Operation 2-3) If the desired selling price is lower than the desired buying price, the over-the-counter stock trading support device may provide a negotiation interface through at least one of the seller's terminal or the buyer's terminal.

In Figure 13, the registered stock sale information includes, for example, <stock name: Eight Percent, desired selling price: 84,000 won, total desired selling quantity: 100 shares, minimum desired selling quantity information: single share trading possible> A case is shown.

Example 1

After stock sale information is registered on the quote bulletin board, the over-the-counter stock trading support device displays <Stock name: Eight Percent, desired purchase price: KRW 84,000, total desired purchase quantity: 20 shares, minimum desired purchase quantity information: single share trading possible> You can receive stock purchase posting request information 1 containing the information. In the over-the-counter stock trading support device, the desired purchase price included in stock purchase posting request information 1 is the same as the desired selling price, and the desired selling price is between the desired selling minimum quantity (1 share) identified from the desired selling minimum quantity information and the total desired selling quantity (100 Note) In the first quantity range (1 to 100 shares) between the minimum quantity desired to be purchased (1 week) identified from the minimum quantity desired to be purchased and the total quantity desired to be purchased (20 shares), the second quantity range (1 week) to 20 weeks) can be identified as being included. Accordingly, the over-the-counter stock trading support device can notify the buyer's terminal of the existence of registered stock sale information, or can immediately conclude a transaction between the buyer and the seller in the range of 1 to 20 shares.

Example 2

After stock sale information is registered on the quote bulletin board, the over-the-counter stock trading support device displays the following information: <Stock name: Eight Percent, desired purchase price: KRW 84,000, total desired purchase quantity: 120 shares, minimum desired purchase quantity information: 50 shares> You can receive stock purchase posting request information 2 containing. In the over-the-counter stock trading support device, the desired purchase price included in stock purchase posting request information 2 is the same as the desired selling price, and the desired selling price is between the desired selling minimum quantity (1 share) identified from the desired selling minimum quantity information and the desired selling total quantity (100 Note) In the first quantity range (1 to 100 shares) between the minimum quantity desired to be purchased (50 shares) identified from the minimum quantity desired to be purchased and the total quantity desired to be purchased (120 shares), the second quantity range (50 shares) It can be identified that at least a portion (50 to 100 weeks) of the 120 to 120 weeks is included. Accordingly, the over-the-counter stock trading support device can notify the buyer's terminal of the existence of registered stock sale information, or can immediately conclude a transaction between the buyer and the seller in the range of 50 to 120 stocks.

Example 3

After stock sale information is registered on the quote bulletin board, the over-the-counter stock trading support device displays the following information: <Stock name: Eight Percent, desired purchase price: KRW 85,000, total desired purchase quantity: 20 shares, minimum desired purchase quantity information: 10 shares> You can receive stock purchase posting request information 3 containing. The over-the-counter stock trading support device may identify that the desired purchase price included in stock purchase posting request information 3 is greater than or equal to the desired selling price. In addition, in the first quantity range (1 share to 100 shares) between the desired selling quantity (1 share) identified from the desired selling minimum quantity information and the desired selling total quantity (100 shares), the desired purchasing quantity identified from the desired purchasing minimum quantity information It can be identified that at least a portion (10 to 20 weeks) of the second quantity range (10 to 20 weeks) between the minimum quantity desired to be purchased (10 weeks) and the total quantity desired to be purchased (20 weeks) is included. Accordingly, the over-the-counter stock trading support device informs the buyer's terminal of the existence of registered stock sale information, determines the trading price, and immediately concludes a transaction between the buyer and seller in the range of 10 to 20 shares, or A negotiation interface may be provided through at least one of the seller's terminals.

In the explanation of FIG. 14, the method of trading is explained by receiving stock purchase request information based on stock sale information registered on the bid price bulletin board. However, stock sale request information is received based on stock purchase information registered on the bid price bulletin board. Receiving can also proceed in a similar manner.

Figure 15 is a block diagram of a relative trading method transaction support device according to an embodiment of the present disclosure.

Referring to FIG. 15, the relative trading transaction support device 1500 may include a transceiver 1510, a memory 1520, and a processor 1530. However, not all of the components shown in FIG. 15 are essential components of the relative trading transaction support device 1500. The relative trading method transaction support device 1500 may be implemented using more components than the components shown in FIG. 15, and the relative trading method transaction support device 1500 may be implemented using fewer components than the components shown in FIG. 15. may be implemented. In addition, the transceiver 1510, processor 1530, and memory 1520 may be implemented in the form of a single chip.

In one embodiment, the transceiver unit 1510 may communicate with a terminal connected wired or wirelessly to the relative trading transaction support device 1500, or with another electronic device. For example, the transmitter/receiver 1510 receives information from the seller's terminal about the seller's immediate transaction intention, the stock name of the stock to be sold, the desired selling price of the stock to be sold, the total desired selling quantity of the stock to be sold, and the desired selling quantity of the stock to be sold. You can receive stock sale posting request information that includes information on the minimum quantity of stock you wish to sell. In addition, the transceiver unit 1510 may receive stock purchase request information related to stock sale information, including a purchase quantity that is greater than the desired sell quantity identified from the desired sell minimum quantity information and less than the desired sell total quantity from the buyer terminal. .

Various types of data, such as programs and files such as applications, can be installed and stored in the memory 1520. The processor 1530 may access and use data stored in the memory 1520, or may store new data in the memory 1520. In one embodiment, memory 1520 may include a database. In one embodiment, the memory 1520 may store stock sale information corresponding to stock sale posting request information.

The processor 1530 controls the overall operation of the relative trading transaction support device 1500 and may include at least one processor such as a CPU or GPU. The processor 1530 may control other components included in the relative trading transaction support device 1500 to perform operations for operating the relative trading transaction support device 1500. For example, the processor 1530 may execute a program stored in the memory 1520, read a stored file, or save a new file. In one embodiment, the processor 1530 may perform an operation to operate the relative trading transaction support device 1500 by executing a program stored in the memory 1520. For example, the processor receives from the seller's terminal information on the seller's intention that a sales contract can be concluded without a separate confirmation process by the seller when certain requirements are met, the name of the stock to be sold, the desired selling price for the stock to be sold, and the above. Receive stock sale posting request information including information on the total desired sale quantity of the stock to be sold and the minimum desired sale quantity of the stock to be sold, and based on the received stock sale posting request information, send the above information to the seller's account. Determine whether the stocks to be sold in the total quantity desired to be sold exist, and respond to the stock sale posting request information based on determining that the stocks to be sold in the total quantity desired to be sold exist in the seller's account. Register the stock sale information on the quote bulletin board, receive stock purchase request information related to the stock sale information, including the purchase quantity, from the buyer terminal, and based on the stock purchase request information, send the purchase quantity to the buyer's account. Determine whether a deposit for the purchase quantity exists, and based on determining that a deposit for the purchase quantity exists in the buyer's account, transfer the stocks of the purchase quantity from the seller's account to the buyer's account, and transfer the stocks of the purchase quantity to the buyer's account. The deposit for can be transferred from the buyer's account to the seller's account.

An embodiment of the present disclosure may also be implemented in the form of a recording medium containing instructions executable by a computer, such as program modules executed by a computer. Computer-readable media can be any available media that can be accessed by a computer and includes both volatile and non-volatile media, removable and non-removable media. Additionally, computer-readable media may include both computer storage media and communication media. Computer storage media includes both volatile and non-volatile, removable and non-removable media implemented in any method or technology for storage of information such as computer-readable instructions, data structures, program modules or other data. Communication media typically includes computer-readable instructions, data structures, or program modules and includes any information delivery medium.

The foregoing description of the present disclosure is for illustrative purposes, and a person skilled in the art to which the present disclosure pertains will understand that the present invention can be easily modified into other specific forms without changing its technical idea or essential features. will be. Therefore, the embodiments described above should be understood in all respects as illustrative and not restrictive. For example, each component described as unitary may be implemented in a distributed manner, and similarly, components described as distributed may also be implemented in a combined form.

The scope of the present disclosure is indicated by the claims described below rather than the detailed description above, and all changes or modified forms derived from the meaning and scope of the claims and their equivalent concepts should be construed as being included in the scope of the present disclosure. do.

Claims (3)

In the relative trading type securities trading support device,
Memory; and
At least one processor executing one or more instructions stored in the memory,
The at least one processor,
Receiving securities sale posting request information from the seller's terminal, including information on the type of security to be sold, a desired selling price for the securities to be sold, and information on the total desired selling quantity of the securities to be sold,
The securities sale information corresponding to the above securities sale posting request information is exposed on the quote bulletin board,
Receiving, from a buyer terminal, security purchase request information that specifies the security sale information, including the purchase quantity,
Without receiving separate confirmation from the seller regarding the conclusion of a transaction based on the security purchase request information, the purchase quantity of securities is transferred from the seller's account to the buyer's account based on the security purchase request information, and the purchase quantity is processed. A relative trading type securities trading support device that transfers deposits from the buyer's account to the seller's account. According to paragraph 1,
The at least one processor,
Determine whether the purchase quantity is less than or equal to the total quantity desired to be sold,
Based on determining that the purchase quantity is less than the total desired sale quantity, the securities of the purchase quantity are transferred from the seller's account to the buyer's account, and the deposit for the purchase quantity is transferred from the buyer's account to the seller's account. A device that supports securities trading using the relative trading method. The method of claim 1, wherein the at least one processor:
The securities sale posting request information includes information on the minimum quantity desired to sell the securities to be sold,
Determine whether the purchase quantity is greater than or equal to the desired selling quantity identified from the desired selling minimum quantity information and is less than or equal to the desired selling total quantity,
Based on determining that the purchase quantity is greater than the minimum quantity desired to sell and less than the total quantity desired to sell, the securities of the quantity purchased are transferred from the seller's account to the buyer's account, and the deposit for the quantity purchased is transferred to the buyer. A relative trading-type securities trading support device that processes transfers from an account to the seller's account.