KR20140111360A - NFC Phone NFC dual card [use card + services credit card (postpaid and debit)] Tag contacts through service and using one-touch payment methods - Google Patents

Abstract

A user-approval-based service content provision and a payment method are disclosed. The method distributes an NFC dual card [service usage card(taxi, chauffeur service, quick service, delivery order, errand, article order) + credit card(credit, debit, mileage, point, personal authentication, IC chip, transportation card, charging gift card)] which includes at least service provider telephone number, service content, and a registration number. When the card is registered for a service request along with the cell phone number which will receive service log and itemized charging information, the integrated server receives the request and registers the request on the database upon approval from service provider. The method receives billing information including the charge per each service usage from the service providers, and transmits a billing statement including the charge per service usage to a mobile phone of each user captured in the member database according to itemized information in the billing statement, and receives payment approval per service provider from the user′s mobile phone and then stores the payment approval per service provider in the member database and in the service provider database, and transfers the due amount of money to each of the service provider′s account from a payment account of each user.

Description

NFC Dual Card with NFC Phone [Service Card (Taxi, Agency, Quick Service, Delivery Order, Errand, Order) + Credit Card (Postpaid, Debit, Mileage, Points, Personal Certificates, IC Chip, Transportation Card, Gift Certificate)] Tag [0001] NFC Phone NFC dual card [use card + services credit card (postpaid and debit)] [0002]

The present invention can be applied to an NFC phone with an NFC dual card [service use card (taxi, agent, quick service, delivery order, errand, commodity order) + credit card (deferred payment, debit, mileage point, personal authentication, IC chip, )] The present invention relates to a service using a tag contact and a one-touch payment method using the same,

More specifically, a short-distance wireless communication service that is provided by the NFC Phone to provide services from a provider. Electronic Identification NFC Dual Card [Service use card (taxi, agency, quick delivery service, delivery order, , Debit, mileage, point, personal authentication, IC chip, transportation card)] to a service using the smartphone, approval and settlement of the service, and one-touch payment method.

In the process of realizing payment payment platform which is different from the popularization of NFC phone and IT development, we are far ahead of blind expectation of RFID market proliferation,

As it is expected to act as a catalyst for the proliferation of RFID, NFC mobile payment has been tried variously, but it seems to have been disappointing because of limitations every time it spread.

Therefore, in case of new payment service such as NFC, if the merchants need to introduce NFC payment system separately, the cost is incurred and the dongle (card reader) is not spread to the merchant

On the other hand, the APP type mobile card does not feel more convenient than the conventional plastic card since users have to execute APP every time and display a payment screen such as a barcode or a QR code, and there is a problem that it is inconvenient to hand over the mobile phone to pay for the product.

In the financial industry such as credit card companies and banks, mobile financial transaction system is developed and operated with much time and cost in expectation of cost reduction due to off-line financial transactions and profit generation through mobile transactions

Due to various problems as described above, mobile financial transactions are not widely used as thought.

If an application is not installed in advance when using such a service, it is required that the service provider should install the application after accessing the store or market

It is troublesome to connect to the application server by touching and executing several times after downloading the service application to the NFC phone connected to the site,

In addition, when using the service, it is necessary to carry the card according to the service type, and it is troublesome and inconvenient to submit the credit card and the point card at the same time when paying with the card.

To solve this problem, the service applicant (user) can contact with RFID (NFC) Tag by NFC Phone and set desired information by simple touch. It is convenient because it can input and store set information in Tag, The present invention aims to provide a system and a method for operating the same that can make a service application and settlement at the same time by simply touching a tag and provide the service user with more convenience, have.

Therefore, the present invention is a system that improves the above problems, and can easily utilize services and enhance convenience of users and suppliers most efficiently.

In order to solve the above problems, an object of the present invention is to provide a short-distance wireless communication electronic identification NFC dual card (a service use card (a taxi, a proxy, a quick service, a delivery order, an errand, a goods order) (Payment, debit, debit, mileage, point, personal authentication, IC chip, traffic card)] by using an NFC phone to easily use the service and settlement service.

It is another object of the present invention to provide a system and method by which a supplier distributes an electronic identification card for promotion, thereby naturally inducing customers to use a service and register a payment service.

In order to achieve the above object, an apparatus of the present invention includes a dual card electronic identification tag (RF radio frequency identification / IC chip built-in card) storing personal information, an NFC phone (smart phone) A reader,

A server that leads the service identification information tag such as service information and settlement information stored from the service identification information tag and automatically registers the service application and settlement information in the server after the service application and payment are made in response to the read information and the like .

In the present invention, the NFC phone automatically connects the service identification information (service use and payment method) that leads the dual card tag to the server by using the service provider telephone number, and when the call connection is established, And a service program for transmitting payment information.

In the present invention, a dual card (electronic identification tag) is read through an NFC Phone Tag reader and a service for automatically inputting URL service identification information (service use / payment method) in the electronic identification tag in response to the read service identification information And a registration and settlement server.

SUMMARY OF THE INVENTION Accordingly, the present invention has been made to solve the above-mentioned problems occurring in the prior art, and it is an object of the present invention to provide a dual-card electronic identification tag (RF radio frequency identification / ), Check the service identification information (service use / payment method) simply by touching or one-touch, and then use NFC Dual Card [service use card (taxi, agency, quick service, delivery order, (Postpaid, Debit, Mileage, Points, Personal Certifications, IC Chip, Transportation Card)] This is to provide service through Tag contact and one-touch payment method using it.

Another object of the present invention is to provide an NFC phone which can automatically use service and settlement by touching contact, icon and URL information by utilizing an identification tag as an NFC phone (smart phone) (Postpaid, debit, mileage, point, personal authentication, IC chip, transportation card)] We provide service through Tag contact and one-touch payment method using it I have to.

Another object of the present invention is to provide an NFC phone which can automatically set service setting and payment information by touch or touch operation using unique identification information as an NFC phone (smart phone) · Credit card (Postpaid · Debit · Mileage · Point · Personal authentication · IC chip · Transportation card)] We provide service through Tag contact and one-touch payment method using it

However, the object of the present invention is not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood from the following description.

Another object of the present invention is to provide an NFC phone that can maximize profit by increasing the number of users by applying the service to other fields, and can use NFC dual card [service utilization card (taxi, proxy, quick delivery service, delivery order, Card (deferred payment, debit, mileage, point, personal authentication, IC chip, traffic card)] It provides service using Tag contact and one-touch payment method using it.

According to another aspect of the present invention, there is provided a method for displaying URL information and tag information connected and read from a tag in an NFC phone and touching URL information displayed on an NFC phone to connect to a server through a packet communication network,

The server determines whether the tag read by the NFC phone is a registered Tag,

If the tag is registered in the server, the tag confirmation information is transmitted to the NFC phone through the packet communication network. When the tag confirmation information is received from the server in the NFC phone, automatic dialing is performed to the server through the line communication network,

The server extracts the service use applicant number of the call connected NFC phone from the server, registers the applicant telephone number extracted from the server with the tag information and registers it as a member, and transmits the member registration confirmation information to the server through NFC And displaying the completed member registration on the screen when the member registration confirmation information is received from the NFC phone.

The NFC phone capable of one-touch member registration of the present invention includes a Tag reader for reading URL information and Tag information from a Tag, a touch screen for displaying URL information and Tag information read from the Tag reader, A communication module for accessing data communication and establishing a telephone call connection through a line communication network,

A memory for storing the read URL information and the tag information, a keypad for key input, URL information and tag information read through the NFC Phone Tag reader are stored in the memory and displayed on the touch screen, When the URL information display portion is touched, data communication is connected to the server through the packet communication network according to the URL information to transmit Tag information,

And a controller for performing a member registration of the server by transmitting a phone call connection of the server through the communication module and transmitting the service use applicant's telephone number when it is confirmed that the transmitted Tag information is registered in the server connected to the server.

A server capable of one-touch member registration of the present invention includes a web server for data communication connection through a packet communication network, a caller number extractor for extracting a caller number when a telephone call is connected through a line communication network, A service use Tag database storing the service use tag database, a user member database storing member information,

When the tag information transmitted from the NFC phone connected to the data communication via the web server is received, the tag information is searched for the tag information stored in the tag database. If the tag information is stored, the information for confirming the registration tag is provided to the NFC phone connected through the web server,

If there is a telephone call connection from the NFC Phone through the line communication network, the contact number extracted by the caller number extracting unit is extracted, the extracted applicant number is matched with the received Tag information and registered as a member in the user member database, To an NFC phone.

In order to accomplish the above object, there is provided a method of using a service through tag contact with an NFC phone and a one-touch payment method using the NFC phone, A touch screen for displaying an NFC phone for viewing a service using the URL information and one-touch payment using the service, and a service using and payment method transmitted from the control center,

A communication module for connecting a data communication to a server through a packet communication network and establishing a telephone call connection through a line communication network, and a communication module for using the transferred service and storing the application usage registration and settlement input information using the one- A memory, a keypad for key input,

When the icon and the URL information display portion displayed on the touch screen touch the NFC phone, the packet communication network is communicated by the icon and the URL information, and data communication is connected to the server to request the service use. The payment information is transmitted, and the application registration is automatically stored in the user member database with the transmitted information

And a control unit for performing a service call connection with the server through the communication module when the settlement is confirmed on the server to which the payment information is connected and extracting the service application contents to be received and performing the service request registration in the server.

If there is a telephone call connection from the NFC phone through the line communication network, the call connection number extracting unit extracts the call connection service applicant number, matches the extracted application number with the received service content and payment information, registers it in the database, And a management server for transmitting the settlement method to a smartphone.

According to another aspect of the present invention, there is provided a method of using a service through tag contact with an NFC phone and a one-touch payment method using the same, the method comprising the steps of: contacting a tag with an NFC phone and receiving data of service information received from the control center, The applicant can access the data wirelessly

When the accessed data is wirelessly transmitted to the control center and the icon and the URL information displayed on the smart phone are touched, a connection is made to the server through the packet communication network to determine whether the information transmitted to the server is correctly input,

If the member is registered in the server, the confirmation information is transmitted to the NFC phone through the packet communication network. When the confirmation information is received from the server in the NFC phone, confirmation is performed to the server through the communication network. The service sender number extracted from the server is registered in association with the service information to be used,

Transmitting the request registration confirmation information from the server to the service provider member smartphone and the server through the data communication network and displaying the completion on the screen when the registration confirmation information is received from the provider NFC phone server.

Confirming whether the information is the service identification information registered in the service through the RF card with the NFC phone; An NFC phone for displaying icons, URL information and service information from the control center, a touch screen for displaying service information or registered information transmitted from the control center, and a data communication connection and transmission to the server through the packet communication network A memory for storing detailed input information by using the input information, a keypad for key input,

When a detailed location is registered in the server to which the service utilization information is currently connected, a controller for performing a service call registration of the server by extracting a caller number of the received applicant through a telephone call connection of the server through the communication module, To the NFC Phone of the applicant.

According to an aspect of the present invention, there is provided an information processing method for a mobile communication terminal, the method comprising: receiving data of service information received from a control center by an applicant terminal, wirelessly accessing data, and touching icon and URL information displayed on the NFC phone, To the server,

If the information is registered by the NFC phone, the confirmation information is transmitted to the NFC phone through the packet communication network. If the NFC phone receives the confirmation information from the server, the confirmation is executed through the communication network And registers the service request by linking the current service information and the position information in the server connected to the server through the communication network,

And transmitting the service request registration confirmation information from the server to the provider NFC phone (smartphone) performing the service through the data communication network, and displaying the registration completion on the screen when the confirmation information is received from the NFC phone .

The service using Tag contact and the one-touch payment method using NFC Phone according to the present invention match various service information required by users by information classified by classified type and payment method type,

Determining whether the classified service types match the one of the found information matching conditions, matching at least one of the types associated with the matching service use information matching condition to information,

A generating unit for searching for a database that is the same as or including the type of the database and for extracting or combining the related information according to the input processing method from the information associated with the found database; The present invention relates to a method of using a service through a tag contact with an NFC phone and further comprising a one-touch payment method using the same.

The service using Tag contact and the one-touch payment method using the NFC Phone according to the present invention further includes a systematic service information generation using service utilization information and a payment condition matching service using the service utilization information to remove, add and merge conditions A database that can be determined by the user;

The service using Tag contact with NFC Phone according to the present invention and the one-touch payment method using the same are classified into a standardized information processing program and the items classified into the service type configurations and the classified types are classified according to the sequential service order And a management server capable of sequentially setting information and identifying information.

In order to achieve the above object, the method of the present invention includes at least an NFC dual card including at least a service provider telephone number, a registration number, and unique identification information (a service card (a taxi, a proxy, a quick service, a delivery order, an errand, (Postpaid, debit, mileage, point, personal authentication, IC chip, traffic card, gift certificate)] We distribute to individual,

If you apply to register with the service server together with the NFC phone number to receive the distributed dual card information, you will receive the registration number, registration number and unique identification information and the NFC dual card [service card + credit card (postpay / debit) Upon approval, the service contract is registered in the management database.

In the present invention, the dual card is a card including an electronic identification tag storing a service provider telephone number, a registration number, and unique identification information (service use and payment method), and the user's mobile phone is an NFC phone including an electronic identification tag reader desirable.

In addition, the dual card is a credit card (postpaid, debit, mileage, point, personal authentication, IC chip, traffic card, voucher) storing service provider telephone number, registration number and unique identification information It is also possible to configure the payment authorization to be performed automatically.

It is also possible to configure the dual card to be a credit card, debit card or prepaid card storing the service provider's telephone number, registration number and unique identification information (payment method), and the registration application and payment approval to be performed by the telephone answering service.

The system of the present invention includes at least an NFC dual card service card (a taxi, a proxy, a quick service, a delivery order, an errand, an order for goods) + a credit card (postpaid / Debit, mileage, point, personal authentication, IC chip, transportation card, voucher)] Electronic ID card and service leaded by connected server by reading information stored in electronic ID card, Provides the identification information, registers it with the telephone number of the user's mobile phone in the service payment service,

And a service utilization and settlement service program for receiving the service use and settlement information from the server to receive the service utilization and settlement information received from the server and integrally managing the received service use and settlement information with the service identification number, And a server for electronically notifying the user of the service using amount information to the registered user NFC phone.

Therefore, it is very convenient to use because it is possible to register service use application information to the server by a single tagging operation.

In the present invention, it is preferable that the electronic identification card is in the form of a dual credit card described in addition to the electronic identification tag in which the service provider telephone number, registration number, and service identification information (payment method, service use) are stored.

Therefore, it is troublesome to submit a credit card and a point card for payment, and there is no inconvenience of handing over a mobile phone to execute an APP or paying a bill separately. Always use the service Dual card [Service card (taxi, agent, · Credit card (Postpaid · Debit · Mileage · Point · Personal authentication · IC chip · Transportation card · Voucher)], while using the services listed on the card when necessary and paying at the same time It is easy to use, especially for the elderly or handicapped.

It is preferable that the account of the user is either a mobile account of the user's mobile phone or a card payment account of the user's transaction financial institution.

It is troublesome to submit a credit card and a point card in order to use a service and settle a bill by distributing a dual card so that the service can be used easily and simply in a form of a card having a payment function according to an embodiment of the present invention

You do not have to worry about handing over your mobile phone to run APP or pay for it. Always use the service. Dual card [Service card (taxi, agency, quick delivery service, delivery order, Mileage · point · personal authentication · IC chip · transportation card · voucher)], while using the service described on the card when necessary and paying it at the same time.

It is also very convenient because the service use contract between the applicant of the service and the service provider can be made instantaneously by mutual use of the mobile phone and approval.

The present invention can be provided in the form of an electronic identification card suitable for an NFC phone environment having an electronic identification tag reader, so that the service registration, application and connection can be made very convenient.

1 is a block diagram of a service utilization and settlement system according to the present invention;
2 is a schematic configuration diagram of an NFC phone according to the present invention
3 shows an example of a dual card according to the present invention.
FIG. 4 is a diagram showing the NFC Phone service utilization management system according to the present invention (member registration and APP installation process)
FIG. 5 is a diagram showing a service using design diagram using an NFC phone according to the present invention
(When installed APP)
6 is a flowchart and a resolution (APP installation process) of the NFC phone call information management system according to the present invention;
FIG. 7 is a flowchart illustrating a service utilization flow and resolution (when the APP is installed)

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The present invention will now be described in more detail with reference to the accompanying drawings. While the present invention has been shown and described with reference to certain preferred embodiments thereof,

Specific embodiments are illustrated in the drawings and described in detail in the text. It is to be understood, however, that the invention is not intended to be limited to the particular forms disclosed, but on the contrary, is intended to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the invention.

FIG. 1 is a block diagram illustrating a configuration of a service utilization and payment system according to the present invention, and FIG. 2 is a schematic configuration diagram of an NFC phone according to the present invention

FIG. 3 is a diagram illustrating an example of a dual card according to the present invention, and FIGS. 4 to 5 are flowcharts for explaining the operation of the NFC Phone service use management system according to the present invention. 6 to 7 are flowcharts and resolutions of the NFC phone call information management system according to the present invention

First, the service user's membership database 111 is a business server that performs a service using a Tag contact and a one-touch payment service using the service, and is linked to the payment server system 600 through a financial network.

The service control center server 100 opens a service provider telephone number "1544-2277 " and is connected to the service user NFC phone 400 through the existing wired / wireless telephone network 200. [

The service provider control center server 100 manages the service registration of the service users including the registered user database 111, transmits the service registration to the service user NFC phone, and provides the inquiry service and the like.

Manages the registration of the service provider 112 and generates and manages the creation 124 of the integrated service use number and the integrated management service card 500.

The payment server 600 links the settlement accounts of service users registered through the service user server 111 through a financial network.

It also provides a legal guarantee for the service usage contract between the service provider and the service user and controls the security of the user's personal information or financial information.

The service provider 200 may be a personal computer, a point-of-sale system, or a smart phone, and may be a cab, a proxy, a quick service, a delivery order, an errand, or a product order charge.

On the front face of the service card 500, service contents and a service provider telephone number (1544-2277) 530 are printed, and the advertisement is provided on the remaining front and back sides.

The service card 300 may be a general plastic card, a bank credit card, a debit card, a debit card, a mileage card, a point card, a personal identification card, an IC chip card, a transportation card, Card).

When the service user makes a telephone connection to the service utilization Tag server 113 and requests a new service registration, the service utilization Tag server 113 inquires of the payment server a new service use number and confirms whether the user is a service user registered in the payment server The service provider 112 requests the service provider 112 through the database 110. [

When the service provider 112 approves the application registration of the service user number, the approval information is transmitted to the service user server 111 through the payment server 110 and the service user server 111 transmits the approval information to the service user mobile phone 400 It is notified that the application registration is approved (S 213).

The user can immediately confirm in the field that the user is subscribed to the service through the NFC Phone screen (S 213) indicating the approval notice and the service use contract is concluded.

Accordingly, the service user can use the service immediately without disclosing personal information such as name, telephone number, resident registration number, and address.

When the service use application is completed between the service provider and the service user, the payment server 600 receives the charge amount from each service provider 112 according to the charge request of the service provider S 123 (S 123) Lt; RTI ID = 0.0 > 400 < / RTI >

When the service user approves payment in each service user's mobile phone 400, the payment server S 212 delivers the payment approval information to the service provider 112.

In the service user 111 settlement account, the settlement approved amount is automatically transferred to the service provider account in step S 211.

In addition, in the control center 100 of the present invention, a web server 150 for connecting with the NFC phone 400 via the packet communication network 210 and a calling party number And an extracting unit 130.

The control center 100 also manages the service use tag database 113, the user member database 111, and the supplier member database 112 through the management server 120. The Tag database 113 includes the service number, registration number, URL information and the like of the issued card 500. I.e., the tag containing card 500 issued. The user's membership database 111 stores data such as the contact phone number, the number of times of use, the usage fee, etc. of each member in order of the number of registered customers.

In addition, the control center server 100 may further include unillustrated service execution configurations. For example, if an unavoidable situation arises, the service provider may have a repeater to relay the voice call or text 140 of the applicant and provider when the service provider requires the contact service.

Referring to FIG. 2, the NFC phone 400 includes a tag reader 440, a touch screen 450, a keypad 430, a controller 460, a communication module 410, and a memory 470.

The tag reader 440 reads tag information stored in a tag memory operated by the current energy magnetically induced in the tag antenna when the tag stored in the card 500 approaches the electromagnetic field. The tag information includes a URL, a registration number, and a customer number.

The touch screen 450 is formed by superimposing a touch panel and a display panel on a touch screen 450 of a conventional smart phone. The touch screen 450 senses a touch position on the touch panel by capacitive sensing to recognize a touch position, Display on the display panel. The touch screen 450 displays tag information that is read on the screen, that is, a URL, a registration number, and a customer number.

The control unit 460 executes an operating system of an i-phone or an i-phone and executes a general smartphone operation and executes various application programs downloaded from the application. The control unit 460 operates the NFC Phone Tag reader 440 to read the Tag information and display the read Tag information on the touch screen.

The communication module 410 performs a normal smartphone communication protocol and connects the packet communication network 210 and the line communication network 220 at the same time. The communication module 410 performs a data communication connection to the server 120 through the packet communication network under the control of the controller 460 and performs a telephone call connection to the telephone circuit of the server 120 through the line communication network 220.

The memory 470 is constituted by a semiconductor memory such as a flash memory, stores a program such as an application, and stores related Tag information.

The operation and effect of the present invention constructed as described above are as follows.

Referring to FIG. 4, the system of the NFC phone 400 is initialized (S 202), and the tagging operation of the tag reader 440 is detected (S 530). When the tagging operation is detected, the tag information (URL, registration number, customer number) read from the Tag reader 440 is stored in the memory 470 and tag information is displayed on the touch screen 450 URL, registration number, and customer number.

When the service call card 500 of FIG. 3 is tagged with the NFC phone 400, the service content (S 311) and the payment method (S 312) are displayed on the touch screen 450 on the screen as shown in FIG. 6 .

(S 311) Payment Method (S 312) Containing Current Location Unique Identification Information When an input unit is created, the input unit is input to the input unit. When a URL and an icon are touched on the touch screen 450, the service call registration is automatically registered (111)

APP (application) is downloaded with a simple operation and installed in the smart phone 400 automatically.

The control unit 460 detects whether the URL display position is touched on the touch screen 450. When a touch is detected, the terminal accesses a server having a URL read through a packet communication network, and transmits Tag information (i.e., a registration number and a customer number) to the connected server (210).

In step S113, it is determined whether the registered tag check information is received from the server (S113). If it is confirmed by the registered tag, it is determined whether the registered tag is in the registered mode (S113). When the member registration completion information is received from the server after dialing, registration completion is displayed on the touch screen 450 as shown in FIG. 6 (S 213).

Referring to FIG. 6, the NFC phone 400 initializes the system (S 202) and searches the Web server 150 for a connection request through the packet communication network 210 (S 210). If the same registration number exists in the tag information, the customer number is searched in the user's member database 111 (S113) and the registered member is searched (S218).

If it is found (S 123), the tag number of the Tag information received through the management server 120 is searched for in the Tag database 113 (122) and it is retrieved (122) whether the same number exists.

If it is an unregistered member in step S218, the NFC phone 400 requests a member registration from the NFC phone 400 to the management server 120 (S113). The management server 120 completes the member registration by storing the extracted caller number in the user member database together with the Tag information (service use information and payment information) (S 111).

If it is determined that a call connection is established through the line communication network 220, the caller number extraction unit 130 extracts the caller number (step 210).

In step 210, if the registration number of the tag information does not match, it is not a tag issued by the server, and thus information indicating that the tagged card is not a tag issued from the server, i.e., the tag non-registered information is transmitted to the NFC phone 400.

In order to utilize such a service, the service user can use the service only after having received the service use card 500 and possessing the service use card 500 and registering the member 111 in the service provider server.

The input unit detects whether the icon and the URL display position are touched on the touch screen 450. When a touch is detected, the terminal accesses the server having the URL read through the packet communication network 210 and transmits information (service use / settlement method) to the connected server.

In the service application mode, it is determined whether or not the user is in the registration mode and automatically registered in the user's member information database through the communication network.

When requesting the service of the present invention as required, the NFC phone 400 touches the icon and URL information requested through the touch screen 450 displaying the icon, URL information, and call request information, And the line communication network 220 to the management server 120

It is judged whether the information inputted by the service information (S 123) received through the packet communication network 210 and the line communication network 220 is the member registered information, and the service application procedure is executed to request The applicant requests the service provider to apply the confirmation information via the data communication network 200. [ When the application confirmation is executed, the completion of the application confirmation information is displayed on the screen (Fig. 7)

In addition, the present invention provides a data communication connection to the NFC phone 400 through the packet communication network 210 for easy use by ordinary citizens, and is stored in the memory 460 or in the user's membership database 111 through a simple operation Service application / registration (120) and service utilization process are possible by simply touching

And transmits information to the control center 100 to search for the member information stored in the user member database 111 and provides information for confirming that the registered member is the registered member information. If there is a call connection, the caller number extracting unit 130 extracts the call connection number,

The extracted caller number and the received service information are matched and registered in the member database 111 and the management database 120 so that the service application and registration application can be made by one touch or simple touch operation of the icon and URL information

As described above, according to the present invention, service use and settlement can be performed with one touch, so that it is possible to maximize the profitability of the service because it is very simple and thus it is possible to utilize services that are mutually trustworthy.

In the above-described embodiment, the one-touch service application / registration has been performed, but the member registration can be automatically performed by one-touch operation.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is evident that many alternatives, modifications, and variations will be apparent to those skilled in the art without departing from the spirit and scope of the invention. It can be changed.

For example, in the above-described embodiment, an NFC dual card is used as an NFC phone. [Service utilization card (taxi, agency, quick delivery service, delivery order, errand, product order) + credit card (postpaid, debit, mileage, , Traffic card, voucher)] The use of the service through the contact with the tag and the one-touch payment method using the service have been described. However, the present invention can be applied not only to the service but also to the information management using the one- Therefore, the technical idea of the present invention should not be limited to the embodiments of the present invention.

100: Control center
110: Database
111: User database
112: supplier member database
112: Tag database
120: management server
121: ARS processor
122:
123:
124:
130: caller extracting unit
140: SMS processing unit
150: Web server
200: Network
210: Packet communication network
220: Line communication network
400: Smartphone
500: NFC card
600: Payment Server

Claims (16)

NFC dual card service provider phone number · Service contents [Service use card (taxi, agency, quick service, delivery order, errand, commodity order) + credit card (postpay, debit, mileage, point, personal authentication, IC chip, traffic card, Vouchers)] Making and distributing cards containing tags and registration numbers;
Tagging the produced and distributed card with an NFC phone;
A step of establishing and using a service using method and a payment method in the URL information that is accessed by accessing from a card tag produced and distributed by the NFC phone;
Touching the URL information and the icon inputting the service use and payment method to the NFC phone and accessing the server through the packet communication network;
Determining whether the Tag read by the NFC Phone is a registered Tag according to Tag information received by the server;
Extracting an applicant telephone number of a call-connected NFC Phone through a packet communication network if the Tag is a registered Tag;
Registering an applicant telephone number extracted from the server with a service tag information and registering the telephone number as a member;
Transmitting the member registration confirmation information from the server to the service applicant NFC phone through the data communication network;
Displaying the member registration completion on the screen when the member registration confirmation information is received from the NFC phone;
Requesting a service application database for a service using the registered service;
Generating a list including each service usage amount to which the service agreement is concluded from the service provider;
Transmitting service details including the service content and the amount of money to each service user member NFC Phone stored in the member database in response to use of the service included in the accepted list;
The user confirms and approves each service content and payment amount to the NFC phone;
Accepting a payment authorization for each service provider and storing the payment authorization in a user database and a supplier database;
And transferring a charge amount approved for payment from the payment account of each user stored in the user's membership database and the payment server to the supplier account. The NFC dual card may further include a service card (a card for use of a taxi, a proxy, a quick service, ) · Credit card (Postpaid, Debit, Mileage · Point · Personal identification · IC chip · Transportation card)] Service using Tag contact and one-touch payment method using it The method of claim 1, wherein the card further comprises an electronic identification tag (service card (a taxi, a proxy, a quick service, a delivery order, an errand, an order for goods) + a credit card (For example, postage, debit, mileage, point, personal authentication, IC chip, transportation card)], and the user's mobile phone is an NFC phone including an electronic identification tag reader (Postpaid, debit, mileage, point, personal authentication, IC chip, transportation card)] Service using Tag contact and one-touch payment method using it [Claim 2] The card according to claim 2, wherein the card further comprises at least one settlement card for the service provider's telephone number, the provider unique identification number, and the electronic identification tag in which the registration number is stored [service card (taxi, proxy, quick delivery, delivery order, Card, and the user's mobile phone is an NFC phone including an electronic identification tag reader. [Card for service use (taxi, proxy, quick service, delivery order, errand, product order) + credit card Debit, Debit, Mileage, Points, Personal Certificates, IC Chips, Transportation Cards)] Using the service through Tag contact and one-touch payment method using it [Claim 2] The card according to claim 2, wherein the card includes an electronic identification tag [credit card (deferred payment, debit, mileage, point, personal authentication, IC chip, transportation card)] storing the service provider telephone number, provider unique identification number and registration number Wherein the card is a card further including one or more service use functions, and the user's mobile phone is an NFC phone including an electronic identification tag reader. [Card for service use (taxi, agent, quick service, order for delivery, ) + Credit Card (Postpaid, Debit, Mileage, Points, Personal Certifications, IC Chip, Transportation Card)] Using the service through Tag contact and one-touch payment method NFC dual card service provider phone number · Service contents [Service use card (taxi, agency, quick service, delivery order, errand, commodity order) + credit card (postpay, debit, mileage, point, personal authentication, IC chip, traffic card, Voucher)] Electronic identification card storing Tag and registration number;
Reads the service utilization information stored in the electronic identification card, accesses the server with the lead service provider telephone number, provides the service content and the registration number led to the connected server, registers the service content with the telephone number of the user's mobile phone, A user NFC Phone for receiving service use provided by the server;
Service usage and settlement service program to receive service contents and service use amount information from each supplier, and manage the received service contents and service use amount information in a unified management server, and respond to each service charge amount information A service user card, and a server for transmitting a service use amount to a mobile phone. [0031] The NFC dual card is characterized by having a server [ · Point · Personal authentication · IC chip · Transportation card)] Service using Tag contact and one-touch payment method using it The electronic identification card according to claim 5, wherein the electronic identification card is a service use card in which a service provider telephone number, service contents, and registration number are written on a surface thereof. The NFC dual card includes a service card (a taxi, a proxy, a quick service, (Postpaid, debit, mileage, point, personal authentication, IC chip, traffic card)] Service using Tag contact and one-touch payment method using it [Claim 6] The NFC dual card according to claim 5, wherein the electronic identification card is an integrated dual card having a service provider telephone number, service contents, and a registration number, (Postpaid, Debit, Mileage, Points, Personal Certifications, IC Chip, Transportation Card)] Service using Tag contact and one-touch payment method using it [6] The electronic identification card according to claim 5, wherein the electronic identification card is an integrated dual card having a service provider telephone number, service contents and registration number added to a card having a payment function, [Service utilization card (taxi, agency, quick service, delivery order, errand, product order) + credit card (postpay, debit, mileage, point, personal authentication, IC chip, traffic card)] One-touch payment method Wherein the account of the user is either a mobile payment account of the user's mobile phone, a card payment account of the transaction financial institution of the user, or a mileage point. The NFC dual card [the service card (a taxi, a proxy, a quick service, ) · Credit card (Postpaid, Debit, Mileage · Point · Personal identification · IC chip · Transportation card)] Service using Tag contact and one-touch payment method using it A web server for data communication connection through a packet communication network;
A web server for generating an input unit capable of inputting information in service identification information (service utilization / payment method);
A calling party number extracting unit for extracting a calling party number and unique identification information when a phone call is connected through a communication network after inputting to an input unit including service identification information;
A user member database capable of storing member information;
A supplier member database that can store service provider information;
Service Tag database which can store service utilization tag information;
A keypad for key input;
Electronic Identification Tag Reader; And electronic identification tag
When an RFID (NFC, QR code) card held by the service user is contacted by an NFC phone, an input unit capable of further inputting service identification information (service content and payment method) is generated from the management server, When the information is transmitted to the connected NFC phone and the service identification information is included in the current service use information and is accessed through the web server, the NFC phone is stored in the user member database and the NFC phone connected through the web server is registered And generates and stores basic information according to the customer information (mobile phone number, payment method) of the applicant in order to perform the payment application with the extracted service information. In addition, And transmits the customer's service use and payment amount to the customer's NFC phone, And a credit card (deferred payment, debit, credit card, etc.) and a credit card (deferred payment, debit card, credit card, · Mileage · Point · Personal authentication · IC chip · Transportation card)] Use of service through Tag contact and one-touch payment method using it The method as claimed in claim 10, wherein, when the service information and the identification information transmitted to the NFC phone are received through the data communication via the electronic identification tag, the search is performed for the member information stored in the member database, The caller number extracting unit extracts the caller number from the NFC phone if there is a telephone call connection through the circuit communication network and extracts the extracted caller number from the received caller number and the received caller number, And a management server for matching the service application information and registering the service application information in the management database, and executing the service application information, and transmitting the registration result to the NFC phone. [Description of the Related Art] An NFC dual card [service utilization card (taxi, proxy, quick service, delivery order, Errand · commodity order) + credit card (deferred payment, debit, mileage, point, personal authentication, IC chip, Transportation Card)] Service using Tag contact and one-touch payment method using it The information processing method according to claim 10, further comprising the steps of: storing icons, URL information, unique identification information, and the like received through the control center in the memory and displaying them on the touch screen; URL information, and service identification information, and transmits the icon, URL information, and identification information to the server through the packet communication network, and transmits the icon information, URL information, and identification information to the server to which the transmitted information is connected, And a storage unit for performing member registration of the server through the communication module when it is confirmed that the NFC dual card has been authenticated. [Card for service use (taxi, proxy, quick delivery, delivery order, · Debit · Mileage · Point · Personal authentication · IC chip · Transportation card)] Service using Tag contact and one-touch payment method using it A touch screen for displaying an icon from the control center, service identification information for receiving URL information, and the like;
A communication module for connecting a data communication to a server through a packet communication network and for establishing a telephone call connection through a line communication network;
A memory for storing icons, URLs, unique identification information, and the like;
A keypad for key input;
Electronic Identification Tag Reader; And electronic identification tag
URL, and service identification information received through the control center are stored in the memory and displayed on the touch screen, and when the icon, URL information, and service identification information displayed on the touch screen are touched, URL information, identification information, etc., by connecting the data communication to the server through the packet communication network using the information and unique identification information, and if it is confirmed that the transmitted information is member information registered in the server to which the connected information is registered, And a credit card (postpaid, debit, mileage, point, credit card, etc.), and a storage unit for performing the service of the server through the NFC dual card Personal authentication, IC chip, transportation card)] Service using Tag contact and one - touch payment method using it. Displaying URL information and Tag information read from the Tag in the NFC phone;
Accessing a server through a packet communication network when the URL information displayed on the NFC phone is touched;
Transmitting the tag information read from the server connected to the NFC phone through the packet communication network;
Determining whether the tag read by the NFC phone is a registered tag based on the tag information received from the server;
Transmitting tag validation information to the NFC phone through the packet communication network if the tag is a tag registered in the server;
Performing Tag registration request to the server through the packet communication network when Tag confirmation information is received from the server in the NFC phone;
Registering a service application by associating the caller number extracted from the server with the Tag information;
Transmitting the application / registration confirmation information from the server to the NFC phone through the data communication network;
Further comprising the step of displaying on the screen the service application and registration completion upon receipt of the application / registration confirmation information from the NFC phone. The method as claimed in claim 1, further comprising the step of displaying on the screen an NFC dual card (service card (taxi, agent, quick service, delivery order, (Postpaid, debit, mileage, point, personal authentication, IC chip, traffic card)] Service using Tag contact and one-touch payment method using it Displaying URL information and Tag information read from the Tag in the NFC phone;
Accessing a server through a packet communication network when the URL information displayed on the NFC phone is touched;
Transmitting the tag information read from the server connected to the NFC phone through the packet communication network;
Determining whether the tag read by the NFC phone is a member-registered tag based on the tag information received from the server;
Transmitting tag validation information to the NFC phone through the packet communication network if the tag is an unregistered tag in the server;
Accessing a server through a packet communication network when the URL information displayed on the NFC phone is touched;
Extracting a caller number of the NFC phone connected to the server through the circuit communication network;
Registering the caller number extracted from the server with the tag information and registering the caller number as a member;
Transmitting the member registration confirmation information from the server to the NFC phone through the data communication network;
Further comprising the step of displaying on the screen the completion of member registration when the member registration confirmation information is received from the NFC phone. The method as claimed in claim 1, further comprising the step of: displaying an NFC dual card (service card (taxi, agent, quick service, delivery order, Order) + Credit card (Postpaid, Debit, Mileage, Points, Personal authentication, IC chip, Transportation card)] The method as claimed in any one of claims 14 and 15, further comprising URL information including an icon for installing a dedicated app in the member registration confirmation information. (Postpaid, debit, mileage, point, personal authentication, IC chip, transportation card)] Service using Tag contact and one-touch payment method using it

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