KR20190086198A - A method for intermediating cryptocurrency trade based on cloud system and a exchange system thereof - Google Patents

Abstract

The present invention relates to a method for intermediating a cryptocurrency trade between individuals in a cloud system based on a prepaid card and an exchange system thereof. According to the present invention, the method for intermediating a cryptocurrency trade between individuals in the cloud system based on the prepaid card comprises: a step of receiving a cryptocurrency sale application from a first user terminal accessing a cryptocurrency trade platform; a step of receiving a cryptocurrency purchase application from a second user terminal accessing the cryptocurrency trade platform; a step of allowing the cryptocurrency trade platform to responding to a determination that the application amount is the same between the first user terminal and the second user terminal, to approve to conclude a cryptocurrency trade, and to transmit the trade conclusion information to a card company server; a step of allowing the card company server to transfer the application amount from a charged amount balance of the prepaid card corresponding to the second user terminal to a charged amount balance of the prepaid card corresponding to the first user terminal, and to transmit the charged amount transfer completion information to the cryptocurrency trade platform; and a step of allowing the cryptocurrency trade platform to transfer the cryptocurrency in accordance with the cryptocurrency trade conclusion from a virtual currency electronic wallet corresponding to the first user terminal to a virtual currency electronic wallet corresponding to the second user terminal.

Description

METHOD FOR INTERMEDIATING CRYPTOCURRENCY TRADE BASED ON CLOUD SYSTEM AND EXCHANGE SYSTEM THEREOF BACKGROUND OF THE INVENTION 1. Field of the Invention < RTI ID = 0.0 >

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cryptographic currency transaction and its exchange system, and more particularly, to a method and an exchange system for intermediating a cryptographic currency transaction between individuals based on a cloud.

Recently, cryptocurrency using various forms of cryptosystem has attracted attention with the emergence of cryptocurrency. In addition to bitcoin, which is the first and largest in 2009, there are many coins such as litecoin, peercoin and namecoin.

Bitcoin, developed by a writer named Satomi Nakamoto in January 2009, is a virtual currency used for online transactions. Bitcoin is known to have created an unidentified person named Nakamoto Satoshi in 2008 as a counter - reaction against the monetary policy of monopoly and arbitrary monetary policy by the central banks of each country. MIT licensed and released as open source. Like Linux, which is a computer operating system (OS), bitcoin is also open to programming schematics, so any developer can participate in programming upgrades.

The process of making a bit coin is called mining, and the person who makes bit coins in this way is called a miner, or miner. We started to catch up from 2009, and we have put a lot of bit coins to date. Since we have set a total of 21 million bits of coin to be available by 2145 at the time of initial design, bit coins will be depleted if we keep some bit coins in the future. As the limits of coins that can be mined are getting closer, transactions for cryptographic coins such as bit coins are becoming more active.

In October 2011, Light Coin developed Charlie Rigby Bitcoin, a US Googler employee. Unlike the bit coin, where participants are soaring and difficult to dig, the mining efficiency is high.

Peer coin was developed last August by software developer Sunny King inspired by Bitcoin. It is an 'eco-friendly' system that can be mined as the computer energy efficiency increases.

New currencies such as Gridcoin, Fireflycoin and Zeuscoin have been developed in succession. The principle is mostly similar to the bit coin, but the value is determined by slight differences in the mining system or speed.

With the emergence and trading of these cryptographic currencies, there has been a widespread increase in the number of cryptographic exchanges that enable them to trade cryptographic currencies around the world. Although the demand for the establishment of a new cryptographic exchange is also increasing, a considerable knowledge and preparation period is required to establish such a cryptographic exchange.

In addition, such a cryptographic exchange traditionally meets the virtual account demand for users' crypt wallets by creating a plurality of virtual accounts under the corporate account of the corresponding exchange, There is a problem, and there is room to be utilized in the transaction of the illegal purpose, and there is also discussion as to whether it violates the actual law as a similar receiving behavior.

Korean Patent Registration No. 10-1694455 ("Method and apparatus for exchanging or transferring digital virtual money on a block chain basis ", Str.

It is an object of the present invention to solve the above-mentioned problems and provide a method of intermediating a cryptographic currency transaction between individuals by providing a cryptographic currency trading platform based on a cloud system so that a cryptographic exchange can be established without knowledge and preparation period And to provide a cryptographic exchange system using the same.

Another object of the present invention to solve the above-mentioned problems is to provide only a contract and an escrow for a password currency transaction between the parties in a cryptographic currency trading platform, confirm a transmission / reception of a charge based on a real name authentication based prepaid card, The present invention provides a method of intermediating a cigarette money transaction in which an actual name of a cigarette money trader can be easily authenticated and recorded, and a cryptographic money exchange system using the same.

It should be understood, however, that the present invention is not limited to the above-described embodiments, but may be variously modified without departing from the spirit and scope of the invention.

According to an aspect of the present invention, there is provided a method for intermediating a cryptocarrency transaction between individuals in a cloud system based on a prepaid card, the method comprising the steps of: Receiving an encrypted money selling subscription from a first user terminal connected to the first user terminal; Receiving a cipher offer from a second user terminal connected to the cipher transaction platform; Accepting a cryptographic currency transaction in response to a determination that the subscription amount between the first user terminal and the second user terminal is the same, and transmitting the transaction completion information to the card company server; The credit card company server transfers the subscription amount from the remaining charge balance of the prepaid card corresponding to the second user terminal to the charge balance of the prepaid card corresponding to the first user terminal, Transmitting to a currency trading platform; And transferring the encrypted currency from the virtual money electronic wallet corresponding to the first user terminal to the virtual money electronic wallet corresponding to the second user terminal, .

According to an aspect of the present invention, prior to the transfer of the subscription amount, the card issuer server may further include performing real name authentication for at least one of the first user terminal and the second user terminal.

According to an aspect of the present invention, the prepaid card corresponding to the first user terminal has a first card number, and the remaining amount of the prepaid card corresponding to the first user terminal is the virtual number of the prepaid card corresponding to the first user terminal Account, and the virtual account may be a personal virtual account activated based on the real name authentication for the user of the first user terminal.

According to an aspect of the present invention, the prepaid card corresponding to the second user terminal has the second card number, and the remaining amount of the prepaid card corresponding to the second user terminal is the virtual number of the prepaid card corresponding to the second user terminal Account, and the virtual account may be a personal virtual account activated based on the real name authentication for the user of the second user terminal.

According to an aspect of the present invention, the cryptographic transaction platform may be an exchange open market platform that intermediates transactions of cryptographic currency to provide an escrow but does not have a virtual account for users.

According to an aspect, the cryptographic transaction platform is provided on a cloud system, the cloud system provides at least one cryptographic transaction platform, and each of the one or more cryptographic transaction platforms may operate independently with separate domains .

According to an aspect, security, network congestion management, and system anomaly detection for the at least one cryptographic transaction platform can be performed by the cloud system.

According to an aspect, the cloud system may store at least 70% of the total amount of cryptography associated with the at least one cryptographic transaction platform provided on the cloud system in a cold storage corresponding to the cloud system. Here, the cold storage may be an offline storage medium.

According to an aspect, the cloud system may store at least 70% of the total amount of cryptography associated with each of the at least one cryptographic transaction platforms provided on the cloud system in a cold storage corresponding to the cloud system.

According to an aspect, the cloud system may store at least 70% of the total amount of cryptography associated with each of the users using the at least one cryptographic transaction platforms provided on the cloud system in a cold storage corresponding to the cloud system have.

According to an aspect, after the step of transferring the coded currency, the card issuer server receives transaction completion information from the coded currency trading platform; And transaction completion information of the card issuer server, wherein the transaction completion information includes a transaction amount, an amount of the encrypted currency, a transaction time, a user real name of the first user terminal, and a user real name of the second user terminal And storing it in a transaction database.

According to an aspect of the present invention, the prepaid card corresponding to the first user terminal and the prepaid card corresponding to the second user terminal can be used in an offline prepaid card merchant point device or a CD (Cash Dispenser) device.

According to an aspect of the present invention, the information about the balance of the virtual money electronic wallet of the cryptographic currency trading platform is linked to the card company server in real time, and when the user uses the prepaid card at the merchant point device or the CD device, Can be deducted from the balance of the charged money of the prepaid card or the balance of the virtual money electronic wallet.

According to another aspect of the present invention, there is provided a cryptographic exchange system for mediating a cryptocurrency transaction between individuals in a cloud system based on a prepaid card, the cryptographic exchange system comprising: A first user terminal, and a second user terminal, wherein the cryptographic currency trading platform comprises: a first user terminal connected to the cryptographic currency trading platform, Receiving a subscription request from a second user terminal connected to the cryptographic transaction platform; receiving, in response to the determination that the subscription amount between the first user terminal and the second user terminal is the same, Accepts the transaction, and transmits the transaction completion information to the card company server And the credit card company server transfers the subscription amount from the balance of the prepaid card corresponding to the second user terminal to the balance of the prepaid card corresponding to the first user terminal, From the virtual money electronic wallet corresponding to the first user terminal to the virtual money electronic wallet corresponding to the second user terminal to the cryptographic currency trading platform, Cryptography can be transferred.

The disclosed technique may have the following effects. It is to be understood, however, that the scope of the disclosed technology is not to be construed as limited thereby, as it is not meant to imply that a particular embodiment should include all of the following effects or only the following effects.

According to the above-described cryptographic transaction intermediation method and the cryptographic exchange system using the same, it is possible to provide a cryptographic transaction platform based on the cloud system. Therefore, there is an advantage in that a new password exchange can be launched only by applying for a sale in the cloud system, without requiring additional knowledge and preparation period for the password currency transaction brokerage, network, and program development.

Also, according to the above-described method and apparatus of the present invention, it is possible to provide only a contract and an escrow for a password currency transaction between the parties in a cryptographic currency trading platform, After the confirmation of transmission and receipt of the rechargeable gold based on the prepaid card based on the real name authentication, it is possible to transfer the encrypted currency between the encrypted wallet located in the password currency trading platform. Therefore, it is possible to easily authenticate and record the real name of the criminal money trader, and thus it is possible to operate the cryptographic money exchange without controversy due to the real authentication of the virtual account of the conventional cryptographic exchange.

In addition, it is possible to store the history of the encrypted money transaction including the real name in the card company server, so that the risk that the encrypted money is used for an unjust purpose such as a crime can be remarkably reduced.

1 is a conceptual diagram of a cryptographic currency exchange system according to an embodiment of the present invention.
2 is a flow diagram and information transmission diagram of a method for intermediating a coin currency transaction between individuals according to an embodiment of the present invention.
3 shows the configuration of the card issuer server of Fig.
Figure 4 is an illustration of cloud system based cryptographic trading platforms in accordance with one embodiment of the present invention.
5 illustrates a card issuance procedure in a cryptographic cloud system business according to an embodiment.
6 illustrates a card-based cryptographic transaction brokerage procedure in a cryptographic cloud system business in accordance with one embodiment.

While the invention is susceptible to various modifications and alternative forms, specific embodiments thereof are shown by way of example in the drawings and will herein be described in detail.

It should be understood, however, that the invention is not intended to be limited to the particular embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

The terms first, second, etc. may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component. And / or < / RTI > includes any combination of a plurality of related listed items or any of a plurality of related listed items.

It is to be understood that when an element is referred to as being "connected" or "connected" to another element, it may be directly connected or connected to the other element, . On the other hand, when an element is referred to as being "directly connected" or "directly connected" to another element, it should be understood that there are no other elements in between.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the relevant art and are to be interpreted in an ideal or overly formal sense unless explicitly defined in the present application Do not.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In order to facilitate the understanding of the present invention, the same reference numerals are used for the same constituent elements in the drawings and redundant explanations for the same constituent elements are omitted.

Password Exchange Exchange Cloud Service

As we have already seen, there is a widespread increase in the number of cryptographic exchanges that allow cryptogram owners to trade cryptograms, as much of the bit coin is mined and new cryptograms are introduced in large quantities. Although the demand for the establishment of a new cryptographic exchange is also increasing, a considerable knowledge and preparation period is required for the establishment of such a cryptographic exchange, and a typical cryptographic exchange is a system in which a plurality of virtual accounts The present invention satisfies the virtual account demand for the user's password wallet, but this method has a problem in that it is impossible to authenticate the real name of the cryptographic money traders.

The present invention provides a method for intermediating a cryptographic currency transaction between individuals according to an embodiment of the present invention and a cryptographic currency exchange system according to the present invention to solve the above problems and provides a cryptographic currency trading platform based on a cloud system, And can complete the transaction on the basis of the prepaid card which has been previously authenticated by the card company in advance so that the real name verification and the real name transaction record for the coded currency transaction can be secured.

A method of intermediating a cipher transaction between individuals according to an embodiment of the present invention and a cipher exchange cloud system of a cipher system based on the cipher system are possible. In the Cryptographic Exchange, a password transaction agreement is concluded between the parties, and after verifying that the transfer of money has been completed from the balance of funds corresponding to the prepaid card of each party whose name has been confirmed by the card company's server, It is possible to provide an escrow service to allow the transfer of the cipher money to be carried out, so that it is possible to operate the cipher currency exchange in the open market form. By creating an exchange with clouding system, it is possible to provide a platform service that enables anyone to operate a cryptographic exchange by providing the exchange, security, marketing, affiliate card, and main domain as a package.

At this time, the entity that operates the cloud system in which the trading platform is implemented can serve as a cryptographic transaction manager, a member, a card issuer, a real time ticker, a coin store (some stores in cold storage and an offline store) have.

The card company that manages the prepaid card can issue the affiliate card for each customer, provide virtual account to the card, provide separate customer page, deposit account management (commercial bank, separate account), customer security, It can serve as a transaction database archiving function. It is possible to operate separately for the charging fee or the provision of the cryptographic money, and it is possible to provide the function of using the general merchant base based on the management of the merchant and the cryptographic money.

Exchange Regulations

On the other hand, as the controversy over the side effect of the cryptographic exchange, the autonomous regulation on the exchange has been discussed. The new capital will be set at KRW 2 billion at the time of establishment of the new exchange, and the following requirements are to be met.

- Provision of strong investor deposit assets

- 100% deposit for financial deposit

- In the case of cryptographic deposits, a minimum of 70%

- Strengthen new coin listing process and enhance transparency

- Strengthening your account verification and managing one person's one account, withdrawal

- Mandatory operation of offline civil affairs center

- Mandate of Exchange Membership

- Reinforce Exchange Membership Requirements

- Strengthen employee ethics through regulation of unfair trade

- Independent self-regulatory committee composition

In addition, the FSS regulation policy is as follows.

- Separate customer assets

- Cryptographic money is not money.

- Confirm user's real name

- Established anti-money laundering system

- Cryptographic key distribution archive

- The price of order and the order quantity of the buy and sell so that the money can be collected at any time,

Interpersonal Cryptographic Transaction Intermediation Method and Cryptographic Exchange System

According to the inter-personal cryptographic transaction intermediation method and the cryptographic exchange system according to the embodiment of the present invention, it is possible to launch the cryptographic exchange by satisfying the above-mentioned regulations and minimizing all the requirements.

1 is a conceptual diagram of a cryptographic currency exchange system according to an embodiment of the present invention. As shown in FIG. 1, a cryptographic exchange system according to an embodiment of the present invention includes a cloud system 10, a cryptographic transaction platform 20 implemented by the cloud system 10, A first user terminal 30-1, a second user terminal 30-2, and a card company server 40. The first user terminal 30-1, the second user terminal 30-2,

2 is a flow diagram and information transmission diagram of a method for intermediating a coin currency transaction between individuals according to an embodiment of the present invention. Referring to FIG. 2, a method for intermediating a cipher currency transaction according to an embodiment of the present invention will be described in detail.

As shown in FIG. 2, a method for intermediating a cryptocurrency transaction between individuals in a cloud system based on a prepaid card is performed by first connecting a first user terminal 30-1 connected to a cryptographic transaction platform 20, (Step 210), and may receive a cipher offer from the second user terminal 30-2 connected to the cipher currency trading platform 20 (step 220). Such sell subscription and subscription subscription do not have any definite subordinate relationship, and plural subscription subscription and subscription subscription which are not concluded have the status of subscription for the transaction.

Thereafter, the cryptographic transaction platform 20 examines the subscription subscriptions and searches for subscription and sell subscription with the same subscription amount between the first user terminal 30-1 and the second subscriber terminal 30-2 , And may approve the cipher transaction (step 230) in response to the determination that the subscription amount is the same. Thereafter, such transaction confirmation information may be transmitted to the card company server (step 240). The transaction completion information may include at least one of identification information for the first user terminal, identification information for the second user terminal, a subscription amount for the purchase and sale (i.e., a call), and a transaction amount.

The card company server 40 that has received the transaction completion information acquires the remaining charge balance of the prepaid card corresponding to the second user terminal 30-2 from the remaining charge balance of the prepaid card corresponding to the first user terminal 30-1 The subscription amount can be transferred. Prior to the transfer of the subscription amount, the card issuer server 40 performs the real name authentication on at least one of the first user terminal and the user of the second user terminal, thereby leaving a more secure and reliable real name transaction record.

Here, FIG. 3 shows a configuration of the card issuer server of FIG. 3, the card company server 40 may include a communication unit 41, a user's real name authentication unit 42, a prepaid card virtual account management unit 43, and a transaction information database 44. [ The communication unit 41 receives information from the cryptographic transaction platform 20 implemented on the cloud system 10 or the cloud system 10 or receives information from the cryptographic transaction platform 20 implemented on the cloud system 10 or the cloud system 10. [ (20).

The user's real name authentication unit 42 can be used to perform additional real name authentication for more reliable management before the charge as described above. On the other hand, the prepaid card corresponding to the first user terminal 30-1 has the first card number, and the remaining charge balance of the prepaid card corresponding to the first user terminal 30-1 is the first user terminal 30- 1), and the virtual account is a personal virtual account activated based on the real name authentication for the user of the first user terminal 30-1.

In addition, the prepaid card corresponding to the second user terminal 30-2 has the second card number, and the remaining charge balance of the prepaid card corresponding to the second user terminal 30-2 is stored in the second user terminal 30-2 -2), and the virtual account is a personal virtual account activated based on the real name authentication for the user of the second user terminal 30-2. That is, the prepaid card having the first card number and the prepaid card having the second card number are authenticated cards of the first user and the second user, respectively. The payment of the first prepaid card allows the prepaid card of the second user The payment for the cryptographic money can be completed in such a way as to increase the charge of the cryptograph. That is, the cryptographic transaction platform 20 can be implemented as an exchange open market platform that mediates transactions of cryptographic currency to provide an escrow but does not have a virtual account for users. Here, the real name authentication for the user can be performed by the user real name authentication unit 42 shown in Fig. 3, and the management for the first card and the second card can be performed by the prepaid card virtual account management unit 43 have.

Referring again to FIG. 2, when the card company server 40 completes the transfer of the charge money based on the prepaid card, the credit card company server 40 transmits the charge transfer completion information indicating that the charge transfer has been completed to the cryptographic transaction platform 20 (step 260).

Thereafter, the cryptographic transaction platform 30 transmits the cryptographic transaction from the virtual money electronic wallet corresponding to the first user terminal 30-1 to the virtual money electronic wallet corresponding to the second user terminal 30-2 (Step 270). ≪ / RTI > Thus, in the cryptographic trading platform 30, it is possible to provide only the information of the subscription of the transaction and the conclusion of the transaction without the management of the virtual account to the user.

After transferring the encrypted currency, the card issuer server 40 can receive transaction completion information indicating that the transaction has been completed from the password currency trading platform 20, and the card company server 40 transmits the transaction completion information to the transaction By storing the information in the information database 44, it is possible to record a record of the real name password transaction between users. Here, the transaction completion information may include a transaction amount, an amount of the encrypted currency, a transaction time, a user real name of the first user terminal, and a user real name of the second user terminal.

Figure 4 is an illustration of cloud system based cryptographic trading platforms in accordance with one embodiment of the present invention. 4, in a cryptographic currency exchange system according to an embodiment of the present invention, a cryptographic currency trading platform 20 is provided on the cloud system 10, and the cloud system 10 is provided with at least one cryptographic currency (20-1, 20-2, 20-3), and each of the one or more cryptographic currency trading platforms (20-1, 20-2, 20-3) can be independently operated with a separate domain . Therefore, a new cryptographic trading platform can be easily launched by selling any one of the cryptographic transaction platforms 20-1, 20-2, and 20-3 without knowledge or preparation period.

Here, security for the at least one cryptographic currency trading platform 20-1, 20-2, and 20-3, network congestion management, and system anomaly detection may be performed by the cloud system 10. Therefore, the exchange operator who sells any one of the cryptographic currency trading platforms 20-1, 20-2, and 20-3 can operate the exchange without burdening the security maintenance.

In order to prevent hacking of the cryptographic currency, the cloud system 10 is provided with at least 70% of the total amount of cryptographic keys associated with the at least one cryptographic transaction platform 20-1, 20-2, 20-3 provided on the cloud system (Not shown) corresponding to the cloud system 10, as shown in FIG. The cold storage is an offline storage medium, and even if the cloud system 10 is hacked, the cryptogram stored in the cold storage can be safely restored.

According to an aspect, the cloud system 10 is capable of providing at least 70% of the total amount of cryptography associated with each of the at least one cryptographic transaction platforms 20-1, 20-2, 20-3 provided on the cloud system, By storing these in a cold storage corresponding to the cloud system, a specific cryptographic trading platform can be prevented from being hacked.

Further, the cloud system 10 can store at least 70% of the total amount of cryptography associated with each of the users using the at least one cryptographic transaction platform provided on the cloud system in the cold storage corresponding to the cloud system, You can also prevent users from being hacked.

On the other hand, as described above, the credit card company can be implemented to use the cipher money in a common use place on the market through the prepaid card settlement. That is, the prepaid card corresponding to the first user terminal and the prepaid card corresponding to the second user terminal may be a prepaid card available in the off-line prepaid card merchant point device or CD (Cash Dispenser) Information on the balance of the virtual money electronic wallet of the prepaid card is interlocked with the card issuer server 40 in real time and when the prepaid card is used in the off-line prepaid card merchant point device or CD device of the prepaid card, It can be deducted from any one of the balances of the virtual money electronic wallet. Therefore, the user can purchase the cigarette money even in a general use where the cigarette money can not be used.

Here, the cryptographic transaction platform 20 to which the user of the prepaid card belongs can update the price of the cryptographic currency in real time based on the result of the transaction of the plurality of users, and the cryptographic transaction price can be interlocked with the card company server 40 . Accordingly, when the prepaid card is used as a basis for the password, the prepaid card charging fee may be subtracted based on the virtual currency price at the time of use of the prepaid card according to the user's selection. Cryptographic Credits It may also be possible to convert the passwords of the electronic wallets into cardholder or virtual currency exchange holdings.

As discussed above, the inter-personal cryptographic transaction intermediation method and the cryptographic exchange system according to an embodiment of the present invention can be implemented as a cryptographic cloud system business. FIG. 5 illustrates a card issuance procedure in a cryptographic cloud system business according to an exemplary embodiment, and FIG. 6 illustrates a card-based cryptographic transaction brokerage procedure in a cryptographic cloud system business according to an embodiment.

As shown in FIG. 5, in order to issue a prepaid card, the customer uses the user terminal 51 to request membership and card issuance on the encryption currency exchange website 52. At this time, real name authentication is a must. Thereafter, the card vendor 54 that has received the application through the encrypted currency exchange 53 issues the affiliate card, and delivers it to the encrypted currency exchange. The operating entity of the cryptographic currency exchange 53 can register and mail the card for each customer. Or in the case of a mobile card, the customer may be issued through the user terminal 51. [

Referring to FIG. 6, the customer can use the user terminal 51 to charge the previously charged real name card with the charge money. Here, the real name authentication may be performed once again. The deposit can be deposited in a separate account and the customer can be provided with a management page. On the other hand, the customer can purchase the cipher money at the exchange on the exchange with the user terminal 51. When the transaction is concluded on the exchange 53, the customer transmits the information on the transaction details and the charge transfer request to the card company 54 do. Here, the card company may perform the real name authentication once again, and then transfers the charge money corresponding to the transaction amount to the charge balance of the encrypted money seller, and transmits the transfer completion information to the encrypted money exchange 53. [ Here, the customer can confirm the transfer to the wallet for the encrypted currency and the transaction is completed.

The above-described method according to the present invention can be implemented as a computer-readable code on a computer-readable recording medium. The computer-readable recording medium includes all kinds of recording media storing data that can be decoded by a computer system. For example, there may be a ROM (Read Only Memory), a RAM (Random Access Memory), a magnetic tape, a magnetic disk, a flash memory, an optical data storage device and the like. The computer-readable recording medium may also be distributed and executed in a computer system connected to a computer network and stored and executed as a code that can be read in a distributed manner.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention as defined by the appended claims. It will be understood by those skilled in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention.

In particular, the described features may be implemented within digital electronic circuitry, or computer hardware, firmware, or combinations thereof. The features may be implemented in a computer program product embodied in a storage device in a machine-readable storage device, for example, for execution by a programmable processor. And the features may be performed by a programmable processor executing a program of instructions for performing the functions of the described embodiments by operating on input data and generating an output. The described features include at least one programmable processor, at least one input device, and at least one output device, coupled to receive data and directives from a data storage system and to transmit data and directives to a data storage system, Such as a computer-readable recording medium. A computer program includes a set of directives that can be used directly or indirectly within a computer to perform a particular operation on a given result. A computer program may be written in any form of programming language including compiled or interpreted languages and may be implemented as a module, element, subroutine, or other unit suitable for use in other computer environments, or as a standalone program Can be used.

Suitable processors for execution of the program of instructions include, for example, both general purpose and special purpose microprocessors, and one of multiple processors of a single processor or other type of computer. Also, storage devices suitable for implementing the computer program instructions and data embodying the described features may be embodied in a computer-readable medium, such as, for example, semiconductor memory devices such as EPROM, EEPROM, and flash memory devices, Devices, magneto-optical disks, and non-volatile memory including CD-ROM and DVD-ROM disks. The processor and memory may be integrated within application-specific integrated circuits (ASICs) or added by ASICs.

While the invention has been shown and described with reference to certain preferred embodiments thereof, it will be understood by those of ordinary skill in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. It will be apparent to one skilled in the art to which the present invention pertains.

The combination of the above-described embodiments is not limited to the above-described embodiments, and various combinations and combinations of the above-described embodiments as well as the implementation and / or the necessity may be provided.

In the above-described embodiments, the methods are described on the basis of a flowchart as a series of steps or blocks, but the present invention is not limited to the order of steps, and some steps may occur in different orders or in a different order than the steps described above have. It will also be understood by those skilled in the art that the steps depicted in the flowchart illustrations are not exclusive and that other steps may be included or that one or more steps in the flowchart may be deleted without affecting the scope of the invention You will understand.

The foregoing embodiments include examples of various aspects. While it is not possible to describe every possible combination for expressing various aspects, one of ordinary skill in the art will recognize that other combinations are possible. Accordingly, it is intended that the invention include all alternatives, modifications and variations that fall within the scope of the following claims.

Claims (15)

A method for intermediating a cryptocurrency transaction between individuals in a cloud system based on prepaid cards,
Receiving a cryptographic sale offer from a first user terminal connected to a cryptographic trading platform;
Receiving a cipher offer from a second user terminal connected to the cipher transaction platform;
Accepting a cryptographic currency transaction in response to a determination that the subscription amount between the first user terminal and the second user terminal is the same, and transmitting the transaction completion information to the card company server;
The credit card company server transfers the subscription amount from the remaining charge balance of the prepaid card corresponding to the second user terminal to the charge balance of the prepaid card corresponding to the first user terminal, Transmitting to a currency trading platform; And
Transferring the ciphers according to the ciphering transaction from the virtual money electronic wallet corresponding to the first user terminal to the virtual money electronic wallet corresponding to the second user terminal, Interpersonal Cryptographic Transaction Intermediation Method.
The method according to claim 1,
Further comprising prior to the transfer of the subscription amount, the card issuer server performing real name authentication for at least one of the first user terminal and the second user terminal.
The method according to claim 1,
Wherein the prepaid card corresponding to the first user terminal has a first card number,
The balance of the prepaid card corresponding to the first user terminal is recorded in the virtual account of the prepaid card corresponding to the first user terminal and the virtual account is based on the real name authentication for the user of the first user terminal A method of brokering a cryptographic currency transaction between individuals, which is a personal virtual account activated.
The method of claim 3,
The prepaid card corresponding to the second user terminal has a second card number,
The balance of the prepaid card corresponding to the second user terminal is recorded in the virtual account of the prepaid card corresponding to the second user terminal and the virtual account is based on the real name authentication for the user of the second user terminal A method of brokering a cryptographic currency transaction between individuals, which is a personal virtual account activated.
The method according to claim 1,
Wherein the cryptographic currency trading platform is an exchange open market platform that mediates transactions of cryptographic currency to provide an escrow but does not have a virtual account for users.
The method according to claim 1,
The cryptographic trading platform is provided on a cloud system,
Wherein the cloud system provides at least one cryptographic currency trading platform, each of the one or more cryptographic currency trading platforms operating independently with separate domains.
The method according to claim 6,
Wherein the security, network congestion management and system anomaly detection for the at least one cryptographic transaction platform are performed by the cloud system.
The method according to claim 6,
Wherein the cloud system stores at least 70% of the total amount of cryptography associated with the at least one cryptographic transaction platform provided on the cloud system in a cold storage corresponding to the cloud system.
9. The method of claim 8,
Wherein the cold storage is an offline storage medium.
9. The method of claim 8,
Wherein the cloud system maintains at least 70% of the total amount of cryptography associated with each of the at least one cryptographic transaction platforms provided on the cloud system in a cold storage corresponding to the cloud system.
11. The method of claim 10,
Wherein the cloud system stores at least 70% of the total amount of cryptography associated with each of the users using the at least one cryptographic transaction platforms provided on the cloud system in a cold storage corresponding to the cloud system, Transaction brokerage method.
The method according to claim 1,
After the step of migrating the encrypted currency, the credit card server receives the transaction completion information from the encrypted currency trading platform; And
Wherein the transaction completion information includes a transaction amount, an amount of the encrypted currency, a transaction time, a user's real name of the first user terminal, and a user's real name of the second user terminal, Further comprising the step of storing in a database.
The method according to claim 1,
Wherein the prepaid card corresponding to the first user terminal and the prepaid card corresponding to the second user terminal are available at the offline prepaid card merchant point device or CD (Cash Dispenser) device.
14. The method of claim 13,
Information about the balance of the virtual money electronic wallet of the cryptographic transaction platform is linked to the card company server in real time,
Wherein the amount of money to be used is deducted from the remaining balance of the prepaid card or the balance of the virtual money electronic wallet according to the user's choice when using the offline prepaid card merchant point device or the CD device of the prepaid card.
A cryptographic exchange system that mediates cryptocurrency transactions between individuals in a cloud system based on prepaid cards,
The cryptographic exchange system includes a cryptographic transaction platform, a cloud system implementing the cryptographic transaction platform, a card company server, a first user terminal, and a second user terminal,
The cryptographic transaction platform receives a cryptographic sale subscription from a first user terminal connected to the cryptographic transaction platform and receives a cryptographic transaction subscription from a second user terminal connected to the cryptographic transaction platform, In response to a determination that the amount of subscription between the first user terminal and the second user terminal is the same, approving the cryptographic currency transaction, transmitting the transaction completion information to the card company server,
The credit card company server transfers the subscription amount to the remaining charge balance of the prepaid card corresponding to the first user terminal from the charge balance of the prepaid card corresponding to the second user terminal, To the currency trading platform,
Wherein the cryptographic transaction platform transfers a cryptographic currency associated with the cryptographic transaction from the virtual money electronic wallet corresponding to the first user terminal to the virtual money electronic wallet corresponding to the second user terminal, .

Images