KR20150048686A - System and method for calculating installment of mobile phone, recording medium for recording program for executing the control method, application saved in the recording medium for executing the control method being combined with hardware - Google Patents

Abstract

The present invention relates to a system and a control method for calculating installment of a mobile phone, a recording medium for recording a program to execute the control method, and an application stored in a medium to execute the control method by being combined with hardware. The control method of the system for calculating the installment of the mobile phone according to the present invention comprises the steps of receiving terminal information selected by a client; confirming terminal amounts corresponding to the inputted terminal information; selecting postponed installment as at least one part of the confirmed amount; and classifying the total of installment periods into a first section and a second section, allocating terminal installment charging amount for paying the postponed installment in each month which belongs to the second section, and allocating installment charging amount for paying first section original amount in which the postponed installment is subtracted from the terminal amount in each month which belongs to the first section.

Description

A system and a control method thereof, a recording medium on which a program for executing the control method is recorded, and an application stored in the medium for executing the control method in combination with the hardware. [0002] PHONE, RECORDING MEDIUM FOR RECORDING PROGRAM FOR EXECUTING THE CONTROL METHOD, APPLICATION SAVED IN THE RECORDING MEDIUM FOR EXECUTING THE CONTROL METHOD BEING COMBINED WITH HARDWARE}

The present invention relates to a terminal charging fee calculation system and a control method thereof, a recording medium on which a program for executing the control method is recorded, and an application stored in a medium for executing the control method in combination with hardware, A recording medium on which a program for executing the control method and a system for calculating a terminal installment charge amount for alleviating an initial cost of purchasing a terminal to a subscriber of a communication company purchasing a terminal is recorded, Lt; RTI ID = 0.0 > media. ≪ / RTI >

Recently, as the number of subscribers subscribed to mobile communication services has become saturated, competition among mobile communication companies providing mobile communication services is intensifying.

Mobile communication subscribers may also be moved to other communication companies for various reasons or moved through number porting. For example, in addition to the reasons for the communication service itself such as communication quality and communication speed, It also moves.

Carriers are making efforts to attract third-party subscribers to their customers in a variety of ways, and to increase the satisfaction of their subscribers in their own services.

However, in the past, various incentives proposed by each mobile communication company for the purpose of attracting customers are similar to each other, so that the effect of attracting customers is not high.

On the other hand, mobile communication subscribers 'terminal replacement cycles are getting faster as the new mobile terminal subscribers' tendency to prefer new terminals and the speed of new terminal subscribers become faster.

However, the price of new handsets is high, and the payment of handset subsidies is also limited by the policy.

Of course, customers can pay for the purchase of new handsets at one time and distribute them equally monthly according to the agreement period with the carrier. In this case, however, the amount of monthly payment is still large in the case of expensive new handsets.

This, in turn, serves as a factor in lowering the desire of customers to purchase new handsets.

Published Patent No. 10-2014-0093773

SUMMARY OF THE INVENTION It is an object of the present invention to provide a system and method for calculating a charging fee for a mobile terminal, which can maximize a customer attracting effect by alleviating an initial burden on customers' A recording medium on which a program for executing the control method is recorded, and an application stored in the medium in combination with the hardware to execute the control method.

According to another aspect of the present invention, there is provided a system for calculating a billing amount for a terminal, comprising: a selection information input unit for receiving terminal information selected by a customer; A confirmation unit for confirming a terminal amount corresponding to the terminal information input to the selection information input unit; An amortization allowance selection unit for selecting at least a part of the terminal price confirmed by the confirmation unit as an installment allowance; Allocating a terminal installment charge amount for payment of the installment allowance to each month belonging to the second section, and allocating a terminal installment charge amount for each month belonging to the first section to the first section and the second section, And an installment charge amount allocating unit for allocating an installment charge amount for paying the first section installment principal minus the above installment allowance in the terminal price.

According to another aspect of the present invention, there is provided a method of controlling a billing amount calculation system for a mobile terminal, the method comprising: receiving terminal information selected by a customer; Confirming a terminal amount corresponding to the input terminal information; Selecting at least a part of the confirmed terminal price as an installment allowance; Allocating a terminal installment charge amount for payment of the installment allowance to each month belonging to the second section, and allocating a terminal installment charge amount for each month belonging to the first section to the first section and the second section, And allocating an installment charge amount for paying the first section installment principal minus the installment allowance in the terminal price.

As described above, according to the present invention, the initial burden of customers purchasing a terminal can be alleviated, so that a mobile communication company can maintain more new customers or number-shifted customers, The frequency can be reduced.

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a schematic configuration diagram of an entire communication system including a system for calculating a charging fee for a terminal charge according to an embodiment of the present invention,
FIG. 2 is a functional block diagram of the system for calculating the charging fee for the terminal,
3 (a) is a result of monthly installment calculation according to the conventional scheme,
FIG. 3 (b) is a result of calculating the monthly installment amount according to the present invention,
FIG. 4 is a diagram showing an example of an allocation table of monthly installments according to the present invention,
FIG. 5 is a control flowchart of a billing amount calculation system for a terminal according to an exemplary embodiment of the present invention.
FIG. 6 is a table showing monthly installments compared to the conventional method when the entire terminal amount is set as an installment allowance according to an embodiment of the present invention.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

Hereinafter, embodiments of the present invention will be described in order to facilitate understanding of the present invention, and the present invention is not limited to these embodiments. In particular, the present invention can be configured by combining at least any one of individual components, individual functions, or individual steps included in each embodiment.

The overall configuration of the entire communication system including a system 100 for calculating a charging amount of a mobile subscriber's charging fee according to an embodiment of the present invention is as shown in FIG.

In FIG. 1, the customer subscription computers 210 and 220 are computers for entering information of customers who want to subscribe to a mobile communication company service, such as a mobile communication agency agency, and the subscriber's billing amount calculation system 100 of the communication subscriber, 210,220 to receive the information input from the customer subscription computers 210, 220, transmit the result page according to the inputted information to the customer subscription computers 210, 220, or transmit a predetermined message from each subscriber if necessary And the like.

In particular, the terminal purchase price calculation system 100 calculates a discount rate based on a customer's subscription to a mobile communication company, for example, a new customer subscription process, a number transfer subscription process, a customer termination process, a fee plan, A point-by-customer accumulation process, and other customer information management. Hereinafter, the general functions related to the customer registration will be omitted as much as possible, and the features of the present invention will be mainly described.

In the present embodiment, the terminal purchase price calculation system 100 is configured as being separated from the customer subscription computers 210 and 220, but the customer subscription computers 210 and 220 may correspond to the terminal purchase price calculation system 100 It is possible.

That is, when a database related to customer information is permanently or temporarily provided in the customer subscription computers 210 and 220, all the functions of the subscriber purchase price calculation system 100 described later may be performed in the customer subscription computers 210 and 220 themselves.

However, since the customer subscription computers 210 and 220 and the terminal purchase price calculation system 100 are separated from each other in this embodiment, information or data input to the terminal purchase price calculation system 100 Assume that it is done through customer sign-up computers 210 and 220. [

The terminal purchase price calculation system 100 may be constituted by a plurality of servers or devices, but is divided into functional blocks as shown in FIG.

As shown in the figure, the terminal purchase price calculation system according to an embodiment of the present invention includes a selection information input unit 110, a confirmation unit 120, an installment allowance selection unit 130, an installment charge amount allocation unit 140 A storage unit 150, an upper-level processing unit 160, and a payment request unit 170.

The storage unit 150 stores not only the personal information of each customer but also the subscription period of the communication company, the usage status of the communication service, the history of the subscription plan, the accumulated allocated point, the history of the communication usage fee, Information, data, tables and the like generated and input according to the invention can be stored.

The selection information input unit 110 receives the terminal information selected by the customer or the charge information selected by the customer. Herein, the input of the terminal information or the charge information includes an input through a directly connected input device such as a keyboard, a touch pad, etc., as well as an input through a network.

The confirmation unit 120 performs a function of confirming a terminal amount corresponding to the terminal information input to the selection information input unit 110. [

For example, when the terminal amount matched to the terminal information is stored in the storage unit 150, the checking unit 120 can check the terminal amount from the storage unit 150, or if the terminal amount corresponding to the terminal information is outside It is possible to check the amount of the terminal by communicating with the server.

In addition, the confirmation unit 120 may check whether the customer's existing remaining terminal remuneration remains. That is, the confirmation unit 120 confirms whether the customer who has newly selected and purchased the terminal in the present embodiment has a remaining allowance for the terminal that the customer has left.

The installment payment restriction unit 130 functions to select at least a part of the terminal price confirmed by the confirmation unit 120 as an installment allowance.

At this time, the installment payment limit selection unit 130 may select an installment allowance corresponding to the charge information input to the selection information input unit 110. [ For example, in a case where a plurality of installment payment probabilities matched to each charge information for a specific terminal are stored in the storage unit 150, the installment payment allowance selection unit 130 receives a plurality of installments from the storage unit 150 If the installment fee is stored in the separate database server, the installment fee cancellation unit 130 communicates with the database server to install the installment payment program May be checked and selected.

In the above-described example, the payment term of payment is determined in accordance with the payment plan selected by the user. However, it is also possible that the payment term of the customer, the communication usage amount of the customer, the charge plan selected by the customer, The installment allowance corresponding to at least one of the installment allowances may be selected.

Here, the customer's communication usage may correspond to the communication usage of the previous month, the cumulative communication usage up to now, the average communication usage up to now, etc., and the customer's selected rate plan may correspond to the previously- And the communication charge for the customer may correspond to the communication charge of the previous month, the cumulative communication charge so far, the average communication charge so far, and the like.

On the other hand, when the confirmation unit 120 confirms that the existing terminal remaining remuneration remains, the payment termination unit 130 may select the entire terminal price as an installment payment.

The installment charge amount allocating unit 140 allocates the terminal installment charge amount for payment of the installment allowance to each month belonging to the second section by dividing the predetermined installment term into the first section and the second section, In each month belonging to section 1, the terminal price is allocated to the installment charge for payment of the installment principal of the first section, which is subtracted from the installment allowance.

Herein, the total installment term refers to the total period for payment of the terminal installment determined according to the customer's choice or regardless of the customer's choice, and the terminal price refers to the price before the deduction of the installment allowance , Which may correspond to the list price of the terminal or may be equivalent to a primary discount by applying a payment system.

In this embodiment, the total installment period is set to 30 months in total according to the customer's choice.

In this case, the installment charge amount allocation unit 140 may set part of the total 30 months as the first section, and distinguish the second section as the remaining period. Each of these intervals may be stored in advance in the storage unit 150 or dynamically determined for each customer.

For example, the ratio of the period between the first section and the second section may be set in correspondence with at least one of the communication company subscription period of the customer, the communication usage amount of the customer, the selected rate plan, the cumulative allocated points to the customer, .

Here, the customer's communication usage may correspond to the communication usage of the previous month, the cumulative communication usage up to now, the average communication usage up to now, etc., and the customer's selected rate plan may correspond to the previously- And the communication charge for the customer may correspond to the communication charge of the previous month, the cumulative communication charge so far, the average communication charge so far, and the like.

Specifically, the installment charge amount allocation unit 140 allocates an installment charge amount equal to the first section installment principal amount to each month belonging to the first section, and assigns the installment charge amount equal to the terminal installment amount to each month belonging to the second section You can assign an installment charge.

In this case, it is preferable that the amount equal to the installment allowance is larger than the amount equal to the first installment installment amount.

The installment charge amount allocation unit 140 may store the charge amounts of the terminal charge allocated to each month in the storage unit 150 in the form of a table. That is, the installment charge amount allocator 140 can generate an installment table in which the installment charge is allocated to each month of the first section and the second section, and store the created installment table in the storage section 150.

As described above, if the installment payment restriction unit 130 selects the entire terminal price as an installment payment due to the remaining remittance of the existing terminal as a result of the confirmation by the confirmation unit 120, The installment charge amount allocation unit 140 may allocate an installment charge for payment of the installment allowance in the second section without assigning the installment charge amount in the first section.

On the other hand, when the customer's purchase request for the second-hand phone to which the charge according to the processing of the installment charge amount allocating unit 140 is applied, the charge-off processing unit 160 performs a function of offsetting the amount corresponding to the second- .

For example, if the customer requests the purchase of the terminal before the first section has elapsed, the offset processor 160 checks the purchase amount of the terminal in the storage unit 150, It can be deducted. The result of the upsampling process may be stored in the storage unit 150.

When the uplink processing is performed by the uplink processing unit 160, the allocation charging amount allocation unit 140 allocates the terminal charging amount to each month belonging to the second section so that the terminal charging amount is paid out Assign the amount.

The installment billing unit 170, in particular, even if the payment of the principal amount of the first section installment is completed before the last month of the first section arrives, , The customer may be charged for the installment charge for payment of the installment bonus from the start month of the second section.

As described above, the installment billing unit 170 reflects the change in data due to the customer's installment payment, additional payment, etc. in the installment table stored in the storage unit 150 by the installment charge allocation unit 140, And can perform functions such as generating an invoice or displaying an actual bill according to an administrator's request.

Here, at the time of requesting the payment for the terminal of each month of the customer, it is possible to charge the communication use fee according to the charge plan of the customer.

At this time, the installment billing unit 170 transmits data for providing a discount benefit for the communication usage fee of the customer of the second section based on at least one of the communication usage fee paid by the customer during the first section and the fee selected by the customer Lt; / RTI >

For example, the installment billing unit 170 may calculate the discounted amount of the communication fee based on any one of the actual communication usage fee paid by the customer during the first period or the payment plan selected by the customer, The data can be processed to be provided to the customer as a point at which the communication usage fee to be charged in each month of the section can be discounted or the communication usage fee to be charged in each month of the second section May be discounted.

On the other hand, the message transmission unit 180 transmits a message regarding the payment of the installment payment to the customer in the last month of the first section. This is to prevent customers from delinquent overdue payments or termination of payment by reminding customers of the delayed payment.

The message transmitted from the message transmitter 180 to each customer's terminal may be transmitted in the form of a Short Message Service (SMS), a Multimedia Messaging Service (MMS), or the like using various social network services (SNS) .

FIG. 3 (b) shows a specific example in which the monthly installment is allocated to the terminal according to the function of the above-described terminal installment charge calculation system 100, and FIG. 3 (a) Allocation example.

That is, referring to FIG. 3 (a), if the carrier subsidy for a terminal having a warehouse price of 900,000 is 300,000, the total installment payment for the terminal, that is, the total amount the client has to pay to purchase the terminal is 600,000 won , And the contract period (ie installment month) is 30 months, the customer must pay the monthly installment of 20,000 won.

On the other hand, referring to FIG. 3 (b) of the present invention in the same case, assuming that the payment term of the corresponding terminal is 330,000 won according to the plan selected by the user at a total installment payment of 600,000 won, In the 18th month corresponding to the 1st section, 15,000 won equal to the first section installment principal (ie, 600,000 - 330,000 = 270,000) is allocated. In the 12th month corresponding to the second section after the first section has passed, (Ie, 330,000), which is equal to 27,500 won.

3 (a) and 3 (b), the customer has to pay 20,000 won per month in the past due to the payment for the terminal, but according to the present invention, only 15,000 won is paid every month for the first 18 months, Even if there is no difference in amount, there is an advantage that the initial cost burden can be reduced.

FIG. 4 shows a monthly installment amount allocated to a customer every month during a total installment period according to the present invention. Referring to FIG. 4, a customer can easily check the amount to be paid each month from the time of purchasing the terminal.

An allotment table indicating monthly installments of the first section and the second section during the total installment period as shown in FIG. 4 may be created at the time of purchase of the customer's terminal and stored in the storage section 150. [

If the installment table covering the first section and the second section is stored in advance in the storage section 150, if there is a request from a dealer, a customer, or an administrator, the installment of the terminal immediately to be paid by the customer immediately There is also the advantage that it can be done.

In the above-described embodiment, only the payment has been explained. However, in actual allocation or billing, it may be further included in the interest amount according to the installment, and the interest according to the payment due may not be claimed at this time.

FIG. 5 is a general control flowchart of a terminal charge charging amount calculation system 100 according to an embodiment of the present invention.

First, when the billing amount calculation system 100 receives the information about the terminal selected by the customer (terminal information) and the information on the fare plan (charge plan information) (step S1), it checks the corresponding terminal amount (step S3) , And confirms and selects the installment payment matched to the terminal type and the fee system (step S5). Herein, it is described that the payment term may be selected in consideration of the user's subscription period of the communication company, the usage mode of the communication service, etc. in addition to the terminal type and the fee plan.

At this time, the terminal installment charge calculation system 100 distinguishes the installment period selected by the user or matched to the charge plan or the preset installment period to the first interval and the second interval (step S7).

Here, the number of months of the first section and the second section may be predetermined, or dynamically determined according to the subscription period of the communication company of the customer, the mode of use of the communication service, and the like.

Thereafter, the terminal installment charge calculation system 100 allocates an equalization to the first section installment principal (the amount obtained by subtracting the installment allowance from the total installment principal) (Step S9) in the first section, (Step S11).

The terminal installment charge calculation system 100 generates and stores an installment schedule table including the monthly installments allocated for each section (step S13), and charges the terminal purchasing customer every month by using the installment schedule table (Step S15).

In this case, when the charging of the terminal is made, the communication fee for the customer may be charged together.

In the above-described embodiment, a case where a portion of the terminal price is selected as the payment due is determined. However, as described above, the entire terminal price may be selected as the payment due.

In particular, it is desirable to provide such a benefit in order to reduce the burden on the initial payment for the new terminal only for the customer who has remitted the existing terminal remaining remuneration.

FIG. 6 shows a table comparing the case where the entire terminal price is selected as an installment allowance in comparison with the conventional case.

In FIG. 6, the 'General Purchase_24' in the first column is an example of allocating an installment charge of 25,000 won to pay the entire terminal price (600,000 won in installment payment in FIG. 6) uniformly during the 24 month payment period , And the second column, "6-month type", is defined as the total payment of the terminal price (600,000 won of installment payment) according to the present invention as an installment allowance, and the first period (ie, the grace period) Respectively.

Accordingly, in case of '6 month type', the customer does not have to pay the installment payment for the first 6 months of the contract term of 24 months, and the monthly installment payment of about 33,333 won for 18 months after 6 months .

Similarly, in the case of 12-month model, the customer does not have to pay the installment payment for the first 12 months of the 30-month contract period, and the monthly installment payment of about 33,333 won for the 18-month period after 12 months.

Meanwhile, it goes without saying that the process of performing each of the above-described embodiments can be performed by a program or an application stored in a predetermined recording medium (for example, a computer-readable). Here, the recording medium includes an electronic recording medium such as a RAM (Random Access Memory), a magnetic recording medium such as a hard disk, and an optical recording medium such as a CD (Compact Disk).

At this time, the program stored in the recording medium may be executed on hardware such as a computer or a smart phone to perform each of the above embodiments. In particular, at least one of the functional blocks of the terminal charge charging amount calculation system according to the present invention may be implemented by such a program or application.

The present invention is not limited to the above-described specific embodiments, and various modifications and changes may be made without departing from the gist of the present invention. It is to be understood that such variations and modifications are intended to be included in the scope of the appended claims.

100: Terminal billing calculation system
210, 220: customer subscription computer
110: selection information input unit 120:
130: Deferred payment fine Government 140: Installment charge amount allocation
150: storage unit 160:
170: Allotment claim section 180: Message transmission section

Claims (28)

(a) receiving terminal information selected by a customer;
(b) confirming a terminal amount corresponding to the terminal information input in the step (a);
(c) selecting at least a portion of the terminal price identified in the step (b) as an installment payment;
(d) allocating a total installment period to a first section and a second section, allocating a terminal charge amount for payment of the installment allowance to each month belonging to the second section, And allocating an installment charge amount for paying the first section installment principal less the installment allowance at the terminal price. The method according to claim 1,
In the step (d), a monthly installment charge amount equal to the installment allowance is allocated to each month belonging to the second section, and installments, each month belonging to the first section, And a billing amount is allocated to the billing amount. 3. The method of claim 2,
Wherein the amount equal to the installment payment amount is larger than the amount equal to the first section installment principal amount. The method according to claim 1,
(e) receiving payment plan information selected by the customer,
Wherein the payment termination fee corresponding to the payment plan information input in the step (e) is selected in the step (c). The method according to claim 1,
Wherein the ratio of the period between the first period and the second period is at least one of a communication company subscription period of the customer, a communication use amount of the customer, a selected plan of the customer, a cumulative allocated point to the customer, The method comprising the steps of: (a) The method according to claim 1,
The method according to any one of claims 1 to 5, wherein the charging step comprises: generating an installment table in which an installment charge is allocated to each month of the first section and the second section; The method according to claim 1,
Further comprising the step of offsetting the amount corresponding to the used-for-money purchase amount from the remaining allowance when the customer's purchase request for the used-hand phone to which the rate plan according to the step (d) is applied is calculated Method of controlling the system. The method according to claim 1,
Billing the installment charge for payment of the installment payment from the start month of the second section even if the payment for the first installment payment is completed before the last month of the first section arrives Further comprising the steps of: determining a charging amount of the terminal; The method according to claim 1,
In the step (c), the entire terminal price confirmed in the step (b) is selected as an installment deferral,
Wherein in the step (d), the installment charge amount for the payment of the installment allowance is allocated to the second section without assigning the installment charge amount to the first section. Way. In the ninth aspect,
(f) determining whether the customer's existing terminal remaining remuneration remains,
If it is determined in step (c) that the existing terminal remaining remuneration remains, the terminal price selected in step (b) is selected as a payment termination charge. Method of controlling the system. The method according to claim 1,
Further comprising the step of transmitting a message regarding the payment of the installment payment to the customer in the last month of the first period. The method according to claim 1,
Further comprising the step of providing discount discounts on the communication usage fee of the customer in the second section based on at least one of the communication fee paid by the customer during the first section and the fee selected by the customer A method of controlling a billing amount calculation for a terminal installment. 13. The method of claim 12,
In the step of providing the discount,
The method comprising: calculating a communication fee discount amount based on at least one of a communication use fee paid by the customer during the first period and a fee plan selected by the customer, and transmitting the calculated communication fee discount amount to the communication Processing the data so as to be provided to the customer as a point at which the usage fee is discounted or processing the data to be discounted by discounting the communication use fee to be charged in each month of the second section by applying the discounted amount of the communication fee The method comprising the steps of: A computer-readable recording medium storing a program for executing the method according to any one of claims 1 to 13. 13. An application stored in a medium for executing the method of any one of claims 1 to 13 in combination with hardware. A selection information input unit for receiving terminal information selected by a customer;
A confirmation unit for confirming a terminal amount corresponding to the terminal information input to the selection information input unit;
An amortization allowance selection unit for selecting at least a part of the terminal price confirmed by the confirmation unit as an installment allowance;
Allocating a terminal installment charge amount for payment of the installment allowance to each month belonging to the second section, and allocating a terminal installment charge amount for each month belonging to the first section to the first section and the second section, And an installment charge amount allocating unit for allocating an installment charge amount for payment of the first section installment principal minus the installment allowance in the terminal price. 17. The method of claim 16,
The installment billing amount allocating unit allocates the terminal installment amount balance equal to the installment allowance to each month belonging to the second section and allocates the installment charge amount equal to the installment allowance to each month belonging to the second section, The amount of money is allocated to the terminal. 18. The method of claim 17,
Wherein the amount equal to the payment due is larger than the amount equal to the amount of the first section installment principal. 17. The method of claim 16,
The selection information input unit receives the plan information selected by the customer,
Wherein the payment termination selection section selects an installment fee corresponding to the charge information input to the selection information input section. 17. The method of claim 16,
Wherein the ratio of the period between the first period and the second period is at least one of a communication company subscription period of the customer, a communication use amount of the customer, a selected plan of the customer, a cumulative allocated point to the customer, Wherein the terminal billing amount is set in correspondence with the terminal billing amount. 17. The method of claim 16,
Further comprising a storage unit,
Wherein the installment charge amount allocation unit generates an installment table in which an installment charge is allocated to each month of the first section and the second section and stores the created installment table in the storage section. 17. The method of claim 16,
Further comprising an offset processor for offsetting the amount corresponding to the used-for-money purchase amount from the remaining allowance when the customer's purchase request for the used-hand phone to which the charge according to the processing of the installment-charge-amount allocating unit is applied is performed, Billing Amount Calculation System. 17. The method of claim 16,
The system further includes an installment billing section for billing the installment charge from the customer,
The installment claimant may request an installment charge for payment of the installment payment from the start month of the second section even if payment for the first installment payment is completed before the last month of the first section arrives, And the charge amount calculation unit calculates the charge amount of the terminal. 17. The method of claim 16,
The payment term selection part selects the entire terminal price as an installment payment,
Wherein the installment charge amount allocation unit allocates an installment charge amount for payment of the installment allowance in the second section without allocating the installment charge amount in the first section. 25. The method of claim 24,
The confirmation unit confirms whether or not the customer's existing terminal remainder payment is left,
Wherein the payment term selection unit selects the entire terminal charge as an installment charge if the existing terminal remaining remuneration remains as a result of the confirmation by the confirmation unit. 17. The method of claim 16,
Further comprising the step of transmitting a message relating to the payment of the installment payment to the customer in the last month of the first interval. 17. The method of claim 16,
Wherein the payment claiming unit provides a discount for the toll charge of the customer of the second section based on at least one of the communication use fee paid by the customer during the first period and the charge plan selected by the customer. Installment billing calculation system. 28. The method of claim 27,
The billing claim unit may calculate a discount rate of the communication rate on the basis of at least one of the communication usage fee paid by the customer and the payment plan selected by the customer during the first interval, The data is processed to be provided to the customer as a point at which the communication use charge to be billed in the month is discounted or the communication usage charge to be charged in each month of the second section is discounted by applying the calculated discount amount of the communication charge Wherein the data processing unit processes the data.

Images