KR20230064746A - Prepaid recharge purchasing system, prepaid recharge purchasing method, and program stored in recording medium - Google Patents

Abstract

According to an embodiment of the present invention, a prepaid recharge purchasing system includes: an affiliated store terminal provided at an affiliated store selling at least one prepaid product; a buyer terminal which prepays a first set amount through manipulation by a buyer in order to purchase a service or product sold at the affiliated store; and a service providing server which is connected to an affiliated store terminal and the buyer terminal through a communication network, and charges the prepaid recharge amount to a prepaid recharge account for the buyer by adding the second set amount and the third set amount provided in addition to the first set amount paid in advance by the buyer terminal.

Description

Prepaid recharge purchase system, prepaid recharge purchase method and program stored in recording media

The present invention relates to an online payment technology, and more particularly, to a prepaid purchase system capable of purchasing goods or services after performing prepaid charge online, a prepaid purchase method, and a program stored in a recording medium.

Matters described in this background art section are prepared to enhance understanding of the background of the invention, and may include matters other than those of the prior art already known to those skilled in the art.

In general, a basic method of purchasing a product can be seen as a form in which a user directly goes to a seller's store, pays for a corresponding product, and receives a corresponding product. Such basic product purchasing methods in the prior art are various aspects according to the development of communication infrastructure such as the recent Internet, mobile communication or inter-bank payment system, and the development of payment methods that can replace cash such as credit cards, gift certificates or electronic wallets. is being developed with

This basic product purchase method can be said to be a method in which the movement of a product and the movement of a price for a product are performed simultaneously. In contrast, among other types of product purchase methods in which the movement of goods is separated from the movement of product prices, typical examples of changing the payment method include a deferred payment method using a credit card and a prepayment method using a gift certificate. can

Despite its convenience, credit cards do not have a product discount effect and have a high risk in the case of malicious theft, so various payment methods that can replace credit cards have been proposed. As one of them, the concept of a "prepaid card" combining the convenience of a credit card and the concept of a conventional gift certificate is known.

Typically, a prepaid card for pre-paying phone bills or transportation bills is similar to purchasing a conventional gift certificate. Recently, a rechargeable prepaid card that has the convenience of being able to charge again after paying within a certain limit has also appeared.

Such a prepaid card includes a virtual account capable of charging an amount payable within a certain limit. The user can pay as much as the amount charged to the virtual account of the prepaid card. Such a prepaid card can be used even by minors, and has the advantage that the risk burden is minimal even when used maliciously.

However, most offline stores provide various additional services such as accumulation stamps and reserves for regular customer management and marketing purposes, but in reality, customers often do not feel these as a great benefit.

Korean Registered Patent Publication No. 10-1211139

In order to solve the above-mentioned problems of the prior art, the present invention directly informs customers of the great benefits through the prepaid charging service, and frequently visits offline stores through a separately configured expiration date system for the prepaid charging amount. It is an object of the present invention to provide a prepaid prepaid purchase system, a prepaid prepaid purchase method, and a program stored in a recording medium so as to provide as much service as possible.

The present invention provides a prepaid prepaid purchase system, a prepaid prepaid purchase method, and a program stored in a recording medium, which enable merchants to quickly prepare products that are expected to be exhausted and prevent a situation in which products cannot be sold due to lack of inventory. intended to provide

In addition, an object of the present invention is to provide a prepaid charge purchase system, a prepaid charge purchase method, and a program stored in a recording medium so that a prepaid charge service can be easily utilized offline through online.

A prepaid prepaid purchase system according to an embodiment of the present invention includes an affiliated store terminal provided in an affiliated store that sells at least one prepaid payment product; a purchaser's terminal for prepaying a first set amount by operation of a purchaser in order to purchase a service or product sold at the affiliated store; and a prepaid charge amount obtained by adding a second set amount and a third set amount additionally provided to the first set amount paid in advance by the purchaser terminal and connected to the affiliated store terminal and the purchaser terminal through a communication network. A service providing server for charging the prepaid recharge account of the buyer may be included, and timings at which the second set amount and the third set amount are charged to the prepaid recharge account may be configured to be different.

In one embodiment, after the second set amount is charged to the prepaid charging account, the third set amount may be charged to the prepaid charging account after a predetermined period has elapsed.

In one embodiment, the service providing server receives a first set time, which is the expiration date of the prepaid recharge amount, from the affiliated store terminal, and the service providing server determines the elapsed time of the first set time from the recharge time of the prepaid recharge amount. It is possible to set the expiration date of the prepaid charge amount by calculating .

In one embodiment, the second set amount and the third set amount of the prepaid charge amount are set to be unusable when a predetermined expiration period elapses, and the expiration date of the third set amount of the prepaid charge amount is the first set amount. 2 May be configured to come earlier than the expiry date of the set amount.

In one embodiment, when the third set amount is charged to the prepaid recharge account, the service providing server displays the additional accumulation of the third set amount and the expiry date of the third set amount on the purchaser terminal. It is possible to send an additional accumulation message to.

In one embodiment, the service providing server analyzes the inventory information of the affiliated store provided from the affiliated store terminal, and if there is a service or product that needs to be exhausted within a certain period of time, the experience of purchasing the corresponding service or product in the past , and an additional discount event message for a corresponding service or product may be transmitted to the purchaser terminal having a balance in the prepaid charge amount.

In one embodiment, the service providing server based on the inventory information of the affiliated store provided from the affiliated store terminal, the prepaid charging information on the prepaid charging amount of the plurality of buyers, and the purchase history information of the plurality of buyers using the prepaid charging amount. An out-of-stock notification for stock that is predicted to be out of stock may be transmitted to the affiliated store terminal.

In one embodiment, the service providing server, when the expiration date of the prepaid charge amount has elapsed, settles the amount remaining in the prepaid charge account to 0, and the amount remaining in the prepaid charge account of the buyer is If it is less than the fourth set amount, the service providing server transmits an amount charge push message to the purchaser terminal, and before a second set time from the expiration date of the prepaid charge amount, transmits a push message to use the amount to the purchaser terminal can

A prepaid prepaid purchase method according to an embodiment of the present invention includes registering at least one prepaid product in an affiliated store terminal; In a purchaser terminal, prepaying a first set amount of prepaid payment products of an affiliated store by manipulation of the buyer to purchase a service or product sold at the affiliated store; And in the service providing server, charging a prepaid charge amount obtained by adding a second set amount and a third set amount additionally provided to the first set amount paid in advance by the purchaser terminal in the prepaid recharge account for the purchaser. and the timing at which the second set amount and the third set amount are charged to the prepaid recharge account may be configured to be different.

A program according to an embodiment of the present invention may be a program stored in a recording medium to perform the prepaid purchase method by a computer.

According to the present invention, through the prepaid charging service, customers are directly notified of the great benefit, and through a separately configured validity period system of the prepaid charging amount, they frequently visit offline stores to provide services equal to the prepaid charging amount.

In addition, according to the present invention, it is possible to prevent a situation in which sales are not possible due to lack of product inventory by quickly preparing a product that is predicted to be sold out in the affiliated store.

In addition, according to the present invention, the prepaid charging service can be easily utilized offline through online.

1 is a block diagram of a prepaid prepaid purchase system according to an embodiment of the present invention.
2 is a screen of a prepaid charging product according to an embodiment of the present invention.
3 is a promotional material for prepaid charging according to an embodiment of the present invention.
4 is a prepaid charging service payment screen according to an embodiment of the present invention.
5 is a screen for inputting a deduction amount of a prepaid charging service according to an embodiment of the present invention.
6 is a purchase decision screen of an affiliated store terminal of a prepaid charging service according to an embodiment of the present invention.
7 is a flow chart of a method for purchasing a prepaid charge according to an embodiment of the present invention.

Advantages and features of the present invention, and methods of achieving them, will become clear with reference to the embodiments described below in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in a variety of different forms. Only the examples are provided to make the disclosure of the present invention complete, and to fully inform those skilled in the art of the scope of the invention to which the present invention belongs, and the present invention will be defined by the scope of the claims. only

1 is a block diagram of a prepaid prepaid purchase system according to an embodiment of the present invention.

Referring to FIG. 1 , a prepaid purchase system 1000 may include an affiliated store terminal 100 , a purchaser terminal 200 and a service providing server 300 .

In the prepaid purchase system 1000, the service providing server 300 is connected to the affiliated store terminal 100 and the purchaser terminal 200 through a communication network. The communication network may provide wired or wireless communication between the service providing server 300 , the affiliated store terminal 100 and the purchaser terminal 200 .

When the communication network is implemented as a wireless communication network, data communication is performed using a wireless mobile communication network consisting of a Base Transceiver Station (BTS), a Mobile Switching Center (MSC), and a Home Location Register (HLR). can do. In addition, when the communication network is implemented as a wired communication network, it may be implemented as a network communication network, and data communication may be performed according to an Internet protocol such as TCP/IP (Transmission Control Protocol/Internet Protocol).

In one embodiment of the present invention, the communication network is not particularly limited and is interpreted as including all of the conventional Internet or mobile communication networks. For example, in the prepaid purchase system 1000, the service providing server 300 may be combined with the affiliated store terminal 100 and the purchaser terminal 200 through a combination of various conventional communication networks such as an Internet network or a mobile communication network, , it should be noted that there are no special restrictions on this.

The terminals 100 and 200 include a smart phone, a desktop PC, a tablet PC, a slate PC, a notebook computer, a digital broadcast terminal, and a personal digital assistant (PDA). Assistants), PMP (Portable Multimedia Player), and the like may be applicable. Of course, the terminal to which the present invention can be applied is not limited to the above-described types, and may include all terminals capable of communicating with external devices.

The purchaser may receive the prepaid charging service by downloading and installing the prepaid charging service application on the purchaser terminal 200 and then executing it or accessing the prepaid charging purchasing system 1000 .

Then, each component of the prepaid charging purchase system 1000 will be described in detail.

The affiliated store terminal 100 is provided in an affiliated store that sells at least one prepaid payment product. In one embodiment, an affiliate store that sells a prepaid product may be a coffee shop, cafe, restaurant, etc., but is not limited thereto.

The purchaser terminal 200 prepays a first set amount by operation of the purchaser in order to purchase a service or product sold at an affiliated store. In one embodiment, the purchaser terminal 200 may be a smart phone, and any terminal that allows the purchaser to pay in advance may be used. The first set amount may be 10,000 won, 20,000 won, etc., but is not limited thereto.

Here, the purchaser terminal 200 recognizes the identification code (eg, QR code, barcode, etc.) included in the prepaid charging publicity provided at the affiliated store by the buyer's operation, and then installs the prepaid charging service application or prepaid By accessing the charging service web page, it is connected to the service providing server 300 through a communication network. Promotional materials for prepaid charging have phrases such as “Get a 20% discount right now”, and are intended to encourage buyers to view and prepay for charging. The prepaid charging promotional material may be located anywhere in the affiliated store, but it is preferable to be located in a place where people can easily see it so that the prepaid charging promotion is advantageous.

The service providing server 300 is connected to the merchant terminal 100 and the purchaser terminal 200 through a communication network, and provides a second set amount in addition to the first set amount prepaid by the purchaser terminal 200 The prepaid recharge amount added is charged to the prepaid recharge account of the buyer. The second set amount may be 2,000 won, 4,000 won, etc., but is not limited thereto. Since the second set amount is an amount additionally added to the prepaid charge amount charged by the buyer, it may be smaller than the first set amount.

In addition, the service providing server 300 receives the first set time, which is the expiration date of the prepaid charge amount, from the affiliated store terminal 100, and the service providing server 300 receives the first set time from the charge time of the prepaid charge amount. Calculate the time to set the expiration date of the prepaid charge amount. The first set time may be 30 days, 60 days, etc., but is not limited thereto. The expiration date of the prepaid charge amount may be counted by a timer installed in the service providing server 300 . At this time, the timer sets the charging time of the prepaid charge amount to 0, and can count 30 days or 60 days from this time. For example, assume that buyer A recharges the prepaid charge amount at 7:30:20 pm on December 17, 2020, and the first set time is 30 days. At this time, the expiration date of the prepaid charge amount is 7:30:20 pm on January 16, 2021.

In addition, when the service providing server 300 receives a request for the use of an amount requesting the use of a prepaid charge amount for a product or service from the purchaser terminal 200, the service providing server 300 sends a request to the merchant terminal 100 Sends the buyer's prepaid charge amount and request to use the amount. In addition, when the service providing server 300 receives the amount of money related to the purchaser's request to use the amount of money from the affiliated store terminal 100, the amount of money used is deducted from the prepaid charge amount of the buyer. For example, if the purchaser's prepaid charging amount is 25,000 won and the usage amount related to the request for using the amount is 7,000 won, the service providing server 300 deducts 7,000 won from 25,000 won.

In addition, when the purchaser terminal 200 recognizes an identification code related to a service or product of an affiliated store, or when a purchaser selects a service or product of an affiliated store from the screen of the purchaser terminal 200, the purchaser terminal 200 recognizes Alternatively, the selected service or product information about the purchased product is transmitted to the service providing server 300, and the service providing server 300 deducts the used amount related to the purchased product information from the prepaid charge amount of the buyer, and purchases the product. Product information and usage amount are transmitted to the affiliated store terminal 100 . For example, if the purchaser's prepaid charge amount is 36,000 won and the usage amount related to purchased product information is 14,000 won, the service providing server 300 deducts 14,000 won from 36,000 won.

In addition, the service providing server 300 analyzes the inventory information of the affiliated store provided from the affiliated store terminal 100, and if there is a service or product that needs to be exhausted within a certain period of time, the experience of purchasing the service or product in the past and transmits an additional discount event message for the corresponding service or product to the purchaser terminal 200 having a balance in the prepaid charge amount. For example, if there is a cookie sold at a cafe that needs to be consumed within 5 days, an additional discount on the cookie is given to the buyer terminal 200 of buyer B who has purchased the same cookie within a year and has a balance in the prepaid charge amount. Send event message. The additional discount event message may be that a 20% discount is applied if the cookie is purchased within 5 days.

In the case of a store of an affiliated store that needs to exhaust inventory products on the same day, it is possible to transmit a push message to the buyer terminal 200 of a buyer who has a prepaid charge with a purchase history by grasping the current status of the inventory products. For example, the push message may be "A time sale is in progress until 6:30:20 pm on December 21, 2020, within 24 hours from now, and an additional 50% discount is available for purchases."

In addition, the service providing server 300 is based on the inventory information of the affiliated store provided from the affiliated store terminal 100, the prepaid charging information on the prepaid charging amount of the plurality of buyers, and the purchase history information of the plurality of buyers using the prepaid charging amount. , Sends a stock exhaustion notification for the inventory whose exhaustion is predicted to the affiliated store terminal 100 .

In the case of existing customers with a prepaid recharge history, purchase patterns can be identified based on existing purchase data, and in the case of new customers without a prepaid recharge history, purchase patterns can be identified by gender and age group to manage and analyze inventory. Since the prepaid recharge service has an expiration date, it is expected that the prepaid recharge amount will be used within the expiration date. For example, on the premise that a purchase is scheduled for the corresponding prepaid amount within one month, smart inventory management is possible through the prepaid amount and purchase pattern of a plurality of buyers.

For example, a franchisee sells product X, product Y, and product Z, the average daily consumption of each product calculated from past statistical data is a, b, and c, and the franchisee sells product X, product Y, and product Z. , 1 day), it is assumed that the amount of prepaid charge amount used by all customers is M1, and the remaining amount of prepaid charge amount per current unit period of all customers is M2.

If the remaining amount of prepaid recharge amount per unit period (M2) is greater than the amount used (M1) of prepaid recharge amount per unit period in the past, sales per current and future unit period increase, and average daily consumption of each product can be predicted to increase. Accordingly, the service providing server 300 may adjust the daily average consumption of product X, product Y, and product Z when M2 is greater than M1. In one embodiment, the service providing server 300 sets the adjusted daily consumption of product X as a'= a x M2/M1, sets the adjusted daily consumption of product Y as b'=b x M2/M1, and sets the product Z as b'=b x M2/M1. The adjusted daily consumption of c'=c x M2/M1 can be set.

In another embodiment, when M2 is greater than M1, the service providing server 300 adjusts the daily average consumption of product X, product Y, and product Z in consideration of purchase history information of a plurality of buyers using the prepaid charge amount. can In one embodiment, a buyer P with a residual amount (MP) of prepaid charge amount per unit period has purchased only product X in the past, and a buyer Q with a residual amount (MQ) of prepaid charge amount per unit period has purchased product X in the past. If the purchaser R, who has purchased only Z and has the remaining amount (MR) of the prepaid recharge amount per unit period, has a history of purchasing product X and product Y in the past, the service providing server 300 adjusts product X's Let daily consumption a''= a + (a x MP/M2) + (a x 0.5 x MR/M2), and product Y's adjusted daily consumption b''=b + (b x 0.5 x MR/M2) and the adjusted daily consumption of product Z c'' = c + (c x MQ/M2).

The above embodiment illustrates the case where there is purchase history information of the buyer, but in the case of a new buyer without the purchase history information of the buyer, product X, product X, The average daily consumption of product Y and product Z can be adjusted.

In addition, if the remaining amount (M2) of the prepaid charge amount per unit period is smaller than the used amount (M1) of the prepaid charge amount per unit period in the past, sales per unit period in the present and future are reduced, and each day of each product It can be predicted that average consumption will decrease. Accordingly, the service providing server 300 may adjust the daily average consumption of product X, product Y, and product Z when M2 is smaller than M1. In one embodiment, the service providing server 300 sets the adjusted daily consumption of product X as a''' = a x M2/M1, and sets the adjusted daily consumption of product Y as b''' = b x M2/M1. and the adjusted daily consumption of product Z can be set as c'''=c x M2/M1.

In addition, the service providing server 300, when the expiration date of the prepaid recharge amount has elapsed, settles the amount remaining in the prepaid recharge account to 0, and the amount remaining in the prepaid recharge account of the buyer is less than the fourth set amount In this case, the service providing server 300 transmits a push message to charge the amount to the purchaser terminal 200, and transmits a push message to use the amount to the purchaser terminal 200 before the second set time from the expiration date of the prepaid charge amount. .

The fourth set amount may be 1,000 won, 2,000 won, etc., but is not limited thereto. In this case, the amount charge push message transmitted to the purchaser terminal 200 is a message informing the purchaser that there is not much money left in the prepaid recharge account.

The second set time may be 3 days ago, 5 days ago, etc., but is not limited thereto. For example, assume that the expiration date of the prepaid charge amount is 3:20:50 pm on December 20, 2020, and the second set time is 3 days. At this time, the service providing server 300 transmits a push message using the same amount as "There is not much money left in the prepaid recharge account. Please recharge" at 3:20:50 pm on December 17, 2020 do. In this way, the buyer can recognize that the amount needs to be charged through the amount charge push message.

In the above embodiment, when the buyer pays the first set amount in advance, it is described that the second set amount is accumulated as a prepaid charge amount in addition to the first set amount, but the present invention is not limited to this embodiment. don't As another embodiment, in the second embodiment, a prepaid charge amount obtained by adding the second set amount and the third set amount may be charged to the prepaid charge account.

In the second embodiment, timings at which the second set amount and the third set amount are charged to the prepaid recharge account may be configured to be different. In addition, after the second set amount is charged to the prepaid charging account, the third set amount may be charged to the prepaid charging account after a predetermined period has elapsed.

For example, when a buyer pays 10,000 won in advance as a first set amount, 1,000 won as a second set amount is additionally accumulated at the same time as the prepayment, and 2,000 won is additionally accumulated as a third set amount 7 days after that. It can be. The timing at which the third set amount is additionally saved may be set in advance by the affiliated store.

In the case where the buyer can use the recharged amount and bonus points immediately after recharging, the buyer makes a prepayment for use at the store where he/she wants to purchase and then immediately consumes the recharged amount and bonus points. It becomes difficult to induce, and the operating margin decreases due to the discount amount.

As in the second embodiment, if the third set amount is accumulated after a certain period of time after accumulating only the second set amount at the same time as the prepayment, the buyer can use immediately after the prepayment is only the prepayment amount and the second set amount , Since the third set amount is accumulated later, it is difficult to use it immediately after prepayment. Accordingly, the third set amount remains in the buyer's prepaid recharge account, which may induce the buyer to revisit the store.

The second set amount and the third set amount are set to be unusable after the expiration date set, and the expiration date of the third set amount of the prepaid charge amount may be set to arrive earlier than the expiration date of the third set amount. . For example, the expiration date of the second set amount may be set to 60 days, and the expiration date of the third set amount additionally accumulated later may be set to 30 days. According to this embodiment, it is possible to quickly consume the third set amount additionally accumulated after a certain period of time, and it is possible to reduce the store manager's burden of providing bonus points.

In addition, when the third set amount is additionally accumulated, the service providing server may be configured to transmit an additional accumulation message indicating that the third set amount is additionally accumulated and the expiry date of the third set amount to the purchaser terminal. For example, when a third set amount of 2,000 won is additionally accumulated, a message indicating that the additional reserve amount of 2,000 won has been charged to the purchaser terminal and the expiration date is 30 days may be transmitted by the service providing server. .

2 is a screen of a prepaid charging product according to an embodiment of the present invention.

Referring to FIG. 2 , an example in which a store manager of an affiliated store registers his/her prepaid charging product in an online system is shown.

The product name is "30,000 won prepaid charge", and the payment amount is 24,000 won. And, the charging amount is 30,000 won, and the validity period is "30 days from the first use date".

In this way, the purchaser connects to the online system using the purchaser terminal 200 and discovers that there is a prepaid prepaid product, and if there is an intention to purchase the prepaid prepaid product, the purchaser can purchase the prepaid prepaid product.

3 is a promotional material for prepaid charging according to an embodiment of the present invention.

Referring to FIG. 3, an example of promotional materials for prepaid charging provided in offline stores of affiliated stores is shown.

There are phrases such as “Get 20% off right now” and a QR code on the promotional materials for prepaid charging.

After recognizing the QR code using the purchaser terminal 200, the purchaser installs a prepaid charging service application or connects to the prepaid charging service web page, and is connected to the service providing server 300 through a communication network.

In this way, the buyer can feel a desire to purchase the corresponding prepaid product and charge the prepaid product.

4 is a prepaid charging service payment screen according to an embodiment of the present invention.

Referring to FIG. 4 , contents that can be paid on the prepaid charging service payment screen are shown.

The buyer may enter the prepaid charging service screen by installing and executing the prepaid charging service application or accessing the prepaid charging service web page. Prepaid charging is possible through online payment by selecting a product registered by the store manager.

It shows the buyer that the 1,000 won will expire on December 31, 2020, and that there is currently 2,000 won remaining.

The buyer can charge the prepaid amount by clicking the 24,000 won charge or 36,000 won charge menu, and when the merchant uses the prepaid charge amount, he or she can request payment by clicking the "start payment" button. In this way, the purchaser can use the purchaser terminal 200 to connect to the online system and conveniently purchase the prepaid prepaid product, as well as use the prepaid prepaid amount.

5 is a screen for inputting a deduction amount of a prepaid charging service according to an embodiment of the present invention.

Referring to FIG. 5 , it can be seen that the input screen of the deduction amount of the prepaid charging service guides the store manager of the affiliated store to input the deduction amount. In FIG. 4, when the buyer clicks the "Payment Start" button, a push message "Payment has been requested. Please enter the amount to be deducted." do.

The store manager may view the push message and input the deduction amount into a space for inputting the deduction amount below it. If the deduction amount is equal to or smaller than the remaining prepaid charge amount, a push message of “success” is transmitted. If the deduction amount is greater than the remaining prepaid charge amount, a push message of "failure" is transmitted.

In this way, the store manager can manage the prepaid charging service by simply inputting the deduction amount.

6 is a purchase decision screen in an unmanned store of a prepaid charging service according to an embodiment of the present invention.

Referring to FIG. 6 , a product barcode picture, product name, and price may be displayed on the purchase decision screen. The purchase decision screen may be displayed on the screen of the purchaser's smart phone in the unmanned store.

In the case of an unmanned store, a buyer may take a picture of a barcode area of a product using a prepaid charging service application installed on a smart phone and calculate the payment amount of the entire purchased product. When a product barcode is photographed in the purchaser terminal 200, identification number information of the corresponding product is detected from the photographed product barcode and transmitted to the service providing server 300, and the service providing server 300 is based on the transmitted identification number information. When the registered product code, product name, price, etc. are inquired and transmitted to the purchaser terminal 200, the payment amount is automatically calculated and reflected on the purchase decision screen of the purchaser terminal 200 in real time.

As shown in FIG. 6, the purchaser took pictures of barcodes of 10 sandwiches A worth 10,000 won and 1 sandwich A worth 1000 won, and the payment amount was calculated. When the buyer clicks the purchase decision menu, the amount deducted from the remaining prepaid charge amount of the buyer is reflected.

7 is a flowchart of a method for purchasing prepaid charging according to an embodiment of the present invention.

Referring to FIG. 7 , the prepaid charging purchase method may include a prepaid product registration step (S110), a first set amount prepaid payment step (S120), and a prepaid charging account charging step (S130).

In the prepaid payment product registration step (S110), the affiliated store manager may register the prepaid payment product by accessing the service providing server 300 through the affiliated store terminal 100.

In the first set amount prepayment step (S120), the purchaser terminal 200 prepays the first set amount by operation of the buyer to purchase a service or product sold at an affiliated store that sells at least one prepaid product. can pay

In the prepaid charging account charging step (S130), the service providing server 300 adds the second set amount additionally provided to the first set amount prepaid by the purchaser terminal 200, and sets the prepaid charge amount to the buyer. You can top up your prepaid account.

For details of the prepaid charging purchase method, reference may be made to the description of the prepaid charging purchasing system 1000 with respect to FIGS. 1 to 6 .

The steps or processes described above may be implemented by hardware components, software components, and/or a combination of hardware components and software components. For example, the steps or processes described in the embodiments may include, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable array (FPA), a PLU It can be implemented using one or more general purpose or special purpose computers, such as a programmable logic unit (programmable logic unit), microprocessor, or any other device capable of executing and responding to instructions. A processing device may run an operating system (OS) and one or more software applications running on the operating system. A processing device may also access, store, manipulate, process, and generate data in response to execution of software. For convenience of understanding, there are cases in which one processing device is used, but those skilled in the art will understand that the processing device includes a plurality of processing elements and/or a plurality of types of processing elements. It can be seen that it can include. For example, a processing device may include a plurality of processors or a processor and a controller. Other processing configurations are also possible, such as parallel processors.

Software may include a computer program, code, instructions, or a combination of one or more of the foregoing, which configures a processing device to operate as desired or processes independently or collectively. The device can be commanded. Software and/or data may be any tangible machine, component, physical device, virtual equipment, computer storage medium or device, intended to be interpreted by or provide instructions or data to a processing device. , or may be permanently or temporarily embodied in a transmitted signal wave. Software may be distributed on networked computer systems and stored or executed in a distributed manner. Software and data may be stored on one or more computer readable media.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded on a computer readable medium. The computer readable medium may include program instructions, data files, data structures, etc. alone or in combination. Program commands recorded on the medium may be specially designed and configured for the embodiment or may be known and usable to those skilled in the art. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic media such as floptical disks. - includes hardware devices specially configured to store and execute program instructions, such as magneto-optical media, and ROM, RAM, flash memory, and the like. Examples of program instructions include high-level language codes that can be executed by a computer using an interpreter, as well as machine language codes such as those produced by a compiler. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

As described above, although the embodiments have been described with limited examples and drawings, those skilled in the art can make various modifications and variations from the above description. For example, the described techniques may be performed in an order different from the method described, and/or components of the described system, structure, device, circuit, etc. may be combined or combined in a different form than the method described, or other components may be used. Or even if it is replaced or substituted by equivalents, appropriate results can be achieved.

Therefore, other implementations, other embodiments, and equivalents of the claims are within the scope of the following claims.

Reference Numerals 100: merchant terminal 200: buyer terminal 300: service providing server 1000: prepaid charging purchase system

Claims (10)

An affiliated store terminal provided in an affiliated store that sells at least one prepaid payment product;
a purchaser's terminal for prepaying a first set amount by operation of a purchaser in order to purchase a service or product sold at the affiliated store; and
Connected to the merchant terminal and the purchaser terminal through a communication network, the prepaid charge amount obtained by adding the second set amount and the third set amount additionally provided to the first set amount paid in advance by the purchaser terminal A server providing a service that recharges the customer's prepaid recharge account
including,
The prepaid prepaid purchase system, characterized in that the timing at which the second set amount and the third set amount are charged to the prepaid recharge account are different. According to claim 1,
After the second set amount is charged to the prepaid charging account, the prepaid charging purchase system is characterized in that the third set amount is charged to the prepaid charging account after a predetermined period has elapsed. According to claim 1,
The service providing server receives a first set time, which is a use-by date of the prepaid charge amount, from the affiliated store terminal;
The service providing server calculates a time when a first set time elapses from a charging time of the prepaid charging amount to set a use-by date of the prepaid charging amount. According to claim 1,
Among the prepaid charging amounts, the second set amount and the third set amount are set to be unusable when a predetermined expiration period elapses,
The prepaid charging purchase system, characterized in that the expiration date of the third set amount of the prepaid charge amount arrives earlier than the expiration date of the second set amount. According to claim 1,
When the third set amount is charged to the prepaid recharge account, the service providing server sends an additional accumulation message indicating that the third set amount has been additionally accumulated and the expiry date of the third set amount to the purchaser terminal. A prepaid recharge purchase system characterized in that for transmission. According to claim 1,
The service providing server analyzes the inventory information of the affiliated store provided from the affiliated store terminal, and if there is a service or product that needs to be exhausted within a certain period of time, there is a previous purchase experience of the corresponding service or product, and the prepaid A prepaid prepaid purchase system characterized in that for transmitting an additional discount event message for a corresponding service or product to the purchaser terminal having a balance in the charged amount. According to claim 1,
The service providing server provides inventory information of the affiliated store provided from the affiliated store terminal, prepaid recharge information on prepaid recharge amounts of a plurality of buyers, and inventory whose exhaustion is predicted based on purchase history information of a plurality of purchasers using the prepaid recharge amounts. Prepaid recharge purchase system characterized in that for sending a stock exhaustion notification to the affiliated store terminal. According to claim 1,
The service providing server,
When the expiration date of the prepaid recharge amount has elapsed, the amount remaining in the prepaid recharge account is settled to 0,
When the amount remaining in the prepaid recharge account of the purchaser is less than a fourth set amount, the service providing server transmits an amount recharge push message to the purchaser terminal,
Before the second set time from the expiration date of the prepaid charge amount, a prepaid charge purchase system characterized in that for transmitting a push message to use the amount to the purchaser terminal. Registering at least one prepaid product in an affiliated store terminal;
In a purchaser terminal, prepaying a first set amount of prepaid payment products of an affiliated store by manipulation of the buyer to purchase a service or product sold at the affiliated store; and
In a service providing server, charging a prepaid charge amount obtained by adding a second set amount and a third set amount additionally provided to the first set amount prepaid by the purchaser terminal into a prepaid recharge account for the purchaser.
including,
The prepaid charging purchase method, characterized in that the timing at which the second set amount and the third set amount are charged to the prepaid charging account are different. A program stored in a recording medium to perform the prepaid purchase method according to claim 9 by a computer.

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