KR20220012828A - System and method for managing payment between business - Google Patents

Abstract

Disclosed are a system and method for managing payment between companies. The present invention receives cost-related payment information from a supplier that supplies goods and manages a payment date and payment guidance to an ordering company, thereby preventing duplicate billing of tax bills and omission of payment between the supplier and the ordering company, and dramatically reduce unnecessary time and workload of a cost-related person in charge.

Description

SYSTEM AND METHOD FOR MANAGING PAYMENT BETWEEN BUSINESS

The present invention relates to an inter-company payment management system and method, and more particularly, an inter-company payment management system and method for receiving cost-related payment information from a supplier that supplies goods and managing a payment date and payment guidance to an ordering company is about

Recently, as the speed of economic development accelerates, the frequency of business-to-business (B2B) transactions is also showing a clear trend of increasing.

When such a business relationship is formed, the supplier who sold or supplied a series of goods or services usually proceeds with a series of billing processes for the ordering company.

Currently, various company-related programs including product order management, receipt management, non-receipt management, delivery schedule management, transaction statement management, tax invoice issuance management, etc. have been developed and used.

However, there is a problem that a person in charge of managing these various company-related programs requires a lot of time and effort to use the program.

Also, in a general business-to-business transaction, when the ordering company places an order for supply of goods to the supplier, the supplier delivers the ordered goods on time, and then the supplier issues an electronic tax invoice to the ordering company.

However, in general business-to-business transactions, there is a problem in that, without accurate date management, for example, it is customary to wait until a payment is made by an ordering company, which makes it difficult to operate and manage funds of the supplier due to the delay in payment.

In addition, the ordering company has a problem in that the payment is duplicated due to the mistake of the person in charge of payment separately from the electronic tax invoice.

Korean Patent Laid-Open Publication No. 10-2001-0099419 (Title of Invention: Inter-company payment system)

In order to solve this problem, an object of the present invention is to provide an inter-company payment management system and method for receiving cost-related payment information from a supplier that supplies goods and managing a payment date and payment guidance to an ordering company.

In order to achieve the above object, an embodiment of the present invention provides an inter-company payment management system, comprising: a supplier management unit for managing supplier information requesting cost management through a supplier terminal; When payment issuance information including supplier information, payment amount, creation date, item, and ordering company information is received from the supplier terminal, a virtual account is created for each supplier in response to the received payment issuance information, and the supplier and ordering company an account management unit that matches and manages deposit/withdrawal history information of the virtual account; an ordering company management unit that manages ordering company information, ordering company deposit information, and ordering company terminal information linked with ordering company information based on the payment issuance information and virtual account information generated from the account management unit; and generating payment guide information with a payment deadline set based on the payment issuance information transmitted from the supplier terminal, and extracting the generated payment guide information based on the payment issuance information together with the virtual account information given to the supplier Company information is managed through the ordering company management unit, and the virtual account information and payment guide information are transmitted to the ordering company terminal. Analyze deadline information and duplicate billing information and manage it through the supplier management unit, but if payment is confirmed as non-payment after the payment deadline has elapsed, additional payment guidance information that sets an additional payment deadline is generated and the supplier terminal and ordering company terminal includes; the control unit predicts the expected payment date based on the payment date for each ordering company input through the account management unit, the average payment date until the ordering company's deposit, and the deposit pattern, and the predicted expected payment date and payment amount provides the supplier's financial design information created based on It is characterized in that it manages to prevent duplicate billing, duplicate payment, and omission of payment between the terminal and the ordering company.

In addition, the payment issuance information according to the embodiment is characterized in that it includes supplier information, payment amount, preparation date, item, and ordering company information.

In addition, an embodiment of the present invention provides a method for managing inter-company payment, a) when the platform management server receives payment issuance information from a supplier terminal, by matching the supplier and the ordering company in response to the received payment issuance information creating a virtual account for each supplier, and generating payment guide information in which a payment deadline for payment is set based on the payment issuance information; b) transmitting, by the platform management server, virtual account information and payment guide information given to the supplier to the ordering company terminal; c) the platform management server analyzes the deposit/withdrawal details of the virtual account, confirms the payment of the payment amount, and notifies the deposit result to the supplier terminal and stores the result; and d) when the payment amount is confirmed as non-payment after the payment deadline has elapsed, generating additional payment guide information setting an additional payment deadline and transmitting the information to the supplier terminal and the ordering company terminal; and, the step d) includes The platform management server predicts the expected payment date based on the payment date of the orderer input through the virtual account, the average payment date until the orderer's deposit, and the deposit pattern, and the supplier's financial design generated based on the predicted expected payment date and payment amount Information is provided to the supplier terminal, and based on the deposit/withdrawal history information of the virtual account, the payment result, the set payment deadline information, and duplicate claims and duplicate deposits are checked to verify duplicate claims and duplicates between the supplier terminal and the ordering company terminal. It characterized in that it further comprises; managing to prevent occurrence of omission of payment and payment.

In addition, the payment issuance information according to the embodiment is characterized in that it includes supplier information, payment amount, preparation date, item, and ordering company information.

The present invention receives cost-related payment information from the supplier that supplies the goods and manages the payment date and payment guidance to the ordering company, thereby preventing duplicate billing of tax bills and omission of payment between the supplier and the ordering company. .

In addition, the present invention has an advantage that can dramatically reduce unnecessary time and workload of the person in charge of cost.

1 is a block diagram illustrating an inter-company payment management system according to an embodiment of the present invention.
FIG. 2 is a block diagram illustrating an expansion of the inter-company payment management system according to the embodiment of FIG. 1 .
3 is a block diagram illustrating a configuration of a platform management server of the inter-company payment management system according to the embodiment of FIG. 1 .
4 is a flowchart illustrating a method for managing an inter-company payment according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in detail with reference to preferred embodiments of the present invention and the accompanying drawings.

Prior to describing the specific content for carrying out the present invention, it should be noted that components not directly related to the technical gist of the present invention are omitted within the scope of not disturbing the technical gist of the present invention.

In addition, the terms or words used in the present specification and claims have meanings and concepts consistent with the technical idea of the invention based on the principle that the inventor can define the concept of an appropriate term to best describe his invention. should be interpreted as

In the present specification, the expression that a part "includes" a certain element does not exclude other elements, but means that other elements may be further included.

Also, terms such as “… unit”, “… group”, and “… module” mean a unit that processes at least one function or operation, which may be divided into hardware, software, or a combination of the two.

In addition, the term "at least one" is defined as a term including the singular and the plural, and even if the term at least one does not exist, each element may exist in the singular or plural, and may mean the singular or plural. will be self-evident.

In addition, that each component is provided in singular or plural may be changed according to embodiments.

Hereinafter, a preferred embodiment of an inter-company payment management system and method according to an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing an inter-company payment management system according to an embodiment of the present invention, FIG. 2 is a block diagram showing an expanded configuration of the inter-company payment management system according to the embodiment of FIG. 1 , FIG. 3 is It is a block diagram showing the configuration of the platform management server of the inter-company payment management system according to the embodiment of FIG. 1 .

Referring to FIG. 1 , an inter-company payment management system according to an embodiment of the present invention may include a platform management server 100 and a supplier terminal 200 .

The platform management server 100 is based on the payment issuance information issued through the supplier terminal 200 for the goods delivered by the supplier to the ordering company, for example, an estimate, an invoice, a tax invoice, etc., the deposit management of the ordering company, the supplier Manages the payment information of the supplier that reflects the payment request related to the budget arrangement, the payment date management and the financial design based on the expected payment date, and the supplier terminal 200 transmits the payment issuance information input from the supplier to the platform management server ( 100) is provided.

Referring to FIG. 2 , the inter-company payment management system according to an embodiment of the present invention may further include an ordering company terminal 300 for outputting payment related information of an ordering company in response to payment information of a provider.

In addition, the platform management server 100 sets a payment deadline for payment based on the payment issuance information received from the supplier terminal 200 so that payment management is performed between the supplier terminal 200 and the ordering company terminal 300 . The payment guide information is generated, and the generated payment guide information is transmitted to the ordering company terminal 300 together with the virtual account information given to the supplier.

In addition, when the payment amount is not confirmed in the account given to the supplier after the payment deadline has elapsed, the platform management server 100 generates additional payment guidance information and manages it to be transmitted to the supplier terminal 200 and the ordering company terminal 300 . do.

In addition, when the payment issuance information is received from the supplier terminal 200 , the platform management server 100 generates payment guide information in which the payment deadline of the payment is set.

In addition, the platform management server 100 may transmit the generated payment guide information to the ordering company terminal 300 that is extracted based on the payment issuance information together with the virtual account information given to the vendor.

In addition, the platform management server 100 may check whether the payment amount based on the payment issuance information is input to the account assigned to the supplier.

In addition, when the payment amount is not confirmed after the payment deadline has elapsed, the platform management server 100 may be configured to generate additional payment guide information and transmit it to the supplier terminal 200 and the ordering company terminal 300 .

Referring to FIG. 3 , the platform management server 100 may include a supplier management unit 110 , an account management unit 120 , an ordering company management unit 130 , a control unit 140 , and a database 150 .

The supplier management unit 110 is a component that manages the supplier who has requested cost management, and information such as the supplier's trade name, representative name, registration number information, business address, business status, item, handling items, contact information and accessible supplier terminal 200 , etc. manage

Here, cost management is based on the quotation, invoice, tax invoice, etc. issued by the supplier for the goods delivered to the ordering company, on the basis of the ordering company's deposit management, the supplier's payment request related to the supplier's budgeting, the payment due date management and the expected payment date It refers to the management of related information that reflects financial design based on

The account management unit 120 is a configuration that interworks with the supplier terminal 200 to manage unique account information given to each supplier and deposit/withdrawal history information of the unique account, and is a platform management company that manages the platform management server 100. Real account - Here, the real account may be an account of a platform management company of a financial company that has obtained real-name verification- or a virtual account linked to a real account of a platform management company.

That is, the virtual account is an account that can be used temporarily in electronic payment. When payment of the payment is made from the ordering company based on the issuance information transmitted through the supplier terminal 200 or when the deposited payment is withdrawn to the supplier , to make it easy to check.

In addition, when payment issuance information is input from the supplier terminal 200, the account management unit 120 creates a virtual account for each supplier in response whenever payment issuance information is input to match the supplier with the ordering company and manage it. .

When an account is given through the account management unit 120 , the ordering company management unit 130 information on the ordering company that performs the deposit through the account, information on the ordering company terminal 300 that can be accessed based on the ordering company information, and the payment of the ordering company Manage information

That is, the ordering company management unit 130 analyzes information such as the ordering company's name, representative name, registration number information, business address, business status, item, contact information and accessible ordering company terminal 300 based on the payment issuance information. manage

When payment issuance information transmitted from the supplier terminal 200 is input, the control unit 140 generates payment guide information in which a payment deadline is set based on the issuance date from the input payment issuance information.

In addition, the control unit 140 transmits the generated payment guide information to the account management unit 120 to the supplier linked to the supplier terminal 200 and the generated payment guide information to the ordering company terminal 300 . .

In addition, the control unit 140 manages the ordering company information extracted based on the payment issuance information through the ordering company management unit 130 .

Here, the payment issuance information input from the supplier terminal 200 is supplier information, payment including the supplier's trade name, representative name, registration number information, business address, business status, item, contact information and accessible supplier terminal 200 information, etc. Ordering company information including amount, date of creation, item, ordering company's name, representative name, registration number information, business address, contact information, and accessible ordering company terminal 300 information, etc. may be included, and preferably composed of a tax invoice can be

In addition, after transmitting the payment guide information to the ordering company terminal 300 , the control unit 140 checks the deposit/withdrawal history information of the account management unit 120 to confirm the payment result of the payment amount.

In addition, the control unit 140 uses the payment deadline information set in the payment guide information to confirm whether the ordering company deposits before the set payment deadline date.

That is, by checking the deposit/withdrawal history information of the account management unit 120 , the control unit 140 may check whether the payment amount is deposited from the ordering company before the payment deadline.

In addition, the control unit 140 may check through the account management unit 120 a duplicate claim or a duplicate payment (duplicate payment) of the ordering company for one and the same claim.

In addition, the control unit 140 analyzes information such as the payment result of the payment amount, the set payment deadline information, duplicate claims and duplicate deposits, based on the deposit/withdrawal history information of the account management unit 120, and manages it through the supplier management unit 110 You may.

In addition, if the payment of the payment amount is not confirmed after the payment deadline has elapsed, the control unit 140 sets an additional payment deadline extended for a certain period from the payment deadline, and generates additional payment guidance information including the set additional payment deadline to the supplier terminal ( 200) and the ordering company terminal 300 .

In addition, the control unit 140 generates payment guide information, transmits it to the ordering company terminal 300, calculates an average deposit date based on the payment date for each ordering company input through the account management unit 120, and calculates the average payment date to the supplier terminal 200 can be provided as

That is, by analyzing the average information of the payment period for each ordering company and providing it to the supplier terminal 200, the payment pattern of the average payment date for each ordering company until the time of deposit, and the estimated settlement date calculated based on this (expected income date) Based on this, it is possible to create and provide supplier's financial design information.

The database 150 stores cost management contract information with the supplier, deposit/withdrawal details with the supplier and ordering company based on the created virtual account, payment guide information, additional payment guide information, payment processing result information, financial design information, etc. Save.

The supplier terminal 200 transmits payment issuance information input from the supplier to the platform management server 100 and the ordering company terminal 300 .

In addition, the supplier terminal 200 is a desktop PC, a notebook PC or a wireless communication device, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone System) ), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, CDMA (Code Division Multiple Access)-2000, W-CDMA (W-Code Division Multiple Access), Wibro (Wireless Broadband Internet) terminal, smartphone All types of handheld-based wireless communication devices such as (smartphone), smart pad (smartpad), tablet PC (Tablet PC), and the like may be included.

In addition, the network refers to a connection structure in which information can be exchanged between each node, such as a plurality of terminals and servers. Examples of such networks include RF, 3rd Generation Partnership Project (3GPP) network, Long Term Evolution (LTE). ) network, 5th Generation Partnership Project (5GPP) network, WIMAX (World Interoperability for Microwave Access) network, Internet, LAN (Local Area Network), Wireless LAN (Wireless Local Area Network), WAN (Wide Area Network), PAN (Personal Area Network), Bluetooth (Bluetooth) network, NFC network, satellite broadcasting network, analog broadcasting network, DMB (Digital Multimedia Broadcasting) network, etc. include, but are not limited thereto.

In addition, the supplier terminal 200 may receive and display information such as additional payment guide information transmitted from the platform management server 100 , duplicate payment, and average payment date based on the payment date for each ordering company.

The ordering company terminal 300 transmits the purchase request information of the goods to the supplier terminal 200, receives the payment issuance information transmitted from the supplier terminal 200, and the payment amount according to the purchase of the goods is transferred to the platform management server ( 100) to be deposited into the account.

In addition, the ordering company terminal 300 is a desktop PC, a notebook PC or a wireless communication device, navigation, PCS (Personal Communication System), GSM (Global System for Mobile communications), PDC (Personal Digital Cellular), PHS (Personal Handyphone) System), PDA (Personal Digital Assistant), IMT (International Mobile Telecommunication)-2000, CDMA (Code Division Multiple Access)-2000, W-CDMA (W-Code Division Multiple Access), Wibro (Wireless Broadband Internet) terminal, smart It may include all kinds of handheld-based wireless communication devices such as a smartphone, a smart pad, and a tablet PC.

In addition, the ordering company terminal 300 is connected to the platform management server 100 and the supplier terminal 200 through a network.

The following describes a method for managing payment between companies according to an embodiment of the present invention.

4 is a flowchart illustrating an inter-company payment management method according to an embodiment of the present invention.

Referring to FIG. 4 , when payment issuance information is received from the supplier terminal 200 ( S100 ), the platform management server 100 analyzes the received payment issuance information and provides payment guidance information with a payment deadline set Create (S110).

Here, the platform management server 100 analyzes the payment issuance information input from the supplier terminal 200, and the supplier's trade name, representative name, registration number information, business address, business status, item, contact information and accessible supplier terminal 200 ) information including supplier information, payment amount, date of creation, item, ordering company name, representative name, registration number information, business address, contact information, and ordering company information including information on the terminal 300 that can be accessed can be extracted. have.

In addition, in step S100, the platform management server 100 receives cost management contract information from the supplier terminal 200 in order to receive payment issuance information from the supplier terminal 200, and based on the received cost management contract information A step of giving a unique virtual account for payment to each supplier may be performed with respect to the input payment issuance information.

Subsequently, the platform management server 100 generates virtual account information given to the supplier using the received payment issuance information, and transmits the generated account information and payment guide information to the ordering company terminal 300 (S120) do.

After performing step S120, the platform management server 100 analyzes the account's deposit/withdrawal details and confirms whether the payment amount has been paid from the ordering company (S130).

As a result of the confirmation of step S130, if the deposit (or payment) of the payment amount is confirmed, the platform management server 100 deposits the deposited payment amount into the provider account set in advance by the provider, and sends the deposit result to the supplier terminal 200 is notified and the result is stored (S140).

On the other hand, in step S130, if it is confirmed that the payment is not paid, the platform management server 100 checks the payment deadline (S141), and determines whether the deadline has elapsed (S151).

As a result of the determination of step S151, if the deadline has not elapsed, step S130 is re-performed.

On the other hand, as a result of the determination of step S151, if the deadline has elapsed, the platform management server 100 sets an additional payment deadline by adding a certain period (eg, two weeks) to the current deadline, and includes the set additional payment deadline Additional payment guide information is generated and transmitted to the supplier terminal 200 and the ordering company terminal 300 (S161).

Therefore, it is possible to prevent duplicate billing of tax bills and omission of payment between the supplier and the ordering company by receiving the payment information related to the cost from the supplier that supplies the goods and managing the payment date and payment guidance to the ordering company.

In addition, it is possible to dramatically reduce unnecessary time and workload of the person in charge of cost.

As described above, although described with reference to preferred embodiments of the present invention, those skilled in the art can variously modify and change the present invention within the scope without departing from the spirit and scope of the present invention described in the claims below. You will understand that it can be done.

In addition, the reference numbers described in the claims of the present invention are provided only for clarity and convenience of explanation, and are not limited thereto, and in the process of describing the embodiment, the thickness of the lines shown in the drawings or the size of components, etc. may be exaggerated for clarity and convenience of explanation.

In addition, the above-mentioned terms are terms defined in consideration of functions in the present invention, which may vary depending on the intention or custom of the user or operator, so the interpretation of these terms should be made based on the content throughout this specification. .

In addition, even if it is not explicitly shown or described, a person of ordinary skill in the art to which the present invention pertains can make various types of modifications including the technical idea according to the present invention from the description of the present invention. It is obvious, and this still falls within the scope of the present invention.

In addition, the above embodiments described with reference to the accompanying drawings have been described for the purpose of explaining the present invention, and the scope of the present invention is not limited to these embodiments.

100: platform management server
110: Supplier management department
120: account management unit
130: ordering company management department
140: control unit
150 : database
200: supplier terminal
300: ordering company terminal

Claims (4)

a supplier management unit 110 that manages supplier information requesting cost management through the supplier terminal 200;
When payment issuance information including supplier information, payment amount, creation date, item, and ordering company information is received from the supplier terminal 200, a virtual account is created for each supplier in response to the received payment issuance information, and with the supplier an account management unit 120 that matches the ordering company to manage deposit/withdrawal history information of the virtual account;
Based on the payment issuance information and virtual account information generated from the account management unit 120, the ordering company management unit 130 that manages the ordering company information, the ordering company deposit information, and the ordering company terminal 300 information linked with the ordering company information ); and
Based on the payment issuance information transmitted from the supplier terminal 200, payment guide information with a payment deadline set is generated, and the generated payment guide information is combined with the virtual account information given to the supplier based on the payment issuance information. The extracted ordering company information is managed through the ordering company management unit 130 , and the virtual account information and payment guide information are transmitted to the ordering company terminal 300 , and deposit/withdrawal history information of the account management unit 120 . Based on the payment result, the set payment deadline information and duplicate billing information are analyzed and managed through the supplier management unit 110, but after the payment deadline has elapsed, when the payment is confirmed as non-payment, an additional payment deadline is set The control unit 140 for generating additional payment guide information and transmitting it to the supplier terminal 200 and the ordering company terminal 300;
The control unit 140 predicts the expected payment date based on the deposit date for each ordering company input through the account management unit 120, the average payment date until the payment of the ordering company, and the deposit pattern, and based on the predicted expected payment date and payment amount Provides the generated supplier's financial design information to the supplier terminal 200,
Based on the deposit/withdrawal history information of the account management unit 120, the payment result of the payment amount, the set payment deadline information, duplicate claims, and duplicate deposits are checked, and duplicate claims between the supplier terminal 200 and the ordering company terminal 300, An inter-company payment management system, characterized in that it manages to prevent duplicate payment and omission of payment. The method of claim 1,
The payment issuance information includes supplier information, payment amount, creation date, item, and ordering company information. a) When the platform management server 100 receives payment issuance information from the supplier terminal 200, it matches the supplier and the ordering company in response to the received payment issuance information, creates a virtual account for each supplier, and creates a virtual account for each supplier. generating payment guide information in which a payment deadline of the payment amount is set based on the payment issuance information;
b) transmitting, by the platform management server 100 , the virtual account information and payment guide information given to the supplier to the ordering company terminal 300 ;
c) the platform management server 100 analyzes the deposit/withdrawal details of the virtual account, confirms the payment of the payment amount, and notifies the deposit result to the supplier terminal 200 and stores the result; and
d) If the payment amount is confirmed as non-payment after the payment deadline has elapsed, generating additional payment guide information setting an additional payment deadline and transmitting the information to the supplier terminal 200 and the ordering company terminal 300;
In step d), the platform management server 100 predicts the expected payment date based on the deposit date of the ordering company input through the virtual account, the average payment date until the payment of the ordering company, and the deposit pattern, and Provides the supplier's financial design information generated based on the supplier terminal 200,
Based on the deposit/withdrawal history information of the virtual account, check the payment result of the payment amount, the set payment deadline information, duplicate claims, and duplicate deposits to check duplicate billing between the supplier terminal 200 and the ordering company terminal 300, duplicate payment, Inter-company payment management method, characterized in that it further comprises; managing so as to prevent the occurrence of omission of payment. 4. The method of claim 3,
The payment issuance information includes supplier information, payment amount, creation date, item, and ordering company information.

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