KR20110084354A - System and donations method thru approval fee from cash bill - Google Patents

System and donations method thru approval fee from cash bill Download PDF

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KR20110084354A
KR20110084354A KR1020100004139A KR20100004139A KR20110084354A KR 20110084354 A KR20110084354 A KR 20110084354A KR 1020100004139 A KR1020100004139 A KR 1020100004139A KR 20100004139 A KR20100004139 A KR 20100004139A KR 20110084354 A KR20110084354 A KR 20110084354A
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donation
cash receipt
fee
accumulated
approval
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박경희
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/22—Social work or social welfare, e.g. community support activities or counselling services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
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    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0279—Fundraising management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/60—Business processes related to postal services

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Abstract

PURPOSE: A donation system using an approval fee for a cash bill issuing and a method thereof are provided to take an additional tax deduction benefit by donating some amount of money to a social organization. CONSTITUTION: A member determines whether to donate a cash bill approval fee or not(201). A donation accumulating period is set and the donation organization is appointed. If a member store requests a cash bill, a business owner transmits the approved result to a national tax service and accumulates some amount of fee as a donation money(205-208). The accumulated donation money is transferred to a predetermined account(212). The donation result is provided to the member(214).

Description

현금 영수증 발급에 따른 승인 수수료를 이용한 기부 방법과 그 시스템 {System And Donations Method Thru Approval Fee From Cash Bill}Method of donation using the approval fee for issuing a cash receipt and its system {System And Donations Method Thru Approval Fee From Cash Bill}

본 발명은 현금영수증 발급시 발생하는 수수료를 이용하여 기부하는 방법 및 그 시스템에 관한 것으로 보나 상세하게는 소비자가 현금영수증 발급 시 승인 업무를 대행하는 사업자에게 국세청에서 제공하는 수수료 중 일부를 발급 가맹점이 선택한 기부단체에 기부금을 기탁 할 수 있도록 한 기부 방법과 그 시스템에 관한 것이다.The present invention relates to a method and system for donating using a fee generated when issuing a cash receipt, but more specifically, the merchant issuing a part of the fee provided by the National Tax Service to an operator acting on an approval basis when issuing a cash receipt. It relates to a method and system of donations that allow the donation to be made to selected donations.

본 발명은 현금영수증 발급시 발생하는 수수료를 이용하여 기부하는 방법 및 그 시스템에 관한 것으로 보나 상세하게는 소비자가 현금영수증 발급 시 승인 업무를 대행하는 사업자에게 국세청에서 제공하는 수수료 중 일부를 발급 가맹점이 선택한 기부단체에 기부금을 기탁 할 수 있도록 한 기부 방법과 그 시스템에 관한 것이다.The present invention relates to a method and system for donating using a fee generated when issuing a cash receipt, but more specifically, the merchant issuing a part of the fee provided by the National Tax Service to an operator acting for approval when the cash receipt is issued. It relates to a method and system of donations that allow the donation to be made to selected donations.

현금영수증 제도는 소비자가 상품을 구매하고 현금영수증 발행 요청 시 가맹점에서는 현금영수증을 발급하고 현금결제 건별 내역은 국세청에 통보되는 제도이며 개인사업자는 발급금액의 100분의 1.3에 상당 하는 금액을 연간 700만원의 한도 내에서 부가가치세 세액공제 혜택을 받을 수 있다The cash receipt system allows customers to purchase goods and request cash receipts, and merchants issue cash receipts, and the details of cash payments are notified to the IRS. Individual business owners are required to pay 1.3 / 100 of the amount issued. VAT deductions can be made within the limit of 10,000 won

그러나 일부 사업자는 소득이 노출되고 세금 공제 금액이 미비하여, 현금영수증 발급에 소극적이다However, some businesses are passive in issuing cash receipts due to exposure to income and insufficient tax deductions.

또한 현금영수증 서비스 사업자는 가맹점에서 요청하는 현금영수증 정보를 검증하고 해당 정보가 이상 없을시 현금영수증 승인 번호를 제공하며 승인내역을 국세청으로 일괄 전송하는 서비스를 제공하고 건당 20원을 수수료로 부가세 신고 시 차감 받고 있다In addition, the cash receipt service provider verifies the cash receipt information requested by the merchant, provides the receipt number of the cash receipt if there is no abnormality, provides the service to send the approval details to the IRS collectively, and reports the tax at 20 won per fee. Have a deduction

그러나 현금영수증 서비스 사업자는 20원의 수수료 금액을 대형 가맹점이나 VAN 중계 업자에게 수수료 형태로 일부 금액(10원~15원)을 매월 선 지급하고 그 차액으로 시스템을 운영함으로 수익이 낮아 현금영수증 가맹점 모집에 적극적이지 못하다However, the cash receipt service provider pays a fee of 20 won to a large merchant or VAN broker in the form of a fee in advance in the form of a fee (10 ~ 15 won) every month, and operates the system with the difference. Not active in

따라서 본 발명의 목적은 현금영수증 서비스 사업자가 VAN 대리점이나 가맹점 사업자에게 제공하던 승인 수수료 10원을 지정 기간 내 적립하고 적립된 금액을 가맹 사업자 명의로 사회 공익 단체에 기부를 함으로 가맹점 사업자가 사회 공익 사업에 참여 하고 년 말에 기부로 인한 세금 공제 혜택을 받음으로 현금영수증 발급을 활성화 하는 방법 및 그 시스템을 제공함에 있다
Therefore, an object of the present invention is that a cashier service provider earns an approval fee of 10 won that is provided to a VAN agent or merchant operator within a specified period, and the accumulated amount is donated to a social welfare organization in the name of the affiliated merchant. To provide a method and system for facilitating the issuance of cash receipts by participating in and receiving tax credits from donations at the end of the year.

이와 같은 목적을 당성 하기 위한 본 발명의 기부 방법은 가맹 사업자가 (1)기부단체와 연계된 현금 영수증 사업자의 홈페이지를 통해 회원으로 가입하는 단계와 (2) 현금영수증 발급 시 발생하는 건수에 따른 기부 금액을 누적하는 단계와 (3) 지정된 기간 단위로 누적된 기부 금액을 고객의 명의로 해당 기부 단체에 이체되도록 요청하는 단계, (4) 이체된 결과에 따라 기부 결과를 통보 또는 조회 하는 시스템을 제공한다The donation method of the present invention to justify such an object is the step that the affiliated operators sign up as a member through the homepage of the cash receipt operator linked to the donor group and (2) the donation according to the number that occurs when issuing the cash receipt Providing a system for accumulating the amount, (3) requesting the donation amount accumulated in the designated period to be transferred to the donor in the name of the customer, and (4) notifying or inquiring the result of the donation according to the result of the transfer. do

본 발명은 가맹점 사업자는 별도의 금액 지출이 없이 일정 금액을 사회 단체에 기부하고 추가 세금 공제 혜택을 받을 수 있으며 따라서 현금 영수증 발급이 활성화 된다In the present invention, merchants can donate a certain amount to a social group and receive an additional tax deduction without spending a separate amount of money, thus issuing a cash receipt is activated.

또한 현금영수증 사업자는 사회 공헌을 위한 기회를 제공함으로 기업 이미지가 향상되며 적립된금액을 분기 또는 년 단위로 재단에 제공함으로 선지급비용의 절감과 경쟁으로 인한 과다 수수료 제공 부담이 감소 하게 된다
In addition, cash receipt operators improve their corporate image by providing opportunities for social contribution and reduce the prepayment costs and burden of excessive fees due to competition by providing accumulated funds to the Foundation on a quarterly or annual basis.

도 1은 본발명에 따른 현금 영수증 승인과 기부를 위한 시스템 구성도
도 2는 도1 시스템의 기부 방법을 설명 하기 위한 흐름도1 is a system configuration diagram for cash receipt approval and donation according to the present invention
2 is a flow chart for explaining the base method of the system of FIG.

본 발명의 목적을 달성하기 위한 기부 시스템은 고객이 현금영수증 발급에 필요한 사업자의 정보와 기부하고자 하는 단체 지정 및 누적 기간(1, 3, 6, 12개월 및 기타)을 선택 하여 회원 가입을 하는 시스템과 현금영수증 발급 프로그램을 통해 현금 영수증 승인 처리와 승인된 결과를 국세청에 전송하는 시스템과 누적된 기부금액을 은행과 기부 단체 시스템에 전송하며 이 결과를 받아 고객에게 기부 결과를 제공하기 위한 서버를 포함한다
The donation system for achieving the object of the present invention is a system for customers to join the membership by selecting the information of the operators required for issuance of cash receipts, the group designation and the cumulative period (1, 3, 6, 12 months and others) And a system for sending cash receipts through the cash receipt issuance program and sending the approved results to the IRS, and a server for sending accumulated donations to the bank and donor organization system, and receiving the results and providing the donation results to customers. do

이하 첨부한 도면을 참조하여 본 발명의 바람직한 실시 예를 상세히 기술하기로 한다
Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

도 1은 본 발명에 따라 승인 수수료 기부 시스템의 구성도를 나타낸다
1 shows a block diagram of an approval fee donation system according to the present invention.

사업자가 보유한 PC(10)를 이용하여 가맹점 정보와 기부 관련 정보를 등록하고 기부 단체의 서버(70)에 정보 전송과 은행 이체 시스템(80)에 이체 결과를 송수신하는 운영서버(50)을 구비한다Registered merchant information and donation-related information using the PC (10) possessed by the operator and has an operation server 50 for transmitting and receiving information to the server 70 of the donation organization and transfer results to the bank transfer system 80

도 1의 시스템 또한 가맹점에서 카드단말기(40), POS 단말기(30), PC(20 로 부터 현금영수증 승인 요청 데이터를 받아 승인 정보를 제공하고 일 1회 운영서버(50)와 국세청 서브(90)에 전송하는 승인 서브(60)를 구비한다. 이러한 구성을 갖는 도1 시스템의 기부 방법에 대하 도2를 통해 구체적으로 설명한다
The system of Figure 1 also receives the cash receipt approval request data from the card terminal 40, POS terminal 30, PC (20) at the merchant to provide the approval information and once a day operation server 50 and the IRS Sub 90 An authorization sub 60 is sent to the system, which will be described in detail with reference to FIG.

사업자는 운영서버(50)에 온라인 또는 오프라인을 통해 회원을 가입하며 이때 기부금 누적 기간 및 운영서버(50)에 등록된 기부 단체, 복지 단체를 선택(단계 201)하여 등록한다
The operator registers a member through the operation server 50 through online or offline, and selects and registers a donation group and a welfare group registered in the operation server 50 and the accumulated donation period (step 201).

가입이 완료된 고객은 부여 받은 고객 번호로 운영 서브(50)에 직접 접속하여 현금영수증을 발급(단계 202)하거나 운영서버(50)의 자료실에 등록된 PC용 발급 프로그램을 현금영수증 발급 PC(20)에 Down Load하여 설치하고 소비가가 현금영수증 발급 요청시 고객정보를 입력(단계 203) 받아 승인서버(60)을 통해 승인을 요청 (단계 205)하고 승인된 정보를 제공받아 현금 영수증을 발급한다.
Upon completion of the subscription, the customer directly accesses the operation sub 50 using the assigned customer number and issues a cash receipt (step 202) or issues a cash receipt issuing program for the PC registered in the reference room of the operation server 50 (20). Down load and install on the consumer's request for issuance of cash receipts (step 203) receives the customer information through the approval server 60 (step 205) and receives the approved information is provided to receive the cash receipt.

또한 사업자의 매장에 설치된 POS단말기(30)와 카드 단말기(30)에 현금영수증 사업자의 승인서버(60)와 자료 송수신이 가능하도록 프로그램을 설치하여 소비가가 현금영수증 발급시 승인서버(60)을 통해 승인된 정보를 제공받아 현금 영수증을 발급(단계 215)한다.
In addition, the program is installed in the POS terminal 30 and the card terminal 30 installed in the operator's store so that data can be transmitted to and received from the cash receipt operator's approval server 60. In response to the approved information, a cash receipt is issued (step 215).

승인된 결과는 운영서버(50)로 전송(단계 207)하고 해당 가맹점의 기부 금액을 누적(단계 208) 처리하며 승인서버(60)에 등록된 승인 내용을 일 1회 국세청 서버(90)로 전송(단계 209)처리 한다The approved result is transmitted to the operation server 50 (step 207), accumulates the donation amount of the merchant (step 208), and transmits the approval contents registered in the approval server 60 to the IRS server 90 once a day. (Step 209) Process

매월 1일이 되면 운영서버(50)에서 월마감(단계 210) 처리를 하여 가맹점별로 이체 자료를 생성(단계211)하여 은행이체시스템(80)과 기부단체시스템(70)으로 전송한다
On the first day of every month, the operation server 50 processes the month closing (step 210) to generate transfer data for each merchant (step 211) and transmits it to the bank transfer system 80 and the donation group system 70.

은행이체시스템(80)은 해당 기부단체에 계좌이체(단계212)하며 이체된 처리결과를 송신하고 운영서버(50)에서 수신한다(단계 213)
The bank transfer system 80 transfers the account to the donation organization (step 212), and transmits the result of the transfer and receives it from the operation server 50 (step 213).

이체 처리된 결과를 각 가맹점에서 온라인으로 운영서버(50)에 접속하여 기부내역에 조회 가능하게 하고 연말 정산에 필요한 자료를 이메일로 발송 (단계 214) 처리한다The results of the transfer process are accessed online from each affiliated store to the operation server 50 so that the donation details can be viewed and the necessary data for the year-end settlement is sent by e-mail (step 214).

Claims (6)

기부를 하기 위한 방법에 있어서
(1) 회원 등록 시 현금영수증 승인 수수료를 이용하여 기부할지 여부를 선택하는 단계
(2) 기부금 누적 기간 설정 및 기부 단체 지정 단계
(3) 가맹점에서 현금영수증 승인 요청시 사업자가 승인된 결과를 국세청에 전송하고 취득하는 수수료 중 일부 금액을 약정하여 기부금으로 누적하는 단계
(4) 매월 지정 일자에 누적된 기부금을 지정 기부 단체 계좌로 이체하는 단계
(5) 기부 단체에 기부금 결과를 수신 받아 회원에게 결과를 제공하는 단계
(6) 기부금 세금 공제를 위한 증빙 서류를 메일로 발송하는 단계In how to make a donation
(1) Selecting whether to donate using cash receipt approval fee when registering a member
(2) setting up accumulated donation period and designating donation group
(3) In the case of requesting the cash receipt approval from the affiliated store, the contractor accumulates a donation amount by transferring some approved results to the IRS and accumulating them as donations.
(4) transferring the accumulated donation to the designated donation group account every month on the designated date;
(5) receiving the donation result from the donation organization and providing the result to the member
(6) mailing supporting documents for donation tax deduction 제1항에 있어 단계 (3)은 약정된 기부금을 현금영수증 사업자가 현금영수증(또는 신용카드) 승인 대행 수수료 일부 금액을 회원 명의로 기부금을 제공하는 방법
The method of claim 1, wherein the step (3) is a method in which a cash receipt provider provides a donation in a member's name for a portion of the cash receipt (or credit card) authorization agency fee.
제1항에 있어 단계 (3)은 약정된 기부금을 현금영수증 사업자가 현금영수증(또는 신용카드) 승인 대행 수수료 일부 금액을 사업자 명의로 기부금을 제공하는 방법
The method of claim 1, wherein the step (3) is a method in which a cash receipt provider provides a donation amount in part of the cash receipt (or credit card) authorization agency fee in the name of the operator.

청구 2항의 회원이 사업자에게 현금 영수증 승인 정보를 제공 함으로 회원은 별도 제화를 제공하지 않고도 기부를 하는 방법
Member of claim 2 provides cash receipt approval information to business operator so member can donate without providing shoes
청구 3항, 청구 4항의 회원이 기부로 인해 기부금에 대한 세금 공제 혜택을 받을 수 있는 방법
How members of claims 3 and 4 can benefit from tax deductions for donations
청구 1항에 단계(4)의 일정기간 누적된 기부금을 은행 업무 처리 시스템과 기부 단체 시스템에 일괄 전송함을 특징으로 하는 기부 방법
Donation method characterized in that the transfer of accumulated donations accumulated for a certain period of time (4) in claim 1 to the banking processing system and the donation organization system
KR1020100004139A 2010-01-16 2010-01-16 System and donations method thru approval fee from cash bill KR20110084354A (en)

Priority Applications (1)

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KR1020100004139A KR20110084354A (en) 2010-01-16 2010-01-16 System and donations method thru approval fee from cash bill

Applications Claiming Priority (1)

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KR1020100004139A KR20110084354A (en) 2010-01-16 2010-01-16 System and donations method thru approval fee from cash bill

Publications (1)

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KR20110084354A true KR20110084354A (en) 2011-07-22

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