KR20200029863A - Virtual currency issuance system based on currency standard system and virtual currency management method thereof - Google Patents

Abstract

The present invention relates to a virtual currency issuance system based on a monetary standard system and a virtual currency management method thereof. More particularly, the present invention relates to a virtual currency issuance system based on a monetary standard system and a virtual currency management method thereof, which use the difference between the consumer selling price of a product being sold and the wholesale delivery price supplied from a manufacturing plant to a wholesaler, provide the virtual currency corresponding to consumer selling price of the product according to a purchase of a buyer, and allow the virtual currency to be used as cash not only in a service store that is a provider of a virtual currency service but also in an advertising member store of any product seller registered as an advertising member who pays the advertising fee in cash.

Description

Virtual currency issuance system based on currency standard system and virtual currency management method thereof

The present invention relates to a system for issuing a virtual currency based on the currency standard system and a method for managing the virtual currency, and more specifically, the difference between the consumer selling price of the product sold and the wholesale delivery price supplied to the wholesaler at the manufacturing plant. By using it, the virtual currency corresponding to the consumer selling price of the product according to the purchase of the product by the purchaser is paid to the buyer, and the advertising fee paid in cash is provided so that the virtual currency can serve as a standard system as well as a service store that is the principal of the virtual currency service. The present invention relates to a system for issuing a virtual currency based on a currency-based system that enables the virtual member to use the virtual currency as cash at an advertising member store of any product seller registered as an advertising member, and a method for managing the virtual currency.

Mankind has started a commercial transaction in the past, and since the initial trade was carried out through bartering of goods, a method for a more convenient transaction has been devised, and the currency was invented by this need. The initial currency was the gold-based gold-based system, which provided the safety and trust of the issued currency. Since then, the gold-based gold-based currency system was used as a method to ensure the safety of the basic currency. Of course, the current key currency, the dollar, has abandoned the gold standard since the 1971 Declaration of Bratton Woods and is operating based on market trust. There is no doubt, however, that the basis of trust in currencies lacking other trust is based on the amount of reserves in the host country or the reserves of gold in each country, if not 100%.

Bitcoin, which can be used as a virtual currency as an alternative to currency, is also used as a virtual currency rather than a regular currency by introducing various point systems or reward systems into the market by grafting some of the characteristics of such currency in marketing. , Ethereum and various virtual currencies have been invented and distributed. Although these various currency substitutes are used for marketing or for the purpose of replacing real money, the point-type virtual currency that is paid as a reward is operated only with the reliability of the company issuing the virtual currency, and the value of the currency as a currency. There is no standard system to guarantee, there is insufficient versatility, and it can be used only for purchasing members in a way such as purchasing only products sold at the corresponding store, or it is only used as a simple marketing means without versatility for a limited purpose.

In addition, the general reward method earning points are simple reward accumulation methods in which the payment amount is 1: 1. The lack of reliability and versatility required for currency, limited use, limited cumulative sales place, and long-term cumulative period There was a problem with non-monetary characteristics with strong marketing tendencies rather than currency, such as lack of liquidity to secure the number of points that can be used as an operating method such as necessity, and the disappearance of unused points owned after a certain period of time.

Cryptocurrency such as Bitcoin, which is operated to be used for the same purpose as the currency, is gradually expanding its versatility, but it is a currency for each country that is traded. And as it is mainly used for tax evasion and the washing of illegal funds, there is a problem in that the price fluctuates like a commodity rather than money, and speculative factors that go beyond the basic categories of the currency market where money is traded are generated.

In addition, the method of acquiring cryptocurrency is operated in a manner that is acquired through the Internet as if mining gold hidden in the ground from a gold mine based on the total issued amount at the time of release, so there was no problem.

In addition, the amount of virtual currency obtained is different from the amount of currency issued in order to keep the value of the currency stable in order to keep the value of the currency stable. It has a strong speculative tendency, such as the virtual currency value is designed to skyrocket due to the decrease in the amount of money.It is a reality that lacks the liquidity of supply of money to maintain the currency value and is the basis for currency value. Many problems have to be solved until it is recognized and developed as a generalized general currency due to lack of trust, such as the absence of trust.

Patent Publication No. 10-2005-0092068 (published on September 16, 2005)

Accordingly, an object of the present invention is to provide a buyer with a virtual currency corresponding to the consumer selling price of the product according to the buyer's purchase of the product, using the difference between the consumer selling price of the product being sold and the wholesale delivery price supplied to the wholesaler from the manufacturing plant. In addition, the virtual currency can be used with cash at the advertising member store of any product seller registered as an advertising member who pays the advertising fee in cash so that the virtual currency can serve as the main system as well as a service store that is a mainstream of the virtual currency service. It is to provide a system for issuing virtual currency based on the currency standard system and a method for managing the virtual currency.

A system for issuing a virtual currency based on a currency-based system for achieving the object of the present invention: obtains member identification information of a buyer who wants to purchase a product, and includes a consumer selling price for the product to be sold and the member identification information By sending credit request information for requesting the accumulation of the exchange points to the buyer, and when selecting a virtual currency as a payment method according to the purchase of the product of the buyer, the member identification information and the virtual within the first percentage of the consumer sales price A plurality of product sales units for requesting payment processing by transmitting virtual currency payment request information including a currency payment amount; And storing the member information including the member identification information, and registering the buyer as a virtual currency service purchasing member, registering the product sales department as one of a service store and an advertising member store, and upon receiving the accumulation request information The exchange rate corresponding to the consumer selling price is accumulated for the member identification information, and when the buyer purchases any product from any product sales department, the exchange point accumulated according to the previous product purchase is the second percentage of the consumer selling price. Convert to the corresponding virtual currency and accumulate and manage it by matching the member identification information. When receiving the payment request information for the virtual currency, deduct the amount of the virtual currency accumulated from the virtual currency accumulated for the member identification information to pay the virtual currency. Including the cryptocurrency issuance management department that performs processing And that is characterized.

The product sales unit includes a service store product sales unit configured in a service store that is a main chain of the virtual currency service; And it characterized in that it comprises an advertising member store merchandise sales unit to register as an advertising member by paying an advertising fee for advertising member registration to the cryptocurrency issuance management unit.

The product sales unit includes a sales storage unit that stores consumer sales prices for each product identification information; Sales display unit; A sales and communication unit connected to a wired / wireless data communication network and performing data communication with the virtual currency issuance management unit connected to the wired / wireless data communication network; An information detection unit which detects and outputs any one or more of the member identification information and payment information of the purchasing member; An information input unit that receives and outputs any one or more of the member identification information, payment information, and consumer selling price; And obtaining the member identification information of the buyer through the member information acquiring unit, and including the consumer selling price of the product to be sold and the member identification information, the request information for accumulating the exchange point for the buyer is calculated. The member identification information and the virtual currency within the first percentage of the consumer selling price when sending to the virtual currency issuance management unit through the sales communication unit and selecting a payment method including the virtual currency as a payment method according to the purchase of the product by the buyer It characterized in that it comprises a sales control unit for performing payment processing by transmitting the payment request information of the virtual currency including the payment information obtained through the payment amount and the payment information acquisition unit.

The sales control unit, a product payment monitoring unit for monitoring whether a payment request for any product is generated; A product consumer acquiring unit that acquires and outputs a consumer selling price for a product through one of the information detection unit and the information input unit when a product payment request occurs; A member information acquisition unit that acquires member identification information of a buyer through one of the information input unit and the information detection unit; A currency exchange processing unit that transmits credit request information for requesting the accumulation of the currency exchange points to the buyer, including the consumer selling price for the product to be sold and the member identification information, to the virtual currency issuance management unit through the sales communication unit; And the member identification information, the payment amount of the virtual currency within the first percentage of the consumer selling price and the payment obtained through the payment information acquisition unit when selecting a payment method including a virtual currency as a payment method according to the purchase of the buyer's product A payment processing unit for performing payment processing by transmitting payment request information of virtual currency including information, wherein the currency exchange processing unit calculates and outputs a currency exchange point corresponding to the consumer selling price when obtaining the consumer selling price Calculation unit; And the exchange point for generating credit request information for requesting the accumulation of the exchange point for the purchaser, including the consumer selling price for the product to be sold and the member identification information, and transmitting it to the cryptocurrency issuance management unit through the sales communication unit. It characterized in that it comprises a credit.

The first percentage is characterized in that it is within 100% of the consumer sales price, and the second percentage is within 50% of the consumer sales price.

The virtual currency issuance management unit stores a member DB including member identification information of a purchaser who is a purchaser and a product for an advertising member product sales unit which is a product sales unit operated by an advertising member for providing the virtual currency service. Product sales department information including sales department identification information, advertising member information including the advertising member identification information, and advertising member DB for storing advertising cost information for the advertising costs paid by the advertising member, and service store DB for storing service store information And a server storage unit including a virtual currency DB including cumulative currency exchange points for each purchasing member and information on the amount of virtual currency held by the customer; And storing member information including the member identification information to register the buyer as a virtual currency service purchasing member, and storing the advertisement member's product sales department information, advertisement member information, and advertisement cost information in the advertisement member DB to store an advertising member store Register as an advertising member for, store the exchange point corresponding to the consumer selling price for the member identification information when receiving the accumulation request information from the product sales unit, and the buyer purchases any product at any product sales unit By converting the exchanged points accumulated according to the purchase of the previous product into the corresponding virtual currency, it accumulates and manages the member identification information, and when receiving the payment request information of the virtual currency, the virtual currency accumulated for the member identification information The amount of the virtual currency is subtracted from the amount of the currency to the amount of the virtual currency Article characterized in that it includes a server control unit to perform processing.

The server control unit stores the member information including the member identification information, registers the purchaser as a virtual currency service purchasing member, registers the purchase member information, advertisement member information and advertisement cost of the advertisement member when confirming the deposit of the advertisement fee A member registration unit including an advertising member registration unit storing information in the advertising member DB and registering as an advertising member for an advertising member store; When receiving the accumulation request information from the product sales unit, the exchange point corresponding to the consumer sales price is stored for the member identification information, and the consumer sales price of the product purchased by the buyer when purchasing any product at any product sales department A virtual currency issuing unit that converts the exchange points corresponding to the second percentage among the accumulated exchange points stored in accordance with the purchase of the previous product within the second percentage into a corresponding virtual currency and matches and accumulates and manages the member identification information; A virtual currency payment processing unit that performs a virtual currency payment processing by subtracting the virtual currency payment amount from the accumulated virtual currency amount of the virtual money accumulated for the member identification information upon receiving the virtual currency payment request information; And an advertisement cost calculation unit for calculating an advertisement cost for signing up as an advertisement member when registering as the advertisement member, transmitting the advertisement fee to the advertisement member, and confirming the deposit of the advertisement fee accordingly.

The advertisement cost calculation unit calculates a certain amount as an advertisement cost at a certain period of time when the advertisement member joins and after the advertisement member joins, transmits it to an advertisement member, checks the deposit of the advertisement fee and provides it to the advertisement member registration unit, and The advertisement member registration unit is characterized by determining the registration of the advertisement member and the maintenance of the advertisement member according to whether or not the advertisement fee is input from the advertisement cost calculation unit at regular intervals.

The system: receives and displays exchange point and virtual currency amount information managed in response to the member identification information of the purchasing member by accessing the virtual currency issuing management unit through the wired / wireless data communication network to the terminal portion of the purchasing member, and transferring Further comprising a user terminal unit for transmitting the virtual currency transfer request information to the virtual currency issuance management unit requesting to transfer the transfer amount within the virtual currency amount including the amount information to the bank account of the purchasing member, the server control unit When receiving the virtual currency transfer request information, after obtaining the account information for the bank account, if the accumulated virtual currency amount for the purchasing member is greater than the transfer amount, transfer the transfer amount to the bank account of the account information It characterized in that it further comprises a virtual currency transfer processing unit.

A method of managing a virtual currency of a virtual currency issuing system based on a currency-based system for achieving the object of the present invention is: a product sales department acquires member identification information of a buyer who wants to purchase a product, and consumer sales of the product to be sold An exchange point accumulation request process for transmitting accumulation request information for requesting the accumulation of exchange points to the buyer, including a price and the member identification information; When the cryptocurrency issuance management unit receives the accumulation request information, it accumulates exchange points corresponding to the consumer selling price for the member identification information, and accumulates according to the previous product purchase when the buyer purchases any product at any product sales department A virtual currency accumulation process of converting exchange points within a second percentage of the consumer selling price of the purchased product among the accumulated exchange points into corresponding virtual currencies and matching and accumulating and managing the member identification information; When the product sales department selects a virtual currency as a payment method according to the purchase of the product of the buyer, payment processing is performed by transmitting virtual currency payment request information including the member identification information and the virtual currency payment amount within the first percentage of the consumer selling price. Requesting cryptocurrency payment request process; And a virtual currency payment process in which the virtual currency issuance management unit performs a virtual currency payment process by subtracting the virtual currency payment amount from the virtual currency accumulated for the member identification information when receiving the virtual currency payment request information. It is characterized by.

The method further comprises: a registration process in which the virtual currency issuing management unit registers an advertising member providing a virtual currency service providing a currency exchange point and a virtual currency through the product sales unit and a purchasing member receiving the virtual currency service. Including, however, the process of requesting the accumulation of currency exchange points and the process of requesting payment of virtual currency is performed by the service store product sales department of the service store that is the main chain of the virtual currency service and the advertising member sales store product sales department of the advertising member store operated by the advertising member It is characterized by.

In the registration process, the virtual currency issuance management unit purchases including member identification information for a user who wants to sign up for a virtual currency service for receiving a currency exchange point and a virtual currency through the product sales unit from a user terminal of any user. A purchase member registration step of receiving member information and storing it in a member DB for registration; And the cryptocurrency issuance management unit receives an advertisement fee from a seller who sells an arbitrary product, and stores advertisement member information, product sales department information, and advertisement cost information including advertisement member identification information of the seller's advertisement member in an advertisement member DB. And providing an exchange member through the product sales unit and registering as an advertising member providing a virtual currency service providing virtual currency payment processing.

The advertisement member registration step includes: an advertisement member information registration step of storing the advertisement member information, product sales department information, and advertisement cost information in an advertisement member DB; A step of checking whether the advertisement fee is deposited or not, to check whether the advertisement fee information is deposited; And when payment of the advertisement fee is confirmed, monitors whether the advertisement member receives the request for accumulation information and payment request information from the product sales unit, and provides exchange points and payment in virtual currency according to the purchase of the purchase members through the product sales unit. And a service initiation step of providing a virtual currency service that provides processing.

The first percentage is characterized in that it is within 100% of the consumer selling price of the purchased product, and the second percentage is within 50% of the consumer selling price.

The method includes: the user terminal unit accesses the virtual currency issuance management unit through a wired / wireless data communication network to receive and display currency exchange point and virtual currency amount information managed in response to member identification information of the purchasing member, and includes transfer amount information A virtual currency transfer request process for transmitting virtual currency transfer request information to the virtual currency issuance management unit to request transfer of the transfer amount within the virtual currency amount to the bank account of the purchasing member; And when the virtual money issuance management unit obtains account information for the bank account when receiving the virtual money transfer request information, if the accumulated virtual money amount for the purchasing member is greater than the transfer amount, the transfer amount is transferred to the account. It characterized in that it further comprises a virtual currency transfer process to transfer to the bank account of the information.

The account information is characterized in that the virtual currency issuance management unit obtains it by inputting it as one of the member information when registering the purchasing member.

The method includes: a user terminal unit accessing the virtual money issuance management unit through a wired / wireless data communication network as a terminal unit of the purchasing member, receiving and displaying currency exchange point and virtual money amount information managed in response to member identification information of the purchasing member And transfers the virtual currency transfer request information requesting to transfer the transfer amount within the virtual currency amount to the other purchasing member, including member identification information, transfer amount information, and member identification information of the other purchasing member. A virtual currency transfer request process transmitted to the virtual currency issuance management unit; And when the server control unit of the virtual currency issuance management unit receives the virtual money transfer request information, the virtual money that is accumulated and managed for the member identification information of the remittance purchasing member included in the virtual money transfer request information is identified as a member of the other purchasing member. It characterized in that it further comprises a virtual currency transfer process of accumulating in the accumulated virtual currency of the member identification information of the other purchasing member by transferring to the information.

The step of checking whether or not the advertisement fee is deposited is performed at a period of a certain period, and the advertisement member registration unit further includes a process of determining whether to maintain an advertisement member according to whether or not the advertisement fee is deposited at the period of the predetermined period, and the service initiation step In the process of determining whether to retain an advertising member, it is performed when it is determined that the advertising member is maintained.

The present invention has the effect of providing a cryptocurrency based on the currency standard system, securing reliability by establishing the currency standard system and securing currency liquidity, and providing a powerful cryptocurrency service completely excluded from speculation.

In addition, the present invention is a key structure of the seller issuing virtual currency, the price difference between the consumer selling price and the wholesale delivery price is given up to the periodic profit, guarantees it to the consumer, discounts provided to the actual consumer, etc. It has the effect of providing a virtual currency equal to the exchange value of many real fiat currencies to consumers.

 In addition, according to the present invention, a product sold by using a virtual currency at the same exchange value as a nominal currency corresponding to a consumer selling price can be purchased from a service retailer or an affiliated advertising member store of the virtual currency issuing system. Through this, the seller has the effect of providing more awareness to the consumer that the product being sold is free than the value of the discount, so that he or she can sell more products and expand sales.

In addition, the present invention provides a means to coexist with small business owners by allowing virtual currency to be used in advertising member stores that provide advertising costs to local stores of service stores, not service stores that sell arbitrary products. It has the effect of increasing activation and contributing to local development.

1 is a view showing the configuration of a virtual currency issuing system based on the currency standard system according to the present invention.
2 is a view showing the detailed configuration of the product sales unit of the virtual currency issuing system according to the present invention.
3 is a view showing the detailed configuration of the virtual currency issuance management unit of the virtual currency issuing system according to the present invention.
4 is a flowchart illustrating a method for managing a virtual currency in a system for issuing virtual currencies according to the present invention.
5 is a flowchart illustrating a member registration method among the virtual currency management methods of the virtual currency issuing system according to the present invention.
6 is a flowchart illustrating a method for accumulating virtual currency among the virtual currency management methods of the virtual currency issuing system according to the present invention.
7 is a flowchart illustrating a virtual currency transfer method among virtual currency management methods of the virtual currency issuing system according to the present invention.

Hereinafter, the configuration and operation of a virtual currency issuing system based on the currency standard system according to the present invention will be described in detail with reference to the accompanying drawings, and a method for managing virtual currency in the system will be described.

1 is a view showing the configuration of a virtual currency issuing system based on the currency standard system according to the present invention.

1, the virtual currency issuing system according to the present invention includes a product sales unit 200 and a virtual currency issuance management unit 400, and according to an embodiment, the user terminal unit 100 and the advertising member server unit 300 It may include more.

The user terminal unit 100, the product sales unit 200, the advertising member server unit 300, and the virtual currency issuance management unit 400 are connected to one of wired and wireless data through a wired / wireless data communication network 10 to perform mutual data communication. Perform.

The wired / wireless data communication network 10 includes at least one of a wide area network (WAN) including a Wi-Fi network, a mobile communication network such as 3G (3 Generation), 4G, 5G, WiBro network, and dedicated network. A data communication network in which one or more are combined.

The user terminal unit 100 may be any one of the mobile terminal 101 and the computer terminal 102 as a terminal unit of a purchaser and a small business advertising member, but it is preferable that the mobile terminal 101 is a mobile terminal 101.

The user terminal unit 100 accesses the virtual currency issuance management unit 400 through a wired / wireless data communication network 10 as one of an application and a web-based, receives information for registering as a purchasing member or an advertising member, and receives the virtual money issuance management unit ( 400).

When the user terminal unit 100 is a terminal unit of a purchasing member, the user terminal unit 100 purchases products by product sales unit (store) used by the virtual currency issuance management unit 400, accumulates exchange points, and virtually Display and receive information on the exchange points converted into currency and the accumulated amount of cryptocurrency.

When the user terminal unit 100 is the terminal unit of an advertising member, the user terminal unit 100 receives various information such as the amount of the virtual currency applied to the product sold by the virtual currency issuance management unit 400 and the profit amount accordingly. Display.

The merchandise sales unit 200 is a terminal unit configured in a merchandise store that sells merchandise, and is configured to perform payment processing for the consumer selling price of the product purchased by the buyer, and may be an online shopping mall server 201, etc. It may be a Point of Sales (POS) system 202. In addition, the product sales unit 200 may be an unmanned vending machine connected online.

The merchandise sales unit 200 is installed in a service store that is a direct sales office that provides a virtual currency service according to the present invention, a service store product sales unit 200 and a predetermined advertising cost to the headquarters for providing cryptocurrency services according to the present invention After providing, it may be divided into an advertising member store product sales unit 200 installed in an advertising member store that provides a virtual currency service. The advertising member may be an offline small business owner or an online small shopping mall operator. In addition, the advertising member may be a company.

The product sales unit 200 according to the present invention obtains a consumer selling price for a product registered by a buyer registered as a purchasing member and member identification information for the buyer, and then includes the member identification information and the consumer selling price Generate payment request information, send it to the virtual currency issuance management unit 400, and when selecting a payment method, select a virtual currency to pay for the virtual currency including the member identification information and the payment amount of the virtual currency within a certain percentage of the consumer selling price. Send payment information to request payment processing. The member identification information may be a unique virtual currency service member number or a phone number of the buyer's mobile terminal 101.

The cryptocurrency payment may be made for the entire consumer selling price, or may be used only within a certain percentage of the consumer selling price as described above. For example, if the consumer selling price is 10,000 won, all 10,000 won can be settled in virtual currency, and among some products sold, cryptocurrencies within 5,000 won, up to 50%, are sold for products with a margin margin lower than the average margin rate. It would be desirable to make it usable. In the latter case, it will be possible to perform general cash payment or card payment for the balance of 5,000 won.

In addition, the product sales unit 200 may calculate and exchange currency points corresponding to the consumer selling price, and may include and transmit it in the accumulation request information. The exchange point may be provided within 100% of the consumer selling price, preferably 50% or more and 100% or less, and particularly 100% may provide more profit to the buyer.

The advertising member server unit 300 is configured when the advertising member is a non-small business, and manages the advertising member store product sales units 200 managed by them.

The virtual currency issuance management unit 400 generates member identification information for a user who wants to sign up for a virtual currency service, stores member information including member identification information for the user, and registers it as a purchasing member. 200 is registered as one of a service store and an advertising member store to manage information generated by each.

The virtual currency issuance management unit 400 stores the exchange point corresponding to the consumer selling price for the member identification information when the accumulation request information is received, and when the buyer purchases any product from the arbitrary product sales unit 200 Among the accumulated exchange points stored according to the purchase of the previous product, the exchange points in the second percentage of the consumer selling price of the currently purchased product are converted to the corresponding virtual currency, matched with the member identification information, and accumulated and managed, and the virtual currency payment Upon receiving the request information, the virtual currency payment processing is performed by subtracting the payment amount of the virtual currency from the accumulated virtual currency holding amount for the member identification information. The second percentage may be determined by a difference between a consumer selling price and a wholesale delivery price, and it is desirable that it is within 50% of the consumer selling price.

2 is a view showing the detailed configuration of the product sales unit of the virtual currency issuing system according to the present invention.

Referring to FIG. 2, the product sales unit 200 includes a sales storage unit 210, a sales display unit 220, a sales communication unit 230, an information detection unit 240, an information input unit 250, and a sales control unit 260. Includes.

The sales storage unit 210 is a program area for storing a control program for controlling the operation of the product sales unit 200 according to the present invention, a temporary area for temporarily storing data generated during the execution of the control program, during the execution of the control program And a data area for semi-permanently storing the generated data and data necessary to perform the control program. The data area may store sales consumer prices corresponding to product identification information, product descriptions, and the like.

The sales display unit 220 displays sales user interface means including information acquisition means of a product to be sold, member identification information acquisition means according to the present invention, payment means selection means, payment information acquisition means, and the like, and sales user interface means Through, product information including the consumer price of the product, member information corresponding to the acquired member identification information, the member's virtual currency service information, etc. to any one or more of text, graphics, icons, still images, videos, etc. Display. The virtual currency service information may be cumulative exchange point information accumulated for the member, accumulated virtual currency amount information, and the like.

The sales and communication unit 230 is connected to the wired / wireless data communication network 10 by one of wired and wireless data communication with the virtual currency issuance management unit 400 and the advertising member server unit 300 connected to the wired / wireless data communication network 10. Perform.

The information detection unit 240 is a barcode reader for obtaining product identification information and member identification information from barcodes of product barcodes, membership cards, and the like, cameras for photographing the products and membership cards, and outputting still images, membership cards, credit cards, etc. It may be a card reader that reads information such as member identification information and card information from the magnetic and card chips of.

The information input unit 250 is integrally configured with a keyboard capable of inputting a number of letters and numbers, and a screen of the sales display unit 220, and outputs a location signal corresponding to a touched screen location to display the sales display unit 220 It may include at least one or more of a touch pad or the like to allow information to be input by the character input means displayed on the.

The sales control unit 260 includes a product payment monitoring unit 261, a product consumer acquisition unit 262, a member information acquisition unit 263, a wholesale delivery price acquisition unit 264, a currency exchange processing unit 270, and a payment processing unit 280 ) To control the overall operation of the product sales unit 200 according to the present invention.

Specifically, the product payment monitoring unit 261 monitors the information detection unit 240 and the information input unit 250 to monitor whether a product payment event occurs.

When a product payment event occurs through the product payment monitoring unit 261, the product consumer acquisition unit 262 acquires a product consumer selling price for a product that any buyer wants to purchase. The consumer selling price may be obtained by directly input by the seller through the information input unit 250, and in response to product identification information obtained through the information detection unit 240, the sales storage unit 210 and the cryptocurrency issuance management unit ( 400) and the advertising member server unit 300, it may be possible to obtain a consumer price.

The member information acquisition unit 263 acquires member identification information of the buyer through one of the information input unit 250 and the information detection unit 240.

The wholesale delivery price acquisition unit 264 acquires the wholesale delivery price from any one of the sales storage unit 210, the virtual currency issuance management unit 400, and the advertising member server unit 300 in response to the product identification information.

The currency exchange processing unit 270 issues the virtual currency through the sales communication unit 230 through the sales communication unit 230 to request the accumulation of the exchange point for the buyer, including the consumer selling price of the product to be sold and the member identification information. Send to the management unit 400.

The currency exchange processing unit 270 calculates the exchange point corresponding to the consumer selling price of the product, the exchange point calculating unit 271, and the credit request information including the consumer selling price, currency exchange point, and member identification information in the virtual currency. It may be configured to include the exchange point accumulation unit 272 to be transmitted to the issue management unit 400.

The point calculating unit 271 may calculate the exchange point at 100% of the consumer selling price, or may be calculated in consideration of the wholesale delivery price, but it is preferable to calculate at 100% of the consumer selling price. In the former case, if the consumer selling price is 10,000 won, the exchange point will be 10,000 points.

The payment processing unit 280 displays on the sales display unit 220 a payment method selection user interface means capable of selecting one of a plurality of payment methods including a virtual currency payment method according to the present invention, and the payment method selection user interface If a payment method selection unit 281 receiving a payment method is selected through a means, a general payment method is selected through the payment method selection unit 281, or a general payment method and a combination of virtual payment methods are selected. It includes a general payment processing unit 282 for performing the general payment processing according to and a virtual currency payment processing unit 283 for performing the virtual currency payment processing according to the selection of the virtual currency payment method.

The general payment processing unit 282 may include cash payment, card payment, T-money, Samsung Pay, T-pay payment, and the like.

The virtual currency payment processing unit 283 is the member identification information and a certain percentage of the consumer selling price (hereinafter referred to as "first percentage") when selecting a payment method including a virtual currency as a payment method according to the purchase of the product of the buyer. ) To transmit payment request information of virtual currency including the payment amount of the virtual currency and payment information obtained through the payment information acquisition unit to perform payment processing. The first percentage (%) may be 100% or less than 50%.

That is, as described above, the virtual currency payment may be made for the entire consumer selling price (100% of the consumer selling price), or may be made within 50% of the consumer selling price. However, it would be desirable to settle virtual currency within 100% of the consumer selling price.

3 is a view showing the detailed configuration of the virtual currency issuance management unit of the virtual currency issuing system according to the present invention.

Referring to FIG. 3, the virtual currency issuance management unit 400 includes a server storage unit 410, a server communication unit 420, and a server control unit 430.

The server storage unit 410 includes a member DB 411, a virtual currency DB 412, an advertising member DB 413, and a service store DB 414, according to an embodiment, product identification information of each product by product store Mapping to may further include a product DB that stores the consumer sales price and wholesale sales price.

The member DB 411 stores purchasing member information including member identification information, user information, and registered store information. The user information may include information such as the name, phone number, and address of a user who is a purchasing member. The registered dealer information may be information about a product dealer frequently used by a user.

The virtual currency DB 412 stores accumulated currency exchange points stored per purchase member and information on the amount of virtual currency reserves, and stores information on payment processing amounts of virtual currency for each advertising member.

The advertisement member DB 413 stores advertisement member identification information, advertisement member information, product sales department information, advertisement cost information, and the like. The advertising member information may include a location of a product store to be sold, a representative's name, a phone number, and information about products. The product sales unit information may include product sales unit identification information for identifying the product sales unit 200 for each advertisement member online, access information for accessing the product sales unit 200, and the like. The product sales unit identification information may be any one or more of a product sales unit 200-specific device number, a MAC (MAC) address, an Internet protocol (IP) address, and the like, and the access information may be generated by the product sales unit 200 in cryptocurrency. It may be an ID and password for logging on to the publication management unit 400. The advertisement cost information may include a history of payment of advertisement costs paid by advertisement members. The advertisement member DB 413 may also store information on the amount of payment processing of virtual currency for each advertisement member.

The service store DB 414 stores store identification information, store information, and product sales department information for a service store, which is a product store directly operated by the head office.

The server communication unit 420 connects to the wired / wireless data communication network 10 by wire, and performs data communication with other devices connected to the wired / wireless data communication network 10.

The server control unit 430 includes a member registration unit 440, a virtual currency issuing unit 450, a virtual currency payment processing unit 460, an advertisement cost calculation unit 470, an information providing unit 480, and a virtual currency transfer processing unit 490. Including, it controls the overall operation of the virtual currency issuance management unit 400 according to the present invention.

The member registration unit 440 includes a purchase member registration unit 441 and an advertising member registration unit 442.

The purchasing member registration unit 441 provides a purchasing member registration user interface means to the user terminal unit 100 of the purchasing member, and after obtaining the purchasing member information through the purchasing member registration user interface means, the member DB 411 Stored in and registered as a purchasing member of the virtual currency service according to the present invention.

The advertisement member registration unit 442 provides an advertisement member registration user interface means to the user terminal unit 100 of the advertisement member, and obtains advertisement member information through the advertisement member registration user interface means, and then the advertisement member DB 413 ) To register as an advertising member.

The advertisement member registration unit 442 displays the advertisement cost calculated by the advertisement cost calculation unit 470 to be described later through the advertisement member registration user interface means, and when it is confirmed whether the advertisement cost is paid through the advertisement cost calculation unit 470 to be described later. It may be configured to register as an advertising member.

The virtual currency issuing unit 450 includes a server point accumulation unit 451 and a virtual currency accumulation unit 452.

The server point accumulation unit 451 extracts purchase member identification information included in the accumulation request information when the accumulation request information is received from the product sales unit 200 through the server communication unit 420, and corresponds to the purchase member identification information Accumulatively store and manage the exchange points for the purchasing member, and if there are exchange points accumulated according to the previous product purchase, the exchange points corresponding to the second percentage of the consumer selling price of the currently purchased product are virtual currency accumulation unit (452 ). The second percentage may be applied in consideration of the consumer selling price and wholesale delivery price, and it is desirable to be determined within a maximum of 50%.

The virtual currency accumulation unit 452 converts to the virtual currency amount corresponding to the exchange point when the exchange point within the second percentage of the consumer selling price is input from the server point accumulation unit 451, and then accumulates for the purchasing member do.

For example, 10,000 points will be paid to the purchasing member A according to the purchase of the product having the consumer selling price of 10,000 won, and if the exchange point 10,000 points were accumulated and stored to the purchasing member A according to the previous product purchase, the server The point accumulation unit 451 accumulatively stores only 5,000 points in the previous 10,000 points, and outputs 5000 points, which is 50% of the 10,000 won of the consumer sales price, out of the previously accumulated 10,000 points to the virtual currency accumulation unit 452. Then, the virtual currency accumulation unit 452 will convert the above 5000 points to 5000 won in virtual currency and accumulate them in the amount of virtual currency held by the previous purchase member A. The virtual currency exchange may be configured to be performed for previously accumulated exchange points every time a product is purchased, or may be configured to be exchanged only when the user desires.

The virtual currency payment processing unit 460 receives purchase member identification information included in the virtual currency payment request information when the virtual currency payment request information is received from the virtual currency issuance management unit 400 through the server communication unit 420. It is determined whether the accumulated virtual currency reserve amount is greater than the virtual currency settlement amount included in the virtual currency payment request information, and if the virtual currency reserve amount is greater than the virtual currency settlement amount, the virtual currency reserve amount is subtracted from the virtual currency settlement amount. To perform the virtual currency payment processing, and transmit the resulting payment processing to the product sales unit 200 through the server communication unit 420.

The advertisement cost calculation unit 470 calculates advertisement costs in a certain period, such as 1 month, 1 year, etc. after registering as an advertising member, when registering as an advertising member, or when registering as an advertising member, or registering as an advertising member, After registering as an advertising member, a request is made to pay the advertisement fee to the user terminal unit 100 of the advertisement member for a certain period of time, and it is determined whether or not the advertisement fee is paid accordingly and provided to the advertisement member registration unit 442 or the advertisement member DB 413 Stores payment information.

The information providing unit 480 is a product of a corresponding purchasing member stored in the virtual currency DB 412 when a request for virtual currency service information occurs as one of web-based and application (app) -based from the user terminal unit 100 of the purchasing member. It provides information such as purchase history purchased through the sales department 200, currency exchange points held according to product purchases, and the amount of virtual currency held through web-based or application-based.

The virtual currency transfer processing unit 490 requests a virtual currency transfer requesting a transfer of the transfer from the user terminal unit 100 of the purchasing member within the virtual currency reserve amount accumulated to the corresponding purchasing member by either web-based or application-based. When information is received, the amount of the virtual currency corresponding to the transfer amount included in the virtual money transfer request information is deducted from the amount of the virtual currency holding amount as the account of the bank account information included in the virtual money transfer request information, and the transfer amount is The corresponding cash is transferred to the bank account.

In addition, the virtual currency transfer processing unit 490 may be configured to transfer virtual currency and exchange points held between purchasing members. For example, any purchasing member is a member of the recipient purchasing member who will receive the user identification information of the user, that is, the sender's member identification information, the amount of electronic money to be transferred (transfer) (remittance amount), and electronic money through the user terminal 100. After receiving the virtual currency transfer request information including the identification information, and after subtracting the electronic money amount of the remittance amount from the accumulated virtual currency holding amount for the member identification information of the sender, for the member identification information of the recipient purchase member A virtual money transfer process is performed by accumulating and storing the virtual money corresponding to the remittance amount in a cumulatively managed virtual currency holding amount.

In addition, the server control unit 430 may further include a currency exchange point transaction unit 500 to enable exchange of exchange points between purchase members.

4 is a flowchart illustrating a method for managing a virtual currency in a system for issuing virtual currencies according to the present invention. Referring to Figure 4, it will be described in terms of the server control unit 430 of the virtual currency issuance management unit 400.

As described above, the server control unit 430 registers users as purchasing members to operate the virtual currency service of the present invention as a membership system, and registers small and medium businesses and companies of online and offline as advertising members to provide the virtual currency service ( S111). As described above, the advertising member will have to pay the advertising cost one-time at the time of membership registration, or the advertising cost at the time of membership registration and after a period of membership.

The server control unit 430 checks whether a product purchase event occurs according to whether or not credit request information is received from the product sales unit 200 (S113), and when a product purchase event occurs, a currency exchange point corresponding to the consumer selling price of the product And performs the payment of virtual currency (S115). The virtual currency accumulation may be configured to be accumulated only when a product is purchased through a service store.

The server control unit 430 monitors whether the virtual currency payment request information is received from the product sales unit 200 to check whether a virtual currency payment request is generated (S117), and performs a virtual currency payment processing when a virtual currency payment request is generated. (S119).

5 is a flowchart illustrating a member registration method among the virtual currency management methods of the virtual currency issuing system according to the present invention, and is a flowchart showing S111 of FIG. 4 in detail.

Referring to FIG. 5, when a member registration request is generated (S211), the server control unit 430 determines whether it is a purchase member registration (S213) or an advertisement member registration (S215).

If the purchase member is registered, the server control unit 430 provides the user interface unit for the purchase member registration to the user terminal unit 100 and checks whether the purchase member information is acquired through the purchase member registration user interface means (S217).

When the purchasing member information is obtained, the server control unit 430 generates the member identification information and provides it to the user terminal unit 100 (S219), and then stores the purchasing member information in the member DB 411 to convert the user into a purchasing member. Register (S221).

A user who wishes to register as a purchasing member may request to issue a membership card through the purchasing user registration user interface means, and accordingly, any one or more of a physical card and a digital card including the member identification information may be issued. . The physical card may be delivered to the home by receiving the user's home address, and the digital card may be issued to the mobile terminal 101 of the user's user terminal unit 100.

When registering as an advertising member, the server control unit 430 provides the advertising member registration user interface means to the user terminal unit 100, and checks whether the advertising member information including advertisement condition information is input through the advertising member registration user interface means. (S223).

When advertisement member information including advertisement condition information is input, the server controller 430 calculates an advertisement cost according to the advertisement condition information and displays it through the advertisement member registration user interface means to request payment of the advertisement cost (S225).

The server control unit 430 monitors whether the advertisement fee is deposited (S227), and when the advertisement fee is deposited, deposits the advertisement fee in cash for the role of the virtual currency standard system (S229), and the advertisement member registration user interface means through It is requested to register the store information for the product store (S231), and it is checked whether registration of store information is requested (S233).

When registration of the store information is requested, the server control unit 430 stores advertisement member information including advertisement condition information, product store information, and product sales unit information in the advertisement member DB 413 and registers it as an advertisement member (S235).

6 is a flowchart illustrating a method for accumulating virtual currency among the virtual currency management methods of the virtual currency issuing system according to the present invention.

Referring to FIG. 6, the server control unit 430 obtains the consumer selling price of the product from the received accumulation request information (S311). The consumer selling price may be obtained from a product DB (not shown) that defines a wholesale delivery price for each product and a consumer selling price that may be configured in the server storage unit 410. In this case, the credit request information should include product identification information.

The server control unit 430 obtains the wholesale delivery price for the product (S313). Step S313 may not be performed depending on the embodiment. The wholesale delivery price may be obtained from the accumulation request information when the product sale unit 200 is included in the accumulation request information and transmitted, and defines a wholesale delivery price and a consumer sales price for each product included in the server storage unit 410. It may be obtained from a product DB (not shown).

When the product consumer selling price, or consumer selling price and wholesale delivery price is obtained, the server control unit 430 stores the exchange points corresponding to the consumer selling price for the purchasing member corresponding to the member identification information included in the accumulation request information And (S315), and load the previously accumulated exchange points (S317).

The server control unit 430 converts the exchange point within the second percentage of the consumer selling price to the virtual currency among accumulated accumulated exchange points if there are accumulated exchange points to be loaded (S319), and then accumulates for the purchase member ( S321).

7 is a flowchart illustrating a virtual currency transfer method among virtual currency management methods of the virtual currency issuing system according to the present invention.

Referring to FIG. 7, the server control unit 430 monitors whether a virtual currency transfer event is generated from any user terminal unit 100 (S411).

When a request for virtual currency transfer occurs, the server control unit 430 provides the user with the virtual terminal reserve amount, that is, the virtual currency reserve amount accumulated for the member, and requests to input the transfer amount (S413).

After the request for input of the transfer amount, the server control unit 430 checks whether the request for transfer of the virtual currency transfer amount is generated by receiving the virtual currency transfer request information including the virtual currency transfer amount from the user terminal unit 100 ( S415).

When a transfer request is generated, the server control unit 430 loads the virtual currency holding amount (S417), and checks whether the holding amount is greater than the transfer amount (S419).

If the amount of the virtual currency holding is less than the amount of the transfer, the server control unit 430 transmits the information about the amount of insufficient holding, which informs the user that the amount of holding is insufficient (S425).

On the other hand, if the holding amount is greater than the transfer amount, the server control unit 430 obtains transfer bank account information (S421), and then transfers the cash for the virtual currency transfer amount to the bank account information (S423). The transfer bank account information may be received and stored when a purchase member is registered, or may be provided by providing a user interface means for inputting transfer information to the user terminal unit 100 whenever a transfer request is made.

On the other hand, the present invention is not limited to the typical preferred embodiments described above, but can be carried out by improving, changing, replacing or adding in various ways without departing from the gist of the present invention. Anyone who has a will easily understand. If the implementation by such improvement, modification, replacement or addition falls within the scope of the appended claims, the technical idea should also be regarded as belonging to the present invention.

[Description of codes]

100: user terminal 101: mobile terminal

102: computer terminal 200: product sales department

201: service store product sales department 202: advertising member store product sales department

210: sales store 220: sales display

230: Sales Department 240: information detection unit

250: information input unit 260: sales control

261: product payment monitoring unit 262: product consumer acquisition department

263: Member information acquisition department 264: wholesale delivery price acquisition unit

270: currency exchange processing unit 271: currency exchange point calculation unit

272: currency exchange point accumulation unit 280: payment processing unit

281: payment method selection unit 282: general payment processing unit

283: Cryptocurrency payment processing unit 300: advertising member server unit

400: cryptocurrency issuance management department 410: server storage

411: Member DB 412: Cryptocurrency DB

413: Advertising member DB 414: Service store DB

420: server communication unit 430: server control

440: Member Register 441: Purchasing Member Register

442: Advertising member register 450: Cryptocurrency issuance department

451: server point accumulation unit 452: Cryptocurrency deposit

460: virtual currency payment processing unit 470: advertising cost calculator

480: information provider 490: virtual currency transfer processing unit

Claims (19)

Acquire the member identification information of the buyer who wants to purchase the product, transmit the request information for requesting the accumulation of the exchange point to the buyer, including the consumer selling price for the product to be sold and the member identification information, and transmit the When selecting a virtual currency as a payment method according to a purchase of a product of a buyer, a plurality of requests for payment processing are transmitted by transmitting virtual currency payment request information including the member identification information and the virtual currency payment amount within the first percentage of the consumer selling price. Merchandise sales department; And
By storing the member information including the member identification information, the buyer is registered as a virtual currency service purchase member, and the product sales department is registered as one of a service store and an advertising member store, and upon receiving the accumulation request information, The exchange points corresponding to the consumer selling price are accumulated for the member identification information, and the exchange points accumulated according to the previous product purchase when the buyer purchases any product from the arbitrary product sales department is added to the second percentage of the consumer selling price. Convert to the corresponding virtual currency and accumulate and manage it by matching the member identification information, and when receiving the virtual currency payment request information, process the virtual currency payment by subtracting the virtual currency payment amount from the accumulated virtual currency for the member identification information Including cryptocurrency issuance management unit to perform Virtual currency issued by the system is also based on the currency bonwije that feature.
According to claim 1,
The product sales department,
A service store product sales unit configured in a service store that is a main chain of the virtual currency service; And
A system for issuing virtual currency based on the currency standard system, characterized in that it comprises an advertising member store product sales unit that registers as an advertising member by paying an advertising fee for registering an advertising member to the cryptocurrency issuance management unit.
According to claim 1,
The product sales department,
A sales storage unit that stores consumer sales prices by product identification information;
Sales display unit;
A sales and communication unit connected to a wired / wireless data communication network and performing data communication with the virtual currency issuance management unit connected to the wired / wireless data communication network;
An information detection unit which detects and outputs any one or more of the member identification information and payment information of the purchasing member;
An information input unit that receives and outputs any one or more of the member identification information, payment information, and consumer selling price; And
Acquiring the member identification information of the buyer through the member information acquisition unit, and selling the earning request information requesting the accumulation of the exchange points to the buyer, including the consumer selling price for the product to be sold and the member identification information Send to the virtual currency issuance management unit through the communication unit, and when selecting a payment method including a virtual currency as a payment method according to the purchase of the product of the buyer, payment of the virtual currency within the first percentage of the consumer identification price and the consumer selling price A system for issuing virtual currency based on a currency-based system, characterized in that it comprises a sales control unit that performs payment processing by transmitting payment request information of a virtual currency including payment amount and payment information obtained through the payment information acquisition unit.
According to claim 3,
The sales control unit,
A product payment monitoring unit that monitors whether a payment request for any product is generated;
A product consumer acquiring unit that acquires and outputs a consumer selling price for a product through one of the information detection unit and the information input unit when a product payment request occurs;
A member information acquisition unit that acquires member identification information of a buyer through one of the information input unit and the information detection unit;
A currency exchange processing unit that transmits credit request information for requesting the accumulation of the currency exchange points to the buyer, including the consumer selling price for the product to be sold and the member identification information, to the virtual currency issuance management unit through the sales communication unit; And
When selecting a payment method including a virtual currency as a payment method according to the purchase of the product of the buyer, the member identification information, the payment amount of the virtual currency within the first percentage of the consumer selling price and payment information obtained through the payment information acquisition unit It includes a payment processing unit for performing payment processing by transmitting the payment request information of a virtual currency including,
The currency exchange processing unit,
A currency exchange point calculation unit for calculating and outputting exchange points corresponding to the consumer selling price when obtaining the consumer selling price; And
Accumulation of currency exchange points for generating the purchase request information for requesting the accumulation of the currency exchange points for the buyer, including the consumer selling price for the product to be sold and the member identification information, and sending the information to the virtual currency issuance management unit through the sales communication unit A system for issuing cryptocurrencies based on the currency standard system characterized by including wealth.
According to claim 4,
The first percentage is within 100% of the consumer selling price, and the second percentage is a cryptocurrency issuing system based on the currency standard system, characterized in that it is within 50% of the consumer selling price.
According to claim 1,
The cryptocurrency issuance management unit,
A product containing member identification information for a member DB that stores member information including member identification information of a purchasing member who is a buyer, and an advertising member product sales unit that is a product sales unit operated by an advertising member for providing the virtual currency service. Advertisement member DB that stores information on the sales department, advertisement member information including the advertisement member identification information, and advertisement cost information for the advertisement fee paid by the advertisement member, a service store DB that stores service store information, and cumulative currency exchange for each purchase member A server storage unit including a virtual currency DB including point and accumulated virtual money amount information; And
Stores the member information including the member identification information, registers the buyer as a virtual currency service purchasing member, stores the advertisement member's product sales department information, advertisement member information, and advertisement cost information in the advertisement member DB to the advertising member sales store When registering as an advertising member for Korea, and receiving the accumulation request information from the product sales department, store the exchange point corresponding to the consumer selling price for the member identification information, and when the buyer purchases any product at any product sales department Convert the exchanged points accumulated according to the purchase of the previous product to the corresponding virtual currency and accumulate and manage it by matching the member identification information, and when the payment request information for the virtual currency is received, the virtual currency accumulated in the member identification information Payment is made by subtracting the amount of the above mentioned virtual currency from the amount. A system for issuing virtual currency based on the currency standard system, characterized by including a server control unit for performing processing.
The method of claim 6,
The server control unit,
The member of the advertising member who stores the member information including the member identification information and registers the buyer as a virtual currency service purchasing member and the advertising member's product sales department information, advertising member information, and advertising cost information when the deposit of the advertising fee is confirmed A member registration unit including an advertising member registration unit stored in a DB and registered as an advertising member for an advertising member store;
When receiving the accumulation request information from the product sales unit, the exchange point corresponding to the consumer sales price is stored for the member identification information, and the consumer sales price of the product purchased by the buyer when purchasing any product at any product sales department A virtual currency issuing unit that converts the exchange points corresponding to the second percentage among the accumulated exchange points stored in accordance with the purchase of the previous product within the second percentage into a corresponding virtual currency and matches and accumulates and manages the member identification information;
A virtual currency payment processing unit that performs a virtual currency payment processing by subtracting the virtual currency payment amount from the accumulated virtual currency amount of the virtual money accumulated for the member identification information upon receiving the virtual currency payment request information; And
When registering the advertisement member, the advertisement system for calculating the advertisement fee for signing up as the advertisement member is transmitted to the advertisement member, and the advertisement cost calculation unit is provided to the member registration unit by checking the deposit of the advertisement fee accordingly. Cryptocurrency issuance system based on.
The method of claim 7,
The advertisement cost calculation unit,
At the time of signing up for the advertising member and after joining the advertising member, a certain amount of money is calculated as an advertising fee and transmitted to the advertising member, and the deposit of the advertising fee is checked and provided to the advertising member register,
The advertising member registration unit,
A system for issuing cryptocurrencies based on the currency standard system, characterized in that the registration of the advertisement member and the maintenance of the advertisement member are determined according to whether the advertisement fee is input from the advertisement cost calculation unit at a predetermined period.
The method of claim 7,
To the terminal of the purchasing member, access the virtual currency issuance management unit through a wired / wireless data communication network to receive and display the exchange point and virtual currency amount information managed in response to the member identification information of the purchasing member, and include transfer amount information Further comprising a user terminal unit for transmitting the virtual currency transfer request information requesting to transfer the transfer amount within the virtual currency amount to the bank account of the purchasing member to the virtual currency issuance management unit,
The server control unit,
When receiving the virtual currency transfer request information, after acquiring the account information for the bank account, if the accumulated virtual currency amount for the purchasing member is greater than the transfer amount, the virtual currency is transferred to the bank account of the account information A system for issuing virtual currencies based on the currency standard system, further comprising a currency transfer processing unit.
The method of claim 7,
As the terminal of the purchasing member, access the virtual currency issuance management unit through a wired / wireless data communication network, receive and display the exchange point and virtual currency amount information managed in response to the member identification information of the purchasing member, and display the membership of the remittance purchasing member Transfers the virtual currency transfer request information requesting to transfer the transfer amount within the virtual currency amount to the other purchasing member, including identification information, transfer amount information, and member identification information of the other purchasing member, to the virtual money issuing management unit To further include a user terminal,
The server control unit of the virtual currency issuance management unit,
When receiving the virtual currency transfer request information, transfer the exchanged points accumulated for the member identification information of the remittance purchase member included in the virtual currency transfer request information to the member identification information of the other purchasing member to transfer the membership information to the other purchasing member A system for issuing virtual currencies based on the currency standard system, further comprising a virtual currency transfer processing unit that accumulates at the accumulated exchange points of identification information.
The product sales department acquires member identification information of a buyer who wants to purchase a product, and transmits credit request information requesting accumulation of currency exchange points to the buyer, including the consumer selling price for the product to be sold and the member identification information. The process of requesting the accumulation of currency exchange points;
When the cryptocurrency issuance management unit receives the accumulation request information, it accumulates exchange points corresponding to the consumer selling price for the member identification information, and accumulates according to the previous product purchase when the buyer purchases any product at any product sales department A virtual currency accumulation process of converting exchange points within a second percentage of the consumer selling price of the purchased product among the accumulated exchange points into corresponding virtual currencies and matching and accumulating and managing the member identification information;
When the product sales department selects a virtual currency as a payment method according to the purchase of the product of the buyer, payment processing is performed by transmitting virtual currency payment request information including the member identification information and the virtual currency payment amount within the first percentage of the consumer selling price. Requesting cryptocurrency payment request process; And
And the virtual currency issuing management unit comprising a virtual currency payment process for deducting the virtual currency payment amount from the accumulated virtual currency for the member identification information upon receiving the virtual currency payment request information. Cryptocurrency management method of the virtual currency issuing system based on the currency standard system.
The method of claim 11,
The virtual currency issuing management unit further comprises a registration process for registering an advertising member providing a virtual currency service providing a currency exchange point and a virtual currency through the product sales unit and a purchasing member receiving the virtual currency service,
The process of requesting the accumulation of currency exchange points and the process of requesting payment of virtual currency,
Virtualization of the virtual currency issuance system based on the currency standard system, characterized in that it is performed by the service retailer product sales department of the virtual currency service main chain service store and the advertising member sales store product sales department of the advertising member store operated by the advertising member. How to manage money.
The method of claim 12,
The registration process,
The virtual currency issuing management unit receives purchase member information including member identification information for a user who wants to join a virtual currency service to receive a currency exchange point and a virtual currency through the product sales unit from a user terminal of any user. A purchase member registration step of storing and registering in the member DB; And
The cryptocurrency issuance management unit receives an advertisement fee from a seller who sells an arbitrary product, and stores advertisement member information, product sales department information, and advertisement cost information including advertisement member identification information of the advertiser who is the seller in the advertisement member DB. A cryptocurrency issuing system based on the currency standard system, which includes an advertising member registration step of registering as an advertising member providing a virtual currency service that provides currency exchange points through a product sales department and provides cryptocurrency payment processing. How to manage cryptocurrency.
The method of claim 11,
The advertising member registration step,
An advertisement member information registration step of storing the advertisement member information, product sales department information and advertisement cost information in an advertisement member DB;
A step of checking whether the advertisement fee is deposited or not, to check whether the advertisement fee information is deposited; And
When the deposit of the advertisement fee is confirmed, monitor the receipt of the request information of the advertisement member from the product sales department and the payment request of the virtual currency, and provide the exchange point and the payment of the virtual currency according to the purchase of the purchasing members through the product sales department A method of managing a virtual currency in a system for issuing a virtual currency based on a currency-based system, comprising a step of initiating a service for providing a virtual currency service providing a service.
The method of claim 11,
The first percentage is within 100% of the consumer selling price of the purchased product, and the second percentage is within 50% of the consumer selling price. Way.
The method of claim 11,
The user terminal unit accesses the virtual currency issuance management unit through a wired / wireless data communication network to receive and display currency exchange point and virtual currency amount information managed in response to member identification information of the purchasing member, and displays the virtual currency including transfer amount information A virtual currency transfer request process for transmitting virtual money transfer request information requesting to transfer the transfer amount within the amount to the bank account of the purchasing member to the virtual money issuing management unit; And
When the virtual money issuing management unit acquires the account information for the bank account when receiving the virtual money transfer request information, if the accumulated virtual money amount for the purchasing member is greater than the transfer amount, the transfer amount is the account information Virtual currency management method of the virtual currency issuing system based on the currency standard, characterized in that it further comprises the process of transferring the virtual currency to transfer to a bank account.
The method of claim 16,
The account information is obtained by inputting the virtual money issuance management unit as one of the member information when registering the purchase member, and the virtual money management method of the virtual money issuing system based on the currency standard system.
The method of claim 11,
The user terminal unit accesses the virtual currency issuance management unit through the wired / wireless data communication network, receives and displays the exchange point and virtual currency amount information managed in response to the member identification information of the purchasing member through wired / wireless data communication network, and purchases money transfer Issuing the virtual currency transfer request information requesting to transfer the transfer amount within the virtual currency amount to the other purchasing member, including the member identification information of the member, the transfer amount information, and the member identification information of the other purchasing member. Virtual currency transfer request process sent to the management unit; And
When the server control unit of the virtual currency issuance management unit receives the virtual money transfer request information, the virtual money that is accumulated and managed for the member identification information of the remittance purchasing member included in the virtual money transfer request information is the member identification information of the other purchasing member. Virtual currency management method of the virtual currency issuance system based on the currency standard system, characterized in that it further comprises a virtual currency transfer process that accumulates in the accumulated virtual currency of the member identification information of the other purchasing member.
The method of claim 11,
The steps to check whether the advertisement fee is deposited,
It is performed on a periodic basis,
The advertisement member registrar further includes a process of determining whether to maintain an advertising member according to whether the advertisement fee is deposited or not in a predetermined period of time,
The service initiation step,
A method of managing a virtual currency in a system for issuing a virtual currency based on a monetary standard, characterized in that it is performed when it is determined that the ad member is retained in the process of determining whether to retain an advertising member.

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