KR20140043647A - A mobile operated by sensing a motion pattern, a paying method using a card by sensing a motion pattern, and storage medium - Google Patents

Abstract

The present invention relates to a mobile card payment method by recognizing a motion pattern. The mobile card payment method by recognizing the motion pattern according to the present invention includes the steps of: a program calling stage for calling a mobile card payment program in a mobile terminal; a motion pattern receiving stage for receiving the motion pattern in the mobile terminal; a card activating stage for activating a mobile card if a pattern which is identical to a previously registered pattern is inputted by identifying the inputted motion pattern of the user in the motion pattern receiving stage; and an information transmitting stage for transmitting card information for payment to a mobile card reader when the mobile card is activated. [Reference numerals] (110) Motion pattern recognition means; (111) Motion recognition sensor; (112) Camcoder; (120) Motion pattern storage means; (130) Function connection means; (140) Motion pattern comparison means; (150) Function executing means

Description

Mobile terminal driven by motion pattern recognition, mobile card payment method and storage medium by motion pattern recognition {A Mobile Operated By Sensing A Motion Pattern, A Paying Method Using A Card By Sensing A Motion Pattern, And Storage Medium}

The present invention relates to an operation pattern recognition for driving a mobile terminal, and more particularly, an operation pattern for facilitating payment of a mobile card by using a specific operation of a user in place of a password for operating a mobile card at the time of a mobile card payment. The present invention relates to a mobile card payment method and a storage medium by recognition of a mobile terminal and an operation pattern driven by recognition.

In the general card payment system, when a user presents a credit card to a merchant to pay for goods, the merchant recognizes the card at the card payment terminal, and the card payment terminal reads the credit card information and then the card payment amount and the credit. Send the card information to the card company to request payment approval.

Recently, with the widespread use of mobile phones and smartphones, mobile cards that store card information on mobile terminals and use mobile terminals for credit settlement instead of IC cards or magnetic card media have become popular.

The existing mobile card payment service runs a mobile card program or an electronic wallet program on a smartphone, selects a card to pay among multiple cards, presses a password, and then moves the smartphone to a card reader to transmit card information. It depends on how.

However, the conventional card payment service method as described above has the following problems.

For example, as the mobile card reader spreads, there is a risk of hacking on the mobile card, so that a password is input just before the payment is made so that the mobile card can be activated only at the moment of payment. However, since the process of entering a password requires a considerable time and attention, there is a problem that a smart phone user is more troublesome and inconvenient than presenting a card to take out a wallet in a pocket.

An object of the present invention is a mobile driven by the operation pattern recognition that can be used to drive the mobile terminal, such as to recognize the operation pattern of the mobile terminal and use it as a substitute for a shortcut or password for the operation of the mobile terminal. Implement the terminal.

Another object of the present invention is to implement a mobile payment method and a storage medium by using motion recognition for the convenience of mobile card payment by using a user's specific operation in place of a password for operating a mobile card at the time of mobile card payment.

Mobile card payment method by the operation pattern recognition according to the present invention for achieving the above object, the program call step of calling the mobile card payment program in the mobile terminal; An operation pattern input step of receiving an operation pattern input from the mobile terminal; A card activation step of identifying a motion pattern of the user input in the motion pattern input step and activating a mobile card when the same registration pattern as the previously registered registration pattern is input; And an information transmitting step of transmitting the card information for payment to the mobile card reader while the mobile card is activated.

The recording medium according to the present invention for achieving the above object is characterized by recording a computer program for performing each step of the mobile card payment method by the operation pattern recognition on a computer system.

A mobile terminal driven by motion pattern recognition according to the present invention for achieving the above object comprises: motion pattern recognition means for detecting a movement pattern of a user by detecting a movement of the mobile terminal; Motion pattern storage means for storing the motion pattern recognized by the motion pattern recognition means; Function connection means for registering an arbitrary operation pattern stored in the operation pattern storage means in association with a specific function of the mobile terminal; Operation pattern comparison means for detecting whether an operation of the mobile terminal for executing a specific function linked by the function connection means is the same operation pattern compared to a registered recognition pattern when the operation pattern recognition means is recognized; And the function execution means for performing a specific function linked to the operation pattern registered by the function connection means by the operation pattern comparing means.

The operation pattern registered by the function connection means may function as a password for executing a specific program.

The operation pattern registered by the function connection means may function as a shortcut for executing a specific program.

The operation pattern recognition means is characterized in that it comprises a motion recognition sensor.

The motion pattern recognition means may include a camcorder for capturing an image while the mobile terminal is in motion, and detection means for detecting an motion pattern by inferring motion from the image captured by the camcorder.

Since the present invention uses a specific operation pattern of the mobile terminal in place of a shortcut key or a password for driving the mobile terminal, it is possible to improve the user satisfaction level, and can substitute a password for activating the mobile card when paying for the mobile card. When paying for a mobile card, it is possible to secure security and convenience of payment.

For example, a mobile card has a security problem as a top priority for replacing an IC card or a magnetic card. However, when the security card is enhanced, the mobile card is less convenient, causing users to avoid use. Therefore, financial institutions are required to enter a password with a minimum security device in the mobile card payment program. If it is not necessary to enter a password for convenience, the card information of the mobile terminal is approached when the user approaches the mobile user using a mobile card reader. Because it can be easily hacked, it can cause great damage to the user.

In this embodiment, by registering the user's unique operation as the "operation pattern" to use instead of the password can eliminate the inconvenience that the user must enter a password, even if the mobile card reader is close to know the "operation pattern", Since the card information can be hacked only in the reverse operation, the process is difficult and the hacking can be effectively blocked.

1 is a schematic diagram illustrating a configuration of a mobile terminal driven by operation pattern recognition according to the present invention.
Figure 2 is a schematic diagram illustrating a process of inputting an operation pattern according to the present invention.
3 is a flow chart illustrating an operation pattern registration process of the mobile card payment method by the operation pattern recognition according to the present invention.
Figure 4 is a flow chart illustrating a mobile card payment process by the mobile card payment method by the operation pattern recognition according to the present invention.

Hereinafter, with reference to the accompanying drawings, a configuration of a mobile terminal driven by operation pattern recognition according to the present invention having the configuration described above, a mobile card payment method and a storage medium by operation pattern recognition will be described in detail. .

(1) Smartphone Mobile Payment Program Installation

Smartphones (other than mobile phones and various mobile terminals are also available) The user can download the smartphone mobile payment program from the smartphone application download center and have his own card (eg credit card, check card, prepaid card, debit card) Various cards including cards, membership cards, and transportation cards may be applied. The same may be selected), and the card may be subjected to a security authentication process for identity verification (steps 10 and 11).

(2) Registering operation patterns

In FIG. 3, when the card is registered for payment, the process proceeds to the step of registering a password for activating the mobile card or registering an operation pattern.

According to an embodiment, the mobile card may be configured to be activated even if the user inputs any of the operation pattern and the password when the card is used. The mobile card may be activated by registering only one of the password and the operation pattern and entering only the registered one at the time of payment. Can be configured.

In the embodiment of the present invention, the operation pattern is generally selected from the operation pattern list provided by the smart phone application (or mobile application) and registered in the process of installing a mobile application for mobile card payment or registered by the user. It can be registered and used. In addition, even after installing the program can be configured to change the password or operation pattern at any time according to the needs of the user.

In the present embodiment, when the operation pattern is input, it is based on a method of recognizing the operation pattern by moving the smartphone while pressing an arbitrary key button (or an image output virtual key button, the same below) of the smartphone. By limiting the time, a method of recognizing the movement of the detected smartphone within the corresponding time as an operation pattern may be used. In another embodiment, it is also possible to recognize only the movement of the smartphone made in a predetermined time range as an operation pattern while pressing a specified key button, and may vary depending on the embodiment.

In this embodiment, the registration time of the operation pattern is 0.1 seconds or more but less than 0.5 seconds, but can be freely set according to the embodiment within an appropriate range to ensure the accuracy of the operation recognition.

The registration process of the specific operation pattern is as follows.

① Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card (step 12).

② From the operation pattern direct input menu and the operation pattern selection input menu presented as a submenu of the operation pattern registration menu, the operation pattern direct input menu is selected (step 14).

③ In the situation where the operation pattern registration program called by the operation pattern direct input menu is executed, while pressing a specific key button (for example, the # button) specified, move the smartphone to draw a trace to be registered by the user. For example, if the operation pattern to be registered is ♡, the user moves the smartphone while pressing the # button, and the ♡ -shaped trajectory is released, and if the start button is released, the ♡ -shaped trace is registered as the operation pattern (steps 16 and 17). , Step 18).

In the registration process of the registration button, the operation pattern may be repeatedly programmed several times to calculate a standard value and an error range to recognize a certain range as a valid registration pattern.

When registering the operation pattern of the present embodiment, it is possible to enhance the security by detecting the size and speed of the user's motion so that the user's and the third party can be distinguished even in the same shape trajectory. That is, since the operation pattern is based on the user's own motion, it is not easy for a third party to imitate or infer the motion, thereby enhancing security.

④ When the process of registering the operation pattern is completed, the icon of the corresponding card is generated and displayed, and when the user uses the mobile card payment program to pay for the mobile card, the user can perform the process of inputting the operation pattern by pressing the icon. Step 19).

Meanwhile, the user may select and register an operation pattern provided by the operation pattern registration program instead of registering an operation pattern devised by the user.

In this case,

① Select the operation pattern registration menu for the user card that is already registered with the mobile card or registered with the mobile card (step 12).

② Select an operation pattern selection input menu from an operation pattern direct input menu and an operation pattern selection input menu presented as a submenu of the operation pattern registration menu (step 14).

③ Selecting an operation pattern Select a specific operation pattern to be used on the screen (eg, circle, heart, star, rectangle, alphabet, or Korean) that lists the example operation patterns called by the input menu selection. Step 15).

④ When the process of selecting an operation pattern is completed, an icon of the corresponding card is generated and displayed. When the user makes a payment using the card, the user may perform a process of inputting an operation pattern by pressing the icon (step 19).

In the case of selecting and inputting an operation pattern in an embodiment of the present invention, the speed element or the size element may not be considered for the user's convenience.

In FIG. 2, the first embodiment of the present invention includes a motion recognition sensor as a means for registering and recognizing an operation pattern. The motion recognition sensor detects a direction and a speed at which a smartphone moves at every moment of user operation. To recognize the operation pattern.

The motion recognition sensor used in the present embodiment is a complex sensor in which various sensors such as a sensor for recognizing the movement or position of an object, a geomagnetic sensor, an acceleration sensor, and functions such as an altimeter and a gyro are included in a single chip. Mossen recognition sensor is used to perform functions, such as 3D games that can play the game according to the location tracking or mobile phone movement in the event of a human accident such as fire or the elderly, but is not limited to this and the motion of different methods according to the embodiment A recognition sensor may be applied.

On the other hand, in the first embodiment of the present invention, if the motion sensor for the recognition of the operation pattern is broken, it may be configured to enter the password by selecting the password input menu input during the process of registering the user card as a mobile card. (Step 13).

(3) Payment stage

The user calls and executes a mobile card payment program installed in a mobile terminal such as a smartphone and selects a mobile card to be used for payment (steps 20 and 21).

 Instead of inputting a password for activating the mobile card, an operation pattern input is selected (step 22).

As shown in FIG. 1, when a user draws a trajectory corresponding to a previously registered operation pattern by moving the smartphone while pressing a specific key button of the smartphone, when the user releases the key button, the operation pattern is input.

When the operation pattern is input, a comparison step of comparing the input operation pattern with a pre-registered operation pattern is performed. If it is recognized as the same operation pattern within an error range, the mobile card is activated (steps 25 and 26).

As soon as the mobile card is activated, the user can use his / her smartphone for mobile card payment terminal (the mobile terminal for mobile card payment of this embodiment is wired / wireless for communication with card companies such as RF, IR, NFC, WIFI, 3G, 4G, wibro, and the Internet). When approaching the touch pad of the communication device, the mobile card information stored in the smart phone is transmitted to the mobile card payment terminal to complete the card payment (steps 27, 28 and 29).

In the embodiment of the present invention, the operation pattern is used as a substitute for the password only for activating the mobile card when the mobile card is settled, but according to the embodiment, the operation pattern corresponding to the type of the cassa or the card is registered and the card to be settled is selected. According to this operation pattern, it is possible to configure the mobile card to be activated by the password substitute operation pattern which is continuously input.

In the second embodiment of the present invention, a method for identifying the registration and recognition of an operation pattern may be used by an image captured by a camcorder mounted on a smartphone in place of a motion recognition sensor.

① When you register the operation pattern when you install the mobile payment program of the smartphone or operate the mobile payment program to pay the card, the camcorder operates in the background when you input the operation pattern instead of the password.

2 A point is recorded on the camcorder's recording standby screen, and is waiting.

③ When the user presses a certain key button of the smartphone or moves the smartphone to pass a certain trajectory within a certain time, the camcorder records the moving trajectory. In this case, a typical camcorder may record 30 frames per second, 3 frames for 0.1 second, and 15 frames for 0.5 second, but the present invention is not limited thereto and may vary depending on embodiments.

④ It recognizes the operation pattern by connecting the points recorded on each frame recorded by the camcorder.

⑤ The recognized operation pattern is registered as a password substitute operation pattern when the mobile card payment program is installed. When the operation pattern registration is completed, the icon of the corresponding card is generated and displayed. Meanwhile, when the user pays the card by executing the mobile card payment program, the user inputs an operation pattern by pressing the icon.

On the other hand, in case of making a mobile card payment by calling the mobile payment program, if the operation pattern is input instead of the password input, the mobile card is activated after the operation pattern is recognized by the recognition process of ④.

⑥ If the user approaches the smartphone to the touch pad of the mobile card payment terminal while the mobile card is activated, the card information is transmitted to the mobile card payment terminal.

The motion recognition method used in the embodiment of the present invention can easily execute various applications of the smart phone in addition to the card payment. For example, a random operation pattern can be applied to a shortcut number, a shortcut key, a shortcut password, and the like. The operation pattern is provided with "a, b, c, ..." and the like to execute a smartphone program frequently used by a user. If you write a letter corresponding to the air, such as "a" or "b" with a smartphone, the corresponding program is executed to easily use the smartphone, and when entering a fixed character such as a password, enter a specific "action pattern" It is also possible to automatically enter the password stored in the smartphone program.

For example, the mobile terminal 100 driven by the operation pattern recognition of the embodiment of the present invention, the operation pattern recognition means 110 for detecting the movement pattern of the mobile terminal 100 to recognize the user's operation pattern 101, The operation pattern storage unit 120 for storing the operation pattern 101 recognized by the operation pattern recognition unit 110 and the random operation pattern 101 stored in the operation pattern storage unit 120 may be stored in the mobile terminal ( Function connection means 130 for registering in association with a specific function of the 100, and the operation of the mobile terminal 100 for executing a specific function linked by the function connection means 130 is the operation pattern recognition means 110 By operation pattern comparing means 140 for detecting whether or not the same operation pattern compared to the previously registered operation pattern, and by the function connection means 130 by the operation pattern comparison means 140 Same as the registered operation pattern 101 The ability to perform a specific function associated with the case of small pattern may include a running tool 150.

In the present embodiment, the operation pattern registered by the function connection means 130 may function as a password for executing a specific program or as a shortcut for executing a specific program.

In addition, the operation pattern recognition means 110 may be configured to include a motion recognition sensor 111, the operation pattern recognition means 110 is a camcorder for taking an image while the mobile terminal 100 is moving And a detecting means for detecting the motion pattern 101 by inferring the motion from the image captured by the camcorder 112.

It is obvious that the scope of the present invention is not limited to the above embodiments but is defined by the matters defined in the claims of the present invention and includes various modifications and alterations made by those skilled in the art within the scope of the claims.

100 ........ Mobile terminal 101 ......... Operation pattern
110 ........ Motion pattern recognition means 111 ......... Motion recognition sensor
112 ............. Camcorder 120 ......... Means of operation pattern storage
130 ........ Function connection means 140 ......... Action pattern comparison means
150 ........ function execution means

Claims (7)

A program call step of calling a mobile card payment program in a mobile terminal;
An operation pattern input step of receiving an operation pattern input from the mobile terminal;
A card activation step of identifying a motion pattern of the user input in the motion pattern input step and activating a mobile card when the same registration pattern as the previously registered registration pattern is input;
Mobile card payment method by the operation pattern recognition, characterized in that it comprises the step of transmitting the card information for payment in the state that the mobile card is activated to the mobile card reader
The recording medium of claim 1, wherein a computer program for performing each step of the mobile card payment method by the recognition of the operation pattern on a computer system is recorded.
Motion pattern recognition means for recognizing a motion pattern of a user by detecting a movement of the mobile terminal;
Motion pattern storage means for storing the motion pattern recognized by the motion pattern recognition means;
Function connection means for registering an arbitrary operation pattern stored in the operation pattern storage means in association with a specific function of the mobile terminal;
Operation pattern comparison means for detecting whether an operation of the mobile terminal for executing a specific function linked by the function connection means is the same operation pattern compared to a registered recognition pattern when the operation pattern recognition means is recognized;
And a function execution means for performing a specific function linked to the operation pattern registered by the function connection means by the operation pattern comparison means. Mobile terminal.
The mobile terminal of claim 5, wherein the operation pattern registered by the function connection unit functions as a password for executing a specific program.
The mobile terminal of claim 5, wherein the operation pattern registered by the function connection unit functions as a shortcut key for executing a specific program.
The mobile terminal of any one of claims 3 to 5, wherein the operation pattern recognition unit comprises a motion recognition sensor.
The method according to any one of claims 3 to 5, wherein the operation pattern recognition means is a camcorder for recording an image while the movement of the mobile terminal;
And a detection means for detecting an operation pattern by inferring a motion from the image photographed by the camcorder.

Images