KR20120019113A - Wired and wireless internet access lines to the system using a credit card transaction approval, wi-fi sharing feature, the system implementation. - Google Patents

Wired and wireless internet access lines to the system using a credit card transaction approval, wi-fi sharing feature, the system implementation. Download PDF

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KR20120019113A
KR20120019113A KR1020100082271A KR20100082271A KR20120019113A KR 20120019113 A KR20120019113 A KR 20120019113A KR 1020100082271 A KR1020100082271 A KR 1020100082271A KR 20100082271 A KR20100082271 A KR 20100082271A KR 20120019113 A KR20120019113 A KR 20120019113A
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credit card
wired
transaction approval
card transaction
wireless internet
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이상철
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(주)허브로
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Telephonic Communication Services (AREA)

Abstract

PURPOSE: A system for embodying Wi-Fi share function to wired and wireless internet credit card transaction approval system is provided to improve the usage of an existing system by adding Wi-Fi share function using wired/wireless Internet network. CONSTITUTION: A credit card management system supports a Wi-Fi. A dongle supports the Wi-Fi at the credit card detecting apparatus. An external modem supports the Wi-Fi at the credit card detecting apparatus. A wired/wireless portable internet connection procedure and method follows IEEE 802.16e-2005, IEEE 802.11n, and TTAS KO-0082/R1 standard.

Description

유, 무선선인터넷을 이용한 신용카드 거래승인 시스템에, 와이파이 공유 기능을 구현하는 시스템.{ Wired and wireless Internet access lines to the system using a credit card transaction approval, Wi-Fi sharing feature, the system implementation. }{Wired and wireless Internet access lines to the system using a credit card transaction approval, Wi-Fi sharing feature, the system implementation. }

본 발명에서 제안하는 방식은 최근 3G 표준으로 등록된 무선 휴대 인터넷 (WiBro) 기술과 유선인터넷 기술을 사용한 신용카드 거래인증 시스템에 와이파이 공유 기능을 적용한 것이며, 본 발명에서 제안하는 방식의 기술적 원리는 IEEE 802.16e-2005 및 TTAS.KO-0082/R1, IEEE 802.11n 규격에 포함되어 있다.
The method proposed by the present invention applies Wi-Fi sharing to a credit card transaction authentication system using a wireless portable Internet (WiBro) technology and a wired Internet technology, which are recently registered as a 3G standard, and the technical principle of the method proposed by the present invention is IEEE 802.16e-2005 and TTAS.KO-0082 / R1, included in the IEEE 802.11n specification.

현존하는 신용카드 거래승인 시스템은 도 1에 도시한 바와 같이, 신용카드 거래승인 시스템에 접속하는 방식에 따라 크게 유선 신용카드 거래승인 방식과 무선 신용카드 거래승인 방식으로 구분될 수 있으며, 유선 신용카드 거래승인 방법과 무선 신용카드 거래승인 방법은 다시 해당 장치에서 사용하는 프로토콜과 통신 기술에 따라 세분화 될 수 있다. Existing credit card transaction approval system, as shown in Figure 1, can be classified into a wired credit card transaction approval method and a wireless credit card transaction approval method according to the method of accessing the credit card transaction approval system, wired credit card The transaction approval method and the wireless credit card transaction approval method may be further subdivided according to the protocol and communication technology used in the device.

신용카드 거래승인 시스템은 해당 서비스의 특성 상 기존의 데이터 통신 시스템과는 조금 다른 서비스 특성을 갖는다. (낮은 요구 대역폭, 빈번한 연결 요청 및 종료, 높은 안정성 및 보안성 등) 이러한 낮은 요구 대역폭 및 높은 신뢰성을 요구하는 신용카드 거래 승인 시스템의 서비스 특성으로 인해, 가맹점 입장에서는 와이브로와 유선인터넷을 이용한 신용카드 거래승인 시스템은 비용대비 활용도가 적어 효율성이 떨어지는 특성이 있다. 따라서 비용효율 (Cost-effective)적인 측면에서는 많은 단점(전용선, 와이파이선을 활용한 다양한 서비스 제공이 가능하나 이를 활용하지 못하고 있다.)을 갖고 있으며, 스마트폰의 활성화에 따라 가맹점에 방문하는 고객들에게 기존에 사용하고 있는 체크라인 서비스를 활용하여 별도의 비용없이 와이파이존을 구축하여 제공함으로써 가맹점의 만족도를 높일 수 있으며 통신사 입장에서는 와이파이존을 구축하는데 별도의 비용을 지출해 가면서 구축했던 와이파이망을 사용요금을 받아가면서 제공할 수 있는 장점이 있다.The credit card transaction approval system has a slightly different service characteristic from the existing data communication system due to the characteristics of the service. Due to the service characteristics of the credit card transaction approval system requiring low bandwidth and high reliability, such as low demand bandwidth, frequent connection request and termination, high reliability and security, merchants can use credit card using WiBro and wired Internet. The transaction approval system is less efficient due to its low utilization for cost. Therefore, the cost-effective aspect has a number of disadvantages (provide various services using leased lines and Wi-Fi lines, but cannot use them), and to customers who visit merchants with the activation of smartphones. Utilizing the existing checkline service, the Wi-Fi zone can be built and provided at no additional cost to increase the satisfaction of merchants. For the telecommunications company, the Wi-Fi network was established while spending extra money to establish the Wi-Fi zone. There is an advantage that can be provided while taking the charge.

도래하는 유비쿼터스 (Ubiquitous) 시대에서 요구되는 모바일 오피스 환경의 대중화가 진행되고 있는 상황에서 전국에 수만곳의 와이파이망을 구축하는데에는 천문학적인 비용이 소요되어 원활한 구축이 이루어 지지 않고 있는 상황에서 기존의 신용카드 거래승인 네트웍 시스템을 통해 와이파이망을 제공함으로서 이러한 문제를 해결할 수 있다.
In the midst of the popularization of the mobile office environment required in the coming ubiquitous era, the establishment of tens of thousands of Wi-Fi networks nationwide requires astronomical costs, and the existing credit is not established. This problem can be solved by providing a Wi-Fi network through a card transaction approval network system.

본 발명은 기존 유선, 무선 인터넷망을 사용하고 있는 신용카드 거래인증 시스템의 인터넷 네트웍망을 활용하여 500만 신용카드 가맹점이 별도의 비용 부담없이 무료 와이파이 망을 제공 활용할 수 있도록 신용카드 거래승인 시스템과 네트웍망을 이용해 와이파이공유 기능을 구축하는 시스템을 제안하는 것을 목적으로 한다.
The present invention provides a credit card transaction approval system so that 5 million credit card merchants can provide free Wi-Fi network at no additional cost by utilizing the Internet network of the credit card transaction authentication system using the existing wired and wireless Internet network. The purpose of this paper is to propose a system for building a Wi-Fi sharing function using a network.

유선, 무선 인터넷망을 사용하는 신용카드 거래승인 시스템에 와이파이 공유기능을 제공하는 시스템 개발
System development to provide Wi-Fi sharing function to credit card transaction approval system using wired and wireless internet network

본 발명에 따르면, 유선, 무선 인터넷망을 이용한 기존 신용카드 거래인증 시스템에 와이파이 공유 기능을 추가하여, 기존 시스템의 사용효율성을 높여 활용도를 증가시키는 것은 물론이고 스마트폰을 사용하는 고객들에게 기존의 카드승인을 위해 사용하던 인터넷망을 이용해 와이파이존을 구축함으로서 가맹점에서 별도의 비용추 가없이 고객들에게 와이파이서비스를 제공할 수 있다.
According to the present invention, by adding a Wi-Fi sharing function to the existing credit card transaction authentication system using a wired, wireless Internet network, increase the utilization efficiency of the existing system, as well as increase the utilization of the existing card to customers using a smartphone By establishing a Wi-Fi zone using the internet network used for approval, merchants can provide Wi-Fi services to customers without additional costs.

[도1]은 기존의 신용카드 거래승인 시스템에 와이파이 공유기능을 가지는 모뎀, 동글을 외부에 부착하여 스마트폰 사용자들에게 와이파이 서비스를 제공할 수 있도록 한다.1 is to attach a modem, dongle having a Wi-Fi sharing function to the existing credit card transaction approval system to the outside to provide a Wi-Fi service to smartphone users.

본 발명에서 사용되는 신용카드 거래승인 장치에는 외장형 유, 무선 휴대 인터넷이 연결되며, 신용카드 거래승인 방식 및 절차는 기존 방식 및 절차를 따른다. 따라서 기존 신용카드 거래승인 장치의 하드웨어적인 변경이 필요치 않다.The credit card transaction approval device used in the present invention is connected to an external wired or wireless portable Internet, and the credit card transaction approval method and procedure follows the existing method and procedure. Therefore, there is no need to change the hardware of the existing credit card transaction approval device.

유선인터넷과 무선 휴대 인터넷을 이용한 신용카드 거래승인 시스템을 도1 에 도시하였다.1 illustrates a credit card transaction approval system using a wired Internet and a wireless portable Internet.

도 1에 도시한 유, 무선 휴대 인터넷 망 접속 절차 및 방식은 IEEE 802.16e-2005 및 IEEE 802.11n, TTAS.KO-0082/R1 규격을 준용하며, 신용카드 거래승인 방식에 따라 인식된 신용카드 정보 전송 및 거래승인 여부 정보의 수신 절차는 기존 신용카드 거래승인 장치와 VAN 사이의 접속 절차 및 방식을 준용한다.The wired and wireless portable Internet network access procedure and method shown in FIG. 1 apply to IEEE 802.16e-2005 and IEEE 802.11n and TTAS.KO-0082 / R1 standards, and recognizes credit card information according to a credit card transaction approval method. The procedure for transmitting and receiving transaction approval information applies the access procedure and method between the existing credit card transaction approval apparatus and the VAN.

한편, 와이파이공유기능을 제공하는 신용카드 거래승인 장치가 개발 될 경우, 와이파이 공유 장치는 신용카드 거래승인 장치의 내부에 장착될 수도 있다. 와이파이 공유기능이 내장되어 있는 신용카드 거래승인 장치의 경우에도 그 동작방식과 절차는 외장형 유선, 무선 휴대 인터넷 모뎀을 장착했을 때의 동작방식과 절차를 준용한다.
On the other hand, if a credit card transaction approval device providing a Wi-Fi sharing function is developed, the Wi-Fi sharing device may be mounted inside the credit card transaction approval device. Even in the case of a credit card transaction approval device with built-in Wi-Fi sharing, the operation method and procedure shall apply mutatis mutandis when an external wired and wireless portable Internet modem is installed.

IEEE 802.16e-2005 : 한국전자통신연구원이 개발한 무선 광대역 인터넷 기술이다.
IEEE 802.11n, : 기존 표준인 802.11a와 802.11g의 대역폭을 향상시키기 위한 IEEE 802.11-2007 무선 네트워킹 표준의 개정판이다.
TTAS.KO-06 0082/R1 : 2.3GHz 휴대인터넷 표준IEEE 802.16e-2005: A wireless broadband Internet technology developed by Korea Electronics and Telecommunications Research Institute.
IEEE 802.11n, a revision of the IEEE 802.11-2007 wireless networking standard to improve the bandwidth of existing standards 802.11a and 802.11g.
TTAS.KO-06 0082 / R1: 2.3GHz mobile internet standard

Claims (3)

신용카드 조회기가 와이파이를 지원하는 시스템System that supports credit card checker Wi-Fi 신용카드 조회기에 와이파이를 지원하는 동글Dongle with WiFi enabled for credit card reader 신용카드 조회기에 와이파이를 지원하는 외장형 모뎀External modem with WiFi enabled credit card reader
KR1020100082271A 2010-08-25 2010-08-25 Wired and wireless internet access lines to the system using a credit card transaction approval, wi-fi sharing feature, the system implementation. KR20120019113A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103347030A (en) * 2013-07-23 2013-10-09 熔点网讯(北京)科技有限公司 Network sharing method

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103347030A (en) * 2013-07-23 2013-10-09 熔点网讯(北京)科技有限公司 Network sharing method
CN103347030B (en) * 2013-07-23 2016-04-06 熔点网讯(北京)科技有限公司 A kind of network shares method

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